You deposit $500 at the end of each month for n months in order to pay back a debt you borrowed. A 12% annual interest rate is charged. The interest is paid at a rate of 100n-300.
Money kept in a bank is referred to in the financial lexicon as a deposit. A deposit is a transaction in which money is transferred to a different party for safekeeping. Yet another definition of a deposit is a sum of money used as security or collateral for the delivery of a good. In general, a deposit is the amount of money that a bank has on hand.
One meaning of a deposit is when a portion of the money is utilized as a guarantee or deposit for the provision of goods or services. Transferring money to a third party, such a bank, for safekeeping constitutes a different type of deposit.
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blaire contracted with a local print shop to print her weekly sales flyers and other advertising materials. every month, the print shop will deduct the cost of the month's printing from her company's checking account. how can blaire ensure the transactions are categorized properly? answer:
Blaire can ensure that the transactions are categorized properly by creating a bank rule. With creating a bank rule, it will help Blaire reconcile regular cash payments into Blaire's bank account.
A bank can be defined as a financial institution licensed to make loans. and receive deposits. Bank rule can be described as an automatically process transactions imported from bank feeds or a bank statement. Bank rule has a function to automatically set the type of transaction, ledger account, or customer or supplier If we are import similar transactions every month, such as direct debits, set up rules.
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If you use a work without the creator's permission, you could be breaking what law?
A.
Image law
B.
Web law
C.
Copyright law
D.
Citation law
If a higher level of production allows workers to specialize in particular tasks, a firm will likely exhibit ________ of scale and ________ average total cost.
If a higher level of production allows workers to specialize in particular tasks, a firm will likely exhibit economies of scale and falling average total cost
What Are Economies of Scale?Economies of scale are financial benefits businesses enjoy as production becomes more productive because costs may be divided over a larger number of products.The ability of a company to benefit from economies of scale depends on its size; bigger businesses will produce more goods and save more money.Scale economies might be internal or external. External causes have an impact on the entire sector Internal economies are driven by conditions within a particular firm.Several factors contribute to economies of scale resulting in cheaper per-unit costs. First, increased worker specialization and technological integration increase production rates. Second, cheaper per-unit expenses may result from supplier bulk orders, larger advertising purchases, or lower capital costs. Third, spreading internal function costs over a greater number of manufactured and sold units aids in cost reduction.To learn more about economies of scale, refer to https://brainly.com/question/780900
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companies headquartered in countries with weak investor protection can reduce agency costs between shareholders and management group of answer choices having a press conference and promising to be nice to their investors. by listing their stocks in countries with strong investor protection. by moving to a better county. by voluntarily complying with the provisions of the u.s. sarbanes-oxley act.
Companies headquartered in countries with weak investor protection can reduce agency costs between shareholders and management by listing their stocks in countries with strong investor protection.
The answer is option B.
Investor protection includes numerous measures installed to protect the pursuits of investors from malpractices. The Securities and Exchange Board of India (SEBI) is chargeable for regulations of the Mutual fund range and for safeguarding the pursuits of the traders.
The stock exchanges have an investor protection budget to compensate investors while a broker is said a defaulter. The depository indemnifies investors for loss because of the negligence of the depository or depository participant.
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the two major avenues for achieving low-cost leadership are both accomplished by focusing on the company's multiple choice question. target pricing. market share. level of product or service differentiation. value chain activities.
The major avenues for achieving a cost advantage over rivals include:
performing value chain activities more cost-effectively than rivals or revamping the firm's overall value chain to eliminate or bypass some cost-producing activities.What is meaning of low-cost leadership?
The goal is to manufacture (or acquire) comparable goods or services for less money than its rivals. The bulk of buyers will be drawn in by the cheaper price, and it will be profitable based on the quantity of goods sold.
The additional costs spent by manufacturing more units of an item or service are known as marginal costs. By dividing the overall change in the cost of manufacturing additional items by the change in the quantity of goods produced, it is determined.
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hen significant externalities exist: i. the market equilibrium is no longer efficient. ii. the market equilibrium is only efficient if the externality is an external benefit. iii. social surplus is not maximized. iv. the government will always increas
When significant Externalities exist the market equilibrium is no longer efficient.
Externalities create market failure because the pricing equilibrium of a good or service does not fairly reflect the full costs and advantages of that good or service. Equilibrium is believed to create the ideal level of output since it reflects the optimal balance between the advantages for customers and the expenses for producers. When there are considerable externalities, however, the equilibrium level is faulty because incentives are created that lead individual agents to make poor judgments for the community as a whole.
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what type of assessment method is being used if a formal job offer is made only when the candidate passes a background check? screening assessment evaluative assessment contingent assessment organizational assessment
Contingent assessment method is being used if a formal job offer is made only when the candidate passes a background check
Describe contingent assessment methods.The last step in the external hiring process is contingent assessments, which are started when a candidate accepts a conditional job offer. Contingent evaluations are requirements that must be satisfied before an offer is finalized, as opposed to tests that judge a candidate's cognitive talents, technical knowledge, or job skills.
Applicants who succeed in the substantive selection processes are essentially prepared for employment, subject to a background investigation. Drug tests, physical examinations, and background checks are the three most frequently used contingent procedures. Nevertheless, depending on the requirements of the task and the law, contingent approaches are not always employed. Contingent techniques can be utilized with almost any method.
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on december 31, year 2 before adjustments, silver co.'s accounts receivable account balance was $20,000 and the allowance for doubtful accounts account balance was $300. silver estimates uncollectible accounts to be 5% of accounts receivable. the year 2 uncollectible accounts expense shown on the income statement will be:
The year 2 uncollectible accounts expense shown on the income statement will be -700.
An expense is an item requiring an outflow of money, or any form of fortune in trendy, to another character or institution as payment for an item, provider, or some other category of costs. For a tenant, rent is a cost. For students or mothers and fathers, tuition is a cost. Buying food, clothing, fixtures, or a vehicle is frequently referred to as a rate. An expense is a price that is "paid" or "remitted", generally in trade for something of the fee. Something that appears to cost an outstanding deal is "high-priced". Something that appears to price little is "inexpensive". "fees of the table" are prices for dining, refreshments, a ceremonial dinner, and so forth.
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the salary paid to the assembly line supervisor would normally be classified as: multiple choice a period cost. direct labor. a prime cost. a general and administrative expense. indirect labor.
The salary paid to the supervisor of an assembly line would normally be classified as indirect labor.
What is indirect labor ?
Employees who undertake duties that improve the functioning of the business without directly generating goods or services are referred to as performing "indirect labour." They are employed in departments including the administrative, accounting, and engineering ones.
What is an example of indirect labor?
For instance, the maintenance workers and the receptionist who assist the hair stylists at a salon in providing haircuts and other services are considered indirect labor whereas the former are called direct labor.
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in the mid-1980s, coke launched new coke, a soft drink featuring a new cola taste. it did not do well. a few weeks after new coke launched, it was discontinued. coke returned to its original formula and rebranded it coca-cola classic. new coke is an example of
New coke is an example of failed value creation.
The first formula modification in 99 years was made when The Coca-Cola Company released reformulated Coca-Cola, also known as new Coke. The Coca-Cola Company wanted to revitalize its Coca-Cola brand and the cola category in its greatest market, the United States, rather than to incite the avalanche of customer criticism that eventually occurred.
Not only did New Coke fail due to its too sweet flavor, but Coke's marketing strategies, organizational structures, and corporate culture also contributed to its failure.
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Brickhouse is expected to pay a dividend of $2. 50 and $2. 20 over the next two years, respectively. After that, the company is expected to increase its annual dividend at 2. 6 percent. What is the stock price today if the required return is 10 percent?.
The company increases its dividends by 1.65 percent annually.
In exchange for regular interest payments, a bondholder loans money to a business or the government for a predetermined length of time. As soon as the bond matures.
What features distinguish a bond?Bonds can be identified by their maturity, coupon (interest) rate, tax status, and callability, among other attributes. Bonds are subject to a number of hazards, including interest rate risk, credit/default risk, and prepayment risk. The majority of bonds have ratings that indicate their investment grade.These investment-grade bonds have the highest quality and are thought to have the lowest default rates. Typically, investment-grade bonds of the highest caliber are regarded as U.S. Treasury bonds.Corporate bonds, municipal bonds, government bonds, and agency bonds are the four different types of bonds that can be categorized.In exchange for regular interest payments, a bondholder loans money to a business or the government for a predetermined length of time. As soon as the bond matures.To learn more about Bond refer to:
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An asset turnover ratio of 2.5 means that for every $1 in assets, the firm generates _____ in sales.
An asset turnover ratio of 2.5 means that for every $1 in assets, the firm generates $2.5 in sales. A company's sales or revenues are compared to the value of its assets using the asset turnover ratio.
The asset turnover ratio can be used to gauge how effectively a business uses its assets to produce income. The more effectively a corporation uses its assets to generate revenue, the greater its asset turnover ratio. A corporation is not effectively employing its assets to produce sales if it has a low asset turnover ratio, on the other hand. Investors can use this measure to gauge how well a company is utilising its resources to drive sales.
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to increase sales, a sportswear chain is designing a promotional campaign for social media. it plans to post links to coupons on its website and have its sales personnel scan the coupon redemption codes at store registers. which are the best social media information system (smis) metrics to track the success of this promotion?
All plans in Sprout include presentation-ready social media reports that can be filtered by platform and date.
This implies that you have simple access to customizable graphs and comparisons to earlier time periods, as well as easy access to team leaders and executives.
What key measure should social media companies focus on?
Engagement, impressions and reach, voice and share of voice, referrals and conversions, reaction rate and time are the most prevalent and frequently significant indicators to consider. You will have a 360-degree view of your social media performance when these are combined.
It's important to track the broad category of engagement.
The engagement rate is a measure that is frequently used to monitor how actively engaged your audience is with your content and how successful your brand efforts are. Customers who are actively engaged engage with brands through behaviors like "likes," "comments," and social sharing.
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for the year ended december 31, 2020, terrance, a single professional, reported the following: net investment income from taxable interest, $14,000 other expenses unrelated to the generation of interest, $6,000 investment interest expense on funds borrowed in 2018 to purchase stocks and bonds, $15,000 what is the maximum amount that terrance can deduct in 2019 as investment interest expense?
The most Terrance may write off for investment interest costs in 2019
is $14000.
Given
Terrance, a lone professional, provided the following financial information for the year ended December 31, 2020:
Net investment income from taxable interest, $14,000 in additional costs not connected to interest generation, and borrowing money in 2018 to buy stocks and bonds resulted in investment interest costs of $6,000 and $15,000, respectively.
Calculation of the maximum investment interest expense that Terrance may deduct in 2020:
Interest costs may be deducted in full.
Amount of investment expenses up to the maximum allowed by total net investment income
The difference between net investment income and expense for the year is $14,000 ($15,000 + $6,000).
Therefore,
The maximum deduction is allowed in 2020.
= $14000
Hence the total amount of investment interest is = $14000
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Imagine you are an entrepreneur in a market economy. You want to connect with potential customers who would benefit from your unique product. What is an example of a unique product in a market economy? What is the role of voluntary exchange, economic utility, and specialization in the transactions you hope to establish to sell this product? Explain each concept and its role.
The role of voluntary exchange in the transaction is that its facilitate freely trading of goods or services
The role of economic utility in the transaction is that the consumer's satisfaction from using a product will drive further sales.
How do we explain Market Economy & Voluntary Exchange?Basically, a market economy refers to an economy based on capitalism, that is, an economy whereby the goods and services are freely exchanged on an open market. The value of the outputs is mostly determined solely by market interaction between producers and consumers by a concept known as voluntary exchange. That leads us to the fact that the key principles of a market economy is the principle of voluntary exchange.
In economics, the Voluntary Exchange Principle is based on the consumers and producers acting in their self-interest, that is, the voluntary exchange between a consumer and a producer makes both parties better off than they were before the exchange.
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nearshore consultants, a business consulting firm, wants to attract and keep highly ambitious employees who work hard and want to advance in their careers. which benefit would especially appeal to this type of employee?multiple choicea 529 savings plana defined-benefit pension plana generous vacation policya health maintenance organizationtuition reimbursement
Tuition reimbursement would be the benefit, especially appealing to this type of employee.
So, the correct option is D.
An employer will pay for a certain number of continuing education credits or college courses that will be used to fulfill the requirements for a degree through the tuition reimbursement program, often known as tuition aid. Because it increases their options for learning and growth, tuition aid helps keep lifetime learners interested and dedicated to their careers. More than 80% of the employees who took part in the EdAssist poll claimed the program made them happier at work and more likely to stick around.
When determining how much help will be given out, the amount of tuition reimbursement will be taken into account since it is included in the student's overall financial resources. Tuition reimbursement may therefore result in a student receiving less financial aid than they otherwise would.
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g a company is expected to pay shareholders a $4 dividend next year. if dividends are expected to grow by 4% annually and investors require a 14% return on this stock, what is the stock worth today?
Based on the dividends to be paid in the next year, and the growth rate in dividends, as well as the required return, the stock today would be worth $40.
How to find the value of the stock?When given the dividend to be paid in the next year, the growth rate, and the required return on the stock, stock value or price today can be found using the Gordon Growth Model.
The Gordon Growth Model takes the formula:
Value of stock = Next dividend / (Required return - Dividend growth rate)
The stock worth in the current period can therefore be found to be:
Value of stock = 4 / (14% - 4%)
Value of stock = 4 / 10%
Value of stock = $40
In conclusion, the required return, next dividend to be paid, and the dividend growth rate show that the stock worth is $40.
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a film studio in georgia is responsible for creating the sets for films. every year, about 10% of last year's sets get destroyed and can no longer be used. over the course of a year, the studio builds 10 sets and can make $5,000 a year per set. the studio had 80 sets last year; how much can the studio expect to make from sets this year?
A film studio in georgia is responsible for creating the sets for films. every year, about 10% of last year's sets get destroyed and can no longer be used.
Since we have given that
Number of total films = 40 studio
Percentage of comedies = 60%
Number of comedies is given by
Percentage of horror films = 40%sets
Number of horror films is given by
Percentage of comedies were profitable = 75%
Number of profitable comedies is given by
Percentage of horror were unprofitable = 75% studio
Percentage of horror were profitable = 25%
Number of profitable horror films is given by
So, Total number of profitable films were sets
Hence, there are 22.5 films were profitable.
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on february 7, a customer buys 100 shares of lmn at $39 per share and simultaneously writes an lmn oct 35 call option at 6. if the call is exercised on july 19, what will she report for tax purposes?
Tax - $200 gain, The $4,100 profit from the sale of the stock includes the premium paid for writing the call. The investor made a $200 capital gain by purchasing the stock for $3,900 five months earlier (short-term).
What is tax?
Tax compliance refers to policy actions as well as individual behaviour that aim to ensure that taxpayers are paying this same right amount of tax just at right time and securing this same correct tax allowances and tax reliefs. Tax is defined as a mandatory financial charge or another category of levy imposed on the a taxpayer (an individual or legal entity) by the a governmental organisation in order to fund government spending as well as various public expenditures. Around 3000–2800 BC, Ancient Egypt experienced the first recorded taxation. Non-compliance with the law includes avoiding taxes or resisting taxation, as well as failing to make payments on time.
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what are two profit-oriented approaches to setting a price?multiple select question.cost-plus pricingskimming pricingcustomary pricingtarget return pricingtarget profit pricing
Two price-setting strategies focus on making a profit:
target return pricingtarget profit pricingWhat are the two methods of pricing?We discuss the three main and most popular pricing techniques in this concise guide:
Price based on cost. Pricing based on value. Pricing based on competition.What does profit-driven pricing mean?When a corporation has a profit-oriented pricing purpose, it means that it wants to maximize profits from each sale or service it offers while achieving long-term corporate viability.
What is a profit-oriented strategy?Profit-focused strategies: Setting the price to achieve targeted profits, a return on sales, or a return on investment is necessary for profit orientation. Three pricing methods emphasize profits: optimum pricing for profit. Ideally priced for return on sales.
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Why do competitive markets move toward equilibrium?
which statement is true of the marketing environment? multiple choice unemployment problems are a part of regulatory forces affecting the marketing environment. the public's opinions belong to the competitive forces influencing the marketing environment. a marketing manager can influence some environmental variables. environmental forces remain static. the forces in the marketing environment cannot be controlled under any circumstance.
A marketing manager can influence some environmental variables is a true statement of the marketing environment.
The marketing environment refers to all inner and outside elements, which without delay or indirectly have an impact on the company's decisions associated with advertising activities. internal elements are inside the manipulate of an corporation; whereas, external elements do now not fall within its control.
Market environment and enterprise environment are advertising and marketing terms that talk to factors and forces that affect a company's capacity to construct and preserve successful customer relationships.
A advertising surroundings encompasses all of the internal and external elements that power and have an impact on an corporation's advertising sports. advertising managers need to stay privy to the marketing surroundings to hold fulfillment and address any threats or possibilities which can affect their work.
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lourdes corporation's 11% coupon rate, semiannual payment, $1,000 par value bonds, which mature in 15 years, are callable 4 years from today at $1,050. they sell at a price of $1,190.03, and the yield curve is flat. assume that interest rates are expected to remain at their current level. what is the best estimate of these bonds' remaining life? round your answer to the nearest whole number.
The remaining life of the bond is 4 years and the YTM is 8.70%
Par value of the bond = $1000
In a bond, the owner of the bond loans money to a business or the government. Up to a certain future date, when they return the principal amount of the loan, the borrower pays recurring interest payments.
The total sum that the bond issuer returns to the bondholder is known as the "principal," and the interest is represented by a series of payments known as the "coupon."
Selling price = $1190.03
Callable price = $1050
N = 15 years
Interest rate = 11%
Semi payment = Interest rate*Par value*Time in years
= 11%*1000*0.5 = $55
Since those bonds are expected to be called in 4 years, the remaining life of the bond is 4 years
Calculating the yield to maturity:
Future value (FV) = 1000
Present value (PV) = -1190.03
N = 15*2 = 30
PMT = $55
Yield to maturity = [Annual Interest + {(FV-Price)/Maturity}] / [(FV+Price)/2]
= {0.11 + {1000 - 1190.03}/1050}/{(1000 + 1190.03)/2}
So, Yield to maturity = 8.70%
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in early 2000s, oil prices were rising because of concern about the iraqi invasion kuwait and other situations, along with rapid growth in demand in the far east. prices eventually reached over $100 a barrel. how would most economists predict these high prices should affect the u.s. economy in terms of the ad/as model? multiple choice
Economists predict that high prices of oil should affect the US economy because oil is the most important input in many production processes. In the term of the AD/AS model, the higher prices should shift the short-run aggregate supply curve up (to the left).
The Aggregate Demand–Aggregate Supply or also known as AD/AS model can be described as a macroeconomic model that explains output and price level through the relationship of aggregate demand and aggregate supply. The Aggregate Demand–Aggregate Supply or also known as AD/AS model is based on the theory of John Maynard Keynes presented in his work The General Theory of Employment, Interest and Money. The aggregate supply curve slopes up is happen when the price level of inputs remains fixed while the price level for outputs increases. The aggregate supply curve slopes up cam make the opportunity for additional profits encourages more production.
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which of the following best describes current practice in accounting for leases? group of answer choices leases are not capitalized. all leases are capitalized. all long-term leases are capitalized. leases similar to installment purchases are capitalized.
Every lease is capitalized. The way lease accounting is now practiced is best summed up in this clause.
There are typically two different types of leases: short-term and long-term. Short-term leases are those where the lessee holds the leased asset for a short time, typically one year or less, and are therefore treated as operating leases.
Long-term leases, on the other hand, are those where the lessee holds the leased asset for a longer time, typically more than one year, and are therefore capitalized for more than one year. According to the lease accounting standard ASC 842, lease capitalization is the process of documenting right-of-use assets and associated lease obligations on a company's balance sheet.
The leased asset is capitalized in non-current assets on the balance sheet at the time of start-up. Both current and non-current liabilities have the relevant debt equivalent obligation. If the fair value of the lease is known, it should be capitalized at that amount.
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which of the following statements regarding insurable interest is not correct? a insurable interest must exist between the policyowner and insured at the time of application b insurable interest is the possibility of economic loss due to sickness or death c insurable interest only applies to individuals related by blood d an individual has an unlimited insurable interest on him/herself
It is possible to enforce a policy acquired by someone without an insurable stake in the insured. When the loss or damage of the object will result in a financial loss or other troubles, that person or entity has an insurable interest in that thing, event, or action.
It's crucial to note that insurable interest must be able to be valued in monetary terms. Sentimentality is not a must. When Insurable Interest Must Exist Depending on the type of insurance, several rules apply to the question of when insurable interest must exist. Any investment that is vulnerable to financial loss is protected by insurable interest.
According to the principle of insurable interest in life insurance, a person or organization may purchase a life insurance policy on the life of another if they place a higher value on the life of the insured than the policy's face value.
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jessica's sports wear has $38,100 in receivables and $523,700 in total assets. the total asset turnover rate is 1.17 and the profit margin is 7.3 percent. how long on average does it take to collect the receivables? assume a 365-day year.
22.70 days are the average collecting period.
proper choice is a 26.91 days
as evidence
Inventories = $38,100
assets total $523,700.
Rate of total asset turnover: 1.17
Profit margin is 7.3%.
Total Asset Turnover Ratio is said to be equal to Sales minus Total Assets.
in this case, a sale
sales = (523700 × 1.17)
sales = $612729
and
The anticipated profit is 7.3% or $612729.
Earnings = $44729.217
therefore, we have accounts receivable turnover.
Customer receivables Sales minus Accounts Receivable equals turnover.
so
turnover of the accounts receivables =
Turnover of receivables = 16.08
and
The typical collecting time is
22.70 days are the average collecting period.
proper choice of collecting period is 26.91 days
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when a pr specialist employed by a hospital writes and distributes a newsletter to medical staff and other employees, what type of communication is this?
when a pr specialist employed by a hospital writes and distributes a newsletter to medical staff and other employees. This is a type of internal communication.
What is communication?Communication is the acquisition of information from one party to another. According to the Merriam-Webster dictionary, communication can be defined as the process or act of writing, speaking and gesturing to exchange, express and convey internal information and ideas. In our daily lives, communication helps us build relationships and connect with others by sharing our experiences and needs. It is the essence of life that allows us to express emotions, share information, and share internal ideas. It's important to understand each communication style and why individuals use it. The communication process consists of four main components. Internal components include coding, transmission media, decoding, and feedback. There are two other factors in this process, and these two factors exist in the form of sender and receiver.To learn more about communication from the given link :
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the manager of a large apartment complex knows from experience that 90 units will be occupied if the rent is 300 dollars per month. a market survey suggests that, on the average, one additional unit will remain vacant for each 10 dollar increase in rent. similarly, one additional unit will be occupied for each 10 dollar decrease in rent. what rent should the manager charge to maximize revenue?
The rent that should be charged by manager to maximize revenue is 540 dollars per unit.
The question can be solved by expressing it in the form of Quadratic polynomial. A quadratic polynomial is the one that can be expressed in the form ax² + bx + c = 0 where a, b, c are coefficients and x is the independent variable. Let us assume the rent as x. The rent will be given by
R(x) = (90 - x)(300 + 6x)
R(x) = 27000 + 540x - 300x - 6x²
R(x) = 27000 + 240x - 6x²
R(x) will be maximum at
-240/(2)(-6) = 20
The manager should charge the rent which is equal to
R = 300 + 12(20) dollars per unit
R = 540 dollars per unit.
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if the average adult produces $30,000 of output per year, how much global output is lost annually as a result of adult deaths from secondhand smoke? instructions: round your response to one decimal place. output lost
According to a global assessment, secondhand smoke causes the deaths of 600,000 individuals worldwide. 435,000 of these 600,000 victims are adults. The output lost as a result is 13.05 billion.
Elaborate on passive smoking.A deadly concoction of more than 4,000 irritants, poisons, and cancer-causing agents makes up secondhand smoking. People around you continue to breathe in the dangerous toxins no matter how cautious you believe you are because the majority of secondhand smoke is invisible and odorless.
People are not protected by opening windows and doors or by smoking in another room of the house. Even with a window open, smoke can remain in the air for two to three hours after you've finished a cigarette. Additionally, even if you just allow smoking in one room, the smoke will enter the other rooms in the house and be inhaled by residents.
Considering that an adult produces 30,000 worth of production annually, 435,000 adults would have generated,
= 30,000 × 435,000
= 13,050,000,000
As a result, the annual loss in global output due to adult mortality is 13.05 billion.
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