Making judgments in a state of uncertainty occurs when decision makers are unaware of all the risks connected to each alternative or the expected effects of each one.
What is Decision making?
Making decisions is a necessary component of modern management. The primary duty of management is often seen as making defensible decisions. Every manager makes a tonne of decisions—many of them unconsciously—and these decisions are essential to performing their duties as a manager.Because they affect organisational and managerial activities, decisions are important.A decision is a choice of action made with the intention of achieving organisational or managerial objectives or goals.Managing any organisation or commercial operations requires making decisions on a regular basis. The organization's operations and all business activity are decided upon.To know more about Decision making visit:
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If 2 tacos and 4 drinks cost $16, and 3 tacos and 2 drinks cost $16, how much does a taco cost?
Answer:
$4 is the cost of a taco.
Explanation:
The equation will be,
→ 2x + 4y = 16
→ 4y = 16 - 2x
→ y = (16 - 2x)/4
Now the cost of a taco will be,
→ 3x + 2y = 16
→ 3x + 2[(16 - 2x)/4] = 16
→ 3x + 8 - x = 16
→ 2x = 16 - 8
→ x = 8/2
→ [ x = 4 ]
Therefore, the cost is $4.
What is the business process model that ensures the process is fully and clearly understood before the details of a process solution are decided upon?
Before choosing the specifics of a process model, the business process model makes sure the process is thoroughly and clearly understood. representing processes.
In order to spot potential changes, business process model is the graphical representation of a company's business processes or workflows. This is typically accomplished using several graphing techniques, including flowcharts, data-flow diagrams, etc.
The two states of the process are mapped using BP modeling: As-is, the state of the process as it is right now, without any adjustments or improvements, and To-be, the condition of the process in the future, following the changes or improvements. Depending on who you ask, the terms "business process mapping" and "business process modeling" might mean pretty much the same thing. Both of these are utilized to help visualize processes in order to spot any potential flaws or enhancements.
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managers of profit centers are usually given a lot of discretion because a. the company can never judge their performance b. they rarely ever do a good job c. they always do an excellent job d. the company has a clear perform
Managers of profit centers are usually given a lot of discretion because it is relatively easy to tie management pay to division performance. Thus, the correct option is D). the company has a clear perform.
What are the responsibilities of a manager?Manager is a person who is responsible for controlling or supervising an organization or group of staff.
A manager has to perform number of responsibilities for the attainment of the objectives of a company. These responsibilities may include managing staff, planning and evaluating department activities etc.
Basically, manager is a professional who manages a team of employees.
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what's the present value of a perpetuity that pays $3,000 per year if the appropriate interest rate is 5%?
$76,000.00, the present value of a entrepreneur perpetuity that pays $3,000 per year.
What is entrepreneur ?An individual who starts a new firm, taking on the majority of the risks and reaping the majority of the gains, is known as an entrepreneur. Entrepreneurship is the practice of starting a business. The entrepreneur is frequently viewed as an innovator, a source of fresh concepts for products, services, businesses, and operational methods.
Entrepreneurs are essential to the health of any economy because they have the knowledge and drive to foresee requirements and sell viable new ideas. Entrepreneurship that succeeds in assuming the risks involved in founding a firm is rewarded with money, notoriety, and chances for future growth. Failure in entrepreneurship leads in losses and diminished market presence for individuals engaged.
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What is the design wind speed for average-risk building?
The design wind speed for the average-risk building is 115mph.
Designing your building to withstand high winds can save you money, time, and resources in the long run, whether you’re building an office tower or constructing a home in a windy area.
MAXIMUM DESIGN WIND SPEEDS: The wind speed will depend on the exposure and height of the building. Higher floors are more exposed to higher-velocity winds, while taller buildings are less prone to being toppled.High-risk exposure sites will have much lower design wind speeds than low-risk exposure sites. A low-risk site is a site with no obstructions within 300 feet that would cause turbulent wind conditions.
A high-risk site has obstructions within 300 feet, such as trees or tall buildings which may cause turbulent wind conditions.
For average risk sites, the maximum design wind speed is typically 120 miles per hour (or 140 kilometers per hour).
SAMPLE WIND SPEEDS: The location and intensity of the winds will dictate what wind speed rating your building should be constructed to withstand. A faster, more powerful wind can significantly affect the stability and design of a building, which is why they are rated on a scale from 1-115 mph.Most buildings in North America are designed to withstand an average level of wind speeds, but there are some exceptions.
In Alberta Canada, most buildings must be designed to resist an average level of 50 mph winds because it gets much stronger than that in winter storms.
On the other hand, areas with high levels of hurricane activity need buildings that resist 100 mph winds or higher because hurricanes create sustained periods where these speeds happen every few minutes or so.
When it comes to hurricane safety, we’re all aware of the importance of properly securing an evacuation route, keeping batteries and candles on hand, and having food and water in your home in case you get trapped there during a storm.
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A customer who is long 1 oex may 315 call exercises the contract on this day. the customer will receive? a $58.00 b $162.50 c $558.00 d $662.50
A consumer who's lengthy 1 oex may additionally 315 name sporting events the contract in this day. the customer will acquire$58.00
The definition of a contract is a settlement among two or greater humans to do something. An instance of settlement is a mortgage agreement among shoppers and dealers of a vehicle. An example of contract is an agreement between human beings to be married.
A contractual settlement is a legally binding settlement between parties. The contract's phrases and conditions will require the events to either do or refrain from doing unique actions. First, events comply with work together and forge a connection that if fostered nicely and useful in both aspects, can final years. A contract is a visible illustration of that relationship. Contracts also maintain each party to their unique settlement.
A contract is formed via a procedure of providing and acceptance. offer -- announcement via an offeror to an offeree suggesting terms of a settlement and asking the offeree to just accept them. whilst a suggestion is notable, the offeror is legally obligated to be certain of the settlement if the offeree accepts the offer.
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In your opinion, what has been the overall effect of capitalism (free market enterprise) on american democracy?
The two ideas conflict in numerous ways. Alternatively, a minor quarrel.
As a result, democracy has frequently suffered as free market capitalism has grown throughout history. Free market principles have decreased while collective Democratic values have increased.
An economic system called free market capitalism recognizes that some people will succeed and others won't. Bad ideas will be ignored and dismissed, while those with creativity and business savvy will be recognized.
How is the American democratic republic characterized?
The American democratic republic is characterized by its people coming together to address shared issues while reserving the right to private property and notions of liberty.
The New Deal is typically interpreted as a retreat from the free market and an expansion of American democracy as a whole. Right now, robust collective Democracy and free market capitalism are engaged in conflict. Which idea will win will be determined only with time.
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factors that affect the weighted average cost of capital include all of the following except: market interest rates. the firm's debt/equity mix. the firm's business risk. market risk aversion. the firm's income tax rate.
When the Fed hikes interest rates, the risk-free rate immediately increases, which raises the company's WACC. Other external factors that can affect WACC include corporate tax rates, economic conditions, and market conditions.
What is tax rates?An individual or business gets taxed at a certain percentage, which is called a tax rate. The United States employs a progressive tax rate system, where the amount of tax levied rises as taxable income for an individual or company increases. This system is used by both the federal government and several states. The amount of money collected from taxpayers with higher incomes is larger when there is a progressive tax rate.
An individual or business gets taxed at a certain percentage, which is called a tax rate.
In the United States, taxes are levied at a progressive rate, which means that the more money you earn, the higher the tax rate will be.
Due to the marginal tax rate structure used in the United States, taxpayers actually pay a lower effective tax rate.
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The specific managerial task in which managers create work relationships to allow organizational members to achieve organizational goals is _____.
The specific managerial task in which managers create work relationships to allow organizational members to achieve organizational goals is Leading.
The management of the businesses can assist in utilizing these resources and achieving corporate objectives by carrying out the four critical managerial functions of planning, organizing, leading, and controlling.
The extent to which an organization succeeds in achieving its objectives is referred to as organizational effectiveness. How successfully an organization achieves the goals and outcomes that it has set for itself.
Planning, organizing, staffing, leading, and managing are the five general responsibilities that make up management at its most basic level. The phrase "task strategies" refers to a variety of plans and techniques for carrying out certain activities in order to produce desired results and reach predetermined task goals. A task strategy is a thorough work plan that outlines the scope and direction of tasks for a considerable amount of time.
Managers of strategy examine firms to identify their prospects, operational performance, and strengths and shortcomings. They establish strategies to accomplish an organization's long-term objectives and offer recommendations based on internal and external factors to reduce risks. No credit card is necessary; totally free trial.
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you've done research on the competition in the area, and you worked for a sandwich franchise during college, so you're not entirely unfamiliar with the business. but you also know you've got a lot to learn, and you want to make the right decisions and make your business a success.
If you want to make your business success, write a business plan.
A business plan is a comprehensive plan that outlines a strategic mission and how they intend to achieve them. A business plan is a written roadmap that outlines the company's marketing, financial, and operational objectives. Startups and established firms both employ business plans.A business plan is a formal written document that includes a company's goals, strategies for achieving those goals, and time period for accomplishing those goals.Business plans are composed of five basic pieces of information. They include a business overview, an analysis of your competitive environment, a marketing plan, a section on human resources (people requirements), and critical financial information.An executive summary, product and service sections, marketing strategy and analysis, financial planning, and a budget should all be included in a good business plan.Thus, this is how you should write a business plan, if you want to make your business successful.
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A type of process that creates one-of-a-kind products is?
Option (b) job shop and option (b) project is the right answer.
The manufacturing processes that produce one-of-a-kind things are job shops and projects.
What are job shops?Job shops are primarily modest manufacturing systems that manage job production, which includes small- to medium-sized customer orders or batch jobs as well as custom/bespoke or semi-custom/bespoke manufacturing processes. When a job shop completes a job, they usually move on to another.
Define project.A project is a business venture intended to create distinctive but related items. It benefits from standard manufacturing specifications (and thus efficiency), while enabling customization into "unique" combinations. Unusual orders can be handled similarly to a project.
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The complete question is: " A type of process that creates one-of-a-kind products is: (Choose all that apply)
(a) repetitive processing
(b) job shop
(c) project
(d) continuous processing "
Gdp in an economy is $12,050 billion. consumer expenditures are $8,500 billion, government purchases are $1,900 billion, and gross investment is $1,410 billion. net exports must be:_________
Net exports must be 240 billion.
What is net export?Gross domestic product is the total value of the final goods and services produced in an economy in a particular period which can be a year. Gross domestic product is used to measure economic growth.
One of the methods used to calculate Gross domestic product is the expenditure approach.
The expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export
Net export = exports – imports
Net export = $12,050 - 8500 - 1900 - 1410 = $240 billion
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classify each cost as being either variable or fixed with respect to the number of units produced and sold. also classify each cost as either a period or a product cost.
Linearly correlated to production level is the variation in variable costs. However, variable costs are constant across when expressed on a per-unit basis.
The effort to categorize costs as constant or variable is to be able to control costs, but he can still think of this fixed cost on a per-unit basis. Revenue per unit / (Variable costs per unit / Fixed costs).
The amount of products produced as well as other factors affect unit costs. Regardless of the manufacturing or sales level, fixed costs still exist. Costs known as "variables" are expenses that alter as a company's output of a good or service changes.
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in the context of using information technologies for a competitive advantage, which statement is true of a bottom-line strategy?
The correct answer is - Information technology focuses on generating new revenue by offering new products and services which gives competitive advantage.
Competitive advantage refers to factors that enable a company to produce goods or services better or at a lower cost than competitors. These factors enable the productive entity to generate more sales or higher margins than its competitors in the market. A variety of factors, including cost structure, branding, product quality, distribution network, intellectual property, and customer service, are attributed to competitive advantages.
how Information technology helps in gaining competitive advantage-
Technology affects value activities directly or allows businesses to gain a competitive advantage by capitalizing on changes in competitive scope.lowering costs. increasing differentiation.Changing the competitive landscape.Determine the level of information intensity.Determine the role of information technology in the structure of the industry.Learn more about competitive advantage here:
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All accounts that appear in the balance sheet, including retained earnings, are permanent accounts, and we carry forward their balances from period to period. True or false?.
Answer:
True
Explanation:
Can u please mark me :)
Which event(s) helped cause a lull in the growth of the book publishing industry?
The book publishing industry's expansion experienced a halt following World War I.
How did book publishing begin in the world?In what is typically regarded as an independent invention, Johannes Gutenberg introduced moveable type to Europe in 1450. He also made advancements in the method of type casting using a matrix and a hand mould. With time, this technology helped books become more widely available and less expensive to print.
What changes has the publishing sector undergone?Expanding selection of titles; developing format.
The number of books on the market increased as a result of advancements in digital technology, distribution improvements, and the emergence of self-publishing, but these changes also significantly increased the number of books that were traditionally published.
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project x has an initial cost of $20,000 and a cash inflow of $25,000 in year 3. project y costs $40,700 and has cash flows of $12,000, $25,000, and $10,000 in years 1 to 3, respectively. the discount rate is 6 percent and the projects are mutually exclusive. based on the individual project's irrs you should accept project ; based on npv you should accept project ; the final decision should be to accept project . multiple choice y; y; y y; x; x x; y; y x; x; x y; x: y
Project X has a $20,000 start-up cost and a $25,000 cash inflow in year 3. Project Y has a $40,700 cost and generates cash flows of $12,000, $25,000, and $10,000 over the course of its first three years. The projects are mutually exclusive, and the discount rate is 6%. You should approve the project in the end based on the irrs and npv of each individual project as well as your own assessment of those factors. X;Y:Y.
Start-up costs are the costs a business spent or incurred to establish an active trade or business, or to research establishing or acquiring an active trade or business. Start-up costs are sums paid or expended in connection with a current profitable activity that is intended to generate money prior to the activity becoming a fully operational trade or business. Equipment, incorporation fees, insurance, wages, and taxes are just a few of the startup costs. Although startup costs will differ depending on your business's industry and type, an expense for one firm might not be applicable to another. It helps you effectively launch your firm and maintain profitability after your doors are open to understand your expenses and how you will manage them.
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coo, scott lawton, discusses barcelona’s philosophy on allowing restaurant managers to make their own decisions. they hire and train managers that they believe have the "creativity and brain power" to be successful. scott is performing a(n
Scott Lawton discusses Barcelona's philosophy of allowing restaurant managers to make their own decisions. they hire and train managers that they believe have the "creativity and brain power" to be successful. Scott is performing a(n) Scott is performing an interpersonal role.
This is further explained below.
What is an interpersonal role.?Generally, In this instance, Scott is taking on the role of a leader, and he is selecting competent managers and then training them to ensure that they do their jobs in the most effective way possible.
Therefore, we might say that he is playing an interpersonal role.
In conclusion, The connections that a manager has to have with other people are referred to as their interpersonal roles. Figurehead, leader, and liaison are the three different jobs that fall under this category.
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a colleague from the plant in germany has arrived at the chicago plant to share insights on a recent product line changeover implemented in germany. this changeover has saved thousands of euros at the german facility, but jim does not think it will work in the united states. jim feels that there is a completely different attitude towards work and innovation in the u.s., and in fact, thinks the german facility is technologically behind his plant. additionally, jim’s colleague often mispronounces words when they speak english, and they don’t dress appropriately for the u.s. office. they showed up to work on the plant floor in formal business attire, with dress shoes that had a slippery sole. however, the colleague is a guest, and it is important that jim pretends to be interested.
Nonverbal distractions
Psychological barriers.
What is meant by physical barriers?Physical barriers are built-in obstructions that limit or restrict access or mobility in surroundings, whether they are created by nature or by humans.A barrier is defined as anything—natural or artificial—that prevents something from passing through. A fence is an illustration of a barrier. shelf of ice. a tall fence made of stakes that surrounded the space where a knightly tournament was taking place; lists.The most prevalent barrier system in use right now is the strong-post W-beam. It consists of steel posts supporting a W-beam rail element that is blocked off from the posts by routed timber or composite blockouts, or steel posts with wood blockouts.Nonverbal distractions
Psychological barriers.
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Long margin account market value: $80,000 debit balance: $30,000 if the customer buys $80,000 of listed stocks and sells $20,000 of listed stocks on the same day, the customer must deposit?
Long margin account market value, The customer must deposit C. $20,000.
Long margin account market value = $80,000
debit balance = $30,000
customer buys = $80,000 of listed stocks
sells $20,000 of listed stocks on the same day
Hence, the customer must deposit C. $20,000.
Long margin way borrowing money from a brokerage company that allows you to carry out trades. when trading on margin, investors first deposit coins that then serves as collateral for the loan after which pay ongoing interest bills on the money they borrow.
Long not unusual stock on margin is a play that can be run across all time frames. however, it has a tendency to be run as a shorter-term change, as it involves paying hobby on money borrowed from your broker.
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Disclaimer:- your question is incomplete, please see below for the complete question.
Long Margin Account
Market Value: $80,000
Debit Balance: $30,000
If the customer buys $80,000 of listed stocks and sells $20,000 of listed stocks on the same day, the customer must deposit:
A. 0
B. $10,000
C. $20,000
D. $30,000
Windswept, incorporated, has 250 million shares of stock outstanding. its price-earnings ratio for 2021 is 15. what is the market price per share of stock?
The market price per share of stock is $45.00
What is the market price per share of stock?
The market price per share of stock for Windswept, incorporated can be determined based on its price-earnings ratio and the earnings per share since the price-earnings means the market price divided by earnings per share
price-earnings ratio= market price per share of stock/earnings per share
price-earnings ratio=15
market price per share of stock=unknown(assume is MP)
earnings per share=net income/stock outstanding
net income=$751 million
stock outstanding=250 million
earnings per share=$751 million/250 million
earnings per share=$3.00
15=MP/$3.00
MP=15*$3.00
MP=market price per share of stock=$45.00
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Full question:
Use the following information to answer this question.
Windswept, Inc. 2021 Income Statement
($ in millions)
Net sales $ 8,750
Cost of goods sold 7,300
Depreciation 305
Earnings before interest and taxes $ 1,145
Interest paid 72
Taxable income $ 1,073
Taxes 322
Net income $ 751
Windswept, Inc. 2016 and 2017 Balance Sheets
($ in millions)
2016 2017
Cash $ 150 $ 165
Accounts payable $ 1,190 $ 1,367
Accounts rec. 920 730
Long-term debt 950 1,128
Inventory 1,520 1,530 Common stock 3,210 2,900
Total $ 2,590 $ 2,425 Retained earnings 460 710
Net fixed assets 3,220 3,680
Total assets $ 5,810 $ 6,105 Total liab. & equity $ 5,810 $ 6,105
Windswept, Inc., has 250 million shares of stock outstanding. Its price-earnings ratio for 2021 is 15. What is the market price per share of stock?
suppose a new restaurant, john's burgers, offers better tasting food that is custom-made, takes less time to prepare, and costs less than what mcdonald's offers.
John's Burgers Pareto dominates to that of mcdonald's offers.
And therefore, customers are more satisfied by John's Burgers.
How to dominate in business?Securities created to produce profits are known as investment assets in the financial markets. They are organized into groups known as asset classes, which can be further broken down into stocks, bonds, commodities, and currencies.
By mixing various investment assets in one portfolio, or a combination of investments held, an investor is reducing risk exposure because each asset class has a tendency to respond differently to the same piece of economic news.
Investment assets can be divided into groups based on specific features in addition to being grouped by general financial components. Examples of this would include equities that trade in related industries, such the energy sector.
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the acmeville metropolitan bus service currently charges $0.99 for an all-day ticket and is used by an average of 623 riders a day. the bus company is not earning a profit, but according to their contract with the city, they cannot cut the number of buses on the road. they must, therefore, find a way to increase revenues. the bus company is considering increasing the ticket price to $1.21 . the marketing department's studies indicate this price increase would reduce usage to 473 riders per day.
P1 is 0.99
P2 is 1.21
Q1 is 623
Q2 is 473
[tex]P E D=\frac{(473-623) /[(473+623) / 2]}{(1.21-0.99) /[(1.21+0.99) / 2]}=-1.37[/tex]
Therefore, the PED is 1.37, which means it is elastic and sales decrease when price increases.
What is PED
Price elasticity of demand is the percentage change in quantity demanded of a good or service divided by the percentage change in price. Price elasticity of supply is the percentage change in quantity supplied divided by the percentage change in price. Elasticity can be classified into five broad categories: fully elastic, elastic, fully inelastic, inelastic, and unitary. Elasticity of supply or demand is one whose elasticity is greater than 1 and exhibits high responsiveness to price changes. Inelastic demand or supply is one with elasticity less than 1, indicating a poor response to price changes. Unit elastics describe the proportional responsiveness of demand or supply.
PED formula
[tex]P E D=\frac{\left(Q_{2}-Q_{1}\right) /\left[\left(Q_{2}+Q_{1}\right) / 2\right]}{\left(P_{2}-P_{1}\right) /\left[\left(P_{2}+P_{1}\right) / 2\right]}[/tex]
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a perfectly market is one in which well-informed, price-taking buyers and sellers easily trade a standardized good or service.
A perfect market is one in which well-informed, charge-taking buyers and dealers easily trade a standardized proper or carrier or which any units of it have the identical capabilities and are interchangeable. bear in mind a market this is in equilibrium.
A good is a tangible or physical product that a person will buy, tangible which means something you may contact, and service is while you pay for talent. A carrier is some thing intangible, which cannot be bodily touched or stored.
consumers and sellers are fee-takers. this option follows from the assumption of an identical appropriate and many customers and dealers so no customer or supplier can influence the fee. No barriers to entry, so in the lengthy-run firms can freely input or exit the market on every occasion corporations are figuring out profits or losses.
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Dewey earned a salary of $75,000 in 2001 and $95,000 in 2006. the consumer price index was 177 in 2001 and 266 in 2006. dewey's 2001 salary in 2006 dollars is:_________
Dewey's 2001 salary in 2006 dollars is: $112,711.86
We are given the salary of $75,000 in 2001 and $95,000 in 2006. Also, we are given the consumer price index in 2001 and 2006 as 177 and 266 respectively.
Consumer Price Index is the index used by financial markets and policymakers. It holds application in measurement of variation in the prices. It also measures the inflation or deflation.
o, the salary of 2001 in 2006 will hold value = Salary in 2001 × {(CPI in 2006)÷(CPI in 2001)}
Keep the values in above mentioned formula to find the salary of 2001 in 2006
Value of salary = 75,000 × [tex]\frac{266}{177}[/tex]
Value of salary = 75,000 × 1.5028
Value of salary = $112,711.86
Hence, Dewey's 2001 salary in 2006 dollars is: $112,711.86
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when the dominant organizational culture inhibits collaboration and innovation, it is advisable to insulate the project team from the dominant culture. here it becomes necessary to create a
When the dominant organizational culture inhibits collaboration and innovation, it is advisable to insulate the project team from the dominant culture. Here it becomes necessary to create a self-sufficient project team.
What is organizational culture?The definition of organizational culture pertains to the structure, values, sociology, and psychology of an organization, such as a business or non-profit. Philosophy, beliefs, expectations, and experiences are a few examples of organizational culture.
A company's mission, objectives, expectations, and guiding principles are referred to as its organizational culture. Because these organizations have procedures in place to support employee performance, productivity, and engagement, they frequently experience greater success than less structured businesses.
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Assume that actual overhead costs were and overhead allocated to jobs was . the unadjusted balance in manufacturing overhead would be _______ because the overhead was _______.
As per the given data, and making all the necessary adjustments with the unadjusted balance, the manufacturing overhead would be $23000 debit. Hence, Option A is correct.
What is manufacturing overhead?Manufacturing overhead is also termed "factory overhead" or "work overhead. It can also be denoted as a respective button where the total cost is involved in all production facilities regarding the operations of any kind of manufacturing business.
It involves indirect labor and indirect costs. It also involves indirect materials, indirect labor, machine repairs, depreciation, factory supplies, and many more such things which are not directly related to the production but whose cost definitely affects the production cost.
Thus, after putting all the figures in their respective columns, the manufacturing overhead would be $23000 debit. Option A is correct.
An image has been attached for better understanding.
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The complete question has been attached in text form:
Assume that actual overhead costs were $84,000 and overhead allocated to jobs was $61,000. The unadjusted balance in Manufacturing Overhead would be
A. $23,000 debit
B. $23,000 credit
C. $145,000 credit
OD. $145,000 debit
The competitive dimension that deals with getting the product to the customer when promised is?
The competitive dimension that deals with getting the product to the customer when promised are delivery reliability.
What are the dimensions of competitive advantage?In benefit of industry, the dimension of competitive advantage is more straightforward which comprises of cost, adaptability, delivery, and quality. Competitive advantage must be continually upgraded in arrange to the bargaining value of company can be sustainable , it is commonly called economical competition advantage.
The competitive dimensions of operations are cost, item quality and reliability, conveyance speed, delivery reliability, adapting with request alter, adaptability, and unused item presentation speed.
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The clause that appears in both the promissory note and the mortgage, and allows the lender to call the balance due and payable in full upon default, is known as?
When a property is sold or transferred, a due-on-sale clause in a loan or promissory note allows lenders to demand that the remaining mortgage balance be paid in full. By prohibiting buyers from taking over a mortgage with an interest rate below the market, this clause defends lenders. Transfers to spouses, children, and trusts are some exceptions to this rule, nevertheless.
An acceleration provision defines the conditions under which the lender may seek loan repayment as well as the amount that must be paid. Another name for it is "acceleration covenant."
An "acceleration clause" in a mortgage contract allows the lender to demand that the borrower return the whole loan in the event of a failure. If the borrower fails on the loan, a "acceleration provision" in a mortgage or deed of trust enables the lender or current loan holder to seek full repayment.
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According to mcclelland, the extent to which people have strong desires to perform challenging tasks and to meet personal standards of excellence is known as _____.
According to McClelland, the extent to which people have strong desires to perform challenging tasks and to meet personal standards of excellence is known as the need for achievement. According to McClelland's Human Motivation Theory, each person is driven by one of three needs: the need for power, affiliation, or achievement.
We acquire these motivators through our culture and life experiences; they are not inherently present in us. Achievers enjoy finding solutions and achievement objectives. Need theory, commonly referred to as the "Three Wants Theory," was put out by psychologist David McClelland as a motivational model that aims to explain how people's actions in a managerial setting.
To learn more about McClelland, click here.
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