When a bond is sold between coupon payment dates, the buyer pays the seller for the coupon interest earned from the time of the last coupon payment to the settlement date of the bond.
What is a bond?Bond refers to the type of security that are used by governments or companies to raise money by borrowing from investors.
Bonds are also known as fixed income instruments. It is a loan from an investor to a borrower such as a company or government.
Basically, bonds are issued by the government and corporations when it needs money. They commonly use bonds in order to borrow money.
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you have just borrowed $300,000 to buy a condo. you will repay the loan in equal monthly payments of $3,950.37 over the next 20 years.
The monthly interest rate you are paying on the loan is 3.2 %
The APR is 38.4%
What is the interest rate about?Given that,
amount borrowed PV = $300,000
equal monthly payment = $3,950.37
Term in year = 20
So, total number of payment = 20*12 = 260
The interest rate need to be calculated on financial calculator as;
FV = 0
PV = 300000
PMT = -3950.37
N = 260
R= 3950.37/12/100
Monthly rate = 3.2%
APR = 12* monthly rate = 12*3.2 = 38.4%
Therefore, The monthly interest rate you are paying on the loan is 3.2%
The APR is 38.4%
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See full question below
you have just borrowed $300,000 to buy a condo. you will repay the loan in equal monthly payments of $3,950.37 over the next 20 years.
a. What monthly interest rate are you paying on the loan?'
b. What is the APR?
an upset customer, anne, calls in to a repair center to report that her new computer is not working. anne berates the technician and insists someone repair her computer as soon as possible. the technician should do which of the following?
The correct Option is for A. To maintain a positive attitude and then insists someone repair her computer as soon as possible.
How does a positive attitude help?Mentally, having a cheerful outlook makes you more attentive, reduces stress, and lowers your risk of developing depression and other mental health issues. Anything that lowers your risk of developing physical and mental diseases is essential in life. The most advantageous of all is, You live longer if you have a good attitude toward life. Because it can improve both physical and mental health, positive thinking is significant. People with a more upbeat attitude on life are healthier, more resilient, and less likely to pass away before their time. People that are optimistic have more vitality, self-confidence, and optimism.
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Worrying about the expense of a purchase, the possibility that it will harm you in some way, or that your friends will make fun of it are all examples of perceived _____.
Perceived risk includes worries about the expense of a purchase, the likelihood that it would harm you in some manner, or the possibility that your friends will make fun of it.
So when there is any kind of worrying about the expense of a purchase it is referred to as Perceived risk. The uncertainty a buyer feels while making a purchase, especially one that is very expensive, like a car, a house, or a computer, is known as perceived risk. Every time a consumer thinks about purchasing a thing, they have some reservations about it, especially if the product is expensive.
Although many different risk theories have been put forth, perceived risk is a crucial aspect in customer purchasing behavior, so both large and small firms should take this into consideration when developing their marketing strategies.
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Transaction-level information is essential for operational management to plan future production levels. true false
False. Transaction-level information is not essential for operational management to plan future production levels.
What is meant by transaction level information?This is the term that is used to refer to all of the information that are contained in a given business department. The goal of the transactional information is to be able to take care of the day to day operation of that business. Examples would be the sales receipt and the confirmation slips.
Hence we would say that False. Transaction-level information is not essential for operational management to plan future production levels.
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Because of the various problems with operational data, large organizations choose to extract operational data and store them into a(n) ________
Because of the various problems with operational data, large organizations choose to extract operational data and store them into a data warehouse.
A data warehouse, also referred as an enterprise data warehouse, is a system for generating reports and data analysis in computing and is regarded as a critical component of business intelligence. DWs are central repositories of combined data from one or more sources.A data warehouse is a sort of data management system that enables and supports business intelligence (BI) activities, particularly analytics. Data warehouses exist solely to do queries and analysis on enormous volumes of historical data.Data Warehousing is the process of combining data and information from multiple sources into a single complete database. A data warehouse, for example, might aggregate client information from a company's point-of-sale systems, mailing lists, website, and comment cards.Thus this is the meaning of data warehouse.
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if the price elasticity of demand for digital cameras is 0.88, then the demand is and total revenue will if the price of cameras increases.
Demand is inelastic and overall revenue will grow if the price of cameras rises if the price elasticity of demand for digital cameras is 0.88.
The quantity effect will be overpowered by the price effect.
Price elasticity of demand is the term used to describe the relationship between the percentage change in a product's quantity sought and the percentage change in price. It aids economists in understanding how supply and demand vary in response to price changes in a given good.
Price elasticity measures how responsive the supply and demand for a good are to price changes. It is computed by multiplying the percentage change in quantity demanded—or delivered—with the percentage change in price.
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If the three families are forced to sell at the perfectly competitive price, what is the price of a unit of oil, and how much oil is produced?
15 units oil is produced.
Price is $14 and quantity is 15 units a day.
(Cartel maximizes profit according to the rule MR = MC.
At P = 16 and Q = 12; Total Revenue, TR = P×Q = 16×12 = 192
At P = 14 and Q = 15; Total Revenue = P×Q = 14×15 = 210;
So, Marginal Revenue = Change in TR/Change in Q = (210-192)/(15-12) = 18/3 = 6
At P = 12 and Q = 18; Total Revenue = P×Q = 12×18 = 216;
So, Marginal Revenue = Change in TR/Change in Q = (216-210)/(18-15) = 6/3 = 2
So, we can see than MR exceeds MC up to Q = 15 and MR < MC after Q = 15.
Thus, 15 units are produced at $14.
Crude oil production is described because the quantities of oil extracted from the ground after the elimination of inert matter or impurities. It includes crude oil, natural gas drinks and components. This indicator is measured in thousand tone of oil equal.
Venezuela has the most important amount of oil reserves inside the international with greater than three hundred billion barrels in reserve. Saudi Arabia has the second-biggest quantity of oil reserves inside the international with 297.5 billion barrels.
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compute the plantwide predetermined overhead rate. 2. during the year, job 400 was started and completed. the following information was available with respect to this job:
The Total manufacturing cost is $1040, the explanation is given below:
Variable manufacturing overhead estimate= 3x100,000 = $300,000
Total fixed manufacturing cost estimate= $300,000 + $650,000 = $950,000
Overhead rate predetermined= $950,000/100,000 = 9.50 per MH
2)450 + 210 + 40(9.50) = $1040
What exactly is the Plantwide Overhead Rate?
The plantwide overhead rate is a single overhead rate used by a corporation to allocate all of its manufacturing overhead costs to specific products or cost objects. It is most typically employed in smaller organisations with straightforward cost structures. In the following cases, using a plantwide overhead rate is acceptable:
The overall amount of overhead to be allocated is so tiny that additional allocation rates are unnecessary to attain a greater level of allocation accuracy.
The single allocation base is adequate for assigning all overhead charges.
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if maria plans to invest $800 in 2 years in an account that has an expected return of 7.48% per year and jojo plans to invest $1100 in 5 years in an account that has an expected return of 4.51% per year, then who is expected to have more money in 11 years?(enter maria or jojo)
If Maria plans to invest $800 in 2 years in an account that has an expected return of 7.48% per year and Jojo plans to invest $1100 in 5 years in an account that has an expected return of 4.51% per year, then Jojo will have more money at the end of 11 years.
What is the significance of investment?An investment can be referred to or considered as a type of monetary engagement wherein a person gets interest as his return throughout the time of engagement.
Using the given information, it can be ascertained that Maria will have $1765.25 at the end of 11 years, but Jojo will have $1,787.02 at the end of 11 years.
Therefore, the significance regarding investment has been aforementioned.
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chegg a shareholder rights provision discourages takeovers because the acquiring company will suffer dilution
It is True that a shareholder rights provision discourages takeovers because the acquiring company will suffer dilution.
What is Dilution?When a firm issues new shares, the proportion of ownership held by current stockholders in the company decreases, a situation known as dilution occurs. When owners of other optionable securities, such as firm workers, or owners of stock option holders exercise their options, more shares may be diluted. Each current stockholder's ownership in the firm decreases as the number of outstanding shares rises, devaluing each share as a result.
A share of stock is an ownership stake in the corporation. The quantity of shares that will be initially issued when a business decides to go public, often through an initial public offering (IPO), is approved by the board of directors.
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what type of leader is one who consults workers before making decisions, helps workers understand their goals, and imposes and fosters a sense of ownership and commitment, and makes the final decisions him- or herself after gathering employee input?
A consultative leader is someone who consults with their team before making choices, explains their objectives to them, instils and promotes a sense of ownership and commitment.
What do you mean by "leader"?
An effective leader has a common vision that is aligned with core values and understands what it takes to achieve team objectives. They motivate, manage, and encourage their teams to work creatively and fearlessly toward a common goal. A leader enables their team members to embrace their own distinct leadership skills and act with self-accountability and enthusiasm. And they inspire and motivate their people to keep making long-term development and being excited about attaining their objectives.
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advances of virtual testing and hybrid simulation in automotive performance and durability evaluation
Advances of virtual testing and hybrid simulation in automotive performance and durability evaluation.
What is hybrid simulation?The interest in hybrid simulation has grown at a virtually exponential rate during the past two decades (defined as a modeling strategy that integrates two or more of the following methods: discrete-event simulation, system dynamics, and agent-based simulation). However, a large portion of the academic literature on hybrid simulation is published in computer science and engineering publications.
This paper provides an overview of the topic from the perspective of operational research given the importance of this emerging field and its relevance to OR. The results of a review of the literature on hybrid simulation are presented using a brand-new framework centered around the simulation lifecycle. Both authors and upcoming modelers will find this framework useful. One of the goals of this project is to develop new methods for conceptual comprehension.
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what are the objectives of economic development
Explanation:
The aim of economic development is to improve the material standards of living by raising the absolute level of per capita incomes. Raising per capita incomes is also a stated objective of policy of the governments of all developing countries.
which of the following statements is true about the operating environment in which operations management functions?
The following Statements are true about Operating Environment.
An operational environment is the external environment that is defined by rules, trade laws, the political climate, and other factors. Additionally, government intervention is included. As a result, the third option from the list, "Government regulation is not crucial for firms," has to do with the operational environment.Operational environment
The environment that the checklist is designed to be used in. Standalone, Managed, and Custom operating environments are different types (including Specialized Security-Limited Functionality, Legacy, and United States Government).To Learn more about Operating Environment click the links.
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Information designed for decision makers who are not directly involved in the daily management of the firm is called?
Information designed for decision makers who are not directly involved in the daily management of the firm is called financial accounting.
Daily Routine Activity Management is a system that allows you to manage departments, functions, and processes, with the process owners defining, standardising, controlling, and improving the processes. The most important feature is that management be done on a daily basis. This guarantees that everyday tasks and objectives are completed on a daily basis.
Financial accounting
The area of accounting known as financial accounting is responsible for compiling, analysing, and reporting a company's financial transactions. To do this, financial statements must be made public. Stockholders, suppliers, banks, employees, government agencies, business owners, and other stakeholders are among those who are interested in obtaining such information for decision-making. Financial accounting is governed by national and international accounting standards.
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they accept deposits from surplus units and make loans to and purchase debt securities from deficit units. they utilize the federal funds market to loan funds to other financial institutions and are regulated by the federal reserve. they are known for concentrating on residential loans.
Securities firms accept deposits from surplus units and make loans to and purchase debt securities from deficit units. Securities firms utilize the federal funds market to loan funds to other financial institutions and are regulated by the federal reserve.
A securities firm is a stockbroker's company that charges commissions for acting as a middleman between buyers and sellers. brokerage firm, please. A bucket shop is a brokerage firm that is unethical or too aggressive.
What roles do securities firms play?Security companies act as go-betweens for buyers and sellers. Their main goal is to guarantee that investments generate the highest possible returns. They encourage trading, buying, and selling of financial products amongst investors in speculative transactions. Securities companies make money by charging fees for these services.
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Allowing the movement of factors of production such as labor and capital across borders is a part of what stages of regional integration?.
Allowing the movement of factors of production such as labor and capital across borders is a part of Customs union of regional integration.
What is supposed by a customs union?
Customs unions are companies of countries that apply one common system of processes, guidelines and price lists for all or almost all their imports, exports and transiting items. commonly, nations taking part in customs unions proportion common exchange and opposition regulations.
What is the most important customs union within the global?
The European Union is the most important customs union within the world in terms of the financial output of its contributors. A customs union generates trade advent and diversion that helps with financial integration.
What's a customs union change agreement?
A customs union (CU) is a form of change agreement below which certain international locations preferentially supply tariff-loose marketplace get right of entry to to each different imports and agree to use a commonplace set of outside tariffs to imports from the relaxation of the arena.
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how the value of one country's currency changes in relation to the value of other currencies is the premise behind
A country with a consistently lower inflation rate typically has a rising currency value demand as its purchasing power grows in relation to other currencies.
Supply and demand play a significant role in how the economy functions in general. It refers to the widespread belief that increasing the supply of a particular commodity will make it easier for the value of a pair to remain stable. Meanwhile, the demand or desire that people have for it can help to boost the pair's value. After a while, the bank may notice that the value of one currency is quite favorable. This causes people to spend more money from a single currency. This, in turn, raises the supply. The demand for the other currency in a pair will be greater.
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jungle junior company manufactures and sells outdoor play equipment. jungle junior uses activity-based costing to determine the cost of the sales order processing and the customer return activity. the sales order processing activity has an activity rate of $20 per sales order, and the customer return activity has an activity rate of $100 per return. jungle junior sold 2,500 swing sets, which consisted of 750 orders and 80 returns.
The action will cost Rs 23,000 in total.
Rs 9.20 is the total activity cost per unit. Selling and administrative costs under activity-based costing
(a) Total Activity cost Cost for Activity Number (A) (B) Total(AB) Processing of sales orders: 750 Rs. 20 Rs. 15000 80 Rs. worth of customer returns cost 8000 Rs. 23000 rupees total So, Rs. 23,000 is the entire activity cost.
(b) The price to process a sales order is Rs. 15,000. Swing set sales total 2,500 rupees. Cost per unit for processing sales orders is =150002,500, or Rs. 6 per unit. Rs 8000 in cost-return activities Swing sets cost Rs 2,500 each. Cost of customer returns = 80002,500 = Rs 3.20 per item The total activity cost per unit is Rs 9.20 (6.00 + 3.20).
By selling and administrative costs, what do you mean?Selling, general, and administrative (SG&A) expenditures are all ongoing business expenses that are unrelated to the production of goods or the rendering of services. Examples of common SG&A costs include rent, payroll, marketing and advertising expenses, and distribution fees.
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A chevy volt costs $30,000 in the united states. what would it cost in canada? check your answer. (round your answer to the nearest cent.)
Answer:37307
Explanation:
suppose that a commercial bank wants to buy treasury bills. these instruments pay $6 comma 000 in one year and are currently selling for $6 comma 10
According to the given data from the commercial bank in order to buy treasury bills, the bank needs to be currently selling $4200 comma in one year.
Define Commercial Banks?
A commercial bank is a type of financial institution that accepts public deposits and grants borrowers loans for profit-making investments and consumption.
A commercial bank is a type of financial organization that offers its clients services including loans, CDs, savings accounts, overdraft protection, etc. These organizations generate revenue by making loans to people and collecting interest on those debts.
Retailers and wholesalers can borrow money from the banks to stock the products they sell. They also aid in the transportation of commodities by offering a variety of services, including discounting and accepting bills of exchange, offering overdraft facilities, issuing drafts, etc.
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which of the following statements is true about the operating environment in which operations management functions?
The correct option is (D) Customers are more demanding.
What is Operation management?Operation management is the management of business operations to increase efficiency. It is a technique for organizing, managing, and planning corporate processes to increase productivity.
What is an Operating Environment?In order to determine how their operations would be impacted, businesses assess their operational environments. This is especially true in a competitive context when an organization's operational success will be determined by the characteristics of the operational environment. The operating environment, also known as the competitive or task environment, is made up of elements in the competitive situation that have an impact on a firm's success in obtaining necessary resources or in successfully promoting its goods and services. The competitive position of the company, the demographics of its clientele, the quality of its relationships with suppliers and creditors, and its capacity to recruit qualified personnel are some of the most crucial of these factors.
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The complete question is: "Which of the following statements is true about the operating environment in which operations management functions?
A) Government regulation is not important for companies.
B) Most organizations do not need to worry about competition.
C) Price is more important than quality.
D) Customers are more demanding."
it makes the most sense to use price skimming as a pricing policy when supply is greater than demand.
It makes the most sense to use price skimming as a pricing policy when supply is greater than demand- False
Price skimming is a method of product pricing in which a company sets its starting price as high as its target market would bear before gradually lowering it. It gets its name from "skimming" successive layers of cream, or customer segments, as prices are lowered over time. As the demand of the initial customers is met and competition enters the market, the company lowers the price to attract another, more price-sensitive segment of the population.
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one of jackie’s creditors sued her in civil court. as a result of the judgment against her, her house, car, and art collection were all subject to sale in order to pay the creditor. what type of lien is this?
The general lien is the lien with which the creditor has sued Jackie in this case and her things to sold to pay the creditor.
What is the general lien?The general lien can be defined as the type of lien that would give the creditor the right that they need in order to retain the properties of their debtor. The lien has it that the debts would have to be on the general account.
Hence we can say that the general lien is the lien with which the creditor has sued Jackie in this case and her things to sold to pay the creditor.
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If a medicare beneficiary files a joint income tax return and has a total income of $217,000, what would be the monthly plan premium in 2017?
The monthly plan premium payable for the medicare beneficiary that files a joint income tax return and has a total income of $217,000 equals to $34.20.
What is a medicare plan?Basically, the Medicare refers to the health insurance program that subsidizes healthcare services. These health plan covers people age 65 or older, younger people who meet specific eligibility criteria and individuals with certain diseases.
The medicare plans are offered by private companies approved by Medicare, the Medicare pays these companies to cover your Medicare benefits.
In conclusion, the monthly plan premium payable for the medicare beneficiary that files a joint income tax return and has a total income of $217,000 equals to $34.20.
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in evaluating the four factors, it seems that grey’s decision was select answer . if grey had thought through his options as if all food manufacturers would make the same decision, he would be applying select answer . if grey had analyzed his options using select answer , he would have evaluated the costs and benefits of each option to determine the select answer for the select answer and most likely select answer shipped the food.
In order to maximize profits and be a good corporate citizen, a firm should consider four different components of a choice. Grey must decide if it was illegal for him to withhold the results from the Food and Drug Administration while assessing the first of the four considerations.
When assessing the first of the four reasons, Grey should think about whether his failure to inform the Food and Drug Administration of the results constitutes a legal violation. Modern management, business, and engineering disciplines use decision making extensively, thus academics have developed a number of multiple criteria/attributes decision making (MCDM) approaches to pick the best choices. These techniques can be categorized as pairwise comparisons-based, distance-based, and outranking-based.
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Which strategies purported by hays and erford are best to understand your own cultural self-awareness?
Develop cultural understanding in yourself transparent, unfiltered, unreserved, and respectful dialogue.
building trust identifying and avoiding stereotype-based obstacles. being ready to share knowledge in a two-way conversation with others.
Regarding particular advice, Nancy Adler (2008) advises getting feedback on your behavior from international coworkers to learn how people perceive you as well as listening to proverbs and common sayings from your culture to recognize trends in your own behavior.
According to him, cultural self-awareness entails recognizing one's own cultural influences on values, beliefs, and judgments as well as influences resulting from the professional's work culture.
Self-awareness enables us to recognize how the environment around us has shaped who we are. Everyone makes decisions based on underlying factors, and by accepting this about yourself, you also acknowledge that this is true for everyone else.
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what is the name given to causes or conditions listed in the policy that are not covered and for which no benefits are payable?
Exclusions are situations for which an insurance provider declines to offer coverage. To protect the company against losses, certain circumstances are not included in the covered event.
What are Insurance?
In the context of insurance, exclusions relate to specific clauses in a policy that deny coverage for costs brought on by the occurrence of a particular event. Exclusions in insurance help keep rates reasonable by eliminating the possibility of significant payouts for a small number of covered people who are at risk for uncommon catastrophic events.Contracts for life insurance have specific requirements that must be met in order for the claim to be deemed genuine. In the event of the insured's death, the insurance company is typically responsible for paying the claim amount.To know more about Insurance visit:
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Macroeconomics includes the study of :_______.
A. individual markets.
B. the behavior of the consumer. C. the behavior of the firm.
D. changes in commodity prices. E. changes in national income.
Macroeconomics includes the study of E. changes in national income.
The time period “income” usually refers to the quantity of money, belongings, and other transfers of fee received over a hard and fast time period in change for products or services. there's no unmarried, wellknown definition: earnings is described according to the context in which the concept is used.
The definition of profits is the amount of money received via someone, group or agency throughout a positive time frame. An example of an profits is a $70,000 a yr salary.
Income is cash that a person or business receives in exchange for supplying hard work, producing an awesome or service or investing capital. people commonly earn profits thru wages or salary, while companies earn profits from selling items or offerings above their fee of manufacturing.
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in evaluating the four factors, it seems that grey’s decision was select answer . if grey had thought through his options as if all food manufacturers would make the same decision, he would be applying select answer . if grey had analyzed his options using select answer , he would have evaluated the costs and benefits of each option to determine the select answer for the select answer and most likely select answer shipped the food.
A business should evaluate four different aspects of a decision in order to maximize profits and be a good corporate citizen.
Grey should consider whether his failure to report the results to the Food and Drug Administration is a violation of the law when evaluating the first of the four factors. Nowadays, decision making has a wide application in management, business, and engineering majors, so researchers have directed several multiple criteria/attributes decision making (MCDM) methods to sort optimal decisions. These methods are classified as outranking-based, distance-based, and pairwise comparisons-based.
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