1. Start by setting financial goals A good financial plan is guided by your financial goals. If you approach your financial planning from the standpoint of what your money can do for you — whether that's buying a house or helping you retire early — you'll make saving feel more intentional. Make your financial goals inspirational — what do you want your life to look like in five years? What about in 10 and 20 years? Do you want to own a car or a house? Are kids in the picture? How do you imagine your life in retirement? You start with goals because they will inspire you to complete the next steps and provide a guiding light as you work to make those aims a reality.2. Track your money, and redirect it toward your goals to get a sense of your monthly cash flow — what’s coming in and what’s going out. An accurate picture is a key to creating a financial plan and can reveal ways to direct more to savings or debt pay-down. Seeing where your money goes can help you develop immediate, medium-term, and long-term plans. Developing a budget is a typical immediate plan. NerdWallet recommends the 50/30/20 budget principles: Put 50% of your take-home pay toward needs (housing, utilities, transportation, and other recurring payments), 30% toward wants (dining out, clothing, entertainment), and 20% toward savings and debt repayment. Reducing credit card or other high-interest debt is a common medium-term plan, and planning for retirement is a typical long-term plan.» Need a jump start? Try this easy-to-use budget worksheet.3. Get your employer match If you visit a financial advisor, he or she will be sure to ask: Do you have an employer-sponsored retirement plan like a 401(k), and does your employer match any part of your contribution? True, 401(k) contributions decrease your take-home pay now, but it’s worth it to put in enough to get the full matching amount because that match is free money. Here's how much you should contribute to a 401(k).4. Make sure emergencies don't become disasters The bedrock of any financial plan is putting cash away for emergency expenses. You can start small — $500 is enough to cover small emergencies and repairs so that an unexpected bill doesn’t run up credit card debt. Your next goal could be $1,000, then one month’s basic living expenses, and so on. Building credit is another way to shock-proof your budget. Good credit gives you options when you need them, like the ability to get a decent rate on a car loan. It can also boost your budget by getting you cheaper rates on insurance and letting you skip utility deposits.5. Tackle high-interest debt A crucial step in any financial plan: Pay down “toxic” high-interest debt, such as credit card balances, payday loans, title loans, and rent-to-own payments. Interest rates on some of these may be so high that you end up repaying two or three times what you borrowed. If you’re struggling with revolving debt, a debt consolidation loan or debt management plan may help you wrap several expenses into one monthly bill at a lower interest rate.6. Investing to build your savings investing sounds like something for rich people or for when you’re established in your career and family life. It’s not. Investing can be as simple as putting money in a 401(k) and as frictionless as opening a brokerage account (many have no minimum to get started).
Select ALL the correct answers.
Which two cases would the Supreme Court be most likely to review?
a case concerning a motor vehicle accident
✓
a case concerning presidential actions
a case involving two members of Congress
✓
a case in which a federal law is challenged
Answer is 2&4
Answer:
a case concerning presidential actions
Explanation:
Which of the following is true in regards to alcohol abuse?
A. It is the result of just one bad experience.
B. It happens by accident
C. It involves intentional overuse.
Answer:
C
Explanation:
i took it it should be right
It involves intentional overuse is true in regard to alcohol abuse. Hence, option C is correct.
What is alcohol abuse?Alcohol abuse can be both psychological and physical.It is primarily caused by excessive alcohol consumption on a regular basis, which becomes the person's habit of consuming alcohol on a regular basis and becoming abusive to the other person.
Secondary alcohols are produced when alcohols interact with other atoms. These secondary alcohols include methanol, isopropanol, and ethanol, the three forms of alcohol that people regularly consume.
drinking more frequently or for a longer period of time than expected. persistent desire to reduce or control drinking, or one or more failed attempts to accomplish so. Significant social, professional, or recreational activities curtailed or discontinued as a result of drinking.
Thus, option C, intentional overuse, is correct.
For more information about alcohol abuse, click here:
https://brainly.com/question/2526379
#SPJ2
Which of the following would qualify as a transatlantic flight?
A from the United States of America to the United Kingdom
B from the United States of America to Canada
C From the United States of America to Mexico
The answers I'm seeing have now been all wrong!!!!
Answer:
A
Explanation:
Canada and Mexico are right next to USA in North America. The Atlantic Ocean is between us and uk.
Answer:
Option A) From US to UK.
Explanation:
Just did the test on T4L and got it right :) Hope this helps
Article II, Section 2, Clause 2 gives the President the power of appointment, but the guidelines for removal come from which two Supreme Court cases?
One of the guidelines for removal come from which the Supreme Court cases of Myers v. United States.
What is the ruling in Myers case?The Supreme Court ruled that the restrictions on presidential removal power requiring Senate consent to remove postmasters were unconstitutional.
The judges explains further that the power to remove appointed officials rests solely with the president and does not require congressional approval.
Therefore, the case of Myers v. United States serves as a guideline for removal of appointed officials.
Read more about Myers case
brainly.com/question/26214126
what does Dooyeweerd, Van Zyl regard as the essence of education law
For Dooyeweerd Van Zyl, the essence of education law is to provide the required legal guide and framework to ensure that educational institutions are administered for the benefit of society as a whole.
What is education law?Education law is the legal framework followed by educational institutions to ensure:
Equal access to quality education for all learners.Educational institutions are devoid of social discrimination.Compulsory schooling for children under a certain age.The existence of independent and public schools.Education law deals with the legal problems and issues that confront school administrators and policymakers, especially about the rights of learners.
Who is Dooyeweerd, Van Zyl?Dooyeweerd Van Zyl was one of the South African legal philosophers who advocated that law should be regarded as science.
Thus, for Dooyeweerd Van Zyl, the essence of education law is to provide the required legal guide or framework that ensures that educational institutions are administered for the benefit of society as a whole.
Learn more about education laws at https://brainly.com/question/26904257
what is health and safety
safety and health are different things but they both can be good together at the same time. health is to make sure your body is healthy. to be healthy is to eat good foods like vegetables and fruit and other goods. you can still have sweet foods just not as much. to be safety is to be safe. its when something bad is happening and try to make it so it doesnt happen so your safe.
i hope it helps
40. A contract which can either be refused or ratified is;
a) Formal Contract
b) Executed Contract
c) Unilateral Contract
d) Implied Contract
e) Voidable Contract
A Contract which can either be refused or ratified is called voidable contract.
Contract is defined as a legally enforceable agreement that creates and obligations among parties. A contract involves transfer of goods, services, money or promise to transfer any of those for future dates.
What are voidable contract?A voidable contract is a contract which can be either affirmed or rejected at the option of one of the parties. Once the contract is repudiated by one party, it becomes Void contract.
Grounds for voidable contract are - Coercion, Undue Influence, Mental Incompetence, Intoxication, Fraud or Misrepresentation.
When a contract is entered into without the free consent of the party, it is considered a voidable contract. A voidable contract may be considered valid if it is not cancelled by the aggrieved party within a reasonable time.
Under USA legal system, Contract law regulates the obligation established by agreement, whether expressed or implied, between the private parties. Law of contract varies from state to state but also there is a presence of nationwide federal contract law.
Under Indian Legal System, Contract is defined under Indian Contract Act 1872 under which Voidable Contract is defined under Section 2(i) of the Act.
There are certain difference between USA Contract Act and Indian Contract Act based on:
-Presence of statute of fraud in USA which is not present in India
-India does not have separate legislation for sale of goods or services.
-American common law has imposed a good faith dealing requirement on parties entering a contract with each other
-Monetary damages in the United States can be classified into three types- expectation interest, reliance interest, and restitution of interest
Neither the Indian courts nor the Contract Act have classified damages as is done in the USA
To learn more about the Voidable Contract here
https://brainly.com/question/4272013
#SPJ3
According to Maryland law, how far does a
driver need to
be from a cyclist
Describe the impeachment process. Why are public officials impeached? What is the 25th Amendment? How is it used? Why is it used? To whom does it apply?
Answer:
1. As adopted by the framers of the Constitution, this congressional power is a fundamental component of the system of “checks and balances.” Through the impeachment process, Congress charges and then tries an official of the federal government for “Treason, Bribery, or other high Crimes and Misdemeanors.”
2. The President, Vice President and all civil Officers of the United States, shall be removed from Office on Impeachment for, and Conviction of, Treason, Bribery, or other high Crimes and Misdemeanors.
3. The Twenty-fifth Amendment (Amendment XXV) to the United States Constitution says that if the President becomes unable to do his job, the Vice President becomes the President (Section 1) or Acting President (Sections 3 or 4)
4. Whenever there is a vacancy in the office of the Vice President, the President shall nominate a Vice President who shall take office upon confirmation by a majority vote of both Houses of Congress.
5. It clarifies that the vice president becomes president if the president dies, resigns, or is removed from office, and establishes how a vacancy in the office of the vice president can be filled.
6. Whenever there is a vacancy in the office of the Vice President, the President shall nominate a Vice President who shall take office upon confirmation by a majority vote of both Houses of Congress.
Explanation:
what is globalization
Answer:
✨REAL ANSWER✨Globalization is a global system that describes the interactions and changes that bind people, companies, governments, and nations around the world. It refers to the way information, products, services and capital flow between global societies.
The action of swimmers using their arms to propel themselves through the water is an example of what law?.
Answer:
The answer is Newtons third law
Explanation:
When you are accelerating you use your arms to push the water you can also accelerate by kicking.
A steady green traffic light means _____.
a. you may proceed to go forward
b. you may proceed forward or turn left
c. you may proceed, but only if the path is clear
d. no cross traffic will be in the intersection
will mark brainliest if your fast
Answer:
You may proceed, but only if the path is clear
Explanation:
C
In this type of plea, a defendant pleads guilty or nolo contendere to a lesser included charge. Group of answer choices horizontal plea avoidance of stigma plea vertical plea reduced sentenced plea
In this type of vertical plea, a defendant pleads guilty or nolo contendere to a lesser included charge.
What is vertical plea?Vertical plea can be defined as the type of plead that help to reduce the punishment of a defendant.
In the court of law a defendant may tend to plead guilty for a lesser offense he/she committed which can result in a lesser or lower punishment.
Therefore In this type of vertical plea, a defendant pleads guilty or nolo contendere to a lesser included charge.
Learn more about vertical plea here:https://brainly.com/question/9031208
#SPJ1
Many terrorism analysts believe terrorism can only exist in a democracy and cannot function in a totalitarian state. What do
you believe is the relationship between the conditions in the places where terrorist organizations usually take hold and the
conditions of democracy?
Answer:
it's a real life example of afganistan. The things which need to operate whole world is the knowledge of particular section and department. So if someone operate democracy without knowledge of democracy the country will suffer from different crises
What have you done to prepare for a career in Law Enforcement?
I need help for a job application!!!! Please give me a Answer for this!
Okay,
I have completed a Bachelor of Arts in Criminology and Criminal Justice, and I am currently completing a Graduate Diploma in Legal Studies.
What can a person face for refusing to help another if they caused the specific harm?
Answer:
The person will have
1:a guilty conscience
2:the person will be rejected
Discuss the sources of inner conflict in correctional environment in South Africa?
Answer:
National Council for Correctional Services
The NCCS is a statutory body that guides the Minister of Justice and Correctional Services in developing policy relating to the correctional system and the sentence-management process.
Judicial Inspectorate of Correctional Services
The JICS was established in 1998 with the statutory objective to facilitate the inspection of correctional centres so that the inspecting judge may report on the treatment of inmates and on conditions in correctional centres. The JICS is an independent office.
Explanation:
Answer:
National Council for Correctional Services
The NCCS is a statutory body that guides the Minister of Justice and Correctional Services in developing policy relating to the correctional system and the sentence-management process.
Explanation:
12) The Declaration of Independence says that all Americans have unalienable rights. This means that these rights
A) cannot be taken away from individuals.
B) must be paid for through federal taxes.
are granted only to citizens born in the United States.
D) will not be given to citizens until they are eighteen years old.
Answer:
A ( cannot be taken away from individuals )
Explanation:
I DID THE USA TEST PREP AND GOT IT CORRECT!!
What is the part of the Civil Rights Act of 1964 that relates specifically to employee rights? A. Title Vu B. Title VIII C. Title V D. Title X
Answer:
the answer is B.
Explanation:
This is because it was under that title.
any person violating illinois preium finance laws if convicted , may be imposed a civil fine of up to
1. What ethical guidelines will the soft drink
company need to follow to market a drink in
the UK (United Kingdom)?
One ethical guideline that soft drink companies follow to market in the United Kingdom is not to advertise to children under 16 years in some media.
What are ethical guidelines?Ethical guidelines are rules that must be observed in doing business to minimize breaking business ethical guidelines.
Ethical guidelines define actions that are morally right or wrong. The guidelines are provided to be followed to avoid violations and their consequences.
Thus, a soft drink company marketing a drink in the United Kingdom must follow ethical guidelines, including:
Ensuring proper labeling of their products. Indication of product contents, production and expiration dates, and other warnings.Learn more about ethical marketing at https://brainly.com/question/16025718
What are the pros and cons of truth in sentencing laws?
Explaination:
Mandatory minimum sentences are statutes included in criminal law. They require a convicted criminal to serve a sentence of specific length before being eligible for parole or release. These sentences are usually reserved for crimes that are considered violent or serious, but have been applied to drug possession, gun ownership, and moral vices.
In the United States, the jury is not typically informed of a mandatory minimum penalty because there is a fear that knowing the sentence may affect the determination of innocence or guilt.
The mandatory minim sentences pros and cons serve as a debate regarding the foundation of how criminal justice is applied within a society. Here are the key points of debate to look at.
The Pros of Mandatory Minimum Sentences
1. They can lead to a decrease in serious crime.
Up until the 1960s, capital punishment was a mandatory minimum sentence for murder. In the United States, it is still a mandatory minimum sentence for serious crimes, like treason. Because of the severe sentencing guidelines that are required by a mandatory sentence, it can reduce crime levels in all targeted categories. The goal of this type of sentence is to make the value of the crime be less than the value in following the law.
2. They stop unjust sentencing practices.
Many judges apply the law to the best of their ability in a professional manner. Then there are some judges that do not. One recent case in Montana involved a teacher who received a 30-day prison sentence for raping a 14-year-old student of his. Installing mandatory minimum sentences can reduce issues where a personal bias comes into play. The judge in Montana stated that the victim “looked older than her age” and that is why he issued such a light sentence.
3. They eliminate personal bias from all parties.
Prosecutors charge based on the actions of the individuals involved in an alleged crime. Judges sentence based on the recommendations of a jury, a plea agreement, or a bench trial. The process is simple and straightforward. Instead of dealing with personal bias, everyone has the same playing field in the justice system and can make decisions that they feel are best for themselves, their communities, or society in general.
4. They protect society for longer time periods.
Minimum mandatory sentencing laws are designed to maximize the safety aspect of prisons for a society. Those who decide to commit a crime are removed from society,so they can no longer do harm to it in their preferred way. Some crimes may offer an option for parole, allowing those who wish to rehabilitate themselves to have a second chance at safely joining the general population once again.
What might one do in an analysis section of a Rogerian argument?
Question 4 options:
Refute the opposition.
Rebut the counterclaims.
Qualify the claim.
Explore commonalities between multiple perspectives.
In analysis section of a Rogerian argument explore commonalities between multiple perspectives.
What is Rogerian argument?Rogerian argument is a method that is used to resolve conflict or disagreement among individual.
This strategy put the offender into consideration and also bring about mutual understanding among the people involved.
Therefore, In analysis section of a Rogerian argument explore commonalities between multiple perspectives.
Learn more on Rogerian argument here
https://brainly.com/question/24842546
Zwane died intestate on 26 November 2021 and is survived by his wife Dudu to whom he was married according to Customary Law in 2011. They did not enter into an antenuptial contract and were married in community of property. At the time of Zwane’s death, Dudu was seven months pregnant with Zwane’s child, who they planned to call Bongani. Zwane is also survived by the following relatives:
(i) His son Joshua who renounced his rights to inherit;
(ii) His father Solly;
(iii) His younger sister Rose.
The joint estate is worth R900 000.00 (Nine Hundred Thousand Rand). How will Zwane’s estate devolve?
The way and manner that Zwane's estate would devolve under the Community of Property are that Dudu has the right to dispose of the joint estate as she wished.
What is the community of property work in South Africa?in South Africa, when a couple is married in a community of property and did not enter into an antenuptial or prenuptial agreement to exclude the community of property clause regarding their joint estate, each spouse can dispose of the assets as they wished.
By the time that Zwane died intestate, and applying the Community of Property clause, Dudu has the exclusive right to the devolution of the estate.
Thus, the manner that Zwane's estate would devolve under the Community of Property is that Dudu has the right to dispose of the joint estate as she wished.
Learn more about the community of property in South Africa at https://brainly.com/question/3669648
If no one wins the electoral college, who chooses the next president?.
Answer:
Under the 12th ademendment they have the vice president run it.
Explanation:
They put the vice president in charge of things.
1
If you decide to propose a new law in your state, what might be the first step you take?
O Send your idea to a committee to review it.
O Write a text of the law to submit to the legislature.
O Work with your state representative to write a new statute.
O Work with the governor to create a bill.
Answer:
Work with the governor to create a bill.
Explanation:
The legislative process in a nutshell
First, a Representative sponsors a bill.The bill is then assigned to a committee for study.If released by the committee, the bill is put on a calendar to be voted on, debated or amended.If the bill passes by simple majority (218 of 435), the bill moves to the Senate.What is the difference between being polite and being passive? Give some example
Answer:
- Polite Is having or showing behavior that is respectful and considerate of other people.
- Passive accepting or allowing what happens or what others do, without active response or resistance.
Example: Jack is liked by other for being respectful and considerate. Mark is a person who accepts everyone but also negative vibes.
Whom should Mrs. Hightower sue for damages? Mr.Grant Why?
Answer:
Money damages are awarded by the court to make defendants pay you money to make up for harm you suffered in the past. Punitive damages may be awarded to punish defendants for especially bad conduct.
An injunction is a court order that directs prison officials to make changes in your prison conditions and/or stop ongoing conduct that the court finds to be illegal.
A declaratory judgment is when a court makes a decision that explains your legal rights and the legal duties and obligations of the prison officials. However, the court doesn’t order the prison to do or stop doing anything. If you get a declaratory judgment and the prison doesn’t follow it, you can then ask the court for an injunction to make them do so.
Deneen sweeting was a defendant in the third circuit in 2000. what aspect of criminal law is his case about
Which of the following is an example of a cyberattack? A. An employee attacking a coworker OB. A virus attacking a computer OC. A cashier stealing money D. An employee using another employee's login
Answer: B. A virus attacking a computer
Explanation: it makes the most sense