The primary reason a company has a failover system is High availability:
High availability (HA) refers to a system's capacity to function continuously without interruption for a predetermined amount of time. HA works to make sure a system satisfies a set standard for operational performance. Five-nines availability in information technology (IT) refers to a generally accepted yet challenging criterion of availability, which states that the system or product is available 99.999% of the time.
In circumstances and sectors when it is essential that the system stay operating, HA systems are deployed. Military command and control, autonomous vehicles, industrial, and healthcare systems are examples of high-availability systems in real life.
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What is coporation's net operating income under variable costing in the first year?
Employer's internet operating income beneath variable costing within the first yr Unit product price: Calculate net profits by means of subtracting the value of goods offered and charges from sales. The difference represents internet profits for the modern duration.
Operating is defined as carrying out a function or clinical technique. An example of to operate is creating a call for your cell cellphone. An example of to function is riding a vehicle. An instance of to function is a physician eliminating someone's appendix.
The definition of an operation is the process of running or functioning or surgery. An example of an operation is how a mild transfer activates and is stale. An instance of an operation is a person getting their appendix taken out.Operations jobs are positioned personnel can pursue that center on helping an organization run smoothly through the use of interpersonal, communication, and mission control skills. personnel who work in operations normally learn how to implement various enterprise strategies to help fortify the business and maximize its income.
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delph company uses a job-order costing system and has two manufacturing departments—molding and fabrication. the company provided the following estimates at the beginning of the year:
a. plantwide predetermined overhead rate = $ 23.28 per MH.
b. total manufacturing cost of D-70 and C-200 = $ 1,634,440 $ and 1,608,240 respectively.
c. Bid prices for Job D-70 and Job C-200 = $ 2,451,660 and $ 2,412,360 respectively.
d. Delph's cost of goods sold for the year is $3,242,680 (= $1,634,440 + $1,608,240).
Explanation
a. The first step is to calculate the estimated total overhead costs in Molding & Fabrication:
Molding: Using the equation Y = a + bX, the estimated total manufacturing overhead cost would be calculated as follows:
Y = $790,000 + ($5.60 per MH)(23,000 MHs)
Estimated fixed manufacturing overhead $ 790,000
Estimated variable manufacturing overhead
$5.60 per MH × 23,000 MHs 128,800
Estimated total manufacturing overhead cost $ 918,800
Fabrication: Using the equation Y = a + bX, the estimated total manufacturing overhead cost would be calculated as follows:
Y = $200,000 + ($5.60 per MH)(33,000 MHs)
Estimated fixed manufacturing overhead $ 200,000
Estimated variable manufacturing overhead: $5.60 per MH × 33,000 MHs 184,800
Estimated total manufacturing overhead cost $ 384,800
The second step is to combine the estimated manufacturing overhead costs in Molding and Fabrication ($918,800 + $384,800 = $1,303,600) to enable calculating the predetermined overhead rate as follows:
Estimated total manufacturing overhead (a) $ 1,303,600
Estimated total machine-hours (b) 56,000 MHs
Predetermined overhead rate (a) ÷ (b) $ 23.28 per MH
b. Total manufacturing cost assigned to Jobs D-70 & C-200:
D-70 C-200
Direct materials $ 699,000 $ 500,000
Direct labor 400,000 340,000
Manufacturing overhead applied ($23.28 per MH × 23,000 MHs; $23.28 per MH × 33,000 MHs) 535,440 768,240
Total manufacturing cost $ 1,634,440 $ 1,608,240
c. Bid prices for Jobs D-70 & C-200:
D-70 C-200
Total manufacturing cost = (a) $ 1,634,440 and $ 1,608,240 respectively
Markup percentage (b) 150 % 150 %
Bid price (a) × (b) $ 2,451,660 $ 2,412,360
d. Because this company has no beginning or ending inventories & only Jobs D-70 & C-200 were started, completed, & sold during the year, the cost of goods sold is equal to the sum of the manufacturing costs assigned to both jobs of $3,242,680 (= $1,634,440 + $1,608,240).
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Full question
Note: The question is not complete, here is the full question:
1. Assume Delph uses a plantwide predetermined overhead rate based on machine-hours.
a. Compute the plantwide predetermined overhead rate.
b. Compute the total manufacturing cost assigned to Job D-70 and Job C-200.
c. If Delph establishes bid prices that are 150% of total manufacturing cost, what bid prices would it have established for Job D-70 and Job C-200?
d. What is Delph's cost of goods sold for the year?
Knowledge of previous sales is necessary when using incremental analysis to evaluate a change in profits. True or false
Answer: False
Explanation:
According to this statement, knowledge of previous sales is necessary when using incremental analysis to evaluate a change in profits. However, this statement is false.
In fact, knowing previous sales is not necessary when using incremental analysis to evaluate a change in profits.
What do you mean by incremental analysis?Incremental analysis is a process that helps you identify small changes and improvements that can be made to an existing system or product. By doing this, you can identify areas in which improvement may be possible and make those adjustments without disrupting the overall operation of the system.This type of analysis is often used by companies in order to optimize their processes and improve efficiency. The goal is not only to increase output but also to reduce waste and unnecessary costs. In many cases, incremental analysis can lead to significant gains in productivity and profitability.To learn more about incremental analysis, visit:
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the fraud triangle shows three factors that push a person to commit fraud and includes , pressure, and rationalization.
The fraud triangle illustrates three variables, including pressure, reasoning, and temptation, that may lead someone to commit fraud. The statement is True.
What exactly is the fraud triangle?
A paradigm called the fraud triangle is used to explain why someone would choose to commit fraud. The opportunity, incentive, and rationalization triangles are made up of these three elements.
The Fraud Triangle was created many years ago by renowned criminologist Donald R. Cressey after extensive investigation. He wrote Other People's Money: A Study in the Social Psychology of Embezzlement because he was curious about the conditions that gave temptation to embezzlers.
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what are the mutually beneficial terms of trade measured in units of wheat from country a per unit of textiles from country b
Quantities of wheat from nation A per unit of textile from nation B speak to the useful terms of exchange, which break even with 1.
This is often due to the reality that the terms of trade that are among the opportunity costs of both countries are those that are commonly useful. The potential cost for fabricating 1 unit of wheat in this illustration is rising to 1 unit of textiles. Nation A would therefore be willing to trade 1 unit of wheat for no more than 1 unit of materials. The opportunity fetched of fabricating 1 unit of materials in Nation B is proportionate to 2 units of wheat. As a result, nation B would endorse a transaction of 1 unit of textile for a minimum of 2 units of wheat.
Hence, the commonly profitable terms of exchange are between 1 and 2 units of wheat for each kilogram of textiles. The two nations' capacity to negotiate will decide the specific terms of the exchange. But 1.0 may be a great approximation of the profitable terms of commerce.
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What interest rate is implicit in a $1,000 par value zero-coupon bond that matures in 5 years if the current price is $430?
The interest rate implicit rate in a zero coupon bond can be calculated using the following formula is 20%.
Interest rate = r = (Face value / Current Price)(1/ Years to maturity ) - 1
As per the Information given in the question we have
Face value of the bond = $ 1000
The current price of the bond = is $ 430
Years to maturity = 5 years
Applying the above values in the formula we have
= ( 1000 / 430 ) ( 1/ 5) – 1
= ( 2.3256 ) ( 1/ 5) – 1
= 1.1839 – 1 = 0.1839
Thus the Interest rate Implicit in the zero coupon bond = 0.1839
Note : ( 2.3256 ) ( 1/ 5) = 1.1839 is calculated using the excel formula =POWER(Number,Power)
=POWER(2.3256,0.20)
=20%
The average interest rate for the most famous 30-year fixed mortgage is 5.48%, consistent with facts from S&P International. mortgage interest costs are constantly changing, and there are loads of factors that may sway your hobby price.
To calculate a month-to-month interest rate, divide the once-a-year rate by 12 to mirror the 365 days within the year. you'll need to convert from percentage to decimal format to finish these steps.
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Turning down a candidate who was expecting higher compensation than the company permits is an example of a(n) ______.
Turning down a candidate who was expecting higher compensation than the company permits is an example of "justice approach"
What is justice approach?
The ethical approach to fairness or justice is rooted in the ancient Greek philosopher Aristotle's teaching that "equality should be treated equally and inequality should be treated unequal." The basic moral issues with this approach are: Does it treat everyone equally, or does it show favoritism or discrimination? Favorability gives some people an advantage for no specific justification. Discrimination imposes a burden on those who are no different from those who bear no burden. Both favoritism and discrimination are unfair and wrong.
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joyce is laid off from her job with the heavy equipment manufacturer due to a decrease in the demand for heavy equipment caused by a recession. she searches for a job for five months and then is rehired by her old employer when the economy begins to recover. while joyce was looking for work, she was:
Joyce was cyclically unemployed and looking for work.
the required details about cyclically unemployed is mentioned below
What Is Cyclical Joblessness?
The portion of overall unemployment that is specifically caused by cycles of economic expansion and contraction is known as cyclical unemployment.
Typically, unemployment increases during economic downturns and decreases during boom times.Reducing cyclical unemployment during recessions is one of the key motivations for studying economics and a goal of the many policy instruments used by governments to stimulate the economy.
Cyclical trends in growth and production, as indicated by the GDP, that take place throughout the business cycle are what are meant by cyclical unemployment.Most business cycles eventually reverse course, going through upswings, upturns, and finally downswings.
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The main issuers of money market securities are? households. wealthy investors. the government non-profit organizations. corporations.
The main issuers of money market securities are government non-profit organizations.
A company is a collection of people who paint collectively, like a neighborhood association, a charity, a union, or an employer. you may use the word organization to refer to an organization or commercial enterprise, or to the act of forming or establishing something.
An organization is an authentic group of people, for example a political party, a commercial enterprise, a charity, or a club. most of those specialized colleges are provided by using voluntary corporations. ... a report by the International Labour organization. Synonyms: organization, business enterprise, party, frame extra Synonyms of the agency.
A company is a collection of two or more people and the coordinated allocation of sources round a commonplace purpose or objective. returned to: enterprise control.
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A firm will maximize its profits by hiring factors up to the point at which:____.
A firm will maximize its profits by hiring factors or labors up to the point at which MRP = MFC.
The marginal factor cost (MFC), as used in microeconomics, is the increase in overall costs incurred for a factor of production as a result of a one-unit increase in the amount of the factor used. It is measured in monetary terms for each additional unit of a production factor (input), such as labor, per unit of time. When it comes to labor input, the marginal factor cost and wage rate are the same if the amount of hired labor has no impact on the wage rate. The marginal cost of the labor factor is higher than the pay rate paid to the last unit if adding another unit of labor increases the wage rate that must be paid to all already employed units of labor.
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she predicts she will receive $14,000 in grants annually. catherine does not own a car and plans to live near campus where she will rely on the free bus system for transportation. what is the minimum amount catherine should expect to contribute to her education annually? $31,570 $34,030 $45,570 $48,030
The total amount that Catherine would be expected to contribute to her education annually would be $31,570.
How to solve for the amount that would be contributed annuallyThe cost of tuition = 32250
Room and board = 10590
The books to be bought is 1980
other fees = 750
We would sum these values as
32250 + 10590 + 750 + 1980 = $45570
The amount that she has to contribute in the minimum would be
$45570 - $14000
= $31570
Hence the first option is correct. The total amount that Catherine would be expected to contribute to her education annually would be $31,570.
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Complete question
Catherine is using the table to predict the cost of one year of education at a four-year private college. Category Predicted Cost tuition $32,250 room and board $10,590 transportation $2,460 books and fees $1,980 other $750 She predicts she will receive $14,000 in grants annually. Catherine does not own a car and plans to live near campus where she will rely on the free bus system for transportation. What is the minimum amount Catherine should expect to contribute to her education annually?
Mutual fund managers pass operating fees directly (i.e. a formal billing procedure) to mutual fund investors. true false
It is false that Mutual fund managers pass operating fees directly (i.e. a formal billing procedure) to mutual fund investors.
What are Mutual Funds?Investing in securities like stocks, bonds, money market instruments, and other assets is done through the use of mutual funds, which pool the money from shareholders. Professional money managers oversee mutual funds, distributing the assets to maximize returns for investors through income or capital gains. The organization and maintenance of the portfolio reflect the investment goals stated in the prospectus of a mutual fund.
Mutual funds provide access to professionally managed portfolios of stocks, bonds, and other securities to individual investors. The profits or losses of each stakeholder are distributed proportionately. Mutual funds invest in a wide range of assets, and performance is typically measured as the change in the fund's total market capitalization, which is determined by aggregating the performance of its underlying investments.
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A growth strategy that focuses on increasing market share or profits by creating improvements in products or services is called a(n) ______ strategy.
A strategy used by a company to boost profitability and achieve higher sales volume from new products is product diversification.
Risk management in investing is accomplished through diversification. Investors diversify their holdings across a variety of different companies, industries, and asset classes rather than concentrating their capital in a single company, industry, sector, or asset class.
Concentric diversification is the creation of new goods and services that are interchangeable with those you already market. For instance, a brand of orange juice introduces a new "smooth" orange juice beverage alongside its flagship orange juice "with bits" product.
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Contactors are equipped with contacts intended to connect high current loads to the power line; these large contacts are called ____________________ contacts.
Contactors are equipped with contacts intended to connect high current loads to the power line; these large contacts are called Large contacts.
An electrical device called a contactor is used to turn on or off electrical circuits. It is regarded as a unique kind of relay. The contactor is used in applications that require a larger current carrying capacity, whilst the relay is used in applications that require a lesser current. This is the fundamental distinction between the relay and contactor. Contactors are small in size and simply field mounted. These electrical devices typically have many contacts. When the contactor coil is energized, these contacts which are often ordinarily open provide operating power to the load.
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the relevant risk to an investor is that portion of the variability of returns that cannot be diversified away.
It is completely accurate to mention that the relevant risk to an investor is that portion of the variability of returns that cannot be diversified away. Therefore, the statement given above holds true.
What is the significance of investment risks?An investment risk can be referred to or considered as the probability of not generating returns over the engagement in a new venture. Investment risk is driven by multiple internal as well as external factors. Diversification of risks is not completely in the hands of an investor.
Therefore, the significance regarding investment risks has been aforementioned.
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The question given above has been interpreted as a TRUE / FALSE type question for better reference.
niah works as a retail sales clerk earning $18,000 per year. she plans to go to school for medical billing that has a median salary of $35,000. the co
It will take her 3.3 years to recover her investment if she gets a medical billing job making the median salary when she graduates
What is the median salary?Since the term "median" simply means "the middle," the word "median pay" refers to the wage that, if you ranked all the salaries for people in a given occupation in numerical order, falls in the middle of the list. The median income is earned by half of the people on that list, and the other half earn more. The average salary, which is the amount obtained by adding the salaries together and dividing it by the total number of employees, is not the same.
When there are an odd number of figures, an additional step is necessary to get the median. Because there isn't a number precisely in the middle of the list, the median is the average of the two salaries that fall in the middle.
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if an interviewer asks you to describe a weakness, you should . humbly state that you aren’t aware of any change the subject give them a list of your weaknesses so they know exactly what to expect select a weakness and explain what steps you are taking to correct it
If an interviewer asks you to describe a weakness, you should D. select a weakness and explain what steps you are taking to correct it
What is an Interview?This refers to the selection process that is used to identify the best person that can perform a task.
Hence, we can see that If an interviewer asks you to describe a weakness, you should D. select a weakness and explain what steps you are taking to correct it
This is important as you want to be honest and show that though you have weaknesses, you are working on them.
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A car company is testing a new type of tire. They want to determine the average stopping distance in light rain, light snow and dry conditions. They test out tires on four randomly selected cars from the lot. They want to know if the stopping distance is significantly different under the three conditions. What is the factor?.
New tyres are being tested by an machine manufacturer. In light rain, light snow, and dry circumstances, they want to know the typical stopping distance. Road conditions are a deciding factor.
A manufacturer is a person or business that creates finished products from raw accoutrements using a variety of tools, outfit, and procedures, and also sells the products to consumers, wholesalers, distributors, retailers, or other manufacturers for the creation of more complicated products. A sizable portion of the frugality is allowed to be made up of manufacturers. Manufacturing has a long history dating back to the ancient world. It's possible for road conditions to deteriorate to a dangerous point. This includes cracks in the road, holes, exposed rebar, cracked concrete, uneven road shells, and potholes. When a motorist strikes a large pothole, the tyre may burst, transferring the auto careening into another lane and into the path of another auto.
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amanda can choose between two alternatives after high school. she can either attend a university or work at her father's grocery store. amanda will have to pay $9,000 for tuition and fees to enroll in the university. however, if she decides to work at the grocery store, she will earn $500 per week. if amanda decides to go to college, the opportunity cost of her decision will be: a. the $9,000 in tuition and fees that she has to pay in order to enroll at the university. b. the weekly wage of $500 she could have earned if she had decided to work at the grocery store. c. the time she could have spent visiting her friends and watching a movie. d. the leisure time she could have enjoyed if she had decided to do nothing
Give Amanda alternatives, The weekly wage of $500 she could have earned if she had decided to work at the grocery store.
What are business studies?The fundamentals of business, management, and economics are the focus of the study area known as business studies, or just business. It incorporates components from operations, marketing, organizational studies, finance, accounting, and finance. A business studies degree will frequently include coursework in areas like accounting, finance, management, and—more and more—entrepreneurship. This broad range of topics emphasizes the multidisciplinary nature of business and the significance of knowing all the essential components required to run a successful firm. Introduction to management and leadership, accounting, marketing, communication, and entrepreneurship are all included in basic business courses. The knowledge, abilities, and attitudes that the students acquire help them comprehend business issues from various angles and in various settings.
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for managers, in any organization, threats include product or service niches that are underserved, out-of-cycle hiring possibilities, mergers, purchases, or upgrades in equipment, space, or other assets.
The statement "For managers, in any organization, threats include product or service niches that are underserved, out-of-cycle hiring possibilities, mergers, purchases, or upgrades in equipment, space, or other assets." is False
This is further explained below.
What are managers?Generally, Within an organization, it is the responsibility of managers to organize and supervise the work of a certain group, project, or sector.
The position of a manager within an organization may have a direct bearing on the breadth and depth of the obligations they are expected to do.
When someone has the job title of manager, it may signify that they are in charge of managing a specific function or an entire team.
In conclusion, The assertion that "Product or service niches that are underserved, out-of-cycle hiring possibilities, mergers, purchases, or upgrades in equipment, space, or other assets" is untrue in any organization:
"For managers, in any organization, threats include product or service niches that are underserved."
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Complete Question
for managers, in any organization, threats include product or service niches that are underserved, out-of-cycle hiring possibilities, mergers, purchases, or upgrades in equipment, space, or other assets.
True or false
All of the following are sources of strategic initiatives except ______. multiple choice question. serendipity consumer demand autonomous actions the resource allocation process
All of the following are sources of strategic initiatives except the consumer demand.
What is a strategic initiatives?It refers to those means through which an organization translates its goals and visions into practice. In order to stay ahead of the competition, firms need to systematically build a portfolio of strategic initiatives.
The source of the strategic initiatives includes the serendipity, autonomous actions, the resource allocation process etc Therefore, All of the following are sources of strategic initiatives except the consumer demand.
In conclusion, the Option B is correct.
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A bond with a par value of $1,000 and an annual coupon has a yield to maturity of 5.70 nd a current price of $970. if the bond has 11 years to maturity, what is its current yield?
A bond with a par cost of $1,000 and an annual coupon has a yield to maturity of five.70 and a contemporary charge of $970. if the bond has eleven years to maturity, its contemporary yield is =5.49%(Approx)
Modern price=Annual coupon*gift value of annuity element(5.7%,eleven)+a thousand*present value of discounting issue(five.7%,11)
970=Annual coupon*eight.00930782+1000*zero.543469454
970=Annual coupon*eight.00930782+543.469454
Annual coupon=(970-543.469454)/eight.00930782
=$53.254358
contemporary yield=Annual coupon/contemporary price
= fifty-three.254358/970
=five.forty nine%(Approx)
A bond is a type of safety beneath which the provider owes the holder a debt, and is obliged – relying on the phrases – to pay off the predominant of the bond at the adulthood date as well as a hobby over a targeted quantity of time.
Bonds are investment securities in which an investor lends cash to an employer or a government for a hard and fast time period, in trade for normal interest bills. as soon as the bond reaches adulthood, the bond provider returns the investor's money.
A bond is honestly a mortgage taken out by a company. as opposed to going to a financial institution, the business enterprise gets the cash from buyers who purchase its bonds. In alternate for the capital, the agency will pay a hobby coupon, that's the yearly hobby charge paid on a bond expressed as a percent of the face fee.
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the post. ref. columns are used to trace transactions from the accounts to the journal. what will be entered in the post. ref. column of (1) the journal and (2) the account?
The account number and the Journal page number will be entered in the post. ref. column.
When you’re going over your financial statements, do you often find yourself wondering what the number in this column means? If so, you’re not alone! Many people can benefit from understanding the columns of numbers on their balance sheets and income statements, which include the post refs column.
If you’ve ever seen accounting transaction data, you’ve probably noticed references to post refs scattered throughout the information. These little entries can appear in many places throughout an accounting document, and they’re used by accountants and bookkeepers to help them keep their record-keeping straight.
The post reference column: The post reference column is used for entering the date (using day-month-year format) of the transaction.If a transaction occurs on two dates, the most recent date should be entered in this column.
For example, if an account received $1000 from an outside source on November 1st and then deposited it into the account again on November 8th, the post reference number would show 111018.
The column can also be used to trace transactions from one account to another by matching up the numbers.
The account number: For each transaction in the Journal, you will have a corresponding line on your Balance Sheet.For example, if you have an expense entry in the Journal of $150, this would be seen as an increase to accounts payable on your Balance Sheet. - So for (1) the journal, you would enter 150;
- And for (2) the account, you would enter 250. The posting references column helps trace transactions from accounts to the general ledger.
It can also act as a helpful guide when comparing numbers on your balance sheet versus numbers in your cash flow statement or income statement.
The journal page number: The account would go in the post. ref. column of the journal on the left side, while the journal would be input into the post. ref. column of the account on the right side.That way you are able to trace transactions from one account in one area of your ledger system (your journal) to another (your account).
When you do that, it helps keep track of all transactions as they happen instead of waiting until after a number of transactions have been made before writing them down.
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A+credit+card+company+will+charge+you+2.5%+of+interest/month+for+the+unpaid+balance.+the+actual+effective+rate+of+interest/year+will+be+most+nearly:_____.
The actual effective rate of interest/year will be most nearly 9.55%
A credit card is a kind of credit facility, furnished by banks that allow clients to borrow funds inside a pre-approved credit restriction. It enables customers to make buy transactions on goods and offerings.
credit cards will probably be the very best cards to get for those with either bad credit scores or no credit scores. it really is because they require collateral prematurely within the form of a security deposit, that's commonly equal to the quantity of your credit line and reduces the chance to the card company in case you fail to pay your bill.
Amount = Principal * ( 1 + r ) ^ number of periods
Amount = 600
Principal = 500
Number of years 2
$ 600 = $ 500 * ( 1 + r ) ^2
$ 600 / $ 500 = ( 1 + r ) ^2
1.2 ( 1 + r ) ^ 2
sqrt of 1.2 = 1 + r
1.095445115 1 + r
9.55% r
r = 9.55%
Disclaimer:- The correct format of the question is given below.
A credit card company will charge you 2.5% of interest/month for the unpaid balance. the actual effective rate of interest/year will be most nearly:_____.
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the study of how individual businesses, families, and shoppers make decisions to distribute their limited resources in the exchange of products and services is known as .
The study of how individual businesses, families, and shoppers make decisions to distribute their limited resources in the exchange of products and services is known as Microeconomics.
Microeconomics is the study of how people make decisions in response to changes in incentives, pricing, resources, and/or production processes. People are frequently categorized into microeconomic subgroups as customers, sellers, and business owners. Both positive and normative applications of microeconomics are possible. Positive microeconomics discusses economic behavior and outlines what to anticipate in the event that specific circumstances change. According to positive microeconomics, buyers will generally purchase fewer cars if a manufacturer raises the price of its cars. Due to limited supply, copper prices will often rise if a significant South American copper mine falls. If consumers purchase fewer iPhones, positive microeconomics may help an investor understand why Apple Inc. stock prices may decline.
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Assume that the population is 100 in year 1 and 102 in year 2. what is the growth rate of real gdp per capita?
Growth rate of real GDP = 4 percent (= $31,200 - $30,000)/$30,000). GDP per capita in year 1 = $300 (= $30,000/100).
A country's gross domestic product that has been accounted for inflation is known as real GDP. Compare this to nominal GDP, which calculates GDP using today's prices without taking inflation into account.
Real GDP accounts for changes in price levels to determine the total goods and services produced by an economy in a given year. Because it accounts for inflation, you may compare GDP by year. It serves as a reliable gauge of the economy's stage in the business cycle.
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With respect to personal finance, what is the name of the most commonly used credit scoring system intended to help lenders predict how likely an individual is to repay a loan, or make credit payments on time?.
The most widely used credit scoring system for personal finance, known by the acronym FICO Score ,i.e. Fair Isaac Corporation.
It was created to assist lenders in determining whether or not a potential borrower will be able to repay a loan or make credit payments on time.A consumer's creditworthiness is indicated by a credit score, which ranges from 300 to 850. A borrower will appear better to potential lenders if their score is higher. A credit score is based on a person's credit history, which includes the number of open accounts, total debt owed, payment history, and other elements. Credit scores are used by lenders to assess a borrower's likelihood of timely loan repayment.These three companies (Equifax, Experian, and TransUnion )control the industry for gathering, evaluating, and disseminating data about customers in the credit markets. Fair Isaac Corp., now known as FICO, developed the credit score model, which is utilised by financial institutions.
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which of these companies is more owner-financed? which of these companies is more creditor-financed?
Out of the choices provided above, Kraft Foods, Inc. is the most creditor-financed company, whereas, Merck & Co., Inc. is the most owner-financed company.
What is the significance of financing?Financing of a company can be referred to or considered as the type of capital used by the company to expand its business and run its operations. Creditor-financed companies are debt-ridden companies, whereas, the owner-financed companies are equity-ridden by the shareholders.
Therefore, the significance regarding financing of the companies has been aforementioned.
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a real estate professional who has several years of experience in the industry decided to retire from actively marketing properties. now this person helps clients choose among the various alternatives involved in purchasing, using, or investing in property. what is this person's profession?
Real estate agents typically work with commercial property investors rather than residential property buyers and sellers. They are also called "real estate consultants"
What does a Real Estate Counselor do:
Real property specialists manual purchaser choices primarily based totally on big studies and enterprise expertise. The first step is to have an preliminary assembly with the purchaser to speak about number one and secondary targets. When the targets are defined, a actual property representative formulates a plan to reap them withinside the maximum cost-powerful way. A actual property representative's actual position relies upon at the kind of purchaser with whom they work. For example, specialists operating on a belongings improvement mission are regularly employed earlier than the land is even secured. The purchaser is based at the actual property representative to affirm the viability of the investment. The representative does this with the aid of using touring the proposed task site, assembly with nearby actual property professionals, and studying marketplace trends.
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a broker/agent may be terminated for cause if they fail to comply with a compliance investigation, encourage others to avoid the compliance interview process, or fail to provide truthful or complete information.
For these reasons, calling the broker and explaining your wish to terminate the contract with their agent is the best course of action for terminating a contract with a Realtor. Many trustworthy brokers who want to keep your (and the community's) favour will allow you to break the agreement.
Yes This is a True Statement.Breaking of contract.
By completing the Termination of Listing (TXR 1410) form, brokers and their seller clients can decide to end any REALTORS® listing arrangement. When a property is sold or leased, sellers and brokers can decide the termination date and broker fees.
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