The price of an investment that pays you $1000 per month with the first payment in 1 month and the last payment in 6 months if the expected return for the investment is 2.0% per month is $5,601.43
What is the price of the investment in today's terms?
The price of the investment today is the present value of future cash flows, the present value of monthly payments of $1,000 for the next six months discounted at the monthly interest rate of 2.00% per month, in essence, the fact that the first monthly payment is expected in a month(not immediate) means that the present value of an ordinary as shown below:
PV=PMT*(1-(1+r)^-N/r
PV=price of investment=present value of monthly payments=unknown
PMT=monthly payment=$1000
r=monthly interest rate=2.0%
N=number of monthly payments=6
PV=$1000*(1-(1+2.0%)^-6/2.0%
PV=$5,601.43
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jessie went to the store to buy cosmetics. at the cosmetics counter, she reviewed several different colors and brands, but before making her final selection, she researched each product to ensure that the companies had not used animal testing in the manufacturing process. which of the following best describes jessie's purchasing decision?
The option that describes jessie's purchasing decision is C. Consumer scapes and the ways consumers control what products are produced.
How to illustrate the purchasing decision?The attention paid by a company selling a product to the issue of guaranteeing that the processes used in producing it are morally (socially) righteous has an impact on the purchasing decisions of some customers.
This implies that some consumers avoid buying goods from companies that do not consider how important it is to engage in socially responsible behavior. This mostly causes such businesses to endure a decline in earnings and interactions with the buyers of the commodity those businesses built.
Because certain customers care deeply about maintaining society, such people frequently assess the suitability and performance of an organization by looking at how attentively that organization attends to its social duties.
Therefore, based on the information given, the correct option is C.
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Jessie went to the store to buy cosmetics. At the cosmeticscounter, she reviewed several different colors and brands, but before making her final selection, she researched each product to ensure that the companies had not used animal testing in the manufacturing process. Which of the following best describesJessie's purchasing decision?
A. Consumers consider abrand's ethical practices before purchasing their products.
B. The notions of right and wrong are the same among people, organizations, and cultures.
C. Consumerscapes and the ways consumers control what products are produced.
D. Pre-purchase awareness.
Walt owns a business in which he offers standardized test preparation classes and individual tutoring for students. this is an example of a?
Walt owns a business in which he offers standardized test preparation classes and individual tutoring for students. this is an example of a business service .
What is business service ?A wide word used to describe work that supports a business but doesn't produce a physical good is "business services." Numerous additional company services, including purchasing, shipping, and financing, are supported by IT, a crucial business service.
A effective business service links IT resources with a company's workforce and clientele while also advancing corporate objectives, enhancing profitability.
An audit of IT infrastructure operations, the establishment or updating of an IT service catalog, and/or the deployment of an employee self-service portal to enhance communication are commonly required to demonstrate the value that an IT department brings to the company.
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Suppose you borrowed $14,000 at a rate of 10.0 nd must repay it in 5 equal installments at the end of each of the next 5 years. how much interest would you have to pay in the first year?
The interest paid for the first year is 4.761%.
Interest is defined as the amount of money paid for the use of someone else's money. An example of interest is the $20 that was earned this year on your savings account. An example of interest is the $2000 you paid in interest this year on your home loan.
I=PRT
I=interest
P=principal=amount you invested
The rate in decimal, don't forget to convert percent to decimal
T=time in YEARS (don't forget, 12 months per year)
5000 total
5000-4200=800
I=800
800=4200*r*4
800=16800*r
divide both sides by 16800
0.04761=r
4.761%=rate needed
6>4.7
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of the following examples, which one has little or no effect on labor productivity? the quality and quantity of available capital resources. the quality and quantity of available capital resources. technological change. technological change. the frequency of business cycles.
of the following examples, which one has little or no effect on labor productivity? the quality and quantity of available capital resources. the quality and quantity of available capital resources. technological change. technological change The frequency of business cycle.
Business cycles are essentially identified by the comovement of economic variables during each cycle phase and the alternating of phases of growth and contraction in overall economic activity. Real (i.e., inflation-adjusted) GDP, which measures aggregate output, as well as aggregate measures of industrial production, employment, income, and sales, which are the main coincident economic indicators used for the official determination of U.S. business cycle peak and trough dates, all represent aggregate economic activity. One common misunderstanding is that a recession is merely two quarters of real GDP drop. Notably, the real GDP fell in two successive quarters during neither the 1960–1961 nor the 2001 recessions.
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When dealing with people inside and outside the organization, too much pressure to perform may induce managers to _______.
When dealing with people inside and outside the association, too much pressure to act may induce managers to behave unethically and illegally.
Middle Level of Management
They analyze and explain procedures from top-level management to lower level. They are responsible for blending the activities within the division or division. It also sends necessary reports and other important data to top-level leadership. They assess the interpretation of junior managers.
Middle Managers - responsible for setting purposes consistent with top governance's goals and for planning and executing subunit strategies for achieving these objectives.
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the allocation of resources in a market economy is described by which of the following statements?
The allocation of resources in a market economy is described by Buyers and sellers exchanging goods and services on a voluntary basis. Prices and costs help producers decide whether they are producing too little or too much of a good.
A market is a place in which shoppers and sellers can meet to facilitate the change or transaction of services and products. Markets may be physical like retail outlets, or virtual like an e-save. particular examples encompass unlawful markets, public sale markets, and monetary markets.
The monetary market is a place structure that can be grouped into 4 categories: opposition, monopolistic opposition, oligopoly, and monopoly. The 5 primary marketplace device kinds are the best competition, Monopoly, Oligopoly, Monopolistic opposition, and Monopsony.
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notice that the slope between points a and b is relatively flatter than it is between points c and d. what does the slope of a curve between two points have to do with the opportunity cost of producing additional units of a good
The slope of a curve between two points have to do with the opportunity cost of producing additional units of a good which shows all the combinations of two goods that can be produced with resources and technology.
The slope of the Production Possibilities Frontier (PPF) shows the opportunity cost of producing one good versus the other good, and also the opportunity cost can be compared to the opportunity costs of another producer in order to determine comparative advantage.
This also shows all the different combinations of output of two goods that can be produced while using available resources and technology. Thus, the PPF captures the concepts of choice, scarcity, and tradeoffs.
Hence, the shape of PPF depends upon whether there are increasing, decreasing, or constant costs.
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in the context of using information technologies for a competitive advantage, which statement is true of a bottom-line strategy?
It emphasizes increasing efficiency through lowering overall costs in the context of employing information technologies for a competitive advantage. of a bottom-line approach.
information technologies (IT) is the practice of creating, processing, storing, protecting, and exchanging all types of electronic data through the use of computers, storage, networking, and other physical hardware, software, infrastructure, and procedures. information technologies is typically employed in the context of commercial operations as opposed to personal or recreational use of technology. Both computer technology and telecommunications are included in the business usage of IT.
Information technology was first used by The Harvard Business Review to distinguish between specially constructed devices made to carry out a narrow range of jobs and general-purpose computer devices that could be configured to carry out a variety of tasks. When new technologies are developed, the cycle that began as the information technologies sector developed in the middle of the 20th century continues. Computing capability improved, while device cost and energy usage declined.
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martin signed a 5000 3 month on december 1 2004 with the principle plus interest due on march 1 2005
On March 1, 2005, Martin will debits notes payable for 5,075
Compound interest, which is when interest is added to a loan rather than paid off or collected from the borrower, is what causes it. for the purpose of generating interest on the principal amount and any accumulated interest throughout the following period. Interest is a typical occurrence in compound interest economics and finance.
In contrast to simple interest, which doesn't compound because past interest isn't added to the principle for the current period, there is compounding with compound interest.
The simple annual interest rate is equal to the period of interest multiplied by the number of periods in a year. The simple annual interest rate is also known as the nominal interest rate.
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Complete the statement: __________tend to have surface issues but are good for process observing.
triads tend to have surface issues but are good for process observing.
Triads
Any business now or formerly performed by the Corporation or its present or past Subsidiaries, including any business now or formerly undertaken by Columbia/HCA and its Subsidiaries that is associated with the Corporation's and its Subsidiaries' Assets, is referred to as Triad Business.
Process Observing
An observation procedure is a method for observing and documenting a collection of activities or behaviours. An observation procedure or method, in general, refers to any research that is based on formal or informal observation. Controlled observations, natural observations, and participant observations are all types of observations.
Observation methods are often structured and carried out in accordance with predefined rules, allowing the information obtained throughout the process to be examined and compared. Recording observations made while monitoring individuals, facilities, or experiments is a vital element of the process.
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In a mixed strategy? a. the payoffs are mixed during each round. b. the order of who chooses first is mixed. c. moves can be predicted. d. players try to avoid demonstrating a pattern.
In a mixed strategy players try to avoid demonstrating a pattern, Therefore, the correct option is D
Strategy
A strategy is a broad plan for achieving one or more long-term or overall goals in the face of uncertainty. In the sense of the "art of the general," which covered numerous subsets of talents such as military tactics, siegecraft, logistics, and so on. From then until the twentieth century, the term "strategy" grew to mean "a comprehensive means to try to attain political aims, including the threat or actual use of force, in a dialectic of wills" in a military battle involving both opponents.
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A/an ________________________________ is a market assessment tool used by businesses and analysts to understand the competitive dynamics of an industry.
Industry analysis is a market assessment tool used by businesses and analysts to understand the competitive dynamics of an industry.
Industry analysis is the survey analysis of a specific branch that deals with manufacturing, service, and trade. Since, by understanding the industry where a company operates is providing an essential specific framework for the analysis purpose of the individual company which is assessed by, company analysis.
Industry analysis which is assessed for an entrepreneur or a particular company is an intact method that helps to understand the position of a company which is related to other participants existing in the industry.
It helps them for the identification of both the opportunities as well as threats that are coming along their way and will give them a strong idea regarding the present and future scenarios related to the respective industry. This analysis makes an assessment of demand and supply including changes related to technology.
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suppose you deposit $2,500 today in a savings account at 3.5% interest compounded annually. assuming no withdrawal, how much would you have at the end of 10 years?
By assuming no withdrawal we get $3526.50 after 10 years.
We have:
N = 10
PV = 2500
R = 3.50%
We can use the following formula to compute FV:
FV = PV x (1+r)^n
= 2,500 x (1+0.035)^10
= 2,500 x 1.410598761
= $3526.50
A withdrawal includes getting rid of the budget from a financial institution account, monetary financial savings plan, pension, or consideration. In a few instances, situations need to be met to withdraw the budget without penalty, and a penalty for early withdrawal typically arises whilst a clause in a funding agreement is broken.
To withdraw cash from your account, you want to fill in a “Withdrawal slip”. Like a Deposit slip, a Withdrawal slip additionally asks for similar information – your call, account variety, the amount that your choice to withdraw, date, and so forth.
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without financial institutions: multiple choice entrepreneurs would take on less risk. it would be easier for borrowers to secure loans. there would be less need for financial capital. entrepreneurial activity would fall.
entrepreneurial activity would fall is the correct answer.
without financial institutions entrepreneurial activity would fall .
How do you define financial institution?Any business engaged in the provision of financial services to clients who hold credit, deposit, trust, or other types of financial accounts with the business is referred to as a "financial institution."
What function do financial institutions serve?The primary duty of financial institutions is to provide the economy with liquidity so that it may operate at a higher level than it otherwise could. According to the Brookings Institute, banks accomplish this in three ways: by offering loans, managing markets, and distributing risk among clients.
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if a husband or a wife is the sole owner of real property, he or she owns the property: select one: a. as a tenant in common. b. as a tenant by the entireties. c. as a joint tenant. d. in severalty.
If a husband or a wife is the sole owner of real property, he or she owns the property in as a tenant in common. Thus, option (a) is correct.
What is property?
The term property refers to the person purchase the right are the real owner. The property is the legal right and the ownership of the person hand. The property such as home, office, shares, and vehicle etc.
The term tenants refer to the common balance of the couple ownership. He and she are the owner of the property are the flexibility. The property not transfer as mandatory both are agreed.
As a result, the tenant in common is the couple of ownership owns the property. Therefore, option (a) is correct.
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All of the following terms are synonymous when describing a spread except? a time spread b price spread c horizontal spread d calendar spread
The correct answer is (b) price spread.
In finance, a spread can have several meanings. The spread is defined as the difference between two prices, rates, or yields. The spread, according to one of the most common definitions, is the difference between the bid and ask prices of a security or asset, such as a stock, bond, or commodity. This is referred to as a bid-ask spread.
Spread can also refer to the difference in a trading position - the difference between a short (selling) position in one futures contract or currency and a long (buying) position in another. This is referred to as a spread trade.
The spread in underwriting can refer to the difference between the amount paid to the issuer of a security and the price paid by the investor for that security—that is, the cost an underwriter pays to purchase an issue versus the price at which the underwriter sells it to the public.
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a person with a history of a substance use disorder who desires to obtain or retain a license to practice nursing may be required to provide evidence that includes all of the following except: a. current sobriety and fitness to practice. b. 45 contact hours of continuing nursing education. c. attendance at alcoholics anonymous meetings d. positive employer evaluations.
A person with a history of substance use disorder who desires to obtain or retain a license to practice nursing may be required to provide evidence that includes all of the following except attendance at Alcoholics Anonymous meetings.
Answer no c is correct attendance at alcoholics' anonymous meetings.
A substance is a type of matter which is made up of specific composition. They possess specific properties and cannot be separated by physical processes into their chemical composition. For example - sugar and sodium chloride.
In general, an alcoholic is someone who suffers from alcoholism. Alcoholics Anonymous defines this as a physical compulsion, coupled with a mental obsession to consume alcohol, in which cravings for alcohol are always catered to, even at times when they should not be.
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The market's reaction to the announcement of a change in the firm's dividend payout is likely the?
The market's reaction to the announcement of a change in the firm's dividend payout is likely the information content effect.
A market is a composition of structures, institutions, methods, social relations or infrastructures whereby events interact in exchange. at the same time as parties may also change items and offerings through barter, most markets rely upon sellers presenting their goods or offerings to consumers in alternate for money.
Market structure refers to how one-of-a-kind industries are labeled and differentiated based totally on their degree and nature of competition for services and goods. The four popular varieties of market systems consist of perfect opposition, oligopoly marketplace, monopoly market, and monopolistic opposition.
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which of the following factors contribute to economic growth? an increase in population. an increase in population. an increase in the standard of living. an increase in the standard of living. a decrease in the productivity of labor. a decrease in the productivity of labor. an increase in capital depreciation
An increase in the proportion of the population that is college educated is the major factor that contribute to economic growth .
What is Economic Growth ?
While comparing one period of time to another, economic growth is a rise in the production of economic commodities and services. It can be calculated in nominal or real (inflation-adjusted) terms. Although other metrics are also employed, gross national product (GNP) or gross domestic product (GDP) are the most common ways to quantify overall economic growth.
Economic growth, in its most basic form, is an increase in the economy's total output. Gains in overall production frequently, but not always, correlate with higher average marginal productivity. As a result, there is a gain in income, which encourages people to spend more money on goods and services, raising the standard of living or quality of life in tangible terms.
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Explain why many seniors often earn lower grades in their last semester before graduation. (hint: this is an incentive problem.)
Often, Seniors get poor grades because they no longer want to be in high school and (more importantly) they are already accepted into colleges.
Colleges could threaten to take away scholarships and even acceptance if they don't get grades. They have no motivation besides self-achievement.
What's self-achievement.?
Self-achievement needs, to overcome one's own limits and area oneself in a extraordinary-person angle, to be a part of the world.
Why is self-achievement vital?
Research have proven that feeling a experience of feat is an critical element in college students developing fantastic health over time. Research additionally indicates the following: people with a sturdy feel of motive, staying power and accomplishment perform higher at paintings.
How do you write a self-achievement?
. Apprehend the usage of self-appraisal.
. Highlight your accomplishments.
. Accumulate statistics to show off your achievements.
. Align yourself with the crew and agency.
. Reflect objectively on challenges.
. Ask for increase opportunities.
. Ask for anything you need to improve.
. Get a second opinion.
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In a competitive market, the market demand is qd = 400 - 5p and the market supply is qs = 10p - 80. a price ceiling of $32 will result in?
In a competitive market, when the market demand is qd = 400 - 5p and the market supply is qs = 10p - 80, a price ceiling of $32 will result in neither a shortage nor a surplus.
A price ceiling is the established upper limit on what a seller is entitled to charge for a product or service. When essentials like food and electricity become unaffordable for the average consumer, price caps are frequently enforced. Usually, price caps are established by law.
A price cap is essentially a type of pricing control. Price limitations can be helpful in temporarily lowering the cost of needs. The long-term benefit of such ceilings is a matter of contention among economists.
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what is the opportunity cost in this scenario? harry has been very busy at work for the past two weeks. he has been working weekends too. finally, he is going to get a weekend off. originally, he planned to paint his apartment that weekend. he also considered going fishing for the weekend. but then his parents called and asked him to come for dinner because it has been a while since they have seen each other. later on, his friend theo informed him about a surprise birthday party for another friend. theo plans to reserve a room at a restaurant for the celebration, with the cost to reserve the room split between theo, harry, and three other friends. now h
The three opportunities Harry misses out on as a result of choosing to visit his parents' home represent the opportunity cost in this circumstance.
What is an opportunity cost?According to microeconomic theory, an activity's opportunity cost is the amount or gain that is forfeited in exchange for participating in that activity as opposed to participating in an alternate occupation. Simply put, it means you forfeit the chance to engage in a different activity if you choose one activity (for instance, an investment). The activity that yields the highest return among all others, net of opportunity costs, is the one that is considered to be the ideal activity.
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______________ provide both positive and potentially negative information to job candidates.
Realistic job previews present prospective hopefuls with both positive and potentially negative information.
Understanding Negative Information:
Negative information includes loan and credit card late payments, delinquent accounts, charge-offs, accounts sent to collection, bankruptcies, short sales, deeds in lieu of foreclosure, and foreclosures. While not legally considered negative information, certain sorts of inquiries might have a detrimental impact on your credit score. There are two kinds of questions: harsh and soft. A hard inquiry occurs when a lender or other business investigates your credit as part of the process of deciding whether or not to approve your loan or credit request.
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the securities and exchange commission was created by the government to protect investors and to maintain orderly and efficient markets. it is an example of a(n) .
The securities and exchange commission was created by the government to protect investors and maintain orderly and efficient markets. it is an example of a regulatory agency.
Marshall Sahlins later used the work of Karl Polanyi to develop the idea of three types of exchange that can be identified in more concrete cultures as mere capitalist and non-capitalist. Redistribution, market exchange. Fixed exchange rate. A fixed exchange rate, also known as a pegged exchange rate, is "pegged" or linked to another currency or asset (often gold) to derive its value. ...
The process of converting from one currency to another: Your card issuer or bank will automatically convert your currency to GBP. Simply visit the BookMyForex currency rate card page to see live foreign exchange rates for all major world currencies, including live US dollar rates.
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Opportunities for children to decode the causes of emotions occur when they ______.
Opportunities for children to decode the causes of emotions occur when they interact with siblings.
The capacity of your youngster to comprehend and control emotions grows throughout time. Your young kid will require assistance in understanding emotions. The main focus of this is on identifying and labelling emotions, which paves the way for controlling emotions when your kid becomes older.Why are kids' emotions significant?"Children who comprehend and express emotions more readily have higher social and empathic abilities, which can aid in relationship development. even do better in the classroom. Children are taught which emotions are allowed to express and how to do so even before they start school.To Learn more about emotions of children, click the links.
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How does the difference between f e and f o influence the outcome of a chi-square test?
The larger the difference, the larger the value of chi-square and the greater the likelihood of rejecting the null hypothesis.
A chi-square take a look at is a statistical check used to compare discovered consequences with anticipated consequences. The purpose of this take a look at is to decide if a difference between discovered facts and expected records is due to hazard, or if it is due to a courting between the variables you are studying.
You use a Chi-square test for hypothesis assessments approximately whether your facts is as anticipated. The fundamental concept behind the test is to examine the located values to your statistics to the expected values that you would see if the null hypothesis is authentic.
A Pearson's chi-square take a look at is a statistical take a look at for express information. It's far used to decide whether your data are significantly different from what you predicted.
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the cross-price elasticity of electricity with respect to the price of natural gas has been estimated as being equal to 0.2. this implies that: a electricity and natural gas are complements. b electricity and natural gas are substitutes. c natural gas and electricity are both normal goods. d electricity and natural gas are both luxury goods. e one of the two goods is inferior while the other is normal, but we need additional information to determine which of them is inferior.
According to estimates, the cross-price elasticity of electricity with respect to the price of natural gas is equal to 0.2. This indicates a substitution between natural gas and electricity.
What do you understand by cross-price elasticity?Cross-price elasticity quantifies how responsive a product's demand is to changes in a related product price. Some products on the market frequently have connections to one another. This could imply that the demand for a product can be favorably or negatively impacted by a product's price change.
Cross elasticity of demand enables companies to better comprehend the market. They can then decide on the price to be applied to their products as a result.
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chou company has a net income of $42,900, assets at the beginning of the year are $250,000 and assets at the end of the year are $300,000. compute its return on assets.
Its return on assets is 17.1%
In financial accounting, an asset is any resource owned or controlled by a business or an economic entity. it's anything (tangible or intangible) that can be used to produce positive economic value. Assets represent the value of ownership which will be converted into cash (although cash itself is also considered an asset). The record of a firm records the monetary value of the assets owned by that firm. It covers money and other valuables belonging to a private or to a business.
Assets are often grouped into two major classes: tangible assets and intangible assets. Tangible assets contain various subclasses, including current assets and glued assets.
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costs incurred up to the split-off point in a process in which two or more products are produced from a common input are called
Costs incurred up to the split-off point in a process in which two or more products are produced from a common input are called joint costs.
A joint cost is an expenditure that advantages more than one product, and for which it isn't viable to separate the contribution to every product. The accountant desires to decide a regular approach for allocating joint fees to products.
Producers incur many expenses inside the production manner. it's far the price accountant's task to trace those prices again to a certain product or process for the duration of production. A few charges can not be traced again to a unmarried cost object. A few prices advantage a couple of product or technique within the manufacturing technique.
A few costs benefit a couple of product or manner within the production process. These fees are referred to as joint cost. Nearly all producers incur joint costs at some level the producing method. It is able to additionally be described because the fee to function joint-product approaches such as the disposal of waste.
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which of the following is the primary criterion for the preparation of managerial accounting reports?
The main criterion for the preparation of managerial accounting reports is that such reports are designed to meet the specific need of the management of the company.
What are management accounting reports?Correspond to documents that provide relevant information about the financial situation of a company in a period, that is, these documents display the accounting records associated with the period's profitability, transactions, costs, revenues, cash flows, etc.
Accounting management reports help in managerial decision-making, by giving the manager subsidies to know the real situation of the company in a period, identifying its strengths and weaknesses in the market, being able to establish greater control, organization and strategic correction to achieve the objectives.
Therefore, management reports are instruments of organization, control and management coordination that help in more focused and effective financial decisions.
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