What is the influence of environmental issues on the real estate lending transaction?

Answers

Answer 1

First-class of air and water will have a widespread impact on the value of assets. Cities with negative air or water satisfaction are less appealing and may see populace and rate declines in the long run. Air and water pollution are rising issues for a majority of shoppers.

In line with new research by means of construction weblog Bimhow, the development quarter contributes to 23% of air pollutants, 50% of the climatic trade, forty% of consuming water pollution, and 50% of landfill wastes.

The listing of troubles surrounding our surroundings move on, however there are 3 primary ones that affect the majority of them normally: international warming and climate change; water pollution and ocean acidification; and lack of biodiversity.

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Related Questions

Differential revenue is the difference in ________ between two alternatives.
a. marginal revenue
b. median revenue
c. total revenue
d. average revenue

Answers

Differential revenue is the difference in median revenue between two alternatives.

Sales is the whole revenue of earnings generated by way of the sale of products or services associated with the employer's primary operations. sales, also known as gross income, is often referred to as the "pinnacle line" because it sits at the pinnacle of the income assertion.

Your annual sales are the quantity of money your organization earns from income over a yr; it does now not encompass expenses and prices. To calculate your annual revenue, you multiply the quantity of each product you bought by means of its sale fee, and then upload each product's annual income to determine your gross annual sales.

Revenue is what maintains your enterprise alive. beyond being a lifeline, sales can come up with key insights into your commercial enterprise. if you need to grow your enterprise income, you want to grow your revenue. by way of preserving a watch on your sales and specializing in growing it, you may additionally boom your earnings.

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The production budget shows expected unit sales are 85,000. the required production units are 97,000. what are the beginning and desired ending finished goods units, respectively?

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The production budget shows expected unit sales are 85,000. the required production units are 97,000 the beginning and desired to end finished goods units, respectively 6,000 (beginning units) + 104,000 - 100,000 = 10,000 (ending units).

The production budget range calculate the range of devices of merchandise that should be artificial and are derived from an mixture of the sales forecast and the deliberate amount of completed gadgets inventory to have handy generally as safety inventory to cover for surprising will growth in call for.

The production budget variety, used by businesses that produce merchandise in choice to services, is one part of a corporation's on foot finances and is commonly developed after the income price variety. The profits finances drives the producing finances as it budgets for the forecasted future income of the corporation's products.

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If one pound of whole butter costs $4.69, what is the final cost to produce one pound of clarified butter?

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If one pound of whole butter costs $4.69, the final cost to produce one pound of clarified butter is $6.24

What do you mean by cost of production?

The total cost incurred by a business to produce a specific quantity of a good or render service is known as the cost of production. Costs associated with production may include workforce, raw materials, or consumables. The costs paid to acquire the production factors—such as labor, land, and capital—necessary for a product's manufacturing are referred to as the cost of production in economics. The expenses made to acquire the production factors—such as labor, land, and capital—necessary for an item's manufacture are referred to as the cost of production in economics.

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A+stock+is+expected+to+pay+a+dividend+of+$0.75+at+the+end+of+the+year.+the+required+rate+of+return+is+r+s+=+10.5%,+and+the+expected+constant+growth+rate+is+g+=+6.4%.+what+is+the+stock's+current+price?

Answers

The stocks current price is $18.29.

What is Dividend Growth Model?

The discounted cash flow method of company valuation serves as the foundation for the dividend growth model. We need to know the stock's dividends' constant growth rate in order to apply this approach.

The dividend growth model can be used to determine the price using the formula below:

anticipated dividend / share price (required return - dividend growth rate)

Share price equals 0.75 / (10.5% - 6.4%)

price = 18.29 per share.

Question:

A stock is expected to pay a dividend of $0.75 at the end of the year. The required rate of return is r s = 10.5%, and the expected constant growth rate is g = 6.4%. What is the stocks current price?

a. $17.84

b. $17.39

c. $19.22

d. $18.29

e. $18.75

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The main outputs of scope definition are the _____ and project document updates.

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The project scope statement and revisions to project documents are the major products of scope definition.

What is  project documents?

The process of capturing the essential project information and creating the documents necessary for its successful implementation is known as project documentation. Simply told, it's a catch-all phrase for all the documents produced throughout the project.

Project documentation comprises lists describing who performs specific activities as well as in-depth reports on how to communicate information to key stakeholders. You may better manage the project management process by learning how to correctly produce these documents.

The importance of project documentation in project management training cannot be overstated.

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the current price of blue jeans is $30 per pair, but the equilibrium price of blue jeans is $25 per pair. as a result, which of the following statements is not true?

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The statement that is not true is  there is a shortage of blue jeans at the $30 price.

What is a shortage?

Equilibrium is where the quantity demanded equal quantity supplied. On a graph, it is where the demand curve crosses the supply curve.

The price at equilibrium is known as equilibrium price and the quantity at equilibrium is known as equilibrium quantity

If price is greater than the equilibrium price, quantity supplied exceeds quantity demanded and there is a surplus. If price is less than the equilibrium price, quantity demanded exceeds quantity supplied and there is a shortage.

Since the current price of blue jeans is greater than the equilibrium price, there would be a surplus. Thus, quantity supplied would be greater than the quantity demanded.

Here are the options:

There is a surplus of blue jeans at the $30 price.

b. There is a shortage of blue jeans at the $30 price.

c. The quantity supplied of blue jeans exceeds the quantity demanded of blue jeans at the $30 price.

d. The equilibrium quantity of blue jeans exceeds the quantity demanded at the $30 price.

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What is the marketing advantage to using cookies to track an individual's internet usage?

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The marketing advantage to using cookies to track an individual's internet usage is to find the best match between ads and prospects

What is Cookie Tracking?

You can gather information about users who visit your pages thanks to cookie tracking.They are helpful for things like online shopping, where your cart information will be saved even if you close your web browser, from the consumer perspective.Cookies give advertisers insight on the audience for their material, as well as who is engaged with it and how frequently they return.Marketers who want to enhance, change, or adapt their content to better suit their users will find this knowledge to be useful.Having said that, not all cookies are created equal. Some cookies are vulnerable to danger and privacy violations, while other cookies are required for site performance. For optimal user experiences, some cookies are necessary. Without cookies, features like login information, authentication, and session management would not be available.

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Team alpha has developed considerable expertise and has a lot of departments that depend on it to get their job done. team alpha's source of power is?

Answers

The Right Response is option B

Team alpha's source of power is lack of substitutability

A product or service that consumers may quickly swap out for another is referred to as a replacement. In economics, substitute items are frequently used when the demand for one product rises as the price of the alternative product rises.What does business substitution selling entail?A product that fulfils the same function as another one on the market is referred to as a replacement. A customer might desire less of the other product if they have access to more of one item. There is a negative link between demand for alternatives and supply.

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Correct Question - Team Alpha has developed considerable expertise and has a lot of departments that depend on it to get their job done. Team Alpha' source of power is:

a. centrality

b. lack of substitutability

c. coping with uncertainty

d. legitimate rewards

A small business manager and an entrepreneur perform the same functions. true false

Answers

FALSE. A small business manager and an entrepreneur does not perform the same functions.

The primary distinction between an entrepreneur and a manager is the latter's position within the company. An entrepreneur owns the business, whereas a manager works there as an employee. An entrepreneur is someone who takes financial risks for their business. The business owner is driven by a vision and concentrates on success and revenue.

FALSE..

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which of these isnot an environmental force? group of answer choices technological regulatory administrative competitive economic

Answers

the answer for the given question is option c.

The Administrative is not a force for the environment.

What exactly is environmental force?

The term "environmental force" refers to forces that originate outside of the business, also known as "external forces."

We must determine which of the following is not an environmental force in this question. The administrative force, according to the given options, is not an environmental force because it is related to the company and is under the company's control. The administrative force is accountable to the company's administration.

Option (a) is incorrect because it is a natural force.

Option (b) is incorrect because it is a natural force.

Option (d) is incorrect because it is a natural force.

Therefore, the correct answer to this question is option (c)

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jphone, inc., has an equity multiplier of 1.41, total asset turnover of 1.7, and a profit margin of 8 percent.

Answers

ROE = 15.40 is the right answer.

ROE = (profit margin x asset turnover x equity multiplier)

ROE = (7 x 1.63 x 1.35)

ROE = 15.40

What is Return on Equity?

The efficiency of a company's management team in managing the capital that shareholders have invested in it can be gauged by investors using the ratio known as return on equity (ROE). In other words, return on equity evaluates how profitable a company is in comparison to the equity held by stockholders. A company's management is more effective at generating revenue and growth from its equity financing the higher the ROE.

Using ROE, one may assess a business's position in relation to the market and its rivals.

The method is especially useful when comparing businesses in the same industry since it can be used to evaluate almost any company with a focus more on tangible than intangible assets and to identify which businesses are more financially efficient.

Shareholder equity divided by net income is referred to as the return on equity (ROE).

Before common-stock dividends are paid, the bottom line profit shown on an organization's income statement is known as net income. An alternative to net income is free cash flow (FCF), which is another measure of profitability.

Thus, ROE is a financial measuring tool for any business.

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Over two billion of the world's people live on less than _______ per day. a. $2.00 b. $5.00 c. $10.00 d. $12.00

Answers

Over two billion of the world's people live on less than $2.00 per day.

Ending extreme poverty and fostering shared prosperity are the objectives of the World Bank Group. Our analytical, operational, and convening work in over 140 client nations is supported by this mission.

The number of individuals surviving in extreme poverty — on less than $1.90 per person per day — has been continuously decreasing for almost 25 years. However, the COVID-19 issue, along with the effects of conflict and climate change — which had already been slowing poverty reduction – disrupted the pattern in 2020, causing poverty to increase.

Poor households suffered particularly during the pandemic because of decreased income, job losses, and work stoppages.

The severely hit groups included women, young people, low-wage and informal employees, particularly those residing in urban areas. Both inside and between countries, inequality increased, having long-term effects on social mobility and access to opportunity.

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cvs is the largest pharmacy retailer in the united states with more than 9,600 stores—to sustain its competitive advantage, it uses a strategy of locational excellence, which means it

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CVS has the largest pharmacy retailer in the United States with more than 9600 stores-to sustain its competitive advantage it uses a strategy of locational excellence, which means it conveniently positions itself in high-traffic areas.

What is the examine of pharmacy?

Pharmacy is the technology of preparing and dispensing medical drugs. The observe of pharmacy involves chemistry and pharmaceutics, among other specialist subjects. A pharmacist is an authorized healthcare professional who makes a specialty of supplying information about distinct remedy and strategies of remedy to patients.

Is pharmacy a great career?

Pharmacists can earn right salaries and the hours are frequently very flexible. It's also a career which contains with it a relatively excessive repute and pharmacist are visible and respected as clinical experts. starting on a brand new profession path is interesting.

What's the usage of pharmacy?

Traditionally, the societal cause of pharmacy has been to make capsules and drugs available. While this center characteristic of pharmacy remains unchanged, the career's reason has advanced with new medical and pharmaceutical expertise and technological advancements.

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sissy is a veteran who used her full entitlement to purchase a home. the loan has since been paid off, and sissy still owns the home. now, she’d like to buy a second home using another va loan. is sissy allowed to do this?

Answers

The answer is that Sissy is eligible to apply to have her entitlement reinstated and to obtain a VA loan to purchase a second home.

An VA Loan is what?

A mortgage loan offered through a U.S. government program is called a VA loan. Administration for Veterans' (VA) (previously the Veterans Administration). Veterans, active duty personnel, and their surviving spouses can obtain VA loans, which typically have competitive interest rates, require little to no down payment, no private mortgage insurance, and allow for the purchase of homes.

Veterans, those who have served in the military, and their surviving spouses can all get loans from the VA to buy a property. On the value of a home, they offer up to 100% financing. A VA loan can be used by qualified borrowers to refinance a mortgage, make improvements and repairs to a property, or buy or build a home.

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​currently, the ▼ asb of the aicpa gaas iiasb of the ifac irs pcaob sas has responsibility for establishing auditing standards for u.s. public​ companies, while the ▼ asb of the aicpa gaas iiasb of the ifac irs pcaob sas establishes auditing standards for u.s. private companies. prior to the creation of the​ pcaob, the ▼ asb gaas iiasb irs had responsibility for establishing auditing standards for both public and private compa

Answers

The PCAOB now has responsibility for establishing auditing standards for public companies, while the Auditing Standards Board (ASB) of the AICPA establishes auditing standards for private companies.

The ASB previously had responsibility for establishing auditing standards for both public and private company.

Existing inspecting norms were embraced by the PCAOB as in-between time examining principles for public organization reviews.

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Internal and external stakeholders, such as customers, suppliers, or employees who interact with information in support of their organization's planning and operations, are known as ____________.

Answers

We can actually deduce here that internal and external stakeholders, such as customers, suppliers, or employees who interact with information in support of their organization's planning and operations, are known as data users.

What is organization's planning?

Organization's planning refers to the process of evaluating and setting out pathways and goals for an organization to meet up or achieve the overall organization's objective and goals.

Organizations plan in order to achieve their goals and objectives and still remain on top of their game. Any organization that refuses to plan adequately will definitely.

So, we see here that internal and external stakeholders, such as customers, suppliers, or employees who interact with information in support of their organization's planning and operations, are known as data users.

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When using the high low method, the change in cost divided by the change in units equals ___.

Answers

When utilizing the high low technique, the change in cost divided by the change in units equals variable cost per unit .

What do you understand by high low method?

The high-low technique in cost accounting is a means to make an effort to distinguish between fixed and variable expenses given a limited quantity of data. The highest level of activity and the lowest level of activity are used in the high-low technique to compare the total costs at each level.

a method that uses simply the highest and lowest points to calculate the variable rate (slope of a total cost line) of an independent variable and the fixed amount.

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A change in demand is represented by a ______ the demand curve while a change in quantity demanded is represented by______

Answers

A change in demand is represented by a shift in the demand curve while a change in quantity demanded is represented by movement.

Change in demand is represented by the shift in demand curve which is occurred due to change in other factors such as tastes and preference, real income, related goods. Increase in demand will shifts the curve forward and decrease in demand will shifts the curve backward.

Change in quantity demanded is represented by the movement of the demand curve which is occurred due to change in price only , other factors remain constant. It moves upward and downward.

When the price of the commodity decreases and quantity demanded increases results in downward movement of demand curve which is also known in extension.

When the price of the commodity rises, the quantity demanded falls, results in upward movement of demand curve and also known as contraction of demand.

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by offering "healthier" fast food, burger king hopes to increase its market share and attract customers that previously bought from other fast-food chains. to which type of the environment is burger king reacting?

Answers

Healthier options between fast food chains Burger King CONE OR CUP hope to attract mothers away from McDonald's and into Burger King. By providing the Satisfries.

Fast food chain competitive environment, also known as the market structure, is the dynamic system in which the organisation competes. The status of the system as a whole limits your company's flexibility. Global economic conditions, for example, could raise raw material prices, pushing companies that supply their industry to charge more and increasing their fixed costs. Local occurrences, such as regional labour shortages or natural catastrophes, also impact the competitive environment. Burger King announced plans to sell and promote flame-broiled Chicken Tenders and apples cut to resemble thick-cut fries to youngsters under the age of 12.

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A stock was priced at $23.08, $24.15, $23.99, and $24.26 at end of years 1 to 4, respectively, the annual dividend is constant at $.20 a share. what is the geometric average return on this stock?

Answers

The geometric average return on this stock is  2.52%.

What is geometric average return ?

The geometric average return formula, also known as geometric mean return, can be used to determine the average rate of return on an investment that is compounded across numerous periods. In other words, compound interest over the course of the number of periods is taken into account by the geometric average return.

Geometric Average Return = (1.0087 x 1.0083 x 1.0083 x 0.958) ^1/4-1

= 2.52%

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the video tells the story of a woman who decided to start a mushroom farm, which is a different type of business than others in her community. under the foundations of capitalism, she used the basic right of

Answers

Based on the starting of a mushroom farm by the woman, in capitalism, she used the basic right of freedom of choice.

What right did the woman use?

In capitalism, people have the freedom of choice to go into any business that they please as long as it is legal. They are not to be blocked from initiating a business because competition is an underlying factor in capitalism.

The woman in the video decided to establish a mushroom farm which is not something that any others were doing in her community. She therefore used her freedom of choice to engage in the business even if others weren't into it.

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The cultural and economic changes that occur because of how production is organized and distributed in society refers to which concept?

Answers

Therefore, society is a part of the economy, and the society provides the framework for the economy to operate. Due to this link, each society has its own unique economy, which reflects the social demands and cultural characteristics of the society as well as the main characteristics of the civilization in which it exists.

What is  economy?

The management of a community, business, or family's financial affairs is referred to as economy. The American stock market system is a prime example of an economy.

Our daily lives are impacted by economic concerns. This covers topics including taxation and inflation, wealth and interest rates, inequality and emerging markets, and energy and the environment.

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In a business message, ______ words emphasize positive, harmonious relationships and positions.

Answers

In a business message, Constructive words emphasize positive, harmonious relationships and positions. Businesses communicate with their clients through a variety of message channels using business messaging. It enables both brands and customers to communicate with one another.

Four Characteristics of Effective Messages in Business Communication:clear intent to persuade  comprehensive and accurate messages  a high level of correctnessqualities that draw attention

The success of your organization depends critically on your ability to produce effective messaging, whether you're speaking with staff, vendors, or customers. You should make sure that your business communication has the four elements listed below in order to be certain that it is on https://brainly.com/question/26199974.

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What is the best way for an employee to obtain product specifications for a piece of office equipment?

Answers

The best way for an employee to obtain product specifications for a piece of office equipment is to send a letter of inquiry to the vendor.

What is a product specification?

It is also called a product spec. This refers to an is an important product document that outlines key requirements for building a new feature, functionality or product.

While trying to acquire some piece of equipment for the office operation, the best way for an employee to obtain product specifications for a piece of office equipment is to send a letter of inquiry to the vendor who will reply with a document detailing the features of the equipment.

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Dissonance takes place when an individual is not confident about the rightness of a decision. false true

Answers

The answer is true. The dissonance occurs when a person is NOT sure in the correctness of a decision. Buyers frequently question if they made the rightness decision after making a purchase. The ensuing tension is referred to as dissonance. The power of bad buying experiences outweighs that of pleasant ones.

A rightness criterion tells us what it takes for an action to be right decision. A decision procedure is something we employ when we're unsure what to do. The characteristic or state of being morally correct and justifiable is referred to as righteousness. It is often used interchangeably with the "rightness" or "being upright."

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in a small business that is seeking to innovate in its products and services as well as its internal processes, a manager is more likely to focus on

Answers

In a small business that is seeking to innovate in its products and services as well as its internal processes, a manager is more likely to focus on the decisional role of entrepreneur and less likely to emphasize the informational roles of monitor and disseminator.

Small businesses must innovate to succeed. Businesses become more competitive as a result of innovation, which also improves their ability to exploit new business possibilities. Though it isn't necessary, innovation is frequently thought of as a formal and challenging process. A fancy phrase for improvement and creativity is innovation. For instance, you engage in innovation when you develop better packaging, locate a supplier who will give you a better price, or test out a fresh marketing concept.

Innovation won't just happen. You must invest time and energy into creative ventures. There are a few methods you can employ to guarantee that you make the time to create. You may allot yourself an hour per week to think and use your imagination.

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an increase in price and an ambiguous change in quantity is most likely caused by: a a shift to the right in supply and a shift to the right in demand. b a shift to the right in supply and a shift to the left in demand. c a shift to the left in supply and a shift to the right in demand. d a shift to the left in demand and no shift in supply. e a shift to the left in supply and no shift in demand.

Answers

A shift to the right in supply and a shift to the left in demand is most likely the source of a rise in price and an ambiguous change in quantity. so, the correct answer is B.

It refers to a shift to the left in both supply and demand. The equilibrium quantity will decrease but the equilibrium price may rise, fall, or remain constant as the supply and demand curves shift to the left.

The supply curve illustrates the relationship between the price of an item or service and the volume delivered over a specific time period. In a typical scenario, the amount supplied will be shown on the horizontal axis and the price will be shown on the left vertical axis. The law of supply is expressed by the supply curve, which rises from left to right: The amount supplied rises as a certain commodity's price rises all else being equal.

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_______________ is not a benefit of promoting a work environment in which employees are encouraged to act ethically.

Answers

The employees' tendency to act in a manner that seems ethical to them will be suppressed and instead they will act in a manner that will protect them from punishment is not a benefit of promoting a work environment in which employees are encouraged to act ethically.

What is an ethical behavior in the work place?

This is the term that is used to refer to all of the behaviors of the firm that is capable of helping the firm to grow if all of the people working there are able to act in ways that are considered as moral and responsible in a sociable way.

Hence we can say that the employees' tendency to act in a manner that seems ethical to them will be suppressed and instead they will act in a manner that will protect them from punishment is not a benefit of promoting a work environment in which employees are encouraged to act ethically.

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Technology, transportation, communication, and utilities industries tend to spend the most on ________. recruitment selection training

Answers

Technology, transportation, communication, and utilities industries tend to spend the most on training .

What is training means in industries?
TWI is a dynamic and time-tested process that combines hands-on learning, practice, coaching, and certification. It develops frontline supervisors, team leaders, and workers as the foundation for long-term workplace results. TWI is made up of core programs that help to develop skills, stability, and safety.

TWI was founded in 1940 by the United States Department of War and operated under the auspices of the War Manpower Commission until 1945. It was created in response to the high demand for war materials from a smaller and less experienced workforce. During WWII, the companies that implemented TWI increased production, reduced labor, scrap, and training time, and saw a significant decrease in grievances.

In the 1950s, the United States introduced TWI to Japan, where it became a key component of the Toyota.
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The weighted moving average forecasting technique tends to do a good job tracking trend in demand.
a. true
b. false

Answers

The weighted moving common forecasting technique that tends to do a terrific job monitoring traits in demand is FALSE. Simple moving average.

A way is a technique of doing a little task or performing something. Your technique for establishing beverages might be to curve the top off along with your enamel. in that case, your dentist better has an amazing teeth-restore technique. The noun approach also can confer on someone's skillfulness with the basics of a specific challenge.

This approach encompasses the real moment-to-second practices and behaviors that perform in coaching a language in keeping with a selected approach. In other phrases, the method is lecture room activities that integrate into the lesson and are used on as the idea for coaching and studying. A way is a system or talent for finishing a selected task. If a study room is turning distracted the instructor may use the approach to use a quick bodily pastime to distract their distraction and get them all to do the same factor at the identical time. The technique is a manner something is carried out.

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