What Is a Treasury Bill (T-Bill)?
Having a maturity of one year or less, a Treasury Bill (T-Bill) is a short-term obligation of the United States government backed by the Treasury Department. Typically, $1,000 bills are available for purchase from the Treasury.
T-Bills are sold by the Treasury Department in auctions that feature both competitive and non-competitive bidding. The price of a noncompetitive bid, sometimes referred to as a noncompetitive tender, is determined by averaging all the competitive offers that were received. The tangible net worth of T-Bills is typically very high.
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The primary reason for adopting total quality management (tqm) is to achieve? reduced delivery time. reduced delivery charges. greater customer satisfaction. greater employee participation.
The primary reason for adopting total quality management (tqm) is to achieve greater customer satisfaction reduced delivery time. reduced delivery charges. greater customer satisfaction. greater employee participation.
What is customer satisfaction?
Customer satisfaction (CSAT) is a metric for gauging how well a company's goods, services, and general customer experience live up to expectations. By demonstrating how well your goods or services are received by customers, it represents the health of your firm. You must welcome consumers and speak to them in a way that is natural and appropriate for the given circumstance if you want to develop strong customer relationships.
Therefore,
The primary reason for adopting total quality management (tqm) is to achieve greater customer satisfaction reduced delivery time. reduced delivery charges. greater customer satisfaction. greater employee participation.
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Integrated marketing communications (imc) is different from traditional promotion mix strategy in a way that imc _____.
Integrated advertising communications (imc) is distinctive from traditional merchandising mix approach in a way that imc is a holistic and interrelated selection process.
The purpose of marketing is to create attention of a company and generate sales. IMC, on the other hand, aims to combine the a number promotional equipment and strategies used by a organization to make sure that regular messages are delivered that creates a more powerful affect on the minds of the consumers.
What is the difference between promoting combine and integrated advertising communication?The key distinction between IMC and promotional mix is that IMC refers to conveying a brand message to its centered target audience to trap customers for purchases whereas promotional mix refers to the integration of advertising, private selling, income promotion, public family members and direct advertising and marketing to entice target audience.
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The market for hamburgers in an economy where the market equilibrium is characterized by a number of hamburgers of 50 million and a price of $5.00 per hamburger the opportunity cost of producing the last hamburger equals the marginal benefit of consumption.
The equilibrium quantity of hamburgers is fifty million. The equilibrium price of each unit of hamburgers is five dollars. The economic system is producing at fifty million output and five dollars price. this implies that the financial system is in equilibrium. At equilibrium, the price of manufacturing might be equal to the gain. for that reason, we are able to say that the financial system is producing at an efficient level.
In case the price is better than the marginal gain it implies that production is inefficient. A marketplace final results in which the quantity provided is equal to the quantity demanded. the selections of customers and manufacturers are delivered in concord with one another, and the amount demanded will equal the quantity furnished.
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What is the name for the process by which information is collected, recorded, and analyzed so that a company can make informed decisions about its marketing efforts?
Marketing research is the method by which information is collected, recorded, and analyzed so that a company can make informed decisions about its marketing efforts.
What is meant by market research?This is the way that a particular business would go out in order to gather information about a particular market. That is especially when they are in the process of bringing a new good to the market. This would help them to identify their target customers for the particular brand.
Hence we can say that Marketing research is the method by which information is collected, recorded, and analyzed so that a company can make informed decisions about its marketing efforts.
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an economic model is developed from a set of assumptions about consumer behavior and predicts that people will buy less of a good the higher the price of the good. empirical testing of this model would involve part 2
Empirical testing of this model would involve the collection of data to evaluate the usefulness of the model.
An economic model is a condensed description of reality that produces testable hypotheses about how the economy will behave. An key characteristic of an economic model is that, due to the lack of any objective metrics for economic results, its design must unavoidably be subjective.
Empirical testing is a type of research that makes use of both direct and indirect experience and observation.
A researcher bases their hypothesis on a certain theory they have about their research topic. The hypothesis or research topic is then used to generate a number of predictions by the researcher. A suitable test can then be used to check those predictions.
The answer to the research question or hypothesis will determine whether the hypothesis is accepted or denied.
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The specific managerial task in which managers create work relationships to allow organizational members to achieve organizational goals is _____.
The specific managerial task in which managers create work relationships to allow organizational members to achieve organizational goals is Leading.
The management of the businesses can assist in utilizing these resources and achieving corporate objectives by carrying out the four critical managerial functions of planning, organizing, leading, and controlling.
The extent to which an organization succeeds in achieving its objectives is referred to as organizational effectiveness. How successfully an organization achieves the goals and outcomes that it has set for itself.
Planning, organizing, staffing, leading, and managing are the five general responsibilities that make up management at its most basic level. The phrase "task strategies" refers to a variety of plans and techniques for carrying out certain activities in order to produce desired results and reach predetermined task goals. A task strategy is a thorough work plan that outlines the scope and direction of tasks for a considerable amount of time.
Managers of strategy examine firms to identify their prospects, operational performance, and strengths and shortcomings. They establish strategies to accomplish an organization's long-term objectives and offer recommendations based on internal and external factors to reduce risks. No credit card is necessary; totally free trial.
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Fast-food chains like mcdonald's, burger king, and wendy's operate all over the united states. therefore, the market for fast food is a national market. this statement is?
This statement is false. People generally buy fast food locally and do not travel large distances across the United States just to buy a cheaper fast food meal.
What is fast food?Food that is quickly prepared and served at a low cost is referred to as "fast food." Snack bars and other speciality restaurants and stands frequently serve it.
Because it takes individuals less and less time to make meals for themselves, the fast food industry, which is extremely large and profitable, is growing.
Quick-to-prepare meals are not a novel concept at specialty stores. In major cities ever since the Roman Empire, there have been soup kitchens and shops offering bread and wine. Street hawkers provided the majority of the poor bourgeoisie with their food. Along with bread and wine, the sellers also had a large selection of prepared vegetables, such as peppers.
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When customers in different segments differ in their response to marketing mix variables, the segments are ______. multiple choice question.
When customers in different segments differ in their response to marketing mix variables, the segments are heterogeneous.
Before examining the layouts, preparing the documents is a crucial step. The document segmentation system in marketing described in this study divides a heterogeneous printed document into homogeneous parts, such as halftones and images, texts, and tables with their unique cells.
The extraction of halftone photographs, extraction of tables, and segmentation of text blocks are three independent modules that are used to segment homogeneous components from an input document page in three processes.
A heterogeneous market is one in which potential customers for any given product are not found to be uniform in their demands, habits, preferences, nature, etc. Market segmentation is the process of breaking up large, diverse marketplaces into smaller, more homogeneous groups of customers.
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Assume that actual overhead costs were and overhead allocated to jobs was . the unadjusted balance in manufacturing overhead would be _______ because the overhead was _______.
As per the given data, and making all the necessary adjustments with the unadjusted balance, the manufacturing overhead would be $23000 debit. Hence, Option A is correct.
What is manufacturing overhead?Manufacturing overhead is also termed "factory overhead" or "work overhead. It can also be denoted as a respective button where the total cost is involved in all production facilities regarding the operations of any kind of manufacturing business.
It involves indirect labor and indirect costs. It also involves indirect materials, indirect labor, machine repairs, depreciation, factory supplies, and many more such things which are not directly related to the production but whose cost definitely affects the production cost.
Thus, after putting all the figures in their respective columns, the manufacturing overhead would be $23000 debit. Option A is correct.
An image has been attached for better understanding.
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The complete question has been attached in text form:
Assume that actual overhead costs were $84,000 and overhead allocated to jobs was $61,000. The unadjusted balance in Manufacturing Overhead would be
A. $23,000 debit
B. $23,000 credit
C. $145,000 credit
OD. $145,000 debit
Which department of homeland security division is not a focus of hsarpa efforts?
S&T's Homeland Security Advanced Research Projects Agency of homeland security division is not a focus of hsarpa efforts.
Studies is "creative and systematic work undertaken to increase the stock of know-how". It includes the collection, organisation and analysis of facts to growth information of a subject or issue. A studies mission may be a variety on past paintings within the subject.
Research is described because the creation of new knowledge and/or the use of current understanding in a brand new and creative manner on the way to generate new standards, methodologies and understandings. this could include synthesis and analysis of preceding studies to the volume that it ends in new and innovative outcomes.
Research is a device by using which they can check their personal, and each others' theories, with the aid of using this antagonism to discover a solution and improve understanding.
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What is the design wind speed for average-risk building?
The design wind speed for the average-risk building is 115mph.
Designing your building to withstand high winds can save you money, time, and resources in the long run, whether you’re building an office tower or constructing a home in a windy area.
MAXIMUM DESIGN WIND SPEEDS: The wind speed will depend on the exposure and height of the building. Higher floors are more exposed to higher-velocity winds, while taller buildings are less prone to being toppled.High-risk exposure sites will have much lower design wind speeds than low-risk exposure sites. A low-risk site is a site with no obstructions within 300 feet that would cause turbulent wind conditions.
A high-risk site has obstructions within 300 feet, such as trees or tall buildings which may cause turbulent wind conditions.
For average risk sites, the maximum design wind speed is typically 120 miles per hour (or 140 kilometers per hour).
SAMPLE WIND SPEEDS: The location and intensity of the winds will dictate what wind speed rating your building should be constructed to withstand. A faster, more powerful wind can significantly affect the stability and design of a building, which is why they are rated on a scale from 1-115 mph.Most buildings in North America are designed to withstand an average level of wind speeds, but there are some exceptions.
In Alberta Canada, most buildings must be designed to resist an average level of 50 mph winds because it gets much stronger than that in winter storms.
On the other hand, areas with high levels of hurricane activity need buildings that resist 100 mph winds or higher because hurricanes create sustained periods where these speeds happen every few minutes or so.
When it comes to hurricane safety, we’re all aware of the importance of properly securing an evacuation route, keeping batteries and candles on hand, and having food and water in your home in case you get trapped there during a storm.
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the three fitness apps that under armour acquired are industry leading apps, with large user bases, in the fast-growing market of fitness tracking software and services. these apps would be classified as in the bcg portfolio matrix.
The apps stated above will be marked as Stars on Under Armours BCG matrix.
What is Growth Matrix?
Simply described, the growth share matrix is a portfolio management framework that aids firms in selecting which of their several businesses to emphasize. There is a table with four quadrants, each with a different symbol that denotes a different level of profitability: question marks, stars, pets (typically a dog), and cash cows.
What is a BCG Matrix?
A business tool you may use to build strategic, long-term goals for investments in competitiveness and market attractiveness is the BCG matrix, commonly known as a growth/share matrix.
What do STARS mean on the BCG Growth-Share Matrix?
On the growth matrix, any product that is predicted to grow quickly and that accounts for a sizable share of the market are referred to as a "Star."
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Gdp in an economy is $12,050 billion. consumer expenditures are $8,500 billion, government purchases are $1,900 billion, and gross investment is $1,410 billion. net exports must be:_________
Net exports must be 240 billion.
What is net export?Gross domestic product is the total value of the final goods and services produced in an economy in a particular period which can be a year. Gross domestic product is used to measure economic growth.
One of the methods used to calculate Gross domestic product is the expenditure approach.
The expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export
Net export = exports – imports
Net export = $12,050 - 8500 - 1900 - 1410 = $240 billion
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Simple majority voting sometimes leads to projects being undertaken whose costs are greater than the benefits. how is this possible? group of answer choices
Simple majority voting sometimes leads to projects being undertaken whose costs are greater than the benefits. This is possible because voters have no way to express the intensity of their preferences.
The majority rule is a choice rule that selects options that have a majority, this is, greater than half the votes. It is the binary decision rule used most customarily in influential decision-making bodies, together with many legislatures of democratic countries.
Condorcet's most popular contributions to political technological know-how are Condorcet's voting Paradox and the Condorcet technique. Condorcet's Paradox takes place while "majority regulations" in reality fails.
When a Condorcet technique is used to determine an election, the vote casting paradox of cyclical societal alternatives implies that the election has no Condorcet winner: no candidate who can win a one-on-one election against every other candidate.
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Income summary is a temporary account only used for the closing process. true false
Income summary is a temporary account only used for the closing process. False
How Do Closing Entries Work?
An accounting closure entry is a journal entry that is made at the end of a period of accounting and entails moving information from temporary accounts on the income statement to permanent accounts on the balance sheet. Revenue, costs, and dividends are all considered temporary accounts, and these accounts must be closed at the conclusion of the accounting year.
The general ledger, which serves as the database for a company's financial information, is closed out with a closing entry that resets all temporary account balances to zero.
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When an accounting application is processed by computer, an auditor cannot verify the reliable operation of programmed controls by?
An auditor cannot verify the reliable operation of programmed controls by manually repeating the processing of the incoming data as of that moment and contrasting the predicted outcomes with the actual results.
What is an accounting application?All accounting transactions are captured and recorded by a software program known as an accounting application. Accounts payable, accounts receivable, inventories, and other tasks are frequently broken down into modules.The three accounting systems are cost, managerial, and financial accounting systems.Organizations gather, manage, store, process, retrieve, and report financial data using accounting information systems (AIS). Managers, Chief Financial Officers, Business Analysts, Auditors, and Regulators can all use AIS.To learn more about accounting applications, refer
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what's the present value of a perpetuity that pays $3,000 per year if the appropriate interest rate is 5%?
$76,000.00, the present value of a entrepreneur perpetuity that pays $3,000 per year.
What is entrepreneur ?An individual who starts a new firm, taking on the majority of the risks and reaping the majority of the gains, is known as an entrepreneur. Entrepreneurship is the practice of starting a business. The entrepreneur is frequently viewed as an innovator, a source of fresh concepts for products, services, businesses, and operational methods.
Entrepreneurs are essential to the health of any economy because they have the knowledge and drive to foresee requirements and sell viable new ideas. Entrepreneurship that succeeds in assuming the risks involved in founding a firm is rewarded with money, notoriety, and chances for future growth. Failure in entrepreneurship leads in losses and diminished market presence for individuals engaged.
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the economists at jet consulting consider campbell’s soup to be an inferior good. during a recession, when the income in the economy is decreasing, economists at jet consulting would expect the demand curve for campbell’s soup to
Economists at jet consulting would expect the demand curve for campbell’s soup to shift to the right; increase; increase the above is the correct solution/answer to this situation.
The Demand Curve: What Is It?The relationship between the cost of an item or service and the quantity demanded over a specific time period is represented graphically by the demand curve. The price and quantity demanded are often represented with the price on the left vertical axis and the horizontal axis, respectively.
Knowledge of the Demand CurveThe law of demand states that when the price of a given good rises, the quantity required falls, all other things being equal. This is expressed by the demand curve moving downward from the left to the right.
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Ou want to form a portfolio of stock a and stock b. stock a has a beta of .85 and stock b has a beta of 1.6. if you invest $6,000 in stock a and $4,000 in stock b, what is the portfolio beta?
The portfolio beta, in this case, is 1.15 since it is a weighted average of the individual betas.
Including closed-end funds and exchange-traded funds, a portfolio is a collection of financial investments such as stocks, bonds, commodities, cash, and cash equivalents (ETFs). Most people think that a portfolio core consists of bonds, equities, and cash.
A weighted average of the betas of the different equities makes up the portfolio beta, as was previously explained.
As a result, it is calculated as:
= (Beta of stock A x Weight of stock A) + (Weight of stock B x Beta of stock B)
How to solve:
= (6,000 / (6,000 + 4,000) x 0.85) + (4,000 / (6,000 + 4,000) x 1.6)
= 0.51 + 0.64
= 1.15
The portfolio beta is 1.15, to sum up.
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an organization uses a formula to compute the reorder quantity of an item in inventory. this is an example of a(n) decision process.
An organization uses a formula to compute the reorder quantity of an item in inventory. this is an example of a(n) Structured decision process.
This is further explained below.
What is a Structured decision process.?Generally, The method of structured decision-making is a strategy for conducting an in-depth and well-organized study of management choices pertaining to natural resources.
In conclusion, SDM is not a method that is rigorously specified for the process of issue solving; rather, it is an approach that is founded on decision theory and risk analysis and comprises a straightforward collection of ideas and useful activities.
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A customer who is long 1 oex may 315 call exercises the contract on this day. the customer will receive? a $58.00 b $162.50 c $558.00 d $662.50
A consumer who's lengthy 1 oex may additionally 315 name sporting events the contract in this day. the customer will acquire$58.00
The definition of a contract is a settlement among two or greater humans to do something. An instance of settlement is a mortgage agreement among shoppers and dealers of a vehicle. An example of contract is an agreement between human beings to be married.
A contractual settlement is a legally binding settlement between parties. The contract's phrases and conditions will require the events to either do or refrain from doing unique actions. First, events comply with work together and forge a connection that if fostered nicely and useful in both aspects, can final years. A contract is a visible illustration of that relationship. Contracts also maintain each party to their unique settlement.
A contract is formed via a procedure of providing and acceptance. offer -- announcement via an offeror to an offeree suggesting terms of a settlement and asking the offeree to just accept them. whilst a suggestion is notable, the offeror is legally obligated to be certain of the settlement if the offeree accepts the offer.
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What is the business process model that ensures the process is fully and clearly understood before the details of a process solution are decided upon?
Before choosing the specifics of a process model, the business process model makes sure the process is thoroughly and clearly understood. representing processes.
In order to spot potential changes, business process model is the graphical representation of a company's business processes or workflows. This is typically accomplished using several graphing techniques, including flowcharts, data-flow diagrams, etc.
The two states of the process are mapped using BP modeling: As-is, the state of the process as it is right now, without any adjustments or improvements, and To-be, the condition of the process in the future, following the changes or improvements. Depending on who you ask, the terms "business process mapping" and "business process modeling" might mean pretty much the same thing. Both of these are utilized to help visualize processes in order to spot any potential flaws or enhancements.
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the accounts receivable account has a beginning balance of $72,000 and the company provides services of $175,000 on account during the month. the ending balance was $64,000. how much cash did the company receive from customers during the month?
Cash received by the company from the customers is $183,000, which is calculated by adding opening debtor's balance to services provided by the company and subtracting closing debtor's balance.
Opening A/C Receivables = 72,000
Services provided during the year = 175,000
Closing A/C Receivables = 64,000
Cash received = opening balance +services provided - closing balance
Cash received = 72,000+175,000-64,000 = 183,000
Company received $183,000 from customers during the month.
A debtor is someone who owes you money, normally because you have got invoiced them for goods or services supplied. The invoice details what they owe and why. the method of managing debtors is usually mentioned as assets.
Accounts receivable is an asset account and is that the money customers owe you for extending them credit on previous sales. When the corporate receives cash from an assets, your brokerage account increases by the number of the gathering and also the assets account decreases by the identical amount. Because one asset increases and another decreases by the identical amount, the accounting equation remains unchanged and in balance, suggests Principles of Accounting. as an example, if you collect $50 from an account receivable, cash increases by $50 and assets decreases by $50.
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At year-end, a trial balance showed total credits exceeding total debits by $5,800. this difference could have been caused by?
At year-end, a trial balance showed total credits exceeding total debits by $5,800. this difference could have been caused by the balance of $ 6520 in the office equipment account being entered on the trial balance as a debit of $ 720.
The difference is because the equipment has been beneath stated in trial stability by using $ 5800 because of which the debit facet is discreet by using $ 5800. If this mistake is corrected then the trial stability will fit. The remaining options are incorrect as those mistakes do no longer result in an awful lot of misstatement of $ 5800 inside the trial balance.
The total debit column of the trial balance has to believe the full of credit score column in the trial balance due to the fact the money owed is based totally on the double access device. The debit aspect and the credit score side ought to stability, meaning the value of the debits has to equal the fee of the credits. a tribulation balance will not stabilize if both sides do now not do the same, and the motive has to be explored and corrected.
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how much interest is earned in the fourth year by $1,000 invested under compound interest at an annual effective interest rate of 5%?
The interest earned in the fourth year by $1,000 invested under compound interest at an annual effective interest rate of 5% is $57.875.
What is interest?When someone borrows money, they consent to repay it plus interest, which is an additional sum of money.
There are various uses for interest. It is employed in consumer and commercial lending for credit cards, auto loans, personal loans, student loans, mortgages, and other financial products. In order to encourage customers to maintain their money in a specific sort of account, it is also utilized in banking products.
Interest serves as a financial institution and an individual's motivation to lend money.
Given:
Initial amount, P= $1000
Rate of interest, R= 5%
R= 0.05
We know the final amount after t years is given by
[tex]A=P [1+\frac{R}{100}]^{t}[/tex]
So, the final amount after 4 years will be
[tex]A_{4}=1000[1+\frac{5}{100}]^{4}[/tex]
=1215.5
The final amount after 3 years is given by
[tex]A_{4}=1000[1+\frac{5}{100}]^{3}[/tex]
=1157.625
Therefore, the interest earned in 4th year will be
[tex]A_{4}-A_{3}[/tex] = 1215.5 - 1157.625
=57.875
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Under the ____ form of ownership, the business dissolves upon the owner's death.
In the case of a partnership, the company disintegrates at the passing of each partner.
What does partnership mean in plain English?
A legal agreement between two or more parties to run a business and distribute the profits is considered a partnership. Partnership arrangements take a variety of forms. One type of business where partners may have restricted liability is a partnership where everyone parties share profits and liabilities equally.The following are the basic characteristics of a partnership: - It takes two or more people to form a partnership - It must be agreed upon in writing or verbally by everyone involved - It must be for the purpose of conducting business - Any or all of the partners may operate the business.Two heads are better than one, which in itself is one value of a partnership. Your organization is simple to establish and has minimal startup expenditures. The business has access to additional funding.To learn more about Partnership in business, visit:
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if you followed the suggestions of robert m. mcmath, which of these provides the best advice for a marketer for colgate, when launching a new version of the toothpaste?
Robert M. McMath, would be best for a marketer like Colgate to launch a new consumer product like toothpaste Study past toothpaste product failures and learn from them.
What is Product launching?
A product launch involves multiple teams, including sales teams, customer support teams, product teams, product marketing, event management, and even managers. Each team aligns and collaborates to maximize go-to-market potential, building anticipation, interest, brand awareness and momentum in the process. Some product launches are more memorable and successful than others. For example, when Apple releases a new iPhone, it circulates several press releases and articles before unveiling the new design at its annual conference. This creates so much excitement and hype that potential users line up at retail outlets overnight to get their hands on the device.
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your grandfather invested $2,000 in a stock 49 years ago. currently the value of his account is $208,000. what is his percentage compound rate of return over this period?
In a stock, your grandfather put $2,000 into it 49 years ago. His account currently has a $208,000 value. His compound annual return over this time period was 0.15%.
The compound return is a rate of return, typically stated as a percentage, that illustrates the cumulative impact that a number of gains or losses have over time on an initial quantity of capital. The annualized rate at which capital has compounded over time is what is indicated by the reported percentage of compound returns, which is how they are typically expressed. Compound annual growth rate is the name given to a compound return when it is presented in yearly terms (CAGR). The compound return is seen to be a far more accurate indicator of an investment's performance over time than the average return.
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In the context of strategic pricing, __________ takes place whenever a firm sells a product for a price that is less than the cost of producing it.
In the context of strategic pricing, dumping takes place whenever a firm sells a product for a price that is less than the cost of producing it.
Strategic pricing units a product's fee primarily based totally at the product's cost to the patron, or on an aggressive approach, in place of at the price of manufacturing.
A commercial enterprise can use a lot of pricing techniques whilst promoting a product or service. To decide the simplest pricing approach for a company, senior executives want to first discover the company's pricing position, pricing segment, pricing functionality and their aggressive pricing response approach.
Benefits of a very strategic pricing approach
Symbolizes cost: Consumers generally tend to companion much less luxurious merchandise with cheap, once in a while shoddy, manufacturing values. Products of a better fee have a tendency to be related to better cost. Attract buyers: If a fee is simply too high, the patron won't be capable of coming up with the money for it.
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a local university offers business courses for a target market of people who currently work and want to take refresher courses for certification in their business field (marketing, accounting, etc.). what would be the most effective way to communicate with the target market, bearing in mind that communication must be both effective and economical?
a local university gives business publications for a goal marketplace of individuals who presently work and need to take refresher guides for certification of their business discipline (marketing, accounting, and so forth.). it would be the handiest manner to speak with the target marketplace, bearing in mind that conversation has to be each powerful and in your price range: advertise in the local newspaper.
Accounting also referred to as accountancy, is the dimension, processing, and communication of monetary and nonfinancial information about monetary entities along with organizations and organizations. Accounting is the process of recording financial transactions relating to a commercial enterprise
Accounting is a term that describes the method of consolidating monetary records to make them clean and comprehensible for all stakeholders and shareholders. the main intention of accounting is to document and document an agency's financial transactions, financial overall performance, and cash flows. whilst accounting does require a complicated set of capabilities and skills, as well as notable attention to detail, it certainly isn't always any extra hard than among the different famous fields of observation that result in excellent lifelong profession possibilities.
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