Answer:
3 For example, redlining has been used to describe discriminatory practices by retailers, both brick-and-mortar and online. Reverse redlining is the practice of targeting neighborhoods (mostly non-white) for higher prices or lending on unfair terms such as predatory lending of subprime mortgages. A 2017 study by Federal Reserve Bank of Chicago economists found that redlining—the practice whereby banks discriminated against the inhabitants of certain neighborhoods—had a persistent adverse impact on the neighborhoods, with redlining affecting homeownership rates, home values and credit scores in 2010.
You don’t have to notify employees that a lockout/tagout is about to begin.
True
False
False. Employees must be notified by the supervisor about the beginning of a lockout/tagout procedure.
Lockout and tagout are work procedures that ensure that safety is maintained for employees, especially during equipment repairs or maintenance.Lockout involves ensuring that the operation of a machine or process is in a safe mode by isolating energy from the system.Tagout is a labeling that ensures that warnings are issued to employees during a lockout so that a machine or process is not re-energized until the repair or maintenance is complete.
Thus, it is FALSE that employees will not be notified that a lockout/tagout is about to commence.
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7) Using a fictional product or service, create a simple business plan by
answering the three questions business owners must consider.
The three questions a business owners must consider are;
1 What good will be produced?
2 How should it be produced?
3 For whom should it be produced?
What good will you produce, or what service will you provide?
Answer:
i will make legos
It will be produced in a production facility in denmark
will be produced for all genders ages 5+
Explanation:
Using a fictional product, my simple business plan would be based on these economic theories that is what to produce, how to produce and for whom to produce.
What to produce – I will produce herbal hair shampoo.How to produce – I would use both labor intensive and machine incentive techniques equally for production.Whom to produce- The core niche would be the women aged between 15 to 60.What is a business plan?A business plan is a written strategy that outlines the objectives and strategies for accomplishing the objectives of the business. It describes a company's go-to-market strategy, financial forecasts, market analysis, corporate objectives, and mission statement. The business plan may also include a timeframe and information about key personnel who are in charge of reaching the objectives.
A business plan is a crucial document intended for both internal and external audiences of a company. For instance, before a business has built a solid track record, a business plan is utilized to entice investment. Securing financing from financial entities might also be beneficial.
A business plan serves three purposes: it explains the organization's strategy to execute it over the long term, obtains funding from investors, and aids in projecting future company demands.
What is an economic theory?An economic theory is a body of concepts and precepts that describes how various economies operate. An economist may use theories in many ways depending on their specific function. For instance, some theories seek to explain certain economic phenomena, such inflation or supply and demand, as well as the reasons behind them.
Economic theories seek to analyze the causes and effects of economic occurrences, as well as the optimal course of action for influencing or resolving them. They are an extensive set of presumptions, theories, definitions, and guidelines on what should be done in various economic circumstances. Positive and normative approaches to economic theory are the two main categories.
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identify the two forces causing globalization to expand
Answer:
Factors influencing Globalization are as follows: (1) Historical (2) Economy (3) Resources and Markets (4) Production Issues (5) Political (6) Industrial Organisation (7) Technologies. Globalisation though is basically an economic activity, is influenced by many factors.
The two most important driving forces of globalization is the decline in barriers between nations meaning the increase level of export/import and sharing between nations and countries around the world. Globalization Is A Major Driving Force Commerce
Hope this helps you! <3 Miss Hawaii
The year is 2022 and today is July 1 (by assumption). You plan to fly from Newark to Amsterdam on August 2 and return on August 25. Today you can buy a one-way ticket for $350 or a round-trip ticket for $660. You could also wait until August 1 to buy your tickets. On August 1, a one-way ticket in either direction will cost $370, and a round-trip ticket will cost $730. Between July 1 and August 1, there is a 30% chance that your best friend will be able to provide you with a free one-way ticket as a present. If you buy a round-trip ticket on July 1 for $660 and your friend provides a free ticket, then you can return the second half of your round-trip ticket to the airline, after paying a $50 penalty. In this case, your net travel cost will become $380. Develop a decision tree to determine how to minimize your expected travel cost. Find the optimal policy.
The optimal policy will be to book a round-trip ticket.
Based on the information given, there is a 30% chance that my best friend will be able to provide you with a free one-way ticket as a present. This will be represented on the decision tree as 0.3.
Therefore, the probability that I will not get a free ticket will be 0.7 which is calculated as 0.3 subtracted from 1.
The cost of booking the return ticket on August 1st will be:
= 350 + 370
= 720
In conclusion, the minimum expected travel is $576. The optimal strategy will be to book the round ticket now. An attachment has been attached for further understanding.
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kinh tế đầu tư là gì
Answer:
..OK I know what,is the mangsanswer
Explanation:
sjaksjhshsk
Hernando lives in a county where everyone pays the same amount of taxes no matter their income. Which type of tax system is Her
MOST likely using?
Answer: Proportional Tax System
Explanation:
Hernando's country is using proportional tax system or Flat tax system.
What is proportional tax system?Everyone pays the same tax rate under proportional taxes, regardless of income. Since everyone pays the same rate, regardless of their income, sales taxes are considered proportional regressive taxes.
No matter their wealth or income, everyone pays the same amount of tax under a proportionate or flat tax system. This approach aims to achieve parity between the average tax rate paid and the marginal tax rate.
Because there is no tax penalty for earning more money, proponents of proportional taxation contend that they promote the economy by motivating people to work harder. Additionally, they think that firms would be more willing to invest and spend money under a flat tax structure, boosting the economy.
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What is yall favorite sport to play? And why?
For the strategy that you selected, develop an appropriate marketing mix (for example, what products should they offer, at what quality, with what ingredient choices, and so on). You should use the 4Ps to guide your development (but ensure that your marketing mix will effectively deliver the proposed strategy).
If the selected marketing strategy is to increase purchase desire and reach a greater number of consumers, the appropriate marketing mix is one aligned with the business niche, the company's values and its target audience.
The 4Ps of the marketing mix are:
Product.Price.Place.Promotion.Assuming the business is a University Cafeteria, a marketing mix can be developed to increase sales like this:
Product:It must add value and satisfy customer needs. If the potential customer is university students, the product offered may be healthy and quick snacks and meals.
Price:The pricing strategy must enable business management and forecast the profit margin, so it is necessary to analyze production costs, labor, added and market value.
As the target audience is young people without much purchasing power, the price must be low and competitive.
Place:The place where the customer will find the product is essential in the strategy of a business, so a cafeteria located inside the university campus is a competitive advantage for a business.
Promotion:A cafeteria offers non-durable products with high turnover and consumption, so the ideal promotional strategy to attract young people is to advertise on social media, gain loyalty through discount coupons and promotional combos.
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Jerry Allison starts the month with a balance on his credit card of $1,070. On the 10th day of the month, he purchases $390 in clothes with his credit card. On the 15th day of the month, he makes a payment on his credit card of $550. Jerry's interest rate is one and a half percent for the month. Jerry's bank calculates the finance charge on their credit card by using the previous balance method. What would Jerry's finance charges be for the month?
a. $11.17
b. $7.80
c. $13.18
d. $21.90
e. $16.05
Answer:
b. $7.80
Explanation:
hope it help you
The common stock of A.G. Tailor has a required return of 16 %. The latest press release stated that last year's dividend (D0) was $0.90 per share and that future dividends will increase by 15% for the following 3 years. After year 3, the dividend growth rate will be 3% indefinitely. What is one share of this stock worth to you today
The worth of this share today is $9.61
The two-stage dividend growth model would be used to determine the value of the stock today. There are two stages in this model. In the first stage, there is a high rate of growth. In the second stage, high growth rate falls to a steady growth rate.
Stage 1 of growth
dividend in Y1 = 0.90 x 1.15 = 1.035
dividend in Y2 = 0.90 x 1.15^2 = 1.19
dividend in Y3 = 0.90 x 1.15^3 = 1.37
Stage 2 of growth
Y3 = (3.91 X 1.03) / (0.16 - 0.03) = 10.85
Find the present value of these cash flows
(1.035 / 1.16) + (1.19/ 1.16²) + (1.37 / 1.16³) + (10.85/1.16³) = $9.61
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Pizza is a product. As you have learned, services are marketed differently. Hypothesize about how the service at your restaurant may be marketed in order to set your business apart from others. How is marketing a service different than for a product?
Answer:
It's very different
Explanation:
when marketing a product we are trying to show our customers the products by manipulating them with idols, Models..etc that will make the customers think it's a perfect thing to buy because they saw someone famous do it.
for example when you see Tonny Stark wat some pizza on tv you will want to buy the same pizza he is eating.
But for the service part it's intangible so they only can see it, by just showing how beautiful, fansy, luxurious and relaxing it is. For example when you see a commercial on tv about Hawaii.
Michek Company loans Sarasota Company $2,000,000 at 6% for 3 years on January 1, 2020. Michek intends to hold this loan to maturity and has the financial ability to do so. The fair value of the loan at the end of each reporting period is as follows. December 31, 2020 $2,050,000 December 31, 2021 2,020,000 December 31, 2022 2,000,000 Prepare the journal entry(ies) at December 31, 2020, and December 31, 2022, for Michek related to these bonds, assuming (a) it does not use the fair value option, and (b) it uses the fair value option. Interest is paid on January 1.
Michek Company's Journal Entries related to loans to Sarasota Company are as follows:
a) Journal Entries without using fair value option:
December 31, 2020:
Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.December 31, 2022:
Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.b) Journal Entries with fair value option
December 31, 2020:
Debit Loan Receivable $50,000
Credit Unrealized Gain from Fair Value $50,000
To record the fair value of the loan.Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.December 31, 2022:
Debit Unrealized Loss from Fair Value $20,000
Credit Loan Receivable $20,000
To record the fair value of the loan.Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
To record the 6% interest due on January 1.Data and Calculations:
January 1, 2020, amount of loan = $2,000,000
Interest rate = 6%
Period of loan = 3 years
December 31, 2020 2021 2022
Fair value of loan $2,050,000 2,020,000 2,000,000
Interest income $120,000 $120,000 $120,000 ($2,000,000 x 6%)
Payment of interest = January 1
December 31, 2021:
Debit Unrealized Loss from Fair Value $30,000
Credit Loan Receivable $30,000
Debit Interest Receivable $120,000
Credit Interest Revenue $120,000
Thus, the Loan Receivable account's balance at December 31 each year varies only when using the fair value option.
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Price index rate definition
Answer:
the price of a weighted average market basket of consumer goods and services purchased by households
Explanation:
What do most companies do when they look to provide an offering to global markets?
Your
1) inform their competitors of their move to a global market
You do
2) send a memo to their internal employees
one op
3) adjust the offering to meet the needs of various other buyers around the globe
4) hold a press conference to answer media questions about selling the offering globally.
Making an adjustment to the offerings to meet the needs of various other buyers around the globe is done by most of the companies when they look to provide an offering to global markets. Therefore, the option 3 holds true.
What is the significance of global markets?Global markets can be referred to or considered as the relevant market for a business organization or a firm that deals in products or services such that their consumption is at a global level, and two or more countries or continents at large.
When companies require access to the global markets for expansion, they have to keep in mind the needs and demands of different kinds of buyers around the globe too, so that they have an opportunity to attract customers around the globe.
Therefore, the option 3 holds true and states regarding the significance of global markets.
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Blossom Company expects to have a cash balance of $78,200 on January 1, 2022. These are the relevant monthly budget data for the first two months of 2022
1. Collections from customers: January $120,700, February $248,200.
2. Payments to suppliers: January $68,000, February $127,500.
3. Wages: January $51,000, February $68,000. Wages are paid in the month they are incurred.
4. Administrative expenses: January $35,700, February $40,800. These costs include depreciation of $1,700 per month. All other costs are paid as 4. incurred.
5. Selling expenses: January $25,500, February $34,000. These costs are exclusive of depreciation. They are paid as incurred.
6. Sales of short-term investments in January are expected to realize $20,400 in cash. Blossom Company has a line of credit at a local bank that enables it to borrow up to $42,500. The company wants to maintain a minimum monthly cash balance of $34,000.
Prepare a cash budget for January and February.
Answer:
Blossom Company expects to have a cash balance of $78,200 on January 1, 2022. These are the relevant monthly budget data for the first two months of 2022 Collections from customers: January $120,700, February $248,200. 1. Payments to suppliers: January $68,000, February $127,500. 2. Wages: January $51,000, February $68,000. Wages are paid in the month they are incurred. 3. Administrative expenses: January $35,700, February $40,800. These costs include depreciation of $1,700 per month. All other costs are paid as 4. incurred. Selling expenses: January $25,500, February $34,000. These costs are exclusive of depreciation. They are paid as incurred. 5. Sales of short-term investments in January are expected to realize $20,400 in cash. Blossom Company has a line of credit at a local bank that enables it to borrow up to $42,500. The company wants to maintain a minimum monthly cash balance of $34,000. 6. Prepare a cash budget for January and February. (List items that increase cash balance first.)
BLOSSOM COMPANY Cash Budget January February $ $ tA TA
$ $
Explanation:
2. If information is disseminated, what happens to it?
A) It is altered
B) It is distributed
C) It is destroyed
D) It is stored
Answer:
b
Explanation:
by definition, disseminate means to distribute or broadcast information
is the amount of money you need to deposit now to attain a desired amount of money in the future.
1_Automatic value
2_Present value
3_Time value of money
4_Future value
Answer:
C
Explanation :
D
Rothbart Manufacturing agrees to manufacture bumper cars for 12 Banners Amusement Parks. Under the terms of the contract, 12 Banners will pay Rothbart a total of $63,000, and 12 Banners can cancel the contract if it so chooses but must pay Rothbart for work completed. Rothbart believes that, if 12 Banners cancelled the contract, Rothbart could sell the bumper cars to another amusement park and still make a profit. The manufacturing contract is expected to last six months, and as of December 31, 2021, the job is 80% complete. How much revenue should Rothbart recognize in 2021 for this contract
The revenue that Rothbart Manufacturing should recognize in 2021 for the contract is $50,400.
Data and Calculations:
Contract value = $63,000
Contract period = 6 months
Percentage of contract on December 31, 2021 = 80%
Revenue to be recognized for 2021 = $50,400 ($63,000 x 80%)Thus, based on the contract terms that 12 Banners could cancel the manufacturing contract, and pay based on the percentage of work completed, the revenue that Rothbart Manufacturing should recognize for 2021 is $50,400.
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If a company exchanges a debt instrument with no ready market for property with an indeterminable fair value, it should not be recorded on
a. the books of either party until the fair value of the property becomes evident.
b. the board of directors of the entity receiving the property should estimate a value for the property that will serve as a basis for the transaction. c. the directors of both entities involved in the transaction should negotiate a value to be assigned to the property.
d. the present value of the debt instrument must be approximated using an imputed interest rate.
Answer:
the present value of the debt instrument must be approximated using an imputed interest rate.
Explanation:
Empire Airlines reports the following cost data for the year. The company flew 100 private flights during the year. A group has offered Empire $11,100 for a private flight to Chicago for its members. Revenue$ 20,100per flight Wages, salaries, and benefits$ 7,100per flight Fuel and oil$ 4,600per flight Food and beverages$ 520per flight Depreciation$ 305,000per year Rent$ 255,000per year (a) What is the contribution margin from accepting the offer
If Empire Airlines accepts the offer, their contribution margin from that trip would be -$1,120
Contribution margin is calculated as:
= Revenue - Variable costs
The revenue the group is offering is $11,100.
The Variable costs are;
= Wages + Fuel + Food
= 7,100 + 4,600 + 520
= $12,220
The Contribution margin is:
= 11,100 - 12,220
= -$1,120
In conclusion, the contribution margin is -$1,120
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what is professonal education?
Answer:" Professional education is a formalized approach to specialized training in a professional school through which participants acquire content knowledge and learn to apply techniques. Although content is what the participant is expected to learn by attending professional school, such an education also helps the participant acquire the competencies needed for proper practice and behavior."
Explanation:
Drag the tiles to the correct boxes to complete the pairs.
Match each financial concept with its correct situation.
time value of money
store of value
personal disposable income
consumer credit
Angela chooses between having $1,000 now,
and investing it in a savings account so that
she can have $1,050 a year from now.
>
Jane has $2,500 monthly to spend after she
pays taxes
>
David saves his money for the future so he
can live comfortably in retirement
Lester uses a credit card to purchase a new
iPad, as he cannot pay the entire amount now.
Reset
Next
Angela = time value of money / Jane = personal disposable income / David = store of value / Lester = consumer credit
In economics, different concepts explain money and its use. Some of these concepts include:
Time value of money: This concept proposes money is more valuable today than in the future. This is shown by Angela because she decides to have $1000 rather than to invest this money.Personal disposable income: This refers to the amount of money one can spend after paying taxes. This concept is exemplified by Jane because $2500 is the amount of money she can spend after paying her taxes.Store of value: This concept implies money can be saved because it will have the same value in the future. This concept is exemplified by David because he expects the money he saves today is equally worth in some years.Consumer credit: This refers to loans to pay for products or services. This is what Lester is doing because he is using credit or a loan to pay for a new device.Learn more about economy in: https://brainly.com/question/951950
Answer:
Explanation:
If you want the answer faster, here it is.
purpose of corporate management
Answer:
to efficiently and effectively utilize the resources that the management has in hand.
hope this helps <3
How would you convince your investor audience about the merits of your investment idea? ( give some decisions)
Which of the following are examples of limited resources on the part of consumers?
product and space
money and product
time and money
space and time
Answer:
C
Explanation:
The FDA cannot control the content of celebrity Tweets on prescription drugs.
Group of answer choices
True
False
Answer:
True
Explanation:
The FDA guidance requires pharmaceutical companies to present both benefit and risk information when promoting their FDA-regulated products on social media. ... Such information needs to be provided regardless of any character space constraints on some social media platforms such as Twitter.
True, the FDA cannot control the content of celebrity Tweets on prescription drugs.
What is FDA?Located under the Department of Health and Human Services, the Food and Drug Administration (FDA or USFDA) is a federal organization. The FDA is in charge of ensuring the safety of food, tobacco products, dietary supplements, prescription and over-the-counter medications, vaccines, biopharmaceuticals, blood transfusions, medical devices, electromagnetic radiation emitting devices (ERED), cosmetics, animal foods & feed, and veterinary products in order to protect and advance public health. The Federal Food, Drug, and Cosmetic Act (FD&C) is the FDA's major area of enforcement, although the organization also upholds related regulations and other laws, most notably Section 361 of the Public Health Service Act. A large portion of this regulatory-enforcement job concerns the regulation of condoms, lasers, cell phones, and other items, as well as the prevention and control of disease in settings ranging from domestic pets to donated human sperm for assisted reproduction.
Depending on the kind of product, any potential risks, and the agency's regulatory authority, many safety regulation schemes exist. For instance, the FDA controls practically every aspect of prescription pharmaceuticals, including testing, manufacturing, labelling, advertising, marketing, efficacy, and safety; meanwhile, the FDA primarily controls labelling and safety for cosmetics. With a set of stated standards and a sparse number of facility inspections, the FDA monitors the majority of products. On Form 483, inspection observations are recorded.
A number of laws passed by the US Congress and interpreted by the FDA control how the Food and Drug Administration regulates foods and dietary supplements. The Federal Food, Drug, and Cosmetic Act and related laws give the FDA the power to regulate the quality of substances sold as food in the US and to keep an eye on any claims made on food labels regarding their composition or health benefits.
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Two types of multitasking are:
O Competitive tasking and complex tasking
O Task switching and dual tasking
O Task switching and competitive tasking
I WILL MARK BRAINLIEST!!!
The best way to make yourself valuable to your employers is to learn _____.
A) How to do your job only
B) How to do multiple jobs
C) How to avoid doing work
D) How to avoid embarrassment
Answer:
D. How to avoid embarrassmentHope im correct im from philippines please greet me :))Answer:
its d
Explanation:
edge 2023
In a developing country, two alternatives are under consideration for delivering water fiom a mountainous area to an arid area in the country's southern region. A coated heavy- gauge plastie pipeline can be installed, with pumps spaced appropriately along the pipeline. Alternatively, canal can be built; however, it will have greater water loss than the pipeline, due to evaporation and poaching along the canal route. To compensate for the water loss, the canal will have a greater carrying capacity than the pipeline. It is estimated it will cost $125 million to install the pipeline. Major replacements are planned every 15 years at the cost of $10 million. Pumping and other annual operating and maintenance costs are estimated to be $5 million. The canal will cost $200 million to construct; its annual operating and maintenance costs are anticipated to be S1 million. Major upgrades of the canal are anticipated every 10 years, at the cost of $5 million. Based on a 5 percent (5 %) MARR and an infinitely long planning horizon, which alternative has the lowest capitalized cost?
Answer:
a developing country, two alternatives are under consideration for delivering water fiom a mountainous area to an arid area in the country's southern region. A coated heavy- gauge plastie pipeline can be installed, with pumps spaced appropriately along the pipeline. Alternatively, canal can be built; however, it will have greater water loss than the pipeline, due to evaporation and poaching along the canal route. To compensate for the water loss, the canal will have a greater carrying capacity than the pipeline. It is estimated it will cost $125 million to install the pipeline. Major replacements are planned every 15 years at the cost of $10 million. Pumping and other annual operating and maintenance costs are estimated to be $5 million. The canal will cost $200 million to construct; its annual operating and maintenance costs are anticipated to be S1 million. Major upgrades of the canal are anticipated every 10 years, at the cost of $5 million. Based on a 5 percent (5 %) MARR and an infinitely long planning horizon, which alternative has the lowest capitalized cost?Someone help choose correctly
Answer:
Bottom one for sure and least I think is either top one or the second to last.