Please select the word from the list that best fits the definition


Requires accuracy and privacy of information contained in credit reports.

Answers

Answer 1

Answer:

they contains main

primary credit report


Related Questions

benefits of non legislative methods of resolving consumer conflict

Answers

Answer:

dekha !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!


The quantity theory of money states
that MV = PQ.
Given:
M= 30
V = 50
P = 10

What value would "Q" need to be to balance
the equation?

A. 50

B. 100

3. 150

Answers

Answer:

3. 150

Explanation:

Substitute the letters for the numbers and solve.

MV = PQ=

30×50 = 1500

10 × 150 = 1500

Q= 150

Assume there are six companies in a certain industry. Four companies have $10 sales apiece, while two companies have $5 sales each. What is the industry's four-firm concentration ratio?

Answers

Answer:

An industry consists of six firms with annual sales of $300, $500, $400, $700, $600, and $600, respectively. a. What is the industry's four firm concentration ratio? b. What is the industry's Herfindahl-Hirschman index? c. Is this industry highly concentrated? Explain.

Explanation:

You are reviewing the capital structure of your business. You find that your business is financed with 70% cash and 30% debt.
Your required rate of return for your business is 10%.
Your debt cost is 7%
You are in the 20% tax bracket.
Explain the weighted average cost of capital?
What if you used 80% debt and 20% cash? What would be your new WACC?
How would using more debt in this example affect your profitability as a business?

Answers

The meaning of weighted average cost of capital is simply the mean cost of attracting investors, whether bondholders or stockholders.

WACC = 0.0868 WACC'' = 0.0648

What would be your new WACC?

Generally, for 30% Debt and 70% Cash,  the Cost of Debt after is mathematically given as

X= 0.07 * (1 – 0.20)

X= 0.056

Therefore

WACC = (0.70 * 0.10) + (0.30 * 0.056)

WACC = 0.0868

In conclusion,  for 80% Debt and 20% Cash

WACC'' = (0.20 * 0.10) + (0.80 * 0.056)

WACC'' = 0.0648

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Upstake Ltd offers a range of financial services to consumers and small businesses. It is listed on GSE and usually its share price performs in line with market expectations, but its board has been criticised by shareholders at the most recent shareholders’ meeting. Although executive remuneration recommended by the directors was approved at the meeting, a large number of shareholders present complained about the level of remuneration enjoyed by directors and gave the company notice that the shareholders as a body would be looking at taking action to reduce this, if necessary by removing some directors or even the whole board. Finally several questions were asked about the company’s regulatory compliance with regard to CSR and sustainability reporting.

(a) Explain to the board the key issues for shareholders in relation to directors’ remuneration in a listed company.

(b) Explain to the board how the GRI G4 guidelines on sustainability reporting may help the company in reporting on its sustainable development

Answers

According to the principles of corporate governance in the GRI G4 guidelines, every listed company ought to have a remuneration committee appointed by the Board.

What is the role of the Remuneration Committee?

The role of the Remuneration Committee are

to define and craft the company's policy as regards Remuneration; andto ensure equal remuneration for women and men.

Some of the advantages of using the GRI - Global Reporting Initiative (G4) guideline on sustainability reporting are:

It helps to improve the performance of the organization in relation to sustainability. Hence if there is any practice such as oversized remunerations that are unsustainable, it will be highlighted.

It helps to engage and improve stakeholder relations.

It also helps to up risk management and communications with the investors and shareholders.

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How the concept of ‘price elasticity of demand’ is of relevance to managers in determining their pricing strategies.

Answers

Answer:

Price elasticity of demand is a term that is used to describe the relationship between price and demand, and how changes in one will affect the other. Consumer demand for all products will respond differently to price changes, and this is true for all products. As a result, understanding those distinctions is critical when making critical pricing decisions.

I hope this helps you

:)

The variations in demand for a product with respect to its corresponding price can be described by the price elasticity of demand. It is of great importance to the managers in this concept that demand and price behave differently.

What are market factors?

Market factors are the factors that affect an economy of a country. They can be the fluctuations in the demand and supply of a product.

Price elasticity of demand is the economics concept that depicts the behavior of demand with respect to its price. As the demand and price respond differently, means, that if the price of a product increases, then the demand goes to fall down whereas if the price of a product falls down, then the demand increases. This variation has to be analyzed by the managers before making any pricing strategy.

Therefore, studying the concept of price elasticity of demand by managers is of essential importance.

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Question 2: Imagine you are a systems analyst trying to understand the bookstore system in
the college. This is system is needed to allow students to order books online for the courses
they are enrolled in. It is used by students and a number of staff (e.g. bookstore manager,
а
bookstore staff, and faculty members). The IT experts provides support to staff and students.
Draw a Rich Picture with a focus on exploring issues related to the bookstore system in the
college. Ask your classmates about their feelings to get multiple perspectives in play (3%).

Answers

One important issue that can emerge in this system is lack of accurate data or problems when registering the information in the system.

What does this system require?

In this system, it is important data is correctly registered. This includes:

The number of units available for each book.The delivery information of each student.The prices and payment information for each book.

What problems can this system have?

Considering this system is mainly an information system, the main problem would be that data is not correctly registered. For example:

The system shows there are 20 books available but there are only 10 books available.The system mixes up the delivery information of students.The system does not register correctly the payment information

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Which benefit is the result of specialization?
Oincreased efficiency
O control of the business cycle
O development of new markets
O incentive to work harder

Answers

Answer:

The Answer is D

Explanation:

Answer:

Which benefit is the result of specialization? increased efficiency

this was correct for this question took the test

Explanation:

took the test

Which benefit is the result of competition?  Incentive to work harder

Which of these is a variable expense?
O payment for car insurance
O car payment
O rent for an apartment that has a O yearly lease
O entertainment

Answers

Answer:

Entertainment.

Explanation:

The other expenses are fixed expenses.

The variable expense among these expenses is D. entertainment.

What is a variable expense?

A variable expense is an expense that changes based on the units or the number of times it is incurred in a period.

For example, entertainment expenses can be fixed per unit, to some extent, however, the total amount is not fixed but variable.

Variable expenses can be differentiated from fixed expenses, while some expenses (semi-fixed costs) combine the elements of variable and fixed expenses.

Thus, payments for car insurance, car, and yearly rent are fixed expenses, but entertainment is a variable expense.

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Your client and her husband agreed to split the following lifetime cash gifts: Total Gifts to Son Total Gifts to Daughter 2014 $90,000 $70,000 2021 $80,000 $100,000 How much of your client's applicable credit is used by the 2021 gifts only

Answers

Based on the Unified Federal Estate and Gift Tax Rates table, the amount of your client's applicable credit used by the 2021 gifts only is D) $11,080.

What is the applicable gift tax credit?

The applicable credit allows a taxpayer to transfer a certain amount of assets during their life without incurring the gift tax.

The unified tax credit for a couple filing jointly for 2021 is $30,000.  Based on the Unified Federal Estate and Gift Tax Rates table, the applicable credit for 2021 is $11,080 ($30,000 x 36.93%).

Data and Calculations:

Year     Total Gifts to Son   Total Gifts to Daughter   Total Gifts

2014                   $90,000                          $70,000    $160,000

2021                   $80,000                        $100,000    $180,000

Applicable credit for 2021 = $30,000

Gift usage of the applicable credit = $11,080 ($30,000 x 36.93%)

Answer Options:

A) $16,320

B) $24,400

C) $58,800

D) $11,080

Thus, based on the Unified Federal Estate and Gift Tax Rates table, the amount of your client's applicable credit used by the 2021 gifts only is D) $11,080.

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Customer: "Will you delve into this problem?"
Yes, I will respond to this problem.
Yes, I will escalate this problem.
Yes, I will understand this problem.
Yes, I will research this problem.
Yes, I will ignore this problem.

Answers

Answer:

the cancer is the fourth responce

The correct option is D). Yes, I will research this problem.

What are the different ways in responding to customer complaints?

A customer is an individual who buys products or services from a store, restaurant or other retail seller. As per business definition, customer is the king of the market. Customer is the most important part of your business because without the customer, there would be no sales.

It is really important to respond to the customer's complaints and concern by providing them best and appropriate customer services. Listen to their problems very carefully and always treat all complaints positively and seriously.

Empathy and sympathy are two important terms that need to be consider appropriately while handling customer's complaints.

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The Sealing Company has 1,500 bonds outstanding that are selling for $1,060 each. The company also has 5,000 shares of preferred stock at a market price of $32 each. The common stock is priced at $26 a share and there are 36,000 shares outstanding. What is the weight of the common stock as it relates to the firm's weighted average cost of capital?

Answers

The weight of the common stock as it relates to the firm's weighted average cost of capital is 35%.

What is the weighted average cost of capital?

The weighted average cost of capital computes a firm's cost of capital based on the firm's average cost of capital from all sources: common stock, preferred stock, bonds, and other forms of debt.

The weight of the common stock can be determined by dividing the common stock market value by the total capitalization from all sources.

Data and Calculations:

Outstanding:

Bonds payable = $1,590,000 (1,500 x $1,060)

Preferred stock = $160,000 (5,000 x $32)

Common stock = $936,000 (36,000 x $26)

Total debts and equity = $2,686,000

Weight of common stock = 35% ($936,000/$2,686,000 x 100)

Thus, the weight of the common stock as it relates to the firm's weighted average cost of capital is 35%.

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With a savings and investment program designed for retirement, you can _?_. Choose all that apply. (personal finance class)

prepare for those emergency expenditures
primarily help your friends and family in time of need
ensure that you will be better prepared for your retirement years
none of the above

Answers

The savings and investment program that is designed for retirement can be used to:

prepare for those emergency expenditures primarily help your friends and family in time of need.ensure that you will be better prepared for your retirement years.

What is an investment?

It should be noted that an investment simply means the dedication of asset in order to attain an increase in value for a period of time.

In this case, the investment van be used to prepare for those emergency expenditures, primarily help your friends and family in time of need and ensure that you will be better prepared for your retirement years.

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If you intend to purchase Tata Nano, describe the stages in the purchase decision process.

Answers

The basic five stages are problem recognition, information search, alternatives evaluation, purchase decision, and post-purchase evaluation.

What is a purchase?

A purchase refers to the action of buying something. Purchasing is considered an important course of action.

There are five main stages that a customer needs to undergo before making any decision either to buy a product or not.

The five stages are

Problem recognition- It is the most basic step that ensures if there is a need for purchase.Information search- The next step is to search the information related to the Tata NanoAlternatives evaluation- It helps in evaluating the choices available for the product. Other options for cars are taken into consideration.Purchase decision- After evaluation, a consumer may decide between buying Tata Nano. This decision depends upon the feedback of other people. Post-purchase evaluation- After purchasing, it may lead to brand loyalty if the customer is satisfied with the purchase.

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Which is a type of insurance to avoid?
O Identity theft insurance
O Disability insurance
O Long-term care insurance
O Mortgage insurance

Answers

Answer:Identity theft insurance

Explanation:

Assume the following information: April 1 Inventory 3 units at cost of $20 April 10 purchase 5 units at cost of $20 April 12 sale 6 units Using the perpetual inventory system, what is the amount of cost of goods sold

Answers

The amount of the cost of goods sold, using the perpetual inventory system, is $120.

What is the perpetual inventory system?

The perpetual inventory system is an inventory management system that records all inventory transactions as they occur and not at the end of the accounting period when inventory counts are carried out.

It is the opposite of the periodic inventory system.  Using the perpetual inventory system, entries are made directly to the inventory account and the cost of goods sold with each inventory transaction.

Data and Calculations:

Beginning inventory 3 units at $20 = $60

April 10  Purchase 5 units at $20 =   $100

Total cost of goods available for sale = $160

April 12 Sales 6 units

Ending inventory = 2 (8 - 6) = $40

Cost of goods sold = $120 ($20 x 6) or ($160 - $40)

Thus, the amount of the cost of goods sold, using the perpetual inventory system, is $120.

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What is semiannually?

Answers

Answer:

occurring twice a year; half yearly

Explanation:

ok so basically

semi: partly

annually: yearly

essentially, semiannually means it only happens part of the year.

I feel like I just went in circles, but I'm not sure how else to explain it! let me know if you need another explanation

Is the time interval or frequency of an event occurring every six months twice a year or semi annually

Because corporate officers have the implied power to bind the firm in matters directly connected to its business, there is no limit to what the officer can do. True False

Answers

It should be noted that corporate officers have the implied power to bind the firm in matters directly connected to its business.

Who are corporate officers?

corporate officers serves as those workers in a company or an organization who are seen as officials and they have allocated duties and responsibilities .

These officers posses the power to bind the firm in matters directly connected to its business.

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As a member of the
organization, you'll have two goals: build
your real-world business skills and develop your problem-solving abilities.
w
National Honor Society
Kiwanis Key Club
DECA
Business Professionals of America

Answers

As a member of the Business Professionals of America organization, you'll have two goals: build your real-world business skills and develop your problem-solving abilities.

What is a Social Club?

This refers to the gathering of like minds with the aim of achieving the same goal.

Hence, we can infer that the Business Professionals of America is a social club organization that trains its members to have two core goals: build their real-world business skills and develop your problem-solving abilities

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A service fee charged by the bank would fall under which account?
O A. cash
O B. expense
C. revenue
D. receivable
SUOME

Answers

Answer:

B. expense

Explanation:

This is an administrative expense which reports the fees incurred by a company for the expenses associated with its checking account transactions.

Name any three (3) tests that Hornbill Holdings can use to assess the graduates

Answers

Three tests that can be used to assess graduates include:

Skills and knowledge psychometric tests. Ability and aptitude psychometric tests. Personality tests.

What are some tests that can be used to test graduates?

A skills and knowledge psychometric test will allow Hornbill Holdings to find out how knowledgeable a graduate is in their industry and its processes.

They can also use an ability and aptitude test to find out how adaptive the graduate is to new situations.

Personality tests can then find out if the graduate has the right type of personality for the culture at Hornbill Holdings.

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Explain the role of an Equality Officer in industrial relations

Answers

Explanation:

that the company and employees are apply by all government equal rights laws

Imagine you are making a $1000 purchase with different payment options. Which of the following
would you pay the LEAST (you may need a spreadsheet or calculator)?
A. 8% APR, no payments for the first 6 months, then 6 monthly payments
B. 10% APR, with 12 monthly payments
C. 12% APR, with 6 monthly payments
D. Not sure how to calculate these values to know total cost

Answers

The payment option that pays the LEAST is B. B. 10% APR, with 12 monthly payments, as it pays back a total of $1,008.33, for borrowing $1,000.

How to calculate payment options:

Payment options can be computed using an online finance calculator as follows:

The option that pays the least total cost should be chosen.

Data and Calculations:

Loan payment = $1,000

A. 8% APR, no payments for the first 6 months, then 6 monthly payments:

Amount after 6 months = $1,040 ($1,000 + $1,000 x 0.08 x 1/2)

N (# of periods) = 1

I/Y (Interest per year) = 8%

PV (Present Value) = $1,040

FV (Future Value) = $0

Results:

PMT = $174.49

Sum of all periodic payments = $1,046.93 ($174.49 x 6)

Total Interest =$46.93 ($40 + $6.93)

B. 10% APR, with 12 monthly payments:

N (# of periods) = 1

I/Y (Interest per year) = 10%

PV (Present Value) = $1,000

FV (Future Value) = $0

Results:

PMT = $84.03

Sum of all periodic payments = $1,008.33

Total Interest = $8.33

C. 12% APR, with 6 monthly payments:

N (# of periods) = 1

I/Y (Interest per year) = 12%

PV (Present Value) = $1,000

FV (Future Value) = $0

Results:

PMT = $168.33

Sum of all periodic payments = $1,010.00

Total Interest $10.00

Thus, the payment option that pays the LEAST is Option B.

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Other revenues and gains $171,410 Other expenses and losses $126,060 Income from operations 186,073 Income before income tax?

Answers

Answer:

if you multiply it you can get ans

What is sampling frame?

Answers

Answer:

"The list of items from which a sample is obtained is known as the sampling frame." -Website of some kind

Explanation:

Brainliest pls?

A $1,000 bond quoted at _____ would be purchased or sold at a discount.

a. 110
b. 100
c. 98
d. 105

Answers

A $1000 bond quoted at 98 would be purchased or sold at a discount
The answer is 98 , if the bond is sold above 100 it will be premium

Why is financial accounting regulated whereas management accounting is not?

Answers

Answer:

Managerial accounting differs from financial accounting because the intended purpose of managerial accounting is to assist users internal to the company in making well-informed business decisions.

Explanation:

Your welcome!

You work for a Public Relations Consultancy that has been approached by the German company DHL to assist with their Public Relations activities in Southern Africa.



1.1 Discuss any four (4) advantages for why DHL would make use of a local South African consultancy instead of their own PR department to help promote their new Veldskoen shoe collection.

Answers

The advantages for why DHL would make use of a local South African consultancy instead of their own PR department to help promote their new Veldskoen shoe collection is because:

The Local consultancy know more and can access a wider range  of talent pool in regards to the collectionThey will also have higher range of Experience as they are locally inclined and know more about the needs of the people there.It will help give a Fresh Perspectives to the product that is been introduce into the S.A. marketThere will be no  Language Barriers when communicating the product to the people.It will help tp Uncomplicate some processes that may arise due to the use of Foreign PR.

What does it mean to work local consultancy ?

When you work with a local consultancy, it means that you are using the local police, or firm to aid the sales of your product or services.

Note that the use of , local consultancy will help get your product faster to the people as they know more about the market than foreign PR department.

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In a company's first year in operation, it made an annual profit of \$379,000$379,000. The profit of the company increased at a constant 27% per year each year. How much total profit would the company make over the course of its first 16 years of operation, to the nearest whole number

Answers

The amount of total profit that the company would make over the course of its first 16 years of operation is $62,885,046.

What is future value?

The future value of the profits earned over 16 years can be computed as the first year's profit of $379,000 multiplied by the future value annuity factor at 27% for 16 years.

Alternatively, the future value can be computed using an online finance calculator as below.

Data and Calculations:

N (# of periods) = 16 years

I/Y (constant increase in profit per year) = 27%

PV (Present Value) = $0

PMT (Periodic Payment or Annual profit in the first year) = $379,000

Results:

FV = $62,885,046.22 ($6,064,000 + $56,821,046.22)

Sum of all periodic payments = $6,064,000 ($379,000 x 16)

Constant increase in profit = $56,821,046.22

Thus, the amount of total profit that the company would make over the course of its first 16 years of operation is $62,885,046.

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What was the problem that created bank runs?

Answers

The problem that created bank runs was fear of a bank's unfolding insolvency, which may or may not be legitimate, and it usually deepens the banking crisis.

What are the causes of bank runs?

Bank runs occur when many depositors withdraw their deposits in droves from their banks based on some fear the banks could experience liquidity problems.

This implies that a bank run is a result of panic and not insolvency resulting from illiquidity.

For example, the stock market crash of 1929, when thousands of bank customers withdrew their deposits, leaving the banks with no cash.  The effects were that loans went bad and farmers became illiquid and unable to operate.

Thus, the problem that created bank runs was fear of a bank's unfolding insolvency, which may or may not be legitimate, and it usually deepens the banking crisis.

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