Marnie makes regular annual payments of $5,000 to her individual retirement account (ira). if the amount of interest she earns is 5.6% per year, determine the future value of the account after 35 years. round to the nearest cent. $511,914.48
Interest, which is often represented as an annual percentage rate, is the cost associated with borrowing money (APR). A lender or financial institution is paid money in interest as compensation for lending out money. A stockholder's percentage ownership in a corporation, which is typically stated as an interest, is another definition of interest. The financial fee for borrowing money is called interest, and it is typically stated as a percentage, such as an annual percentage rate (APR). Inflation rate, duration of loan, liquidity, and default risk are important variables that determine interest rates. Ownership in a business is another way to exhibit interest.
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Answer:
b
Explanation:
The primary social media tool/platform for a company should be the one that is showing the most engagement. group of answer choices true false
Tracking mentions and conversations about your brand on social media sites, then evaluating them for insights to find chances to take action, is known as social listening.
It involves two steps:
Step 1: Keep an eye on social media platforms for mentions of your company name, rival brands, products, and industry-related keywords.
Step 2: Examine the data to find practical applications for what you have learned. That might be as simple as thanking a satisfied consumer or as complex as completely changing the positioning of your business.
The main goal of social media monitoring is data gathering. It enables you to review previous events using metrics like:
brand referencesSuitable hashtagscompetitors' namesMarket trendsFor tasks like tracking ROI or A/B testing ads, brand monitoring on social media is fantastic. The information is also excellent for demonstrating the worth of social media marketing when the time comes to establish the annual budget.
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Assuming that this phenomenon extends to other companies, why do you think that six sigma works better in manufacturing than in nonmanufacturing/service areas?
Below this method, the whole control group and the people of the organization are instructed to offer exceptional services to the customers. The complete team of the company works for the improvement of the products, services rendered via the company, their internal controls, and most importantly the tradition of the corporation.
The principal purpose of the companies for using the TQM method is to establish the fine improvement measures in the corporation and decrease the expenses which are aligned with them. If the group of the agency running on the TQM approach and the dimension of the equation is simple, then the corporation reveals it smooth to hold the staff which is hired for that particular project.
The management of the employer unearths it tough to implement the same and preserve the body of workers for longer durations. consequently, if such projects which had been difficult to put into effect are taken by the Companies then the first-rate of the organization will reduce and there could be fewer investors who're willing to make investments within the companies.
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If the market price is $74.50 per bushel of wheat, and ali chooses to produce wheat, how much will he produce per month to maximize his profits in the short run?
He produces 0 bushels per month to maximize his profits in the short run.
Market pricing is a strategy used to set prices in line with contemporary expenses inside the marketplace for equal or similar products or services. It offers organizations the possibility to set better charges to start with before matching market expenses to live competitive at the same time as nevertheless developing go back on investment.
As per the given data, we know that
a).
=> Optimal rule for production is P = MR = MC.
=>Here P = MC = 74.50 occurs when Q = 4000 bushels.
=>Consequently he produces 4000 bushels per month.
b).
=> Profit = (P - ATC)*Q
= (74.50 - 45.13)*4000
= 117480
c).
=> Optimal rule for production is P = MR = MC.
=>Here P = MC = 22.50 occurs when Q= 1500 bushels.
=> Consequently he produces 1500 bushels per month.
d).
=>Profit = (P - ATC)*Q
= (22.50 - 29.50)*1500
= -10500
e).
=> No production occurs at this price because of P < AVC.
=>Consequently he produces 0 bushels per month.
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Approximately how much more soil was lost using conventional tillage rather than reduced tillage?
Approximately 5,000 kg/ha much more soil was lost using conventional tillage rather than reduced tillage.
What is the significance of soils?
Soil provides a variety of critical services to both people and the environment. Soil provides food for us, cleanses our water, protects us from flooding, and combats drought. It is also critical in combating climate change since it collects and stores large amounts of carbon. Food security is impossible without good soils.
Conventional tillage :
Conventional tillage denotes to tillage operations that are considered conventional for a certain site and crop and tend to bury crop residues; it is commonly used to determine the cost efficiency of erosion control methods.
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From 8 employees at dunder mifflin paper company, michael will choose 3 employees to go on a trip to canada. how many combinations of 3 employees can be chosen from the set of 8?
There are 56 combinations that can be chosen from the set of 8.
Using the combination formula number of ways chose r elements from the n elements is nCr ways
Where nCr = n! /[r! *(n-r)!]
The number of combinations of 3 employees from the set of 8 is =8C3
=8! /3!*(8-3)! =8! /(3! * 5!)
= 8*7*6 / 1*2*3
= = = 56 ways
The formula for combination helps to find the number of possible combinations that can be obtained by taking a subset of items from a larger set.
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statutory protection for a person supplying building materials or labor for improvements to real property is provided by: select one: a. the right of redemption. b. estoppel. c. a mechanic's lien. d. rescission.
Statutory protection for a person supplying building materials or labor for improvements to real property is provided by a mechanic's lien. Option C.
This is further explained below.
What is a mechanics lien?Generally, A mechanics lien is a "hold" on your property that is filed with the office of the local recorder by an underpaid contractor, subcontractor, worker, or material supplier.
The lien is then registered with the office of the county recorder. In the event that it is not paid, it authorizes a foreclosure proceeding, which compels the sale of the property in lieu of payment.
In conclusion, A mechanic's lien is a legal document that offers protection to a person who has supplied construction goods or labor for the purpose of making improvements to real property. Alternative C
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________ influences like motivation and learning and ________ influences like reference groups and culture impact a consumer's decision to buy.
Psychological influences like motivation and learning and sociocultural influences like reference groups and culture impact a consumer's decision to buy.
Describe the effects of psychological influence on a consumer's choice.Consumer behavior is influenced by four psychological factors: attitude or belief system, motivation, perception, and learning. Motivation refers to the consumer's underlying requirements. A valuable tool is knowing how to inspire your customers. Behavior can also be influenced by how your target consumer views the world or learns about your product, whether online or off. Finally, all of the aforementioned can be influenced by belief systems. Examples include those who learn best visually. Regardless of religious system, professionally shot pictures and visuals of your product or service can say more than a thousand words.
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A firm can stay in business while taking a loss in the short run as long as it covers its?
A firm can stay in business while taking a loss in the short run as long as it covers its average variable costs. (P >= AVC).
Average variable cost (AVC) in economics is the sum of a firm's variable costs (such as labor, electricity, etc.) divided by the volume of product generated. If the output price is less than the average variable cost at the output level that maximizes profits, a business may decide to close (or, if it sells at multiple prices, its average revenue will be less than AVC). Producing anything wouldn't result in enough money to cover the variable costs involved; instead, it would result in losses (extra expenses over revenues) on top of the expenditures that would otherwise be incurred (the fixed costs). The firm only loses the fixed costs by not producing.
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Those at the greatest risk of being food insecure are living in households __________.
Those at the greatest risk of being food insecure are living in households with a single woman as head of the household.
Food insecurity costs are maximum for single-mother households and families with earnings beneath the poverty line. In 2020, 35.3 percent of households with earning below the Federal poverty line had been food insecure. meals-insecure households consist of people with low food protection and really low food safety.
Household food insecurity has insidious consequences on the health and improvement of young kids, together with multiplied hospitalizations, negative health, iron deficiency, developmental danger and behavior issues, broadly speaking aggression, tension, despair, and interest deficit disease.
Taking a look at over 800,000 humans reveals Black adults and households with more youngsters had the best danger. Rockville, Maryland (June 14, 2022) — because the COVID-19 pandemic introduced stay-at-home orders and multiplied monetary trouble, meal insecurity across the U.S. grew substantially.
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When performing capital budgeting and considering replacement projects, one factor that must be considered is the potential __________ of equipment that is no longer needed.
When performing capital budgeting and considering replacement projects, one factor that must be considered is the potential salvage value of equipment that is no longer needed.
Salvage value is the predicted ebook value of an asset after depreciation is whole, based totally on what a organization expects to receive in exchange for the asset at the end of its useful lifestyles.
Salvage value is the quantity for which the asset can be offered on the end of its useful existence. 2 for instance, if a production company can promote an inoperable crane for elements at a price of $five,000, that is the crane's salvage price.
Calculating the salvage price is a two-step process: the once a year depreciation is expanded through the variety of years the asset become depreciated, ensuing in total depreciation. The unique purchase rate is subtracted from the full depreciation expensed throughout the beneficial existence.
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If a marketing team is deciding between using a direct mail marketing campaign or a social media marketing campaign, then where are they in stages of the planning steps?
If a marketing team is deciding between using a direct mail marketing campaign or a social media marketing campaign they are at the sixth step: determining the promotional mix of which tools to use, when, and how much.
This is further explained below.
What is a marketing team?Generally, A marketing team is responsible for developing and putting into action plans to increase an organization's brand recognition as well as the sales of its goods or services.
Many times, marketing teams are comprised of a number of persons, each of whom has a unique set of abilities and duties, but all of whom work together to accomplish shared marketing objectives.
A promotional mix is a mixture of several marketing strategies, such as advertising, sales, public relations, and direct marketing, that are used to accomplish a certain marketing objective.
In conclusion, A marketing team that is now in the sixth phase of the process, which is selecting the promotional mix of which technologies to use, when to use them, and how much to use them, is debating whether or not to employ a direct mail marketing campaign or a social media marketing campaign.
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prices of related goods, technology, prices of inputs, expectations of sellers, and the number of sellers are all classified as nonprice of
Higher prices will lead to more products being supplied, whereas lower prices will lead to less products being supplied. A change in a non-price determinant of supply is the only factor that can affect whether a good's supply rises or falls.
The cost of the good or service is the determinant of supply that is the most evident. When all other factors are equal, a product's supply grows if its relative price is higher. It's easy to understand why. A business sells products or services to make money, and as prices grow, so do profits.
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if maria plans to invest $800 in 2 years in an account that has an expected return of 7.48% per year and jojo plans to invest $1100 in 5 years in an account that has an expected return of 4.51% per year, then who is expected to have more money in 11 years?(enter maria or jojo)
If Maria plans to invest $800 in 2 years in an account that has an expected return of 7.48% per year and Jojo plans to invest $1100 in 5 years in an account that has an expected return of 4.51% per year, then Jojo will have more money at the end of 11 years.
What is the significance of investment?An investment can be referred to or considered as a type of monetary engagement wherein a person gets interest as his return throughout the time of engagement.
Using the given information, it can be ascertained that Maria will have $1765.25 at the end of 11 years, but Jojo will have $1,787.02 at the end of 11 years.
Therefore, the significance regarding investment has been aforementioned.
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Minimum change in dollar sales needed to break even for the increase in the r&d expenses?
Minimum change in dollar sales needed to break even for the increase in the r&d expenses is when there is an increase in customer sales, it method that there's better demand.
A organization then wishes to produce more of its products to meet this new call which, in flip, raises the BEP in an effort to cowl the extra costs.
The break-even point is the point in which an agency's sales equal its fees. The calculation for the break-even point can be completed one in every of two approaches; one is to determine the number of gadgets that want to be bought, or the second one is the amount of income, in greenbacks, that want to happen.
The break-even point will grow by any of the subsequent: An increase in the amount of the organization's constant fees/fees. An boom in the in line with unit variable prices/costs. A lower in the enterprise's selling costs.
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Business process ___ is a management technique that includes methods and tools to support the design, analysis, implementation, management, and optimization of business processes.
Business process management is a management technique that includes methods and tools to support the design, analysis, implementation, management, and optimization of business processes.
What is business process management?
Business process management (BPM) is a field of study where individuals utilize a variety of techniques to identify, model, analyze, measure, improve, optimize, and automate business processes. BPM refers to any set of techniques used to control a company's commercial operations. There are two types of processes: structured, repeatable ones, and unpredictable. Enabling technologies are frequently used with BPM, however they are not necessary.
It can be distinguished from program management because the latter is focused on overseeing a collection of interconnected initiatives. Another way to look at it is that program management is a part of process management. Process management in project management is the application of a repeatable procedure to enhance the project's results.
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Therapeutic drugs and biologics are reviewed in four phases by the fda. which phase typically is the longest in duration?
Phase 3 tests last from one to four years.
FDA Approval: Approximately 25 to 30% of therapies move forward in the license process. After Phase 3, a pharmaceutical firm may submit a New Drug Application (NDA) for the therapy to the Food and Drug Administration (FDA).
What are the 4 phases of drug approval?
Phase 1: Phase 1 focuses on safety.
Phase 2: Phase 2 focuses on effectiveness.
Phase 3: Phase 3 studies start when proof of effectiveness is shown in Phase 2.
Phase 4: Phase 4 studies gather more information about a product's safety, effectiveness, or optimal use after approval.
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seen through the lens of contemporary business, the following best describes columbus: a. manager b. ceo c. stockholder d. both a and b e. both a and c
Seen through the lens of contemporary business, a manager, and a CEO are the description of Columbus. Therefore, the options A and B hold true.
What is the significance of a CEO?A CEO, or Chief Executive Officer, can be referred to or considered as the personnel responsible behind the administration and execution of functions of an organization.
A CEO along with a manager are said to be ideally functioning if they explore business opportunities to grow their business. Their exploration can be compared to that of Columbus.
Therefore, the options A and B hold true and state regarding the significance of a CEO.
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governments and nonprofit entities are similar in many ways. which of the following statements is not true?
In the third option, Both governments, and nonprofit entities assess taxes, which is not the correct statement.
What are Nonprofit Entities?A nonprofit organization (NPO), often referred to as a non-business entity, not-for-profit organization, or nonprofit institution is a legal entity set up and run for a group's, the public's, or society's benefit as opposed to a corporation that operates to make money for its owners. A nonprofit is subject to the non-distribution constraint, which states that any surplus funds must be used to further the organization's goals rather than being distributed to outside parties. Numerous institutions, such as various political groups, schools, business organisations, churches, social clubs, and consumer cooperatives, fall under the nonprofit category. An organization can establish itself as a nonprofit entity without obtaining tax-exempt status, while nonprofit entities may apply to governments for approval to be tax-exempt and some may also be eligible to receive contributions that are tax-deductible.
Thus, the main purpose of an NPO is different than the normal business.
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Complete Question:
Government and nonprofit entities are similar in many ways. Which of the following statements is not true?
Neither governments nor nonprofit entities have a profit motive.Both governments and nonprofit entities provide services.Both governments and nonprofit entities assess taxes.Both governments and nonprofit entities often report restricted resources.Agency costs faced by multinational corporations (mncs) may be larger than those faced by purely domestic firms because?
Due to the difficulty of monitoring managers who are based abroad, multinational corporations (mncs) may experience higher agency costs than domestically focused businesses. Foreign subsidiary managers have diverse cultural backgrounds, yet they have the same objectives. MNCs are big corporations.
A company that conducts business in at least one nation besides its own is referred to as a multinational corporation (MNC). According to certain definitions, it also makes at least 25% of its money outside of the country where it was born.
A multinational corporation typically has locations in several nations throughout the world, as well as a centralized headquarters that organizes global administration.
The terms international, stateless, or transnational corporate organizations or businesses can also be used to describe multinational corporations. Foreign subsidiary managers have diverse cultural backgrounds, yet they have the same objectives. MNCs are big corporations. Budgets for some may be larger than those of small nations.
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Provides benefits to some distinct group of class of individuals or organizations, at the expense of others, in the interest of ensuring public objectives are met.
Allocative Policies Provides benefits to some distinct group of class of individuals or organizations, at the expense of others, in the interest of ensuring public objectives are met.
Social determinants of health (SDOH) are the conditions within the environments where public objectives people are born, live, learn, work, play, worship, and age that affect a good range of health, functioning, and quality-of-life outcomes and risks.
Public health promotes the welfare of the complete population, ensures its security and protects it from the spread of communicable disease and environmental hazards, and helps to confirm access to safe and quality care to learn the population.
Social determinants of health are conditions within the environments during which people are public objectives born, live, learn, work, play, worship, and age that affect a large range of health, functioning, and quality-of-life outcomes and risks.
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as inventory and property plant and equipment on the balance sheet are consumed, they are reflected:
As inventory and property plant and equipment on the balance sheet are consumed, they are reflected as an expense on the income statement.
Therefore, the correct answer is the 'B' Option.
When assets are consumed, the consumption appears on the income statement as expenses.
Inventory will become an expense in Cost of Goods Sold, which as a result will be deducted from revenue to determine gross profit.
Consumption of Property, Plant, and Equipment will result in depreciation on the income statement.
Since depreciation is a non-cash item that will be removed from the net income along with other expenses.
Hence, the correct option is 'B'.
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There are several definitions for small business; however, the most common criterion is the number of employees working for that business. true false
True
Small business depends on the number of employees working in an organisation.
Small business organisations usually has the involvement of less number of people and employees because of its management working for the business So many definitions are been given by various researchers.
The most common criterion is the business size and the number of employees present in the organization working to their greatest efficiency to make profit and achieve goals. Small business are easy to start and end.
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Why might developing countries have greater gdp growth rates than the united states?
GDP growth would be greater in developing countries than in developed countries because demand is higher in developing countries.
What is GDP?GDP is the total monetary or market worth of all finished goods and services produced within a country's borders in a certain time period. Because it is a broad measure of total domestic production, it serves as a comprehensive scorecard of a country's economic health.
GDP is often estimated on an annual basis, however it is sometimes measured quarterly.
The government of the United States, for example, produces an annualized GDP estimate for each fiscal quarter as well as for the entire calendar year. The data in this report has been adjusted for price changes and is thus net of inflation because it is reported in actual terms.
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A firm that competes using the development strategy of innovation is characterized by:_________
The correct answer is a need to be a first-mover.
The definition of strategy is "The course an organization follows to achieve future commercial success." An organization's strategy outlines how it plans to use its resources, including the expertise and knowledge of its workforce as well as financial and material assets, to fulfill its purpose or ultimate objectives and realize its vision.
The process of analyzing and discovering strategic possibilities, choosing the most promising ones, and deciding how resources will be distributed within the organization to achieve goals is known as strategy development. Developing a new product is frequently as easy as taking an existing one, making a few minor changes, and selling it to your current market. Customers who already own the existing version of your product may decide to purchase your new one because this offers value for them.
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The total cost of a job includes ______. multiple select question. applied manufacturing overhead direct materials cost direct labor cost nonmanufacturing cost actual manufacturing overhead
The total cost of a job includes applied manufacturing overhead cost.
What do you understand by the total cost ?Absolute expenses are made out of both complete fixed expenses and all out factor costs. Complete fixed costs are the amount of all reliable, non-variable costs an organization should pay. For instance, assume an organization leases office space for $10,000 each month, rents hardware for $5,000 each month, and has a $1,000 month to month service bill.
All out cost is a monetary measure that aggregates all costs paid to deliver an item, buy a speculation, or secure a piece of hardware including the underlying money expense as well as the open door cost of their decisions. TC = TVC + TFC.
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be 2.3 discuss whether the changes described in each of the cases below require recognition in the cpa’s audit report as to consistency. (assume that the amounts are material.
a. The company changed its inventory method to FIFO from weighted average which had been used for prior years - Yes.
b. The company disposed of one of the two subsidiaries that had been included in consolidated statement for prior years. - No.
c. The estimated remaining useful life of plant property was reduced because of obsolescence. - No
How to illustrate the information?A Yes, it must be included in the CPA's report because the change in inventory valuation affects the company's profitability. Different approaches will produce varying returns. Additionally, a change in accounting principles necessitates disclosure.
B) Following the sale of a subsidiary, certain sums in the consolidated financial statements must be included and excluded, and the sale does not require reporting in the CPA's Report.
C. No need to report this as the constant process of analyzing the present state and potential future advantages and obligations associated to assets and liabilities includes changes in estimation as a natural and expected element of the process. As a result, this change in estimations doesn't need to be reported.
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What will be the value of bonus after the following statements are executed? group of answer choices 750 1250 500 1000
The value of bonus after the following statements are executed 25
int bonus, sales = 1250;
if (sales > 1000)
bonus = 100;
if (sales > 750)
bonus = 50;
if (sales > 500)
bonus = 25;
else
bonus = 0;
25
What is Bonus ?
A bonus is a financial reward that is above and beyond the typical payment expectations of its receiver.A corporation may give bonuses as an incentive or to recognise excellent performance.Signing, referral, and retention incentives are examples of incentive bonuses that a business could offer to employees.Companies can give bonuses to employees in a number of methods, including cash, stock, and stock options.A bonus is a financial payment that exceeds the recipient's typical payment expectations. Companies may give bonuses to senior executives as well as entry-level workers. While incentives are typically given to great employees, businesses occasionally distribute bonuses to the entire workforce to quell employee resentment.To know more about Bonus illustration visit:
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What is the primary reason for employers to purchase insurance plans to provide health benefits to their employees? ( unit 1 lecture, chapter 1 reading
The key motivation for companies to purchase insurance plans to give health benefits to their employees is that employees receive group rates that are generally lower than the rates they would receive if they purchased health insurance on their own.
Employers' liability insurance is a policy that tackles claims from employees who have been injured or ill on the job and are not covered by workers' compensation. It is a sort of liability insurance that can be used with workers' compensation to further protect businesses from the consequences of workplace injuries, illnesses, and deaths. Employers' liability insurance, however, does not cover legal fees incurred.
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congress may tax activities and property that it might not be authorized to regulate under any of the enumerated regulated powers.
It is not accurate that Congress has the authority to tax activities and property that it is not allowed to regulate under any of the above regulated powers.
The Constitution vests sole authority in Congress to enact legislation and wage war, as well as to approve or deny many Presidential appointments and conduct comprehensive investigations.The Congress shall have the authority to levy and collect taxes, duties, imposts, and excises, to pay debts, and to provide for the common defense and general welfare of the United States; provided, however, that all duties, imposts, and excises should be uniform throughout the United States.The United States' taxing power, while extensive, has significant limitations. First, direct taxes must be allocated, which is a challenging task. Second, all duties, extra taxes, and excise duties must be consistent. This is a simple condition to achieve, but failure to do so can be fatal to a statute.Thus these are the powers of Congress.
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the kentucky real estate commission’s action of prohibiting brokers from offering rebates and other inducements to consumers was deemed to be this type of violation, in which guilt is established in light of existing circumstances.
Any defense, justification, or rationale will be rejected if anything is per se illegal. In view of observable circumstances, the breach is obvious.
Positive misrepresentation requires the following four elements: a false statement must have been made, the person making it (such as the agent) must have known the statement to be false, and a third party (such as a principal) must have relied on the false statement and suffered injury as a result.
Innocent, negligent, and fraudulent misrepresentations are the three sorts of misrepresentations, and each has a unique set of remedies.
When the (possible) insured states anything that is untrue concerning a fact that is important to the insurer, this is referred to as a positive misrepresentation (a material fact). One instance would be purposefully answering a question incorrectly during the underwriting process.
When one party purposefully deceives another party, it is called a fraudulent misrepresentation tort, which usually results in legal action from the aggrieved party.
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