In what way can using a credit card be like getting an interest free loan?.

Answers

Answer 1

Using a credit card is similar to an interest free loan because it allows to pay ones balance off before one's card's introductory offer ends.

What is credit card?

A credit card serves as a card that allows cardholders to borrow funds and it is been issued by bank or financial services company.

This card is similar to having interest free loan because one can actually pay off a parti balance before the end of a card's introductory offer.

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Related Questions

Increasing the number of periods will increase all of the following except Multiple Choice the present value of an annuity. the present value of $1. the future value of $1. the future value of an annuity.

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Increasing the number of periods will increase all of the following except the present value of an annuity.

What is meant by the present value of an annuity?

This is a term that has to do with the amount of money that would be required to pay for a series of annuity in the future.

Because money is known to have time value. the value of money today would be more than its future worth.

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A sound accounting framework allows for all of the following benefits except: Review Later Identical items being reported on the financial statements of different companies Increased reliability and relevance of financial statements Uniform comparisons between companies Consistency in financial reporting across industries

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A sound accounting framework doesn't allows Identical items to be reported on the financial statements of different companies.

What is accounting framework?

An accounting framework serves as a published set of criteria that help in measuring , recognizing the information appearing in an entity's financial statements.

Conclusively, accounting framework doesn't support Identical items to be reported on financial statements of different companies.

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What is the name of the document which establishes the processes for selling stock, should the need arise

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The name of the document which establishes the processes for selling stock, should the need arise is a Prospectus

What is a prospectus?

A prospectus is a formal document that is required by and filed with the Securities and Exchange Commission (SEC) that gives explicit details about an investment offering to the public.

This document is very useful to investors because it provides and insight of the risks involved with investing in the security or fund.

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Assume the net profit for manufacturer of mountain bikes was $1,000,000 last year. The firm paid out $40,000 in dividends and has 200,000 shares of common stock outstanding. Its earnings per share (EPS) was:

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Based on the net profit, the dividends paid and the common stock outstanding, the Earnings per share was $5 per share.

What is the Earnings per share?

This can be found by the formula:

= Net profit / Number of outstanding shares

Solving gives:

= 1,000,000 / 200,000

= $5 per share

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The two methods of accounting for uncollectible receivables are the allowance method and the.

Answers

Answer:

1) the Direct Write-off Method and (2) the Allowance Method.

Explanation:

Crafter's Supply offers online 40% off coupons to shoppers. It is easy to go to the Crafter's Supply website, download the coupon, and apply it to an online purchase. This example shows that the biggest trend in sales promotion is the use of _______.

Answers

The requiement of using the crafter's supply website to download the coupon shows that the biggest trend in sales promotion is the use of the internet.

What are sales promotion?

These are marketing strategy that uses a short-term campaigns to spark an interest and raise a demand for a firm product.

The use of coupon, lucky lottery, sales discount are all example of element of sales promotion.

In conclusion, today, the use of internet is the biggest trend in sales promotion.

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To ensure the completeness of a business message, a writer should.

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You have to Be specific

A 3 year annual coupon bond has coupons of 10 per year starting 1 year from now and matures in 3 years for amount 100. The YTM for the bond is 11.8% effective annual. Find the macaulay duration for the bond

Answers

The information given shows that the macaulay duration for the bond will be 2.73.

How to calculate the macaulay duration?

From the information, the annual coupon bond has coupons of 10 per year starting 1 year from now and matures in 3 years for amount 100 and the YTM for the bond is 11.8% effective annual.

The Macaulay duration for the bond will be:

= [3 × 100(1/1.18)³ + 10(1/1.18) + 2(1/1.18)² + 3(1/1.18)³] / [100(1/1.18)³ + 10(1/1.18) + (1/1.18)² + (1/1.18)³]

= 261.1/95.7

= 2.73

The macaulay duration for the bond is 2.73.

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Development lp is a limited partnership that invests in residential real estate projects. Its limited partners include more than 150 sophisticated investors and investment professionals, including ethan. Ethan loses his limited liability if he:.

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Ethan loses his limited liability if he participates in the firm’s management.

Who is a Limited Partner?

A limited partner can be described as a part-owner of a limited partnership business who does not involve in the management of the partnership business.

The liability for the company's debts of a limited partner is limited to the amount invested in the business.

Limited partners are frequently referred to as "silent partners."

A limited partner is different from a general partner.

A general partner refers to a partner that is in charge of the day-to-day operations of the company, takes investment decisions on behalf of the company, and has unlimited liability for the company's debts and liabilities.

Therefore, Ethan will lose his limited liability if he participates in the firm’s management as he has become a general partner.

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Explain how the federal reserve regulates the money supply.

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The Federal Reserve regulates the money supply by raising the requirements of the reserve.

What is Federal Reserve?

The Federal Reserve System is the U.S. of America's central banking system.

After just a series of financial turmoil, a need for centralized control of the financial system to mitigate credit crisis led to the enactment of the Federal Reserve Act on December 23, 1913.

The Federal can regulate the money supply by increasing reserve requirements, which reference to the sum of money institutions must maintain against bank deposits.

Banks will be able to loan more money when reserve requirements are lowered, increasing the total supply of money in the economy.

Therefore, by raising the reserve, the Federal Reserve regulated the money supply.

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How many months' worth of expenses do you think your financial reserve should include? Describe at least two reasons for this decision.

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Answer:

Describe at least two reasons for this decision. I think my financial reserve should include at least twelve months’ worth of expenses. One reason for this decision is that I may never know how much money that I might need if something is unexpected or goes wrong.

Explanation:

hope this helps if not please let me know

The economy has an impact on _____?
a.
which jobs are seasonal
b.
the reasons why workplaces are different
c.
employment and unemployment
d.
how strictly rules at work are enforced

Answers

Answer:

The economy has an impact on employment and unemployment.

Answer:

employment and unemployment

Expansionary fiscal policy causes the aggregate demand curve to shift to the _______ and is used to close a(n) _______ gap.

Answers

The expansionary fiscal policy causes the aggregate demand curve to shift to the right and is used to close a recessionary gap.

What is an expansionary fiscal policy?

This is a fiscal policy that seeks to stimulate demand through the use of government income and increased spending.

Most time, this fiscal policy increases the level of aggregate demand through an increases in government spending.

Therefore, the word "right" and "recessionary gap" is correct.

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Larue buys an ipod for $150 and a new laptop for $1,200, and signs a one-year employment contract for a $4,800 monthly salary to start at the beginning of the next month. The statute of frauds covers.

Answers

As an employee, Larue will be covered by the statute of frauds for the employment contract and the laptop purchase only.

What is a statute of fraud?

This statute is a concept that maintains that some types of contracts need to be executed in writing.

This statutse are used for contracts for the sale of land, agreements involving higher worth of goods, contracts lasting one year etc

In conclusion, in this case, Larue will be covered by the statute of frauds for the employment contract and the laptop purchase only.

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At the beginning of year 3 omega company had a $60,000 balance in its accounts receivable account and a $3,000 balance in allowance for doubtful accounts. during year 3, omega experienced the following events. (1) omega earned $200,000 of revenue on account (2) collected $210,000 cash from accounts receivable (3) wrote-off $2,000 of accounts receivable as uncollectible omega estimates uncollectible accounts to be 4% of receivables. based on this information, the december 31, year 3 unadjusted (current) balance in allowance for doubtful accounts account (balance before expense recognition) is: ___________

Answers

The December 31, year 3 unadjusted (current) balance in allowance for doubtful accounts account (balance before expense recognition) for Omega Co. is $1,920.

How is the ending balance for allowance for doubtful accounts determined?

The ending balance of allowance for doubtful accounts can be determined by recognizing the company's policy towards doubtful accounts.

Some companies use an estimate based on the accounts receivable, credit sales revenue, aging of receivables, etc.

Data and Calculations:

Allowance for Doubtful Accounts:

Beginning balance  $3,000

Accounts Write-off   (2,000)

Ending balance        $1,920 ($48,000 x 4%)

Bad Debts Expense  $920 ($3,920 - $3,000)

Accounts receivable:

Beginning balance   $60,000

Revenue earned = $200,000

Cash collected         (210,000

Write-off of accounts  (2,000)

Ending balance      $48,000

Thus, the December 31, year 3 unadjusted (current) balance in allowance for doubtful accounts account (balance before expense recognition) for Omega Co. is $1,920.

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The fact that a particular advertisement might not cause a consumer to make an immediate purchase is referred to as:.

Answers

If there is a scenario where an advertisement will not cause a consumer to immediately purchase the good, this is the lagged effect.

What is the lagged effect?

As the term suggests, it refers to an effect of advertising that is not immediately noticed on the consumer.

This means that the consumer might not immediately make a purchase after they see an advertisement, but they will still make a purchase at a later date thanks to that advert they saw remaining in their minds.

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Applicants who test positive for illegal drug use can be screened out of a job immediately. please select the best answer from the choices provided t f

Answers

Answer:

True

Explanation:

People who have done drugs in the past is a typical red flag for businesses, which they want to avoid at all costs.

Applicants who test positive for illegal drug use cannot be automatically screened out of a job immediately. Hence, the given statement is false.

What are illegal drugs?

llegal drugs are drugs that are prohibited by law, either because they have a high potential for abuse, are considered dangerous or have no accepted medical use. Examples of illegal drugs include heroin, cocaine, methamphetamine, and marijuana (in many jurisdictions).

Applicants who test positive for illegal drug use cannot be automatically screened out of a job immediately. It depends on the laws and policies in place in a particular jurisdiction and the company's specific policies. In some cases, companies may be required to offer rehabilitation or other accommodations before making any employment decisions based on drug test results.

Therefore, applicants who test positive for illegal drug use cannot be automatically screened out of a job immediately. Hence, the given statement is false.

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Lcpl azimi's base pay is $1800 per month. he also receives partial bah of $10. 00 and bas of $290. his total withholdings are $300. he pays $250 per month for his car payment, $20 per month for a navy marine corps relief quick assist loan and the minimum payment on his credit card is $30 per month. what is azimi's debt to income ratio?

Answers

The debt to income ratio of azimi equals 16.67% because his gross income is $1,800 and total debt is $300.

What is a debt to income ratio?

Its means the percentage of one' sgross monthly income that goes to paying your monthly debt payments.

Given data

Gross income = $1,800

Total Debt = $300 (250+20+30)

What is the debt to income ratio?

= $300 / $1,800

= 0.16667

= 16.67%

Therefore, the debt to income ratio of azimi equals 16.67% because his gross income is $1,800 and total debt is $300.

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Describe an example of an equity investment that can also produce income. (1-3 sentences)

Answers

The most prevalent sort of equity income investing is stocks. Companies typically pay dividends to reward shareholders, attract investor money, and boost share prices when they have limited investment alternatives and extra cash.

Which Information Systems (IS) career oversees integrating different technologies and systems within an organization

Answers

The Information Systems (IS) career that oversees integrating different technologies and systems within an organization is that of an IS manager

Who is a Manager?

This is a person who is in charge of others in an organization and helps to integrate different aspects of work with the appropriate workers.

Hence. we can see that the Information Systems Manager is the person who is in charge of overseeing and integrating different technologies and systems within an organization

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A ________ system tracks all communications between the company and the customer, the purpose of each communication, and any necessary follow-up.

Answers

Contact management is a system that tracks all communications between the company and the customer, the purpose of each communication, and any necessary follow-up.

Splish Brothers Inc. issues $268,000, 10-year, 7% bonds at 97. Prepare the journal entry to record the sale of these bonds on March 1, 2022.

Answers

The  journal entry to record the transaction is: Debit Cash $259,960; Debit Discount on bonds payable $8,040;Credit Bonds payable  $268,000.

Sales of bonds

Splish Brothers Inc journal entry

March 1,2022

Debit Cash $259,960

($268,000 × 97%)

Debit Discount on bonds payable $8,040

($268,000 × 3%)

Credit Bonds payable  $268,000

(To record sales of bonds)

Inconclusion the entry is: Debit Cash $259,960; Debit Discount on bonds payable $8,040;Credit Bonds payable  $268,000.

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True or false: the supply chain is a one-way process that runs directly from raw materials to the end customer.

Answers

true the supply chain was created to be efficient

Which scenario is not a violation of your rights as a debtor?
A. A debt collector calls you every hour between 8 a.m. and 3 p.m.
B. A debt collector contacts you at work at 3 p.m.
O C. A debt collector calls you at home at 10 p.m.
D. A debt collector calls you at home at 5:30 a.m.

Answers

A scenario that does not describe your rights being violated as a debtor is A. A debt collector calls you every hour between 8 a.m. and 3 p.m.

What are debt collectors allowed to do?

Debt collectors are allowed to call you during the daytime from 8 am to 3 pm.

They cannot however call you before 8 am or after 9 pm without your consent as these would be very inconvienient hours. Also, they can't call you at work.

In conclusion, option A is correct.

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Stock that typically includes preference for receiving dividends and for distribution of corporate assets during a liquidation is called ________- stock.

Answers

Stock that typically includes preference for receiving dividends and for distribution of corporate assets during a liquidation is called preferred stock.

What is preferred stock?

Preferred stock is a type of stock that offers different rights to shareholders than common stock. Preferred stock holders receive regular dividends.

The above means that  preferred stockholders in a corporation have a priority claim on the company's assets in terms of distribution during liquidation.

Hence, stock that typically includes preference for receiving dividends and for distribution of corporate assets during a liquidation is called preferred stock.

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the first person that answers ill give u 40 brainlist points hearts and stars

Answers

Answer:

Do you need help?

Explanation:

??

Answer:

what do you need help with ??

Explanation:

What initially stalled the adoption of behind-the-plate signage in the mlb?.

Answers

The reason the adoption of the Behind-The-Plate Signage was stalled at the Major League Baseball (MLB) was that:

"In the early 90s, George Steinbrenner thought it was a "slippery path to a bad place". The main source of concern was that it would lead to overcommercialization.

When did the objections to the Behind The Plate Signage abate?

The resistance to the idea of installing signages for adverts behind-the-plate disappeared after the 1993 season.

One of the reasons that helped was the increase in revenues as a result of the installation of the signages.

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Name the three major credit reporting agencies

Answers

Answer:

Transunion, Equifax, Experian

Explanation:

These are three credit reporting agencies that i can give you.


How is capital deepening related to economic growth?

Answers

Capital deepening simply increases the marginal product of labor thereby contributing to economic growth.

What is capital deepening?

Capital deepening simply means the increase in the proportion of the capital stock in relation to the number of labor hours worked.

In this case, capital deepening simply increases the marginal product of labor thereby contributing to economic growth.

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The 19th group that destroyed machinery they thought would replace their jobs were the:.

Answers

Answer:

Luddites

Explanation:

Hope its right.

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is an amount paid based on the volume of products or services that a salesperson sells Kari and two of her friends are entering their senior year of high school. The tables below show the estimated expenses at three tied of schools they are considering. Complete the blanks in each table and use the information to help you answer questions 1-3 When direct labor is used as the overhead allocation base, the variable overhead efficiency variance ______. Multiple choice question. cannot be calculated will always be unfavorable will be favorable when the direct labor efficiency variance is favorable explains how efficient overhead resources were used A government creates an army.Which purpose of government is it fulfilling?A. protecting the peopleB. resolving conflictsC. making lawsD. providing public services What is the smallest lava fragments produced by an explosive eruption called? ????!!!!??!!?!!?!!?!!?!!!!?!!!! Two cars collide at an intersection. One car has a mass of 1300 kg and ismoving 12 m/s to the north, while the other has a mass of 1400 kg and ismoving 11 m/s to the south. What is their combined momentum?O A. 31,000 kg m/s southO B. 200 kg m/s northO C. 31,000 kg m/s northO D. 200 kg m/s south 2x - 2/3 = 5 13-Help please Which is not a famous art centre in South Africa. a. Polly Street b. Rorkes Drift C. Community Arts Centre d. Long Street dot Previous page The multiplier effect occurs when an initial increase (or decrease) in autonomous expenditure produces a greater increase (or decrease) in real GDP than the initial change.In which type of discretionary fiscal policy does the multiplier play a role?a. government spending changes onlyb. both government spending changes and tax changesc. neither government spending changes nor tax changesd. tax changes onlyAssume a marginal propensity to consume (MPC) of 0.5.Which discretionary fiscal policy would have a more pronounced impact on the economy?a. A 800 billion dollar increase in government spending, or a 800 billion dollar tax cut, would both have an equal impact on the economy.b. A 800 billion dollar tax cut would have a more pronounced impact on the economy.c. A 800 billion dollar increase in government spending would have a more pronounced impact on the economy. Whoever gets it right can have brainliest, but answer ASAP! What's a quote that shows Jack wanted total power within the group in "Lord of the Flies"100 points please help Does the graph represent a function? Why or why not? Which xxx completes the code to read every integer from file "data. txt"? fileinputstream inputstream = null; scanner infs = null; int total = 0; inputstream = new fileinputstream("data. txt"); infs = new scanner(filebytestream); while(xxx){ total = total + infs. nextint(); } system. out. println("total: " + total); group of answer choices inputstream. hasnextint( ) total != 0 infs. hasnextint( ) infs. eof( ) == false May anyone help me pls At a track meet, Jacob and Daniel compete in the 220 m hurdles. Daniel finishes in of a minute. Jacobfinishes with of a minute remaining. Who ran the race in the faster time?12 how would the feeding activities of a monkey be effected if it had a large heavy body Viewed from a distance, how would a flashing red light appear as it fell into a black hole?. S Why do you believe the sponsors of the Johnson-Reed Act chose1890 as the census year and not 1920, the year for which thegovernment had the most recent census data?4. How would you argue, using these statistics, that eugenics andeugenicists influenced the Johnson-Reed Act?5. How could you modify the Johnson-Reed Act to avoid favoring onespecific nationality over another? In other words, what other criteria -besides nationality-could you use to determine immigration visaeligibility?SAVECLEAR ALL List the sample space in the given experiment how many outcomes are possible brainly