The insurance policyholder receives dividends from a participating policy. In essence, they are a form of risk sharing in which the insurer transfers some risk to policyholders.
What isn't an illustration of a substantial insurable interest?
You might think about getting a life insurance policy for your neighbor because she won't live long. You would not suffer a financial loss as a result of your neighbor's death, so there would not be an insurable interest in this case.
The term "lack of consideration" refers to a situation in which one of the parties to a contract is in no way obligated, while the other holds the entire obligation to act. In most cases, courts won't get in the way of parties to a contract.
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almost all of the theories regarding the proper role of government suggest that it should provide such as national defense. one of the most important tools the government can use to stabilize the economy is . a.) public goods; spending b.) income redistribution; spending c.) public goods; gdp growth d.) income redistribution; gdp growth
Theories regarding the proper role of government suggest that it should provide option a.) public goods such as national defense. One of the most important tools the government can use to stabilize the economy is option a.) spending.
A public good is any service or commodity available to citizens and administered by the government of that country. The government pays for the public good by taxation.
Public goods are available to all members of the country. It is often free due to public taxation. Defense is one example of public good where the security of the nation is a collective benefit to all the citizens.
Spending is an important tool for the government to stabilize the economy. Government can increase spending to generate demand for goods and services. It will create a rise-up trend in the economy if the economy is facing inflation. Government can also cut spending to cool down the inflation in the economy.
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physical capital includes: question 31 options: a) manufactured products that are used to produce other goods and services. b) land and raw resources that come from land. c) the physical talents of people. d) the ability to take physical resources and use them in creative ways to produce goods and services.
Physical capital includes land and raw resources that come from land.
What is physical capital?Physical capital is one of the three primary factors of production in economics. Physical capital is the machinery that is used to generate commodities and services. Physical capital refers to the concrete things that people have produced to help and support manufacturing. Physical capital comprises items like inventory, cash, equipment, and real estate. Capital goods are among the most crucial elements of a corporation's operation. A firm can typically maintain liquidity while growing operations with capital, which refers to tangible assets in a corporation and the method through which a company acquired its physical capital. When considering how firms have raised money, it is important to consider both physical capital and human capital.
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every summer, when peaches are in season, the price of peaches is very low. however, the beach house rental price is very high in summer. please apply the three-step approach to explain what happens in the peach market and beach house market, respectively. how does this decide whether this event shifts the supply or demand curve?
When the price of peaches is falling but at the same time the price for a beach house is rising, the change will be an increase in the demand due to the low peach price and a fall in the supply because of the high cost of the rent.
The supply curve shifts to the left and the demand curve shifts to the right.
The new market equilibrium will be at point B in the graph, with prices rising and quantities remaining the same.
The demand curve, in economics, is an image illustration of the relationship between product price and the amount of the product demanded.
It is drawn with a charge on the vertical axis of the graph and quantity demanded on the horizontal axis.
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during 2021, raines umbrella corporation had sales of $820,000. cost of goods sold, administrative and selling expenses, and depreciation expenses were $610,000, $85,000, and $115,000, respectively. in addition, the company had an interest expense of $54,000 and a tax rate of 21 percent. (ignore any tax loss carryforward provisions and assume that interest is fully deductible.) a. what is the company's net income for 2021? (a negative answer should be indicated by a minus sign. do not round intermediate calculations.) b. what is its operating cash flow? (do not round intermediate calculations.)
The company's net income for 2021 is for (a) - $84,000 and (b) - $85,000
What is net income?
Net income (also accumulated other comprehensive income, net income, net profit, bottom line, revenue synergies, or credit sales) in business and accounting is an entity's income less cost of goods sold, expenditure, depreciation and amortisation, interest, and taxation for an income statement. It is calculated as the sum of all revenues and gains for the period less all expenditures and losses, and it has also been characterised as the total gain in shareholders' equity resulting from a company's business. It differs from gross income in that it deducts only the cost of sales from revenue.
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the fisher effect equation can be used to determine the real interest rate. use this equation to determine the answer to the question. if the nominal interest rate is 0.0800.080 , and the inflation rate is 0.0350.035 , what is the real interest rate?
The real interest rate is 0.095. By deducting the inflation rate from the nominal interest rate, one can compute the real interest rate, which is the nominal interest rate less the inflation rate.
The relationship between inflation and both real and nominal interest rates is described by Irving Fisher's economic theory, the Fisher Effect. According to the Fisher Effect, the real interest rate is the nominal interest rate less the expected inflation rate.
Therefore, unless nominal interest rates rise at the same rate as inflation, real interest rates decrease as inflation rises.
The real interest rate can be calculated by deducting the anticipated inflation rate from the nominal interest rate, according to Fisher's equation. All of the rates are compounded in this equation.
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if a grievance is not settled by arbitration, the grievance procedure requires the grievant to file the grievance with a district court, who has the final word on the decision. question 19 options: true false
If a grievance is not settled by arbitration, the grievance procedure requires the grievant to file the grievance with a district court, who has the final word on the decision. is a False statement because Arbitration is the last step in the grievance procedure.
How are complaints settled?
Complaint method, in modern relations, process through which conflicts between individual laborers and the board might be settled. Common complaints might incorporate the advancement of one laborer over another who has status, arguments about occasion pay, and issues connected with specialist discipline.
What is the last move toward the complaint cycle on the off chance that it Can't be settled inside?
On the off chance that the complaint stays unsettled through the most elevated levels of the board inside the organization, numerous methods incorporate an arrangement by which an external referee might be brought in to determine the issue. Senior pioneers from the two sides are commonly associated with the discretion interaction.
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carolyn has an agi of $38,300 (all from earned income) and two qualifying children and is filing as a head of household. what amount of earned income credit is she entitled to?
Based on Carolyn's AGI, her filing as head of household, and her two qualifying children, the amount of earned income credit that she can get is $1,833.
How to find the earned income credit?The earned income credit that a person is entitled to can be found by the formula:
= Credit - Credit phase out over $19,030
The Credit can be calculated by the formula:
= Credit percentage x Maximum earned income eligible for credit for 2 qualifying income
= 40% x 14,570
= $5,828
The Credit phase out over $19,030 is:
= 21.06% x (AGI - $19,030)
= 21.06 x (38,300 - 19,030)
= $3,955
The earned income credit is:
= 5,828 - 3,955
= $1,833
In conclusion, the amount in earned income credit that Carolyn would is entitled to based on her AGI and her number of qualifying children is $1,833.
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live forever life insurance company is selling a perpetuity contract that pays $1,150 monthly. the contract currently sells for $72,000. a. what is the monthly return on this investment vehicle?
The monthly return on this investment vehicle will be 1.14%
What is monthly return ?
Period returns are scaled down to a period of 1 month to provide monthly returns. Investors can now compare the returns of various assets that they have owned for various amounts of time. (Closing Price on Last Day of Month / Closing Price on Last Day of Previous Month) - 1 is the formula for monthly return.
Why are monthly returns important?
The importance of monthly returns
The MFB may ensure that its accounting records are consistently kept up to date and that any unbalanced or unreconciled issues are promptly resolved by preparing returns on a monthly basis.
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reengineering's goals include all of the following except: question 5 options: increasing productivity optimizing value to shareholders achieving quantum results expanding functions eliminating unnecessary levels and work
Reengineering's goals include all of the following except expanding functions.
What is expanding function?Equations in mathematics have a connection to expanding functions. A function is expanded into a series, or infinite sum, via a series expansion. It is a technique for computing a function that cannot be represented using only basic operators (addition, subtraction, multiplication, and division).
The resulting "series" is frequently capable of being approximated by limiting its terms to a finite set. The approximation will be easier to understand if fewer terms from the sequence are utilized. Often, an equation using Big O notation may be used to explain the resultant error (i.e., the partial sum of the missed terms). Additionally, an approximation for non-analytic functions will be made using the series expansion on an open interval.
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although the world economy is much more integrated today than was the case 10 or 20 years ago, a variety of barriers still hamper free movements of people, goods, services, and capital across national boundaries. these barriers include
All of the listed barriers hamper free movements of people, goods, services, and capital across national boundaries. So option (d) would be the appropriate response.
Why is freedom of movement regarded as important?One of the single market's four fundamental freedoms, along with the freedom of movement of money, goods, and services, is the freedom of movement. These liberties were codified in the 1957 Treaty of Rome, which founded the European Economic Community, the forerunner of the EU (EEC).
After the Second World War, the concept of freedom of movement was first used to entice individuals to relocate in search of employment. A movable workforce was supposed to enhance the economy of the six founding members of the EU and possibly stave off further warfare on the continent.
Free-movement agreements allow workers to relocate from nations where there are few jobs to others where there are numerous jobs and a shortage of labor.
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The complete question is mentioned below :
Although the world economy is much more integrated today than was the case 10 or 20 years ago, a variety of barriers still hamper free movements of people, goods, services, and capital across national boundaries. These barriers include
a) legal restrictions.
b) excessive transportation costs.
c) information asymmetry.
d) all of the above
suppose you buy a share of stock at a price of $100 and a year later it is worth $125. suppose further that the rate of inflation for the year is 10%. if you are subject to a 15% capital gains tax, how much larger is your tax burden than it would be if you were required to pay taxes only on your real return?
The total tax burden required to pay taxes only on your real return is $3.75.
What is tax burden?In economics, the impact of a specific tax on the distribution of economic wellbeing is known as tax incidence or tax burden. Economists make a distinction between the entities that end up paying taxes and those that are first taxed. The difference between real earnings or utility costs before and after imposing the tax, accounting for how the tax affects prices, serves as a measure of the tax burden, which represents the tax's actual economic weight. The majority of the burden falls on consumers, not sellers, in the case of a 10% tax imposed on butter sellers but an 8% increase in market price as a result. The tax incidence should, in general, not go against the ideals of a just tax system, especially justice.
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question content area deferred revenue is revenue that is a.earned and the cash has been received b.not earned and the cash has not been received c.not earned but the cash has been received d.earned but the cash has not been received
Option (c) is the best choice. Deferred revenue is money that has been received but is not yet earned.
Describe deferred revenue with several instances.Unearned income, also referred to as deferred revenue, is the term used to describe advance payments a company receives for products or services that will be supplied or provided in the future. The prepayment recipient company reports the sum as a liability on its balance sheet known as deferred revenue. Money received in advance for goods or services that will be supplied later is referred to as deferred revenue. Rent payments made in advance or annual membership fees paid at the start of the year are common examples of deferred revenue.
Why are obligations for deferred revenue?Deferred revenue is a short-term liability account because, unlike a debt, it relates to goods and services that you owe clients rather than money that you owe them. To accurately record income and expenses in the period they really occurred, accounting often employs deferrals like deferred revenue.
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which of the following is true of the landrum-griffin act? a. it requires unions to establish bylaws and make financial reports. b. it prohibits employees from engaging in protected concerted activities. c. it prohibits employers from asking employees to sign yellow dog contracts.
The true statement about the Landrum-griffin Act is that it requires the unions to establish bylaws and make financial reports.
What is the landrum-griffin act?The Landrum-Griffin Act is formally known as the Labor-Management Reporting and Disclosure Act of 1959. It is a federal legislative response to widespread publicity about massive corruption and autocratic methods in certain American labour unions during the 1950s.
The purpose of the Landrum-Griffin Act was to protect the employees' union membership rights from unfair practices by unions whereas the similar National Labor Relations Act protected employee rights from unfair practices by employers or unions.
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what type of analytics takes past purchasing data as inputs into a model that recommends the best pricing strategy across all flights allowing an airl
prescriptive analytics is the answer .
What is prescriptive analytics ?
The technique of analyzing data to decide on the best course of action is known as prescriptive analytics. This kind of analysis results in suggestions for the following stages by taking into account all pertinent aspects. Prescriptive analytics is a useful tool for data-driven decision-making as a result.
Prescriptive analytics frequently use machine-learning algorithms to process enormous volumes of data more quickly—and frequently more effectively—than people. Algorithms search through data and offer suggestions depending on a particular set of requirements using "if" and "else" expressions. For instance, the algorithm may suggest extra training if at least 50% of customers in a dataset indicated that they were "extremely dissatisfied" with your customer support staff.
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which of the following statements regarding the flow of information from the adjusted trial balance on the end-of-period spreadsheet is true? a.the revenue and expense account balances flow into the statement of owner's equity. b.the asset and liability account balances flow into the statement of owner's equity. c.the revenue and expense account balances flow into the income statement. d.the owner's equity and drawing account balances flow into the balance sheet.
True statements regarding the flow of information from the adjusted trial balance are that the revenue and expense account balances flow into the income statement.
An adjusted trial balance is produced after any adjustments, and it displays the balances of the general ledger accounts. These adjustments frequently include depreciation, prepaid charges, accruing costs, and other non-cash expenditures.
The transactions a business makes throughout a single accounting cycle are recorded on an adjusted trial balance sheet. This can be done by collecting the balances of each account and eliminating information about transactions that didn't happen during the accounting cycle.
Despite the fact that the adjusted account balances will be included in the financial statements, the adjusted trial balance is not a financial statement. Both the adjusted trial balance and the unadjusted trial balance must have total debit balances that are equal to the total credit balances.
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the haircut for gbp and eur is 6%, while the haircut for zar and brl is 20%. there is no haircut for usd positions. what is the total haircut in usd on the positions in the accompanying spreadsheet?
Global strategic planning is the process of developing a multinational organization's strategic plan by examining its internal and external environments.
What is global business plan?The global business plan serves as a strategic guide on which the organization relies to make key business decisions as it enters an international market. Key stakeholders and investors use the global business plan to guide their investment decisions. Other global corporations include Hilton and Hyatt Hotels, Adobe, Cisco, 3M, Monsanto, and American Express. These businesses range from hospitality to technology and manufacturing. This demonstrates the existence of various types of global corporations. Include a definition of the nature and scope of your business, as well as the product or service you offer, in your global business plan. Outline the geographic area you've chosen and explain why it's a good fit for your company.To learn more about global business plan, refer to:
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ashburn company issued 16-year bonds two years ago at a coupon rate of 8.5 percent. the bonds make semiannual payments. if these bonds currently sell for 109 percent of par value, what is the ytm?
Ashburn company issued 16-year bonds two years ago at a coupon rate of 8.5 percent. the bonds make semiannual payments. the YTM is 7.44%
What is the YTM?Generally, the given parameters are
Future value = 100
present value = 109
Coupon,= 0.085 * 100
Coupon,= 8.5
Maturity 14 years
Therefore
YTM = [C + (FV-PV)/n] / (FV+PV)/2
Where
Future value is FV
present value PV
[tex]YTM= [8.5 + (100 - 109)/14] / (100+109)/2[/tex]
YTM = 0.0744
In conclusion, the YTM is 7.44%
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eli, a 42 year old computer expert, applied at a software firm, but he was not given the job. he was told that the firm was looking for someone who can design software for the younger generation who use mobile technology. which act did this firm violate?
From the given information, This firm violate Age discrimination in employment act.
The Age Discrimination in Employment Act (ADEA), a federal law in the United States, shields people 40 years of age and over from age-based employment discrimination. The ADEA cites the following instances of age discrimination in the workplace:
Not hiring someone because the company desires someone younger-looking in the position.If a person is given a poor performance assessment because they were too jaded or rigid to take on new tasks.A person is fired because management wants to hire and keep younger, less expensive employees.Refusing to promote someone because they believe they are "too old" or that the role needs "fresh blood."Most of the people laid off when a corporation announces layoffs are older, whereas younger employees with less seniority and less work experience are retained.Before letting someone go, supervisors or management made age-related comments about them, calling them "old," "over-the-hill," or "an old man or lady."Learn more about Age Discrimination in Employment Act (ADEA), here
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By providing passengers an upfront pricing quote for a ride, then actually charging that price for the ride, lyft is using which promotional strategy?.
As opposed to other drivers, priority mode will let you accept ride requests first. This shortens the time between rides, allowing you to earn more money overall, according to Lyft.
What is LYFT's marketing strategy?Lyft's marketing approach relies on a variety of communication channels, from direct emails and social media interaction to national broadcast commercials. Positive word-of-mouth among the current Lyft rider group helps Lyft as well.
The cost of a Lyft ride depends on the route and nature of the journey, as well as on-demand and availability. The cost of a ride will probably be greater than usual if numerous passengers in your neighborhood request one at the same time. Demand will likely be higher during rush hour, during significant local events, and when inclement weather occurs.
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costs that are capitalized as inventory during completion of products are called: multiple choice product costs. period costs. general costs. administrative costs. selling expenses.
Out of the choices provided above, it can be concluded to state that the costs that are capitalized as inventory during completion of products are called product costs. Therefore, the option A holds true.
What is the significance of product costs?The product costs can be referred to or considered as the costs that are in relation to the production of goods or services that are sold by an organization while being involved in the regular course of its core business activities.
The costs related to the products are derived only after they are capitalized as inventories of the firm when the production of goods is finished, and they are ready to be offered for sale.
Therefore, the option A holds true and states regarding the significance of product costs.
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what is a purchase return?multiple choice question.a purchase return is the cash discount given for early payment of an invoice.a purchase return is designed to shorten the payment period between the buyer and the seller.a purchase return refers to merchandise a seller acquires, but then returns to the buyer.a purchase return refers to merchandise a buyer purchases, but then returns to the seller.
A purchase return is when a buyer (either a business or an individual) returns goods that they bought to the seller for a refund or store credit, depending on the seller's policy.
Sales are sports-related to promoting or the range of goods sold in a given centered term. The shipping of a provider for a cost is also taken into consideration as a sale. The seller, or the company of the goods or offerings, completes a sale in response to an acquisition, appropriation, requisition, or direct interaction with the customer at the factor of sale. There's a passing of identifying (assets or possession) of the item, and the agreement of a fee, wherein settlement is reached on a rate for which a switch of ownership of the item will occur. The vendor, not the client, commonly executes the sale and it could be completed previous to the obligation of payment.
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What term refers to business organizations formed to control the supply of goods and services in an effort to drive up prices and profits?
A. mergers
B. bankruptcies
c. cartels
D. tariffs
When a business organization is formed to be able to control supply such that they can drive up prices and profits, this is called a C. Cartel.
What are cartels?Cartels refer to a business organizations which are a conglomeration of different organizations that are influential in an industry. By coming together and pooling operations, these organizations are able to influence the prices of goods and services.
This is simply because they control the flow of goods and services. And by controlling this supply, they decide the price. They could then drive up these prices to make more profit.
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assume the following: beginning finished goods inventory $ 10,000 ending finished goods inventory $ 14,000 cost of goods manufactured $ 52,000 overapplied overhead $ 2,200 what is the adjusted cost of goods sold?
The adjusted cost of goods sold is $45800
What is cost of goods sold (COGS) ?The direct costs at which the products are produced and later sold by business are regarded as its cost of goods sold (COGS). It does not include indirect expenses, such as those related to the sales force and distribution.. Cost of sales is a distinct name used for cost of goods sold."
COGS is a crucial accounting statement metric since it is used to compute a company's gross profit by deducting it from its revenues. Gross profit, a metric of profitability, assesses how effectively a business uses its labor and resources throughout the process of production. COGS is listed as a cost because it is an operating expense.
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suppose a resource has setup times and a setup time must be incurred each time the resource switches production to a different product. requiring the resource to make a new product (that requires its own setup) is likely to have what effect on the process?
Although the process must now carry an inventory of the new product, the inventory for the existing goods stays unchanged. It is expected that inventories of all products will rise.
Work in the process, also referred to as products-in-process, is the process through which raw materials are converted into finished commodities. JIT manufacturing is a production strategy in which products are produced only as needed rather than in excess or before demand. JIT is a strategy that businesses use to boost productivity, cut costs, and accelerate product delivery.
This enables your management to concentrate on streamlining procedures and creating top-notch products. Less defective, higher-quality items increase customer satisfaction and cut down on waste.
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What was the economic foundation of colonial rule in mexico and peru? how did it shape the kinds of societies that arose there?.
In Mexico and Peru, commercial agriculture was the economic foundation of colonial rule. Silver and gold mining was also the economic foundation of colonial rule in Mexico and Peru.
What is commercial agriculture?Commercial agriculture, also known as agribusiness, is a cropping method in which crops and livestock are raised in order to sell the products on the market and profit.In Mexico and Peru, commercial agriculture was the economic foundation of colonial rule. Silver and gold mining was also the economic foundation of colonial rule in Mexico and Peru. Because there was a very distinct social order in the society, this economic foundation greatly shaped the types of societies that arose.Commercial farming necessitates the use of modern technology, specifically heavy machinery, irrigation methods, chemical fertilizers, and pesticides. Crops that are in high demand in commercial farming are those that must be exported to other countries.To learn more about commercial agriculture refer to :
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the difference between a broker and a dealer is group of answer choices brokers bring together buyers and sellers, but carry no inventory; dealers stand ready to buy and sell from their inventory. dealers sell drugs; brokers sell houses. brokers transact in stocks and bonds; currency is bought and sold through dealers. none of the options
The difference between a broker and dealer .a dealer is that brokers bring buyers and sellers together, but they don't have any inventory. Sellers are ready to buy and sell from their inventory.
Dealers are those representatives who work for themselves. In the financial market, dealers can be both private individuals and legal entities that allow them to trade financial assets themselves. Opening business opportunities for others is the job of a broker. In addition, commission brokers can be either people or businesses.
In the context of the financial market, the key difference between a dealer and a broker is that dealers may hold some inventory while engaging in their own trading. They buy and sell using their inventory. Brokers have no inventory of their own as they are only financial intermediaries who can connect two dealers. As a result, brokers own no inventory of their own; instead, they only search for the right customers and sellers.
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describe the type of international monetary system that is currently in use. what advantages do proponents of this type of system cite in support of its use? what disadvantages do its opponents cite?
A controlled flexible exchange rate system, also known as a managed float, is the term used to describe the current international monetary system. The forces of supply and demand for the different currencies determine the exchange rates in this flexible system.
What is monetary system?
A monetary system is a group of laws, guidelines, and organisations that the government uses to produce money for an economy. The mint, the central bank, the treasury, as well as other financial institutions are examples of such organisations. Commodity money, money based on commodities, and fiat money are the three most common types of monetary systems.
The Three Monetary System Types:
Communal Currency:
This is composed of valuable commodities, such as precious metals.
Money based on commodities:
This derives value from the a commodity but does not require routine handling of the commodity.
Fiat Currency:
In this monetary system, the money is declared to be legal tender, meaning that the government backs its intrinsic value.
Nations do, however, occasionally enter this same foreign exchange market to start changing exchange rates. The managed flexible exchange rate system's proponents contend that it permits countries to pursue their own monetary policies, that it resolves trade issues without trade restrictions, and that it is flexible enough to allow for simple shock adjustment. Opponents of this kind of system contend that it encourages inflation, increases exchange rate uncertainty and volatility and corrects trade deficits years after a currency depreciation.
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all major decisions and authority are under the control of the project manager in a: functional structure. project structure. matrix structure. process structure
In a project structure, all major decisions and authority are under the control of the project manager. Thus option (b) i.e. 'project structure' holds the correct answer.
A project structure provides the framework within which the development efforts are accomplished. In project structure authority lies with project managers rather than with department heads.
In the project structure, an enterprise organizes its organization around specialized teams working on particular projects. For example, team members from different departments are assigned to different projects under different managers based on the requirement of the specified time.
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frequent deposits and checks in rounded and the same amounts, short time lags between deposits and withdrawals, and a low average balance compared to high levels of deposits, are all characteristic signs of a(n)
The above mentioned are all characteristic signs of Check kiting.
Check kiting or cheque kiting is a shape of check fraud, involving taking advantage of the go with the flow to utilize non-existent finances in a checking or different financial institution account. on this way, in place of being used as a negotiable device, checks are misused as a form of unauthorized credit.
Additionally known as flagging, check kiting is a shape of check fraud. It makes use of waft (the time it takes for a take a look at to clear) to make use of non-existent money in a bank account. In essence, kiting turns horrific assessments into a form of unauthorized credit score, and that's horrific information for banks.
Take a look at kiting, fraud dedicated in opposition to a banking organization wherein get admission to is won to deposited price range in a single account earlier than they can be gathered from another account upon which they're drawn. The scheme typically entails numerous checking debts at several distinctive banks.
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an employee recently retired, and the employee received an exit interview, returned a company-issued laptop, and had company-specific programs and applications removed from a personal pc. evaluate this employee's offboarding process and determine what, if anything, remains to be done.
It is required to disable the employee's user account and privileges.
Since the employee recently retired, the individual underwent an exit interview, returned a laptop that was provided by the employer and had company-specific software uninstalled from a personal computer. All of this points to an appropriate offboarding procedure. Additionally, the user account and rights of the employee must be disabled.
Resetting the employee's email password is crucial once they leave. Data loss could occur if this offboarding method is not followed, which would have major repercussions. Up until their account is cancelled, active contacts will still be able to access the organization's mail and other vital portals. To prevent access to any modules or information, it is advised to remove the user's permissions while their account is still active. This way, all internal administrative tasks pertaining to the user can be finished before their account is deactivated leading to an efficient offboarding.
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