Discuss 6 reasons why banks fail in Ghana and proffer solutions to redeem the banking sector from these 6 cancerous roots in your opinion.

Answers

Answer 1

The six reasons why Ghana's banks are in crisis include poor management, an increase in delinquent debts, corporate governance, among others. These can be overcome if regulation is improved and banks receive more resources.

The six reasons why Ghana's banks are in crisis include

In the last years, banks in Ghana have been through a deep crisis that has affected different sectors of society. This crisis has multiple causes that include:

Increase in delinquent debts: Hundreds of users ask for loans but they do not pay on the due date.Lack of economic resources or undercapitalization: Banks in Ghana have great debts but few resources.Poor management: There are serious managing problems within banks that do not allow them to be profitable.Corporate governance: Issues in the rules and protocols followed by banks.Control of private sectors over government or public banks: In the last years, the private sector has overtaken banks that belonged to the government or indigenous tribes.

-Regulatory issues: Laws that regulate all banks are not efficient and they do not address the crisis.

Moreover, these six negative roots of the Ghana banks crisis can be overcome if:

The general regulation for banks is adapted to meet the new situation.Banks improve their internal management and regulation.Loans are only approved if the user can pay them by the due datePrivatization is stopped or minimized.Banks receive economic resources from the government or other official entities

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Related Questions

ANSWER FAST PLEASE 20 POINTS! A student noticed that when he charged a balloon, it was attracted to the wall. He tried to put another charged balloon on the wall close to the other balloon, but it would not stick. What is the best explanation as to why this happened? (2 points) a The charged balloon that was already on the wall did not attract the balloon, and it fell. b There were too few remaining positive charges in the room to transfer to the second balloon. c When the second balloon was placed close to the first balloon, the charge of that balloon repelled it. d When the second balloon was placed on the wall, it took on the charge of the wall.

Answers

Answer:

i think c aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa

                                                                   

The best explanation as to why the second balloon did not stick to the wall was-

C. When the second balloon was placed close to the first balloon, the charge of that balloon repelled it.

This is a phenomenon of static electricity.

What is static electricity?

Static electricity is a charge imbalance within or on the surface of a material or between materials. The charge remains until it can be removed by an electric current or electrical discharge. Static electricity is distinguished from current electricity by the fact that the electric charge flows through an electrical conductor or space and transmits energy.

The wall has a higher positive charge than the balloon. Because opposites attract, the balloon will stick when the two come into contact (positive to negative).

However, when the second balloon arrived, the charge of the first balloon repelled it, preventing it from sticking to the wall.

Therefore, option C is correct.

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is the maya society best described before the arrival of Europeans ​

Answers

Answer:

Before the arrival of Europeans, there were some major civilizations already thriving in Central America. Maya society, like many others in the world, was based around a class system.

Explanation:

hope this helps you sorry if it doesn’t

During the __________ European society was divided into higher and lower classes a) Vikings b) Byzantine c) Romania d)Greece

Answers

Answer:

Pretty sure its B, but definitely not A or D. Wait for another answer to confirm

Explanation:

how many babies have been aborted since it was legalized

Answers

More than 62 million

Ano-ano ang mga kinakaharap na suliranin nang ating komunidad

Answers

Answer:

coronavirus

walang pasukan

at wearing face mask

iba't-ibang kinakaharap sa ating komunidad...

I
2. Which of the following is an accurate statement about marriage in ancient
Egypt?
A Wornen were required to marry
B. Women usually married around age 16
C. Women could not divorce their husbands
D. Women kept their dowry if they divorced

Answers

Answer:

A

Explanation:

I learned that in 6th grade social studies a few years ago

the inability to see a problem from a new perspective is called

Answers

Answer:

Fixation: An inability to see a problem from a fresh perspective. This impedes problem solving. An example of fixation is functional fixedness.

when natalia attributed her failing a history exam to poorly written test questions, her judgment was affected by ____________.

Answers

Self-serving bias.



Hope this helps!

Lenders use credit agencies to determine:

An applicant's credit score

An applicant's credit history

Whether an applicant has any outstanding debt defaults

All the above

Answers

Answer:

All ofcthe above

Explanation:

Scientists who invented the microscope for the first time? ​

Answers

Answer:

Hans and Zacharias Janssen invented the first so-called compound microscope in the late 16th century.

which occurred during the great depression? check all that apply.

Answers

Answer:falling wages, plummeting growth, surging unemployment

please help me with this

Answers

1. Bubonic
2. Pneumonic
3. Septicemic

Now all you need to do is search up characteristics of each 3 listed forms to describe it in your document! :} hope this helped!

Suggest THREE reasons you believe or do not believe that mothers should not work but stay at home​

Answers

Answer:

Hi and here is your answer!

Explanation:

BELIEVE: Today we are presented with the question,should mothers stay at home and not work?My answer to this particular question is yes,Mothers hould stay at home and not work. To support this claim I have three reasons. One, if the mother stays home and doesn’t work,she can take care of the children and clean the house,resulting in a tidier house and taken cared of children.Two, mothers would feel overworked if they were to go to work then take care of the kids which would make them feel overly exhausted. Last but not least,three the mother would have the chance to bond with her children and learn new things along the way, learning different recipes when cooking dinner, how to take care of a specific child, and cleaning hacks.

DO NOT BELIEVE: A particular question has been presented upon me, should mothers stay at home or go to work? My answer to this question is no,mothers should go to work and not stay at home.I have come up with three reasons why I believe this claim to be true. One, more money is coming in if both parents work,meaning they can afford more stuff and pay off their mortgage earlier than with the mother being at home. Two, the mother can learn and experience new job offerings that may show some sort of appeal to her. For example if the mother s interested in cooking she can be a restaurant chef or if she is likes to paint,she can be an artist.And Finally three, if the mother goes to work she wouldn’t have to deal with her kids that cry and scream all day and she would receive a break from them.

REVISE IF YOU DO NOT WANT TO BE COPYWRITED

Hope this helped

Plz mark brainliest

Dont forget to smash that heart at the bottom <3

Have a great day!

which design principle is the subject of a photo or image

Answers

Answer:

Im not really sure what this question is asking... but this is what i found.... Framing refers to how the primary subject of a design is placed in relation to other elements on the page. It's most often heard referred to in cinematography or photography, with how the main focus of an image is placed within the overall image.

Explanation:

When did the first crusade begin? Who called for this crusade in a speech?

Answers

Answer:

On November 27, 1095, Pope Urban II makes perhaps the most influential speech of the Middle Ages, giving rise to the Crusades by calling all Christians in Europe to war against Muslims in order to reclaim the Holy Land, with a cry of “Deus vult!” or “God wills it!”

How does anthropology, political science, and sociology help you understand society, culture, and politics

Answers

Answer:

Sociology and cultural anthropology provide the critical perspective needed for studying the social and cultural arrangements in which people live, for understanding how societies function, for investigating the conditions under which people change their institutions, and for describing the modes and conditions of.

3: How does the Huang He negatively impact the people of China? It enriched the soil for
farming hurt china by flooding and causing destruction

Answers

Explanation:

Huang He floods, (1887, 1931, 1938), series of devastating floods in China caused by the overflowing of the Huang He (Yellow River), the country’s second longest river. These three floods collectively killed millions and are considered to be the three deadliest floods in history and among the most destructive natural disasters ever recorded.

which concept is an inherent in the muslim belief system?

Answers

Answer:

allah

Explanation:

Dear newcomers,

Congratulations! You three have been chosen to join me in Texas. Though, there are a few regulations that you may want to follow.

You must be Catholic, or convert to Catholicism.
You must be of good or moral character.
You’ll have to improve the land.
You must cultivate the land within two years or it will be forfeited.

Now, for each and every one of you, there is a reason as to why you have been chosen.

Josiah Willis

Mr. Willis, you have been chosen for the reason that you are a successful blacksmith of fourteen years. You also seem to have a good family, which will help you gain more land for your duties. I’m sure that your hard work will pay off greatly.

Rose Carter

Ms. Carter, you have been chosen for your gun skills. You also lack fear of hard work. I do believe that, if so, your attitude is another possession that shows confidence, once is an attitude that I somewhat admire. Ms. Carter, if you do have the confidence of a lion, then use that confidence and make a story in Texas.

Richard McNally

Mr. McNally, your farming skills is something that I praise, or moreover, endear. Sir, if you will, use that talent of yours and use it with pride and confidence in Texas. I’m sure that your story will be one for the years to come.

What do y’all think? (For an essay that was supposed to be written by Steven F. Austin)
Also, give me the truth. I am not sensitive to any “It’s bad, you should change some things.”
Trust me, I’m a Author. I’m used to that lol.

Answers

Answer:

I think it's pretty good! I'm not sure if you indented though? But I'm guessing this is written like in letter form/informally so that's pretty good. I don't think you should change anything! Also you should elaborate on the you must be catholic or convert to Catholicism. (kind of like what the other person who answered said). Maybe you could say why?

Explanation:

Can I have brainliest? It would help me out, if not thanks anyways! Hope this helped and have a nice day!

which aspect of the strong interest inventory answers the question, which careers might fit me best?

Answers

Noone on this thing knows to show the multiple choice man

Animation is the interactive component of a multimedia presentation. True or False

Answers

Answer:

of course yes

Explanation:

it allows the user to control, combine, and manipulate different types of media, such as text, sound, video, computer graphics, and animation.

True because it’s a true statement bro

Which of the following is an example of a presidential check on the judicial branch?

A. Confirming a nominee
B. Issuing a pardon
C. Impeaching a federal judge
D. Vetoing a bill​

Answers

A AND C Have a nice day
A & C

Please mark as brainliest!

3. Select the three main regions of eastern North America.
Appalachian Mountains
White Top Mountain
Atlantic Coastal Plain
Piedmont
Isthmus of Panama

Answers

Answer:

White Top Mountain, the Atlantic Coastal Plain, and Piedmont are the three main regions of eastern North America.

Explanation:

The three main regions of eastern North America are the Appalachian Mountains, Atlantic Coastal Plain, and Piedmont Therefore the correct option is A,C and D.

The Appalachian Mountains span from the northeastern part of the United States down to northern Alabama, and are known for their stunning natural beauty and diverse wildlife. The Atlantic Coastal Plain stretches along the eastern seaboard, from Massachusetts to Florida, and is characterized by its low-lying landscape, sandy beaches, and marshy areas.

The Piedmont region lies between the Appalachian Mountains and the Atlantic Coastal Plain, encompassing areas of several states, including Virginia, North Carolina, and Georgia. It is characterized by rolling hills, fertile soil, and a mixture of forests and farmlands. These three regions together contribute to the unique geography, ecology, and culture of eastern North America.

Hence the correct option is A,C and D.

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Question 6
5 pts
This is the role that all people play in government by helping make public decisions. This varies from
country to country.
o Citizen Participation
O Being a member of Parliament
O Democratic Standard
Being a member of Congress

Answers

Answer:

democratic standard

this is because every country must include their citizens in decisions

what should be changed to make the following sentence true? "a prototype is a category or grouping of linguistic information, objects, ideas, or life experiences."

Answers

"A prototype is a category or grouping of linguistic information, objects, ideas, or life experiences." The word "prototype" should be changed to the word "concept."



mark as brainliest

have a great day :)!

Concepts are divisions or collections of linguistic data, pictures, thoughts, or memories, such as past events. In many ways, concepts are broad ideas that are created by seeing details, classifying them, and putting them together into cognitive structures. The word "concept" should be used instead of "prototype."

What are concepts?

Abstract ideas are referred to as concepts. They are recognized as serving as the conceptual cornerstones of principles, thoughts, and beliefs. They are crucial to every facet of cognition.

As a result, a variety of academic fields—including linguistics, psychology, and philosophy—study concepts. These fields are particularly interested in the logical and psychological underpinnings of concepts as well as how they are combined to create thoughts and sentences.

Conceptual research has played a crucial role in the development of the interdisciplinary field of cognitive science.

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why are supreme court nominees seen as an extension of the presidency?

Answers

Answer:

Article II section 2 of the Constitution states that the Presidents "shall nominate, and by and with the Advice and Consent of the Senate, shall appoint ... Judges of the Supreme Court..." U.S. Const. art.

Explanation:

what is the difference between a conformal map and an equal area map?

Answers

Answer:

While equal area projections maintain a true ratio between the various areas represented on the map, conformal projections preserve angles and locally, also preserve shapes. All map projections show some kind of distortion in the areas that are far from the projection center. The distortion may be of angle, area, shape, size, distance, or scale.

Explanation:

The two different types of maps are the conformal map and an equal area map. The main thing about the equal area map is that the map has an equal dimensional area of the Earth which is being represented on the Earth. The conformal maps are those that have angles being created in the linear stage.

What is the difference between a Conformal map and an Equal Map?

The Conformal maps are the projection of the Earth on the map with the help of the Conformal transformation and the Conformal preservation and the formation of the meridian, which is being formed over the linear angles, which are being readily generated.

The shapes in the Conformal maps also signify the ways and means of shaping the earth depending on the shape present over the map itself.

The Equal Map or the Equational map also helps in the preservance and formation of a map with equal dimensions almost everywhere.

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contemporary psychology is best defined as the science of

Answers

Answer:

Behavior and mental process.

What domestic challenges do African entrepreneurs face tha impede their success? Choose all that apply. A) a lack of skills training B) a lack of access to funding a lack of necessity for new inventions D) a lack of opportunity for entrepreneurs E) a lack of support services and infrastructure​

Answers

Considering the available options, the domestic challenge African entrepreneurs face that impedes their success is "a lack of support services and infrastructure."

This is evident in that most African countries are developing and underdeveloped countries which lack many support services and infrastructure.

In Africa, there are insufficient support services such as modern training, marketing assistance, proper networking, tax preparation, etc.

And there also lack or insufficient infrastructures such as stable electricity, good road networks, etc.

Hence, in this case, it is concluded that the African entrepreneurs face "a lack of support services and infrastructure" in their business ventures.

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what was the initial purpose of the legal status of incorporation

Answers

Answer:

to confer privileges to organizations embarking on expensive projects explicitly designed for the public good,

Explanation:

to confer privileges to organizations embarking on expensive projects explicitly designed for the public good, such as universities, municipalities, and major public works projects. The business corporation was something new.

Other Questions
Which of these factors are responsible for the data shown on the graph? Check all that apply. increased usage of machines for farmingdecline in population increase in industrializationdecline in common land for farming fewer nonfarm jobs available Answer.-Why is Democritus important with regard to atomic theory?-Daltons atomic theory was the first:-What subatomic particle did JJ Thomson discover?-In 1913, Neils Bohr proposed a new atomic model known as the _________ model, which is patterned after the solar system.- List the 4 principles of Bohrs model:a. b. c. - In 1926, Erwin Erwin Schrdinger used mathematical equations to describe the likelihood of finding an ________ in a certain position. This atomic model is known as the _________________________ model of the atom.-In 1932, James Chadwick discovered the ____________.-Since 1932, the atomic theory has been further enhanced by the concepts that protons and neutrons are made of even smaller units called _________-Everything in the universe (except energy) is made up of ______________________ .-Therefore everything in the universe is made up of ___________________.-An atom itself is made up of three tiny kinds of particles called subatomic particles: ___________, ________________ and __________________ .The protons and the neutrons make up the ________________ called the nucleus.The _____________________ fly around above the nucleus in a small cloud. The electrons carry a ________________ charge and the protons carry a ___________________charge.In a normal (neutral) atom the number of protons _____________________ the number of electrons. explain the adaptations of the kidney nephrons to their duty(give three at least) Why do we have high and low tides? need an answer asap!! Explain why a hydrogen atom doesnt have a neutron in its nucleus. $43.54 divided by 15.5 = help me plz im failing!!!! Which graph represents the polynomial function f(x)=x3 4x24x16? D. How is the energy produced by respiration stored? What did you find compelling about this painting by Tavernier? which egyptian ruler built many new temples during the new kingdom period? (381)/(324)rationalize the dominator and simplify asap pls help me i will give 30 points I need help what force is needed to make a ball fall on earth if it had a mass of 13kg I'd appreciate if someone could help me thank you Who is the Father of the Periodic Table? someone hurry i need to know this question How to find t=3,500(1.10)^100, round to the nearest whole number obese children are, for the first time, being diagnosed with what medical condition that was believed to occur almost exclusively in adults? SHOW ALL WORK : A metal bar has a length of 5.0 cm, a width of 3.0 cm, and a height of 1.0 cm. What volume of water, measured in deciliters, would this bar displace?