Various reasons have been found as the source of bank failure in Ghana; 6 reasons among these several reasons include Lack of corporate governance and Bad loans.
Other reasons why banks fail in Ghana include the following:
Inefficient regulatory practicesFake licenses processLow capital basePoor credit risk.The solution to restoring the banking sector from these six cancerous roots are following:
The Central Bank of Ghana should ensure all the banks in Ghana have a specific amount of capital to run their banking services to avoid undercapitalization.All the banks should ensure they carry out a necessary credit risk analysis before discharging credit to customers.The Central Bank of Ghana should make the licensing process open and fair while putting heavy sanctions on banks with fake licenses.The Central Bank of Ghana should also check the bank operations report periodically to know if they are working under established standards.All the Banks in Ghana should be encouraged and mandated to operate based on established corporate standards.Banks in Ghana should always access the loan or lending operations to manage their capital very well.Hence, in this case, the Bank's failure in Ghana can be redeemed if the proper strategies are in place.
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Agribusiness Systems
Test
Unt To
Act
TIERRING
012854
Which option identifies the concept being utilized in the following scenario
A cereal manufacturer is planning to improve its facility by reparing the paingots and installing
lighting for a cost of $50,000. They determine that, given a 5 percent interest rate, with a $10.000
payment, it would take them 10 years to break even
payback period analysis
time value of money analysis
discounted payback
period analysis
discount rate of return analysis
What concept is being used
Match the term with the correct definition.
Question 25 options:
type of reaction that has occurred in a flask when it becomes warmer
components are present in a fixed ratio
the carbon-oxygen bond is an example
type of reaction from rotting tree
tastes bitter
tastes sour
gold is an example
the lithium-bromide bond is an example
type of reaction from forest fire
type of reaction that has occurred in a flask when it becomes colder
compounds are present in an unfixed ratio
1.
ionic bond
2.
covalent bond
3.
exothermic reaction
4.
endothermic reaction
5.
combustion reaction
6.
decomposition reaction
7.
compound
8.
element
9.
mixture
10.
acid
11.
base
Answer:
i wish i knew
Explanation:
sorry
Im sorry but these are the only few I know, or at least think they are correct;-;
Answer:
3.
type of reaction that has occurred in a flask when it becomes warmer: exothermic reaction
8:
gold is an example: Element
10:
tastes sour: acid
2:
the carbon-oxygen bond is an example: covalent bond
4:
type of reaction that has occurred in a flask when it becomes colder: endothermic reaction
Overinflated tires are more prone to _____.
A. hydroplaning
B. deflating slowly
C. blowouts
D. catching on fire
Answer:
Blowouts
Explanation:
It is because it pops easier
blow outs its easy to explode
The DuPont equation Corporate decision makers and analysts often use a particular technique, called a DuPont analysis, to better understand the factors that drive a company’s financial performance, as reflected by its return on equity (ROE).
a. True
b. False
Answer:
true i think
Explanation:
Read the passage. Then answer the question that follows. Nikia designs and produces board games that she sells online. She formed a small company and hired two employees to help design, carve, and paint the individual pieces for each game. Because it takes so much labor to produce each game, the company completes and sells only a few games per month, and each one costs a lot of money. After some research, Nikia purchased a 3D printer that can produce game pieces much more quickly than a person can Which answer BEST represents how Nikia's investment in capital goods will affect the market for Nikia's board games?
O an increase in demand
O a decrease in demand
O an increase in supply
O a decrease in supply
I would say the C. is the correct answer, because if the 3D Printer prints the pieces faster, the games are sold more frequently. I hope this helps, and that it makes sense to you.
every business has the same code of ethics? T or F
Answer:
false
Explanation:
A fixed resource is one that
Answer:i think its 4
Explanation: i do not really know
While in the restroom, you overhear your boss telling a colleague that Bob is going to be laid off at the end of the quarter in about two weeks time. Bob is a good friend of yours. Do you tell him? its about leadership
Answer:
While in the restroom, you overhear your boss telling a colleague that Bob is going to be laid off at the end of the quarter in about two weeks’ time. Bob is a good friend of yours.Do you tell him? Why or why not?a.Response/Approach: UTILITARIANISMi.As a good friend you are, you could HIGHLY encourage Bob look for a newjob and infer that you heard that there are budget cuts going to be happening and “anyone” could be “laid off.”7.One of the newest salespeople in your division is a real goof-off, never showing up for work on time, distracting other people with his antics and so on. You complain about him to your boss, who tells you the kid is the son of the company president. Your boss instructs you not only to leave the new guy alone but also to make his sales numbers look good by throwing him some no-brainer accounts. What do you do?a.Response/Approach: INDIVIDUAL RESPONSIBILITESi. As an employee of this company, you have the responsibility to report thisto a someone of higher status than just your boss. If your boss isn’t takingthe situation seriously, you need to stand up and tell higher authorities.ii.There is surely more people that are aware of this and if everyone aware backs you up, you can’t be fired or punished because then things would “become personal” and that can become a bigger issue that the presidentof the company is probably willing to deal with.
Explanation:
Utilitarianism is a moral philosophy, As a close buddy, you may strongly advise Bob to look for a new job infer that you heard budget cuts.
What exactly is utilitarianism?Utilitarianism is a moral philosophy that favors activities that promote happiness or pleasure while opposing actions that cause misery or harm. A utilitarian ideology would seek the good of society as a whole when used to make social, economic, or political decisions.
As a close buddy, you may strongly advise Bob to look for a new job and infer that you heard budget cuts are coming and "anyone" could be laid off.
Therefore the above explanation aptly describes the solution to the scenario.
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Explain why it is important for future managers to have global mindset ? Please help me, Thanks beforehand <3
Answer:
The main benefit of a global mindset is the organization's ability to combine speed with an accurate response. The organizational global mindset can bring about benefits that can manifest themselves in one or more competitive advantages.
Explanation:
Having an international mindset has not only proven to help boost productivity, profits, and project collaboration within the business, it also equips you with the tools and strategies to communicate effectively within the business and with international colleagues and understand how you can make a global impact .
According to new research published by the Harvard Business Review, a 'global mindset' is what candidates need to be successful in a global role in which they will need to be capable of adjusting to different environments and have the ability to work effectively with international colleagues.
Help it's due today
7-9
A substance made up of two or more elements that have been chemically combine is called Question 15 options: an element an atom a compound a mixture
Answer:
The answer is a Compound.
Hope this helps
Explanation:
I know cause i took the test and got it right, btw I'm in 8th grade so you may have a different answer for whatever grade level you are in.
A negative balance in the current account means that
a trade deficit definitely exists.
a trade surplus definitely exists.
the total amount of goods, services, and transfer payments flowing out of the economy is more than the total amount flowing in.
more is being spent on domestic goods than foreign goods.
the capital account is negative.
Answer: There are two categories in the BOP: the current account (CA) and the capital and financial account (CFA). If a transaction creates a liability, like selling a bond to another country, that gets counted in the capital and financial account. But if a transaction doesn’t create a liability (like the fancy red cars), the transaction gets counted in the current account.
Anything that occurs in one account is offset by the opposite happening in the other account. For example, if the current account increases by \$100$100dollar sign, 100, the capital and financial account must decrease by \$100$100dollar sign, 100. The fact that an entry in the current account is offset by an entry in the capital and financial account creates the mathematical identity:
Explanation:
Give an example of a skills training and explain
Answer:
Skills training is designed to provide employees with the targeted training they need to gain the knowledge and abilities necessary to fulfill the specific requirements of their job positions. some examples of skills training are:-
Adaptability. ...
Teamwork. ...
Creative Problem-Solving. ...
Time Management. ...
Conflict Management. ...
Positivity.
Which word names the way the different parts of language are arranged?
Gramma
Pronunciation
Structure
Diction
Which employees should be aware of how to turn off power to a shop in an emergency?
Managers
Owners
Contractors
All workers should know how to turn the power off in an emergency.
Answer:
Last one.
Explanation:
All the workers should know how to turn off the power in an emergency. Just in case there isn't one, there is the other.
An analyst predicted last year that the stock of Logistics, Inc., would offer a total return of at least 10% in the coming year. At the beginning of the year, the firm had a total stock market capitalization of $10 million. At the end of the year, its market cap was $12 million even though it experienced a loss, or negative net income, of $2.5 million. Did the analyst's prediction prove corrct? Explain using the values for total annual return.
The total rate of return for the firm is %. (Round to two decimal places.)
Did the analyst's prediction prove correct? (Select the best answer below.)
A. Yes, the analyst's prediction is correct because the firm's total rate of return is even higher than the predicted one regardless of the negative net income.
B. No, the analyst's prediction is incorrect because the firm had a negative net income even though its total rate of return is higher the predicted one
C. Yes, the analyst's prediction is correct because the firm's negative net income was fully recovered by the positive annual rate of return.
D. No, the analyst's prediction is incorrect because the firm had a lower total rate of return than the one the analyst predicted.
The analyst's prediction was correct because the total return from the market capitalization of Logistics, Inc. increased to 20% from 10%.
A. Yes, the analyst's prediction is correct because the firm's total rate of return is even higher than the predicted one regardless of the negative net income.
Data and Calculations:
Total return predicted by analyst = >10%
Total stock market capitalization at beginning = $10 million
Total stock market capitalization at ending = $12 million
Increase in market capitalization witnessed during the year = $2 million ($12 - $10 million)
Return for the year based on market capitalization = 20% ($2/$10 x 100)
Net loss for the year = $2.5 million
Thus, the analyst's prediction was correct because the total returns recorded at the end of the year was 20%, which was more than 10%.
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Starting a small business is a challenging endeavor—what are some important factors that contribute to the success of a small business? What are some of the first steps that should be taken if someone is interested in starting a small business?
Answer:
Business licenses and permits issued by the state and municipal governments.
Equipment.
Legal expenses, particularly if you intend to incorporate.
Insurance for businesses.
Creating a brand and a website.
Market research is essential.
Inventory.
Publicizing.
Explanation:
Describe your business concept and future ambitions in your vision. Describe the sort of business you're starting, how you want it to expand in the coming year, and where you want to be in five years.
Mission: Describe the products and services you want to offer, your target market, and your unique selling proposition (what you will offer that your competitors do not). Take note of if you intend to be a home-based business that sells mostly online or if you intend to have a physical presence.
Pricing Strategy: You must create a competitive rate that will attract consumers while still allowing you to make a profit. This part should also provide a forecast of your company's earnings and costs.
An entrepreneur is a person who__a business venture.
assumes the risk for
organizes
does not get involved in
operates
Answer:
assumes the risk for organizes
Explanation:
because in every business there is profit or loss if we don't take risk how we achieve our goal
A style guide, such as an MLA manual, will assist you in:
a
Correctly using grammar and punctuation
b
Helping you check your spelling
c
Formatting your references correctly
d
None of these are correct uses for style guide
Answer:
d
Explanation:
A style guide, such as an MLA manual, will assist you in "None of these are correct uses for style guide". The correct option is D.
A style guide like an MLA manual, serves multiple functions beyond grammar, punctuation, spelling or formatting references. It provides a structured framework for consistency in various communication aspects.
It guides writers in maintaining a uniform tone, style, and formatting across documents, ensuring clarity and professionalism.
The guidelines for layout, headings, citations, and visual elements, a style guide supports effective communication, fosters credibility, and aligns written materials with a specific purpose or brand identity.
Therefore, the correct option is D.
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Leach Inc. experienced the following events for the first two years of its operations: 2016:
1. Issued $10,000 of common stock for cash.
2. Provided $78,000 of services on account.
3. Provided $36,000 of services and received cash.
4. Collected $69,000 cash from accounts receivable.
5. Paid $38,000 of salaries expense for the year.
6. Adjusted the accounting records to reflect uncollectible accounts expense for the year. Leach estimates that 5 percent of the ending accounts receivable balance will be uncollectible.
2017:
1. Wrote off an uncollectible account for $650.
2. Provided $88,000 of services on account.
3. Provided $32,000 of services and collected cash.
4. Collected $81,000 cash from accounts receivable.
5. Paid $65,000 of salaries expense for the year.
6. Adjusted the accounts to reflect uncollectible accounts expense for the year. Leach estimates that 5 percent of the ending accounts receivable balance will be uncollectible.
Required
a. Record the 2016 and 2017 events in general journal form and post them to T-accounts. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)
b. Prepare the income statement, statement of changes in stockholders’ equity, balance sheet, and statement of cash flows for 2016 and 2017. (Statement of Cash Flows and Balance Sheet only: Items to be deducted must be indicated with a minus sign.)
c. What is the net realizable value of the accounts receivable at December 31, 2016 and Dec. 31. 2017?
Answer:
Leach Inc. experienced the following events for the first two years of its operations: 2016:
1. Issued $10,000 of common stock for cash.
2. Provided $78,000 of services on account.
3. Provided $36,000 of services and received cash.
4. Collected $69,000 cash from accounts receivable.
5. Paid $38,000 of salaries expense for the year.
6. Adjusted the accounting records to reflect uncollectible accounts expense for the year. Leach estimates that 5 percent of the ending accounts receivable balance will be uncollectible.
2017:
1. Wrote off an uncollectible account for $650.
2. Provided $88,000 of services on account.
3. Provided $32,000 of services and collected cash.
4. Collected $81,000 cash from accounts receivable.
5. Paid $65,000 of salaries expense for the year.
6. Adjusted the accounts to reflect uncollectible accounts expense for the year. Leach estimates that 5 percent of the ending accounts receivable balance will be uncollectible.
Required
a. Record the 2016 and 2017 events in general journal form and post them to T-accounts. (If no entry is required for a transaction/event, select "No journal entry required" in the first account field.)
b. Prepare the income statement, statement of changes in stockholders’ equity, balance sheet, and statement of cash flows for 2016 and 2017. (Statement of Cash Flows and Balance Sheet only: Items to be deducted must be indicated with a minus sign.)
c. What is the net realizable value of the accounts receivable at December 31, 2016 and Dec. 31. 2017?
Portraits. Belinda, a famous portrait painter, agreed to paint Harry's portrait for $5,000. She also agreed to paint the portraits of Michelle's two Welsh Corgi dogs, Baby and Bree. Michelle agreed to pay Belinda $12,000 for the portraits. Belinda charged Michelle more because dogs annoyed her. Belinda met the spoiled dogs, and they really got on her nerves. Plus, she was behind on finishing Harry's portrait. Belinda, therefore, proceeded to assign the right to receive the money for the dog portraits and the duty to paint the dog portraits to her assistant, Fred. He eagerly accepted and painted the portraits. As payment for amounts she owed him for various duties, Belinda also assigned to Fred the right to receive payment from Harry. Neither the contract Belinda had with Harry nor the contract she had with Michelle expressly prohibited assignment or delegation of contractual rights and duties. Belinda finished the portrait of Harry and called him to come and pick it up. Meanwhile, a disgruntled secretary who disliked Belinda told both Michelle and Harry about the agreements with Fred. Michelle was furious and refused to pick up the portrait or pay anyone. Harry likewise refused to pay for his portrait claiming that the right to payment could not be assigned. What would be the most likely result if Fred sues Harry for the $12,000 payment?
A. Fred will lose unless Fred can prove that he was ignorant of the fact that Harry did not want the benefits assigned.
B. Harry will win because the portrait was personal in nature and could not be assigned.
C. Harry will win because he did not expressly agree to the assignment.
D. Fred will win because the right to receive payment could be validly assigned.
E. Fred will win unless Harry can prove that Fred knew that Harry did not want the benefits assigned.
The most likely result if Fred sues Harry for the $12,000 payment is D. Fred will win because the right to receive payment could be validly assigned.
It should be noted that every contract creates its own rights and duties. Based on the information given, the obligee is Belinda.
The obligee in this case transfers the right to receive payments to a third-party who is Fred. Also, from the information, Belinda gave Fred the right to receive the payment from Harry.
Therefore, based on the above information, Fred has the right to receive payment. Therefore, if Fred sues Harry for the $12,000 payment, he'll win.
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At the end of the day Stuart has to record the totals the total amount owed for all purchases is $1365. The amount of cash in the register is 345 which includes the initial cash float. The total number of 300 cash drops was two. The receipts for the total number of purchases made with credit card was 640. Organize into tabl
Answer: first off make it much clearer if you have all this money there is no tab with 345 in the register the owed amount is 1020 then the total number of 300 cash drops was two then that six hundred less so 420 then with the 640 there would be no tab but an over cash flow.
This question needs to be fixed
Explanation:
Addenda E of the Resource Pack of Business Studies
Answer:
????????????????
Explanation:
?????????
HURRY!!!!! !PERSONAL FINANCE! In the New York Stock Exchange, traders are on the floor verbally submitting their offers. What type of stock market is this considered to be?
A. neutral
B. physical
C. virtual
D. rational
Answer: the ANSWER IS B!!!!!!
Explanation:
Answer: B
Explanation:
4. This individual is the first person you will see as you walk in to an organization.
A) The administrative assistant
B) Th receptionist
C) The word processor
D) The accounts clerk
what is short term debt?
Answer:
Explanation:
short term debt is debt that needs to be paid off in a short term. for example bank loans
Answer:
Debet is credit. it means debt is oweing someonea favor either for lending a money or for helping them in time of need.
An electric utility company builds a new power plant, and management wants to decide whether to build the plant at Site 1 or at Site 2. The cost of building the plant is $10 million at Site 1 and $20 million at Site 2. If the company builds at Site 1, and an earthquake occurs there during construction in the next three years, then the plant construction will have to be terminated (losing an estimated $10 million), due to the earthquake the company will lose another $10 million, and they will have to build the plant at Site 2. Based on experience, the company estimates that there is a 20% chance that an earthquake will occur at Site 1 during the next three years. For $1 million, the company can commission a detailed geological study of Site 1: the result of this study will be either favorable or unfavorable. In the past, similar geological studies have been unfavorable on 95% of the occasions in which an earthquake occurred in the following three years, and favorable on 90% of the occasions in which an earthquake did not occur in the following three years. 3.1 How should the company proceed to minimize its expected cost of constructing the plant
To minimize the expected cost of building the plant the best option for this company is to build at site 1
The best way to determine the best option for this company is to carefully analyze and compare the options presented:
Site 1:Cost for building the plant $10 million
However, if an Earthquake occurs in the next 3 years:
Expected loss: $10 million (cost of the plant) + 10 million (cost paid due to earthquake) + $20 million (cost for building a new plant) = $40 million
Site 2:Cost for building the plant $20 million
This means an Earquake in site 1 would make the cost of building in site 1 higher than the cost of building the plant at site 2 ($40 million vs $20 million)
Now, let's analyze the probabilities of an Earthquake
20% chance of earthquakes (company estimation)95% unfavorable for earthquakes (previous studies)90% favorable for earthquakes not occurring (previous studies)These previous studies show the probability of an Earquake not occurring is about 92.5%, which is quite low. Based on this and the comparison of prices for building in site 1 and site 2, the best option is to build at site 1 because it is very likely there is not an earthquake and the cost is only $10 million. Moreover, the company can pay $1 million to double-check this probability, which leads to a total cost of $11 million.
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Jagjit Company designs and builds retaining walls for individual customers. On August 1, there were two jobs in process: Job 93 with a beginning balance of $8,650, and Job 94 with a beginning balance of $7,270. Jagjit applies overhead at the rate of $9 per direct labor hour. Direct labor wages average $16 per hour. Data on August costs for all jobs are as follows:
Job 93 Job 94 Job 95 Job 96
Direct materials $910 $4,590 $3,330 $1,270
Direct labor cost 2,080 4,800 2,400 960
During August, Jobs 95 and 96 were started. Job 93 was completed on August 17, and the client was billed at cost plus 40%. All other jobs remained in process.
Refer to the list below for the exact wording of text items within your job-order cost sheets.
Amount Descriptions
Applied overhead
Beginning balance
Direct labor
Direct materials
Total
Jagjit Company
Job-Order Cost Sheets
August 31
1
Job 93
Job 94
Job 95
Job 96
2
Beginning balance
3
4
5
6
4. Calculate the balance in Work in Process on August 31.
The work in process balance on August 31 is .
Points:
0 / 1
5. What is the price of Job 93?
The price of Job 93 is .
Points:
0 / 1
Partway through the year, Jagjit bought a bulldozer to handle larger jobs. The bulldozer cost $38,500 and is needed for larger commercial jobs. Smaller residential jobs can still be done with the smaller bobcat tractor.
6. CONCEPTUAL CONNECTION: Complete the statement below that outlines how the bulldozer’s cost could be applied to only those jobs that need the larger equipment.
Create a separate ________ for the acquisition and use of the bulldozer. Treat the bulldozer’s depreciation, fuel, maintenance, etc. as _______ . Divide this by the anticipated annual hours of use to arrive at the ___________ .
Answer:
retaining walls for individual customers. On August 1, there were two jobs in process: Job 93 with a beginning balance of $8,650, and Job 94 with a beginning balance of $7,270. Jagjit applies overhead at the rate of $9 per direct labor hour. Direct labor wages average $16 per hour. Data on August costs for all jobs are as follows:
Job 93 Job 94 Job 95 Job 96
Direct materials $910 $4,590 $3,330 $1,270
Direct labor cost 2,080 4,800 2,400 960
During August, Jobs 95 and 96 were started. Job 93 was completed on August 17, and the client was billed at cost plus 40%. All other jobs remained in process.
Refer to the list below for the exact wording of text items within your job-order cost sheets.
Amount Descriptions
Applied overhead
Beginning balance
Direct labor
Direct materials
Total
Explanation:
hello
Telephone companies offer lower long-distance rates at certain times of the day or week because at those times
A. The supply of telephone lines increases
B. Supply and demand are equal
C. Demand is greater than supply.
D. Supply is greater than demand.
why do you think there is such a variety of industries involved with plants?