A bank has agreed to lend you $127,800 for a home loan. The loan will be fully amortized over 57 years at 12.98%, with .13 points. The loan payments will be monthly. The closing cost is estimated to be $2,168.
Calculate the APR.
A bank has agreed to lend you $524,000 for a home loan. The loan will be fully amortized over 40 years at 5.33%, with .58 points. The loan payments will be monthly. The closing cost is estimated to be $2,579 and you plan to refinance the mortgage in 6 years.
Calculate the prepaid interest.

Answers

Answer 1

Answer:

ARP = 13.2184 %

Prepaid interest = $3,057.66

Explanation:

The ARP stands for annual percentage rate. It is defined as the amount of interest that one has to pay annually for the total mortgage loan he or she takes. In the question, the ARP will be  13.2184 % for a loan amount of $127,000 at the rate of 12.98% that will be amortized in 57 years with 0.13 points.

The prepaid interest is the interest amount the borrower pays for the loan he takes before the first scheduled of the debt repayment. In the question, the prepaid interest amount is $3,057.66 for the loan amount $524,000 to be amortized in 40 years with 0.58 points and at 5.33%.  

Answer 2

The credit facility alludes to a type of financial instrument in which an amount of money is granted to another party in exchange for the valuation or principal quantity being repaid in the future.  

In so many circumstances, the creditor will add interest to the original amount, which the borrower will be liable to repay in addition to the principal amount.

The answers are:

The percentage of ARP is 13.2184 %

The amount of Prepaid interest is $3,057.66

The annual percentage rate is the amount of interest that a person must pay each year on the total mortgage loan that he or she takes out. The ARP will be 13.2184 percent for a loan amount of $127,000 at a rate of 12.98 percent, amortized in 57 years with 0.13 charges in the case in question.

The prepayment interest rate is the number of interest costs by the debtor for the loan he takes out before the first specified repayment date. The prepaid interest amount in the question is $3,057.66 for a loan of $524,000 to be amortized over 40 years at 0.58 points and 5.33 percent.

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Related Questions

Walters manufactures a specialty food product that can currently be sold for $21.90 per unit and has 19,900 units on hand. Alternatively, it can be further processed at a cost of $11,900 and converted into 11,900 units of Deluxe and 5,900 units of Super. The selling price of Deluxe and Super are $31.10 and $19.90, respectively. The incremental income of processing further would be:_______.
a. $39,790.
b· $51,690.
c· $17,900.
d· $43,900.
e· $11,900.

Answers

Answer:

a. $39,790.

Explanation:

The computation of the incremental income of processing further is shown below:

Sales - Deluxe - 11,900 Units × $31.10            $370,090  

Sales - Super - 5,900 Units × $19.90            $117,410  

Total Sales                                                      $487,500  (a)

Further Processing Costs                              $11,900  

Sale Price of speciality Food                         $435,810        

19,900 Units × $21.90

Total                                                                $447,710  (b)

Net Incremental Income                               $39,790 (a - b)

Hence, the correct option is a.

A Reuter's article on March 14, 2012 reported that Somali pirates had decided to cut their ransom demands so as to avoid costly hostage maintenance and increase flow rate. The article says that on average the pirates were holding 30 ships hostage, and each ship was held for 150 days.How many ships on average are the pirates capturing each month? (Assume a month is 30 days)- 10 ships per month- 30 ships per month- 6 ships per month- 1/5 ships per month

Answers

Answer:

6 ships per month

Explanation:

30 ships are held for 150 days

[tex]30\ \text{ships}=150\ \text{days}[/tex]

[tex]1\ \text{day}=\dfrac{30}{150}\ \text{ships}[/tex]

[tex]1\ \text{day}=\dfrac{1}{5}\ \text{ships}[/tex]

[tex]30\ \text{days}=30\times \dfrac{1}{5}\ \text{ships}[/tex]

[tex]30\ \text{days}=6\ \text{ships}[/tex]

So, in a month 6 ships are captured.

Allison Corp. has just issued nonconvertible preferred stock (cumulative) with a par value of $20 and an annual dividend rate of 4.25%. The preferred stock is currently selling for $18.75 per share. What is the annual yield or return (r) on this preferred stock

Answers

Answer:

4.5%

Explanation:

Calculation for the annual yield or return (r) on this preferred stock

Using this formula

PVper = PMT / r

Where,

PVper =$18.75

PMT =(4.25%*$20)=0.85

Let plug in the formula

$18.75 = 0.85 / r

r = 0.045*100

r= 4.5%

Therefore the annual yield or return (r) on this preferred stock will be 4.5%

what is business ?please explain about it​

Answers

Answer: business can be defined as an organization dedicated to do commercial and professional activities.

Explanation:

The word business can also be defined as the activities and efforts that a person makes in order to produce money. To do this, the person creates products or sells services to obtain a reward.

Currently, many people are taking the line of entrepreneurship, where they put their own businesses and become their bosses. They themselves develop their model of how they are going to distribute and market the products or services they have so that they reach the population.

The business is something that comes from ancient times. Barter was a way of doing business since if a person was interested in something that another had, they proceeded to make an exchange.

Currently, Cathy's Shirt Shop sells 498 units a month at an average price of $98 a unit. The company thiks it can increase sales by an additional 140 units a month if it switches to a net 30 credit policy. The monthly interest rate is .45 percent and the variable cost per unit is $55. What is the incremental cash inflow of the proposed credit policy switch?

Answers

Answer:

$6,020

Explanation:

Calculation for the incremental cash inflow

Using this formula

Incremental cash flow=(Average price per units-Variable cost per unit)*Additional units

Let plug in the formula

Incremental cash flow = ($98 - $55)*140 units

Incremental cash flow=$43*140 units

Incremental cash flow= $6,020

Therefore the incremental cash inflow will be $6,020

The formula for accounts receivable turnover is computed as _____ divided by average accounts receivable, net.

Answers

Answer:

revenue

Explanation:

Accounts receivable turnover is an example of activity ratios. It measures the efficiency by which accounts receivable are collected.

Which sentences explain the limitations of financial statements?
Financial Statements – Limitations
The business’s balance sheet, income statement, cash flow statement, and statement of retained earnings are some of the important financial statements. Financial statements are used for comparisons of the performance of companies belonging to similar industries. Estimates used for calculating financial statements are subjective as they involve management’s foresight to arrive at different values. Historical data is most commonly used to measure assets. The opportunity cost of using the assets are not taken into account while preparing financial statements.

Answers

Answer: Limitations

The business’s balance sheet, income statement, cash flow statement, and statement of retained earnings are some of the important financial statements.

Explanation:

The limitations of financial statements are "Estimates used for calculating financial statements are subjective as they involve management’s foresight to arrive at different values."

Financial statements are written documents that communicate an entity's business activity and financial performance.

As a snapshot in time, the balance sheet gives an overview of assets, liabilities, and shareholders' equity.

Because the statements are susceptible to interpretation, investors frequently get dramatically different conclusions about a company's financial success.

Therefore, the correct option is "Estimates for financial statements are subjective since they rely on management's foresight to arrive at varied values."

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What are the annual social security withholding for an executive whose annual gross earnings are $98,485?

Answers

Answer:

$6,106.07

Explanation:

Calculation for the annual Social security withholding

Based on the information given the annual gross earnings are the amount of $98,485 which is lower than the taxable maximum of the amount of $137,700 in 2020 as well as the amount of $142,800 in 2021 which means that the annual social security withholding will be :

Using this formula

Annual Social security withholding =6.2%*Annual gross earnings that is subject to a taxable maximum

Let plug in the formula

Annual Social security withholding= 6.2%*$98,485

Annual Social security withholding= $6,106.07

Therefore the Annual Social security withholding will be $6,106.07

Synovec Co. is growing quickly. Dividends are expected to grow at a rate of 25 percent for the next three years, with the growth rate falling off to a constant 4 percent thereafter. If the required return is 10 percent, and the company just paid a dividend of $2.95, what is the current share price

Answers

Answer:

P0 = $86.52419 rounded off to $86.52

Explanation:

Using the two stage growth model of dividend discount model, we can calculate the price of the stock today. The DDM values a stock based on the present value of the expected future dividends from the stock. The formula to calculate the price of the stock today is,

P0 = D0 * (1+g1) / (1+r)  +  D0 * (1+g1)^2 / (1+r)^2  +  ...  +  D0 * (1+g1)^n / (1+r)^n  +  [(D0 * (1+g1)^n * (1+g2) / (r - g2)) / (1+r)^n]

Where,

g1 is the initial growth rateg2 is the constant growth rate r is the required rate of return

P0 = 2.95* (1+0.25) / (1+0.1)  +  2.95 * (1+0.25)^2 / (1+0.1)^2  +  

2.95 * (1+0.25)^3 / (1+0.1)^3  +  

[(2.95 * (1+0.25)^3 * (1+0.04)  /  (0.1 - 0.04)) / (1+0.1)^3]

P0 = $86.52419 rounded off to $86.52

The manager of a fashionable restaurant open Wednesday through Saturday says that the restaurant does about 26 percent of its business on Friday night, 34 percent on Saturday night, and 24 percent on Thursday night. What seasonal relatives would describe this situation?

Answers

Answer: See Explanation

Explanation:

The work done for each day is written below:

Thursday night = 24%

Friday night = 26%

Saturday night = 34%

Wednesday night = 100% - (24% + 26% + 34%) = 100% - 84% = 16%

Let's assume that sales in a week is represented by x. Therefore average sales in week if x = 1 will be 1/4 = 0.25.

Seasonal relative will be:

= Sales in a day /Average sales in a week

Wednesday = 16% / 0.25 = 0.16 / 0.25 = 0.64

Thursday = 24% / 0.25 = 0.96

Friday = 26% / 0.25 = 1.04

Saturday = 34% / .25 = 1.36

If a company increases its prices from $2 to $2.20, and its sales fall from 5 million units to 4.5 million units, using the midpoint method, what is the price elasticity of demand for this market?

a. 1
b. 1.5
c. 2
d. 0.5

Answers

Answer:

-1.10526

Explanation:

The computation of the price elasticity of demand is shown below:

Price elasticity of demand is

= (Change in quantity demanded ÷ average of quantity demanded) ÷ (Change in price ÷ average of price)

where,

q1 = 5

q2 = 4.5

p1 = $2

p2 = $2.2

So,

= {(4.5 - 5) ÷ (4.5 + 5) ÷ 2}  ÷  {(2.2 - 2) ÷ (2.2 + 2) ÷ 2 }

= {-0.5 ÷ 4.75 } ÷ {0.2 ÷ 2.1 }

= -0.10526 ÷ 0.0952

= -1.10526

One of the indirect costs of bankruptcy is the effect that a potential bankruptcy has on the firm's decisions. The general result is that:A. the firm will select only all-equity financed projects.B. stockholders expropriate value from bondholders by selecting high-risk projects.C. the firm will always select the lowest-risk project available.D. bondholders expropriate value from stockholders by selecting high-risk projects.E. the firm will rank all projects and select the project which results in the highest expected firm value.

Answers

Answer: B. stockholders expropriate value from bondholders by selecting high-risk projects.

Explanation:

Bankruptcy simply means when an individual or business cannot pay back the funds that is owed to the creditor. When bankruptcy is declared by a particular business, the assets for the business are used in paying back the debt.

One of the indirect costs of bankruptcy is the effect that a potential bankruptcy has on the firm's decisions. The general result is that stockholders expropriate value from bondholders by selecting high-risk projects.

Therefore, option B is the answer.

Research and development costs:____________

a. Generally pertain to activities that occur prior to the start of production.
b. May be expensed or capitalized, at the option of the reporting entity.
c. Must be capitalized and amortized.
d. None of these responses are correct.

Answers

Answer:

b. May be expensed or capitalized, at the option of the reporting entity.

Explanation:

The research and development cost is the cost that are incurred for researching and developing a new product, new process, new project

It may be expense or it may be capitalized. Its totally depend on the management of the firm decisions

Therefore the option b is correct and the same is to be considered

____ demonstrates that management has identified an acceptable risk level and provided resources to control unacceptable risk levels.

Answers

Answer:

Accreditation

Explanation:

Accreditation is usually known as  voluntary process. It occurs when  a private non-governmental organization or agency carry out an external review and gives recognition to a program of study or institution that meets certain pre-determined standards. Accreditation is usually carry out thoroughly and in an organized manner.

On the variable costing income statement, the figure representing the difference between manufacturing margin and contribution margin is the: a.variable cost of goods sold b.fixed manufacturing costs c.variable selling and administrative expenses d.fixed selling and administrative expenses

Answers

Answer:

c. variable selling and administrative expenses

Explanation:

On the variable costing income statement, the figure representing the difference between manufacturing margin and contribution margin is the variable selling and administrative expenses. Variable cost is comprised of cost of goods sold and selling and administrative expense when we deduct cost of goods sold from sales we get manufacturing margin and when we deduct further selling and administrative expense we get contribution margin.

Firm A issued a $1,000,000 bond with a 20-year term at a discount. If the remaining amount of the discount on bonds payable is $100,000 after 10 years and firm A retires the bond at this point at 110 (or for cash of $1,100,000), then what is the loss/gain on this bond retirement?

Answers

Answer:

Loss of $200,000

Explanation:

Carrying value of bond = $1,000,000 - $100,000

Carrying value of bond = $900,000

Cash paid on bonds = $1,100,000

Loss on bond = Cash paid on bonds - Carrying value of bond

Loss on bond = $1,100,000 - $900,000

Loss on bond = $200,000

Paradise Corporation budgets on an annual basis for its fiscal year. The following beginning and ending inventory levels (in units) are planned for next year. *Three pounds of raw material are needed to produce each unit of finished product. If Paradise Corporation plans to sell 545,000 units during next year, the number of units it would have to manufacture during the year would be:________
a) 492,000 units
b) 545,000 units
c) 575,000 units
d) 515,000 units

Answers

Answer: d. 515,000 units

Explanation:

If they plan to sell 545,000 units then given those beginning and ending balances of finished goods, they will have to manufacture;

= Sales + Ending balance - Beginning balance

= 545,000 + 63,000 - 93,000

= 515,000 units

Keith Company paid Major Company for merchandise with an $8,000, 60-day, 9% note dated April 1. If Keith Company pays the note at maturity, what entry should Major make at that time?a. cash 8,720 720 interest income 8,000 notes receivable b. notes payable 8,000 720interest expense 8,720 cashc.cash 8,120 interest income 120 notes receivable 8,000 d. notes payable 7,880 interest expense 120 cash 8,000

Answers

Answer:

c.Dr Cash 8,120

Cr Interest income 120

Cr Notes receivable 8,000

Explanation:

Based on the information we were told that the Company paid another company which is Major Company for merchandise with an amount of $8,000 which includes 60-day as well as 9% note dated April 1 which means that if Keith Company pays the note at maturity the journal entry that Major should make at that time will be:

Dr Cash 8,120

(8,000+120)

Cr Interest income 120 (8,000*9%/360*60)

Cr Notes receivable 8,000

Northwest Lumber had a profit margin of 5.25%, a total assets turnover of 1.5, and an equity multiplier of 1.8.
What was the firm's ROE?
a. 12.79%
b. 13.47%
c. 14.18%
d. 14.88%
e. 15.63%

Answers

Answer:

ROE = 0.14175 or 14.175%

Explanation:

The DuPont equation to calculate ROE or return on equity breaks the ROE into three components namely Net Income or Net Profit margin, Total assets turnover and equity multiplier. This is used to see what factor are affecting the Return on Equity generated by the business. ROE under DuPont can be calculated as follows,

ROE = NI Margin * Total Assets Turnover * Equity Multiplier

ROE = 0.0525  *  1.5  *  1.8

ROE = 0.14175 or 14.175%

MCQS
(i) Compensation of employees includes ________.
(a) wages, salaries, fringe benefits, Social Security contributions, and health and pension plans
(b) wages, salaries and taxes
(c) wages, salaries taxes and zakat
(d) non of the above
(ii) The difference between the income received from abroad for rendering factor services by the normal residents of the country to the rest of the world and income paid for the factor services rendered by nonresidents in the domestic territory of a country is known as-------
(a) Net Factor Income from Abroad
(b) Capital Consumption Allowances
(c) Depreciation
(d) None of these
(iii) Suppose that in year 1 an economy produces 75 unit of apple that sell for $5 each and 100 mobile that sell for $6 each. The next year the economy produces 110 apple that sell for $3.75 each and 80 mobile that sell for $5 each. The real GDP is
(a) 812.5
(b) 975
(c) 1030
(d) 980

(iv) What of the following does NOT enter GDP?
(a) Public Service
(b) Public education
(c) Life Expectancy
(d) National Defence

(v) The sum of all kinds of income received by the individuals from all sources is called---------
(a) Personal Income
(b) Private Income
(c) Personal Disposable Income
(d) None

Answers

Answer:

MCQS

(i) Compensation of employees includes ________.

(a) wages, salaries, fringe benefits, Social Security contributions, and health and pension plans .

(ii) The difference between the income received from abroad for rendering factor services by the normal residents of the country to the rest of the world and income paid for the factor services rendered by nonresidents in the domestic territory of a country is known as-------

(a) Net Factor Income from Abroad .

(iii) Suppose that in year 1 an economy produces 75 unit of apple that sell for $5 each and 100 mobile that sell for $6 each. The next year the economy produces 110 apple that sell for $3.75 each and 80 mobile that sell for $5 each. The real GDP is

(c) 1030 .

(iv) What of the following does NOT enter GDP?

(c) Life Expectancy.

(v) The sum of all kinds of income received by the individuals from all sources is called---------

(a) Personal Income.

Explanation:

1) Employee Compensation includes the salaries, wages, benefits, and other incentives paid to employees in exchange for their services to the company.

3) The Net factor income from abroad is the difference between the factor income earned from abroad by normal US residents and the factor income earned by non-residents (foreigners) in the US domestic territory.

4) The real GDP is the gross domestic product adjusted for the effect of inflation on prices.  The real GDP for year 2 should be based on the prices of year 1 and is calculated as follows (110 * 5 + 80 * 6 = 1030).

5) Personal income is the sum of all kinds of income received by the individuals from all sources.  It is used in the calculation of the US GDP.  It is a subset of private income.  Private income, which is broader than personal income, consists of personal income, profit tax, and undistributed profit.

0 / 1 pts Your firm has a potential project that will cost $5,000 now to begin. The project will then generate after-tax cash flows of $900 at the end of the next three years and then $1400 per year for the three years after that. If the discount rate is 8% then what is the PI

Answers

Answer:

PI=103.67%

Explanation:

Calculation for PI

To calculate PI (PROFITABILITY INDEX) the first step is to calculate the NPV ( Net present value) using Financial calculator by following the below step

CF0= -$5,000

C01=$900

FO1=3years

CO2= $1,400

FO2=3 years

NPV=?

I=8%

The next step is to enter the down arrow Cpt

Hence,

NPV = $183.48

Since we have know the NPV Now let calculate the PI using this formula

PI=(NPV+Potential project)/Potential project

Let plug in the formula

PI= ($183.48+$5,000)/$5,000

PI=$5,183.48/$5,000

PI= 1.03669*100

PI=103.67%

Therefore the PI will be 103.67%

For a soft drink compant, dividing the market up based on fashion preferences is an example of which segmentation variable?
A. Geographic
B. Demographic
C. Psychographic
D. Behavioral

Answers

Answer:

The correct answer is the option C: Psychographic

Explanation:

To begin with, in the field of marketing the term known as segmentation refers to the strategy of dividing the target market into different groups that characterizes themselfs because of having common features in their lifestyles of something like that for example. So when segmentation takes place there are different types of it, the psychographic segmentation is the one that focus on the psycological part of the people and their common likes, attitudes, aspirations and more. Therefore that one they are segmentating according to fashion preferences they are doing a psychographic segmentation

Discarded materials ​

Answers

I’m confused lol? ??

An issue of preferred stock is paying an annual dividend of $1.50. The growth rate for the firm's common stock is 5%. What is the preferred stock price if the required rate of return is 7%?
a) $21.43
b) None of these options
c) $22.50
d) $30.00

Answers

Answer:

a) $21.43

Explanation:

Preferred stock price = Annual dividend / Required rate

Preferred stock price = 1.50/7%

Preferred stock price = 1.50/0.07

Preferred stock price = 21.42857142857143

Preferred stock price = $21.43

If you have to reject a job offer because it isn't what you wanted, what is the best step to take?


a.
Say no at the interview to save the employer time
b.
Do not call the interviewer back
c.
Call the interviewer back, thank them, and give a reason for your answer
d.
Call the interviewer and let them know you would never work for them

Answers

C because it is the the answer

Answer:

Call the interviewer back, thank them, and give a reason for your answer

Explanation:

Jake Shirt Co. used 5,300 square yards of polyester to produce 3,000 shirts. The standard quantity of material for the 3,000 shirts produced is 6,100 square yards. The standard price for direct materials is $4.00 per square yard. The entry to record the direct materials quantity variance would include a:_____________
a. debit to Direct Materials Quantity Variance for $3,200.
b. credit to Direct Materials Quantity Variance for $3,200.
c. debit to Direct Materials Quantity Variance for $12,000.
d. credit to Direct Materials Quantity Variance for $12,000.

Answers

Answer:

b. credit to Direct Materials Quantity Variance for $3,200.

Explanation:

Direct material quantity variance = Standard quantity - Actual quantity * Standard price for direct material

Direct material quantity variance = (6,100 - 5,300) * $4

Direct material quantity variance = 800 * $4

Direct material quantity variance = $3,200 Favorable

The entry to record the direct materials quantity variance would include a credit to Direct Materials Quantity Variance for $3,200

1. If rs increases to 10%, what would be the value of the constant growth stock? (Note: D0 is $1.15 and the expected constant growth rate g = 4%.)

Answers

Answer: 19.93

Explanation:

The constant growth stock is $19.16. P = D/(r-g), where P is the current price, D is the next dividend to be paid, g is the expected dividend growth rate, and r is the required rate of return for the company.

What is a Constant growth rate?

A constant growth rate is defined as the average rate of return on investment over the time period required to achieve the total growth percentage that an investor seeks.

Given

Rate (r) = 10%

Growth (g) = 4%

Dividend (D) = $1.15

Required to calculate growth stock =?

growth stock P = D/(r-g)

growth stock = 1.15 / (10 - 4) = $19.16

Thus, the constant growth is $19.16. A constant growth rate is defined as the average rate of return on an investment during the time period required to achieve the total growth percentage desired by the investor.

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Based on the following information, calculate the cost of goods sold and ending inventory using FIFO, LIFO, and weighted average assuming a perpetual inventory system is in place.
Beginning Balance - 90 units at $11
March 3 - Purchase 300 units for $15
April 4 - Sell 240 units for $28
June 30 - Purchase 250 units for $18
August 16 - Sell 180 units for $30

Answers

Answer:

Cost of Sales :

FIFO = $ 6,030

LIFO = $6,840

Weighted Average = $6,354.60

Ending Inventory :

FIFO =  $4,176

LIFO = $3,150

Weighted Average = $3,636.60

Explanation:

FIFO

This method assumes that the first inventory purchased will be the first to be sold

Cost of Goods Sold :

90 units × $11   =  $990

150 units × $15 = $2,250

150 units × $15 = $2,250

30 units × $18  = $540

Total                 = $ 6,030

Ending Inventory :

232 units × $18 = $4,176

LIFO

This method assumes that the last inventory purchased, will be the last to be sold

Cost of Sales :

240 units × $15 =  $3,600

180 units × $18 =  $3,240

Total = $6,840

Ending Inventory :

90 units × $11  = $ 990

60 units × $15 = $ 900

70 units × $18 = $ 1,260

Total = $3,150

Weighted Average

A new average cost per unit is calculated with every purchase made.

New Average Cost = (90 units × $11 + 300 units × $15) ÷ 390 units

                                = $14.08

Cost of Sale , April 4 =  240 units × $14.08

                                  =   $3,379.20

New Average Cost = (150 units × $14.08 + 250 units × $18.00) ÷ 400 units

                               = $16.53

Cost of Sale, Aug 16 = 180 units × $16.53

                                  = $2,975.40

Total Cost of Sales =  $3,379.20 + $2,975.40

                                = $6,354.60

Ending Inventory = 220 units × $16.53

                             = $3,636.60

Watters Umbrella Corp. issued 15-year binds two years ago at a coupon rate of 6.2 percent. The bonds make semiannual payments. If these bonds currently sell for 98 percent of par value, what is the YTM?

Answers

Answer:

YTM = 6.42%

Explanation:

current market value = $1,000 x 98% = $980

n = (15 - 2) x 2 = 26

coupon = $1,000 x 6.2% x 1/2 = $31

face value = $1,000

YTM = [coupon + [(face value - market value)/n]} / [(face value + market value)/2]

YTM = [31 + [(1,000 - 980)/26]} / [(1,000 + 980)/2]

YTM = (31 + 0.77) / 990 = 31.77 / 990 = 0.03209 x 2 (annual yield) = 0.641818 = 6.42%

During the taking of its physical inventory on December 31, Barry's Bike Shop incorrectly counted its inventory as $204,505 instead of the correct amount of $166,687. The effect on the balance sheet and income statement would be:___________.
a. assets overstated by $37,818 retained earnings understated by $37.818, and not income statement understated by $37.818
b. assets overstated by $204,505; retained earnings understated by $166,687, and no effect on the income statement
c. assets, retained earnings, and net income all overstated by $37.818
d. assets and retained earnings overstated by $166,687; and net income understated by $204,505

Answers

Answer:

c. assets, retained earnings, and net income all overstated by $37.818

Explanation:

Given that

Inventory correct amount is $166,687

And, the Inventory wrongly recorded is $204,505

So

inventory was overstated by

= $204,505 - $166,687

= $37,818

As the ending inventory is overstated so the net income is also overstated and if the net income is overstated then the retained earnings would be overstated

hence, the correct option is c.

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