Answer: 9%
Explanation:
A variable life insurance policy is simply referred to as a contract between an individual and the insurance company. In the case of death to the individual, a certain amount would be paid to the family of the individual.
It should be noted that under current regulations, the maximum sales charge permitted over the life of the policy is 9% and this period should not be more than twenty years.
The situation that allows the broker to appoint one or more agents for the client within the same firm, is called
Answer:
Designated agency.
Explanation:
These form of professionals are seen to be run professional duties in several contracting agencies where they are assigned to. This can be seen in real estate, marketing firms, culinery agencies etc. But the above case discuss about brokers. And here this contracting firm is seen to a certain number of workers to a particular firm. In many cases, these agencies do these in a bid to circumvent the conflict of interest inherent in dual agency.
Explain why the Federal Reserve Bank might be concerned if the economy begins growing too quickly.
Answer:
To check against high inflation rate
Explanation:
Inflation is the steady increase in the prices of goods and services in the economy per period. Inflation is associated with economic growth. Naturally, as the economy grows, the prices of different products and services tend to increase.
When the economy is growing at a fast rate, the inflation rate tends to increase. A rise in the inflation rate means prices are increasing at a high rate. When prices are unstable, planning and budgeting become challenging for individuals, firms, and the government. Inflation erodes the strength of a currency, which causes unstable prices and other economic challenges. The Federal Reserve keeps monitoring inflation and applies appropriate monetary policies to regulate economic growth and the inflation rate.
Health benefits are an example of ____ income.
Labor
rental
interest
non of the above
How can interest rate fluctuations impact a nation's economy?
Higher interest rates tend to attract foreign investors.
Lower interest rates limit credit availability for residents of a country.
Higher interest rates trigger intervention from the WTO and IMF.
Lower interest rates raise the value of a country's currency.
Answer:
A. Higher interest rates tend to attract foreign visitors.
Explanation:
I just took the test.
Select the correct answer.
Ling is pondering how to answer the common interview question, “Do you have any questions about the company?”
What response demonstrates that Ling has done her research?
A. How much vacation time would I be entitled to each year?
B. What is the company's typical employee turnover rate?
C. How does the company conduct performance appraisals?
D. Do you plan to expand into new product segments in the future?
Answer:
what is the company typical employee turnover rate?
What is target Market
small group of archery enthusiasts
a place that Target employees get discounts on returned items
a group of people we direct our marketing efforts towards
a place to exchange common bar games and equipment
Answer:
shoes
Explanation:
Jaiden is in 6th grade and plans to attend college. He has created a college preparation plan. 1. He will fill out the FAFSA form and send it in immediately. 2. He will ask his parents if they have a college savings account. 3. When he gets to high school, he will start trying harder in school so he can qualify for academic scholarships. 4. During his last year of high school, he will get involved in sports and clubs he enjoys to qualify for scholarships. 5. Upon graduation, he will start saving money for college. Which statements identify errors in Jaiden’s plan? Check all that apply. He should wait until his last year in high school to fill out the FAFSA. He should start saving right away. It is never too early to start a savings account. He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break. He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them. While in high school, he should quit all extracurricular activities so he can work more hours and save money. He should ask all his friends and neighbors to contribute to his college fund so it will grow faster.
Answer:
-He should wait until his last year in high school to fill out the FAFSA.
-He should start saving right away. It is never too early to start a savings account.
-He should work hard throughout middle school and high school or it might be too difficult for him to excel later, since bad habits are hard to break.
-He should try different sports and clubs in middle school and early high school. Then he should pick his favorites and invest more time in them.
Explanation:
Answer:
1
4
5
I did the test and pretty sure i got it correct
An investment adviser representative may share in the profits and losses of a customer's account A) under no conditions B) provided a written contract is executed between the investment adviser and the client C) if the investment adviser representative deducts the advisory fee charged the customer from any profits earned D) as long as both the customer and the representative's employer give written consent
Answer: under no condition
Explanation:
An Investment Advisory Representative (IAR) are the individuals that are authorized and licensed who give investment advices to investment companies. They typically work as a financial advisor.
It should be noted that an investment adviser representative may share in the profits and losses of a customer's account under no conditions. They cannot share in the appreciation of capital.
Therefore, the correct option is A.
Directions, Based on the wormation given in the following problem, compute the gross pay.
Hours worked: 51
Overtime hours worked: 11
Regular rate of pay $7.35 per hour
Round your answers to two decimal places,
Answer: $374.85? Little confused why you would move two decimal places?
Explanation:
Martha has $10,000 saved and wants to attend a college with a current tuition of $10,000 a year. She will graduate from high school in five years. Roughly how much more will Martha need to save for one-year’s tuition to account for an annual rate of inflation of 3%?
$1,590.00
$1,255.00
$300.00
$3,000.00
Answer:
$1,590.00
Explanation:
Martha has $10,000 saved one. She will join college after 5 years.
Tuition for one year is $10,000. Inflation rate is 3%
The applicable formula is A = P ( 1+ r) ^n
Where A = amount after 5 years
P= principal amount $10,000
r= interest rate 3% of 0.03
n = 5 years
A= $10,000( 1+ 0.03) ^5
A = $10,000 ( 1.03)^5
A= $10,000 x 1.159
A= 11,590.00
Marthe already has $10,000. She will need 11,590.00 - $10,000 more
=$1,590.00
Chyou has heard that gas appliances are cheaper to use and can lower utility costs. She is interested in purchasing a new gas dryer to replace her electric dryer. Assuming that the dryer drys one load per day, use the following chart to determine how much Chyou will save each year in utility costs by purchasing the gas appliance.
Answer:
Its b 105.85
Explanation:
It just is break it down
Answer:
B.
Explanation:
brainliest for the people who no why ro/blox not working to day
Here you go, Its in the picture.
Answer:
Try updating the game
Explanation:
In the U.S., cash takes which two forms
its takes the form of paper money and coins
Which of the following is a characteristic of a checking account?
Easy access to funds through a debit card
Fee charged if money is removed early
High rate of return on deposits
Minimum money amount requirement to invest
Which of these factors is likely to have the greatest influence on purchases by consumers with a limited amount of cash on hand?
The price of a good or service
The price of alternatives or substitutes
Their own income
Their personal preferences
Answer:
Part 1: Easy access to funds through a debit card
Part 2: The price of a good or service
Explanation:
1. Easy access to funds through a debit card
A checking account is among the savings accounts offered by financial institutions. It is the regular or most common savings account in use. Checking accounts are risk-free and hence attract a low-interest rate.
A checking account does not restrict the number of withdrawals, unlike other savings accounts such as the certificate of deposit. Due to this reason, financial institutions have developed a debit card that allows access to the funds in a checking account. A debit card facilitates withdrawal from an ATM or making payments at a POS anytime as long as there are funds in the checking account.
2. The price of a good or service
A consumer with a limited amount of money is most concerned with the price of what they are purchasing. They will likely opt to buy goods and services with relatively lower prices. Economists refer to such goods and services as inferior products, not because of their quality but due to their low prices. As income decrease, the demand for inferior goods increase.
What are some of the benefits using a financial institution like a bank or a credit union
Answer:
They keep money safe and stable. However, Investing in the stock market is also another option, with the opportunity to make large gains with you money, with more risk of course.
Explanation:
After reading about primary and support activities in a firm's value chain, discuss how managers can create value by establishing important relationships among the value-chain activities both within their firm and between the firm and its customers and suppliers.
Answer and Explanation:
It is very significant for the managers to develop an important relationship in the value chain activities as it develop a positive impact on the company also it improves the employees morale.
The better the communication is, the better is the quality of the goods at the lowest cost
In the case of the inbound logistics and the suppliers, it would lead to decrease in the cost of inventory and at the same time it improve the quality of the products
Also when the customers have interacted with the manufacturing company so it would build trust and in return the company wants the loyal customers that ultimately increased the goodwill of the company
Sales to small businesses that typically purchase from dealerships represent almost __________ vehicles per year.
Answer:
Sales to small businesses that typically purchase from dealerships represent almost Three million vehicles per year.
Explanation:
If you desire your company to bring in more business, there are simply 4 Techniques to Increase Revenue: increasing the number of consumers, progressing average purchase size, improving the repetition of transactions per consumer, and increasing your prices.
Tips on how to enhance sales for your small enterprise
Ask queries and hear.Showcase your complete potential.Calculate the sale.Stand out.SEND HELP 90 POINTS AND A CROWN
A(n) _____ is a consumer report that employers use to screen potential employees and check their credit, history, and legal status.
a.
background check
b.
computerized pre-employment test
c.
gatekeeper
d.
screening interview
Please select the best answer from the choices provided
A
B
C
D
Answer:
a. background check
Explanation:
thats what they do when they're looking into your history
Answer:
Background check
Explanation:
This is a background check because a background check is used to check someone's credit, history, legal status, and criminal records.
Lindsay is in 11th grade and wants to be a physical trainer and work with athletes for her career. She wants to help them learn how to strengthen their muscles and keep their bodies in prime condition so that they will perform at their best. Which of these is a LONG-TERM goal? *
1.Get an 'A' on her anatomy test
2.Get an after-school job to help pay for college
3.Exercise after school to stay in shape for her upcoming varsity basketball season
4.Graduate from college with a degree in sports medicine
This table shows the descriptions of careers of three individuals.
Individual
Career Descriptions
Derek
Drives a mobile running store in a van that sells racing gear to runners at running events, such as marathons
Taylor
Stands by the entrance and exit of a retail shoe store and collects money for the merchandise that customers are buying
Rashida
Oversees that the aquariums for a fish tank store are made, stored, and transported according to schedule
Which best describes the career each individual has?
Derek is a Driver/Sales Worker, Taylor is a Customer Service Representative, and Rashida is a Supply Chain Manager.
Derek is an Entrepreneur, Taylor is a Cashier, and Rashida is a Survey Researcher.
Derek is an Entrepreneur, Taylor is a Customer Service Representative, and Rashida is a Survey Researcher.
Derek is a Driver/Sales Worker, Taylor is a Cashier, and Rashida is a Supply Chain Manager.
Answer:
Derek is a Driver/Sales Worker, Taylor is a Cashier, and Rashida is a Supply Chain Manager.
Explanation:
Derek's core mandate is to sell racing gear. The vans act as his store. Dereck can be best described as a salesperson or a sales worker. Because he drivers his van around, he is a driver/sales worker.
Taylor is assigned the role of collecting money from customers who buy merchandise. He has to ensure every customer pays the collect amount and is given the right change if there is a need. The functions of Taylor are those of a cashier.
Rashida supervises the making and delivery of aquariums fish tanks. He controls and directs the actions of others to ensure objectives are met. Rashida is a supply chain manager as this role revolves around ensuring customer orders are delivered on time.
Dennis Company purchases Miles Company for $4,200,000 cash on January 1, 2015. The book value of Miles Company's net assets reported on its December 31, 2014 financial statement was $3,800,000. An analysis indicated that the fair value of Miles's tangible assets exceeded the book value by $600,000, and the fair value of identifiable intangible assets exceeded book value by $320,000. What amount of gain or goodwill is recognized by Dennis
Answer: $520,000
Explanation:
The amount of gain or goodwill is recognized by Dennis would be calculated as:
Book value of net asset = $3,800,000
Add: Increase in the fair value of Miles's tangible assets = $600,000
Add: Increase in the fair value of identifiable intangible assets = $320,000
Fair value of net asset = $4,720,000
Less: Cash paid for purchase = $4,200,000
Gain = $4,720,000 - $4,200,000
= $520,000
You plan to make a series of deposits in an interest-bearing account. You will deposit $1,000 today, $2,000 in 2 years, and $8,000 in 5 years. If you withdraw $3,000 in 3 years and $5,000 in 7 years, how much will you have after eight years if the interest rate is 9%?
Answer:
$5,641
Explanation:
DEPOSIT NOW
$1000 * FVIF 9%,8 PERIODS
= $1000 * 1.9926
= $1992.6
IN 2 YEARS
= $2000 * FVIF 9%,6 PERIODS
= $2000 * 1.6771
= $3354.20
IN 5 YEARS
= $8000 * FVIF 9%, 3 PERIODS
= $8000*1.2950
= $10360
WITHDRAWAL: IN 3 YEARS
= ($3000) * FVIF 9%, 5 PERIODS
= ($3000) * 1.5386
= ($4615.80)
IN 7 YEARS
= ($5000) * FVIF 9%, 1 PERIOD
= ($5000) * 1.0900
= ($5450)
Total value = $1992.6 + $3354.20 + $10360 - $4615.80 - $5450
Total value = $5,641
So, the total future value after eight years is $5,641
__________ utility is the benefit marketing provides by allowing the consumer to own, use, and enjoy the product.
Answer:
Possession
Explanation:
POSESSION UTILITY can be defined as the type of Utility in which a person derived a value for owning a product reason been that POSSESSION UTILITY give such person who purchased a product the right to own the product by enabling such person to possess the ownership of the product and to use the product . Example a person who purchased a car bought it for the purpose of driving it around which means that such person has the POSSESSION UTILITY to own the car , drive the car and enjoy the car thereby deriving a value for owning the car .
A dealer in U.S. government securities quotes a 5-year Treasury note at 89.12-89.16. In dollars, that represents a spread of
Answer:
0.00125
Explanation:
In order to determine the spread of the dealer's quote, there is a need to undertstand that the first price quoted is known as bid price, which is the price the dealer is willing to purchase the securities while the second one is the ask price, the dealer's selling price.
From a conventional point of view(norm), the spread is the ask minus the bid price divided by 32 as shown thus:
spread=(89.16-89.12)/32=0.00125
30 POINTS!! SEND HELP ASAP IM BEING TIMED
Which of the following statements is false?
a. Having a first aid kit in an office is necessary
b. Accidents happen, so it is not necessary to prepare for them
c. Your company does need an emergency action plan
d.OSHA inspects workplaces to look for unsafe conditions
Please select the best answer from the choices provided
A
B
C
D
Answer:
The answer is obviously B
Answer:
l think the answer is B ..............it's false
Submit your 300-word essay that thoroughly analyzes a problem that was solved through social media and provides your opinions on the impact social media use had on the issue. a definition of the problem-- what it is; an analysis of the problem-- what caused it and what the major issues are; how social networking was used to solve the problem; your opinions on how social media made it easier to solve the problem; and your sources.
Explanation:
Social media are tools that significantly impacted the relationship between companies and consumers, one could even say that they revolutionized this relationship.
Companies managed to get closer to their target audience in order to build a relationship that means increasing brand value, consumer loyalty and engagement on social networks. The so-called relationship marketing is a double path with benefits for both the client and the company, due to the fact that with greater proximity between them, there is a greater possibility for the client to have their issues with the brand resolved in less time, as for the brand to carry out instant and cheap advertising that reaches its potential audience almost at the same time.
Therefore, a problem that may have arisen, for example, a product purchased through a website that came with a manufacturing defect can be communicated directly to the company through its social media and the consumer can get a much quicker and less answer bureaucratic, and thus be able to exchange that piece or guarantee the refund of your money and solve your problem much more easily.
A lender offers an investor a maximum 85% LTV loan on the appraised value of a property. If the investor pays $160,000 for the property how much will the investor have to pay as a down payment
Answer:
the amount that have to pay as a down payment is $24,000
Explanation:
The computation of the down payment is as follows;
Loan = LTV ratio × price
And, the down payment is
= Price - loan
So, the loan is
= 85% × $160,000
= $136,000
Now the down payment is
= $160,000 - $136,000
= $24,000
Hence, the amount that have to pay as a down payment is $24,000
explain neck/ back pain and ways to help.
Answer:
Apply ice for the first few days.
Take OTC pain relievers, like ibuprofen
Take a few days off from sports, activities that aggravate your symptoms, and heavy lifting.
Use good posture.
Explanation:
Which of the following is the best example of clear and concise writing for a résumé?
a.
explored every avenue
b.
last but not least
c.
at this point in time
d.
finally
Please select the best answer from the choices provided
A
B
C
D
Answer: D. finally
Explanation:
Answer: D. Finally
Explanation: I just did it on edge. Hope this helps!
Both employers and colleges often have a place for you to include your interests on their
O evaluation
O survey
O application
O wish list
The correct answer is application