Answer:
EAW = -$17,545.71
Explanation:
initial investment = $200,000
cash inflows;
Year 1 = $33,000Year 2 = $44,000Year 3 = $55,000Year 4 = $66,000Year 5 = $77,000Year 6 = $88,000Year 7 = $99,000Year 8 = $110,000Year 9 = $132,000cash outflows:
Year 1 = $20,000Year 2 = $30,000Year 3 = $40,000Year 4 = $50,000Year 5 = $60,000Year 6 = $70,000Year 7 = $80,000Year 8 = $90,000Year 9 = $100,000EAW = equivalent annual worth = equivalent annual benefits - equivalent annual costs
to determine the EAB we must first find the PV of the cash inflows using a financial calculator = $408,348.84
EAB = (PV x r) / [1 - (1 + r)⁻ⁿ] = ($408,348.84 x 10%) / [1 - (1 + 10%)⁻⁹] = $70,905.91
to determine the EAC we must first find the PV of the cash outflows (including initial outlay) using a financial calculator = $509,395
EAC = (PV x r) / [1 - (1 + r)⁻ⁿ] = ($509,395 x 10%) / [1 - (1 + 10%)⁻⁹] = $88,451.62
EAW = $70,905.91 - $88,451.62 = -$17,545.71
Max has a net spendable income of $1,700 per month. He has a new job and is looking for a new car. Max is trying to develop a budget for himself. Look at the following budget he has created. Which category should he adjust?
Percent Amount Budgeted Amount Spent Amount Over/Under Budget
Net Spendable Income 100% 1700
1. Housing (30% - 36%) 600
a. Mortgage (rent)
b. Taxes
c. Insurance
d. Electricity
e. Gas
f. Water
g. Telephone
h. Sanitation
i. Other
2. Food (12% - 17%) 320
3. Transportation (15% - 20%) 300
a. Car Payments
b. Gas/Oil
c. Insurance
d. License/Registration
e. Taxes
f. Maintenance/Repair
4. Insurance (3% - 7%)
a. Life
b. Medical
5. Debts (5% - 6%) 150
6. Entertainment (5% - 8%)
7. Clothing (5% - 6%)
8. Savings 5%
9. Medical Expenses (4% - 8%)
a. Doctor
b. Dental
c. Prescriptions
10. Miscellaneous (5% - 10%)
a. Toiletries
b. Beauty/Barber
c. Laundry/Clothing
d. Subscriptions
TOTALS:
A. transportation
B. debts
C. housing
D. food
Answer:
the answer is 3
Explanation:
4
Answer: food
Max’s food budget is higher than it should be. He should look at finding ways to save money there. While the amount of money spent dealing with debts is higher than it ought to be, Max cannot lower these payments.
Explanation:
From Plato
Ralph purchased 4 tires for his van for $539.16. What is the price per tire?
Answer:
134.79 per tire
Explanation:
divide the total by how many
Hector spent the last three months on a winter fishing boat in Alaska. He was doing research on population levels of fish for conservation efforts. Hector most likely works in
a.Plant Systems.
b.Agribusiness Systems.
c.Natural Resource Systems.
d.Environmental Service Systems
Answer:
a
Explanation:
Answer:
b
Explanation:
A good credit rating will cause your mortgage interest rate to be:
A. Higher
B.
Lower
C.
Fixed
D.
Variable
Reset
Next
Answer:
B
Explanation:
If your credit rating is good it should be lowered, it makes sense.
Which of the following strategies can a country use to keep its products inexpensive for consumers in the U.S.?
A.
Raising its interest rates
B.
Keeping its interest rates low
C.
Increasing its exports
D.
Avoiding debt
Please select the best answer from the choices provided
Answer:
Keeping its interest rates low
Explanation:
Interest rates correlate with the exchange rate of a country. Low-interest rates are unattractive to foreign investors. Investors associate low-interest rates with reduced returns. In the foreign exchange market, the demand for such a country's currency will below, resulting in a lower exchange rate against other currencies.
If a country has low-interest rates, its currency will be in low demand, meaning its strength will be relatively weaker against the US dollar. One dollar will be able to buy a large quantity of goods and services from such a country. In other words, that country's exports will be cheaper in the USA.
Answer: B
Explanation:
trust
5. Which of the following statements is true about credits?
a) Credits show an increase in what a company owns or a decrease in what it owes.
b) A credit to an asset account shows a decrease.
c) A credit to a liability account shows an increase.
d) Credits show a decrease in what a company owns or an increase in what it owes.
Create your own buy and sell stock problem
Answer:
The cost of a stock on each day is given in an array, find the max profit that you can make by buying and selling in those days. For example, if the given array is {100, 180, 260, 310, 40, 535, 695}, the maximum profit can earned by buying on day 0, selling on day 3. Again buy on day 4 and sell on day 6. If the given array of prices is sorted in decreasing order, then profit cannot be earned at all.
Explanation:
In 30 words or fewer, explain why it is important to write your personal information on an application.
What are cover letters also called?
Letter of appreciation
Letter of preparation
Letter of anticipation
Letter of application
Answer:
A
Explanation:
because they are good
What are three factors that affect price equilibrium and how does each factor affect it?
Calculate the additional cash needed for the six months. When there is a cash shortfall (the shortfall/surplus cash calculation is less than zero), additional cash must be obtained from a loan to cover all of the monthly expenses. Therefore, additional cash needed is equal to any cash shortfall. It is zero if there is a cash surplus. The additional cash needed should be a positive number even though a shortfall will be a negative number in the model (row 26). [6 points]
Answer:
the numbers are missing, so I looked for a similar question:
Vince's Blinds will have cash receipts of $97,000 and cash disbursements of $108,000. If its beginning cash is $5,000 and its desired reserve is $2,000, what will be its shortfall in cash for the month?
You have to repeat the same procedure for the following months. The ending balance of month 1 becomes the beginning balance of month 2, and so on. For month 2 we can flip the cash receipts and disbursements:
Month 1 Month 2 Month 3
Beginning cash balance $5,000 $2,000 $5,000
Cash receipts $97,000 $108,000 ....
Cash disbursements ($108,000) ($97,000)
Net balance ($6,000) $13,000
Cash from loan $8,000 ($8,000)
Ending cash balance $2,000 $5,000
Depending on the numbers that you have, you should be able to complete the 6 months and then just add the cash from loans.
If at a price of $24, Octavia sells 36 home-grown orchids and at $30 she sells 24 home-grown orchids. What is the change in quantity demanded?
Answer:
12
Explanation:
At the price of $24, the demand is 36
At the price of $30, the demand is 24
change in quantity demanded
= 36-24
= 12
The lead of a screw is the distance that the screw advances in a straight line when the screw is turned 1 complete turn. If a screw is 2 inches long and has a lead of inch, how many complete turns would get it all the way into a piece of wood?
Answer:
20 turn
Explanation:
CHECK THE COMPLETE QUESTION BELOW
The lead of a screw is the distance that the screw advances in a straight line when the screw is turned 1 complete turn. If the screw is 2 1/2 inches long and has a lead of 1/8 inch, how many complete turns would get it all the way into a piece of wood?
From the question, the screw is 2 1/2 inches long which is the LENGTH , we can convert this to Fraction, which is called an improper fraction, by multiply the denominator (2) by the whole number(2) then add to the numerator (1) all over denominator= [(2×2)+1]/2 = 5/2
The number of turn= Lenght of the screw / lead of the screw
=( 5/2inch)/(1/8inch)
= 5/2 ÷1/8
5/2×8/1
=40/2
=20
Therefore, the complete turns it would get it all the way into a piece of wood is 20 turn
here is a riddle again
If you drop me I’m sure to crack, but give me a smile and I’ll always smile back. What am I?
Answer:
a mirror
Explanation:
What asset might a bank use as collateral for a mortgage?
A house
A boat
A vehicle
Jewelry
Answer:
A. A house
Explanation:
PLEASE ANSWER THESE IT WOULD BE A HUGE HELP
1. Investing in bonds is risk free. Investing in stocks is much riskier. Why do you think fictional advisors suggest that it’s a good idea to own both stocks and bonds?
2. Each time you sell a stock to make a profit, you must pay tax on the money you make (the
difference between the buying and selling price). This is called capital gains tax. Do you think
capital gains tax is a good idea? Why or why not?
Answer:
Explanation:
1.
Advisors say to invest in both so that if you lose all your money on the stock market, you will still have a good amount of money invested in bonds, still safe. However, if you’re lucky and the stocks you invested in go up in value, you can earn a large amount of money in addition to the bonds you’ve invested in.
Oh I have this same one, right now i only know 1 TOT
Answer:
1. Advisors say to invest in both so that if you lose all your money on the stock market, you will still have a good amount of money invested in bonds, still safe. However, if you’re lucky and the stocks you invested in go up in value, you can earn a large amount of money in addition to the bonds you’ve invested in.
2. This one is opinionated and depends on your beliefs.
Explanation:
Dera diamonds inc. is a premium jeweler. its clientele includes movie stars, politicians, businessmen, and popular socialites. it has a team of jewelry experts that designs jewelry for each of its clients from scratch. everything is made to meet the specific requirements of the clients, and no two jewelry pieces produced by this company has ever been identical. this is an example of
Answer:
customization
Explanation:
From the question we are informed about Dera diamonds inc. which is a premium jeweler. its clientele includes movie stars, politicians, businessmen, and popular socialites. it has a team of jewelry experts that designs jewelry for each of its clients from scratch. everything is made to meet the specific requirements of the clients, and no two jewelry pieces produced by this company has ever been identical. The case above is an example of customization. Customization in business is also regarded as "built-to-order" it involves the modification of products/goods to suit the personal specification or preference of the clients/customer, it is a way to deliver the product of the customer according to the specified requirements. It a business strategy and when done very well, it makes the clients to always patronize again.
Brendon Walsh wants to borrow $30,000 from the bank. The interest rate is 6% and the term is for 5 years.
What is the amount of interest paid?
- $360
- $1,800
- $18,000
- $30,000
Answer:
1,800
Explanation:because
$30000*0.06=$1,800
The amount of interest paid is $1,800. Thus, option second is correct.
What is Simple Interest?Simple interest is defined as the amount of interest paid on a specific principal amount at a given rate of interest. Compound interest, on the other hand, is the interest computed on the principal and interest accrued during the preceding month.
Borrowers may get a rough estimate of borrowing costs by using simple interest. Auto loans and short-term personal loans are often interest-only loans. Simple interest does not need the calculation of compound interest.
Given that,
Amount = $30000
Years = 5
Interest = 6 %
Amount to be paid every year can be computed with the help of the following formula:-
Total amount = Amount * Years * Interest / 100
Substituting the values in the above formula,
Total amount = 30000 * 5 * 6 / 100
= 90000/100
= $9000
Hence, the interest paid for one can be calculated as follows:-
Interest amount for each year = 9000 / 5
= $1800
Therefore, $1800 is the interest amount paid for each year. Hence, option second is correct.
Learn more about Simple Interest here;
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How are college costs different based on the type and location of the school you choose as well as
your room and board arrangement?
Answer:
If you choose a private university, chances are your tuition is going way up. Prestigious university with accredited programs can also be a bit pricey. Same thing goes for Ivy league schools. Community colleges are relatively inexpensive anywhere you go. Universities in big cities often have a higher tuition if you're considering location. Room and board arrangements differ. If you choose to live on campus in a basic dorm the expense won't be too bad. Colleges could also have the option of off campus housing which is way more expensive and they have different rooms you can choose from. Meal plans are also included in room and board so that's something to consider.
Explanation:
i need help asap Computer programs can be opened from _____.
the Start menu
the desktop
the All Programs submenu
all of the above
none of the above
Answer:
all of the above
Explanation:
this question has already been asked in brainly. Be sure to search a question before asking. Hope this helps though! :)
What should you do before you approach a atm
Answer:
Try to use ATMs with which you are familiar. Choose well-lit, well-placed ATMs where you feel comfortable. If you need to use an ATM late at night, ask a friend to accompany you.
Before approaching the ATM, scan the surrounding area. Avoid the ATM altogether if it is too dark to see, isolated or looks unsafe. If there are bystanders loitering in the area, go to another machine or come back later.
Use your body to shield the screen and keypad before entering your PIN. Make sure other individuals in line stay a reasonable distance from you while you're performing your transaction.
What are stocks and mutual funds?
Answer:
Stocks are an investment in a single company, while mutual funds hold many investments — meaning potentially hundreds of stocks — in a single fund.
pls help
Jory wants to create a diagram to compare and contrast the qualifications of the three Energy pathways. Which qualifications could she put in the section common to all three pathways?
a. physical stamina, willingness to work long hours, teamwork, stress-management skills
b. physical stamina, color vision, stress-management skills, knowledge of geography
c. color vision, willingness to work long hours, teamwork, customer-service skills
d. knowledge of geography, customer-service skills, teamwork, stress-management skills
Answer:
A: physical stamina, willingness to work long hours, teamwork, stress-management skills
Explanation:
the others don't make sense according to the notes I took, correct me if I'm wrong
Answer: A - physical stamina, willingness to work long hours, teamwork, stress-management skills
Explanation - It was correct on edge 2022
A communication style is ____________________
Answer:
Communication styles are the broad ways in which people tend to communicate with others.
Explanation:
Answer:
Texting
Explanation:
Amber showed up to the conference room five minutes before her presentation, which was to begin at 2 P.M. This was the first time she had been to conference room #9, and she assumed that it had a projector. Unfortunately, it didn't. After noticing this fact, she rushed to an adjacent room to borrow one. She was able to do so, and finished setting up her equipment at 2:15. She had to borrow a laptop as well, since the room did not have a computer. 1. Think carefully about what happened to Amber's presentation. In your estimation, what was her first mistake?
Answer:
She should have come earlier so that she could prepare for her presentation, and if she knew she needed specific equipment then she should have asked someone if the room had it.
Explanation:
So basically just not coming early and prepared.
Which tab provides you options like inserting a table, inserting a shape, or adding Audio/Video?
Answer:
The insert tab
Explanation:
Which career pathways involve high risk due to exposure to dangers?
Firefighters in the Emergency and Fire Management pathway, Correctional Officers in the Corrections pathway, and Detention Officers in the Law Enforcement pathway
Firefighters in the Emergency and Fire Management pathway, Detention Officers in the Corrections pathway, and Intelligence Analysts in the Security and Protective Services pathway
Intelligence Analysts in the Security and Protective Services pathway, Detention Officers in the Corrections pathway, and Police Officers in the Law Enforcement pathway
Firefighters in the Emergency and Fire Management pathway, Detention Officers in the Corrections pathway, and Police Officers in the Law Enforcement pathway
Answer:
Firefighters in the Emergency and Fire Management pathway, Correctional Officers in the Corrections pathway, and Detention Officers in the Law Enforcement pathway.
Explanation:
The career pathways that involve high risk due to exposure to dangers is :
A) Firefighters in the Emergency and Fire Management pathway, Correctional Officers in the Corrections pathway, and Detention Officers in the Law Enforcement pathway.
"Career Pathways"The career pathways that involve high risk due to exposure to dangers is:
Firefighters in the Emergency
Firefighters too give an critical part in teaching the open with respect to fire and security.
Instructing fire anticipation and teaching the open on how to reply in crisis circumstances can offer assistance spare lives.
Fire Management pathway
Candidates require a long time of work encounter in law requirement, fire security, or an crisis administration field.
Crisis administration executives ordinarily require a bachelor's degree
Correctional Officers in the Corrections pathway
Corrections officers may do a few or all of the taking after:
supervise prisoners' day by day schedule, which incorporates feast, work and amusement times. screen, evaluate and oversee the conduct and security of detainees watch jail buildings and grounds.
Detention Officers in the Law Enforcement pathway.
A detainment officer forms prisoners, keeps up imprison security, serves dinners, transports detainees, gets and forms detainees into care of educate, looks detainees, and takes charge of individual property and gives detainees with opportunity to call their lawyer or relative.
A Career Pathway traces the positions, compensation, and preparing required to development in an industry.
Thus, the correct answer is A.
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why banks pay lower interest rates on savings accounts than on certificates of deposits.
Answer:
See below
Explanation:
Savings accounts are more common than certificates of deposits. Banks do not restrict customers on the number of withdrawal and deposits per period in a savings account. Banks consider savings account very liquid because a customer can withdraw their money anytime. Due to this reason, savings accounts attract low-interest rates.
Certificate of deposits, CDs have withdrawal restrictions. In this type of account, the customers agree to keep their money in the bank for a specified period. Banks offer a higher interest rate to encourage customers to keep their money in the account for the agreed duration.
1. To begin to understand stocks, we have to know what companies sell stock. Define: What is a corporation?
Answer:
Here is a guide...
Explanation:
One place to find lists of index components or company stocks that make up an index is the website of the index maker. For example, you can find the list of company stocks included in the Nasdaq 100 by going to Nasdaq.com. Going straight to the primary source—the website of the index maker—is usually ideal.
When an employer takes the time to explain a mistake you have made and provides suggestions for avoiding that same mistake in the future, the employer is offering _____.
constructive criticism
verbal warning
destructive criticism
discipline
Answer:
conatructive critcism
Explanation:
they are critisming you so you can do better