A persons credit score would not affect the chances that they have to land a new job when they need one.
What is a credit score?This is a number that is used to show that a person is credit worthy. It shows how the person responds to the loans that they owe.
A high credit score shows that the person is one that does what is required on time. A lower one may have negative effects on a person.
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Answer:
D. Yearly Income
Explanation:
Economic stability is a benefit of technological advances. Please select the best answer from the choices provided T F.
Answer:
The answer is False
Explanation:
Just took the test and got it right
Economic stability is an economy where there is consistent output growth and stable and low inflation growth. Advanced technology is the key to the economic stability of a country and its development.
What are the advantages of a stable economic condition?Economic stability also contributes to the stability of all macroeconomic factors, such as increased production, improved efficiency, and a lower unemployment rate. Through technology and innovation, the overall standard of living of citizens improves as productivity increases, resulting in better goods and services.
Many techniques, such as inflation control, new job opportunities, stabilizing the currency rate, and many more, to maintain the stability of the economy. A stable economy encourages investment, creates consumer confidence, and helps in stimulating business growth and results in the overall economic development of a country.
It is therefore true that technological advances are beneficial for economic stability because they help to improve the living standards of citizens due to stable employment opportunities, resulting in a stable income for individuals.
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what would happened is banking didnt exist? i really have no idea
Answer:
we wouldn't have loans to buy a house or a car. We wouldn't have paper money to buy the things we need. We wouldn't have cash machines to roll out paper money on demand from our account
Explanation:
Supervisors counting cash receipts daily is an example of:.
Answer:
Independent internal verification
Explanation:
Supervisors counting cash receipts daily is an example of : independent internal verification.
What is independent internal verification ?Independent internal verification involves the review, comparison, and reconciliation of data prepared by employees which are done by self assessment only. Verification should be made periodically or on a regular interval basis. Verification should be done by an employee independent of the personnel responsible for the information. Independent internal verification is an effective method for employees to perform their work on a regular basis.
Thus, supervisors counting cash receipts daily is an example of : independent internal verification.
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A government that enforces strict quality requirements for its imported goods is applying what type of trade regulation?.
Governments can impose import and export limits in addition to abolishing tariffs, levies, or taxes on particular in-demand items. Import quotas regulate the volume or amount of a commodity that may be brought into a nation for a predetermined period of time.
Why do governments regulate imports?This supports economic growth and maintains a healthy economy. A government may implement certain tariffs to draw consumers' attention back to local firms and thereby shield and safeguard their own economy from the outside competition if the home economy is finding it difficult to compete with international rivals.
Governments primarily use tariffs, subsidies, and quota systems to impose trade restrictions. A quota system places limits on the number of commodities that may be imported into a nation. Governments can limit the number of imports to assist safeguard native businesses by using quota systems.
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Exercise 20-17 Preparation of cash budgets (for three periods) LO P2 Kayak Co. Budgeted the following cash receipts (excluding cash receipts from loans received) and cash payments (excluding cash payments for loan principal and interest payments) for the first three months of next year. Cash Receipts Cash payments January $ 525,000 $ 475,000 February 400,000 350,000 March 450,000 525,000 According to a credit agreement with its bank, Kayak requires a minimum cash balance of $30,000 at each month-end. In return, the bank has agreed that the company can borrow up to $150,000 at a monthly interest rate of 1%, paid on the last day of each month. The interest is computed based on the beginning balance of the loan for the month. The company repays loan principal with any cash in excess of $30,000 on the last day of each month. The company has a cash balance of $30,000 and a loan balance of $60,000 at January 1. Prepare monthly cash budgets for January, February, and March. (Negative balances and Loan repayment amounts (if any) should be indicated with minus sign. )
The preparation of the cash budgets for the first three months of next year for Kayak Co. is as follows:
January February March
Beginning cash balance $30,000 $30,000 $69,294
Cash receipts 525,000 400,000 450,000
Total cash available $555,000 $430,000 $519,294
Cash disbursements 475,000 350,000 525,000
Ending cash balance $80,000 $80,000 ($5,706)
Required minimum balance 30,000 30,000 30,000
Available for Loan Payment 50,000 50,000 ($36,000)
Loan Interest & Principal Payment:
Interest repayment $600 $106
Loan:
Beginning balance $60,000 $10,600
Loan repayment ($49,400) ($10,600)
Ending balance $10,600 $0
Data and Calculations:Month Cash Receipts Cash Disbursements
January $ 525,000 $ 475,000
February 400,000 350,000
March 450,000 525,000
Minimum required cash balance = $30,000 per month-end
Loan limit = $150,000
Monthly interest rate = 1%
Interest payment and principal repayment = last day of each month
Interest computation = beginning balance
Beginning cash balance = $30,000
Beginning loan balance = $60,000
The beginning cash balance of March is $69,294 ($80,000 - $106 - $10,600)
Thus, at the end of March, Kayak Co. needs to borrow $36,000.
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Why is it a mistake to put e-mail addresses of people who don't know each other in the "to:" field?
An email is a form of electronic communication that allows you to send messages to other people. Because of the rise in cybercrime, we might assume that unusual emails can be risky.
Importance of Sending an Email?Email is a popular method of corporate communication since it is quick, cheap, widely available, and easily replicated. Email may be extremely beneficial to organizations because it provides an efficient and effective means of transmitting all types of electronic data.
One of the primary benefits of email is the ability to rapidly and conveniently distribute electronic files such as written documents, photographs, and data sheets to multiple contacts at the same time by simply attaching the file to an email.
Thus, The person you send it to will most likely think it's a fraud or that it was sent to the wrong person. But, most critically, to ensure that no one's email address is leaked. They did not agree to have their contact email shared with others.
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All of the following are examples of fiscal policy except __________.
a. the government building the new i-22 into birmingham, alabama
b. decreasing the corporate tax rate on us businesses
c. the government purchase of army uniforms
d. lowering the interest rate
economics
The given options are all examples of fiscal policy enacted by government except d. lowering the interest rate.
What is fiscal policy?Fiscal policy refers to actions by the government that are meant to improve or constrict economic activity.
They do so by either spending, reducing spending, or altering tax rates. Fiscal policy does not directly influence interest rates as this is done by monetary policy.
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Which of the following is an example of a game where the customer can choose their own numbers
The game where players are allowed to pick their own numbers is the game of Mega-Millions.
What is Mega-Millions?This is a type of lottery game that is available in several countries around the world and involves players picking certain numbers to stand a chance to win some money.
The players get to choose the numbers they believe will be lucky and then there is a draw. If their numbers are selected, they stand a chance to win.
Options for this question were:
a. Quick Pick game.
b. Mega Millions.
c. Instant Scratch-Off game.
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What channel intermediary does not take title to products, but instead brings a seller and buyer together?.
Answer:
It would be the agent by definition.
Answer:
an agent.
Explanation:
a real estate agent does not physically own the properties, but helps bring in consumers who want to purchase the home.
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What element of the marketing mix has a unique role in that it is the place where all other business decisions come together?.
The element of marketing mix that has a unique role in that it is the place where all other business decisions come together is known as Place
What is marketing mix?The marketing mix relates to the collection of steps or strategies employed to sell the brand or commodity on the market by an company.
Elements of marketing mix include:
PlacePricePromotionProductHence, the element of marketing mix that has a unique role in that it is the place where all other business decisions come together is known as the place.
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A city spent $2 million to build a pedestrian bridge that has proved unsafe. The city can repair this bridge or demolish it and build a new one. If the resulting bridge would be equally attractive and useful either way, how should the $2 million already spent factor into the city's decision?
The city should ignore the $2 million, since either way it has already been spent.
What is sunk cost?Sunk cost is a cost that has already been incurred. It means that the amount has already been spent. Cost that has already been incurred should not be considered when making future economic decsions.
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A low-cost, no-frills grocery store chain that began in the United States decided to open similar stores in Germany which did not have any stores like this. What type of FDI is this company using
A greenfield investment is the type of Foreign direct investment used by the grocery store chain that began in the United States but decided to open similar stores in Germany.
What is a greenfield investment?A greenfield investment means a foreign portfolio whereby company merely buys the stocks or bonds of an existing company.
Thus, the greenfield investment is the type of Foreign direct investment used by the grocery store chain.
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Which of the following are different categories of risk? (Select all that apply)
Question 3 options:
Physical
Location
Human
Technology
Compliance
Financial
Operational
Environmental
Risk can be categorized into the following options:
Physical riskCompliance riskFinancial riskOperational riskEnvironmental riskWhat is a Risk?A Risk refers to an occurence or a chance that something that is harmful or unexpected could happen.
Usually, a risk is associated with a harmful outcome which can be managed with different risk management measures.
Some of the risk management measures includes:
avoidance or risk, retention of risk, sharing of risk, transferring of risk etcIn conclusion, the Option A, E, F, G, H is correct.
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With a 10% reserve requirement ratio, a $100 deposit into new bank means that the maximum amount new bank could lend is.
Answer:
If the reserve requirement is 10%, the deposit multiplier means that banks must keep 10% of all deposits in reserve, but they can create money and stimulate economic activity by lending out the other 90%. So, if someone deposits $100, the bank must keep $10 in reserve but can lend out $90.
Explanation:
:)
An employee contacts his supervisor to request time off guaranteed to him under the family and medical leave act. Under which circumstance do the provisions of this law apply?.
Answer:
The employee qualifies for time off to care for a newborn child.
Explanation:
_____ is considered to be the most persuasive and valuable method of promoting products and services. Group of answer choices
Word of mouth is the most persuasive and valuable method of promoting products and services.
What is Word of mouth communication?Word of mouth is the process where information is passed from one person to another by using oral communication, or mouth which can be as simple as telling someone about clothe .An example of word of mouth communication is story telling and it is where one person tells others a story about a real event or something made up.
Therefore, Word of mouth is the most persuasive and valuable method of promoting products and services.
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A decrease in the demand for loanable funds would most likely be caused by a(n):
A decrease in the demand for loanable funds would most likely be caused by a decrease in business opportunities or transactions.
What are loanble funds?Loanable funds are money or lumbsum available for individual or group of people to loan.
This funds are made available by an economy or an indication to support businesses.
People borrow more when there is good business transaction.
Therefore, A decrease in the demand for loanable funds would most likely be caused by a decrease in business opportunities or transactions
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A drop in demand for loanable cash is most usually due to a drop in business possibilities or transactions.
What factors influence the demand for loanable funds?The desire for investment is the most important factor driving the demand for loanable cash. The expenditure of funds on the acquisition of new capital goods and inventory is referred to as an investment. The cost of borrowing cash for investment is readily represented by the interest rate.
The loanable funds market describes how this borrowing occurs. Savings provide the source of loanable funds. Borrowing drives the demand for loanable cash. The real interest rate and the amount loaned are determined by the interaction of the supply of savings and the demand for loans.
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Your younger cousin Mary is a rising senior in high school this year and has been researching the cost of attendance at several colleges. She emails you because she knows that you have just learned about paying for college and she has some serious concerns. Here are some excerpts from her email: --Despite her strong academic performance in high school and her interest in pursuing a career in chemical engineering, Mary reveals, “I’m starting to think that college just isn’t worth it. I don’t see how a college degree is going to help me in the future if it costs so much. Aren’t I better off just going straight into a job with my high school degree and saving my money?” --“I’ve been looking at the published costs of attendance on college websites, and they’re insanely high! There’s no way my family and I can afford such prices.” --“I know financial aid is available for students, but I don’t know what types there are, let alone how to apply for financial aid. Even if I knew how to apply, should I apply? I don’t think I’ll qualify and I don’t want to put in all that work for nothing.” --“I know that I have to start paying my loans right after I graduate college. But what if I don’t have a job by that time? And what if I can’t afford my monthly payments? I don’t want to take that risk.” You recognize that Mary has a few misconceptions and gaps in knowledge about how to pay for college and want to make sure that she makes a decision based on the right information. In 4-5 paragraphs, respond to Mary about each of her concerns.
Please note that the type of letter described above is an informal Letter. This is because there is an existing relationship with the recipient of the letter.
How do you write an Informal Letter?An informal letter should:
have your address on the top right cornerhave the date of the letter underneath your addressstart with a salutation such as "Hello Mary"have an introduction that is may or may not be personal. But preferably personal since you know Mary personally. For example, "It's been a while, Mary, I trust this meets you and yours well."have a body that is clear, and specific. Remember your intention is to narrate your experience. Use short sentences.have a great closing. You may use "Best" or "Warmest regards", or "Best wishes" since this is an informal letter.The last item should be your name and your signature. Your signature should come before your name.
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do you like lauge arts it is supper fun in cool
Answer: It's really confusing. its just mid.
Explanation:
Organizations use ______ such as commissions, profit-sharing, bonuses, and stock options to attract and retain top performers.
Answer:
The answer is incentives
Explanation:
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What system is based on the supply and demand of goods to make a profit?.
Answer:
B : market economy
Explanation:
match each educational qualification with its description
certification a on the job training experience
apprenticeship general two-year college degree
doctoral degree four-year college degree
bachelors degree advanced, specialized degree earned after masters
associates degree an endorsement from a professional,
nongovernment organizations
The educational qualifications and their descriptions are:
Certification - general two-year college degree.Apprenticeship - a on the job training experience.Doctoral degree - advanced, specialized degree earned after masters.Bachelors degree - four-year college degree.Associate degree - an endorsement from a professional, nongovernment organizations.What are some educational qualifications?A certificate involved going to college or an institution of higher learning for two years. An apprenticeship doesn't involve going to school, but gaining experience from working.
A bachelors degree is a four year qualification that is gained from college and a doctoral degree can only acquired after one gets a masters.
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GM creates a separate website for each of its car models (e.g., chevrolet). This reflects which type of multi-branding strategy
The type of multi-branding strategy that GM creates by using a separate website for each of its car models is known as the house of brands.
What is a multi-branding strategy?
A multi-branding strategy involves using a portfolio of products with different brand names by the same company.
Multi-branding is a branding strategy that involves using two or more brand names to market the same product to different audiences.
Thus, the type of multi-branding strategy that GM creates by using a separate website for each of its car models is known as the house of brands.
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Charlotte complains that a lot of turnover is coming from branches that used to be first american before the merger. She claims that the employees there were not used to so much oversight and had more authority. Based on this information, first american highly valued.
We can infer that based on the fact that employees were not used to so much oversight, First American highly valued Delegation.
What did First American value?Delegation in a company means that superiors endow their subordinates with roles and adequate authority to get a certain job done with little oversight.
Charlotte's complaint about employees not being used to oversight therefore means that there was a lot of delegation in First American where employees had more authority.
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Percy’s GPA is 2. 75, so he should list it on his résumé. Please select the best answer from the choices provided T F.
The given statement that GPA of Percy is 2.75, so he should list it on his resume, is the false statement.
What is GPA?
The full name of GPA is the Grade Average Point. A GPA is the sum of all of the individual grade points earned throughout the degree program.
Graduate students are often obliged to have a certain GPA.
At the time of filling out a resume, there are several basic and necessary questions that a person should consider in order to meet the criteria that the client is searching for.
In terms of GPA, Percy's is comparable. It is not appropriate to include it on a resume unless specifically requested or required. Most of the time it isn't required, thus the given statement is false.
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Answer: False
Explanation:2.75 gpa is bad
When a manufacturer produces several products that are substitutes for one another and others that complement these products, it should use Blank______.
It is important that a manufacturer uses a Product-line pricing when its produces products that serves as substitutes for one another and others that complement these products.
What is a Product-line pricing?This is product pricing strategy that is implement when a firm has more than one product in a product line.
The pricing strategy ensured the profitability is achieved by a firm in the market.
Therefore, the pricing strategy is imporant to use when a products serves as substitutes for one another.
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Hidden aspects of an organization that organizational behavior provides insight into include ________.
Answer:
The answer is attitude
Explanation:
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What risk are you taking when you invest your money in the stock market?.
Answer:
You could lose your entire investment.
Explanation:
Wilson manufacturing relies on an extensive __________ system, where its employees share information between departments. for example, departments such as human resources can share payroll information with employees. persons outside the firm do not have access to this network.
Answer:
Wilson manufacturing relies on an extensive Intranet system, where its employees share information between departments. for example, departments such as human resources can share payroll information with employees. persons outside the firm do not have access to this network.
Financial assistance from the government to citizens in the form of tax credits or monetary payments is called
Tax relief serves as Financial assistance from the government to citizens in the form of tax credits or monetary payments.
What is Tax relief?Tax relief can be regarded as government program or policy that are been put in place to help individuals and businesses .
It help to reduce their tax burdens or resolve their tax-related debts.
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