A) The month rate is
[tex]\frac{804.62}{(1+R)^{t} } =100000, which yields R = 0.75\%[/tex]
The annual percentage rate = 0.75%[tex]\times[/tex]12 = 9%
B) The effective annual rate =
[tex]=(1+0.75 \%)^{12}-1=9.38 \%[/tex]
C)The lender is more likely to report the loan's annual percentage rate, which is 9%.
Interest rate
The interest rate is the amount charged by the lender to the borrower in addition to the principal amount. In terms of the receiver, a person who deposits money in any bank or financial institution gains extra money due to the time value of money, which is referred to as interest received by the depositor.
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the marketing mix for marketing focuses on a specified group, while the marketing mix for marketing is used to generally appeal to everyone
The marketing mix for target marketing focuses on a specified group, while the marketing mix for Mass marketing is used to generally appeal to everyone.
More about marketing mix:
The marketing mix is the collection of tactical marketing instruments that may be controlled and used by a business to elicit a specific response from its target market.
It entails every action a business can take to affect consumer demand for its goods. It is also a tool for planning and carrying out marketing campaigns. The four Ps of marketing mix represent the crucial factors that must be carefully thought out and put into practise in order to properly advertise a good or service. Product, price, place, and promotion make up this list.
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wayman corporation reports the following amounts in its december 31, 2021, income statement. sales revenue $ 390,000 income tax expense $ 50,000 interest expense 20,000 cost of goods sold 130,000 salaries expense 40,000 advertising expense 30,000 utilities expense 50,000 required: prepare a multiple-step income statement.
An income statement, also known as a profit and loss account, is one of a company's financial accounts that details the company's revenues and expenses for a given time period. The method by which revenues are transformed into net income or net profit is described.
Following would be Income Statements.
Revenue from sales of $446000
Cost of goods sold was 138000.$308,000 in total profitCost of advertising: $48,000 in salary for 38,000 people.
Utility costs make for 58.000 of the overall operating costs.164,000 in operating incomeInterest expense: $28,000 (136,00 before taxes, 58,00 after taxes)
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As compared to tangible resources, brand value is unlikely to be a source of sustainable competitive advantage because it cannot be easily imitated. True or false
As compared to tangible resources, brand value is unlikely to be a source of sustainable competitive advantage because it cannot be easily imitated.
This is a False statement.
Why the given statement is false?To maintain a competitive advantage over time, a resource must be challenging to duplicate or replace. Any competitive advantage acquired from it will be lost as soon as another company obtains it (or a resource identical to it). This is particularly true if the resource only offers a temporary competitive advantage and may be quickly replaced or imitated.
In certain situations, it is harder to duplicate a resource:
1. The resource derives from a company's distinct past.
2. It's unclear how the resource is related to the competitive advantage it offers.
3. The asset is socially complicated.
What is brand Value?A philosophy of investment is necessary for brand value. The sale or replacement value of a brand is simply its brand value. This definition may be helpful to investors and those who must include a "goodwill" word on the balance sheet's right-hand side.
The sale or replacement value of a brand is simply its brand value. This definition may be helpful to investors and those who must include a "goodwill" word on the balance sheet's right-hand side. This type of accounting entry documents the net present value of long-term value produced by investments in brand assets.
Thus, It should be noted that having such a balance sheet item enables managers to treat brand-related charges as investments rather than expenses with long-term rewards.
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ace electronics sold $5,000 of goods to customers of which $3,000 has been collected. using accrual accounting, ace electronics should report revenues of .
$5,000 in revenue should be reported by Ace Electronic.
Tell us about the revenue.Revenue is the sum of money that a business receives in return for its products and services, or, in the other direction, the price that a client pays for a business's products or services. On the first line of the income statement, a company's revenue is typically reported as revenue, sales, net sales, or net revenue.Companies focus more on this one line item than any other, excluding the bottom line (net income). The biggest element affecting how their firm is performing is that. It plainly identifies how much money a business is making from the sale of its goods.To know more about revenue visit:
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A normal population has a mean of $75 and standard deviation of $5. you select random samples of?
A normal population has a mean of $75 and a standard deviation of $5. you select random samples of the whole number of people living in a country, city, or area a group of people or animals living in a certain place the deer population.
Here, μ = 75, σ = 0.7906, x1 = 74 and x2 = 76. We need to compute P(74<= X <= 76). The corresponding z-value is calculated using Central Limit Theorem
z = (x - μ)/σ
z1 = (74 - 75)/0.7906 = -1.26
z2 = (76 - 75)/0.7906 = 1.26
Therefore, we get
P(74 <= X <= 76) = P((76 - 75)/0.7906) <= z <= (76 - 75)/0.7906)
= P(-1.26 <= z <= 1.26) = P(z <= 1.26) - P(z <= -1.26)
= 0.8962 - 0.1038
= 0.7924
A standard deviation (or σ) is a measure of how dispersed the data is in relation to the mean. Low standard deviation means data are clustered around the mean, and high standard deviation indicates data are more spread out.
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a team of developers and customers are in close communication, with frequent communications, simplicity, feedback and courage. this would best describe:
A team of developers and customers are in close communication, with frequent communications, simplicity, feedback and courage. this would best describe the Extreme Programming methodology. Extreme programming (XP) is a software development process that aims to increase product quality and responsiveness to changing customer needs.
It encourages frequent releases in short development cycles as a sort of agile software developers, with the goal of increasing productivity and introducing checkpoints at which new customer needs can be incorporated. Deferring programming features until they are actually needed, a flat management structure, code simplicity and clarity, anticipating changes in the customer's requirements as time passes and the problem becomes better understood.
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Franklin corporation is expected to pay a dividend of $1.25 per share at the end of the year (d1 = $1.25). the stock sells for $56.00 per share, and its required rate of return is 10.5%. the dividend is expected to grow at some constant rate, g, forever. what is the equilibrium expected growth rate?
The equilibrium expected growth rate is 8.2%.
What is the equilibrium expected growth rate?The equilibrium expected growth rate can be determined using the constant Gordon growth model.
The Gordon growth model postulates that the value of a stock is a function of its growth rate, its dividend and the required rate of return
Value of a stock = dividend / (required rate of return - growth rate)
Growth rate = required rate of return - (dividend / value of the stock)
10.5% - (1.25 / 56)
0.105 - 0.02232 = 0.0827 = 8.2%
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The price of a dozen eggs rises from $3 to $4. 70. In response to this price change, quantity supplied increases from 100,000 dozen eggs to 127,000 dozen eggs. What is the approximate price elasticity of supply for eggs?.
A dozen eggs now cost $4.70 instead of $3. The quantity delivered rises from 100,000 to 127,000 dozen eggs in response to this pricing hike. The supply elasticity of price for eggs is approximately 0.48
Quantitative properties include things like mass, time, distance, heat, and angles. Among the fundamental categories of things are quality, substance, change, and relation. Among the fundamental categories of things are quality, substance, change, and relation. Some quantities act as states of things like heavy and light, long and short, broad and narrow, tiny and big, or much and little, while others serve as properties, dimensions, or attributes of those objects. a rise in prices for products or services expressed as a percentage. A 10% price rise denotes a 10% cost increase for that specific product. Likewise known as a price hike.
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The question was incomplete. Check below the full question
The price of a dozen eggs rises from $3 to $4. 70. In response to this price change, quantity supplied increases from 100,000 dozen eggs to 127,000 dozen eggs. What is the approximate price elasticity of supply for eggs?.
a. 1.86
b. 3.52
c. 0.48
d. 2.5
The supply of eggs has an approximate price elasticity of 0.48.
The degree to which supply is responsive to a change in price can be measured as price elasticity of supply.
The formula: gives a commodity's price elasticity.
(% Change in Supply Amount) / (% Change in the Commodity's Price)
Considering the values mentioned in the query:
Supply Quantity Change as a Percentage = [(127000-100000)/100000]100
=>0.27×100
=>27 %
Currently, [($4.70-$3/$3]% Change in Price of Commodity
×100
=>0.56×100
=>56 %
Price elasticity of supply is now equal to 27/56 = 0.48.
As a result, the price elasticity of the egg supply is 0.48.
Item39 item 39 if a check correctly written and paid by the bank for $838 is incorrectly recorded in the company's books for $883, how should this error be treated on the bank reconciliation?
This error is dealt with at the financial institution reconciliation by including $ forty-five to the e-book balance.
When taking a look at is correctly written and paid by using the bank $838
and incorrectly deducted from bank 883
Difference = 883-838 = forty five
So we must do development in book stability
So the solution is a) add $ forty-five to the book balance
Reconciliation is the system of making sure that two units of facts are in agreement. Reconciliation is used to make certain that the money leaving an account suits the real cash spent. this is done with the aid of ensuring the balances healthy at the give up of a particular accounting period.
Reconciliation is the procedure of two people or companies in a struggle agreeing to make amends or come to a truce. Reconciliation is also the name of a Catholic sacrament related to the confession of sin.
Cause: The method of reconciliation guarantees the accuracy and validity of economic facts. additionally, a proper reconciliation system guarantees that unauthorized adjustments have no longer taken place to transactions for the duration of processing.
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In a ______ decision process, users, influencers, or deciders in the buying center want to change product specifications, price, delivery schedule, or suppliers.
In a modified rebuy decision process, users, influencers, or deciders in the buying centers want to change product specifications, price, delivery schedule, or suppliers.
A modified rebuying process refers to the process where a previously bought product is bought by another customer but with some specific modifications. This means that the entire similar product is not received by the new customer.
The new customer can change the style or version of the product. He can also try to negotiate the price and delivery dates of the product. The customer has the ability to even choose another supplier of the product. Since so many changes are possible, we are calling it 'modified' buying.
Modifying and customizing the product can give it a new feel and also increase its effectiveness.
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As a store manager, kanu bargains for fair wholesale prices for the products her company purchases. when handling this responsibility, kanu is playing the ________ role.
As a store supervisor, Kanu deals with truthful wholesale expenses for the products her company purchases. while dealing with this duty, Kanu is gambling the negotiator role.
A company is a legal entity formed by means of a collection of people to interact in and perform a commercial enterprise—business or business—agency. A company may be prepared in numerous approaches for tax and economic legal responsibility functions relying on the corporate regulation of its jurisdiction.
A company is a sort of commercial enterprise shape that could be a separate felony entity from its owners. it is a complicated business shape, with higher set-up and administrative fees due to more reporting requirements and higher-degree legal responsibilities. A company is a frame company or an integrated business corporation registered underneath the agencies act. it may be a limited or a limitless agency, a private or a public employer, an organization confined by way of assurance or an agency having a share capital, or a community hobby employer.
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A tobacco company taking a reactive stance to the claims that smoking causes cancer would:______.
A tobacco organization taking a reactive stance to the claims that smoking causes most cancers might: prevent promoting cigarettes as they're harmful to your health and cigarette smoking increases the danger of lung most cancers that's speculation.
Cancer is a disorder in which a number of the body's cells grow uncontrollably and unfold to different elements of the body. In Greek, these phrases check with a crab, maximum probable applied to the disease because the finger-like spreading projections from most cancers referred to as to mind the form of a crab. The Roman physician, Celsus (25 BC - 50 advert), later translated the Greek term into cancer, the Latin phrase for crab.
Cancer cells have gene mutations that turn the cellular from a regular cell into a cancer mobile. these gene mutations can be inherited, expand over the years as we become old and genes put on out, or develop if we are around something that damages our genes, like cigarette smoke, alcohol or ultraviolet (UV) radiation from the solar.
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Company x receives $10,000 from issuing 10,000 shares of $1 par value common stock to its owners. the effect on the accounting equation is ______.
Company X accepts $10,000 from issuing 10,000 shares of $1 par value common stock to its owners. The affect on the assets increase and stockholders' equity gains.
Does the common stock have a debit or credit balance?As an equity balance, a company's ordinary stock is credit. As noted, however, this account may also fall, which will make it a debit entry. However, these issues are rare. Usually, when a firm issues shares, it obtains funds in exchange.
When a firm issues common stock, this will raise a stockholder's equity because he or she is obtaining investments from owners.
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From the perspective of managing a budget, what term is used to describe the difference between the amount of money that was budgeted and the actual amount of money spent?.
From the perspective of managing a budget, a budget variance is the term is used to describe the difference between the amount of money that was budgeted and the actual amount of money spent.
What is a budget?
This refers to the estimation of revenue and expenses over a specified future period of time that is usually compiled and re-evaluated on a periodic basis. It could be made for a person, group, business, government etc that makes and spends money.
Under a budget, the budget variance means the difference between the budgeted amount of expense or revenue and the actual amount. It is favorable when the actual revenue is higher than the budget or when the actual expense is less than the budget.
Therefore, as from the perspective of managing a budget, the budget variance is the term is used to describe the difference between the amount of money that was budgeted and the actual amount of money spent.
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In+portfolio+margin,+equity+options+and+stocks+are+tested+with++/-+15%+price+changes.~if+you+buy+$100,000+worth+of+abcd+stock,+what+is+the+portfolio+margin+requirement?
Equity options and stocks are examined with 15% price changes in portfolio margin. The minimum required portfolio margin is $15,000 for an ABCD stock purchase of $100,000.
By matching margin requirements to the overall risk of a portfolio, a portfolio margin is a set of risk-based margin requirements intended to reduce risks to the lender. For derivatives accounts where long and short positions taken in different instruments can be netted against one another, portfolio margin is used.
The mathematical formula for the required portfolio margin is
M = 15,000
Below, this is further discussed.
Typically, the mathematical formula for the margin need is presented as
M = 15% of 100,000
Therefore
M = 15,000
In conclusion, the mathematical formula for the portfolio margin need is
M = 15,000
In portfolio margin, equity options and stocks are tested with /- 15% price changes.~If you buy $100,000 worth of ABCD stock, what is the portfolio margin requirement
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In the urban areas of middle and south america, most women tend to be employed as?
In the urban areas of middle and south america, most women tend to be employed as office workers because Due to their propensity for higher education, urban women may also be more likely to work than rural women.
Women in the labor force:57.4% of all women participated in the labour force in 2019. This was 2.6 percentage points below than the peak of 60.0 percent in 1999, but it was an increase from the 57.1 percent who participated in 2018. In contrast, the labour force participation rate for men was 69.2 percent in 2019, which was 17.4 percentage points lower than its peak of 86.6 percent in 1948 and hardly changed from the year before.
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Motor activity is important for toddlers. what is one of the few restrictions that should be placed on a 2-year-old's gross motor activity?
The few restrictions that should be placed on a 2-year-old's gross motor activity is safety.
What is gross motor activity?Our ability to perform tasks that call for using our torso, legs, and arms in big ways is known as our gross motor skills.
They entail full-body motions.
Running and sweeping leaves are two examples of physical activity where we engage our gross motor skills.
They entail the neurological system and muscle coordination. They affect coordination and balance.
They also serve as the building blocks for our fine motor abilities, which enable us to perform precise motions like those required while using a pencil.
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office supplies purchased by janer's cleaning service on account were returned. the office supplies had not yet been paid for. which of the following entries for janer's cleaning service journalizes this transaction?
The journal entry will be to debit the account payable account and credit the office supplies account.
When the office supplies enter the building or premises either they will be bought for cash or they would be bought on credit. In this case, Janer's cleaning service has got the office supplies on credit as it is specified that it is not yet paid for. So it is important to debit the accounts payable account in this case.
According to the golden rules of account, the products that are going out of the premises requires to be credited. In this case, the office supplies are going out of the premises so they require to be credited. When these office supplies would have entered the premises they would have been debited. so now the opposite entry requires to be passed.
When the office supplies would have entered the premises the account payable account would have been credited. As these were bought on credit and not in cash. so now when these office supplies are returned we are required to debit the office payable. This will lead to the cancellation of the journal entry made.
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which of the following statements regarding intrinsic stock value maximization and social welfare is accurate? in general, unlawful actions taken to maximize intrinsic stock values actually benefit society. when direct stock ownership, mutual fund ownership, and indirect ownership through pension funds are considered, many members of society now have an important stake in the stock market. value maximization requires efficient, low-cost businesses that produce high-quality goods and services that consumers need and want at the highest possible cost. more than 64% of all u.s. households directly own mutual funds, either directly or as part of a tax-deferred retirement account. when a manager takes actions to minimize intrinsic value, this improves the quality of life for millions of ordinary citizens.
Many members of society today have a significant stake in the stock market, when direct stock ownership, mutual fund ownership, and indirect ownership through pension funds are all taken into account.
Maximizing value necessitates efficient, low-cost firms that produce high-quality goods and services that consumers demand and want at the lowest possible cost. Many members of society today have a significant stake in the stock market, when direct stock ownership, mutual fund ownership, and indirect ownership through pension funds are all taken into account.The intrinsic value of a company's stock is its actual worth or genuine value. It is computed by taking a company's assets, earnings, and dividend payouts into consideration.To determine the intrinsic stock value, Estimate a company's entire future cash flow. Determine the current value of each of the following future cash flows. Add the present values together to get the stock's intrinsic value.Thus this is the meaning of intrinsic stock value.
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_______ identifies potential hazards and alternative strategies to meet business plan goals and objectives.
Risk assessment identifies potential hazards and alternative strategies to meet business plan goals and objectives.
Why should businesses set out goals and objectives?Buisnesses are guided by set goals and objectives.
This is to reduce various risk or hazards that are attached to business that could lead to loss of reasonable profit. The goals are set in clear terms that are achievable.
Therefore,
Risk assessment identifies potential hazards and alternative strategies to meet business plan goals and objectives.
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The most appropriate action for an is auditor to take when shared user accounts are discovered is to?
The most appropriate action for an is auditor to take when shared user accounts are discovered is to: document the finding and explain the risk of using shared IDs.
Who is an auditor?An auditor can be defined as someone whose roles and responsibilities is to audit and detect error in a financial statement.
An IS auditor's duty is to check, detect and document findings and to as well explain the risk of using shared IDs or to explain the reasoning behind the findings.
Therefore The most appropriate action for an is auditor to take when shared user accounts are discovered is to: document the finding and explain the risk of using shared IDs.
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Given that income is $300, the price of good y is $15, and the price of good x is $20, what is the vertical intercept of the budget line?
Given that income is $300, the price of good y is $15, and the price of good x is $20, the vertical intercept of the budget line is 20.
What is the budget line in meaning?All the combinations of goods and services that a consumer may buy at the current price range within the limits of his or her available income are represented by a budget constraint. The notions of a preference map and a budget restriction are used by consumer theory to investigate the criteria for customer decisions. The budget line is a graphical representation of every combination of the two commodities that may be purchased utilizing the given revenue and cost, with the price of each variety being similar to the client's financial earnings. The budget line displays all possible product pairings that a buyer, given his financial situation and the cost of the two commodities, could buy. The formula for a budget line is as follows: M=PX. QX+PY.Therefore the correct answer is C. 20
The complete question is:
Given that income is $300, the price of good Y is $15, and the price of good X is $20. What is the vertical intercept of the budget line?
A. 4,500
B. 300
C. 20
D. 15
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When companies embrace ________, they appeal not only to their shareholders but also to all of their key stakeholders. conscious marketing social media conscious advertising profit-sharing csr
When companies embrace conscious marketing, they appeal not only to their shareholders but also to all of their key stakeholders.
What is conscious marketing?Conscious marketing means that when a company engages in marketing, they do not only do so in order to target people such that they will make more profit.
They also include considerations of how their marketing will affect key stakeholders in the company from the community.
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if you wanted to get a sense of the economic health of a nation as well as an indication of that country's standard of living, you would look to which economic indicator?
If you wanted to get a sense of the economic health of a nation as well as an indication of that country's standard of living, you would look to gross domestic product.
The total monetary or market worth of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the gross domestic product (GDP). It serves as a thorough assessment of the state of the economy in a particular nation because it is a wide indicator of total domestic production. The total private and public consumption, government expenditures, investments, increases in private inventories, paid-in building expenses, and the foreign balance of trade are all included in the computation of a nation's GDP.
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an industry characterized by many firms, producing similar but differentiated products, in a market with easy entry and exit is called
Monopolistic competition is an industry that is categorized by many firms that produce similar but differentiated products and have easy entry and exit.
In this type of industry, there will be firms that offer competing products and services. These products and services may not be the exact substitute but they will be similar. The barriers to monopolistic competition firms are low. The decision taken by one firm does not affect the decision taken by the other firm.
The competing firms in this industry differentiate themselves based on marketing and pricing decisions. This type of competition exists between monopoly competition and perfect competition and combines some elements of both. Clothing, Hair salons, and Restaurants are examples of industries with monopolistic competition.
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.
if gavina gourmet coffee’s don francisco brand had a poor market introduction and lost significant money and the company then decided to put substantially more money into this brand, this would be an example of the . a framing bias b anchoring effect c sunk costs error d randomness bias e overconfidence bias
Option (c) sunk costs error is the correct answer.
The given situation would be an example of sunk costs error.
Sunk expense error: What is it?Spending that has already been made but cannot be recouped is known as sunk costs.Sunk expenditures are frequently ignored in businesses because they are seen to be unrelated to current and upcoming financial difficulties.On the other hand, relevant expenses are ones that will occur in the future but have not yet.A psychological impediment known as the sunk cost fallacy prevents people from finishing failed projects just because they invested money in them.Sunk costs are important since they could act as deterrents when making decisions. When a corporation compares costs and advantages, sunk expenses shouldn't be taken into account because they will still be incurred regardless of the choice.To know more about sunk costs visit:
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check my work country y is country x's sole trading partner. which of the following would increase the current account of country x? a. country x imposes tariffs on imports from country y, and country y retaliates by imposing an identical tax on imports from country x. b. the currency of country y depreciates against the currency of country x. c. the currency of country x depreciates against the currency of country y. d. the central banks of country x and country y reduce the money supply to increase interest rates.'
The correct option is D.
The central banks of country x and country y reduce the money supply to increase interest rates.
What are central banks?An organization that controls a state's or formal monetary union's commercial banking system and regulates its currency and monetary policy is known as a central bank, reserve bank, or monetary authority. A central bank has the exclusive right to expand the monetary base, unlike a commercial bank. A central bank is a government-run organisation that oversees the money supply, or the total amount of money in circulation, as well as the management of a nation's or set of nations' currencies. Price stability is one of many central banks' primary goals. One of the world's most potent central banks is the U.S. Federal Reserve. The eurozone's policies are under the control of the European Central Bank. The Bank of England and others are famous central banks.
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During which step of the customer value analysis are customers asked what attributes, benefits, and performance levels they look for in choosing a product and vendors?
The step in Customer Value Analysis where customers are asked about the attributes, benefits, and performance levels they look for is Identifying the major attributes and benefits customers value.
What is the Customer Value Analysis?
This is a process that is carried out by a company where they try to find out more on their customers and what makes them likely to purchase a good over another.
In the "Identifying the major attributes and benefits customers value" stage, the customers are surveyed and asked about the benefits and characteristics they look for when they pick a product.
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these managers provide the glue that holds the organizations together. one of the most important things they do is to network throughout the organization.
Middle managers are the managers provide the glue that holds the organizations together.
What is the role of Middle managers?The responsibility for facilitating any necessary organizational changes and creating a productive workplace falls on middle managers. They keep an eye on daily activities, monitor performance, and make sure everything is done in accordance with the demands of the company.
In the middle of the management chain, a manager is someone who oversees and directs an organization rather than making managerial decisions. The level of management below the top level is known as middle management.
Thus, they are middle managers.
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red river painting company incurs the following transactions for september. 1. september 3 paint houses in the current month for $13,000 on account. 2. september 8 purchase painting equipment for $14,000 cash. 3. september 12 purchase office supplies on account for $2,100. 4. september 15 pay employee salaries of $2,800 for the current month. 5. september 19 purchase advertising to appear in the current month for $1,100 cash. 6. september 22 pay office rent of $4,000 for the current month. 7. september 26 receive $8,000 from customers in (1) above. 8. september 30 receive cash of $4,600 in advance from a customer who plans to have his house painted in the following month.
Red River Painting Company's journal entries are as follows.
Sep 3
DR Accounts Receivable $13,000
CR Revenue $13,000
What is journal entry?Journal entries are the entries that are posted by the finance department in an organization, these journal entries impact the accounts of organization and record the two sided effect of a transaction and that is why the journal entries are also known as the double entry. This is then posted to T-accounts.
Sep 8
DR Painting equipment $14,000
CR Cash $14,000
Sep 12
DR Office Supplies $2,100
CR Notes Payable $2,100
Sep 15
DR Salaries expense $2,800
CR Cash $2,800
Sep 19
DR Advertisement expense $1,100
CR Cash $1,100
Sep 22
DR Rent expense $4,000
CR Cash $4,000
Sep 26
DR Cash $8,000
CR Accounts Receivable $8,000
Sep 30
DR Cash $4,600
CR Unearned Income $4,600
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