YASHARI earns $27,000 per year, is single, and lives in Wyoming. She has $7000 in Direct Subsidized loans and another $19,000 in Direct Unsubsidized loans. She is trying to save up an emergency fund of at least 6 months’ take-home pay, so she’s torn about how much she should devote to her student loans and how much to the emergency fund every month.
- Which plan has the highest total amount paid? How long is the repayment period for this plan?

Answers

Answer 1

a) The plan with the highest total amount paid is the Direct Unsubsidized Loan of $19,000 because, in addition to the interest, the principal amount is higher than the Direct Subsidized Loan.

b) The repayment period for the Direct Unsubsidized Loan is 10 years after graduation if the Standard Repayment Plan is chosen.

What are unsubsidized and subsidized loans?

Subsidized Loans are student loans subsidized by the Federal Government, especially with respect to the interest payment.

Subsidized Loans do not accrue interest during school at least half-time or during deferment periods. They are available for undergraduate and graduate students in financial need.

Unsubsidized Loans are federal student loans for both undergraduate and graduate students that are not based on financial need.  They accumulate interest during school if the student does not elect to make monthly interest payments.

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Related Questions

What is the term for media for broad popular audiences—including newspapers, radio, and television?.

Answers

Answer:

Mass media

Example

Mass media is actually the primary means of communication for the general public to communicate with each other as well as on a grander level. The most popular types of mass media include Newspapers, Radio, Television, Internet, Magazines.

HELPPPPP I AM STUCK ! Explain how production gives form utility to natural resources.

Answers

Answer:

land has a broad definition as a factor of production and can take many forms from agricultural land to commercial real estate. natural resources such as oil and gold can be extracted and refined for human consumption

cultivation of crops on land increases its value and utility

By drastically reducing inventories, manufacturers can increase the utilization of more floor space. This is an example of a

Answers

Drastically reducing inventories to help manufacturers increase the utilization of more floor space is an example of B. a just-in-time (JIT) inventory system.

What is a Just-inTime inventory system?

A Just-in-Time inventory system is inventory management that ensures that raw materials for production arrive as needed.

With a Just-in-Time system, inventory arrives as production is scheduled to begin.

The purpose of a Just-in-Time system is to reduce inventory on hand to the minimum just to meet demand.

A. a merchandising inventory system.

B. a just-in-time (JIT) inventory system.

C. a finished goods inventory system.

D. determining inventory quantities.

Thus, reducing inventories to help manufacturers increase the utilization of more floor space is an example of B. a just-in-time (JIT) inventory system.

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A competitive market economy with low barriers to entry affords an entrepreneur with:.

Answers

A competitive market economy with low barriers to entry affords an entrepreneur with

the opportunity to bring new and different products and services to the market.

What are 3 ways the natural gas been used in oroduction

Answers

Answer:

The industrial sector uses natural gas as a fuel for process heating, in combined heat and power systems as a raw material to produce chemicals, fertilizer, hydrogen, and plant fuel.



Explanation:

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Why do monopolies and oligopolies benefit producers over consumers?.

Answers

Answer:

Few Producers can generally control prices.

Explanation:

Monopolies and Oligopolies are structures where few generally control things. I also got the question right :)

Which of the following risk-return statements is true? Group of answer choices Higher returns mean greater risk. Liquidity and return move up and down together. Higher risk is associated with higher liquidity. Lower risks are associated with less liquid assets.

Answers

The true statement about the following risk-return option is that a higher returns mean greater risk.

What is a risk return?

As associated with investment risk, its involves the notion that the higher the risk, the higher the return on an investment and vice versa.

Hence, the true statement about the following risk-return option is that a higher returns mean greater risk.

Therefore, the Option A is correct.

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Ronald runs a small furniture making business. He wants to advertise his business. However, he cannot afford to spend a lot of money on
advertising. He wants to provide customers with details of his business, such as the name, products, store locations, and contact addresses.
Which of these advertising vehicles is best suited for Ronald?
OA.
television
ОВ.
radio
O C. newspapers
OD. magazines

Answers

Answer:

Newspapers

Explanation:

Plato

Answer:

A

Explanation:

got correct

Imagine that you are reading one of your favorite magazines. if you see a logo and recognize the brand as it is being presented to you, this is an example of

Answers

Assuming you see a logo and recognize the brand as it is being presented to you, this is an example of Aided recall.

What is aided recall?

Aided recall can be defined as the process in which a person is being asked a question partaining to the advertisement he/she saw.

Aided recall in important as it help to create product awareness and it enables people to recognize a brand based on the advert they saw and to showcase their knowledge about the advert when asked.

Inconclusion this is an example of Aided recall.

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What is a pricing strategy that establishes a low price in hopes of attracting a great number of customers and discouraging competitors?.

Answers

The pricing strategy that establishes a low price in hopes of attracting a great number of customers and discouraging competitors is penetration pricing.

What is penetration pricing?

Penetration pricing is a pricing strategy where the sellers of a new product make the price of the good very low with the hopes that it would attract customers to purchase the product.

Penetration pricing increases the market share of the firm but can lead to the firm earning very low levels of profit.

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The report that compares actual performance and budgeted performance based on actual activity level is called a ______ budget performance report.

Answers

Actual budget performance report compares actual performance and budgeted performance based on actual activity level.

What is a budget?

A budget serves as a term that describes how to place our needs on our income, it is a way to balance our expenses and income.

Actual budget performance report gives room to

compares actual performance and budgeted performance based on actual activity level.

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Answer:

Flexible

Explanation:

When it comes to credit scores, why is having a thin file not an asset?.

Answers

The possession of a credit thin file is a liability and not an asset because its does not allows lender to access your credit worthiness which makes it hard to obtain loans or credit.

What is a credit scores?

A credit score serves an a finacial tool that helpt to tells about someone's creditworthiness.

Normally, the higher the credit score, the higher the rate of repayment of credit.

Hence, these credit score are used by lenders to decide whether to borrow, extend or deny credit for a borrower.

However, having a thin file is not considerd an asset in credit scores because its does not let us know the willing borrower's repayment history of credit.

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F. What effect does a low unemployment rate have on business? what effect does a high unemployment rate have on business?

Answers

Answer:reduces the productivity of the company as a whole<3

Explanation:

It comes when there's an increase demand for labor because of low unemployment. With less people available for work, employers have to increase their wages to find, and keep, employees. This can cause some organizations to settle for less-talented workers, which again reduces the productivity of the company as a whole

The effect of low unemployment rate on business is that the productivity of business will fall, and the effect of high unemployment rate on business is that the productivity of business will raise.

What is unemployment rate?

The unemployment rate refers to the state of being unemployed. The unemployment rate is derived by dividing the total number of people in the labor force by the number of people who are jobless.

The labor force is the total number of people who are employed and unemployed. A low unemployment rate has the impact of lowering business productivity, whereas a high unemployment rate has the effect of increasing business productivity.

Therefore, the unemployment rate is defined as the state of being unemployed.

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Cerina likes to make products while ensuring that accidents are kept to a minimum. which career pathway would be the best fit for cerina? maintenance, installation, and repair quality assurance logistics and inventory control health, safety, and environmental assurance

Answers

Cerina enjoys creating items while keeping accidents to a minimum. Cerina's career path would be most suited to health, safety, and environmental assurance.

What are health, safety, and environmental assurance?

Employees in the Health, Safety and Environmental (HSE) Assurance department make certain that:

The equipment is used safely Plan for safety in new manufacturing processes. Conduct incident and hazard investigations in the areas of health, safety, and/or the environment.Conduct incident and hazard inspections for health, safety, and/or the environment.Implement programs, projects, policies, or procedures related to health, safety, and/or the environment.

Therefore, option (d) is the correct answer.

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Answer:

I would  say d

Explanation:

A coupon bond that pays interest semi-annually is selling at par value of $1,000, matures in seven years and has a coupon rate of 8.6%. The yield to maturity on this bond is

Answers

Based on the selling price of the bond and the coupon rate, the yield to maturity on the bond is 8.6%.

What is the yield to maturity on this bond?

When a bond is selling at par, it means that the coupon rate and the yield to maturity are the same.

The bond in question is selling at its par price of $1,000 which means that the coupon rate of 8.6% is the same as the yield to maturity.

In conclusion, the YTM is 8.6%.

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How many times has an inverted yield curve predicted a recession.

Answers

Answer:

[tex]says 10 - and - 2 \: yield \: curve \: has \: inverted \: 28 \: times [/tex]

How long can someone leave their belongings on your property.

Answers

anywhere between a week and a year

Measuring performance relative to planned objectives and standards is part of:.

Answers

Measuring performance relative to planned objectives and standards is part of controlling.

What is controlling?

Controlling helps to manage, supervise or oversee a given task or assignment.

It helps to measure how far or well a given task has been done relative to the target.

Therefore, Measuring performance relative to planned objectives and standards is part of controlling.

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Relative to the u. S. Constitution, the texas constitution is – and adopts a tone of – governance.

Answers

Answer:

longer ; limited

Explanation:

it is likely that John chooses this oil company because of their ___ services

Answers

it is likely that John chooses this oil company because of their good services

Answer:

Due to their good services, John is likely to choose this oil company!

Hope this helps you!

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Knowing the educational requirements for a job you are interested in is very important. For example, to become a doctor would require you to go to school for many years, but to become a carpenter would require you to complete a specialized program through a trade school.

In the space below, write 2 to 3 sentences explaining why knowing the educational requirements for a job you are interested in is important.

Answers

Answer: It is very important because you need to be prepared to invest the time and money necessary to gain the required skills.

Explanation:

Negative criticism is generally
a. private
b. public
C. productive
d. practical
Please select the best answer from the choices provided
Ο Α.
OB
ОС
OD

Answers

Answer:

I think it's b. public

Explanation:

Please mark me brainliest if correct

Negative criticism can be either private or public. Private criticism is usually conveyed in a one-on-one conversation while public criticism is often shared openly in a group setting. Thus option (A) and (B) are correct.

What are negative criticism?

The negative criticism is productive or practical depends on how it is delivered and received. The negative criticism that is delivered poorly or without consideration for the recipient's feelings and perspective may not be productive or practical.

Private criticism is usually conveyed in a one-on-one conversation, email, or private message. It may be more constructive as it allows for a more personalized and in-depth discussion of the issues.

Public criticism, on the other hand, is often shared openly in a group setting  and it can be more damaging and less productive if not delivered constructively.

The negative criticism can be either private or public Therefore, option (A) and (B) are correct.

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What is one disadvantage of using cash?
O A. Cash is inconvenient for large purchases.
O B. Cash purchases have higher interest rates.
C. Cash purchases are tracked by banks.
D. Cash is not accepted in most places.

Answers

Answer:

A. Cash is inconvenient for a large purchase.

Explanation:

It's harder to count

Selena, an IT manager, needs to communicate to all of the company's long-term customers that their consulting rates will be increasing in the new year. Which guideline should Selena follow while communicating this bad news?

Answers

The guideline that Selena, an IT manager should use when communicating bad news to her customers is to use specific and simple language that conveys her message effectively.

How to communicate bad news?

The use of indirect communication can help to soften the central message, because in this approach the message begins with the explanation of the reasons that led to the news, generating a greater sense of understanding in the receiver.

Therefore, it is essential that there is clear and honest communication, introducing possible solutions so that the bad news is received in a less impactful way.

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in the hvacr trade tubing is joined together by what?

Answers

Answer:

Copper tubing is joined using flare connection, compression connection, pressed connection, or solder. Copper offers a high level of corrosion resistance but is becoming very costly.

Shannon's kettle corn is a small refreshment stand located near a
football stadium. its fixed expenses total $400 per week and the variable
cost per bag of popcorn is $0.50.
complete the table on the following page for the various activity levels
for one week. (round your cost per unit values to 2 decimal places.)
500
1,000
1,500
+
number of bags of popcorn
total fixed cost
fixed cost per bag of popcorn
total variable cost
variable cost per bag of popcorn
total cost
total cost per bag of popcorn

Answers

Assuming the variable cost per bag of popcorn is $0.50. The table for the various activity levels for one week is: Total Cost Per Bag of Popcorn 1.30; 0.90; 0.77.

Table for various activity levels

Number of Bags Of Popcorn            500 1000 1500

Total Fixed Costs                              400        400        400

Fixed Cost Per Bag of Popcorn       0.80       0.40      0.27

(400/500=0.80)   (400/1000=0.40)     (400/1500=0.27)  

Total Variable Cost                            250        500       750

($0.50×500=250) (0.50×1,000=$500) (0.50×1,500=$750)

Variable Cost Per Bag of Popcorn   0.50        0.50      0.50  

Total Cost                                           650         950      1150

(400+250=650)  (400+500=950)  (400+750=1150)

Total Cost Per Bag of Popcorn         1.30       0.90     0.77

(0.80+0.50=1.30)  (0.40+0.50=0.90)  (0.27+0.50=0.77)

Inconclusion the total Cost Per Bag of Popcorn 1.30; 0.90; 0.77.

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44) Christopher, a department manager, is attending the monthly budget planning meeting where all the department managers report on their current status. Both before and after his own presentation, he sits forward in his chair and makes eye contact with all the other managers as they present. He asks questions and nods his head after their responses. He is exhibiting the ________ style of listening

Answers

When Christopher ask questions and nods his head after their responses. He is exhibiting the active style of listening.

What is active listening?

Active listening is a type of listening where the listener give rapt attention to the person speaking including the guestures.

The individual also ask questions to confirm all that his learning.

Therefore, When Christopher ask questions and nods his head after their responses. He is exhibiting the active style of listening

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Media planners seek to reach the largest possible percentage of their target audience with no monetary limitations.


a) True
b) False

Answers

As regards media planners trying to reach a large percentage of their target audience with no limitations, this is False.

Why is this statement false?

The ultimate goal of a company is to reduce costs and make more profit. As a result, media planners try to keep costs as low as possible when engaging in ad campaigns.

This means that they try to reach the largest percentage of people they can reach, with limitations placed on them.

In conclusion, this is false.

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When deciding whether to sell a product as is or continue to process it, costs incurred to get the product to its current condition ______ relevant to the decision.

Answers

In deciding whether to sell a product or continue to process it, the costs incurred to get the product into its current condition are not relevant to the decision.

What is Cost Price?

This refers to the price at which a good was bought and might include the expenses incurred while procuring the goods.

Hence, we can see that when an owner is trying to decide whether to sell a good or process it, the costs incurred to get the product to its current condition are not relevant while making this decision.

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Flextrola, Inc. , an electronics systems integrator, is planning to sell its next generation product using components sourced from its supplier. Flextrola will integrate the component with some software and then sell it to consumers. Given the short life cycles of such products and the long lead times quoted by its supplier, Flextrola only has one opportunity to place an order prior to the beginning of its "selling season. " Assume that Flextrola’s demand during the season is normally distributed with a mean of 1000 and a standard deviation of 600. (A normal table is provided at the end of this exam for your convenience. )


Solectrics’ production cost for the component is $52 per unit and it plans to sell the component for $72 per unit to Flextrola. Flextrola incurs essentially no cost associated with the software integration and handling of each unit. Flextrola sells these units to consumers for $121 each. Flextrola can sell unsold inventory at the end of the season in a secondary electronics market for $50 each. The existing contract specifies that once Flextrola places the order, no changes are allowed to it. Also, Solectrics does not accept any returns of unsold inventory, so Flextrola must dispose of excess inventory in the secondary market.


Required:

a. What is the probability that Flextrola’s demand will be within 25 percent of its forecast?

b. What is the probability that Flextrola’s demand will be more than 40 percent greater than its forecast?

c. Under this contract, how many units should Flextrola order to maximize its expected profit?

d. What are Flextrola’s expected sales?

e. How many units of inventory can Flextrola expect to sell in the secondary electronics market?

Answers

With a mean of 1000 and a standard deviation of 600, the probability that the demand is going to be withing 25 percent of its forecast is 0.3230.

a. Mean = 1000

sd = 600

p(1000x 1-25%) - p(1000x 1+25%)

using the z test

d-μ/σ

[tex]p(z < \frac{1250-1000}{600} )-p(z < \frac{-1000}{600} )\\\\(z < 0.4167)-(z < -0.4167)[/tex]

find values using excel sheet formula

NORMSDIST(0.4167) - NORMSDIST(-0.4167)

=m0.6615 - 0.3385

= 0.3230

b. The probability that the forecast would be more than 40 percent

1000x 1+40%

= p(D>1400)

= 1- NormDist(0.667)

= 0.225

c. Cu = 121-72 = 49

Co = 72.50 = 22

The critical ratio calculation

49/22 +49 = 0.6901

Normsinv(0.6901) = 0.496

1000+0.496x600

= 1297

The units that Flextrola has to order is 1297.

d. The expected sales of Flextrola

1200-1000/600

= 0.3333

loss function from z = 0.333 is 0.254

600x0.254 = 152. 4

1000-152.4 = 847.6

the expected sales are 847.6

e 1200- 847.6

= 352. 4

The units of inventory that can be sold is 352.4

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