The most widely used credit scoring system for personal finance, known by the acronym FICO Score ,i.e. Fair Isaac Corporation.
It was created to assist lenders in determining whether or not a potential borrower will be able to repay a loan or make credit payments on time.A consumer's creditworthiness is indicated by a credit score, which ranges from 300 to 850. A borrower will appear better to potential lenders if their score is higher. A credit score is based on a person's credit history, which includes the number of open accounts, total debts owed, payment history, and other elements. Credit scores are used by lenders to assess a borrower's likelihood of timely loan repayment.These three companies (Equifax, Experian, and TransUnion )control the industry for gathering, evaluating, and disseminating data about customers in the credit markets. Fair Isaac Corp., now known as FICO, developed the credit score model, which is utilised by financial institutions.
Learn more about credit score and FICO here
https://brainly.com/question/13981035
#SPJ4
Which type of variance causes operating income to be greater than the budgeted operating income?
Favorable variance is the variance causes operating income to be greater than the budgeted operating income.
A favorable variance is wherein real income is greater than budget, or real expenditure is less than budget. That is similar to a surplus in which expenditure is much less than the available earnings.
Is Favorable variance usually accurate?
Favorable variances are defined as either generating greater revenue than expected or incurring fewer fees than expected. Damaging variances are the other. Much less revenue is generated or greater prices incurred. Either may be correct or terrible, as these variances are based on a budgeted amount.
How do you inform if a variance is favorable variance or destructive?
If sales have been better than expected, or expenses were decrease, the variance is favorable variance. If sales have been decrease than budgeted or costs were better, the variance is detrimental.
Learn more about favorable variance here:- https://brainly.com/question/28268911
#SPJ4
What is the present value of a 12-year, $625 annuity DUE, given a discount rate of 7.5%?
The present value of a 12-year, $625 annuity DUE, given a discount rate of 7.5% is $5,197.14
What is annuity due?
Annuity due is a stream of level cash flows for a period of time, 12 years in this case, whose first payment is immediate rather than starting in a year's time, the formula for present value of an annuity due provided below can be used to determine the present value in this case using the appropriate discount rate of 7.5%
PV=PMT*(1-(1+r)^-N/r*(1+r)
PV=present value of an annuity due=unknown
PMT=annual cash flow=$625
r=discount rate=7.5%
N=number of annual cash flows over 12 years=12
PV=$625*(1-(1+7.5%)^-12/7.5%*(1+7.5%)
PV=$5,197.14
Find out more about annuity due on:https://brainly.com/question/14882303
#SPJ1
Managing the supply chain has become more important as a result of firms increasing their levels of.
Managing the supply chain has become more important as a result of firms increasing their levels of outsourcing.
The recent epidemic has impacted every link in the value chain, from the source of raw materials to the final consumer. The majority of businesses worldwide are having their organizational, financial, operational, and commercial resilience put to the test. For many companies, COVID-19 has identified risks and resiliency deficiencies. 67 percent of CEOs believe they will raise investment in disruption detection and innovation processes in an effort to get an advantage over competitors when it comes to disruption and innovation.
How should firms attempt to strengthen their supply networks going ahead as COVID-19's effects continue to have an influence on the global supply chain? The key supply chain disruptions listed below, together with the swiftly implemented initiatives by top companies to help increase resilience and agility,
Logistics disruption - The ongoing COVID-19 pandemic-related logistics disruptions continue to have an impact on businesses and consumers as the flow of consumer goods into important markets like North America and Europe, South East Asia, and India is constrained by the ongoing closures of significant international ports and airports, primarily in China, South Korea, and the US.
To lean more about supply chain from the given link.
https://brainly.com/question/25160870
#SPJ4
A downward-sloping demand curve means that the quantity demanded of a good and the price of that good are ________. a. inversely related b. the same amount c. not correlated d. positively related
Inversely related. In an inverse connection, lower costs lead to high quality demand while higher prices lead to reduced quantity demand.
Why is the law of supply and demand so crucial?According to the rule of demand, which is a cornerstone of economics, customers will demand fewer units of a good at a higher price.
The total quantity demanded across all market consumers at each price is expressed by a market demand curve. Although price changes can be seen as movement along a demand curve, they do not by themselves cause an increase or reduction in demand. When demand changes, this curve's location or form shifts, reflecting a movement in the underlying pattern of consumer demands and wants and the means available to meet them.
To learn more about Law of Demand, visit
https://brainly.com/question/14773848
#SPJ4
on january 1, 2021, fisher corporation paid $2,857,000 for 31 percent of the outstanding voting stock of steel, inc., and appropriately applied the equity method for its investment. any excess of cost over steel’s book value was attributed to goodwill. during 2021, steel reports $648,000 in net income and a $1,052,000 other comprehensive income loss. steel also declares and pays $20,000 in dividends.
With the equity method of accounting, the investment is first recorded at cost and later modified to reflect changes in the investor's portion of the investee's net assets following the purchase.
The amount for A) is. $2,500,000The amount for B) is $252,000The accounting approach of handling investments in affiliated corporations is known as the equity method. Equity accounting is typically used when a shareholder entity owns 20–50% of the voting shares of an associated firm and hence has substantial managerial control over that company.
Equity approach vs. cost method: what are they?The cost method, which displays dividend income and the investment's asset value, will be used if the firm owns 20% or less of the other company. The equity method, which discloses the company's portion of the company's earnings, is used if it owns more than 20% of the business.To learn more about Equity Method Investment, Click the links.
https://brainly.com/question/28191214
https://brainly.com/question/28202809
#SPJ4
Correct and Complete Question - On January 1, 2015, Fisher Corporation paid $2,290,000 for 35 percent of the outstanding voting stock of Steel, Inc., and appropriately applies the equity method for its investment. Any excess of cost over Steel's book value was attributed to goodwill. During 2015, Steel reports $720,000 in net income and a $100,000 other comprehensive income loss. Steel also declares and pays $20,000 in dividends.
a. What amount should Fisher report as its Investment in Steel on its December 31, 2015, balance sheet?
b. What amount should Fisher report as Equity in Earnings of Steel on its 2015 income statement?
mariah is single and has a monthly disposable income of $3,200. her monthly cash outflow is approximately $2,800. mariah includes contributions to a retirement plan and money for investments as part of her cash outflow. she has car insurance and a life insurance policy. mariah has saved $15,000, but wishes to use $10,000 for a down payment on a house.
Her plan for protecting her assets. In case of an emergency, she should have renters insurance for her apartment.
If Mariah hired a financial advisor to go over her finances, he or she would point out from her plans that the down payment of $10,000 for a house is the area that needs improvement. The money she has saved would be reduced, which is the justification. Additionally, because she must also pay for her life insurance and auto insurance, her budget is not particularly large.
Finance is the study and practice of money, money-related instruments, and capital assets. It is associated with economics, which is the study of how money, assets, products, and services are produced, distributed, and consumed, but it is not the same thing. The field of finance may be loosely classified into personal, corporate, and public finance since finance activities occur in financial systems at various scales.
Learn more about Finance, here
https://brainly.com/question/10024737
#SPJ4
diez company produces sporting equipment, including leather footballs. assume that the cost object is a football. classify each of the following costs as direct or indirect.
1. Since the cost of the electricity used in the manufacturing facility cannot be directly linked to individual product units, it is categorized as an indirect cost.
2. Because it directly contributes to the creation of the finished goods, the cost of labor in the production of football is a direct cost.
3. Since the compensation of the supervisory manager in the manufacturing facility cannot be linked to specific product units, it is categorized as an indirect cost.
4. Because the expense cannot be linked to or traced back to specific product units, it is categorized as an indirect cost in the production facility.
5. Because it can be linked to a single product unit and is directly related to the manufacture of completed goods, the cost of the leather used to make footballs is a direct cost.
What are direct & indirect costs?Direct costs are expenses that can be traced back directly to the creation of a company's finished products. On the other hand, an indirect cost is a cost that cannot be connected directly to a company's finished items. Three costs for a manufacturing company's products are factory overhead, direct labor, and direct materials. Factory overhead is an indirect cost while direct inputs and direct labor are direct costs.
To know more about direct and indirect costs visit: - https://brainly.com/question/13037939
#SPJ4
as jean tyler plans to set aside funds for her young children's college education, she is setting a short-term goal.
Jean Tyler is establishing a long-term objective as she prepares to save money for the higher education of her young children.
A long-term objective is something you wish to accomplish in the future, as opposed to a short-term aim. For a plan and prospective strategy to work, it is crucial, and it takes time and preparation, as in the case of Jean Tyler, which probably requires many years of saving.What is the significance of long term goals?
You desire to attain a long-term objective in the future. Long-term objectives take preparation and patience. You cannot complete them this week or even this year. Typically, long-term objectives are at least a few years distant. Sometimes achieving a long-term objective involves taking several stages.
To Learn more about long term goals, click the links.
https://brainly.com/question/7787473
https://brainly.com/question/3664754
#SPJ4
!!PLEASE HELP!! Identify at least five different careers in the Health Science or Hospitality and Tourism clusters that you could pursue in your home state, and choose the three that appeal to you the most. Of the three, write a one-page essay describing which one would be your career choice and the educational pathway that you would have to follow In order to obtain that career. Finally, Identify at least three colleges, universities, or training programs that are suited to that career choice.
Answer:
The five different careers in Health Science that I would like to purse are nurse practioner, nutritionist, radiology technologist, physicians assistant and emergency medical technician. The three that appeal most to me is the nurse practioner, radiology technologist, and emercengy medical technician. The career choice and educational pathway that appeals to me the most is radiology technologist.
A radiology technologist is responsible for taking a picture of the patients x-ray, examining it and treating it. As a radiologic technologist I would need to check to make sure all the equipment is operational before taking any images. They work in anatomy and use many different equipment such as x-rays, MRI, computed tomography, etc. Sometimes before creating the image I would need to prepare and inject radiopharmaceutical agents into patients. Also, I may help physicians perform procedures such as angioplasty or stent insertion. I like this career because I am intereseted in learning about the human body and I want to help patients.
The colleges or universities that have the program to become a radiology technologist are Long Island University, University of Wisconsin La Crosse and Manhattan College. In order to purse this career I would need a associate's and bachelor's degree which takes about four years. Also, it would be a good idea to go training and attend certificate programs for radiology techs that take around a year. The best credentials are combinations of formal training, a professional license and work experience.
Explanation:
the allocation of resources in a market economy is described by which of the following statements?
The government decides which good will be produced and which consumers will receive them is the allocation of resources in a market economy. Hence, option A is correct.
What is allocation of resources?Resource allocation is the process of allocating and managing resources in a way that satisfies an organization's strategic planning goals.
In order to get the most out of soft assets like human capital, resource allocation entails managing hard assets like hardware.
Any project's delivery will suffer from inefficient resource allocation, which will negatively affect performance as a whole. Efficiency, time, confidence, and enthusiasm can be lost during a project if the necessary skills or expertise are lacking.
Thus, option A is correct.
For more details about allocation of resources click here:
https://brainly.com/question/17837067
#SPJ4
The options are missing -
1). The government decides which good will be produced and which consumers will receive them.
2). Buyers and sellers exchange goods and services on a voluntary basis.
3)Prices and costs help producers decide whether they are producing too little or too much of a good.
A mutual fund is the common name of a closed-end investment company. True or false
False: "A mutual fund is just a fancy name for a closed-end investing company."
What is mutual funds and it's types?A mutual fund is an organization that collects funds from numerous investors and uses them to buy securities such as stocks, bonds, and short-term debt. A mutual fund's holdings are collectively referred to as its portfolio. Investors purchase mutual fund shares.
The types of mutual funds are given below:
Money market funds: It poses comparatively little risk. They are only permitted by law to invest in a select group of high-quality, short-term securities issued by American businesses and national, state, and municipal governments.
Bond funds: Compared to money market funds, which normally attempt to create larger returns, it carries higher risks. The risks and returns of bond funds can vary greatly due to the wide variety of bonds.
Stock funds: These funds invest in corporate stocks. Not all stock funds are the same.
Target date funds: Stocks, bonds, and other investments are contained in these. The mix gradually changes over time in accordance with the fund's strategy. Lifecycle funds, also referred to as target date funds, are created for people who have specific retirement dates in mind.
To know more about mutual funds visit:
https://brainly.com/question/9965923
#SPJ4
given that gdp should equal gdi, the range of this error is important because the size of the error is similar to the average growth rate of real gdp. therefore, a change in the error could significantly affect our understanding of the true growth rate of the economy.
Since the Bureau of Economic Analysis (BEA) publishes a second, theoretically identical estimate of US output that only differs from GDP due to measurement error: gross domestic income, we use this information to conduct a preanalysis plan to examine the impact of measurement error on economics research (GDI)
low unemployment rate reasonable inflation strong growth in output. To understand how nations may accomplish these three objectives, economists have invested a lot of time and energy.
The unemployment rate, inflation rate, and rate of economic growth are all unobservable factors, which is unfortunate. Econometricians depend on projections of these unobserved variables.
variables obtained from national statistical organizations. As an illustration, one might calculate the US economy's unobserved output growth rate.
to know more about GDP and GDI
https://brainly.com/question/1383956
#SPJ4
The cost of supplies used during the period is determined by the calculation ______. multiple choice question.
The cost of supplies used during the period is determined by the calculation beginning supplies balance + supplies purchased - ending supplies balance. The current cost of supplies (CCS) is an adjusted net income number that takes into account changes in corporate expenses across the reporting period.
Supplies are classified as current assets in accounting until they are used, at which point they become costs. Office supplies such as pens, paper clips, and printer ink are prominent examples of business supplies. When a company consumes supplies, they become an expense. However, there is another situation in which a business can see supplies as an expense rather than a present asset.
To learn more about Supplies, click here.
https://brainly.com/question/28285610
#SPJ4
Two drug companies agree to work together to pool their research and development funds to develop a new drug for arthritis. In doing so, these two organizations have.
Two drug companies agree to work together to pool their research and development funds to develop a new drug for arthritis. In doing so, these two organizations have formed a strategic alliance.
A strategic alliance is an association between businesses to adopt a together useful undertaking while every retains its independence. The agreement is less complicated and much less binding than a joint project, wherein two businesses pool sources to create a separate enterprise entity.
Strategic alliance definition: it's a joint project that bolsters a core business approach, creates a competitive advantage and abates competition from shifting in on a marketplace. It allows individual corporations to reap more collectively than they would have on their very own.
Strategic alliances are not a panacea for each corporation and each state of affairs. But, via strategic alliances, agencies can improve their aggressive positioning, gain access to new markets, complement crucial capabilities, and proportion the threat and cost of most important development projects.
Learn more about Strategic alliances here brainly.com/question/13710961
#SPJ4
The combination of a large number of exposure units by an insurer is important for the operation of insurance because?
The combination of a large number of exposure units by an insurer is important for the operation of insurance because: (d) all of the above.
What is an insurance company?An insurance company is also referred to as insurer and it can be defined as a business firm that is established to collect premium from all of the insured for losses which may or may not occur, so they can easily use this cash to compensate or indemnify for losses incurred by those having high risk.
What is an exposure unit?An exposure unit can be defined as the risk that is associated with an insured party, especially due to the typical operations of this individual or business firm such as:
CrimeFireNatural disasters.In conclusion, the combination of a large number of exposure units by an insurer (insurance company) is considered as very important for the operation of insurance because of all of the aforementioned reasons.
Read more on insurance and exposure units here: https://brainly.com/question/28340471
#SPJ4
Complete Question:
The combination of a large number of exposure units by an insurer is important for the operation of insurance because?
(a) it allows the insurer to make accurate predictions.
(b) it spreads losses among the members of the group.
(c) it makes the insurer's aggregate risk less than a summation of the risks of the individuals.
(d) all of the above.
exercise 9-11a record bonds issued at a discount and related semiannual interest (lo9-5) skip to question [the following information applies to the questions displayed below.] on january 1, 2021, white water issues $600,000 of 7% bonds, due in 10 years, with interest payable semiannually on june 30 and december 31 each year. assuming the market interest rate on the issue date is 8%, the bonds will issue at $559,229. exercise 9-11a part 2 2. record the bond issue on january 1, 2021, and the first two semiannual interest payments on june 30, 2021, and december 31, 2021.
Bond issuance:
Dr Cash $559,229
Dr DIscount on bonds payable($600,000-$559,229)$40,771
Cr Bonds payable $600,000
30 June 2021:
Dr Interest expense $22,369.16
Cr Discount on bonds payable($22,369.16-$21,000.00) $1,369.16
Cr Cash $21,000.00
31 December 2021:
Dr Interest expense $22,423.93
Cr Discount on bonds payable($22,423.93 -$21,000.00) $1,423.93
Cr Cash $21,000.00
What the bonds issued at premium or at discount?
The fact that the total cash realized from bond issuance,$559,229, is less than the face value of $600,000 means that the bonds were issued at a discount.
discount on bonds payable=$600,000-$559,229
discount on bonds payable=$40,771
semiannual coupon payment=$600,000*7%*6/12
semiannual coupon payment=$21,000
June 30, 2021 interest=$559,229*8%*6/12=$22,369.16
June 30 2021 balance on bonds payable=$559,229+$22,369.16-$21,000.00=$560,598.16
interest on 31 December 2021=$560,598.16*8%*6/12=$22,423.93
Balance of bond payable on 31 December 2021=$560,598.16+$22,423.93-$21,000.00
Balance of bonds payable 31 December=$562,022.09
Find out more about bond amortization on:brainly.com/question/16912327
#SPJ4
If a menu has a choice of 5 appetizers, 4 main courses, and 2 desserts, then the sample space for all possible dinners has how many outcomes?
The sample space for all possible outcomes is 4 ×4 ×3 = 48 outcomes
The sample space of an experiment or random trial is the set of all viable effects or outcomes of that test. A patterned area is normally denoted using set notation, and the possible ordered consequences, or pattern factors, are listed as factors in the set.
A sample space is a group or a hard and fast of viable outcomes of a random test. The pattern space has represented the use of the symbol, S. The subset of feasible results of a test is known as occasions. A patterned area may additionally incorporate a number of outcomes that relies upon the experiment.
If a menu has a choice of 5 appetizers
4 main courses,
2 desserts,
The sample space for all possible outcomes is = 4 ×4 ×3
= 48 outcomes
Learn more about sample space here:-https://brainly.com/question/24003411
#SPJ4
What part of Capitalism is naturally made for low prices and high quality?
The part of Capitalism is naturally made for low prices and high quality which is the competition with other businesses.
The relevant parts of capitalism are made naturally to meet high quality and low price as well. In a capitalist society, people are free to work in any occupation they want and can start their own businesses with their own real estate, machinery, and other assets. They are free to run their company however they see fit, and competition with other companies encourages lower prices and innovation.
A common conception of capitalism is an economic system where private actors own and control property according to their interests and where supply and demand freely determine market prices in a way that can best serve society.
In a capitalist economy, the means of production are owned by private organizations. Entrepreneurship, capital goods, natural resources, and labor make up the four factors. Through businesses, owners of capital assets, natural resources, and entrepreneurship exercise control.
Learn to know more about capitalism at
https://brainly.com/question/25879591
#SPJ1
Statements made by an applicant for an insurance policy that are true to the best of the applicant's knowledge are referred to as?
Statements made by an applicant for an insurance policy that are true to the best of the applicant's knowledge are referred to as “representation.”
Representation of a statement made in an application for insurance that the prospective insured represents has been correct to the best of his or her knowledge. If the insurance relies on representation entering the insurance contract and if it proves to be false at the time it was made. The insurer may have the legal option to void the contract.
A representation insurance policy is a form of coverage to guarantee the contractual representation made by sellers associated with corporate marge and acquisitions. A guarantee of the performance of a product. Product warranties are included within the definition of the named insurance product in general liability policies if untrue will avoid the policy.
You can learn more about insurance policy at
https://brainly.com/question/26285319
#SPJ4
In a sale, the price of a tv is reduced by 25% a week later, the sale price of the tv is reduced by 15% the price of the tv is now £293.25 what was the price of the tv before the sale?
Customers use selling price to determine which things they can purchase. Increased overall sales-related revenue is the goal of sales-oriented pricing objectives.
Original Price = 100% - 25% = 75%
= 0.75%
Second Price = 100% - 15%
Final Price = 293.25
The sale price is what?
The amount that the buyer pays for something while it is being sold: Typically, homeowners who sold their homes on their own did not receive a greater sale price than those who used real estate agents. Calculate the total cost of all the items you bought. To calculate the cost price, divide the total cost by the quantity of units purchased. To determine the ultimate price, use the selling price formula: Cost price plus profit margin equals selling price.
To learn more about sale price from the given link.
https://brainly.com/question/7459025
#SPJ4
A __________ is an increasingly popular tool used to articulate key performance indicators to help with decision making within an organization.
Answer: Digital Dashboard
Explanation:
bc im smart like that
A dashboard is an undeniably famous device used to verbalize key execution markers (KPIs) to assist with dynamic inside an association.
It gives a visual portrayal of basic information and measurements in a reasonable and succinct way, permitting chiefs and partners to successfully screen and survey execution. Dashboards frequently use outlines, charts, and different information representation methods to introduce complex data in a straightforward configuration.
By having continuous admittance to KPIs, chiefs can go with educated and convenient choices, recognize regions that need improvement, and track progress towards hierarchical objectives. Dashboards have become priceless in current business conditions, empowering information driven direction and working on by and large execution and proficiency.
Learn more about dashboard, from:
brainly.com/question/30456792
#SPJ7
allocated common costs are blank . multiple choice question. only relevant to decisions if they are avoidable never relevant to decisions only relevant to decisions if they are unavoidable always relevant to decisions
Allocated common costs are only relevant to decisions if they are avoidable. Thus, option (a) is correct.
What is costs?
The term "cost" refers to the actual amount of money spent on the manufacturing of the product. The products are manufactured to spend money on raw materials, transportation, wages, salaries, and other expenses.
The common costs refer to the allocated the joint products, process, and activities, to determine the cost of the product. The avoidable to the relevant cost. The relevant costs are affected by the managerial decision.
Therefore, option (a) is correct.
Learn more about cost, here:
https://brainly.com/question/15135554
#SPJ4
A market segment that has enough profit potential to justify developing and maintaining a special marketing mix is said to be _______.
A market segment that includes sufficient profit possibility to justify inventing and holding a special marketing mix is said to be market segmentation to succeed.
What is the market segmentation?Market segmentation is to identify exact customer classes so that products and branding can be tailored to demand them. There are many different ways to segment markets, including geographically, demographically, or behaviorally. Market segmentation is the practice of splitting potential customers into separate categories based on variables like as demography, behavior, and other traits. Appeal segmentation enables businesses to more effectively comprehend and market to niche markets of customers who share similar interests, requirements, and behaviors. Market segmentation is the process of breaking a large consumer or corporate market into smaller consumer groups based on traits that they have in common. Typically, this method involves current and coming customers.To learn more about market segmentation, refer to:
https://brainly.com/question/15357678
#SPJ4
Debra spends 22 hours a week studying in the gatton building. Debra currently has a 3. 7 gpa. If debra reduced her time studying to 10 hours a week she would have a 2. 7 gpa. If she only studied for 10 hours a week she could spend 12 hours working at common grounds for $9. 25/hour. What is debra/s marginal cost in terms of dollars per week of improving her gpa from a 2. 7 to a 3. 7?.
Debra spends 22 hours a week studying in the Gatton building. Debra currently has a 3.7 GPA. If Debra reduced her time studying to 10 hours a week she would have a 2.7 GPA. If she only studied for 10 hours a week she could spend 12 hours working at Common Grounds for $9.25/hour. Debra's marginal cost in terms of dollars per week of improving her GPA from a 2. 7 to a 3. 7 will be $111.
What GPA manner?
Grade factor average (GPA) is the measure used to summarize your academic fulfillment at Griffith. After the publication of very last grades each trimester, your program and profession GPA are calculated, and will be used by the college to inform choices, including the following: educational progression.
Is a GPA 3.5 properly?
However, a grade factor common of three.5 and above is good in college. 3.5 GPA college students usually qualify for the dean's list and honors packages. The common GPA in four-year undergraduate courses in U.S. schools is 3.15. So, we will optimistically say that yes, a 3.5 GPA is good in university.
Can get into Harvard with a 3.5 GPA?
A 3.5 GPA may be surprisingly competitive and admission may be reasonably expected at many colleges, but it's no longer the maximum competitive at locations like Harvard, Yale, and Dartmouth, which, on average, accept college students with GPAs exceeding 4.
Learn more about GPA here:- https://brainly.com/question/24276013
#SPJ4
an appraiser finds that, on average, rental homes in the area are selling for $165,000. average rents are $1,500 per month. the appraiser is appraising a home with a projected gross rent of $1,450 per month. what is the value of the home using the gross rent multiplier?
If the appraiser is appraising a home with a projected gross rent of $1,450 per month. The value of the home using the gross rent multiplier is: $159,500.
Gross rent multiplierUsing this formula
Gross rent multiplier=Gross rental income/Average rent per month×Projected rent per month
Let plug in the formula
Gross rent multiplier=$165,000/$1,500×$1,450
Gross rent multiplier=$159,500
Therefore if the appraiser is appraising a home with a projected gross rent of $1,450 per month. The value of the home using the gross rent multiplier is: $159,500.
Learn more about Gross rent multiplier here:https://brainly.com/question/14421244
#SPJ1
a security with a beta of one has a required rate of return equal to the overall market rate of return.
The portfolio beta is simply the sum of the betas of the individual stocks in the portfolio
A portfolio is a collection of financial investments such as stocks, bonds, commodities, cash, and cash equivalents, including closed-end funds and exchange traded funds (ETFs). Most people think that the foundation of a portfolio is made up of stocks, bonds, and cash. Even though it happens frequently, this does not have to be the case all the time. Real estate, fine art, and private investments are just a few of the diverse assets that can be included in a portfolio. You have the option of holding and managing your portfolio yourself, or you can delegate this responsibility to a money manager, financial advisor, or other financial expert.
learn more about portfolio:
https://brainly.com/question/17165367
#SPJ4
clause gives the borrower the ability to replace the primary finance instrument with another without affecting the position of the subordinate instrument.
A lifting clause is the clause that gives the borrower the ability to replace the primary finance instrument with another without affecting the position of the subordinate instrument.
What is a lifting clause?In a financial market or dealing, the lifting clause refers to thr provision in a second, third, or junior mortgage that typically allows the liens ahead of it to be paid off and refinanced for the same or a lesser amount; all these without sacrificing their priority in lien positions.
In a mortgage deal, without the lifting clause, an investors with second mortgages could never refinance the first ones because, the instant the first mortgage was paid off and the second lien-holder would immediately advance to first position.
In conclusion, the lifting clause is the clause that gives the borrower the ability to replace the primary finance instrument with another without affecting the position of the subordinate instrument.
Read more about clause
brainly.com/question/28312370
#SPJ1
a customer is terminating an employee for suspected activity that is against company policy. they have called ann to consult with them on how to best preserve any evidence the company may be required to provide in court. which of the following would best preserve the integrity of the data and best serve the client?
A customer is terminating an employee for a suspected activity that is against company policy. they have called ann to consult with them on how to best preserve any evidence the company may be required to provide in court. "Take the hard drive out of the computer, secure it, and record the removal procedure." would best preserve the integrity of the data and best serve the client.
This is further explained below.
What is integrity?Generally, The act of being honest and demonstrating a persistent and uncompromising devotion to strong moral and ethical ideas and ideals are both essential components of having integrity.
In conclusion, A client has decided to fire an employee after becoming suspicious of them engaging in behavior that goes against business rules.
They have contacted and in order to confer with her about the best way to preserve any evidence that the firm may be obliged to produce in court.
The data would be best protected if the customer were instructed to "Take the hard disk out of the computer, secure it, and videotape the removal operation." This would also provide the client with the highest level of service.
Read more about policy
https://brainly.com/question/15362232
#SPJ1
as a customer entered the hornady store, which sells muzzleloading rifles, a salesperson approached her and said, "hornady lead round balls are the musket balls you ought to buy. they are the most uniform in size and shape, and they are made of pure lead. our shot is used by the muzzle loading world champion." the salesperson was describing hornady’s
The salesperson was describing hornady’s competitive advantage
What is completive advantage?
In order to provide goods or services better or more affordably than its competitors, a corporation must have a competitive advantage. These elements enable the productive unit to produce more sales or higher margins in comparison to its competitors in the market.
Cost structure, branding, the calibre of product offers, the distribution system, intellectual property, and customer service are just a few of the aspects that are credited with giving a company a competitive edge.
A company would have an edge over rivals if it could grow its market share through improved productivity or efficiency.
Learn more about completive advantage
https://brainly.com/question/14486110
#SPJ4
trying to prepare a budget, wesley has done research and found that he spends an average of $190 on his phone/internet/cable service, $318$318 on his electric bill, and $288$288 on his health insurance premium. if he earns $2800$2800 per month, estimate the amount of money he will have after paying these bills each month.
Wesley will have $2,004 left over after paying these costs each month, which implies he will be able to save $2,004 by making a personal budget and deducting his expenses from his income.
What is a budget?A budget is a projection of expected income and expenses for a specific future time period. It is frequently established and updated on a regular basis.
A budget can be created by a person, a group of individuals, a corporation, a government, or pretty much anything else that generates and spends money. Simply tracking the entrance and outflow of household cash is what a person or household budget does.
Therefore Expenses of Wesley:
Phone/Cable/Internet service = 190
Electric Bill = 318
Health Insurance Premium = 288
Total Expenses = 190+318+288 = 796
Earnings of Wesley = 2,800
Savings of Wesley = Total Earnings - Total Expenses =2,800 - 796 = 2,004
Hence Wesley will have $2,004 after paying the above-said bills in a month.
For more information about the budget refer to the link:
https://brainly.com/question/15683430
#SPJ4