Which type of credit involves a set limit based on what a consumer pays up front?

Loans
Installment credit
Secured credit cards
Unsecured credit cards

Answers

Answer 1

Answer:

Secured credit cards

Explanation:explanation: Secured credit cards refer to credit cards that offer credit secured by a cash deposit from the cardholder. The deposit secures the card issuer from loss in case the cardholder is unable to cover the debt.

Answer 2

Answer:

Secured credit cards

Explanation:


Related Questions

Helpful hardware sells windows (80% of sales) and doors (20% of sales). the selling price of each window is $580 and of each door is $1,180. the variable cost of each window is $385 and of each door is $880. fixed costs are $1,737,720. the weighted-average contribution margin is:

Answers

The weighted-average contribution margin of Helpful hardware which sells windows and doors is $216.

Calculation of Weighted-Average Contribution Margin

The weighted-average contribution margin can be calculated using the following formula:

Weighted-average contribution margin = (Contribution margin of windows * Percentage sales contribution of windows) + (Contribution margin of doors * Percentage sales contribution of doors) ……….. (1)

Where:

Contribution margin of windows = Selling price of each window - Variable cost of each window = $580 - $385 = $195

Percentage sales contribution of windows = 80%

Contribution margin of doors = Selling price of each door - Variable cost of each door = $1,180 - $880 = $300

Percentage sales contribution of doors = 20%

Substituting all the values into equation (1), we have:

Weighted-average contribution margin = ($195 * 80%) + ($300 * 20%) = $216

Therefore, the weighted-average contribution margin is $216.

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What term best describes contractual agreements that restrict the use of land, ostensibly in order to preserve the value of adjacent land or a neighborhood

Answers

In law, a restrictive covenant is the arrangement that generally restricts use of land in order to preserve the value of adjacent land or a neighborhood.

What is a restrictive covenant?

In an agreement, a restrictive covenant is a kind of condition that confers a restriction, limits or prohibition on the actions of someone named in an enforceable agreement.

In conclusion, these covenant in law is such arrangement that restricts a use of land in order to preserve the value of adjacent land or a neighborhood.

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According to the business cycle represented in the diagram above, the actual rate of unemployment equals the natural rate of unemployment when the economy is.

Answers

According to the business cycle, the actual rate of unemployment equals the natural rate of unemployment when the economy is on the potential line.

What is Unemployment?

This refers to the situation in which a person is without paid employment and cannot adequately cater to his needs.

Hence, we can see that from the complete question, there is an image attached which shows real output graphed against time and there is the expansion, peak, etc and there is equality between the actual and natural rate of unemployment on the potential line.

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How are a credit score and credit report related?

Answers

Answer:

1) A

2)D

3)D

4) Dunno

Explanation:

Here's the reason why I chose the answers as well.

1) When you have a debit card you are spending your OWN money. Therefor it's taken from the money if you have in your bank account.

2)Credit Cards are usually used when you don't have the cash at hand but have to pay it back.

3)The lower the credit score the worst it is.

A juice manufacturer has 50,000 gallons of juice in process at the beginning of the month. By month's end 25,000 gallons were complete, 20,000 gallons were 60% complete and 5,000 units were 40% complete. Equivalent units equals ______ gallons.

Answers

If 20,000 gallons were 60% complete and 5,000 units were 40% complete. The Equivalent units equals 39,000 gallons.

Equivalent units

Using this formula

Equivalent units=Ending complete gallons(25,000 gallons ×60% complete)+ (5,000 units ×40% complete)

Let plug in the formula

Equivalent units=25000+(20000×60%)+(5000×40%)

Equivalent units=25,000+12,000+2,000

Equivalent units=39,000 gallon

Therefore the Equivalent units equals 39,000 gallons.

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Tips to study commerce

Answers

Answer:

just study commerce and ur good

Old town entertainment has two employees in year 1. clay earns $4,300 per month, and philip, the manager, earns $10,700 per month. neither is paid extra for working overtime. assume the social security tax rate is 6 percent on the first $110,000 of earnings and the medicare tax rate is 1.5 percent on all earnings. the federal income tax withholding is 15 percent of gross earnings for clay and 21 percent for philip. both clay and philip have been employed all year.

required:
a. calculate the net pay for both clay and philip for march.
b. calculate the net pay for both clay and philip for december.
c. is the net pay the same in march and december for both employees?

Answers

It is to be noted that:

the March Net Pay for Clay and Philip are $ 9,997.5 and $ 23,227.5 respectively;December Net Pay for both Clay and Philip are $39,990 and $ 92,910 respectively.

Is the net pay the same in March and December for both employees?

No. The net pay isn't the same in March and December for both employees.

What is Net Pay?

Net Pay refers to the balance of one's income after all deductibles have been removed.

Deductibles include:

Social Security TaxFederal Income TaxMedicare Tax etc.

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How has tesla’s strategic position changed since it was founded in 2003

Answers

Tesla's strategic positioning has changed since 2003 from a pricey all-electric vehicle to a more inexpensive one to appeal to many customers.

What is strategic positioning?

Strategic positioning refers to the choices a company makes concerning the values it creates, including how that value will be created differently than its competitors.

Every strategic positioning aims to compare, differentiate, and segment the market and competitors' strategies.

Thus, Tesla's strategic position has changed drastically since it was founded in 2003 from being a pricey all-electric vehicle to selling more inexpensive vehicles that appeals to a wider customer range.

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The term ____________________ describes the increasing connectedness of societies and their economies as a result of developments in transportation and communication.

Answers

The term globalization describes the increasing connectedness of societies and their economies as a result of developments in transportation and communication.

What is Globalization?

This refers to the connectedness between different societies which brings them closer in terms of development and communication.

Hence, we can see that as a result of globalization, we can see that the world is now a global village and communication is fast and instant even across great distances.

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The Jones Company supports the Rock Hounds, a minor league baseball team in Midland, Texas, because the banner with the Jones Company logo avoids the difficulty of reaching audiences and differentiating Jones's products from competing brands through mass media. Which public relations strategy does the Jones Company use?

Answers

If  the banner with the Jones Company logo avoids the difficulty of reaching audiences. Jones company use Sponsorship.

What is Sponsorship public relation

Sponsorship public relation can be defined as the way in which a company sponsor an event so as to create awareness about their product or brand or to build product awareness.

Jones company uses sponsorship strategy in order to reach the large audience and to  create awareness so as to enables people to know the brand he represent or stand for.

Therefored Jones company use Sponsorship.

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Would a change in the interest rates from 8% to 7% encourage a banks customers to borrow more money? Explain.

A) No, it would not encourage more borrowing, because a lower interest rate means that they would earn more interest over the course of the loan

B) Yes, it would encourage mor borrowing because a lower interest rate means that they would earn more interest over the course of the loan

C) Yes, it would encourage more borrowing because a lower interest rate means that they would have less interest to repay over the course of the loan

D) No, it would not encourage more borrowing, because a lower interest rate means that they would have less interest to repay over the course of the loan

Answers

Answer:

The answer would be D

Explanation:

The reason why i got that is an interest rate is the cost of borrowing money. Or, on the other side of the coin, it is the compensation for the service and risk of lending money. In both cases it keeps the economy moving by encouraging people to borrow, to lend, and to spend. But prevailing interest rates are always changing, and different types of loans offer different interest rates. If you are a lender, a borrower, or both, it's important you understand the reasons for these changes and differences.​ They also have a heavy effect on the rare metals trade, including silver stocks.

Yes, because they would have less interest to pay back over the term of the loan, a lower interest rate would encourage additional borrowing. Hence, Option (C ) is the accurate answer.

What is an interest rate?

An interest rate is an amount of interest that is payable each period stated as a percentage of the amount that was lent, deposited, or borrowed.

The principal amount, interest rate, frequency of compounding, and duration of the loan, deposit, or borrowing determine the total amount of interest on a sum that was lent or borrowed.

Interest rates are one of the main pillars of the American economic system. They affect borrowing costs and savings yields and greatly contribute to the overall return on many different types of assets. Additionally, some interest rates provide insight into the forthcoming financial market and economic activity.

Hence, option (C ) is the correct one.

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Devon is very good with people. she works for a pharmaceutical company and often visits doctors to see if they will sell her product to their patients. in which career pathway is devon most likely involved? marketing communications professional sales and marketing distribution and logistics e-marketing

Answers

Marketing Communications is the utilization of many marketing channels and techniques in tandem.

What are the four kinds of marketing communication?

Advertising, public relations, sales promotions, and online media are the four methods of marketing communication.

Advertising, being the most potent commercial communication tool, provides a broad audience reach and a high frequency of information transmission.

Public relations is the second sort of marketing communication. In a more subtle way, public relations will aid in the creation of brand awareness among customers. This is what distinguishes public relations from advertising.

Discounts on sales promotions are the most popular sort of sales promotion. When you realize this, you may begin to consider how you may make the most of the circumstance.

Media on the Internet Many businesses use online media as a marketing communication tool. This might be accomplished by purchasing appealing advertisements and placing them in promising places such as online newspapers and magazines.

Thus Option A is the career pathway Devon is involved in.

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Answer:

Marketing Communication

Explanation:

Edge 2022

Who makes it legally en forcable promises in a unilateral insurancew policy]

Answers

Answer:

Unilateral Contract — a contract in which only one party makes an enforceable promise. Most insurance policies are unilateral contracts in that only the insurer makes a legally enforceable promise to pay covered claims. By contrast, the insured makes few, if any, enforceable promises to the insurer.

Explanation:

what's the date today???​

Answers

Answer:

April 18th, 2022? (Is that what you mean???)

Explanation:

I hope this helps! :)

april 18th 2022 ( i have no idea if thats what you meant?)

How many dollars would it cost to buy an edinburgh woolen mill sweater costing 50 british pounds if the exchange rate is 1.50 dollars per one british pound

Answers

The amount of  dollars that  it would cost to buy an edinburgh sweaters if the exchange rate is 1.50 dollars per one british pound is: $75.

Dollar amount to buy an buy an edinburgh woolen mill

Using this formula

Dollar amount=Cost of woolen mill sweater×Exchange rate

Where:

Cost of woolen mill sweater=50 pounds

Exchange rate=1.50 dollars

Let plug in the formula

Dollar amount=50×$1.50

Dollar amount=$75

Inconclusion the amount of  dollars that  it would cost to buy an edinburgh woolen mill sweater is $75.

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During spring break, students have an elasticity of demand for a trip to Florida of -3, while senior citizens have an elasticity of demand for a trip to Florida of -6. What pricing insight does this give to the airline companies

Answers

The pricing insight it gives to the airline companies is to charge a lower price to the senior citizens because they have a relatively more elastic demand.

What is elastic demand?

Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good.

If the absolute value of price elasticity is greater than one, it means demand is elastic. Elastic demand means that as prices increases, the quantity demanded decreases more than the percentage change in price.

Group of answer choices

Charge a lower price to the senior citizens because they have a relatively more elastic demand.

Charge a lower price to the students because they have a relatively more inelastic demand.

Charge a higher price to the senior citizens because they have a relatively more inelastic demand.

Charge a higher price to the students because they have a relatively more elastic demand.

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1. Being offered opportunities to prosper in your career.

A. Physiological

B. Esteem

C. Belongingness

D. Self- actualization

2. Gaining positive attention from your manager after a presentation.

A. Physiological

B. Esteem

C. Belongingness

D. Self- actualization

3. Having a salary that allows you to adequately feed your family.

A. Physiological

B. Esteem

C. Belongingness

D. Self- actualization

4. Alderfer combined the needs for gaining positive attention from your manager and having opportunities to prosper in a career into the categor of ________ needs.

A. Growth

B. Relatedness

C. Existence

Answers

1. Opportunities to prosper in a career matches a need for esteem.

2. Gaining positive attention from your manager after a presentation represents the need for esteem.

3. Having a salary that allows you to adequately feed your family corresponds to physiological needs.

4. The combination of the manager's needs to get positive attention and opportunities to thrive in a career is related to relationship needs.

What is Maslow's hierarchy of needs theory?

It is based on the belief that all human needs are arranged in a hierarchical relationship that, when achieved, is able to direct the satisfaction and motivation of individuals, defining the concept of Maslow's pyramid, whose human needs are defined as:

Physiological needsSecurity needSocial needsEsteem needsSelf-actualization needs

Therefore, the hierarchy of needs theory is a psychological theory widely used in human resource management to understand employee needs and motivation.

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The short-run aggregate supply curve is more useful than the curves for other time horizons because real-world economies ______. Multiple choice question.

Answers

The short-run aggregate supply curve is more useful than the curves because it changes price level and output levels simultaneously.

What is a short-run aggregate supply curve?

A short-run aggregate supply curve simply allows one capture how the firm will be able to respond to price stickiness in an economy.

In this case, the short-run aggregate supply curve is more useful than the curves for other time horizons because real-world economies because it changes price level and output levels simultaneously.

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On May 25, Tyler, Inc. issues 100 shares of $10 par value preferred stock for $5,000 cash. The entry to record this transaction would include a (debit/credit) ________ to the preferred stock account in the amount of

Answers

The entry to record this transaction would include a Credit to the preferred stock account in the amount of $1,000.

Prefered stock account

Based on the information given the appropriate journal entry to record the transaction is:

Tyler, Inc. Journal entry

Debit Cash $1,000

Credit Preferred stock account $1,000

(100 shares×$10 per value)

(To record preferred stock)

Therefore the entry to record this transaction would include a Credit to the preferred stock account in the amount of $1,000.

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enter information into accounting system means​

Answers

Answer:

Answer:

Explanation:

These are the sales, cash receipts, cash disbursements, and purchases journals.

proceduresintegratedproceduresintegratedAnswerAnAnswerAn accounting system is a set of accounting processes with integrated procedures and controls. The intent of an accounting system is to record business transactions, summarize those transactions into an aggregated form, and create reports that can be used by decision makers to monitor, analyze, and improve operations.AnswerAnAnswerAnswerAnswer:

Explanation:

Tracy Lefteroff is the global managing partner for PricewaterhouseCoopers. She said that her company is eager to invest in newly created biotech companies because the U.S. has an aging population that will need new medications and treatments. What kind of equity capital would Lefteroff be likely to provide

Answers

The kind of equity capital that Tracy Lefteroff is likely to provide to invest in newly created biotech companies is venture capital.

What is venture capital?

Venture capital is a kind of private equity financing that risk-taking investors provide to startup companies because of their potential for long-term growth.

Venture capital can be differentiated from other equity capital that is provided for publicly listed or trading companies.

Thus, the kind of equity capital that Tracy Lefteroff is likely to provide to invest in newly created biotech companies is venture capital.

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Because there is no provision for long-term care in the United States, ________ has become the de facto program financing nursing home residents when they have exhausted their savings. Group of answer choices Social Security Medicare Medicaid the Affordable Care Act

Answers

Medicaid has become the de facto program financing nursing home residents when they have exhausted their savings.

What is medicaid?

Medicaid can be defined as an health insurance coverage that help to cover the medical expenses of those people that earn low income or people that cannot afford medical care.

For a person to be quailfied or for a person to be a beneficiary of Medicaid such  individual must be resident of the state under which they receive medicaid.

Therefore Medicaid has become the de facto program financing nursing home residents when they have exhausted their savings.

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Kayla purchased a home in January, fixed it up, and then sold the property in May of the same year for a gain of $45,000. What type of capital gain is this

Answers

The fact that Kayla purchased a home in January, fixed it up, and then sold the property in May of the same year depicts a short term capital gain.

What is capital gain?

Capital gain simply means an increase in the value of an asset when it's sold.

Since she purchased a home in January, fixed it up, and then sold the property in May of the same year for a gain of $45,000, it's a short terms capital gain.

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what are the factors pricing up a product? Please mark me the brainiest. Thank you

Answers

Answer:

1) Product has more demand.

2) Competition.

3) Buying pattern of the consumer.

4) Economic Enviroment

5) The Governments Policy

Explanation:

Some main factors of pricing up a product.

When reagan took office, he brought with him a new economic philosophy. with the guidance of his economic advisors, he tried to stimulate the economy. to do this, his administration cut taxes and invested government money in job-creation programs. it seemed to work. in the eight years that reagan was president, the unemployment rate fell from 7.5 percent to 5.4 percent. during that same period, inflation dropped from 12.5 percent to 4.4 percent. which of these economic concerns was related to the achievements described in the passage? "baby boomers" did not want the jobs that had been created by government. reagan "froze" wages and prices to accomplish this economic recovery. inflation and unemployment rates declined, but stagflation did not. the nation’s deficit rose greatly as inflation and unemployment fell.

Answers

The nation’s deficit rose greatly as inflation and unemployment fell was an economic concern that was related to the achievement described in the passage.

What were the economic concerns in the passage?

The passage explains that with the fall in tax revenue of the government and higher spending on employment programs, the federal deficit started to rise.

However, after some years, it could be seen that many businesses gained growth from government spending and created jobs with decreasing inflation rates.

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Answer:

it's D

Explanation:

Got right on edge 2023

A bond is the issuer's written promise to pay the _____________ of the bond with interest. multiple choice Market value Par value Interest value

Answers

The blank space in the sentence should be filled with Market value.

What is a Bond?

In all simplicity, a bond is loan from an investor to a borrower which may be a company or government. The borrower uses the money to fund its operations, and the investor receives interest on the investment. Additionally, it is noteworthy to know that the market value of a bond can change over time as bonds are a medium for store of value.

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Submit your 500-word essay describing the career you have chosen, a five-day schedule of this career, and the
advantages and disadvantages of the work schedule that you have created.

Answers

Assuming you choose the marketing career to write your essay, it is essential to conduct research on reliable sources for information about professional assignments.

What is a career in marketing like?

As a broad and innovative field, a career in marketing can take many different paths. It involves efforts to promote a company's products and services, through value creation and positioning strategies.

Therefore, if the chosen area is content marketing, some advantages are greater flexibility and creativity to create media that engage the public with the brand.

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According to the Civil Rights Act and the Pregnancy Discrimination Act, employers should not prevent people from working in hazardous jobs because of reproductive concerns. Group of answer choices True False

Answers

Answer:

It's true!

Explanation:

...................

explain which government does not truly get to decide how to spend all the money in its budget

Answers

The government who has not received the approval of the budget from the legislators.

What is government spending?

Government spending includes expenses incurred by the government expenditure on consumption such as food, investment, and transfer payments.

It includes the federal, state, and local governments' expenses.

Therefore, The government who has not received the approval of the budget from the legislators.

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When referring to factors of production,
which of the following is an example of land?

Answers

Answer:

The first factor of production is land, but this includes any natural resource used to produce goods and services. This includes not just land, but anything that comes from the land. Some common land or natural resources are water, oil, copper, natural gas, coal, and forests.

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Fill in the correct form pronouns for reflexive verb.Yo _____ lavo las manos. mete se nosMaria _____ lava las manosme tesenosNosotros ________ lavamos las manosmetesenos?A que hora tu _______ acuestas en la noche? metesenos Whats the answer???? - Chris deposited $435 in a new account at his bank. The bank pays 1.7% interest compounded annually on this account. Chris makes no additional deposits or withdrawals.How much interest will the account have earned at the end of 10 years? Which is a warning sign that someone needs the help of a mental health professional?A. feeling shy when asked to walk onstageB. overeating to increase bodily strengthC. inablity to sleep properly for weeks What can affect energy entering and exiting the earths system and how does this affect climate 3. Explain the relationship between area and square units for isoelectronic ions, how are effective nuclear charge and ionic radius related? what is the answer 58100 =a. 1220b.1555c5678d5800 What is the molarity of a solution consisting of 105 grams of calcium nitrate and 280. grams of water? simply the difference of 8w^2 -8w - 6) -(3w^2 +7w - 4) 8 less than the product of 3 and j The point of intersection of the diagonals of a rectangle is 4 cm further away from the smaller side than from the larger side of the rectangle. The perimeter of the rectangle is equal to 56cm. Find the lengths of each side of the rectangle What does it mean to resign from the academy of motion pictures?. Dr. samuel is holding a discussion on the relevance and requirement of intellectual property rights. which point will he emphasize while explaining the influence of ipr on individual creations? A 240.0 gram piece of copper is dropped into 400.0 grams of water at 24.0 C. If the final temperature of water is 42.0 C, what was the initial temperature of the copper piece? (5 points)Specific heat of copper = 0.39 J/g CGroup of answer choices322 C345 C356 C364 C Which quadratic equation is equivalent to (x + 2)^2 + 5(x + 2) - 6 = 0? on a map, 1 inch equals 15 miles. two cities are 6 inches apart on the map. what is the actual distance between the cities? An isosceles right triangle has a hypotenuse of 16mm what would the area of the triangle be Answer the following question in 1-2 complete sentences. what is a meander pattern? which two civilizations mainly used this technique? What is the mass of one mole of silver?