Which best describes a way people can use personal loans? to buy a house to buy a car to pay for college to pay for groceries

Answers

Answer 1

Personal loans are unsecured loans offered by financial institutions based on factors such as employment history, repayment capacity, income level, profession, and credit history.

How do personal loans work?

When you are approved for a personal loan, the funds are often sent directly into your checking account. When you acquire a loan to refinance current debt, you can occasionally ask your lender to pay your invoices directly.

Prepare to begin payback within 30 days, regardless of how you receive your payments. If you have a variable-rate loan, your interest rate will fluctuate, which may cause the amount you owe to alter from month to month.

When you pay off your personal loan, the credit line is closed.

Thus, Option D is correct which describes personal loans.

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Answer 2

Answer:

THE ANSWER IS TO PAY FOR COLLEGE

not car or house.

Explanation:


Related Questions

When a car veers off the road such that the left front wheel goes off the pavement into the gravel before the right wheel, what will happen to the car, and why?.

Answers

The car will tend to turn to the left because the left wheel hits the gravel first and slows down before the right wheel.

What is Wheel?

This is defined as a circular component that is intended to rotate on an axle bearing.

The car will turn to the left as a result of the right wheel covering a greater distance thereby causing the car to turn to the left.

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What states have the highest percent of their credit economy with prime credit scores?.

Answers

Answer:

I think Mississippi

Explanation:

hope this helps

5. Keisha is renting a one-bedroom apartment but allows her best friend to

move in and pay $200 per month to sleep on the couch for the summer

while she is between jobs. The apartment is burglarized one afternoon

when they are both out, and the thief steals both of their laptops, Keisha's

TV, and her best friend's wireless headphones. What will the insurance

company cover?

*

Answers

The renter insurance policy will cover:

Keisha’s laptop and TV10% of the cost of her friend’s laptop and headphones

What is a renters insurance?

This is an insurance policy that covers losses to personal property and protects the insured from liability claim.

Hence, these insurance policy will provide for compensation for Keisha because she is the property owner and partial (i.e. 10%) coverage for loss of visitors property/

In conclusion, the renter insurance policy will cover Keisha’s laptop and TV and 10% of the cost of her friend’s laptop and headphones

Note: The renters insurance is effected.

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How have the television industry and/or developments in digital technology recently changed the way we view series, if at all

Answers

The television industry and/or developments in digital technology has recently changed the way people relate to movies, books, and radio.

What is Digital technology?

Digital technology can be define as an electronic system or instrument that help in processing and storing of data or information.

The invention of digital technology has change  the way people view things as poeple can now use their system or mobile devices to watch series of content online instead of being limited to few channel while watching the television.

Example with the impact of digital technology people can now subscribe online to watch movies by using their data to watch different movies of their choice.

Inconclusion developments in digital technology has recently changed the way people relate to movies, books, and radio.

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Hugh has experience as a firefighter and a degree in chemistry. What company might be interested in hiring Hugh?

A. A national district court looking for a video surveillance tech
B. a state agency looking for a fire inspector
C. a drug rehabilitation facility in need of a nurse
D. a city police force in need of a dispatcher

Answers

Answer:

B. a state agency looking for a fire inspector

Explanation:

Because he is a firefighter with a degree in chemistry and a fire inspector is the best fitting company to hire hugh.

Answer:

B, a state agency looking for a fire inspector!

Your credit score does not affect your:
A. chances of landing a new job.
B. ability to rent an apartment.
C. ability to get a car loan.
D. yearly income.

Answers

A persons credit score would not affect the chances that they have to land a new job when they need one.

What is a credit score?

This is a number that is used to show that a person is credit worthy. It shows how the person responds to the loans that they owe.

A high credit score shows that the person is one that does what is required on time. A lower one may have negative effects on a person.

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Answer:

D. Yearly Income

Explanation:

Within a diversified company a set of businesses that share identical or very similar strategies or strategic challenges is called a.

Answers

The set of businesses that share similar strategies within a diversified company is called a: strategic business unit.

What is a Strategic Business Unit?

A strategic business unit can be defined as a sub-unit or independent department of a diversified, fully funtional organization with a specific target market, vision, mission, and objectives.

Good examples of a diversified company with strategic business units are LG, Proctor and Gamble, etc., which have different product categories.

Therefore, the set of businesses that share similar strategies within a diversified company is called a: strategic business unit.

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References that employers trust for the most accurate reporting include _____. a. friends b. relatives c. counselors d. parents please select the best answer from the choices provided a b c d

Answers

Counselors are one of the references that employers trust for the most accurate reports. As a result, option (c) is the proper response.

Which are considered the most-trusted references by the employer?

Counselors are one of the references that employers trust for the most accurate reports.

Employers do not trust the friends, relatives, and parents of prospective employees or employees to provide an accurate report because they believe they are not professional enough and that because of their proximity to the employee, they may provide false information in order to benefit the employee.

Employers view counselors as more professional and more likely to provide accurate information.

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Which kind of food service outlets utilizes an intercom system for customers to order food?
A.
buffet service
B.
cafeteria service
C.
drive-through service
D.
table service

Answers

Answer: C.

Intercoms are a very useful system for businesses because, it allows the customers to just drive up an order from the machine rather than having to get out of the car and going into the restaurant establishment itself.

why do people call buildings buildings if they are already built.

Answers

I read somewhere that it’s called building because it’s a building

Terrel is designing and maintaining a web page for a local company. In which career pathways would Terrel be involved?

Programming and Software Development, and Network Systems
Network Systems and Interactive Media
Information Support and Services, and Programming and Software Development
Interactive Media, and Information Support and Services

Answers

Answer:

C. Information Support and Services, and Programming and Software Development

Explanation:

I got it right on edge. trust me.

Answer:

C. Information Support and Services, and Programming and Software Development

Explanation:

Edge

Which of the following types of credits would best describes home equity loans? a. closed and secured b. closed and unsecured c. open and secured d. open and unsecured please select the best answer from the choices provided a b c d

Answers

The home equity loans are such loans often associated with line of credits and are for a short term. Such loans are open and secured types of credit facility.

What are home equity loans?

Home equity loans are generally referred to as such loans where the home of the borrower is kept as collateral and is open to be utilized for any legal purpose.

It is generally given for a short term and the repayment is often done monthly over a span of the entire term of the loan. As the collaterals can be used by the banks in case of defaults by the borrower, it is a secured type of loan.

Hence, option C; the above-mentioned facts describe that a home-equity loan is an open and secured type of credit facility.

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What are the major factors that determine investment, and what impact does each have on aggregate demand?

Answers

The major factors that determine investment are interest rates and inflation. The relationship between interest rate and aggregate demand is inversely related. The relationship between inflation and aggregate demand is positvely related.

What is aggregate demand?

Aggregate demand is the sum total of all goods and services produced in an economy in a given period.

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Interest rates and inflation are the two most important factors influencing investment. When inflation rises, real spending falls as the value of money falls.

This change in inflation causes Aggregate Demand to move to the left and decline.

Individuals and corporations seek to borrow more money at cheaper interest rates and reinvest it in capital and consumer goods.

As a result, aggregate demand will rise. However, when interest rates rise, central banks profit more from the interest payments they receive from borrowers.

What do you mean by aggregate demand?

The entire amount of money spent on those goods and services at a certain price level and moment in time is referred to as aggregate demand.

All consumer products, capital goods (factories and equipment), exports, imports, and government spending are included in aggregate demand.

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Intoxicated but still capable of comprehending the consequences of her actions, cricket signs a contract to sell her phone app design to downloads, inc. This contract is.

Answers

An intoxicated person may lack the mental capacity necessary to contract. Generally, this will require extreme intoxication. If the intoxicated person enters into a contract, she must disaffirm the contract within a reasonable time of regaining capacity and learning of the contract. But most likley in a court of law it will be inadmissable.

What is the difference between asset management and wealth management

Answers

Answer:

here is ur answer

Explanation:

wealth management comes down to what services you need. Asset management is about choosing and managing investments. Wealth management, on the other hand, looks more broadly at a person's financial life and portfolio. Some financial advisors do both, allowing you to hire just one person for the job.

It all boils down to the services you require in terms of wealth management. Asset management is the process of selecting and managing investments.

Wealth management, on the other hand, examines a person's financial life and portfolio in greater depth. Some financial advisors do both functions, allowing you to hire only one person for the job.

Is asset management part of wealth management?

Wealth management entails supervising all of the client's financial elements, which may include asset management, taxes, estate planning, cash flow management, and all other conceivable uses of money. Thus, wealth management includes asset management and takes a comprehensive perspective of the client's finances.

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An investment promises to return $1,000 at the end of each of the next 5 years and then $2,000 at the end of each of the next 10 years (years 6 through 15). what is the value of this investment today at a 4% interest rate?

Answers

Answer:

sorry i dont know i was trying but cant figure it out

Explanation:

Alex suggests conducting an after action review so the company is better prepared to prevent similar situations in the future. He also suggests that they should conduct competitor analyses. If Amy wants everyone to conduct after action reviews and competitor analyses, what can she do to create a culture that supports these efforts

Answers

To create a culture that supports these efforts, it is essential to create a strategic management focused on analysis, control and review of organizational actions.

What is strategic management?

It consists of formulating and implementing actions that will lead to the achievement of stipulated goals and objectives, providing a direction for the company to be competitive and positioned in the market.

Therefore, strategic management will lead to the development of plans and policies, along with the allocation of resources to achieve objectives.

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Keynesian analysis stresses that a tax cut that increases the government's budget deficit or reduces its budget surplus:____________
a. will increase the money supply.
b. is appropriate during a period of inflation.
c. will stimulate aggregate demand and, thereby, promote employment.
d. will stimulate aggregate supply and, thereby, promote employment.

Answers

Keynesian analysis stresses that a tax cut that increases the government's budget deficit or reduces its budget surplus would:  will stimulate aggregate demand and, thereby, promote employment.

\What is Keynesian analysis?

This is used to refer to the economics analysis of Maynard Keynes. He was a foremost economist that lived.

Keynes have the opinion that when the spending of a government is more than the money it generates, the large deficit would help raise aggregate demand.

This would raise government spending and the raise economic activities and decrease unemployment.

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What is the purpose of establishing economic sanctions? to enter into an alliance with a country to honor the terms of a trade agreement to pressure a nation to change its policies to provide financial aid to a nation in need

Answers

The purpose of establishing economic sanctions is to pressure a nation to change its policies.

What is economic sanction?

Economic sanction refers to the states use economic pressure (trade and financial restrictions) against other states to create policy or behavioral change.

Various international bodies like UN, NATO uses economic sanctions against nations whose policy is against international agreeable standards.

Hence, the purpose of establishing economic sanctions is to pressure a nation to change its policies.

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Answer:

c

Explanation:

How do embargoes most negatively affect a domestic market?.

Answers

Explanation:

by depriving domestic producers of needed goods, restricting their ability to trade by helping international producers fill a market void, decreasing domestic trade by preventing domestic producers from trading needed goods with all countries by encouraging international producers to sell new goods for lower prices ..

By prohibiting domestic industries of necessary commodities and limiting their ability to trade, international sanctions have a particularly severe impact on the domestic market.

What are embargoes?

When a government passes an order restricting merchant ships from leaving its ports, the term "embargo" is used. An embargo is a restriction on trade and commerce with one country or state, or a group of related nations, either partially or entirely.

The American economy was effectively halted by Jefferson's Embargo Act, which prohibited trade with any foreign port. The embargo act had an impact on the nation as agricultural prices and income decreased.

Industries connected to shipping suffered greatly. Existing markets suffered damage due to which the economy got damaged and results in Increased unemployment.

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Savings accounts typically offer more interest than what type of account?

Answers

Savings accounts typically offer more interest than the checking account.

What is a checking account?

A checking account is a type of bank account that allows bank customers to carry out their daily cash transactions. Money can be withdrawn or deposited in it multiple times a day without any restrictions. A checking account is also known as demand deposit.

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Since converting the firm's inventory to profits is a key function of management, firms use ______ to measure the effectiveness of management in utilizing the assets that are available.

Answers

The firms use financial performance to measure the effectiveness of management in utilizing the assets that are available.

What is financial performance?

This is a term that is a measure of how well a firm is able to make use of its assets that are generated from its businesses and revenue generation.

It also is a measure of the financial health of a business over a period of time.

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The company achieves a cost savings of $32,000 per year by using less costly materials

Answers

this isn't a question so unless you give me the original or whole question I'm not sure how to answer

If a firm cannot invest retained earnings to earn a rate of return the required rate of return on retained earnings, it should return those funds to its stockholders

Answers

As regards this statement on funds being returned to stockholders, this is TRUE.

Why is this statement true?

In theory, the reason why stockholders leave retained earnings with the company they invested in, is because the stockholders cannot find other ways to make the required return.

If the firm is therefore unable to make this required return, they will have to return it to the shareholders who will then find a way to invest in other things to make their required returns.

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Business Information Management 1a: Introduction / Unit 2: The Finances of Business

Answers

The finances of businesses involve several things, including:

Revenue and profit.Costs and expenses.Budgets.

What are some components of finance in business?

The financial aspect of a business is hugely important to the success of the business because it involves making a profit which is the sole purpose of business.

In order to be successful in business, one needs a good financial plan. This plan will predict the revenue that the company should be earning in order to make profit.

It should also include the various costs and expenses that the business will incur as it engages in business. This financial plan usually comes in the form of a budget which provides ideas on how a business should spend money.

Note: Question was incomplete so a general overview of business finance was given.

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Answer:

FACTORS AFFECTING THE SPELLING DIFFICULTIES OF SENIOR HIGH SCHOOL STUDENTS IN 2021-2022

Jana has $100 to open a checking account. she can maintain a monthly balance of $300. she also has a savings account at the same bank. she plans to use online bill paying and write fewer than 10 checks per month. she currently uses her bank’s atm several times per month. jana does not overdraw her account. bank account terms and conditions bank account terms and conditions. bank b is best for jana. jana wants an account with the lowest fees. which checking account would be best for jana? account a account b account c account d

Answers

Bank account is opened in bank to save/ deposit money and generate interest from it. Jana should choose account b.

What is a bank account?

It is an account in bank where money deposited, and it can be withdrawn by check or passbook and bank gives interest on deposit. A bank provides Current, Savings, Fixed Deposit Accounts, Recurring Deposits facilities.

It is better for Jana to choose account b as the minimun balance required is $250, and it charges 0 for ABC bank ATMs and check writing limit is more, i.e. 12/ month.

Therefore, Jana should choose account b.

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Answer:

account b

Explanation:

Melissa engages in an activity that influences the well-being of a bystander. In order for melissa’s activity to give rise to an externality, it must be the case that:.

Answers

Melissa fails to recognize the impact of her activity on the bystander's wellbeing.
- the bystander fails to recognize the impact of Melissa's activity on his or her wellbeing.
- the well-being of the bystander is adversely impacted by Melissa's activity.
- Melissa neither pays nor receives any compensation for her activity. X(So that someone else gets/pays as a result of her activity.)
the well-being of the bystander is adversely impacted by Melissa's activity.

Inseparability in services refers to the fact that.

Answers

Inseparability refers to : The consumer cannot distinguish between the service provider from the service itself.

What Is Service Inseparability?

Service inseparability means that the production and consumption of a service can't be separated from the provider of that service. It also requires that a customer is physically participating in the consumption of the service.

The above means every part of the experience is tied together. A customer can't separate the consumption of the service they've purchased from the provider.

Hence, Inseparability means consumer cannot distinguish between the service provider from the service itself.

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A country's gross domestic product for a given time period is the total
market value of
(1 point)
all goods and service produced within the country's
borders
O
all finished goods and services produced within the
country's borders
o
all goods and services produced by the country's
residents
O
all finished goods and services produced by the country's
residents

Answers

A country's gross domestic product for a given time period is the total market value of all finished goods and services produced within the country's borders.

What is the gross domestic product?

Gross domestic product is the sum of all finshed goods and services that is produced in a country within a given period of time.

One of the ways of determing the value of GDP is the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export

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Answer: D.) all finished goods and services produced within the country's borders.

Explanation:

just took it :)

Which of the following is an example of corporate welfare? a. A large corporation donates money to a homeless shelter b. Severance pay and unemployment insurance c. Low-interest government loans, subsidies, and tax breaks to corporations d. Employee assistance programs

Answers

An example of corporate welfare is Low-interest government loans, subsidies, and tax breaks to corporations.

What is corporate welfare?

Corporate welfare refers to financial aid granted by governments to companies that make profit, mostly large companies.

Examples of corporate welfare are ;

Tax breakSubsidiesLoans

Hence, we can conclude that an example of corporate welfare is Low-interest government loans, subsidies, and tax breaks to corporations.

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6.Rahman sets off by car to his office at 08 55. He takes 20 minutes to arrive at his office, What time does hearrive at his office?huh its was so hardd can someone explain and solve it for me? :( Help picture below problem 6 A group of students is riding in a bike tour. They have biked 15 miles, which is 25% of the tour. How long is the tour? Arnold borrowed $7890 at 11.5 percent for five years.What is the amount of Arnold's total payment?$11,580$10,410$9,520$8,560CAN SOMEONE PLEASE HELP ME ASAP IM STUCK The ________ ocean is largest; the ________ ocean is smallest. Sarah and Lily mow lawns during the summer to earn money. Sarahdetermined that she can earn between $6. 00 and $6. 25 per hour. Lily estimatesthat she earns between $7. 50 and $8. 00 per hour. About how much more money willLily earn than Sarah if they each work 22 hours? 9. What happened to the Texan forces at the Alamo?A They declared Texas independentB. They negotiated a truce.C. They were defeated.D. They won a major victory write down the next two terms of the number pattern 2,5,8,11,14 When 3(2x^2+4x+7)(x^28x+11) is simplified, what is the coefficient of the x term? essay comparing and contrasting Winston and Julia Use the digital text feature to complete the explanation: The 24th Amendment states that citizens of the United States will not be stopped from voting ifthey are sick or elderly Othey are guilty of a crime Othey are in a political office Othey do not pay their taxes 17. Kayden creates a linear function where x is the input, y, is the output, andm and b are constants.A. Which equation could represent Kayden's function?y=1/x+ mby = mx + b x = my by.B.Which statement about the graph of Kayden's function is true for allvalues of m and b?~ The graph is increasing. The graph is decreasing. The graph goes through the origin. The graph has a constant rate of change. Explain why two of these philosophers' started schools of learning. The experimental probability of a quarter landing on HEADS is 3/5 if the quarter landed on TAILS 36 times how many times tossed. 13.Jenny and her brother Tom sit on opposite ends of a seesaw. Jenny is40 kg and her brother is 30 kg. If Jenny sits 1.5 meters from the pivotpoint and Tom sits 1 meter from the pivot point, what is the net torqueon the seesaw? Which of the following is a compound sentence? George took one last look around the apartment; every stain on the carpet called up another happy memory of freshman year. The roommates argue over the cause of the stains. Because he is an optimist, Tony suggests they could rearrange the furniture to hide the carpet stains, but no one else thinks the landlord would be fooled. Tom hopes he can get his security deposit back even though the stains on the carpet make it a long shot. Given triangle ABC is congruent to DEC find m In a short paragraph, describe the transition of Rome from a republic to an empire. What was the republic like, and what caused it to become an empire? Be sure to include six supporting details in your response Jacob had a cube. When Jacob made a cross section parallel to the base, what shape did the cross section form? trapezoid square parallel triangle Urethritis is more common in females than in males as a symptom of gonorrhea. a. True b. False