The problem that created bank runs was fear of a bank's unfolding insolvency, which may or may not be legitimate, and it usually deepens the banking crisis.
What are the causes of bank runs?Bank runs occur when many depositors withdraw their deposits in droves from their banks based on some fear the banks could experience liquidity problems.
This implies that a bank run is a result of panic and not insolvency resulting from illiquidity.
For example, the stock market crash of 1929, when thousands of bank customers withdrew their deposits, leaving the banks with no cash. The effects were that loans went bad and farmers became illiquid and unable to operate.
Thus, the problem that created bank runs was fear of a bank's unfolding insolvency, which may or may not be legitimate, and it usually deepens the banking crisis.
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the african economic community (AEC) is an organization of african union states establishing a single market, a central bank and common currency. what type of arrangement does this BEST represent
Explanation:
The aim of the AEC is to promote economic, social and cultural development as well as African economic integration in order to increase self-sufficiency and endogenous development and to create a framework for development, mobilisation of human resources and material.
Your company just started offering a profit-sharing plan, which could increase your total compensation by as much as 25%—if the company does well. This form of compensation is classified as:
If your company just started offering a profit-sharing plan if the company does well. This form of compensation is classified as: Incentive.
What is incentive?Incentive can be defined as the way of compensating a person by giving the extra money so as to encourage the person.
Since the proft sharing plan will tend to lead to increase in compensation by 25% in a situation where the company have increase in productivity. This is called incentive.
Therefore this form of compensation is classified as: Incentive.
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Which of the following will be shown
with an amortization table?
A. The decrease in interest paid over time.
B. The increase in interest paid over time.
C. The decrease in money needed over time.
D. The increase in money needed over time.
Answer: the answer is A
Explanation:
A: the decrease in interest paid over time
Because an amortization table show you how your payment breaks down to principal paid and interest paid, and will also keep track of how much principal you have left to pay
A company that deals in breakfast cereals advertises that its products contain all the essential nutrients necessary for the proper growth and development of children. This is an example of:
A company that advertises the benefits of its products in relation to essential nutrients for health and development is using a physiological appeal.
What are physiological appeals?They can be understood as triggers used by companies to highlight aspects of their products and services that may be attractive to their target audience.
Therefore, by highlighting the nutrients contained in its breakfast cereal, the company uses the physiological appeal to attract more consumers and increase product reliability.
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Roger is engaging in HR planning. He is trying to predict what human resources will be needed in the coming year in his organization. Roger is engaged in Multiple Choice forecasting. goal setting. program implementation. program evaluation. performance evaluation.
The activity in which Roger is engaged in is called program evaluation.
What is Program Evaluation?This refers to the ability to make predictions about the things which are needed for a program to run successfully.
Hence, because Roger is involved in Human Resources planning and he is trying to predict what human resources will be needed in the coming year in his organization, then he is engaged in program evaluation.
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Please help will mark BRAINLIST
A movement downward and to the right along a demand curve is called a(n) Group of answer choices increase in demand. decrease in demand. decrease in quantity demanded. increase in quantity demanded.
When there is an increase in quantity demanded, there will be a movement downward and to the right along a demand curve.
What is a demand curve?On a demand graph, the curve shows the relationship between the price of a good and quantity demanded for its at a given period of time.
However, when there is an increase in quantity demanded, there will be a movement downward and to the right along a demand curve.
Therefore, the Option A is correct.
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A leverage ratio is any one of several financial measurements that look at how much capital a firm holds in relation to its total assets. For our purposes we define the bank's leverage ratio as equity capital divided by total assets.*
Go to the St. Louis Federal Reserve FRED database, and find data on assets less liabilities, i.e. bank capital (RALACBM027SBOG), and total assets of commercial banks(TLAACBM027SBOG). Starting in January 1995 until December 2018, calculate the bank leverage ratio and create a line graph of the leverage ratio over this sample (include the graph you created with your submission). Given the path of bank leverage over time, what can you conclude about moral hazard in the banking system over the time period considered?
* - Just to show how nebulous is the definition of the leverage ratio, the inverse of this ratio is also called a leverage ratio in other contexts.
Based on the data given in the database, the leverage ratios from 1995 to 2018 are:
1995 - 0.0828691996 - 0.0571421997 - 0.0571421998 - 0.0450941999 - 0.0410832000 - 0.0401612001 - 0.0448272002 - 0.046132003 - 0.0492422004 - 0.0555492005 - 0.0638062006 - 0.0671562007 - 0.0703862008 - 0.0698252009 - 0.0742352010 - 0.1132942011 - 0.1136462012 - 0.1147882013 - 0.1109412014 - 0.1078432015 - 0.1087832016 - 0.1095192017 - 0.1103212018 - 0.109845What does the data show?The leverage ratios shown above are yearly averages calculated by averaging the monthly leverage ratios.
Monthly leverage ratio:
= Bank capital / Assets of commercial banks
The attached line graph shows that moral hazard has increased overtime as banks have taken on more risk.
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How does public policy impact entrepreneurs?
How does public policy impact entrepreneurs?
What are some specific examples of policies and programs that support new and existing small businesses?
What additional policy considerations can support the development of entrepreneurial skills among young people?
Answer:
Four policies that have an impact on entrepreneurship are: tax policy, regulation, start-up costs and access to capital markets, and legal protection and property rights.
good luck on whatever assignment u got to do
Find the definitions of the following words or expressions in terms of business.
1-Private sector
2-Sole proprietorship
3-Legal difference
4-Business activities
5-Partnership
6-Group of individuals
7-Businesses
8-Corporation
9-Incorporated business
10-individual
11-Owners
12-Unincorporated business
13-Company or firm
14-Legal person
15-Separation of ownership and Control
16-Corporation
17-Take over
18-Private company
19-Liquidation
20-management
21-Public company
Answer:
2
Explanation:
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Which of the following are the limitations of conducting extra military instruction (EMI)? Select all that apply.
Answer:
chief Petty officers
Explanation:
because it can assign no more than a total of ten hours of EMI
Chief petty officers is the limitations of conducting extra military instruction.
What is Chief petty officers?Just above Petty Officer First Class and below Senior Chief Petty Officer, Chief Petty Officer is the seventh rank in the US Navy and US Coast Guard. Registered occupational specialty are referred to as "evaluation."
In the naval forces of English-speaking nations, most frequently the US Navy, a chief petty officer (CPO) is a member of the rank group of non-commissioned officers with portepee. The closest equivalent would be a chief petty officer with a boatswain's rank in the German Navy.
The highest non-commissioned officer rank in the U.S. Navy is Master Chief Petty Officer of the Navy (MCPON). There is just one Non Commissioned Officer (NCO) who simultaneously holds this rank and position.
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Type II error is also called a. Confidence level b. Consumer's risk c. Producer's risk d. Level of significance
Type II error has been known to be called a type of risk which is known as b. consumer's risk.
What is a Type II error?This refers to a scenario in statistics where a consumer does not reject a null hypothesis that is false.
It is called a consumer risk because a consumer might have a null hypothesis that a product is good and fail to reject this hypothesis leading to them picking a bad product.
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..................................................................x
Names of the big companies that liquidated in South Africa?
Answer:
the rivers
Explanation:
A firm in a competitive market receives $1,160 in total revenue and has marginal revenue of $20.
The firm's average revenue is
$
, and
units were sold.
Assuming the total revenue and has marginal revenue of $20. The firm's average revenue is $20 and units sold is 58 .
Average revenue and units soldAverage revenue = Marginal revenue
Hence ,Average revenue is the marginal revenue amount of $20.
Units sold:
Units sold=Total revenue/Average revenue
Units sold=$1,160/$20
Units sold=58 units
Therefore the firm's average revenue is $20 and units sold is 58 .
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The world is the house of all relatives.explain it.
Explanation:
would is our house.
all peoples that live on this earth they are our relatives.
all peoples and animals are our family.
all are our brothers and sisters.
I love this world.
we have to always give respect to our parents, teacher and all elders.
The world is the house of all our relatives' simply means that the world belongs to each one of us and that we are a one big family. Everyone is bonded by the fabric of life and that makes us all alike and related.
This line denotes the idea that every single person on earth is connected to one another in one way or the other. No man is stranger because if we look closely, we are all from the same genus.
It is important that we treat each other respectfully and dearly for we are all a part of one big family.
Assume the manager is located at point B in the diagram above, and he is charging a price of P0. What does the demand for the firm's goods look like if the management anticipates that rivals would not match price reductions but will match price rises instead of price decreases?
The demand for the firm's goods based on the diagram given and the current price is elastic.
Why is the price elastic?Demand is said to be elastic when quantity demanded decreases when prices increase, and vice versa.
Looking at the graph, if there is a price increase by management, the demand will decrease as shown by the space on the blue line above quantity B.
If prices reduce however, the demand increases as shown by curve D₂.
In conclusion, the demand is elastic.
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Pre-split price per share question
Question 2 Attached
The pre-split price per share of Xytox Corporation's stock before the 1-for-10 reverse split was $4.41.
What is a reverse split?A reverse split is the reduction of the number of shares of a corporation's stock.
When a corporation institutes a reverse split, the number of outstanding shares reduces to form a smaller number in proportion to the reverse split.
The fewer shares consolidate the stock at a higher price. A reverse split is the opposite of a stock split that increases the number of outstanding shares while reducing the share price.
Thus, the pre-split price per share of Xytox Corporation's stock before the 1-for-10 reverse split was $4.41.
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Dax is an architect who wants to be able to let clients walk through a digital version of a house before the house is actually built. Which of the following should be used to create that experience?
Virtual Reality can be used by Dax, so that his client will be able to walk through a digital version of a house before actual building.
What is Virtual Reality?Virtual Reality can be regarded as a computer-generated environment which looks like a real life environment with scenes and objects .
Therefore, Dax can use Virtual Reality to shows his clients about his house digitally.
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Answer: Virtual Reality
Explanation:
In the project initiation phase, which document contains high-level details of the proposed project? A. project plan B. project proposal C. business justification D. proposal summar
In the project initiation phase, the project proposal is known to contains high-level details of the proposed project.
What is a project proposal?This is a project document that is known to carry all of the details that the project is supposed to have.
The proposal is known to have an outline of all that the stakeholders need to know about the work that is to be done.
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Answer:
The answer is B. project proposal
Explanation:
Is Starbucks bucking the trend of other food-service stores?
Question 1
Which of these is a main feature of the market economy?
A. Restricted resource use
B. The profit motive
C. Governmental regulation
D. Lack of private ownership of resources
Answer:
B
Explanation:
Which of the following is an example of versatility?
Answer:
changing the sleeves to use less fabric after finding the order is short
As an economic system how does Socialism function
Answer:
socialism is, broadly speaking, a political and economic system in which property and the means of production are owned in common, typically controlled by the state or government. socialism is based on tje idea that common or public ownership of resources and means of production leads to a more equal society.
How does SEO impact the way that marketers write their ads?
Answer:
It enhances the marketing scopes and magnifies to reach for a particular brand by attracting an increasing number of potential users
Search Engine Optimization is technically used as a marketing tool rather than marketing itself. It enhances the marketing scopes and magnifies the reach for a particular brand by attracting an increasing number of potential users. SEO basically optimizes a web page and makes it more engaging for the end-users.
Firms making a loss will compare the losses if it shuts down to the losses if it operates in the short run. What quantity will the firm produce if it shuts down in the short run
The quantity that would be produced by a firm that shuts down in the short run is zero units.
When would a firm shut down in the short run?
The short run is a period when at least one or more factors of production are fixed and the others are variable. In the short run, if the average variable cost is greater than the price, the firm should cease production. This means that zero units of output would be produced.
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Select the correct answer from each drop-down menu.
Complete the following sentences related to IT policy in a workplace.
You can instill a sense of trust in your
You can also install an Internet
by allowing them to use the Internet for
system to protect the data in your systems.
use for a limited time.
Answer:
You can instill a sense of trust in your employees by allowing them to use the Internet for personal use for a limited time.You can also install an Internet security system to protect the data in your systems.
Explanation:
Answer:
Clean your screen
Explanation:
ts dirty
More Annual Dividends
Question 5 Attached
Based on the dividends paid on a semi-annual basis, the annual dividend for each of Susan's shares are $2.24.
What is the annual dividend?First find the quarterly dividend per share:
= Dividend / Number of shares
= 1,400 / 2,500
= $0.56
The annual dividend will be:
= Quarterly dividend x Number of quarters in year
= 0.56 x 4
= $2.24
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Jim Angel holds a $200,000 portfolio consisting of the following stocks: Stock Investment Beta A $50,000 1.20 B $50,000 0.80 C $50,000 1.00 D $50,000 1.20 Total $200,000 What is the portfolio's beta
Assuming Jim Angel holds a $200,000 portfolio consisting of the following stocks. The portfolio's beta is 1.050.
Portfolio betaFirst step
Weight of stock A=50,000/200,000=0.25
Weight of stock B=50,000/200,000=0.25
Weight of stock C=50,000/200,000=0.25
Weight of stock D=50,000/200,000=0.25
Second step
Portfolio beta=Weight ×beta
Stock A =1.20×0.25=0.3
Stock B= 0.80×0.25=0.2
Stock C 1.00×0.25 =0.25
Stock D 1.20×0.25=0.3
Total 1.050
Inconclusion the portfolio's beta is 1.050.
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A role in public relations for a company might deal with which of the following?
A: Advertising creation
B: Financial support
C: Building maintenance
D: Political agendas
Answer:
heres the answer
Explanation:
Public relations professionals present the face of an organization usually to articulate its objectives and official views on issues of relevance, primarily to the media. Public relations activity contributes to the way an organization is perceived by influencing the media and maintaining relationships with stakeholders.