What is the purpose of the personal financial planning units within a bank? (select all that arwhelp people manage their moneyu provides comprehensive training to bank employeesincrease bank profitsmacustomer retention

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Answer 1
It helps the responsibility with money and limits your spending and plan with the bank

Related Questions




1.
There are three main credit reporting bureaus -- Equifax, Experian, and TransUnion. How
frequently can you request and receive a free credit report from each bureau?

Answers

Every Credit user is entitled to a free credit report every 12 months (1 years) from either of Equifax, Experian, or TransUnion.

What are credit reporting agency?

These are agency that maintains only an historical credit information on individuals and businesses.

The maintained historical credit information helps in preparation of the credit report and score of all individuals and businesses in United states..

In U.S., the three main credit reporting bureaus includes the Equifax, Experian and TransUnion.

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How should and should accountants adapt to the digital age?

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Accountants can become more adaptable by keeping up with evolving trends, planning ahead and thinking about the future. Individuals might feel stressed when faced with unexpected difficulties, but having the ability to adapt and determine alternative options helps the best accountants cope with change.

Msi is considering outsourcing the production of the handheld control module used with some of its products. the company has received a bid from monte legend co. (mlc) to produce 11,000 units of the module per year for $17.00 each. the following information pertains to msi’s production of the control modules: direct materials $ 8 direct labor 4 variable manufacturing overhead 4 fixed manufacturing overhead 8 total cost per unit $ 24 msi has determined that it could eliminate all variable costs if the control modules were produced externally, but none of the fixed overhead is avoidable. at this time, msi has no specific use in mind for the space that is currently dedicated to the control module production. required: 1. compute the difference in cost between making and buying the control module. 2. should msi buy the modules from mlc or continue to make them? 3-a. suppose that the msi space currently used for the modules could be utilized by a new product line that would generate $41,000 in annual profit. recompute the difference in cost between making and buying under this scenario. 3-b. does this change your recommendation to msi?

Answers

Msi should continue to make  control module because buying the control module will result into incremental cost of $11,000 to the msi.

Differential analysis

1. Differential analysis

Buy control module (Alt 1) or Make control module (Alt 2)

 Buy control module       Make control module   Differential effect on cost

                    (Alt 1)                      (Alternative 2)                   (Alternative 2)

Purchase price $187,000                   -                                     ($187,000)

(11,000×$17)

Direct materials  $0                        $88,000                              $88,000

(11,000×$8)

Direct labor         $0                        $44,000                              $44,000

(11,000×$4)

Variable  overhead $0                    $44,000                              $44,000

(11,000×$4)

Fixed overhead $44,000                 $44,000                                $0

(11,000×$8)

Total cost  $231,000                          $220,000                           ($11,000)

Difference in cost $11,000

2. Based on the above differential anaylsis msi should continue to make  control module reason being that buying the control module will result into incremental cost of $11,000 to the msi.

3a. Differential analysis

Buy control module (Alt 1) or Make control module (Alt 2)

 Buy control module       Make control module   Differential effect on cost

                   (Alt 1)                      (Alternative 2)                   (Alternative 2)

Purchase price  $187,000                   -                                     ($187,000)

(11,000×$17)

Direct materials    $0                        $88,000                              $88,000

(11,000×$8)

Direct labor           $0                        $44,000                              $44,000

(11,000×$4)

Variable  overhead $0                    $44,000                              $44,000

(11,000×$4)

Fixed overhead  $44,000                 $44,000                                $0

(11,000×$8)

Less profit from new product line

                 ($41,000)                              $0                                     $41,000

Total cost $190,000                          $220,000                           $30,000

Difference in cost $30,000

3b. Based on the above differential anaylsis msi should buy the control module reason being that buying the control module will result into incremental savings of $30,000 to the msi. The recommendation to msi is changed based on the new scenario.

Inconclusion Msi should continue to make  control module because buying the control module will result into incremental cost of $11,000 to the msi.

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The two most common pricing alternatives for products in the introduction stage of the product life cycle are:.

Answers

Answer:

penetration pricing and skimming pricing

If the U.S. imports $500 billion worth of goods and services from China and sells $200 billion worth of goods and services, then the U.S. is running a

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If the U.S. imports $500 billion from China and sells $200 billion worth of goods and services, then the U.S. is running a trade deficit.

What is a trade deficit?

The trade deficit arises when the net exports are negative instead of positive.

A trade deficit describes the balance of trade, which is the difference between the monetary value of the United State's exports and imports over a certain period.


Thus, if the U.S. imports $500 billion from China and sells $200 billion worth of goods and services, then the U.S. is running a trade deficit.

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Compared to college seniors who do not have student loan debt, seniors who have student loan debt are _____.

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Compared to college seniors who do not have student loan debt, seniors who have student loan debt are known to have a crisis that affects them in the future.

What is a student loan?

This is a type of loan that is offered to students in the United States of America. The aim of these loans is to help the students with finance for their tertiary education.

The loans are meant to cater for their tuition, books and other college fees in the school.

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if you buy a $10,000 U.S. Treasury bond ('T note') with a 2.5% coupon rate that pays semi-annually, what will be your yield after the first six months? what will your par value be when it matures?

Answers

Answer: The U.S. Treasury Series I Savings Bonds are 30-year instruments whose interest rate is reset every six months and are a way to help protect one from inflation. The rate is a combination of an inflation calculation over a six-month timeframe and a fixed rate determined by the Treasury Secretary. With inflation increasing this year to multi-decade highs, the inflation calculation for I Bonds bought until April 30, 2022, pay 7.12% for six months.

Explanation: i hope this helps :)

19. Which medium has the advantage of moving images, sound, and portability in business?
*
(1 Point)
Newspapers
Transit Media
Internet
Radio

Answers

Answer:

Internet

Explanation:

Newspapers can be online, but they are originally on paper, transit media is on billboards or the sides of cars, and the radio is definitely not it.

The decision framework that is based on the relative distance between home and a foreign target country is the ______.

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The decision framework that is based on the relative distance between home and a foreign target country is the CAGE Distance Framework.

What is CAGE Distance Framework?

The CAGE Distance Framework is use to determine the difference between countries using cultural, geographic and economic status of the countries.

CAGE is also used to understand the different patterns of business among people and the flows.

Therefore, The decision framework that is based on the relative distance between home and a foreign target country is the CAGE Distance Framework.

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James is considering joining an electronic exchange so that his business can purchase needed supplies easily and possibly at better prices. James would prefer to join an exchange that is open to anyone in his firm's market space. Which type of electronic exchange is James considering

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The type of electronic exchange that James is considering as he prefer one that is open to anyone in his firm's market is known as an independent electronic exchange.

What is an electronic exchange?

This refers to a trading platform that allows the matching of buying and selling orders as well as price determination which are performed through a computer.

In conclusion, the independent electronic exchange is a platform which will allows the exchange to be open to anyone in the firm's market.

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Glen is a partner in home builders, a construction firm. Glen’s assignment of his interest in the partnership to investment consultants results in:.

Answers

Glen’s assignment of his interest in the partnership to investment consultants results in Glen’s wrongful dissociation and liability for any damages.

What is a dissociation?

This is a term that is used to refer to a disconnection or a braek in the way that information is being handled.

The firm has the dissociation given that Glen had made his intention of being a partner known.

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Steps in growing a good business?


A.) Rush everything and spend everything.

B.) Save up but work half way.


C.) Become a Good leader and work and save up.

Answers

C for sure hopes this helps
C definitely. Rushing things makes it worse because you get stress when you get stress you get drained and when you get drained out you don’t feel like doing anything.

The demand for money is downward sloping, because at higher interest rates, a. the opportunity cost of holding money is constant. b. the opportunity cost of holding cash is lower. c. the opportunity cost of holding money is higher. d. the opportunity cost of holding money is decreasing

Answers

The demand for money is downward sloping, because at higher interest rates because opportunity cost of holding money is constant

What Is Opportunity Cost?

Opportunity cost is the cost that is given away when a particular products or services is chosen over another.

Opportunity cost could be some benefits that is attached to using a product which will be lost of such product is substituted for another.

Therefore, the demand for money is downward sloping, because at higher interest rates because opportunity cost of holding money is constant.

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Merilee is a seamstress in a garment factory, and she is paid $10 for each skirt she produces. What compensation plan does this describe?

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Assuming she is paid $10 for each skirt she produces. This  compensation plan describe what is called piece rate.

What is piece rate?

Piece rate  can be defined as the process in which employee are being paid based on the number of product produced by the employee.


Some companies or employer tend to make use of piece rate pay by paying their employee based on the quantity of goods the company manufacture on a daily basis.

Inconclusion this compensation plan describe what is called piece rate.

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what do risk managers need to do to help their company successfully launch a new product ? (is the new product going to be a WINNER or a LOSER)

Answers

Answer:

WINNER

please mark brainliest me :)

The minimum amount of reserves that a bank is required by law to hold and not lend out is called its

Answers

When a bank holds a minimum amount as reserves as required by law, this is the required reserves.

What are required reserves?

These are a certain percentage of every deposit made into a bank that they are to keep as reserves and not loan out.

These reserves are to ensure that the bank still has some money to pay out to depositors even in the event of financial crises. They are also useful in government monetary policy.

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Economic activities that involve the extraction of natural resources, such as lumbering, fishing, mining, and agriculture, are called:.

Answers

Activities that do that are called adolescent

______________________ include both the private costs incurred by firms and also costs incurred by third parties outside the production process

Answers

Social costs include both the private costs incurred by firms and also costs incurred by third parties outside the production process. Therefore, below is a further explanation.

What are Social costs and its inclusion?

Social costs are costs that include both the private costs incurred by firms and also additional external costs incurred by third parties outside the production process.

Therefore, the answer is social costs.

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The target audience for an advertising campaign is the Group of answer choices people toward whom the advertisements are directed. sales objective to be achieved by the campaign. overall goal of the advertising campaign. geographic distribution of persons. information base on which to develop the campaign.

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The target audience for an advertising campaign is people toward whom the advertisements are directed.

What is advertising campaign?

Advertising campaign refers to serious of product related activities designed to get the attention of customers.

Indidviduals and companies advertise in oder to increase awareness about their products and then sell them afterwards.

Hence, the target audience for an advertising campaign is choices people toward whom the advertisements are directed.

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Markets for individuals looking to buy products or services for personal or household use are called _____.

Answers

When an individual wants to buy goods and services for personal or household use, they can go to a Consumer Market.

What is a consumer market?

This is a market where final goods and services are sold to consumers for their personal or household use.

Such a market includes all those who sell directly to consumers such as retailers, and food markets.

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Plan the meeting. Planning a meeting includes selecting the place and time, inviting the appropriate people, determining the purpose of the meeting, and creating an agenda. In the area below, compose an e-mail to send to the team members. In the e-mail, include the place and time, the purpose, and the agenda. Determine the meeting place and time.
Invite the appropriate employees.
Be clear about the purpose of the meeting.
Create an agenda, send it to team members in advance, and stick to it.
Ask all members to report their status.
Discuss solutions to issues.
End the meeting on time.
Send out meeting minutes.

Answers

To write an email planning a meeting, planning focus on three pillars is essential:

PurposePeopleProcessHow to write an email requesting a meeting?

It is essential to be clear and objective about the purpose and agenda, so that members can prepare in advance, contributing with solutions and clarification on the topic.

Therefore, the schedule must be reviewed and consistently adhered to so that the objectives of the meeting are met and each member can effectively contribute to the results.

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A customer service team identifies a goal of three business days for addressing all customer concerns. In the context of a control process, this goal is

Answers

A customer service team identifies a goal of addressing the customers by imitating corrective action.

What is Customer support teams?

Customer support teams serves as the team that provide technical assistance with products so as to answer customers' questions .

Conclusively, The goal of customer support teams is to provide the customers with interactions and answers to their questions.

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Scott, the chief operating officer of Barcelona Restaurant Group, does not take long interviews because he:

Answers

Looking at the case study, COO Scott doesn't take long interviews because he thinks candidates don't speak the truth in interviews.

How to conduct an effective interview?

The interview is a useful tool in the recruitment process, and its purpose is to get to know the candidate's personality better and understand their experiences and qualifications. For this, it is essential that the questions are structured and organized according to the needs of the company.

Therefore, the interview is an effective method for a more direct and dynamic conversation between the recruiter and the candidate, and when done well, it can be decisive in the hiring process.

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The project is going well. There is a scope change, and, as a result, a new team is brought in to assist the existing team in the new scope of the project. Upon arriving, the team asks to see where the the project currently stands. What do you show them

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As a project manager, you should show the new team a Gantt chart, so as to convey information about where the project currently stands.

What is a Gantt chart?

A Gantt chart can be defined as a type of bar chart that is typically used to graphically illustrate the amount of work done in certain periods of time and a project schedule, especially with information about the start and finish dates of a particular project.

Historically, Gantt chart was designed and developed by Henry L. Gantt in 1917. In this scenario, a Gantt chart should be shown to the new team, in order to convey information about the scope change and where the project currently stands to them.

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When using enigma process data, it collects, cleans, organizes, integrates and analyzes the data. As a result, what is it doing?.

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The enigma process data is doing a data acquisition when its collects, cleans, organizes, integrates and analyzes the data.

What is a data acquisition?

A data acquisition refers to the process of digitizing data from the environment so that its can be displayed, analyzed, and stored in a computer.

Hence, the enigma process data is doing a data acquisition when its collects, cleans, organizes, integrates and analyzes the data.

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What does a membership organization have that a nonmembership organization does not?.

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What a membership organization have that a nonmembership organization does not have is members from the public sector.

What is a public sector?

public sector serves as a portion of the economy which entails all levels of government and government-controlled enterprises.

This sector doesn't encompass private companies as well as voluntary organizations, and households.

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If a property appreciated 2% in the past year, how much would the property be worth today if it was valued at $220,000 a year ago

Answers

The value of the property today after it has appreciated in value is $224,400.

What is the value of the property today?

When a property appreciates in value, it means that it becomes more valuable to own the property. The property becomes more expensive when it appreciates.

Value of the property = (1 + appreciation) x initial alue

1.02 x $220,000 = $224,400.

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You've been meaning to fix those rotted boards on your porch for years. Finally, last week the deck gave way. The replacement will cost you $3,000. Will you be able to recover the cost of replacement (less your deductible) from your homeowner's insurance?

Answers

We will not be able to recover the cost of replacement (less deductible) from the homeowner's insurance policy.

What is homeowner's insurance?

This is an insurance that provide cover on the insured's home's structure and belongings in the event of a destructive event such as a fire, storm, hurricane, lighting, flood etc

A natural destruction resulting from a wear and tear is not covered under the homeowner's insurance.

Therefore, you will not be able to recover the cost of replacement from the homeowner's insurance policy.

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What is the craziest thing you've ever done, and would you do it again?
If you could do anything knowing you would not fail, what would you do?
If a genie granted you three wishes right now, what would you wish for?
What's your biggest regret in life?
What do you think about when you're by yourself?

Answers

Answer:

01) yh for sure I'll do it again... I always doing it like staring to stranger eyes till they getting shy

02)my exams gosh

03)having my bff again.

being a good girl

nvm nothing else

04) having a stu.pid relationship with a boy nvm

05)sensitive

Using your debit card responsibly will increase your credit score slightly, but less than using a credit card will.

Answers

The given statement is true that using the debit card responsibly will increase your credit score slightly, but less than using a credit card will.

What is credit card?

A credit card is a payment card that is issued to users to inform them of their need to pay a merchant for goods and services based on their outstanding debt.

The credit score will rise slightly if a holder of a card use the debit card responsibly, but not as much as if you use a credit card.

Using of credit Card will increase the credit score, by demonstrating how you manage credit on a regular basis, credit cards are one of the finest strategies to establish credit and enhance your credit scores.

Therefore, the given statement is true.

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how can I advice people to keep their self worm in this winter DO NOT USE SOMEOTHER APP The articles "Invasive Species" and "Ants" discussed various animal behaviors. Write an essay in which you explain how animals can impact the environment. Use information from both articles, along with the information from the source you've researched.10.02 Interpret Interactive Elements: Ants Complete and submit your Research Notes Graphic Organizer that you worked on in the lesson. The writing prompt is written below as a reminder. Which of the following statements isTRUE?A. Carbon dioxide is the primary PRODUCT ofphotosynthesis.B. Plants are AUTOTROPHIC organisms, because theymake their own food.C. Plants EXCLUSIVELY store DNA in their chloroplasts.D. The central vacuole is the SMALLEST organelle in aplant cell. Question Find the surface area of the prism. The surface area is square centimeters. What percentage of take-home pay is spent on expenses? (round to nearest whole percent) a) 67% b) 68% c) 84% d) 85% Read the debate between Juan and Anita. Juan: Electric cars are worse for the environment than gas cars. The materials required for designing and constructing electric cars cause more pollution than those for gas cars.Anita: People who use gas vehicles do not care about future generations. The accumulated exhaust from gas cars is the worst polluter and main cause of global warming. If someone cannot avoid buying a gas car, then they shouldnt be allowed to own a vehicle. How does Anita support the idea that electric cars are the only solution to owning a vehicle?A. by listing the benefits of electric carsB. by detailing the materials required to build electric carsC. by outlining the impacts on future generationsD. by explaining how gas cars are responsible for global warming Please help to put the commas in the sentences Three students are sitting in a playground to make a circular path. They are sitting on the circumference, the co-ordinates of their position on the circle are (1, 2), (3, 4) and (3, 2). Find the co-ordinates of the point equidistant from their position. Also, find the equation of the locus. Which situation results in no work being done?O lifting an object off the groundO throwing a baseball to your friendO carrying a book at a constant velocityO pushing a car that will not start out of the garage What would be the most logical first step for solving this quadratic equation?x+2x-11=4A. Add 11 to both sidesB. Take the square root of both sidesC. Divide both sides by xD. Subtract 4 from both sides step by step explanation as well please Joelle purchased 100 shares of PAC stock for $20 per share and sold this same stock one year later for $25 per share. She paid commissions of $60 when she purchased the stock and $70 when she sold the stock. Dividends of $2 per share were paid during the year. The total rate of return on this investment was HELP FAST!! The scores on a test are normally distributed with a mean of 130 and a standard deviation of 26. Find the score that is one and one-half standard deviations below the mean. Work out92.6% of 103.93kmGive your answer rounded to 2 DP. HURRY What are some important things to know about the European Union (EU)? Include at least 2 please helppppp, i'll mark as branliestGive a concrete example from one of these categories that explains why pursuing happiness can have a detrimental effect.Categories are:1. Example from current events or pop culture2. Example from history3. Example from literatue4. Example from personal experience (BE SPECIFIC) Solve for x. Leave your answer in the simplest radical form.Image down below!Please help! Brainlist and points A lever where the input force is between the fulcrum and the output force (a broom) is what type of lever? What percentage of high school seniors have used prescription drugs for nonmedical purposes? 90 percent70 percent10 percent20 percent Mrs. Mueller writes an inequality on the board. The table shows the responses of six students for possible values of x.Which students have correct responses to Mrs. Mueller's inequality?Select ALL that apply.