A collateral is a property given as security for a loan. Thus, the correct answer is option B.
What is a collateral?A valuable asset that a borrower offers as collateral for a loan is known as collateral in the financial industry.
The house is used as collateral for the financing when a home buyer gets a mortgage. The automobile is the security for a car loan. When a company seeks bank financing, it may use valuable assets like real estate or machinery as collateral for the loan.
An unsecured loan has a higher interest rate than one that is backed by collateral. If there is a default, the lender has the right to transfer the collateral to make up the difference.
Therefore, property given as security for a loan is a collateral
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China began pegging its currency, the yuan, to the dollar in 1994. Because the yuan has been ________ at the pegged exchange rate, the Chinese government ________ its reserves of dollars as the government purchased more ________ to maintain the pegged exchange rate.
China began pegging its currency, the yuan, to the dollar in 1994.
Yuan was undervaluedChinese government increased it's reservesGovernment purchased more dollarsWhat is currency pegging?
Thisn is the fixing of a nations currency at a fixed exchange rate with that of another country.
The monetary system of China decided to fix their nations exchange rate on the dollar in the year 1994.
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The pay ratio reporting policy, as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, requires that companies report the ratio of their average worker's pay to that of Multiple Choice other workers in the same industry. minimum wage. their competitor's average pay. exempt employees. the CEO.
The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 made it such that companies report a ratio of average worker pay to that of the CEO.
What does the Dodd-Frank Pay ratio entail?Passed in 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act aimed to make it such that the 2008 financial crisis would not happen again.
One provision that the act included, attempted to make salaries more equitable by ensuring the companies reported a pay ratio where average salary was compared to that of the CEO.
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Select the correct answer.
In a job Interview, what would be the most appropriate way to respond to the question, "How would you avoid a major crisis at work?
A. Explain that you believe you'll never face a crisis at work.
В. Talk about how you solved a similar work problem in the past.
C. State that you can handle any type of crisis that might arise at work.
D. Suggest that you would delegate the responsibility to someone else.
Answer: B
Explanation:
It shows that ur responsible enough to handle a crisis and that u have experince
A separately identifiable collection of things about which the organization wants to collect and store information is a
Answera
Explanation:
the anser is a
Economic growth is also correctly called Choose one: A. real GDP growth. B. real per capita GDP growth. C. nominal per capita GDP growth. D. inflation. E. nominal GDP growth.
Answer:Real GDP growth.
Explanation:
Will the government extend student loan forbearance.
Hector has noticed that some of his employees are making derogatory comments about a worker's disability. What should Hector implement to address this issue
Hector need to implement a sensitivity training to address the issue bordering making of derogatory comments about a worker's disability.
What is a sensitivity training?This is a training that employed while in group discussion or interaction to increase an individual awareness of self and others.
In conclusion, the sensitivity training will allows the employee to be more aware and respect eachother than before.
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Question: leadership style and conflict
if kim took a vote to decide who should be on the team and made everyone part of the decision, what leadership style would she have, what are the benefits of this style on team psychology, and how might this style impact the team in managing conflict?
The type of leadership style described in the given scenario is known as participative leadership.
What is Leadership?This refers to the act of being responsible for the actions and activities of a group of people.
Hence, participative leadership would have a good psychological impact on the people because their input is asked which means that everybody's opinion matters.
Please note that your question is incomplete so I gave you a general overview to help you get a better understanding.
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I NEED HELP DESPERATELY!!!! BRAINLIEST!!!!
Imagine you are taking an international trip. Where would you go? What are the requirements to enter the country (visa, vaccinations, etc.)? What travel documents do you already possess, and which would you need to obtain? What else might you need to do to plan your trip?
please hurry it's overdue!! tysmmmm
Answer:
I would go to Canada
Explanation:
Travellers entering Canada by land, air or water, regardless of citizenship, must follow testing and quarantine requirements to keep everyone safe.
Canadians must meet and follow all of the same entry requirements.
Starting April 1, 2022, pre-entry tests are no longer required for fully vaccinated travellers entering Canada by land, air or water. You must still use ArriveCAN within 72 hours before your
Harassment is to torment or bother continually?
Answer:
The answer is True
Explanation:
Harrasment is when you bother someone nonstop on something they dont like or something mean.
-Justin
Of the 9 elements suggested by the SBA to be contained in a business plan, how many are solely focused on financial factors?
Two elements in a business plan that are solely focused on financial factors are the Funding Request and the Financial Projections sections.
What is a business plan?A business plan is a strategy document that contains the following information about a business:
Mission statementFirm's product or serviceCompany's leadership teamCompany's leading employeesCompany's locationFinancial informationGrowth plans.According to the SBA, the business plan must contain the following nine elements:
Mission StatementDate of business commencementNames of founders and their functionsNumber of employees and location of the business, including branches or subsidiariesDescription of plant or facilitiesProducts manufactured/services renderedBanking relationships and information regarding current investorsSummary of company growth including financial or market highlightsSummary of management's future plans.Thus, the two elements in a business plan that are solely focused on financial factors are the Funding Request and the Financial Projections sections.
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_____ refers to Federal Reserve decisions that shape the economy by influencing interest rates and the supply of cash.
Monetary policy refers to Federal Reserve decisions that shape the economy by influencing interest rates and the supply of cash.
What is an Economy?This refers to the production, distribution, trade, and consumption of these goods in a given region.
Hence, we can see that monetary policy has to do with the decision that the Federal Reserve takes in order to change the economy and influences the demand, supply, price of money, and credit to meet a nation's economic objectives.
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How could a firm havw high net worth even while losing money with each product sold?
The steps mentioned below should be taken
The farm should use perfect tactics to attract the buyers.The farm should give heavy discounts for an instantaneous time period which attracts the buyersAnd main thing the farm should be given in the hands of a sincere personIn business writing, the main idea of a written work should be located _____. a. at the end of the first paragraph b. in the body of the document c. at the beginning of the first paragraph d. in the salutation of the document
In business writing, the main idea of a written work should be located at the beginning of the first paragraph.
What is the business letter?A Business letter contains major three parts that are beginning, body part, and ending a paragraph with saluation. Here, in the initial paragraph, it is required to mention about the introduction and purpose for which letter is written.
Therefore, readers would get to know what must be expected from further parts of the letter.
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Answer:
C
Explanation:
True or false: Every time land is sold, the line item for the sale of land in the investing activities section of the Statement of Cash Flows will equal the change in the asset account on the balance sheet.
What is the primary moral argument of critics of a regressive tax system?.
Answer: large income inequalities are bad for a democratic society
Explanation:
The primary moral argument of critics of a regressive tax system is that the large income inequalities are bad for a democratic society.
What is regressive tax?
A regressive tax is one that lowers the average tax burden as income rises. Low-income taxpayers have a disproportionately large percentage of the tax burden, whereas middle- and high-income taxpayers bear a disproportionately small cost.
The fundamental moral argument used by opponents of a regressive tax system is that significant economic disparities are harmful to democracy.
Therefore, the primary moral argument is the income inequalities.
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Julie explained to management that she only counts active users on the site and not only registered users. Measuring all of the registered users is considered a ________ and does not improve decision making.
Measuring all registered users is considered a Vanity Metric and does not improve decision making.
What is a Metric?A metric refers to a quantifiable measure that is used to track and assess the status of a specific process.
It is basically used for measuing processes for better output and improved performance.
Hence, measuring all registered users is considered a Vanity Metric and does not improve decision making.
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What two things are credited with creating the global village?.
The two things that are credited with creating a global village is: Convenient air travel and Electronic media.
What is a Global Village?This can be described as a method where people from the globe or universe are able to communicate and meet each other sometimes without physical contact.
For an effective global village to be created, a good electronic media needs to be present. It will help people of all kinds communicate easily. A convenient air travel system also needs to be present for ease of movement.
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How are nuclear weapons distinguished from conventional weapons?.
Answer:
This quantitative difference between nuclear and conventional weapons means that if nuclear weapons were used, they would alter key features of warfare—in particular, its duration, the targeting of noncombatants, and even the military relationship between winning and losing sides in a conflict.
Explanation:
If the real exchange rate for the dollar is above the equilibrium level, the quantity of dollars supplied in the market for foreign-currency exchange is:.
The quantity of dollars supplied in the market for foreign-currency exchange is: less than the quantity demanded and the dollar will appreciate.
What is equilibrium level?Equilibruim level can be defined as the level at which supply equal demand.
In a situation where equilibrium level is a above the real exchange rate this means that dollar will appreciate in the foreign exchange market as the amount of dollars will be lower that the quantity demanded.
Therefore the quantity of dollars supplied is less than the quantity demanded and the dollar will appreciate.
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Because it is Group of answer choices excludable but not rival in consumption, a tornado siren is produced by a natural monopoly. rival in consumption
Because it is neither excludable nor rival in consumption, a tornado siren is a public good.
What is a public good?This is a good that is provided in a society or community by the government of the place.
This good is not owned by any one it is a collective good. Hence it caters to the need of everyone.
Complete question:
Because it is a. neither excludable nor rival in consumption, a tornado siren is a common resource. b. rival in consumption but not excludable, a tornado siren is a common resource. c. excludable but not rival in consumption, a tornado siren is produced by a natural monopoly. d. neither excludable nor rival in consumption, a tornado siren is a public good.
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When firms sell their products overseas with little or no change to the products, they may increase the expropriation of intellectual property and increase the risk of piracy. This is considered a serious disadvantage when pursuing a(n) ________ strategy.
Is it often considered a disadvantage when pursuing a business Intellectual property.
What is Intellectual property?Intellectual simply put is defined as the right a person or business has over tangible items or intangible ideals.
The types of intellectual property rights are
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Intellectual property is owned and legally protected by a person or company from outside use or implementation without consent. Intellectual property can consist of many types of assets, including trademarks, patents, and copyrights.
Intellectual property (IP) refers to creations of the mind: inventions; literary and artistic works; and symbols, images, names and logos used in commerce. Businesses are often unaware that their business assets include IP rights.
A major stockholder of a corporation is most likely to be a(n) ________ in the initial sale of securities who also has power over the issuer in such sales.
A major stockholder of a corporation is most likely to be the controlling person in the initial sale of securities who also has power over the issuer in such sales.
Who is a Stockholder ?A stockholder, also referred to as a shareholder, is a person, company, or institution that owns at least one share of a company's stock.
This stock which is owned by the stockholder is referred to as Equity.
The stockholders are the owners of the company and provide financial backing in return for potential dividends over the lifetime of the company.
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In 2020, Maggy (34 years old) is an employee of YBU Corp. YBU provides a 401(k) plan for all its employees. According to the terms of the plan, YBU contributes 50 cents for every dollar the employee contributes. The maximum employer contribution under the plan is 15 percent of the employee’s salary (if allowed, YBU contributes until the employee has contributed 30 percent of her salary). (Use Exhibit 13-2) a. Maggy worked for YBU Corporation for 3½ years before deciding to leave effective July 1, 2020. Maggy’s annual salary during this time was $45,000, $52,000, $55,000, and $60,000 (she only received half of her $60,000 2020 salary). Assuming Maggy contributed 8 percent of her salary (including her 2020 salary) to her 401(k) account, what is Maggy’s vested account balance when she leaves YBU (exclusive of account earnings)? Assume YBU uses three-year cliff vesting
Maggy’s vested account balance when she leaves YBU assume YBU uses three-year cliff vesting is: $21,840; $2,912.
Vested account balancea. Vested account balance
First step
Maggy contribution=[($45,000+$52,000+$55,000)+($60,000×50%)]
Maggy contribution=($152,000+$30,000)×8%
Maggy contribution=$182,000×8%
Maggy contribution=$14,560
Second step
YBU contribution=$14,560×50%
YBU contribution=$7,280
Third step
Vested account balance=$14,560+$7,280
Vested account balance=$21,840
b. Vested account balance
First step
Maggy contribution=[($45,000+$52,000+$55,000)+($60,000×50%)]
Maggy contribution=($152,000+$30,000)×8%
Maggy contribution=$182,000×8%
Maggy contribution=$14,560
Second step
YBU contribution=$14,560×50%
YBU contribution=$7,280
Third step
YBU contribution to maggy plan is 40%
Vested account balance=$7,280×40%
Vested account balance=$2,912
Therefore Maggy’s vested account balance when she leaves YBU assume YBU uses three-year cliff vesting is: $21,840; $2,912.
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Providing incentives for enterprise social network adoption and use is under the ________ best practice.
Providing incentives for enterprise social network adoption and use is under the strategy best practice.
What is enterprise social network?Enterprise social networking refers to an organization's use of social media (internally and externally), to connect individuals who share similar business ideas.
Examples of enterprise social network include:
IBM's ConnectionsCisco's Webex SocialHence, providing incentives for enterprise social network adoption and use is under the strategy best practice.
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What is the purpose of the personal financial planning units within a bank? (select all that arwhelp people manage their moneyu provides comprehensive training to bank employeesincrease bank profitsmacustomer retention
Weiss’s paint store uses a (q, r) inventory system to control its stock levels. for a particularly popular white latex paint, historical data show that the distribution of monthly demand is approximately normal, with mean 28 and standard deviation 8. replenishment lead time for this paint is about 14 weeks. each can of paint costs the store $6. although excess demands are back-ordered, the store owner estimates that unfilled demands cost about $10 each in bookkeeping and loss-of-goodwill costs. fixed costs of replenishment are $15 per order, and holding costs are based on a 30 percent annual rate of interest.
a. what are the optimal lot sizes and reorder points for this brand of paint?
b. what is the optimal safety stock for this paint?
The optimal sizes of the brand of paint given a mean of 28 and standard deviation of 8 is 81. The reorder point of the paint is 124 while the optimal safety stock is 26.
How to solve for the optimal size
mean = 28
sd = 8
Replenishment = 14 weeks
convert to months = 3.5 months
paint = $6
mean = 28 x 3.5
= 98
Find the standard deviation
= 8 x sqr(3.5)
= 14.966 = 15
Mean rate of demand
12 x 28 = 336
cost of holding = 30% x 6 = 1.8
unfilled demand = $10
EOQ = 2x 336 x 15 /1.8
= 5600
[tex]\sqrt{5600} = 75[/tex]
R0 = [tex]\frac{75*1.8}{10*336} = 0.04[/tex]
From the z table, 0.04 = 1.75
15x1.75x98 = 124.35
σLz = 0.242
Q1 = [tex]\sqrt{\frac{2*336}{1.8}(15+10)(0.2426) }[/tex]
= 81
81x1.8/10x336
= 0.043
How to solve for the reorder pointIf R1 = 0.043 z value would be 1.75
15 x 1.75 + 98
= 124.3
R0 = R1
Q,R = (81, 124)
the optimal lot sizes = 81.
reorder points = 124
How to solve for the optimal safety stockR - mean
124 - 98
= 26
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Under target costing, costs can be reduced in a variety of ways including all of the following EXCEPT a.simplifying the design. by.eliminating waste. c.changing the sales level. d.reducing the direct labor costs.
Under the target costing, the change in the sales level cannot be considered as the way to make a reduction in the costs.
Option C is the correct answer.
What do you mean by a target cost?Target cost is the maximum cost that can be levied on a manufactured product. It is determined by deducting the profit margin from the selling price.
According to the target costing, the simplification of designs, minimization the wastage, and the reduction of the direct cost of labor are considered the methods to reduce the costs. But the increasing or decreasing of sales level will not be used as a way to minimize the cost.
Therefore, the sales level changes will not affect the cost reduction apart from the other provided methods.
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If the government raises the minimum wage by 6%, the number of people employed falls by 2%. What is the elasticity of employment with respect to the minimum wage
Assuming the number of people employed falls by 2%. The elasticity of employment with respect to the minimum wage is -0.33.
Elasticity of employmentUsing this formula
Elasticity of employment=-Fall in number of employed people rate /Minimum wages rate
Where:
Fall in number of employed people=-2%
Minimum wages rate=6%
Let plug in the formula
Elasticity of employment=(-2/6)
Elasticity of employment=-0.33
Inconclusion the elasticity of employment with respect to the minimum wage is -0.33.
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In a situation where you cannot meet face to face with a coworker, who is responsible for making sure that your communication is easily understandable? a. your coworker is responsible b. you are responsible c. your supervisor is responsible d. none of the above is responsible
A coworker is a person who works with you in an organization at the same level. You are responsible for effective communication.
What is communication?Communication is the exchange of content, knowledge, or information from one source to another. Good and effective communication is needed between coworkers.
It helps in building bonds, better understanding, and helps in teamwork. To connect with distant coworkers one has to take the initiative.
Therefore, option b. you are responsible for effective communication.
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