Vinodh Wants to access his credit report. he can get his credit report from three different agencies. which is NOT one of the credit reporting agencies?

Answers

Answer 1

Answer:

The answer is A-Monetarion

Explanation:

I just took the test:)

Answer 2

Monetarion is not one of the credit reporting agencies where Vinohd can get his credit report.

Who are the credit reporting agencies?

These are businesses that specializes in the maintainance of historical credit information on individuals and businesses.

In the list given, the company named "Monetarion" is not one of the credit reporting agencies where Vinohd can get his credit report.

Therefore, the Option A is correct.

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Related Questions

Tali has recently joined a sports center as a service assistant. She's asked to set up a phone conference with several people she hasn't met yet. How should Tali begin the meeting to show that she understands professional conduct? O A. She should start off with a joke or a funny story. OB. She should talk about the most recent activities of the sports center. OC. She should introduce herself and explain the purpose of her call. OD. She should ask each person on the call to do a self-introduction.​

Answers

Answer:

C -- She should introduce herself and explain the purpose of her call.

Explanation:

It is most professional to introduce herself this way. Also, Tali wants to show that she understands professional conduct.

Hope this helps! Please let me know if you need more help or think my answer is incorrect. Brainliest would be MUCH appreciated. Have a wonderful day!

3. Once you turn 18, you should regularly check your credit report...
For errors or signs of identity fraud
To keep an eye on your credit score
To make a plan for improving your credit score
Only if you have a credit card

Answers

Answer:

A - For errors or signs of identity fraud

Explanation:

That is the correct answer, good luck, and have a good day.

Assume that Hartmann Company contributes 15% of employee monthly salaries to an employee 401k plan. Assuming $600,000 of monthly salaries, the journal entry to record the monthly contribution would include a __________ to __________ for $90,000.

a. debit; Pension Expense
b. debit; Cash
c. debit; Unfunded Pension Liability
d. credit; Unfunded Pension Liability

Answers

A. Debit; pension expense

2. If the CPI is 100 in 2004 and 103 in 2005, then what is the inflation rate?

Answers

The inflation rate of the country given the CPI IN 2004 and 2005 is 3%.

What is the inflation rate?

Inflation rate is when there is a persistent rise in the general price levels of a country. The consumer price index is used to measure the price level of a basket of goods.

Inflation rate = (CPI in 2005 / CPI in 2004)

(103 / 100 )= 0.03 = 3%

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Which source of credit is most likely to result in the greatest loss if you
default on payments?
A. Title lender
B. Payday lender
C. Bank or credit union
D. Credit card company

Answers

The defaulting on a payday loan is the source of credit that is most likely to result in the greatest loss if one defaults on payments.

What is payday loan?

A payday loan refers to a short-term borrowing whereby a lender will extend high-interest credit based on your income.

The reason that payday loan is most likely to result in the greatest loss is because of the option of extending the high-interest credit.

Therefore, the Option B is correct.

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Answer:

The correct answer is A. Title Lender

Every day, your boss participates in a conference call from 1:00 PM to 2:00 PM. You know this, and today, instead of returning from lunch at 1:00, you decide to extend your lunch until 1:45. This is an example of

Answers

An example of Shirkingis when an employee decide to extend their lunch until 1:45 instead of 1:00 becaujse of his boss participation in a conference call.

What is called Shirking?

A shirk essentially means the act of avoiding or getting out of doing something that should be done.

Hence, when an employee decide to extend their lunch until 1:45 instead of 1:00 because of his boss participation in a conference call is an example of Shirking because he need to help his boss.

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Ryan is a sales coordinator with a big bookstore that has outlets in several cities. He plans to start an e-publishing service that would enable networking among authors and readers. Which type of e-publishing would be appropriate for Ryan’s project?

Answers

Explanation:

sorry this version please

Supply-side economics attempts to stimulate output and lower unemployment by

A).reducing taxes to stimulate investment and consumer spending.
B.)increasing government spending on public works projects.
C.)increasing government spending during times of high employment
D.)providing social programs as a safety net for the unemployed.

Answers

Supply-side economics attempts to stimulate output and lower unemployment by reducing taxes to stimulate investment and consumer spending.

What is supply-side economics?

Supply-side economics is a economics theory that focuses on the  supply of labour and goods. It postulates that taxes and benefits can be used as incentives to stimulate the economy.

Supply-side economics was introduced by Arthur Laffer and implemented by Pres. Ronald Reagan in the 1980s.

In a civil case, the first document filed is a(n)
A. Interrogatory
B. Complaint
C. Deposition
D. Answer

Answers

Answer:

A.Interrogatory

Explanation:I hope help you

Assume that product Adam, a product designed for the High-End segment, can reach its full potential market share next year. A good estimate for its full potential market share can be taken from the current year's market intelligence information. How much product should be produced to reach the full potential of the segment next year

Answers

The units of production of Adam to reach the full potential of the segment next year depends on its share of the market segment and the total potential market demand.

For instance, if the share of the market segment owned by Adam is 60% with total potential market demand of 20,000 units, the production units should be 12,000 units (20,000 x 60%).

What is market share?

The market share refers to the percentage of an industry or a market's total sales earned by each participating company or brand over the past period.

The market share can be calculated as follows:

Market share = Adam's sales/Total market sales x 100

For example:

The market share last year = 60% (6,000/10,000 x 100)

Because sales of Adam = 6,000

And market demand = 10,000

Thus, based on the company's or Adam's market share and the total potential market demand for the coming year, the production unit of Adam can be computed as 12,000 units.

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If a company spends $20 million to install new footwear-making equipment with capacity to produce 1 million pairs of athletic footwear at its North American production facility, then its annual depreciation costs at that facility will rise by: _________

Answers

Assuming the equipment has capacity to produce 1 million pairs of athletic. Its annual depreciation costs at that facility will rise by $2 million or 10%.

Annual depreciation cost

Using this formula

Depreciation = (Cost of equipment - Estimated salvage value) / Estimated useful life

Depreciation= (20 - 0) / 10

Depreciation= $2 million

Or

Annual depreciation= 2/20 ×100

Annual depreciation= 10%

Therefore, the annual depreciation costs at that facility will rise by $2 million or 10%.

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The following data relate to the operations of Shilow Company, a wholesale distributor of consumer goods: Current assets as of March 31: Cash $ 8,800 Accounts receivable $ 25,200 Inventory $ 47,400 Building and equipment, net $ 114,000 Accounts payable $ 28,425 Common stock $ 150,000 Retained earnings $ 16,975 The gross margin is 25% of sales. Actual and budgeted sales data: March (actual) $ 63,000 April $ 79,000 May $ 84,000 June $ 109,000 July $ 60,000 Sales are 60% for cash and 40% on credit. Credit sales are collected in the month following sale. The accounts receivable at March 31 are a result of March credit sales. Each month’s ending inventory should equal 80% of the following month’s budgeted cost of goods sold. One-half of a month’s inventory purchases is paid for in the month of purchase; the other half is paid for in the following month. The accounts payable at March 31 are the result of March purchases of inventory. Monthly expenses are as follows: commissions, 12% of sales; rent, $3,600 per month; other expenses (excluding depreciation), 6% of sales. Assume that these expenses are paid monthly. Depreciation is $855 per month (includes depreciation on new assets). Equipment costing $2,800 will be purchased for cash in April. Management would like to maintain a minimum cash balance of at least $4,000 at the end of each month. The company has an agreement with a local bank that allows the company to borrow in increments of $1,000 at the beginning of each month, up to a total loan balance of $20,000. The interest rate on these loans is 1% per month and for simplicity we will assume that interest is not compounded. The company would, as far as it is able, repay the loan plus accumulated interest at the end of the quarter. Required: Using the preceding data: 1. Complete the schedule of expected cash collections. 2. Complete the merchandise purchases budget and the schedule of expected cash disbursements for merchandise purchases. 3. Complete the cash budget. 4. Prepare an absorption costing i

Answers

1. The computation of the schedule of expected cash collections for Shilow Company is as follows:

Schedule of Expected Cash Collections

                                             April           May          June           Total

Sales                                $79,000     $84,000   $60,000     $223,000

Cash Sales                      $47,400     $50,400    $65,400     $163,200

40% credit sales              25,200        31,600       33,600         90,400

Total cash collections $72,600     $82,000    $99,000    $253,600

2. The completion of the merchandise purchases budget and the schedule of expected cash disbursements for merchandise purchases for Shilow Company are as follows:

Merchandise Purchases Budget

                                                April           May          June           Total

Sales                                   $79,000     $84,000   $109,000      $223,000

Cost of goods sold (75%)    59,250       63,000         81,750        204,000

Ending inventory                 50,400       65,400        36,000          36,000

Goods available for sale $109,650   $125,400      $117,750

Beginning inventory            47,400      50,400        65,400          47,400

Purchases                         $62,250    $75,000      $52,350      $189,600

Schedule of Expected Cash Disbursements for Merchandise Purchases:

                                              April           May             June             Total

Purchases                         $62,250    $75,000       $52,350      $189,600

50% month of purchase    $31,125    $37,500        $26,175        $94,800

50% ffg month                    28,425        31,125         37,500          97,050

Total cash payments      $59,550   $68,625      $63,675       $191,850

3. The completion of the cash budget for Shilow Company is as follows:

                                                 April              May            June

Beginning cash balance       $8,800         $4,030       $4,285

Total cash receipts                72,600        82,000       99,000

Loan                                         8,000          2,000                    

Total cash available           $80,600      $88,030    $103,285

Total cash payments:

Purchases disbursements  $59,550     $68,625     $63,675

Sales commission                   9,480        10,080        13,080

Other expenses                      4,740          5,040         6,540

Equipment                              2,800                                      

Total cash payments         $76,570      $83,745     $83,295

Loan repayment with interest                                     10,180

Cash balance                      $4,030        $4,285        $9,810

Minimum cash balance      $4,000        $4,000      $4,000

4. The preparation of the absorption costing income statement for Shilow Company is as follows:

Absorption Costing Income Statement

                                              April           May           June    

Sales                                $79,000     $84,000    $109,000

Cost of goods sold (75%) 59,250       63,000         81,750

Gross margin                   $19,750      $21,000     $27,250

Expenses:

Sales commission            $9,480      $10,080     $13,080

Other expenses                 4,740          5,040        6,540

Interest on loan                                                           180

Depreciation                        855             855            855

Total expenses             $15,075      $15,975     $20,655

Net Income                    $4,675        $5,025      $6,595

Data and Calculations:

Current assets as of March 31:

Cash $ 8,800

Accounts receivable $ 25,200

Inventory $ 47,400

Building and equipment, net $ 114,000

Accounts payable $ 28,425

Common stock $ 150,000

Retained earnings $ 16,975

Sales data                 Actual      Budgeted      Cash        Credit

March (actual)       $ 63,000                         $37,800    $25,200

April                                           $ 79,000    $47,400     $31,600

May                                           $ 84,000      50,400       33,600

June                                        $ 109,000      65,400      43,600

July                                          $ 60,000       36,000     24,000

Sales:

60% cash

40% credit

Credit sales are collected in the month following the sale.

Interest on Loan = $180 ($8,000 x 1% + $10,000 x 1%)

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Using the services of an accountant but the company has not received an invoice by the balance sheet date is an example of a/an _______________.
a. prepaid expense
b. accrued revenue
c. unearned revenue
d. accrued expense

Answers

The answer is Accrued Expense

HURRY
Why can it be more expensive for clients to host a catered event at their home than at a hotel or restaurant?

Answers

It would be more expensive to host the event in their home than at the hotel due to the cost of the rental properties.

What are the rental properties needed for a home event?

These would be for properties such as chairs,  tables, china, linens and glass ware.

While hosting in a hotel, these properties would be provided by the event centre.

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larner corporation is a diversified

Answers

Larner Corporation is a diversified manufacturer of industrial goods.

The economic inefficiencies of monopolistic competition may be offset by the fact that:.

Answers

The economic inefficiencies of monopolistic competition may be offset by the fact that consumers have  variations of the product from which to choose from.

What is monopolistic competition?

This is a type of market competition that exists given that there are a number of producers that are in competition against each other.

In this type of competition, the products that are selling are not perfect substitutes. Theyu are differentiated from each other.

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For for computation of pre-incorporation profit salary to vendor

Answers

Interest on purchase consideration, the salary of partners, and interest on vendor capital are to be charged during the pre-incorporation period.

Answer:

vendor is. OTreated as pre-incorporation.

A strategic partnership with a supplier: _____________
a. Is a legal contract between a supplier and a buyer, binding them to certain financial obligations b. Is the ultimate object, or the end goal, that a company should have with every supplier c. Is a commitment over an extended period to work together to the mutual benefit of both parties
d. Is a significant benefit to the buyer, but may not be a significant benefit to the supplier

Answers

When suppliers are utilized more as “strategic partners” and simply suppliers of a product or service is for progressive purpose. Hence, it is the ultimate object, or the end goal, that a company should have with every supplier.

Strategic partnership with a supplier

A strategic partnership program is an initiative that aims to transform the relationships of your most strategic suppliers into true strategic partners.

The company activates all of the resources that a supplier may have, including historical knowledge, experience and even data.

Therefore, the correct answer is option B.

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level strategy withing the business

Answers

Answer:

examine how firms complete in a given industry

What is meant by accounting

Answers

Answer:

accounting is a process of analysis and summarising business and financial transactions and verifying the reporting the results...

follow me

a.
Which is the best way of getting feedback from a performance review?
Take good notes
b. Ask good questions
Arrive unprepared
d. Discuss the review with friends
c.
Please select the best answer from the choices provided
A
ОВ
Ο C
OD

Answers

Answer:

take good notes and ask good questions

Explanation:

why because taking good notes help you go through back again, ask good questions keeps it in ur mind....

Answer:

a.

Take good notes

Explanation:

Which feature provides the capability of setting a form field at a desired location in a form and restricting its movement?

A) Form anchoring
B) Conditional formatting
C) Expression Builder
D) Arrange tables

Answers

Answer:

A

Explanation:

The feature which provides the capability of setting a form field at a desired location in a form and restricting its movement is form anchoring.

What is form anchoring?

It is the first piece of information on which maximum number of people relies for taking their decisions.

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Ethics
AP6-5 Horizon Corporation manufactures personal computers. The company began operations in 2012 and reported
profits for the years 2012 through 2019. Due primarily to increased competition and price slashing in the industry,
2020's income statement reported a loss of $20 million. Just before the end of the 2021 fiscal year, a memo from the
company's chief financial officer (CFO) to Jim Fielding, the company controller, included the following comments:
If we don't do something about the large amount of unsold computers already manufactured, our auditors will require us to
record a write down. The resulting loss for 2021 will cause a violation of our debt covenants and force the company into
bankruptcy. I suggest that you ship half of our inventory to J.B. Sales, Inc., in Oklahoma City. I know the company's
president, and he will accept the inventory and acknowledge the shipment as a purchase. We can record the sale in 2021
which will boost our loss to a profit. Then J.B. Sales will simply return the inventory in 2022 after the financial statements
have been issued
Required:
1. Understand the reporting effect: What is the effect on income before taxes of the sales transaction requested by the
CFO?
2. Specify the options: If Jim does not record the sales transaction requested by the CFO, what is the effect on total
assets and income before taxes of the inventory write-down?
3. Identify the impact: Are investors and creditors potentially harmed by the CFO's suggestion?
4. Make a decision: Should Jim follow the CFO's suggestion?

Answers

Based on the effects of what the CFO suggests, the effect on the income before taxes will be an increase.

If Jim does not do what the CFO requests of him, the total assets will increase and the income before taxes will decrease.

The investors and the creditors will be harmed by the CFO's suggestion.

As regards what he should do, Jim should not follow the CFO's suggestion.

What are the effects of the CFO's suggestion?

If Jim does what the CFO suggests then income will increase on account of the fake sales increasing the revenue the company gets.

If Jim refuses to do what the CFO suggests, then the computers will remain in inventory which will increase assets as inventory is an asset. Income will however decrease because sales will be less.

Jim should not do what the CFO suggests because it would harm investors who would remain invested in a loss making company that could implode anytime. Same goes for the creditors.

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Camile owns Crunch Code, a company that provides quick programming solutions. Clients send Crunch projects via their web page and Crunch bangs out the needed code as quickly as possible. Camile has five programmers who do all of the coding. On average, a project arrives once every 4.1 hours, with a standard deviation of 4.2 hours. Each project is assigned to one programmer and that programmer takes on average 18.6 hours to complete each project with a standard deviation of 18.6 hours.
Required:
How many uncompleted projects does Crunch Code have in the system on average at any given time?

Answers

The average number of uncompleted projects at any given time is equal to 11.955.

Given the following data:

Number of programmers, m = 5.Interarrival time, a = 4.1 hours.Standard deviation of interarrival time = 4.2 hours.Processing time, p = 18.6 hours.Standard deviation of processing time = 18.6 hours.

How to calculate the average number of uncompleted projects.

First of all, we would determine the squared coefficient of variation (SCV) of both the interarrival time and processing time as follows;

For interarrival time:

[tex]SCV = (\frac{\alpha _a}{a} )^2\\\\SCV = (\frac{4.2}{4.1} )^2\\\\SCV = (1.024 )^2\\\\[/tex]

SCV = 1.05.

For processing time:

[tex]SCV = (\frac{18.6}{18.6} )^2\\\\SCV = (1.0 )^2\\\\[/tex]

SCV = 1.0.

For utilization:

[tex]U=\frac{p}{ma} \\\\U=\frac{18.6}{5 \times 4.1}[/tex]

U = 0.907.

Next, we would determine the average number of projects that are waiting for a programmer by using this formula:

[tex]T_q=\frac{p}{m} \times \frac{u^{\sqrt{(2(m+1))-1}} }{1-u} \times\frac{C_a^2 + C_p^2}{2} \\\\T_q=\frac{18.6}{5} \times \frac{0.907^{\sqrt{(2(5+1))-1}} }{1-0.907} \times \frac{1.05^2 +1.0^2}{2} \\\\T_q=3.72 \times 7.7785\times 1.05125\\\\T_q=30.42[/tex]

The number of projects that are being programmed is given by:

[tex]I_p =mu\\\\I_p=5 \times 0.907\\\\I_p=4.535[/tex]

The number of customers that are waiting to be serviced is given by:

[tex]I_q=\frac{T_q}{a} \\\\I_q=\frac{30.42}{4.1} \\\\I_q=7.42[/tex]

Now, we can determine the average number of uncompleted projects at any given time as follows:

[tex]I=I_q+I_p\\\\I=7.42+4.535[/tex]

I = 11.955.

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practice
20.2 Special Orders
Harvest, Inc. has received a special order for 3,000 boxes of crystal glassware for $30 per box. Harvest's variable costs per box are
$24, fixed costs per box are an additional $10 per box, and the normal selling price is $70 per box. Harvest has sufficient capacity to
produce the glassware. Harvest will incur special shipping costs of $2 per box for this special order. If the order is accepted, what will
be the effect on net income?
O $90,000 increase
$12,000 increase
O $18,000 decrease
O $12,000 decrease
Submit Answer
Save for Later

Answers

If the special order for 3,000 boxes of crystal glassware is accepted, the effect on the net income of Harvest, Inc. is an increase of $12,000.

What is break-even analysis?

Break-even analysis is an accounting technique to ensure that a company does not incur losses from its transactions.

Using the technique, a corporation ensures that the total costs are at least equal to the total revenue or the contribution margin is sufficient to cover the fixed costs, which are not variable within a relevant range.

The technique is based on the concepts of contribution margin and variable costing.

Data and Calculations:

Special order units = 3,000 boxes

Price per box for special order = $30

Variable costs per box = $24

Special shipping costs per box for the special order = $2

Contribution margin per box = $4 ($30 - $24 - $2)

Total Contribution Margin = $12,000 ($4 x 3,000)

Fixed costs = $30,000 ($10 x 3,000)

Normall selling price per box = $70

Thus, if the special order for 3,000 boxes of crystal glassware is accepted, the effect on the net income of Harvest, Inc. is an increase of $12,000.

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A manufacturing division has $1,800,000 in average assets and income of $720,000. The company's target rate is 8%. The division's residual income is $

Answers

576000

just divide the smallest number by the big number then you’ll get 576000

A manufacturing division has $1,800,000 in average assets and income of $720,000. The company's target rate is 8%. The division's residual income is $576,000. Thus, the accurate answer is $576,000.

What is residual income?

The income that is earned following the conclusion of manufacturing work is referred to as “residual income.” Royalties, interest and dividend income, rental and real estate revenue, and sales of consumer products are only a few examples of the residual income.

The formula of residual income are:

Residual Income = Net Operating Income (NOI) − (Minimum Required Return (MRR) × Cost of Operating Assets(COA)).

Net Operating Income = $720,000

Cost of Operating Assets = $1,800,000.

Minimum Required Return = 8%

RI = NOI—MRR  × COA

RI = $720,000— $1,800,000 × 8%

RI = $720,000— $144,000

RI = $576,000.

Therefore, residual income is $576,000.

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Which of the following actions could be a source of cross-contamination?

Sanitizing a surface when switching from raw to ready-to-eat foods
Wiping your hands on a dirty apron between handling different foods
• • •
Using a separate slicer for cheese and meats
Washing your hands after preparing a raw food item

Answers

The action that could be a source of cross-contamination is Wiping your hands on a dirty apron between handling different foods.

What is Cross-contamination?

Cross-contamination serves as the physical transfer of harmful bacteria from one person to another.

If we can prevent cross-contamination then we can prevent foodborne illness.

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PLEASE ANSWER QUICKLY
The operating system cannot communicate with a printer. What is a solution?


(A) - Run a antimalware program

(B) - Update the printer device driver

(C) - Run the task manager utility

(D) - Delete temporary files

Answers

Answer:

B: Update the printer device router

Explanation:

The manager of operations at Beta Industries, has decided to change careers. For years, the company has been a market leader in manufacturing DVD players, but sales—and the manager’s advancement opportunities—have been declining for years. He told his wife, "Recent __________ have allowed smartphones and streaming to emerge as substitutes for DVD players. That's reality, and I need to face it."

Answers

The manager of operations at Beta Industries most likely told his wife that smartphones and streaming became substitutes thanks to advances in technology.

Why are smartphones and streaming now considered substitutes?

As a result of technological advances which continually strive to improve on what is already there, there have been newer technological devices.

Smartphones and streaming services are examples of some of these advances and they have emerged as strong substitutes to DVD players which are not as mobile.

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Is W. L. Gore a mechanistic or an organic organization? Support your answer with examples from the case

Answers

W. L. Gore has nearly 10,000 employees and more than $3 billion in annual revenues, but, as noted earlier, uses an extremely organic organizational structure. Employees have no bosses, participate on teams, and often create roles for themselves to fill functional gaps within the company.

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