The given statement is true that using the debit card responsibly will increase your credit score slightly, but less than using a credit card will.
What is credit card?A credit card is a payment card that is issued to users to inform them of their need to pay a merchant for goods and services based on their outstanding debt.
The credit score will rise slightly if a holder of a card use the debit card responsibly, but not as much as if you use a credit card.
Using of credit Card will increase the credit score, by demonstrating how you manage credit on a regular basis, credit cards are one of the finest strategies to establish credit and enhance your credit scores.
Therefore, the given statement is true.
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Amy works as a teller at the local bank. What kind of education would Amy likely have needed for her job?
Answer:
high school diploma
Explanation:
Answer:
High School Diploma
Explanation:
I took the test said it was right. Also when you search what the requirements to become a bank teller it says "High School Diploma or equivalent."
The _____ is the sum of past _____ less surpluses. national debt; budget deficits budget deficit; national debts budget deficit; public debts public debt; national debts
Which of the following are characteristics of hard money? i. donations from individuals and interest group pacs ii. regulated by the federal election commission iii. goes directly to a political candidate iv. can be used for advertising or other campaign expenses a. i, ii, iii, and iv b. i and ii only c. i, iii, and iv only d. ii, iii, and iv only please select the best answer from the choices provided a b c d
The characteristics of hard money include donations from individuals and interest group PAC'S, and they are regulated by the Federal Election Commission.
What is hard money?Hard money and soft money are often used to describe the type of currency and also refer to political currency in the United States.
These two combined factors are the definition of what is considered "hard money" in politics.
Hard money is separated from soft cash, because the latter comes from a donation that can be controlled by the Federal Election Commission.
Thus, the correct answer is option B.
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Jamal inherited some money when his grandmother died. He decided that he wants to invest it. His friend suggests that he goes to an OTC market. Is this a good idea?
A.
No, that is where he would go to plan his estate.
B.
No, this is where is credit is evaluated by lenders.
C.
Yes, that is a network of brokers and dealers who help with investments.
D.
Yes, this will review all of his purchases and use that information to make suggestions.
Jamal should go to the OTC market because C. it is a network of brokers and dealers who help with investments.
What is the OTC market?These are markets where a person can buy or sell shares that are outside of the stock exchange.
The trades here are faciliatated by brokers and dealers who can help one with investments so Jamal can go to the OTC market for investment advice.
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which account is prepared before balance sheet ?
Answer:
Balance sheet is prepared after ascertaining net profit and net loss from profit and loss account. It is the summary of the personal account and real accounts having debit and credit balances.
In an economy with no taxes and no imports, disposable income increases from $1,000 to $2,000. If consumption increases from $800 to $_____, the marginal propensity to save is 0.3. 1,000 1,800 1,500 1,200
The increase in consumption when disposable income increases from $1,000 to $2000 is $1,500.00.
What is the increase in consumption?
The formula that would be used to determine the increase in consumption is: initial consumption + (marginal propensity to consume x change in disposable income)
Marginal propensity to consume = 1 - marginal propensity to save
1 - 0.3 = 0.7
Change in disposable income b= $2000 - $1000 = $1000
Increase in consumption = 800 + (0.7 X 1000) = $1500
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Understanding how artificial intelligence, big data, and collaborative computing will impact your organization is the challenge of managing for:.
There is management of technological advances when we need to understand how artificial intelligence, big data and computing impact the firm.
What is a technological advances?These mean the process of invention, innovation and diffusion of technology in a firm.
These are important to understant to help make decision that will improve use of tachnology in a firm.
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When does a lender have to disclose the annual percentage rate (APR)?
A. Lenders do not use APR when making loan agreements.
B. Lenders must disclose the APR after the loan agreement is signed.
C. Lenders must disclose the APR before the loan agreement is
signed.
O D. Lenders are not required to disclose the APR.
Answer: ITS C!!!!!!!
Explanation:
Answer:
C. Lenders disclose the APR before the loan agreement is signed.
Nike works to ensure that all of its print and media advertisements are consistent with what the company is advertising in regard to footwear, clothing, and accessories. Nike is utilizing _______ to ensure this.
If Nike works to ensure that all of its media advertisements are consistent. Nike is utilizing integrated marketing communication (IMC) to ensure this.
What integrated marketing communication (IMC)?Integrated marketing communication (IMC) can be defined as the process in which a company or an orgainzation tend to ensure that their brand advertisement is consistent and unify with what they produced.
Integrated marketing communication is important as it is a form of brand promotion and sales promotion.
Therefore Nike is utilizing integrated marketing communication (IMC) to ensure this.
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Managers are more likely to delegate if the lower-level employee has no supervisory experience. True False
Answer:
False
Explanation:
Hope this helps.
Select the correct answer. which would you need in the event of professional mishaps? a. insurance b. trusts c. power of attorney d. will
In the case of one having a professional mishap, the most likely thing they need is a. Insurance.
What is the purpose of insurance?
Insurance is needed for cases where there is a professional mishap such as a fire or injury.
Insurance would ensure that the effects of that professional mishap, will be limited.
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A company should include using AI to increase productivity on which section of its balanced scorecard? Multiple Choice financial internal business customer innovation and learning
A company should include Innovation and Learning using AI to increase productivity on the Internal Process perspective of its balanced scorecard.
What is the Internal Process Perspective of the Balanced Scorecard?The internal process perspective section drives customer and finance-related objectives, especially dealing with:
Process improvementsQuality optimizationCapacity utilization.Thus, A company should include Innovation and Learning using AI to increase productivity on the Internal Process perspective of its balanced scorecard.
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In Free to Choose, Milton Friedman makes the case that capitalism, i.e. free markets combined with governments that follow The Do Nothing Policy produce prosperity and freedom. In lecture, production possibilities frontiers were used to show the mechanism by which capitalism produces wealth, i.e. specialization according to comparative advantage and exchange.
The history of the 20th century is replete with examples of countries that have followed just such a policy of free market capitalism and experienced large increases in total and per capita wealth plus created stable peaceful political societies characterized by respect for individual rights and maximizing personal freedom, e.g. Japan, Taiwan, Korea, Singapore, and, until the communist Chinese takeover, Hong Kong. In the 20th century, countries that were already prosperous and free that continued choosing capitalist systems became more prosperous, e.g. the United States, Western Europe, Canada, and Australia.
A key feature of free markets is a level playing field where the rules apply to everyone whether they are rich, poor, powerful, or connected. The level playing field is sometimes referred to as the Rule of Law (ROL).
The ROL according to the Oxford English Dictionary is "The authority and influence of law in society, esp. when viewed as a constraint on individual and institutional behaviour; (hence) the principle whereby all members of a society (including those in government) are considered equally subject to publicly disclosed legal codes and processes."
The ROL can break down in two ways. First, rulers and their entourage can be held above and not be subject to the law or, second, immunity from the law can be bought. In either case, the ROL does not exist or, alternatively, that society has a corruption problem.
A conundrum of the “capitalism produces prosperity and freedom” policy are countries that have capitalist economies but haven’t produced much prosperity and are frequently but not exclusively characterized by bouts of politically based violence and oppressive abusive dictatorships, e.g. most middle eastern countries, most of South and Central America, Mexico, India, Russia, and until the last 20 years communist China.
In The Mystery of Capital, Hernando DeSoto addresses this conundrum and points out that adopting capitalism is required but not sufficient to produce U.S. and western European levels of prosperity and freedom. DeSoto argues that adopting capitalism isn’t enough. Countries have to choose a capitalist economic system, have ROL, plus do something else.
According to Hernando DeSoto, why are many 3rd world countries not getting rich even though they have ostensibly capitalist free market economies?
What is the something else these countries are missing?
Read Chapter 7, "Deng Perfects Socialism" and Chapter 5 'The Shanghai Gang" in The Party by Richard MacGregor.
In what sense and to what degree does Communist China meet DeSoto's requirement for a capitalist economy that will use free markets to create and equitably distribute wealth.
Does Communist China have a capitalist free market economic system where there is ROL and no corruption?
Explain with examples from The Party.
Requirements:
Your submission should be no less than 1000 words. Short papers will be penalized. There is no maximum length.
Proper grammar and effective use of English counts.
1. According to DeSoto, 3rd world countries like South America, which have capitalist economies but are not getting rich due to political crises and dictatorships.
2. The author also argues that more efforts is needed than just adopting the capitalist regime, it is essential to develop the system through strategic actions that guarantee ROL, and economic growth measures.
3. China has a Communist party with capitalist characteristics, for example, with the opening of the Chinese market, which constituted a great and rapid development in the productive and industrial system of the country.
What is the capitalist system?It is an economic system whose focus is an accumulation of wealth and profitability through private property and the means of production. It is based on the free market with less state intervention.
Therefore, the author argues in favor of capitalism and its positive characteristics for the economy, politics and society as a whole.
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A website that shows you a selection of athletic shoes based on your previous views of other shoes is using Blank______ to be responsive to your personal needs.
If website that shows you a selection of athletic shoes based on your previous views of other shoes is using personalization.
What is personalization?Personalization can be defined as the process of knowing a person preferences so as to meet their need.
Most online companies tend to make use of personalization to know your preference based on the last thing you bought or based on your previous view by advertising or marketing similar products to you so as to meet your personal needs.
Inconclusion If website that shows you a selection of athletic shoes based on your previous views of other shoes is using personalization.
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When direct labor is used as the overhead allocation base, the variable overhead efficiency variance ______. Multiple choice question. cannot be calculated will always be unfavorable will be favorable when the direct labor efficiency variance is favorable explains how efficient overhead resources were used
When direct labor is used as the overhead allocation base, the variable overhead efficiency variance will be favorable.
What is direct labor?It should be noted that direct labor simply means the production that is assigned to a specific product.
In this case, when direct labor is used as the overhead allocation base, the variable overhead efficiency variance will be favorable.
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Which of the following provides the best explanation for how consumer credit can exacerbate inequality?
Answer:
people with lower wealth and income may have less access to credit and pay higher interest rates when they are approved
Explanation:
Answer:the answer is A
Explanation:
people with lower wealth and incomes must scrifice more capacity and capital in order to acquire credit.
Lazer industries, inc. manufactures medical equipment parts and accessories. assume all amounts are pre-tax and a 21% tax rate for 20x1.
net sales $1,200,000
interest expense $150,000
gain on sale of discontinued operations $400,000
cost of goods sold $300,000
selling, general and administrative expenses $170,000
gain on sale of investments $30,000
restructuring charges $20,000
required:
prepare a multiple-step income statement for lazer industries, inc. based on the available information for the year ended december 31, 20x1.
The multi-step Income Statement for Lazer Industries, Inc. for the year ended December 31, 20x1 is as follows:
Lazer Industries, Inc.
Multi-step Income StatmentFor the year ended December 31, 20x1
Net sales $1,200,000
Cost of goods sold $300,000
Gross profit $900,000
Expenses:
Selling, general and administrative $170,000
Operational income $730,000
Interest expense $150,000
Ordinary Income before tax $580,000
Gain on sale of
discontinued operations $400,000
Gain on sale of investments $30,000
restructuring charges ($20,000)
Taxable income $990,000
Tax on ordinary income $207,900
Net income $782,100
What is a multiple-step income statement?A multiple-step income statement is an income statement that categorizes incomes and expenses into operating and non-operating heads so that the net income can be computed after taking into account operating, ordinary, and extraordinary revenues and expenses.
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In a marketing communications mix, ________ refers to any short-term incentive that encourages the purchase or sale of a product or service.
Answer:
Sales Promotion
Explanation:
Source: Trust me bro
Retrenching to a narrower diversification base is Group of answer choices a strategy that allows a diversified firm's energies to be concentrated on building strong positions in a smaller number of businesses rather the stretching its resources and managerial attention too thinly across many businesses. Sometimes an attractive option for deepening a diversified company's technological expertise and supporting a faster rate of product innovation. A strategy best reserved for companies in poor financial state. An attractive strategy option for revamping a diverse business lineup that lacks strong cross-business financial fit. Usually the most attractive long-run strategy for a broadly diversified company confronted with recession, high interest rates, mounting competitive pressures in several of its businesses, and sluggish growth
Retrenching to a narrower diversification base is the most attractive long-run strategy for a broadly diversified company.
What is diversification?It should be noted that diversification simply means an investment strategy that's used to reduce risk in business.
In this case, retrenching to a narrower diversification base is the most attractive long-run strategy for a broadly diversified company confronted with recession, high interest rates, mounting competitive pressures in several of its businesses, and sluggish growth.
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True or false: keynes' law best applies to short time horizons that see fluctuations in total demand.
It is a true statement that the Keynes law best applies to short time horizons which see fluctuations in total demand.
What is the Keynes law?The Keynesian economic model is developed to adovate an increased government expenditures (spending) and lowering of taxes for stimulation of demand for getting an economy out of the depression.
The law of Keynesian model states that demand creates its own supply and any changes in aggregate demand will cause changes in real GDP and employment.
In conclusion, the statement that Keynes law best applies to short time horizons which see fluctuations in total demand is true.
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Because a majority of small business are rejected for traditional business loans, many ______ for short-term financing.
As a result of them being rejected for traditional loans, most small businesses end up applying for short-term financing.
Why do small businesses apply for short-term financing?Small businesses are considered risky by institutions who offer traditional business loans to the point where most of them are rejected.
As a result, they are forced to turn to short-term financing which comes with high rates and are therefore more expensive to obtain.
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Answer: Use credit cards
Explanation:
David is 60 years old, has moderate financial health, a short time horizon, and a low risk tolerance.
Drag the slider to decide what percentage he should invest in stocks versus bonds and cash equivalents.
When you’re finished, click submit.
Based on the fact that David has a low-risk tolerance, it is advisable that he invests small percentages in stocks and bonds.
What is Risk Tolerance?This refers to the level of risk that an investor is willing to endure and this has to do with the variability in investment.
Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.
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Answer:
On Everfi-58% on bonds and the rest on stocks
Explanation:
I just kept randomly moving the sider and it worked. If not keep trying near the bottom middle area
Wealth is not a scarce resource for most people (true/false)
Answer:
False
Explanation:
Wealth is scarce.
An unlicensed property manager can do all of the following except: Maintenance Showing units Negotiating lease terms Furnishing published information
When a person is an unlicensed property manager, they can do all of the above except Negotiating lease terms.
What can an unlicensed property manager do?An unlicensed property manager can show prospective buyers the units on sale as well as maintaining the units. They can also furnish people with published information on the units.
They cannot however, negotiate lease terms with people because they do not have the license and authority to do so.
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The leadership aspect of managerial leaders is to ______, while the management part is to ______.
The leadership aspect of managerial leaders is to influence, while the management part is to facilitate. Read below on qualities of a leader.
What are the qualities of a good leader?The qualities of a good leader are the following:
IntegrityAbility to delegateCommunicationSelf-awarenessGratitudeLearning agilityInfluenceEmpathyCourageRespectTherefore, leadership aspect of managerial leaders is to influence, while the management part is to facilitate.
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A product _____ is a group of products that are closely related to each other, in terms of either how they work or the customers they serve.
A group of products related to each other, in terms of operation or target audience, corresponds to a product line.
What is a product line?Also known as product mix, are the products sold by a company under different brands, with different benefits to reach a larger group of consumers.
Therefore, commercializing a product line can be a strategic advantage that generates value for consumers, competitiveness and market positioning.
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The demand curve for a monopolistically competitive firm is downward sloping because
A. there are a large number of firms
B. the product is produced by using scarce resources
C. the products produced by different firms are not identical
D. it is easy for firms to enter or exit the market
E. the marginal cost rises as output produced increases
The demand curve for a monopolistically competitive firm is downward sloping because the products produced by different firms are not identical.
What is monopolistic competition?A monopolistically competitive firm is a firm where there are many sellers and buyers of differentiated goods. Sellers set the price for their goods and services.
In a monopolistic competitive market, there are large number of sellers which are producing similar products or close substitute but the products are different enough that the demand curve for each firm is downward sloping.
Hence, the demand curve for a monopolistically competitive firm is downward sloping because the products produced by different firms are not identical.
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______ is a nonprofit organization that recruits and selects college graduates from universities to serve as teachers in low-income conditions.
The blank space in the task statement should be filled with; Teach for America.
Teach for America initiativeAs the name implies, Teach For America is a nonprofit organization whose stated objective is to "enlist, develop, and mobilize as many as possible of our nation's most promising future leaders to grow and strengthen the movement for educational equity and excellence".
On this note, the nonprofit organization in discuss is; Teach for America.
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What would a manager increase by providing positive feedback and reinforcing positive attributes of employees
When a manager provides positive feedback and reinforces positive attributes, this increases employee self esteem.
How can managers improve employee self esteem?Managers are very important in the building of an employee's self esteem to ensure that they are better workers.
Some ways they can do this include giving positive feedback on employee tasks and also reinforcing positive attributes that the employees have to encourage them to do better.
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President carter’s second economic plan proposed new regulations for businesses. controlling wages and consumer pricing. a new method for reducing stagflation. establishing a national banking system.
Answer:
B. controlling wages and consumer pricing
Right on edge
Explanation:
President carter’s second economic plan proposed new regulations for controlling wages and consumer pricing. Thus the correct answer is B.
What are the objective of President carter’s economic policy?President carters economic policy focus towards reducing inflation with the help of spending and deficit reduction strategies. He also focus towards generating employment to improve the situation.
The Carter Administration tried to make government more effective, productive by carrying on the regulatory reform process started by the Nixon Administration.
To reduce the inflation he launched regulation to control wages and pricing on the consumer to maintain the flow of funds.
Therefore, option B Controlling wages and consumer pricing is the appropriate answer.
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