Market risk is the risk that your investment in a stock will lose value because the company's labor force goes on strike.
What is Market Risk ?
Investment risk can be divided into two main categories: market risk and specific risk (unsystematic). Diversification cannot completely eliminate market risk, often known as "systematic risk," but it can be mitigated in other ways. Recessions, political unrest, fluctuations in interest rates, natural disasters, and terrorist acts are all examples of sources of market risk. Market risk that is systematic has a tendency to affect the entire market simultaneously.
This contrasts with unsystematic risk, which is peculiar to a given business or sector. Unsystematic risk, sometimes referred to as "nonsystematic risk," "particular risk," "diversifiable risk," or "residual risk," can be decreased through diversification in the context of an investment portfolio.
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clara meets her client jonathon for a business presentation at a café suggested by him. as soon as their meeting begins, the café gets very crowded and noisy. they are unable to concentrate on their discussion. which of the following should clara do to prevent a communication breakdown with her client?
Suggest that they move to a quieter place to concentrate on their discussion.
She walks into the conference room with her head held high. She smiles as she shakes the client's hand. Clara will be perceived as brave and confident by the client. This makes a favourable initial impression on the client. The smile creates a friendly atmosphere. Shaking hands conveys a mental agreement to be open to discussing views. Before designing a presentation, it is always necessary to analyse the context in which it will be delivered, which includes knowing whether or not there is a projector or other devices to display slides, the visibility of the audience, the size of the room, the lighting, and other factors, as these influence the type of aids the speaker and use, as well as the design of these.
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The tendency to make decisions free from the influence of others is best described as?
The tendency to make decisions free from the influence of others is best described as confirmation bias.
What is confirmation bias?Confirmation bias is the propensity to interpret or search for information that supports one's preexisting opinions when processing information. This biased way of thinking about decision-making is typically accidental and frequently leads to dismissing contradictory data.
A confirmation bias is a sort of cognitive bias in which information that supports preexisting views or biases is given preference. Think about someone who believes that left-handed people are more creative than right-handed ones, for instance.
Therefore, tendency to make decisions free from the influence of others is best described as confirmation bias.
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One example of an ethical dilemma related to safety-critical systems is whether to risk making the product more expensive, and potentially less appealing to customers, by _____.
One illustration of an ethical dilemma involving safety-critical systems is whether to include hardware devices to support or verify software functions at the risk of increasing the cost of the product and maybe decreasing its consumer attractiveness.
A issue in choosing between two possibilities where none is wholly acceptable from an ethical standpoint is known as an ethical dilemma (also known as a moral dilemma, ethical paradox, or moral conundrum). Although we encounter numerous ethical and moral issues throughout our lives, the most of them have rather simple fixes.
However, moral quandaries are extraordinarily difficult problems that are impossible to resolve ethical dilemma. Finding the best solution in these circumstances is therefore crucial for everyone.
Almost every area of a person's life, including social, professional, and personal, has the potential to ethical dilemma present an ethical issue.
The fundamental problem with an ethical dilemma is that it does not have a clear-cut answer that complies with ethical standards. People have encountered these problems throughout human history, and philosophers have sought to address them.
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You run a company that uses all of the latest fire protection features and services available. what type of insurance would be the most beneficial to your bottom line?
If you run a company that uses all of the latest fire protection features and services available. The type of insurance that would be the most beneficial to your bottom line is: Mutual fire insurance.
What is insurance?Insurance can be defined as a coverage that help to costs or expenses in case of unforeseen or unexpected circumstance such as fire, accident etc.
Mutual fire insurance is an insurance that help to cover costs or expenses incurred or cost of damaged as a result of fire.
Therefore If you run a company that uses all of the latest fire protection features and services available. The type of insurance that would be the most beneficial to your bottom line is: Mutual fire insurance.
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What accounts for the flattening of the total product curve as it goes to the right?
The principle of diminishing returns to an input. The U.S. Treasury finances budget commitments of the federal government through issuing several kinds of debt.
Investors' attention has been drawn to the shape of the Treasury yield curve due to a spike in short-term government bond yields, where the yield advantage that longer-dated assets typically enjoy over shorter-dated ones is on course to narrow at its quickest rate since 2011.
A narrowing of the yield spread between shorter-term and longer-term Treasuries, sometimes referred to as yield curve flattening, is frequently interpreted by money managers and economists as a symptom of concerns over economic growth and monetary policy uncertainty.
The $14.8 trillion Treasury market consists of 20- and 30-year bonds, notes from two years to ten years, and Treasury bills from one month to one year.
The link between market compensation rates and the amount of time before the maturity of debt instruments is represented by a yield curve. The term structure of interest rates is another name for a yield curve. The yield curves that the ECB publishes are displayed below. The relationship between market compensation (interest) rates and the amount of time until the maturity of debt instruments is represented by a yield curve, which is sometimes referred to as the term structure of interest rates.
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financial statements that show a column for the current year and the prior year are known as financial statements.
Financial statements that show a column for the current year and the prior year are known as comparative financial statements.
Economic statements are written information that brings the commercial enterprise sports and the economic performance of a business enterprise. monetary statements are often audited by means of government agencies, accountants, companies, and so forth. to make certain accuracy and for tax, financing, or investing functions.
Economic statements are formal information about the financial activities and position of a business, character, or other entity. applicable economic facts are supplied in an established manner and in a form that is simple to apprehend.
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in the body of a cover message, you should . group of answer choices demonstrate your qualifications and show how they fit the targeted job repeat the information presented on your résumé emphasize writer benefits because hiring officers want to know what appeals to you about this particular company explain why you need a job
In the body of a cover message, you should demonstrate your qualifications and show how they fit the targeted job.
The prerequisites a candidate must have in order to meet the criteria and succeed in a particular role are known as qualifications. In your business or profession, you normally acquire qualifications through experience, education, and training.
Qualifications are still crucial, even if your job goals don't include becoming a high-flying lawyer or a life-saving doctor. A qualification shows prospective employers that you have a certain level of expertise in a particular subject, even though it may only seem like a piece of paper.
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Which term refers to a strategy for separating programs and running them in their own virtual space?
Hardware virtualization or platform virtualization refers to a strategy for separating programs and running them in their own virtual space.
Hardware virtualization is the virtualization of computers as complete hardware systems, sure logical abstractions of their componentry, or only the functionality required to run various running structures.
Does hardware virtualization enhance performance?
No, it decreases overall performance. It is always faster to run code natively. We do virtualization for safety reasons generally, however additionally reliability (fewer transferring elements in every digital gadget).
Is it safe to turn on hardware virtualization?
You will not enhance safety by disabling hardware virtualization. as it calls for such high privileges to apply in the first location, any malware this is capable of use it's far already able to bypass any restrictions you set.
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moran steel started the year with total assets of $210,000 and total liabilities of $95,000. during the year, the business recorded $200,000 in revenues, $110,000 in expenses, and dividends of $45,000. stockholders' equity at the end of the year was
Stockholders' equity at the end of the year was ($210,000-$95,000) + ($200,000-$110,000) - $45,000 = $160,000. After the analysis of the assets and liabilities equity is $160,000.
More about Stockholders' equity:
The value of assets still accessible to shareholders after all obligations have been satisfied is known as shareholders' equity, sometimes known as shareholders' or owners' equity. It can be computed as the sum of a company's shares and retained earnings less treasury shares or alternatively as the firm's total assets less total liabilities.
The concept of stockholders' equity is crucial for determining how much money a company has kept on hand. A negative stockholders' equity position is a reliable sign of approaching bankruptcy, especially when it's accompanied with a substantial debt liabilities.
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Gina induces hugh to enter into a contract for the purchase of a condominium about which gina knowingly misrepresents a number of material features. when hugh discovers the truth, he can:_________
In a condition where Gina induces Hugh to enter into a contract for the purchase of a condominium about which Gina knowingly misrepresents a number of material features, Hugh can rescind from entering into the contract on the basis of fraud when he discovers about the truth of Gina's wrongful intentions.
What is the significance of a fraud?A fraud can be referred to or considered as a situation that arises when either of the parties to a contract is unaware of the wrongful intentions of the other party at the time of entering into the contract.
Therefore, the significance regarding a fraud has been aforementioned.
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a customer who perceives high levels of worries that their choice of service provider may not meet with the approval of family or friends.
A customer who perceives high levels of psychological risk worries that their choice of service provider may not meet with the approval of family or friends. Thus the correct option is C.
What is a Customer?A customer is referred to as an individual who purchases the product. He may or may not be the consumer. A consumer is referred to as an end user of any product. He is the person who utilized or consumes the goods.
A hazard's potential to cause psychological harm is known as psychological risk. A customer who senses significant psychological risk is concerned that their choice of service provider might not be well-received by their family members or social circle.
Therefore, option C is appropriate.
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The complete question is Probably
A customer who perceives high levels of _________ worries about when and how she will be able to find, evaluate and select a service provider.
A)time and effort cost
B)performance risk
C)psychological risk
D)social cost
E)financial cost
Correct Answer:
The commissioner obtains a restraining order against a person who has violated an insurance law. the person continues the violation for 15 days. the person will have to pay a fine of?
In general, the penalty for violating an insurance law is a civil fine. The amount of the civil fine depends on the severity of the violation and can be as high as $5,000 per violation.
What are the benefits of a restraining order?A restraining order is a criminal record that prohibits one character from contacting some other character.
The blessings of a restraining order are the following:
Helping to guard the sufferer against in addition abuse Preventing the wrongdoer from violating any orders or laws Protecting the sufferer's own circle of relatives participants and different capacity sufferers to get a restraining order, the sufferer has to first record a petition with the courtroom docket. The petition must be filed via way of means of the sufferer. The wrongdoer has to signal a sworn declaration agreeing to observe the order and now no longer touch the sufferer. The courtroom docket will then trouble a restraining order.To learn more about Insurance law, visit:
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a darmer has the ablity to grow either corn or cotton or some combination of the two. given no other inforamtion
Given no alternative info, the farmer's cost of a bushel of corn increased by his cost of a bushel of cotton equals one
In economics theory, the chance value of a precise action is that the price or profit gone by participating in this activity in compared to participating in Associate in Nursing alternative activity. Simply put, if you decide on one activity, you forfeit the potential to settle on another.The next best different is usually outlined because the cost. it's conjointly called the different or the choice value since it represents the loss of gain that might are obtained if another alternative had been chosen. It may also be outlined as a loss of profit as a results of a amendment in selection.Thus this is often the which means of cost.
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your buyer, chet, is a veteran trying to buy a house, but the certificate of reasonable value came in $10,000 lower than the agreed-upon sales price. what can chet do?
The buyer, Chet, is a veteran trying to buy a house, but the Certificate of Reasonable Value came in $10,000 lower than the agreed-upon sales price. A next logical move for Chet is to Negotiate with the seller.
What is a Certificate of Reasonable Value?Certificate of Reasonable Value—A C.R.V. is the Veterans Administration's appraisal commitment used to establish the value of property sought for acquisition by a veteran under the GI Bill of Rights.
What does it mean to negotiate?The purpose of negotiation is to resolve disagreements, obtain an advantage for a person or group, or construct results that meet multiple interests.
Distributive talks, also known as compromises, are performed by presenting a stance and making concessions in order to reach an agreement.
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The country of gevalia exported products totaling $86 billion last year. during the same year, gevalia imported products valued at $43 billion. gevalia has a(n) ________.
The country of Gevarria exported products worth a total of $86 billion last year. same year, gevalia imported products valued at $43 billion. gevalia has trade surplus of $43 billion
Import and Export:
Imports and exports are instruments of foreign trade. Foreign trade in goods and services – including imports, exports, and foreign trade balances – is shown disaggregated into goods and services. Total imports, exports, and foreign trade balances are presented as summaries of goods and services.
Export refers to the sale of goods and services from the home country to a foreign country. Importing means purchasing a foreign product and importing it into the home country. It is also divided into two types
Directly
Indirect
Each country is endowed with specific resources, assets, and skills. For example, some countries are rich in natural resources such as petroleum products, timber, fertile soils, precious metals and minerals, while others are deficient in these resources.
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Ellen+now+has+$125.+how+much+would+she+have+after+8+years+if+she+leaves+it+invested+at+8.5%?
She have after 8 years if she leaves it invested at 8.5 % is $ 240.08.
Future value = Present value × [tex](1 + r)^{n}[/tex]
Where,
Present Value = $125
r = Rate of interest per period = 8.5% or 0.085
n = Number of periods = 8
So, Future Value
= $125 × ([tex]1.085 ^{8}[/tex])
= $125 × 1.920604
= $ 240.08
An investment is an asset or object acquired with the goal of generating income or appreciation. Appreciation refers to an increase in the cost of an asset over the years. when an man or woman purchases a terrific as an investment, the reason is not to eat the best but instead to use it in the future to create wealth.
An investment corporation is a employer or accept as true with engaged in the business of investing pooled capital into financial securities. Investment groups can be privately or publicly owned, and that they interact in the management, sale, and advertising and marketing of funding products to the general public.
Disclaimer:- your question is not in a correct format, please see below for the correct question format.
Q. Ellen now has+$125.How much would she have after 8 years if she leaves it invested at 8.5%?
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the name given to the amount to which a cash flow, or a series of cash flows, will grow over a given period of time when compounded at a given rate of interest.
The phrase used to express the amount of a cash flow or sequence of cash flows or a series of cash flows, would increase over time when compounded at a specific rate of interest. is "Future Value"
What is Future Value?
Future value is the value of a current asset at some time in the future based on an anticipated rate of growth (FV). The future value is important to investors and financial planners because they use it to estimate how much an investment made now will be worth in the future. Knowing the future worth enables investors to choose wisely based on their anticipated needs. However, external economic factors that reduce an asset's value, such inflation, could harm the asset's potential value in the future.
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A good for which there is an inverse relationship between the demand for the good and income is?
A good for which there is an inverse relationship between the demand for the good and income is Inferior good.
What is Inferior good?
An economic term used to describe a good whose demand decreases as people's incomes rise is an inferior good. As incomes and the economy grow, buyers start switching to more expensive substitutes, which causes these products to lose popularity.
An inferior good is one whose demand declines with increasing consumer income (or rises with decreasing consumer income) in economics, as opposed to normal goods, for which the opposite is seen. The demand for normal items increases as consumer income increases.
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What is the amount of cash sherriane paid to employees during the reporting period if its salaries payable increased by $5.2 million?
Salary expense = $5.7 million
Salaries payable increase = $6.6 million
cash paid to employees = Salary expense - Salaries payable increase
= 5.7 - 6.6
= $-0.9
Salaries payable is a kind of entry in commercial enterprise accounting journals that describes how a good deal a company owes its employees. Accounting experts or managers file salaries payable once they owe revenue to pay to their personnel, but haven't dispensed the money yet.
Salary payable is a modern legal responsibility account containing all the balance or unpaid wages at the end of the accounting length. the amount of income payable is suggested in the balance sheet at the quit of the month or 12 months, and it is not stated within the income statement.
Salaries payable is a liability account that contains the quantities of any salaries owed to employees, which have not been paid to them. The balance within the account represents the salaries liability of a business as of the balance sheet date.
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The curve that shows the relationship between the sales price and quantity sold is called the:__________
The curve that shows the relationship between the sales price and quantity sold is called the: demand curve.
The call for a demand curve is a graphical representation of the relationship between the price of an excellent or carrier and the quantity demanded for a given time frame. In a standard representation, the rate will seem on the left vertical axis, the amount demanded on the horizontal axis.
A demand curve is a graph that shows the amount demanded at every rate. every now and then the demand curve is likewise referred to as a demanding agenda because it is a graphical illustration of the call for schedules.
The demand curve can be a critical device to apply while corporations make pricing decisions. this is because the call for a curve can show the price point where the purchaser responsiveness drops, as well as the fee point that elicits the very best demand.
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Although abels manufacturing has facilities in several countries, management decisions that have company-wide implications are made within the home country. Abels manufacturing would be described as a ________.
Although abels has manufacturing facilities in multiple countries, management decisions affecting the company as a whole are made in the home country. Abels manufacturing would be described as a global company.
A global corporation is a company that operates internationally but keeps management and other decision-making local to the home country. The term "global" denotes the entire world, yet a global corporation is not required to operate globally. It is a company that conducts business in at least one country other than its own. There are many categories depending on their vast size, wide range of products, technical developments, marketing techniques, and extensive worldwide network of activities.
Global firms have a network of subsidiaries spread across many different countries that they use to extend their marketing and production activities. Their objective is to labour across several international boundaries and earn income in numerous different national currencies.
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You want to set-up a scholarship fund at San Jose State University, which pays a student $5,000/year, indefinitely. Assuming a discount rate of 4.25%, how much would you need today?
The amount required to set-up the scholarship fund today is $117,647.06
What is a perpetuity?
Perpetuity is an investment option that pays the same cash inflow every indefinitely, in other words, the scholarship fund in this case, is a perpetuity since it would pay $5,000 per year forever
PV(amount that is required today)=annual cash flow/discount rate
annual cash flow=$5,000
discount rate=4.25%
PV=$5,000/4.25%
PV=$117,647.06
In essence, using the present value formula of a perpetuity above, the amount needed today is $117,647.06 in order to pay $5,000 per year indefinitely
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check your knowledge check your knowledge which repayment plan will you be placed on automatically unless you change it by contacting your servicer?
Standard Repayment Plan will be placed on.
The normal repayment schedule is ten years of fixed monthly instalments (or up to 30 years if you have a direct consolidation loan). In order to guarantee that you will pay off your loan with interest in ten years, you will make the same monthly payment throughout the payback term.With standard repayment, you pay the same amount each month for ten years by dividing your debt into 120 level instalments. Payments made under this arrangement must be less than $50. Let's suppose, for illustration, that you had a $35,000 student loan with a 4% interest rate.What drawbacks exist with the conventional repayment plan?
Compared to other federal student loan repayment alternatives, higher monthly instalments are required.Monthly payments are set according to the length of the loan, not your income or financial capacity.To Learn more about Standard Repayment Plan, Click the links
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what is the net present value of a project that has an initial cash outflow of $7,670 and cash inflows of $1,280 in year 1, $6,980 in year 3, and $2,750 in year 4? the discount rate is 12.5 percent. multiple choice $86.87 $270.16 $68.20 $249.65 $371.02
Net present value of the project is $86.87.
Net present value is the series of cash flows occurring in different times. It can be calculated as = Present value of all yearly cash inflows after implementation of discount factor - initial investment
Here, in this, the discount factor is = 1 / (1 + rate) ^ years
Here,
Rate is 12.5%
Year = 0, 1, 2, 3, 4
Discount Factor:
For Year 1 = 1 / 1.125^1 = 0.8889
For Year 2 = 1 / 1.125^2 = 0.7901
For Year 3 = 1 / 1.125^3 = 0.7023
For Year 4 = 1 / 1.125^4 = 0.6243
Now, we calculate the present values of all cash flows = Year 1 cash inflow × Present Factor of Year 1 + Year 2 cash inflow × Present Factor of Year 2 + Year 3 cash inflow × Present Factor of Year 3 + Year 4 cash inflow × Present Factor of Year 4
Putting all the values together :
=) $1,280 × 0.8889 + $0 × 0.7901 + $6,980 × 0.7023 + $2,750 × 0.6243
=) $1,137.778 + $0 + $4,902.277 + $1,716.811
=) $7,756.87
Net present value will be
= $7,756.87 - $7,670
= $86.87
Therefore, the present value of the project is $86.87
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In _____________, you accompany users to observe how they use a product or service in a real-life, day-to-day setting.
In Shadowing, you accompany users to observe how they use a product or service in a real-life, day-to-day setting.
This is further explained below.
What is Shadowing?Generally, On-the-job learning, career growth, and leadership development are the three main focuses of the work shadowing program.
It requires collaborating with another worker, who could be engaged on a different task at the time, might have something to impart, etc.
In conclusion, When you participate in Shadowing, you go along with people to see how they use a product or service in a context that is more realistic and day-to-day.
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In _____________, you accompany users to observe how they use a product or service in a real-life, day-to-day setting.
a. In-depth interviews
b. Shadowing
c. Ethnography
d. Customer profiling
e. Crowdsourcing
f. None of the above
the demand for dell laptops is more price elastic than the demand for laptops as a whole. this can be best explained by the fact that a. there are more substitutes for dell laptops than for laptops as whole b. there are fewer substitutes for dell laptops than for laptops as whole c. dell laptops are luxurious g
There are fewer substitutes for dell laptops than for laptops as whole. The demand for Dell laptops is more price elastic than the demand for laptops as a whole. This can be best explained by the fact that.
A. There are fewer substitutes for Dell laptops than for laptops whole.
B. There are more substitutes for Dell laptops than for laptops as a whole
C. Dell laptops are luxurious goods.
Dell sells PCs, servers, data storage devices, network switches, software, computer peripherals, HDTVs, cameras, printers, and electronics manufactured by other companies. The company is well-known for its supply chain management and electronic commerce. This includes Dell selling directly to customers and delivering desired PCs. Dell was a solely hardware vendor until it acquired Perot Systems in 2009. Dell then entered the IT services market. The company has expanded its storage and networking systems, and it now aspires to provide a range of technology to enterprise customers rather than just computers.
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which of the following provides a measure of market attractiveness in the boston consulting group approach?
Market growth rate provides a measure of market attractiveness in the boston consulting group approach.
What is Market growth rate?The compound annual growth rate (CAGR) is the rate of return (RoR) that must be achieved for an investment to go from its initial balance to its final balance, assuming that profits were reinvested at the end of each period of the investment's life span (CAGR).
The compound annual growth rate (CAGR) is one of the most accurate ways to calculate and estimate returns for anything that could rise or decrease in value over time (CAGR).
By comparing the CAGR of two or more options, investors can determine how well one stock performed relative to other businesses in a peer group or a market index.
In order to evaluate how different investments have performed over time, CAGR is a useful indicator.
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Taking a discount of 50% off followed by a discount of 50% off results in a total discount of _____. a. 25% b. 50% c. 75% d. 100% please select the best answer from the choices provided a b c d
The correct option is C (75%). Taking a discount of 50% off followed by a discount of 50% off results in a total discount of 75%.
Discount means the reduction from the regular list price. A fixed amount of percentage is deducted from it.
Lets take an example. If a goods cost 100. The discount of 50% is given and followed by 50% off.
100 * 50% = 50.
After discount the price is 50.
Now, 50% off on 50.
so, 50 * 50% = 25.
The final cost is 25.
The discount in total provided is 75%. Therefore option C is correct.
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Answer: Option "C" 75%
Explanation: The correct option is C (75%). Taking a discount of 50% off followed by a discount of 50% off results in a total discount of 75%.
Suppose you know that the price elasticity of demand for your product is 0. 5, and you are thinking about raising your price by 8%. How much can you expect quantity to decrease?.
If the price elasticity of demand for a product is 0. 5 and about raising the price by 8%. Then, the quantity to decrease is 4%
Price elasticity of demand = 0.5
Percentage increases in price = 8%
Price elasticity of demand = (Percentage change in quantity demanded)/(Percantage change in price)
0.5 = (Percentage change in quantity demanded)/8
Percentage change in quantity demanded = 0.5 × 8 = 4%
Therefore, if the price rises by 8% then as a result quantity demanded decreases by 4%.
An elastic demand is one where there is a significant shift in the amount sought as a result of a price change. A minor change in quantity required as a result of a price adjustment is referred to as an inelastic demand. A formula that produces an absolute number larger than 1 indicates that the demand is elastic.
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4. what possible solutions to this dispute might emerge from dialogue between suncal and its stakeholders?
The possible solutions which might emerge from dispute between SunCal and its stakeholders would be, possibly build condos on a large tract of land, and not allow them to damage integrity or views of the park.
SunCal is a real estate broker that would like to develop condos on landing near Disneyland. So the Walt Disney Company is against this development. The company did not want visitors to notice the real world around them while visiting a fantasyland resort, Disneyland.
So the stakeholders who oppose the SunCal development activity have the power in their hands in order to block the developer’s plans through a lawsuit.
Hence, the possible solutions which might emerge from this dispute would be to make housing primarily for Disney employees.
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