The correct answer is a) Assign the policy. All of the following, WITH THE EXCEPTION of assigning the policy, are permitted by the ownership provision.
When a policy is assigned, the policyholder cedes ownership, rights, and obligations to a different individual or organisation. When a policy is transferred or assigned, the parties involved are referred to as the assignor and the assignee, respectively.
By assigning the policy, the policyholder might give their interest in a life insurance policy to a lender or relative. In this case, the assignor is the policyholder, and the assignee is the individual to whom the policy has been transferred.
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bondable, inc. issued $100,000, 10-year, 9% bonds that pay interest annually on january 1 when the going market interest rate was 10%. the issue (sale) price of the bonds equals blank . multiple choice question.
So when going market interest rate reached 10%, Bondable, Inc. offered $100,000 in 10-year, 9% bonds with a yearly interest payment date of January 1. The bonds' issue (sale) price is $93,851.40.
Explain the term sales price of bonds?The present value of future contractual cash payments that the bond owner will receive is the selling price (or market value) of the bond. By applying a discount rate to the predicted cash flows, one may calculate the price of such a bond.The time to maturity, creditworthiness, and both supply and demand are the three main factors that affect the price of bonds on the open market.So when going market interest rate reached 10%, Bondable, Inc. offered $100,000 in 10-year, 9% bonds with a yearly interest payment date of January 1.
Selling price = ($100,000 x 0.3855) + (($100,000 x 0.09) x 6.1446)
Selling price = $93,851.40
Thus, The bonds' issue (sale) price is $93,851.40.
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The complete question is-
Bondable, inc. issued $100,000, 10-year, 9% bonds that pay interest annually on january 1 when the going market interest rate was 10%. the issue (sale) price of the bonds equals_______
the cost of borrowing money on an annual basis ( is taken into account and other related fees on a loan) is referred to as:
the cost of borrowing money on an annual basis ( is taken into account and other related fees on a loan) is referred to as the annual percentage rate (APR)
An annual percentage rate, or APR, is a figure that expresses the entire cost of borrowing funds as a proportion of the loan's principle. An accurate picture of how much costs to borrow the money is intended to be provided by the APR on either a loan or credit card.
The cost of borrowing money each year, including fees, is stated as an annual percentage rate (APR). The annual percentage rate (APR) is a more comprehensive indicator of the expense to you of borrowing because it includes both interest rates and application costs.
An annual percentage rate (APR), which is stated as a percentage, is the annual rate payable for borrowing money or earning money through investments.
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The annual percentage rate, which accounts for additional loan-related expenses, is the cost of borrowing money on an annual basis (APR)
The total cost of borrowing money is expressed as a percentage of the loan's principle using an annual percentage rate, or APR. The APR on either a loan or credit card is meant to offer a precise picture of how much it costs to borrow the money.
In the form of an annual percentage rate, the cost of borrowing money each year, including fees, is disclosed (APR). Due to the fact that it takes into account both interest rates and application fees, the annual percentage rate (APR) provides a more complete estimate of the cost of borrowing for you.
The yearly rate that must be paid for borrowing money or making money via investments is expressed as an annual percentage rate (APR), which is expressed as a percentage.
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Note: The correct question would be as bellow,
The cost of borrowing money, including annual interest and related fees, is referred to as the ________ .
a major barrier to prospecting is time. the best advice to give to a sales person would be: group of answer choices integrate some prospecting in with regular selling duties avoid spending valuable selling time on prospecting spend at least 75% percent of each week on prospecting get involved in prospecting only after completion of all other regular selling activities.
A major barrier to prospecting is time. The best advice to give to a sales person would be: Integrate some prospecting in with regular selling duties.
Who is a sales person?Simply put, a sales representative promotes the company's brand while selling goods or services on behalf of the business. From initial lead outreach to the point at which a transaction is made, they manage relationships with customers and act as the primary point of contact. Sales agent, consultant, sales representative, and sales executive. Direct Salesperson manager of new business development, manager of business development. Building customer loyalty and trust between a company and its customers is mostly dependent on sales. The primary drivers behind a customer's decision to give glowing online reviews of your goods or services or to suggest your business to friends and family are trust and loyalty.To learn more about sales person refer to:
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A buyer for a grocery chain inspects large truckloads of apples to determine the proportion p of apples in the shipment that are rotten. Unless there is clear evidence that this proportion is less than 0.06, she will reject the shipment. To reach a decision she will test the hypotheses H0: p = 0.06, Ha: p < 0.06. To do so, she selects an SRS of fifty apples from the over 20000 apples on the truck. Which of the following assumptions for inference about a proportion using a hypothesis test are violated?
answer choices
The data are an SRS from the population of interest.
Image
The population is at least ten times as large as the sample.
There appear to be no violations.
More than one condition is violated.
np>= 10 and (1-p) >= 10 is the assumption for inference about a proportion using a hypothesis test that are violated.
What are the assumptions for hypothesis testing?A type of statistical inference called hypothesis testing uses data from a sample to make inferences about a population parameter or population probability distribution. First, a hazy assumption is made on the parameter or distribution. The null hypothesis is also known as H0, and it is an assumption.
Testing statistical hypotheses call on a number of presumptions. These presumptions take into account the variable's level of measurement, the sampling strategy, the makeup of the population distribution, and the sample size. By using a sample of data, statistical inference attempts to predict the characteristics of a population. In order to establish whether a new marketing strategy, advertising campaign, etc. will be successful, hypothesis tests are frequently employed in the business.
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The complete question is:
A buyer for a grocery chain inspects large truckloads of apples to determine the proportion p of apples in the shipment that are rotten. Unless there is clear evidence that this proportion is less than 0.06, she will reject the shipment. To reach a decision she will test the hypotheses H0: p = 0.06, Ha: p < 0.06. To do so, she selects an SRS of fifty apples from the over 20000 apples on the truck. Which of the following assumptions for inference about a proportion using a hypothesis test are violated?
answer choices
The data are an SRS from the population of interest.
np>= 10 and (1-p) >= 10
The population is at least ten times as large as the sample.
There appear to be no violations.
More than one condition is violated.
A small country is short on cash for much needed infrastructure development projects. It could go to the World Bank for assistance.
TrueFalse
Answer: True. A small country can go to the world bank for assistance.
Explanation:
The world bank is an international development organization, its role is to provide finance, advice, and research to poor/developing nations to enhance their economic conditions, as well as, to provide assistance by offering loans to the countries, world bank aims at helping small countries fight poverty so that developing countries can improve their overall standard of living.
Detail ran a booming IBC business during the winter semester. They would detail automobiles while customers waited. With their initial way of cleaning vehicles--sequentially, like an assembly line--they were able to detail 5 vehicles per hour utilizing 7 workers. After some thought and experimentation, they changed the layout by placing multiple vehicles in adjacent stalls and working on them somewhat simultaneously. After these changes they were able to service 7 vehicles per hour with 9 workers.
Prior to making the changes described above, what was the single-factor productivity for iDetail, in terms of workers? (Display your answer to two decimal places.)
After making the changes described above, what was the single-factor productivity for iDetail, in terms of workers? (Display your answer to two decimal places.)
After making the changes described above, by how much did the single-factor productivity improve for iDetail? (Write your answer as a percentage and display your answer to two decimal places.)
Single-Factor Productivity measures output in relation to a single input.
What is single-factor productivity metric ?Productivity metrics may often be divided into two major groups. Single-factor productivity is the first group, where increases in output are contrasted with increases in a single input. Growth in labour productivity is the most often used single-factor productivity metric.Single-Factor Productivity measures output in relation to a single input. Efficiency of one class of input is an issue for partial productivity. Its importance stems from the way it emphasises the use of a single resource. A single factor productivity metric is labour productivity.Measurements of productivity can be broadly divided into single factor measures and multifactor measures (relating a measure of output to a bundle of inputs, e.g. multifactor productivity).To learn more about single-factor productivity refer to:
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quail company is considering buying a food truck that will yield net cash inflows of $10,000 per year for seven years. the truck costs $50,000 and has an estimated $6,000 salvage value at the end of the seventh year. (pv of $1, fv of $1, pva of $1, and fva of $1) (use appropriate factor(s) from the tables provided. round your present value factor to 4 decimals.) what is the net present value of this investment assuming a required 10% return?
The Net Present Value of this investment is $5,521.45. NPV is used to determine whether an investment is worth making or not.
What is net present value?
Net present value (NPV) is a financial calculation that measures the difference between the present value of cash inflows and the present value of cash outflows. It is used to assess the profitability of a particular investment or project. It is calculated by subtracting the present value of cash outflows from the present value of cash inflows. The present value of future cash flows is calculated by discounting them to their present value using a discount rate. If the NPV is positive, the investment is considered profitable and should be accepted. If the NPV is negative, the investment should be rejected.
PV of $1: 0.9091
FV of $1: 2.7183
PVA of $1: 0.9167
FVA of $1: 1.1041
Net Present Value = $5,521.45
NPV = [$10,000 x (0.9091)^7] + [$6,000 x (0.9167)^7] - $50,000
NPV = $5,521.45
NPV is an important consideration in the capital budgeting process and is used to guide financial decision making.
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use commercial bank and federal reserve bank balance sheets to demonstrate the immediate effect of each of the following transactions on commercial bank reserves. assume the initial reserve ratio is 20 percent. fill in the appropriate columns of the balance sheets below for each of the following transactions. consider each transaction separately, not cumulatively.
Transaction: Commercial Bank receives a $100,000 deposit. Commercial Bank Balance Sheet: Assets | Liabilities--Cash: $80,000 | Deposits: $100,000 Loans: $0 | Reserves: $20,000 Total: $80,000 | Total: $120,000 Federal Reserve Bank Balance Sheet: Assets | Liabilities--Reserves: $20,000 | Deposits: $20,000 Securities: $0 | Total: $20,00
The term balance sheet refers to a fiscal statement that reports a company's means, arrears, and shareholder equity at a specific point in time. Balance sheets give the base for calculating rates of return for investors and assessing a company's capital structure. In short, the balance sheet is a fiscal statement that provides a shot of what a company owns and owes, as well as the quantum invested by shareholders. Balance sheets can be used with other important fiscal statements to conduct abecedarian analysis or calculate fiscal rates. It can not give a sense of the trends playing out over a longer period on its own. For this reason, the balance sheet should be compared with those of former ages.
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the journal entry to purchase 3,000 shares of a company, which represents a significant influence, would be recorded with a debit to the __ account. multiple choice question. stock investment available-for-sale securities equity method investments
the journal entry to purchase 3,000 shares of a company, which represents a significant influence, would be recorded with a debit to the Equity Method Investments account.
With the equity method of accounting, the commitment is initially recorded at cost and later modified to reflect changes in the investor's portion of the investee's net assets following the acquisition.
Investments made using the equity method are capitalized at cost on the trial balance as assets, and the investor adjusts them each reporting period via the financial report and/or other income statements (OCI) in the equity statement of financial position.
Equity investment is the purchase of shares directly from businesses or other investors with the goal of receiving dividends or reselling the shares at a profit. Shares, private equity holdings, retained earnings, preferred shares, and equity mutual funds are a few examples of equity investments.
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A debit to the Equity Method Investments account would be made in the journal entry to buy 3,000 shares of a firm that has a big impact.
The commitment is first recorded at cost under the equity method of accounting and then amended to reflect changes in the investor's share of the investee's net assets after the acquisition.
The investor adjusts equity method investments through the financial report and/or other income statements (OCI) in the equity statement of financial position each reporting period. Equity method investments are capitalized at cost on the trial balance as assets.
Purchasing shares directly from companies or other investors with the intention of obtaining dividends or reselling the shares at a profit is known as equity investing. A few types of equity investments include shares, private equity holdings, retained earnings, preferred shares, and equity mutual funds.
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Which of the following is generally accepted as a valid criticism of the production of useful goods and services?
A.) government involvement
B.) the black market
C.) environmental pollution
D.) economic freedom
Environmental pollution is generally accepted as a valid criticism of the production of useful goods and services.
The correct answer is option C.
The world and the many animals that call it home, including the human species, are under significant peril from environmental trends. Every year, another 6 million hectares of productive dryland are turned into unproductive desert. Over the course of three decades, this would cover a region about the size of Saudi Arabia. Every year, forest loss would amount to more than 11 million hectares, an area almost the size of India.
This wood has been extensively converted into poor farmland that cannot support the local farmers. In Europe, acid precipitation damages national cultural and architectural heritage, obliterates forests and lakes, and may have acidified large areas of land beyond feasible repair.
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which of the following is a possible change in total revenue that occurs if you increase the price of a good with unit elasticity?
Revenue elasticity is a possible change in total revenue that occurs if you increase the price of a good with unit elasticity.
What is unit elasticity?A situation in which a change in one variable causes an equally proportional change in another variable is referred to as unit elastic in economics (also known as unit elasticity). Elasticity, one of the core ideas in economics, is primarily related with the idea of unit elastic. Goods that are affected by price changes in demand or supply are known as unit elastic goods. For instance, if banana costs fall, more individuals may choose to purchase them since they can now afford to do so given the lower pricing. This would be an illustration of unit elastic supply and demand.
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If the production possibilities frontier is bowed outward, then which of the following could be the maximum number of tennis balls produced when 600 tennis rackets are produced?
Tennis rackets
200 6000 400
Tennis balls
4800 600 ?
A)400 B)4200 C)3600 D)2400
2400 is the maximum number of tennis balls produced when 600 tennis rackets are produced .
An easy definition of production
Production is the process of creating or producing items and products from components or raw materials.
In other words, manufacturing employs inputs to create an output that is fit for consumption—a good or product that has value for an end-user or consumer.
Tennis racket Tennis ball
200 6000
400 4800
600 2400
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select all that apply which of the following two conditions are required in order to result in a state of flow? multiple select question. ease of accomplishment high challenge high autonomy high skill
High challenge and high skill are required in order to result in a state of flow.
The correct answer is option B and D.
According to positive psychology, being completely immersed in a sensation of focused attention, entire participation, and delight in the process of the activity is known as being in a flow state. It is frequently referred to as "being in the zone" informally. Fundamentally, flow is defined as being totally absorbed in one's work and the resultant alteration in how they perceive time. The state of flow, which is the union of action and consciousness, is the achievement of a balance between the degree of a skill and the complexity of a job. Despite the need for severe attention, it should be easy to muster. While engaging in a kind of leisure that enhances their skill set, one might employ flow as a stress-reduction approach.
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Gross private domestic investment $1,593 Personal taxes 1,113...
Gross private domestic investment $1,593
Personal taxes 1,113
Transfer payments 1,683
Taxes on production and imports 695 Corporate income taxes 213
Personal consumption expenditures 7,304
Consumption of fixed capital 1,393
US exports 1,059
Dividends 434
Government purchases 1,973
Net foreign factor income 10
Undistributed corporate profits 250
Social security contributions 748
US imports 1,483
Statistical Discrepancy 50
Corporate profits are equal to....
a 647
b 897
c 887
d 684
The Corporate profits are $788 billion in the given corporate data.
What is Corporate profit?The money that remains after a company has paid all of its expenses is known as corporate profit. Top-line revenue refers to all funds received by a business from the sale of goods or services during the reporting period. A company will cover its costs out of revenue. Profit for the business is that which remains after expenses have been covered.
Additionally, the U.S. Bureau of Economic Analysis (BEA) compiles a statistic known as "corporate profit" that depicts the total net income of businesses as reported in the National Income and Product Accounts on a quarterly basis (NIPA). One of the primary sources of information about overall economic activity in the United States is the National Income and Product Accounts (NIPA), which are a component of the national accounts of the country.
Corporate profits = Corporate income tax + Dividend + Undistributed
Corporate profit = $213 + $434 + $141 = $788 billion
Thus, The Corporate profits are $788 billion in the given corporate data.
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the statement of owner's equity reports the changes that occurred in the owner's financial interest during the reporting period. place the following parts of the statement of owner's equity in the correct order that it would be reported:
The statement of owner's equity, a type of financial document, looks at a farmer's net worth in relation to how it changed over the preceding year.
What is in a statement of owner's equity?In a one-page report called a "statement of owner's equity," the entire assets minus the total liabilities are shown as well as the owner's equity's overall value. The snapshot illustrates the flow of cash through a company over a predetermined time period or accounting period.
In a financial statement called the statement of owner's equity, a farmer's net worth (also known as owner equity) is examined in relation to how it evolved over the previous year. It is possible to determine if the net worth on the balance sheet increased or decreased by simply comparing it from one year to the next, but this method does not provide the reason for the change.
If a business is a corporation, shareholders' equity is the term used to describe it. Other names for it include shareholders' funds, net assets, and net worth.
1. capital beg of period
2. Net income
3. withdrawals
4 capital end of period
The complete question is:
The statement of owner's equity reports the changes that occurred in the owner's financial interest during the reporting period. Place the following parts of the statement of owner's equity in the correct order that it would be reported:
Position 1 of 4 Capital, January 1, 20X1 correct toggle button unavailable
Capital, January 1, 20X1
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managerial accounting . multiple select question. must follow gaap/ifrs emphasizes company wide reports emphasizes the future emphasizes relevance is not mandatory reports to managers inside the organization
Reports to internal managers emphasizes decisions that will have an impact on the future emphasizes relevance emphasizes timeliness -emphasizes segment reporting need not adhere to GAAP/IFRS -not required
British spellings of emphasise, emphasises, emphasised, and stressing are similar forms. The noun form of emphasis is it. American spellings of the word emphasize are favoured. Emphasizes, emphasized, and stressing are similar terms. The value of education was underlined by her. He stressed how crucial peace is. The professor highlighted the value of education. I want to stress the importance of finishing this by the deadline. He stressed the significance of exerting yourself. To highlight something is to say that it is especially significant or true, or to call particular attention to it. You should highlight your expertise in your letter. Accentuating specific words in a sentence is one of the other things our voices do automatically. This emphasis clarifies the idea and communicates to the listener what is significant in the statement.
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Traits of managerial accounting.
On June 19, Don Co., a U.S. company, sold and delivered merchandise on a 30-day account to Cologne 3 GmbH, a German corporation, for 200,000 euros. On July 19, Cologne paid Don in full. Relevant currency rates were: June 19 July 19 Spot rate $0.988 $0.995 30-day forward rate 0.990 1.000 What amount should Don record on June 19 as an account receivable for its sale to Cologne?
Don should register the $197,600 as such an accounts payable for it's own sale to Cologne on June 19.
What is spot rate and forward rate?
Spot rate: The spot rate is the rate that is charged at the time of the transaction.
The forward rate is the rate that has not yet been determined and will be determined in the future.
The following method should be used to calculate the amount that don should record as an account receivable for it's own sale to Cologne on June 19:
= Account receivable balance × June 19 Spot rate
= 200,000 euros × $0.988
= $197,600.
Because the question asks for the sale amount on June 19. Because the transaction takes place in the present, we use the spot rate rather than the forwarding rate. As a result, the forward rate gets ignored.
As a result, Don should record $197,600 as an account receivable for it's own sale to Cologne on June 19.
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finally, show the effect of the change in nco on the market for foreign exchange by shifting either the supply curve, the demand curve, or both.
Explanation:
considering current ethiopian economic situation ,how fiscal policies should act to stabilize the economy of the country?
true/false. prospecting is the process of developing a list of 100 companies or clients that represent likely prospects for the products you sell. it can be a time consuming process obtaining such information as: company name, address, phone
Making a list of 100 businesses or customers who are possible candidates for your products is the practice of prospecting.
What steps make up the prospecting process?Finding new customers, also known as prospects, is the first step in the sales process. In order to turn potential customers into actual customers, prospecting aims to compile a database of likely clients, then connect with them in a methodical manner.
What exactly is marketing to prospects?In sales and marketing, what is prospecting? Sales prospecting, to put it simply, is the process of finding and getting in touch with potential clients in order to bring in new business. Prospecting is the process by which sales agents locate and interact with targets (qualified leads) to determine whether to advance them through the sales process.
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when oliver, a mexican national, could not find well-paying jobs in mexico, he moved to the united states because of the booming economic opportunities in the country. this scenario is an example of . group of answer choices international migration repatriation retrenchment involuntary migration
Mexican immigrants and their descendants could be found in the majority of the Southwest's industries, including ranching and mining. For Mexican immigrants, America's expanding rail network was especially important.
The railroad industry had long relied on Mexican immigrants for low-wage labour. Mexicans emigrate to the United States primarily to improve their economic situation. Other motives exist, such as kinship relations in the immigrants destination city, but if the disparities in income opportunities between the two countries were smaller, kinship relations would take precedence. Illegal immigration costs the United States millions of dollars in border patrols and prison costs. There are over 11 million undocumented immigrants in the United States.
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long lasting tendencies that a person has that reflect how he or she feels, thinks, and acts in certain ways are called traits.
Personality traits. An individual's pattern of behaviours, attitudes, feelings, and habits can be used to infer an underlying quality that is relatively constant, consistent, and durable.
Personality traits: what are they?Characteristic patterns of thoughts, feelings, and behaviours are reflected in people's personality traits. An individual with a high extraversion score is anticipated to be sociable in a variety of settings and over the course of their life. Personality traits reflect consistency and stability.
What are five desirable personality traits?These five main character traits are neuroticism, agreeableness, openness, conscientiousness, and extraversion.
What are 5 favourable personality traits you can name?A.Ambitious.
B.,Considerate.
C.Cooperative.
D.Friendly.
E.Gracious.
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.
Congratulations! You received an A+ on the final exam in your Principles of Management class. You were busy this semester and had to be very efficient with your study time. So you can perform similarly next semester, you made a list detailing why you were so efficient with your study time. Which of the following statements relate specifically to your efficiency?
a. You often explored the websites mentioned by the professor or classmates so you could learn as much as possible about management
b. You woke up 30 minutes early each morning and got into the habit of reading at least 10 pages in the textbook every day
c. You made flash cards with the key terms for each chapter so you could study for a few minutes while waiting for the bus or standing in line at the store
d. After reading each chapter, you completed a set of multiple choice questions to distinguish the topics you needed to study more carefully from those you already knew fairly well
D) You asked your advisor to look over your progress at the end of each semester to make sure you were still on track to graduate.
Efficiency is the capacity to achieve a particular objective while minimizing waste. One who performs a task effectively performs that task adequately.
"After each semester, you asked your adviser to review your progress to ensure you remained on track for your anticipated graduation date" is the option that pertains to efficiency.
As long as one is on track to achieving a goal, this results in efficiency.
How will you select a course that will continue to be useful in the future?
Think about the skills and experience you already have. Take into account potential career paths and employment opportunities. Consider your areas of interest. Discuss with your employer, coworkers, or peers which courses are pertinent and may benefit your career.
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levi and askay (2021) stated that a manger of an organization could make the employee conform to the needs fo the organization system--deviation produces quality defects and inefficiencies. this view is from
levi and askay (2021) stated that a manger of an organization could make the employee conform to the needs fo the organization system--deviation produces quality defects and inefficiencies. This view is from when almost any person is on almost any team.
What does the term "organizational system" mean?
In terms of organizational systems, we're talking about business structures. This covers the hierarchy of reporting, communication channels, and definitions of all business divisions and sectors.
This system was implemented in order to specify the duties of each position within the company.
The importance of organizational systems ?
Organizational structures are crucial because they support businesses in putting into place effective decision-making procedures. Businesses can make better judgments more quickly by putting lower-level staff in specialized roles.
The Organizational Systems Model (OSM) is a paradigm for maintaining the overall context of significant factors that influence organizational performance.
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What are the primary foundations of Fascia’s organizational culture and how has its shape their business decision
Good company culture is built on open communication and information exchange.
What is organizational culture?The general definition of organizational culture is all of a company's beliefs, values, and attitudes, and how these affect how its people behave. What it's like for a customer to purchase from a business or for a supplier to cooperate with it is influenced by culture.
The definition of organizational culture refers to an organization's structure, such as a business or non-profit, as well as its values, sociology, and psychology. The philosophy, beliefs, expectations, and experiences mentioned above are some instances of organizational culture.
Clan culture, adhocracy culture, market culture, and hierarchical culture were the 4 forms of culture they recognized. The Organizational Culture Assessment Instrument (OCAI) can be used to quickly and strategically examine the culture of your company and create an atmosphere that will support the success of your team.
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a bank consistently denies loans to people of color because it believes that people of color are unlikely to repay the amount due on time. this is most likely an example of . group of answer choices individual discrimination institutional discrimination case-by-case discrimination customized discrimination
The correct option is c. institutional discrimination. A bank frequently refuses loans to people of colour because it thinks that they won't be able to pay back the money when it's due. This is most likely an example of institutional discrimination.
Making unwarranted disparities between individuals based on the groups, classes, or other categories to which they allegedly belong or are thought to allegedly belong is known as discrimination. People may be discriminated against for a variety of reasons, including their race, gender, age, religion, handicap, sexual orientation, and other characteristics. When someone or a group is treated unfairly or worse than others based on their actual or perceived membership in one or more groups or social categories, that is when discrimination happens most often. It involves excluding members of one group from benefits or opportunities that are reserved for members of another group. There are many nations and institutions around the world that have discriminatory traditions, policies, concepts, laws, and practices.
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A bank consistently denies loans to people of color because it believes that people of color are unlikely to repay the amount due on time. This is most likely an example of __________.
a. individual discrimination
b. customized discrimination
c. institutional discrimination
d. case-by-case discrimination
which two of the following are personal moral philosophies that have the most direct bearing on marketing practice?
The personal moral theories of moral idealism and utilitarianism have the most influence on marketing practice.
Which individual's moral theory puts the most emphasis on doing the most good for the most people?An ethical theory called utilitarianism establishes right from wrong by emphasizing results. It represents consequentialism in various ways. According to utilitarianism, the decision that would result in the greatest good for the greatest number of individuals is the morally ideal one.
Which two assertions about bribes are accurate?Which two bribery-related assertions are TRUE? Bribes are a type of corruption that give an authority figure personal gain. It occurs more frequently in nations that are still in the early stages of economic development.
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Question:
Which two of the following are personal moral philosophies that have the most direct bearing on marketing practice?
1. Utilitarianism
2. Normative ethics
3. Moral idealism
4. Hedonism
Four common tools managers use to analyze competitive intelligence and develop competitive advantages
The four tools to examine competitive intelligence and gain benefits are, SWOT Analysis, Five Forces Model, Generic Strategies and Value Chain Analysis
The working of four tools can be noted as -
SWOT Analysis: SWOT analysis aids in identifying a person's or group's strengths, weaknesses, opportunities, and threats in relation to project planning or business competition. It is possible to employ situational analysis or evaluation.
Five Forces Model: Porter's Five Forces model, which defines and examines the five competitive forces that affect every business, can be used to determine an industry's strengths and weaknesses. A Five Forces analysis of the industry's structure frequently guides corporate strategy.
Three Generic Strategies: Porter outlined three general approaches: "Cost Leadership" (no frills), "Differentiation" (creating goods and services that stand out from the competition), and "Focus" (offering a specialised service in a niche market).
Value Chain Analysis: It is a means of evaluating every activity in a firm's value chain to understand where opportunities for improvement lie. Conducting a value chain analysis prompts the firm to consider how each step adds or subtracts value from the final product.
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by influencing incentives for investments through the tax code, governments can encourage economic growth by influencing which determinant of investment expenditure? select the correct answer below: expectations of future profit interest rates increase marginal tax rates on business income disposable income
By influencing incentives for investments through the tax code, governments can encourage economic growth by influencing expectations of future profit of investment expenditure.
What is investment?Investment refers to using money to buy an asset and increase its value over a period of time. Investment requires sacrificing your current wealth. The purpose of investment in finance is to generate profit from the invested assets. An investment uses current capital to increase its value over time. Investing requires investing capital in the form of time, money, effort, etc. in the hope that the future return will be greater than the initial investment. The definition of investment is an asset that is purchased or invested to build wealth and save money from hard earned income or capital appreciation. The importance of an investment is primarily to gain an additional source of income or to make a profit from the investment over a period of time.To learn more about investment from the given link :
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You are engaging in a ______ if you initially sell a currency (that you do not own) at a high price, then buy it back later on at a low price.a. discount position
b. premium position
c. short position
d. long position
If you first sell a currency (that you do not own) for a high price before subsequently buying it again at a low price, you are taking a short position.
What do you know about currency?
Currency is generally accepted as a form of payment and is the basis for international trade. Currency is typically issued by a central bank or a government and is accepted by other countries as legal tender. Different countries have their own currency, and they may also accept foreign currency as legal tender. Currency is not just paper money, it can also include coins, gold, and other forms of wealth. The value of a currency is determined by a variety of factors including supply and demand, inflation, and economic stability. The exchange rate of a currency fluctuates according to changes in these factors. Currency trading is a popular activity that enables investors to benefit from changes in exchange rates.
So, The correct asnwer is C.
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The single largest source of a critical raw material that fueled early American industrialization was the
a
.
copper mines of Montana and Arizona.
b
.
oil wells of Oklahoma and Texas.
c
.
lead mines of Wisconsin.
d
.
coal mines of Kansas and Nebraska.
e
.
Mesabi iron range of Minnesota.
Answer:
E. Mesabi Iron Range of Minnesota
Explanation:
The single largest source of a critical raw material that fueled early American industrialization was the Mesabi iron range of Minnesota (Option e).
The Mesabi iron range is a vast deposit of iron ore located in northern Minnesota. The mines in this region produced large quantities of high-grade iron ore that was used to fuel the growth of the American steel industry in the late 19th and early 20th centuries. The iron from the Mesabi range was used to produce steel for railroads, ships, and buildings, and played a critical role in the growth of American industry.
Option a, copper mines of Montana and Arizona, were also important sources of copper, which was used in the electrical and construction industries. Option b and d, oil wells of Oklahoma and Texas, and coal mines of Kansas and Nebraska, were also important sources of energy for American industry. But the Mesabi iron range was the single largest source of a critical raw material that fueled early American industrialization.