Accounts receivable are represented at their net realizable value, which is the sum of money anticipated to be received.On the basis of past patterns and other pertinent data, losses from problematic accounts are foreseen and eliminated. This statement is true .
What is the net realizable value of accounts receivable?The net amount of accounts receivable that will be collected is referred to as NRV for accounts receivable.This is the gross amount of receivables less any provision for doubtful accounts, which subtracts the amount from the total amount of receivables that the business does not anticipate receiving. The amount by which the forecasted selling price of an asset exceeds the total of any additional costs anticipated to be incurred during the sale of the asset is known as Net Realisable Value (NRV).When valuing inventory, NRV is quite important. The cash sum that a corporation anticipates receiving is known as net realizable value (NRV).Consequently, net realizable value is also known as cash realizable value.The terms "net realizable value" and "current assets" are frequently used in relation to inventory and accounts receivable. Accounts receivable are often listed as "accounts receivable, net" on a company's balance sheet.This refers to net realizable value, which is defined as accounts receivable less the amount set aside for dubious or uncollectible accounts.To learn more about net realizable value refer
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What is the keyboard shortcut you can use to update a selected table of contents?
Question 3 options:
F9
F10
F11
The "F9"+Fn is the keyboard shortcut that we can use to update a selected table of content.
What is the use of F9 function?On a computer, the F9 key is a key found at the top of almost all keyboards. It is often used to open the Mission Control on an Apple computer and also has other uses depending on the computer and program.
We can use this function by opening the program that uses the key and press F9. If the key has an icon on the key, it does indicates the key has a secondary function. In other to use the secondary function, we will press and hold down the Fn key and while continuing to hold the key, press F9.
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nestor is the expatriate manager of his company's textile plant in cambodia. he observes that the working conditions in the cambodian facility are terrible, compared to the manufacturing plants in the united states. he also finds that wages are much lower in cambodia. nestor is bothered by this and insists that the facility in cambodia follow the standards set forth in the united states. what straw men approach to ethics is razor sharp electronics using?
In my opinion, the manufacturing plants maybe have different rules. As we can see, not all the manufacturing plants are bonafide to give their employees good facilities. But, the way he complained is good, maybe the manufacturing plants can consider it and improve the facilities to make their employees comfortable in working.
Employers have the right to maintain rules and procedures governing such matters as employee ethics, leave policies, pay, pay for performance, and behavior when interacting with customers or the public. Employer policies can be included social media usage during work hours and after hours.
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which of the following would decrease the supply of sugar? group of answer choices the price of artificial sweeteners rises dramatically. the demand for sugar increases. a technological advance lowers the cost of producing sugar. the tariff (tax) on imported sugar increases.
Decrease the supply of sugar the tariff (tax) on imported sugar increases.
What is supply?
Supply in economics refers to the amount of a commodity that firms, producers, labourers, financial asset providers, or other economic agents have willing and able to deliver to the market or to an individual. Supply can be in the form of manufactured items, labour time, raw resources, or any other rare or valued item. Supply is frequently graphed as a supply curve, with the unit price on the vertical axis and the quantity delivered as a function of price on the horizontal axis. This reversal of the dependent and independent variable's typical positions is an undesirable but standard convention.
The supply curve might be for a single vendor or for the marketplace as a whole, with the quantity given by all sellers added up.
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if marriott used a single corporate hurdle rate for evaluating investment opportunities in each of its lines of business, what would happen to the company over time?
The company would begin to commence more risky opportunities over time.
This is due to the possibility that a single corporate hurdle rate used to assess investment opportunities may not be reliable. Choosing an incorrect risk premium might be a concern in the hurdle rate calculation.
What is risk in investment?
Any investment-related uncertainty that has the potential to have a negative influence on your financial well-being is referred to be a risk.
For instance, market conditions could influence the value of your investment to increase or decrease (market risk).
What are the types of investment risk?
Common types of investment risk are:
Business risk. Default risk. Inflation risk. Liquidity risk. Opportunity risk. Unsystematic risk.To learn more about Risk from the given link
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The multiplier is 5 and, as a result of a change in expenditure, equilibrium expenditure and real gdp change by $200 billion. What was the initial change in autonomous expenditure?.
Autonomous expenditures are those portions of an economy's total spending that are unaffected by that economy's actual level of revenue. This type of expense is seen as automatic and required both at the public and private levels.
Explain about the autonomous expenditure?
Simply put, autonomous expenditures are those that must be made regardless of income. When income is at zero, it is the amount that a person or the government must spend in order to survive.
Autonomous expenditures are those that are unaffected by the real level of revenue in the economy. The majority of external factors that affect autonomous spending include trade policy, political unpredictability, interest rates, etc.
Because of the multiplier effect, a change in autonomous expenditure will result in a considerably bigger overall change in real GDP. That expenditure's final effect on real GDP will be far more significant.
Hence the initial change in autonomous expenditure is $40
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assume that the ending merchandise inventory was accidently understated by $300. what are the correct amounts for cost of goods sold and gross profit?
Average inventory equals (Beginning inventory + Ending inventory) / 2, according to the formula. Knowing the formula alone won't get you very far, though. Your overall inventory strategy should include calculating average inventory.
What is the right formula to determine the average merchandise inventory?Average inventory equals (Beginning inventory + Ending inventory) / 2, according to the formula. Knowing the formula alone won't get you very far, though. Your overall inventory strategy should include calculating average inventory. Add the opening and closing inventories together, then multiply the result by two to get the average inventory. The daily inventory utilization is the outcome. The variance in average inventory may reflect the nature of the company and the degree of its volatility exposure.The ideal inventory turnover ratio for the majority of industries will be between 5 and 10, meaning the business will sell and refill inventory every one to two months. The optimal ratio will be higher for businesses that deal in perishable goods, like florists and supermarkets, to reduce inventory losses due to spoiling.To learn more about average merchandise inventory refer to:
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financial information is presented below: operating expenses $ 45,000 sales returns and allowances 3,000 sales discounts 7,000 sales revenue 160,000 cost of goods sold 96,000 the profit margin would be
The profit margin would be =0.36
The required details about profit margin is mentioned in below paragraph.
Profit margin is the difference between your company's total operating expenses and its total revenue. The more money your company keeps, the larger your profit margin will be. One of the often used profitability statistics to determine how profitable a business or line of business is is profit margin. It displays the proportion of sales that have generated profits. Simply put, the percentage value represents the amount of profit the company made on each dollar of sales. For instance, if a company states that it had a 35% profit margin during the most recent quarter, that translates to $0.35 in net income for every $1 in sales.
Net Sales=Sales revenue-Sales returns and allowances-Sales discounts
=160,000-3000-7000
=$150,000
Gross profit=Net Sales-Cost of goods sold
=(150,000-96,000)
=$54000
Gross profit rate=Gross profit/Net Sales
=$54,000/$150,000
=0.36
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3. productivity, dependability, and responsibility are examples of skills that managers look for when determining who to promote within a company. evaluate these three skills and another one or two that you come up with and explain how each skill could be helpful for an employee looking to get a promotion.
Decent cultural fit One of the most difficult aspects of the job search process is finding a company with a wonderful culture and team members that make you feel at home. A creative environment,a concentration on career advancement,an established organizational structure that is evident, Employer investment.
How should a competent manager look?In addition to leading teams and fostering their growth, excellent managers are also able to fully control their company's operations and performance. These are the individuals that consistently adapt to novel circumstances, inspire others to realize their greatest potential, and produce their best work.Good managers are independent and don't need much guidance. They must take responsibility for their own errors. Effective managers model constructive accountability in their behavior and leadership. This is crucial because managers must teach employees how to take accountability upon themselves.Decent cultural fit One of the most difficult aspects of the job search process is finding a company with a wonderful culture and team members that make you feel at home. A creative environment,a concentration on career advancement,an established organizational structure that is evident, Employer investment.To learn more about Good managers refer to:
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after setting a five-year goal for their company, a group of managers look at where the company is today and the steps needed to achieve the final goal. they are using a technique called . question 22 options: overregularization means-end analysis analogies systematic random search
After setting a five-year goal for their company, a group of managers looks at where the company is today and the steps needed to achieve the final goal. they are using a technique called means-end analysis.
A common problem-solving method in artificial intelligence for limiting search in AI programs is means-ends analysis. Additionally, it is a creative tool that has been employed at least since the 1950s and is most usually discussed in engineering publications on design techniques.
A key idea in artificial intelligence (AI) is means-end analysis (MEA), which helps in issue-solving. By identifying the objective and creating the appropriate action plan, MEA resolves issues. In AI programs, this method is used to restrict the search.
In essence, Means-End Analysis is an early version of the Gap Analysis that we use frequently today. In their 1972 book, "Human Problem Solving," Allen Newell and Herbert Simon presented their creation from the late 1950s.
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employers rarely use benefits as tools for attracting and retaining employees because employees generally lack a complete understanding of the benefits provided by their employers. question 11 options: true false
Because employees typically do not lack a thorough understanding of the benefits offered by their employers, employers rarely use benefits as strategies for luring and keeping personnel. Hence, the given statement is false.
Who are the employees?A person who is compensated for their time and labor is an employee. To be considered an employee, a person or organization must pay its workers for their labor. This means that workers do not necessarily need to work full-time.
Employees are people who have been engaged by an employer—a person or company—to carry out tasks on their behalf. According to the IRS, if the employer has any control over the work that is done, then the person is deemed an employee.
Therefore, the given statement is false.
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for the year ending december 31, orion, inc. mistakenly omitted adjusting entries for $1,500 of supplies that were used, (2) unearned revenue of $4,200 that was earned, and (3) insurance of $5,000 that expired. for the year ending december 31, what is the effect of these errors on revenues, expenses, and net income? a.revenues are overstated by $4,200. b.expenses are understated by $3,500. c.net income is overstated by $2,300. d.expenses are overstated by $6,500.
The effect of these errors on revenues, expenses, and net income as follows:
net income is overstated by $ 2300
[Unrecorded expense = supplies expense + insurance
= 1500 + 5000 = 6500]
[Unrecorded revenue = 4200
so net impact on net income = Revenue -expense
=4200 - 6500
= - 2300
since expense exceed revenue, it means we have debit) 2300 more in income statement, so lower expenses mean higher income.
Effect of expenses on Trading and Profit account in the long run impact the Balance-Sheet of an agency too, because decreased earnings or extra earnings in the long run transferred to capital account, that is part of the Balance Sheet.
Accounting mistakes can be minor or substantial. Either way, they are able to have extreme consequences: Incorrect profits reporting. Incorrect fee reporting can distort an agency's computed running earnings margins or ought to bring about over-reporting of net income.
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you are given the task of brainstorming with a team about how the marketing information and research results will help your company adjust the marketing strategy for the price of its product. what types of questions should you be asking?
The types of questions should you be asking is How are we doing at providing good value for the price?
What is marketing strategy?A marketing strategy is a long-term plan for attaining a business' objectives through an understanding of client needs and the development of a distinct and long-lasting competitive advantage. It includes everything, from choosing which channels to utilize to contact your customers to figuring out who they are. A company's limited resources can be focused on the best possibilities to boost sales and gain a long-term competitive edge through the use of a marketing plan. Product, pricing, place, and promotion make up the four Ps. They serve as an illustration of a "marketing mix," or the collection of tools and techniques utilized by marketers to accomplish their marketing goals.The types of questions should you be asking is How are we doing at providing good value for the price?To learn more about marketing strategy refer to:
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interviews are inevitable during the job search process and we learn from our experiences. describe an instance when a job interview went well and explain where you feel you sold the employer to hire you. on another note there are instances where interviews did not go as planned and it actually became an uncomfortable situation. explain how would you change the interview if you had a second chance?
I would change the interview by Examination of earlier interview questions, Working on personality, listening quality, communication skills, dressing sense for interview.
Examination of earlier interview questionsIf I have a second shot at an interview, I attempt to evaluate the
varied questions from the prior interviews, and we prepare several
responses for each unique topic in the interview. In order to best
prepare ourselves, we discuss the answers to these questions with
professionals in the area.
Working on personality: By focusing on our personalities inside theorganization, we may develop our interviewing abilities. The sum of
a person's different traits—which we are unable to fully understand
on our own—makes up their personality. In order to better
understand our personalities at work, we seek the assistance of
professionals.
Improving the audio qualitySometimes our poor listening skills prevent us from passing the
interview, thus in this effort we must improve this trait if we want to
succeed.
Practicing communication skillsMaking preparations for interview attireCreate a list of interview-related questions that may be asked.Learn more about Communication skills, here
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mara has worked in her company's office for many years and over time has learned who the best people are to talk to when certain issues arise. what type of knowledge does this represent?
As Mara has learned who the best people are to talk to when certain issues arise, she has tacit of knowledge.
We can describe tacit knowledge as the type of information or knowledge that someone gets by gaining experience. Such a type of knowledge is usually difficult to express and it is just something that you know over the years.
In the case mentioned in the question, Mara knows which people in a company to talk to for which type of issue because she has worked for a long time in the company. Hence, this represents tacit of knowledge.
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gravenhurst, inc. provided the following aging of its receivables at december 31. age of accounts receivables balance estimated % uncollectible 0-30 days $420,000 0.5% 31 to 60 days 200,000 5.2% 61 to 90 days 75,000 10.3% 91 to 120 days 35,000 21.5% over 121 days 15,000 75.2% total $745,000 during the year, $22,500 of receivables were written off. the balance at the beginning of the year in the allowance account was a credit of $25,000. how much will gravenhurst report as bad debt expense for the year?
Gravenhurst report as bad debt expense for the year is 36530
When a receivable is no longer recoverable as a result of a customer's inability to pay an outstanding debt owing to bankruptcy or other financial issues, a bad debt expense is recorded.
The income statement's operating expenses section, in the lower half of the statement, contains a line item for the bad debt expense. It isn't seen as a direct expense of sales. The amount of an account receivable that cannot be collected is known as a bad debt expenditure. The client has decided not to pay this sum.
What methods have you used for estimating bad debt?
Both percentage of sales and percentage of receivables are used to estimate bad debt costs.
Sales percentage. Calculating the percentage of net credit sales or total credit sales that are uncollectible is called the percentage of sales.• Receivables as a percentage.
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If an increase of $10 billion of investment results in an increase in equilibrium expenditure of $40 billion, the expenditure multiplier equals.
Based on the fact that the increase in investment led to such an increase in equilibrium expenditure, then the expenditure multiplier can be found to be E. $40 billion ÷ $10 billion = 4.
How to find the expenditure multiplier?The expenditure multiplier shows how much expenditure will increase by, as a result of an increase in investment or other factors that bring about a cash injection into the economy.
The expenditure multiplier in this case, can be found by the formula:
= Equilibrium expenditure / Increase in investment
Solving for the Expenditure multiplier gives:
= 40 billion / 10 billion
= 4
Options for this question include:
A. $10 billion $40 billion = - $30 billion. B. $40 billion $10 billion = $30 billion. C. $10 billion x $40 billion = $400 billion. D. $10 billion ÷ $40 billion = 0.25. E. $40 billion ÷ $10 billion = 4Find out more on expenditure multiplier at https://brainly.com/question/14486062
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you have just won the state lottery and have two choices for collecting your winnings. you can collect $100,000 (option 1) today or receive $12,000 (option 2) per year for the next ten years. a financial analyst has told you that you can earn 5% on your investments. which option would you choose?
Option 2. Although you would only be receiving $12,000 per year, you would be earning 5% on your investment, which would compound over the ten years. This would result in a larger sum of money than if you had taken the lump sum of $100,000 today.
What is investment?
An investment is the purchase or item purchased with the intention of earning income or increasing in value. An rise in the value of an asset over time is referred to as appreciation. When a person buys a good as just an investment, the intention is not to eat the good but rather to use it to create wealth in the future. An investment is always the outlay of certain resource presently, hard work, money, or a resource the hope of a greater payoff later than what was initially put in. For example, an investor may buy a monetary asset now with the expectation that it will generate income in the future or that it will be sold at a higher price later for a profit.
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suppose the bank of tazi loaned the banks of tazi $10 million. suppose also that both the reserve requirement and the percentage of deposits held as excess reserves stay the same. by how much would the money supply change?
Money supply is changed by 250 million tazi. The total amount of money cash, coins, and balances in bank accounts in circulation is known as the money supply.
The money supply is typically understood as a collection of secure assets that individuals, businesses, and governments can use to make payments or hold as short-term investments.
We first determine the credit multiplier before computing the change in the money supply.
Credit multiplier is determined as follows:
Reserve ratio multiplied by one
This additional 10 million will be lent out and the overall change in the money supply will be when the Bank of Tazi lends 10 million to a bank but their reserve requirements remain the same.
10,000,000 Multiplier
As an illustration, if the reserve ratio was 4%, 1/0.04 multiplied by 25
The overall change in the money supply follows
would be 250,000,000 x 10*25.
= 250 million
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the formal system of task and reporting relationships that coordinates and motivates an organization's members to achieve the company's goals is called the organizational . multiple choice question.
Based on organizational policy, this formal system that helps the organization to achieve the company's goal is called Organizational Structure.
What is Organizational Structure?Organizational Structure is a term that is used and applied by various firms to create, maintain, and achieve the organization's goal.
There are various types of Organizational Structures which include the following:
Hierarchical organizational structure.Functional organizational structure.Horizontal or flat organizational structure.Divisional organizational structures (market-based, product-based, geographic)Matrix organizational structure.Team-based organizational structure.Network organizational structure.Also, there are various elements of Organizational structure, which include the following:
Work specialization.Departmentalization and compartments. Formalization of elements. Centralization and decentralization. Span of control.Chain of command.Benefits of Organizational Structure include the following:Centralize the company's marketing message;Facilitate higher and increasing mobility for the company's progress;Create and promote strategic planning;Enhance worker's training and working conditionsImprove the decision-making processHence, in this case, it is concluded that the correct answer is Organizational Structure.
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which term describes currency derivatives to reduce potential transaction, translation and economic risks of currency movement that could lead to loses for a firm or investment? a. an exchange position b. hedging c. speculating d. a shot position g
The correct option is b. Hedging means that currency derivatives to reduce potential transaction.
In the world of finance, to hedging is to take an opposite position in a security or investment to balance out an existing holding's price risk. Therefore, a trade undertaken with the intention of lowering the risk of unfavourable price changes in another asset is called a hedge. A hedge often entails taking the opposite viewpoint in a security that is related to or based on the asset being hedged. Because of how more or less precisely defined the connection between the two is, derivatives can be useful hedging tools against their underlying assets. Securities known as derivatives fluctuate in accordance with one or more underlying value. Options, transactions, futures, and forward agreements are some examples.
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hp, inc., sells surplus, refurbished, or closeout computer merchandise at its hpauction website to many buyers who bid competitively against one another. this is an example of a(n)
The statement above is an example of a traditional auction. It is because they sell it by bidding to many buyers.
Auction is the process of buying and selling goods or services which are then sold to the bidder at the highest price. There are several types of auction variations, depending on the minimum bidding limit, the duration of the auction, and how the winner of this auction is determined. Usually the auction is carried out by coming to the auction place, carrying out administrative processes, and participating in the auction at the location by raising a hand or showing the number of the auction participant. Along with the development of technology, now auctions can also be done digitally.
The auction has 2 functions, namely
Private Functions. The private function is formed because the auction brings together buyers and sellers. The relationship between buyers and sellers is only related in this economic activity.Public Function. This public function is formed when the auction becomes an instrument in the general task of government by the state apparatus.Learn more about Auction here brainly.com/question/17288557
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What are the two main things that job design treats and considers when planning?
Answer: Hope this helps.
Explanation:
Job design is a process that companies use to create a new job or add duties to an existing job. This allows a company to more easily reach its goals by having more employees perform more tasks within the organization. Job design may involve developing a new position or simply adjusting the set of tasks that a current position encompasses.
Good job design accommodates employees’ mental and physical characteristics by paying attention to:
muscular energy such as work/rest schedules or pace of work, and
mental energy, such as boring versus complicated tasks.
allows for employee input; this means employees should have the option to vary activities according to personal needs, work habits, and the circumstances in the workplace,
gives an employee a sense of accomplishment,
critter sitters paid $100 for the monthly cell phone bill. which two accounts are impacted by this transaction? cash and owner's capital cash and communications expense owner's capital and communications expense cash and accounts payable
The two accounts affected by the cash sales transaction in Critter Sitters Animal Care's books are B. Cash and Sales, and C.
What effects do cash sales transactions have on accounting?
The selling company will debit its cash account and credit its service revenue or sales revenue account when a consumer pays for goods or services.
The accounting consequence for the paying client is a credit to the cash account and a negative to purchases, costs, or inventory.
Given each company transaction, these debit and credit entries are consistent with the double-entry accounting method and the accounting equation, which stipulates that assets are equal to liabilities and equity.
Critters Transaction Analysis: Cash $ Sales $
The cash account of Critters Sitters Animal Care should be debited, and the sales income account should be credited.
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Question 5 of 10
The initial amount you borrow in a loan is called the ____
A. collateral
B. simple interest
C. loan term
D. principal
The initial amount you borrow in a loan is called the principal.
What is a loan?A loan is described as money that is borrowed from another person or any financial institution. It is important to mention that the loan can also be in the form of material goods, or any property. However, the repayment of a loan includes payment along with interest.
The amount borrowed in a loan is the original sum of money, and that money is called the principal. This is the amount along with the added interest that a borrower has to repay.
It can be concluded that the initial amount you borrow in a loan is called the principal.
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Answer:
D. principal
Explanation:
question innovations in shipping and the growth of commercial networks were most directly related to which of the following other developments of the first half of the nineteenth century? responses a decrease in the availability of jobs for recent immigrants a decrease in the availability of jobs for recent immigrants an increase in the number of americans moving west of the appalachian mountains an increase in the number of americans moving west of the appalachian mountains the spread of industrialization to most cities in the south the spread of industrialization to most cities in the south an increase in the production in the home of goods used by families
The other development of first half of nineteenth century is -- An increase in the number of Americans moving west of the Appalachian Mountains
What's a commercial network?
Commercial networks are large networks, and the large difference between home networks and large commercial networks is the size. Commercial networks make use of analogous protocols, networking topology, and services as their lower relatives, home networks do.
Spread of industrialization :The Spread of Industrial Revolution first began in Great Britain in the 18th century with the invention of the brume machine, an invention which would soon change the world. Industrial spread fleetly to other countries which handed them with new technologies constructed by artificial period formulators.
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to achieve the greatest value for the money being spent is value engineering and is typically completed in what phase of the project? group of answer choices commissioning pre-construction review of the work close out process
Value engineering is a process that is usually finished at the pre-construction stage of a project to get the most value for the money being spent.
Value engineering is a methodical, structured way to delivering essential project functionalities for the least amount of money. Value engineering encourages the replacement of components and processes with less expensive ones without compromising performance. It is only concerned with the functionality of various parts and materials, as opposed to their physical characteristics. Another name for value engineering is value analysis.
Value engineering is an organized, systematic method for delivering project requirements at the lowest possible cost. Value engineering encourages the replacement of components and processes with less expensive ones without compromising performance. Value engineering is sometimes divided into six parts or phases, with the first step being idea generation and the last being change execution.
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as noted in your text, one of the biggest problems facing companies today is the aging workforce. more and more people are nearing or at retirement age, and companies are struggling to find workers who can take their places. what are some of the tactics companies might use to handle this problem? check all that apply. redesign jobs so they are more easily done by older employees. pay older employees more so they will continue to keep working. work to hire immigrants, who are typically younger than current residents of a country. use robots in place of human workers.
Sometimes recruiters and recruiting managers mistakenly feel that older workers are less progressive, less able to master new skills, or have unrealistic compensation expectations. However, age disparity is a notable problem that prevents some workers from comprehending their goal or forces them out completely.
Explain about the aging workforce affect the business?A more senior workforce increases the chance that companies will lose important personnel to illness or death, which might have an impact on customer retention, vendor relationships, operational efficiency, and even company secrets or financial data.
To aid employees in striking a better balance between their obligations at work and at home, employers should provide flexible work arrangements like job sharing, flexible scheduling, part-time employment, the opportunity to work from home, and other types of reduced work hours.
Physical and mental decline with age: As employees get older, they're more prone to experience health problems. Conflict between older and younger employees. Performance problems associated with novel methods of operation and a resistance to change on the part of senior employees
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In Calc, what does the * symbol mean?
A.
Divide by
B.
Multiply by
C.
Subtract
D.
Calculate these numbers first
oints are figured on the: group of answer choices amount of the new loan. the selling price of the property. amount of commission. all of the answers are correct.
On the total amount of the new loan, points are calculated. Each New Lender's part of the New Loan will be in an amount equal to such New Lender's pro rata share of the New Loan Amount if the New Loan Amount is less than the Maximum New Loan Amount.
It is based on the share of the Maximum New Loan Amount that each New Lender is willing to contribute. The largest sum that a bank or financial organization permits a New Lender to obtain a loan for is referred to as the maximum loan amount. Credit cards, regular loans, and line-of-credit accounts are all subject to the maximum loan amount.
During the underwriting process, a number of variables are taken into consideration when establishing the maximum loan amount. On the basis of the borrower's debt to income ratio, the maximum loan amount is typically advised.
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scent systems, inc is start-up company developing a system to deliver fragrances to buildings. the technology will allow for delivery of customized fragrances directly through a building's hvac systems. occupants of a room can customize and manage the scent of their room via their smartphone.the technology will be available soon and the company expects the first annual cash flow of $4500 to begin 5 years from today. cash flows are expected to increase at a rate of 3.00% annually forever. using a discount rate of 9.00%, what is the present value of the technology?
The main objectives of technology, which includes tools to promote growth, use, and information exchange, are to make labor easier and address many of humanity's problems. As technology advances and keeps making our lives easier, we must accentuate its benefits.
Explain about the value of technology?Technology offers students quick access to knowledge, rapid learning, and enjoyable opportunities to put what they have learned into practice. Particularly in STEM, it allows students to go deeper into challenging ideas and explore new disciplines.
The area of knowledge known as technology deals with the development of technical tools and how they interact with the environment. The improvements that technology has made to our lives include time savings, instant connection and interaction, a higher standard of living, simple information access, and safety.
These values may include freedom, justice, enlightenment, privacy, security, companionship, comfort, trust, autonomy, and nourishment in technologically advanced, liberal democracies.
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