the major forces in consumerism are individual consumer advocates and organizations, consumer education programs, and

Assume that your bank pays you 15 annual interest that is compounded quarterly. the effective annual hobby fee (rounded to the nearest hundredth of a percentage): 15.87%

Powerful annual interest rate = (1 + r / m)m – 1

r = charge of interest = 15%

m = quantity of compounding durations in a year = quarterly = four

effective annual interest rate = (1 + r / m)m – 1

= (1 + 0.15 / 4)4 – 1

= (1 + zero.0375)four – 1

= (1.0375)4 – 1

= 1.15865041503 – 1

= 0.15865041503 or 15.865041503% rounded off to fifteen.87%

The powerful annual hobby rate is 15.87%

consequently, the precise alternative is 15.87%

The annual interest price refers back to the fee this is carried out over a length of three hundred and sixty-five days. interest charges can be implemented over distinctive periods, which include monthly, quarterly, or bi-annually. however, in most cases, hobby fees are annualized.

A credit score card's interest charge is the fee you pay for borrowing money. For credit cards, the interest charges are generally stated as an every-year fee. this is called the annual percentage charge (APR). On maximum cards, you may avoid paying hobby on purchases in case you pay your stability in full every month through the due date.

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The primary measure that creditors use to determine whether to give you credit, decide the terms you are offered, and the interest rate you will pay for a loan is credit score. The correct answer is option(c).

The numerical expression that is employed after a level analysis and that is done on the user's credit files is referred to as a credit score. It should be mentioned that while this aids in determining and providing a picture of a person's creditworthiness, the A credit score can be viewed as one that is based on the credit report.

In conclusion, your credit score is the main factor that creditors consider when deciding whether to grant you credit, what terms they offer, and what interest rate you will pay on a loan. It also provides information about whether a person is deserving of receiving credit from an organization.

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The complete question is:

What is the primary measure that creditors use determine whether to give you credit, decide the terms you are offered, and the interest rate you will pay for a loan?.

Credit score

Debit score

credit balance

On august 1 of year 2, a company paid cash to purchase prepaid rent. the december 31st adjusting entry will decrease assets, net income and stockholders' equity.

what is prepaid rent?

Rent in advance and accounting

It doesn't have to be difficult to keep track of your prepaid rent expenditures, but you will need to do so at the end of each month. Using a simple general ledger system, the accountant or bookkeeper enters the prepaid asset to the balance sheet account. It could be necessary to change the record to reclassify the rent cost as a prepaid account as a result. From there, accountants add a monthly entry to subtract the rent expense from the prepaid expense account.

Even if the amortisation of a prepaid rent payment is sometimes automated by accounting systems, you should constantly check the account at least once per accounting quarter. Although automation is a fantastic notion, it is not flawless. Certain products, such as prepaid cards, nevertheless require human interaction rental entries on the balance sheet.

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The gross tax liability is $5034.

Tax liability is the total amount of tax owed in a given period, by individuals and organizations, to federal, state, and local governments. For businesses, tax liabilities are short-term liabilities recorded on a balance sheet and paid within a year.

$5,034

$44,300 is taxed at ordinary rates of $5,034

(Up to $14,100 - 10%, $14,101 to $53,700 - 12%)  

$10,000 is taxed at 0% $0

(Head of the household have a 0% tax rate on qualified dividend up to an ordinary income of $53,600)  

Total $5,034

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International strategy is the international operations strategies that uses​ import/export or licensing of existing​ products.

The term international sttaretgy has to do with all of the strategies that are used for the creation of values through the transferring of core competencies in such a way that they would be transferred to the international market scene where there are no competencies from the existing competitors.

Hence we can say that International strategy is the international operations strategies that uses​ import/export or licensing of existing​ products.

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The top - down approach for constructing a wbs starts with the largest items of the project and breaks them into subordinate items

In a "top-down" strategy, choices on what should be done are made by executives or other top individuals. They have the power to spread this strategy to lower levels of the hierarchy, who are more or less obligated to follow it.

The top-down strategy in public health focuses on initiatives that are managed by entire governments of intergovernmental organizations (IGOs) and help address global health-related issues. Top-down public health initiatives include efforts to eradicate smallpox and regulate HIV.

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It is a false statement that assets are claims (by creditors) against the company.

Basically, an assets refers to any item of property that is owned by a person or company, regarded as having value and available to meet debts, commitments, legacies etc.

In financial accounting, it means the resource with an economic value that an individual, corporation, or country owns or controls with the expectation that it will provide a future benefit. They are reported on a company's balance sheet and created to increase a firm's value or benefit the firm's operations.

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Alongside the development and merchandising of internet technology, new media are an increasing number of assorted, enriching, and converting our lives. This paper focuses on outdoor interactive advertising and marketing as a communication technique, reading its innovative capabilities and applications.

Within the new media technology, advertising has ushered in a huge development possibility, and the market role of new media marketing is unexpectedly growing. With the assistance of digitalization, informatization, and virtualization technology, new media marketing has broken through time and area barriers, bringing customers to brand new media enjoyment and feeling, substantially improving audience logo recognition, and better-accomplishing advertising and promotion desires.

The studies on new media advertising are also at the stage of active exploration. although there are many awesome cases of the latest media advertising and marketing design, there are much fewer studies on the visible dynamic design principle of new media marketing, and the study's consequences specifically consciousness of the meaning, definition, traits, and improvement of recent media. Ozcan and Hannah put forward the trichotomy of antique media, new media, and new media. old media is the media earlier than the net turned created, and the primary conversation function is top-down control digital systems which are identical to magazines, newspapers, radio, and television.

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The corporation is by far the most significant type of commercial organization in the United States in terms of revenues and profits.

Thus, this statement is True.

The total amount manufacturers receive after selling a product is known as revenue. Profit is the sum that manufacturers take home after deducting their costs of production.

Although revenue is an important business metric and something to be proud of, you can't operate a company only on it. Profit is what keeps your cash flow strong and your business operating for years to come. Revenues and fewer expenses are the company's profits. A company's ability to make a profit determines whether it can obtain bank financing, draw in investors to finance its operations and expand. Without making a profit, businesses cannot stay in operation.

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Normally to calculate the future value, we use basic future value formula. Since in the question it is given that bank is giving us the option of one large repayment of the loan at the end of three years, we are using Annuity formula. Through the calculations given below we get answer as $21,636.3

We can calculate the  large payment we would pay at the end of 3rd year using Future Value(FV) Annuity formula.

FV (Annuity)   =  P / i  [(1+i)^n - 1]

P = Payment per period

i = interest rate (i = r/100)

n = number of payments

FV (Annuity)   =  7,000 / 0.03 [ [tex](1+0.03)^{3}[/tex] - 1] = 7,000 / 0.03 (0.092727)

                       = 21,636.3

As per the  bank’s offer, we have two choices as to how we can repay the loan. we  can pay the bank $7000 per year for the next 3 years as initially promised, or we can skip the three annual payments of $7000 and pay $21,636.3 in 3rd year.

Annuities are terms used to describe regular payments, such as rent on an apartment or interest on a bond.

Payments are made in conventional annuities at the conclusion of each period. But there are annuities that are paid at the beginning of the period  when they are due which are known as Annuity due

The sum of all payments made under an annuity at a given time is its future value.

The amount of money needed today to produce such future payments is known as the present value.

Therefore, Final payment bank requires is $21,636.3

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Answer:

Banks profit based on the difference between what they pay in interest to depositors and the rate at which they reinvest the money. Since free checking accounts generally pay no interest, banks can earn an even higher return by reinvesting the customers' money elsewhere.

Explanation:

When it comes to the value dimensions, the one that is most important is none of them as It Depends.

Value dimensions don't have one that is the most important as they are important in different ways. The most important value dimension depends on the company in question.

One company might need to invest more in quality as opposed to delivery while another company would need to focus on delivery at the expense of agility. The most important dimension therefore depends on the company.

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The gross domestic product includes consumer expenditures and government expenditures.

A consumer is the recipient of an amazing, carrier, product or an idea - received from a dealer, vendor, or supplier through a monetary transaction or trade for money or some different valuable consideration

A purchaser is a person or business that purchases another employer's goods or offerings. customers are crucial due to the fact they drive revenues; without them, agencies can't live on.

The definition of a consumer is someone who buys services or products from a store, eating place or different retail supplier.

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Dwight tells his buyer Jamie that a nearby stream could possibly flood the basement, though it’s never happened to him. after signing the contract, Jamie's home inspector shows proof that the basement flooded last year, when Dwight was still living in the home.

The thing which is true about the situation is Dwight committed fraud, rendering Jamie's consent null and void.

In law, fraud is defined as intentional deceit in order to get an unfair or unlawful advantage or to deprive a victim of a legitimate right.

Fraud can violate civil law (for example, a fraud victim can sue the perpetrator to avoid the fraud or recover monetary compensation) or criminal law (for example, a fraud perpetrator can be prosecuted and imprisoned by governmental authorities), or it can cause no loss of money, property, or legal right but still be an element of another civil or criminal wrong.

Fraud may be committed for monetary gain or other benefits, such as getting a passport, travel document, or driver's license, or for mortgage fraud, in which the offender attempts to qualify for a mortgage by making false assertions.

Hence, Dwight committed fraud, rendering Jamie's consent null and void is true about the given situation.

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If a company was looking to set up a new distribution center, it could leverage people analytics to help decide on the location as Data on the personnel in that region who are available to work at the distribution centre could be obtained through people analytics.

More about people analytics:

People analytics is a strategy for evaluating all people processes, functions, difficulties, and opportunities at work using a comprehensive data-driven and goal-focused approach in order to improve these systems and achieve long-term corporate success.

People analytics is the way of evaluating all people processes, functions, issues, and opportunities at work to improve these systems and achieve long-term corporate success. It is thoroughly data-driven and goal-focused.

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The journal entry to record the accrual of these wages would include a:debit to Work in Process of $80,000.

What entries are required for direct labor costs and indirect labor costs?

The direct labor costs would be debited to work in process account because it is a direct of production whereas the indirect labor costs are not traceable to the finished output, hence, would be debited to manufacturing overhead, in essence, the sum of the direct and indirect labor costs would ended up being credited to salaries and wages payable because they are yet to be settled in cash, hence, the appropriate entries would be as follows:

Dr. work in process $80,000( for direct labor costs)

Dr. Manufacturing overhead $20,000(for indirect labor costs)

Cr Salaries and Wages payable($80,000+$20,000)                   $100,000

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Full questions with options:

During June, Buttrey Corporation incurred $80,000 of direct labor costs and $20,000 ofindirect labor costs. The journal entry to record the accrual of these wages would include a:A)debit to Work in Process of $80,000B)credit to Work in Process of $74,000C)debit to Work in Process of $74,000D)credit to Work in Process of $67,000

Answer:

Put them in a tank of water

Explanation:

The paper will absorb the water and sink to the bottom. The plastic would float to the top and remain there to be scooped up

On an enormous scale, physically separating plastic items from paper items can be accomplished through a mix of automated arranging innovations and manual arranging processes.

In recycling areas, transport lines and mechanical screens are utilized to isolate the materials in view of their different actual properties. Optical arranging frameworks may likewise be utilized to recognize and isolate plastic and paper items in view of their visual attributes.

Moreover, air classifiers and thickness based partition methods can additionally refine the division cycle. Despite the fact that robotization assumes a critical part, manual arranging via prepared laborers is likewise important to guarantee exactness and quality in the detachment cycle, particularly while managing perplexing or blended squander streams.

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If the economy is in a recessionary period, appropriate policies to pursue may include a reduction in government spending that shifts the AD curve to the left.

A recession is a considerable, considerable, and prolonged downturn in the economic pastime. because recessions are often the ultimate six months or greater, one famous rule of thumb is that two consecutive quarters of decline in a country's Gross Home Product (GDP) represent a recession.

The extremely good Recession began in December 2007 and lasted till June 2009. The subprime mortgage crisis and the sizeable use of derivatives caused a financial institution credit score disaster which then spread to the worldwide financial system. In 2008, GDP shrank in Q1, Q3, and this autumn, dropping 8.4% in this autumn.

Healthcare, meals, purchaser staples, and basic transportation are examples of notably inelastic industries which can perform nicely in recessions. they will additionally advantage from being taken into consideration important industries in the course of a public fitness emergency like the COVID-19 pandemic.

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A country could have a(n) absolute advantage with a trading associate in the production of each item, but it cannot have a(n)comparative advantage in generating both items.

Production is the method of turning uncooked materials or inputs into completed goods or merchandise in a manufacturing manner. In other words, it means the creation of something from fundamental inputs.

Production is the technique of creating, harvesting, or creating something or the quantity of something that becomes made or harvested. An example of manufacturing is the introduction of furnishings. An example of production is harvesting corn to devour. An instance of production is the amount of corn produced. noun. There are three not unusual forms of basic production systems: the batch device, the continuous system, and the venture system. in the batch gadget, preferred-purpose devices and techniques are used to supply small quantities of output (items or services) with specifications that modify substantially from one batch to the following.

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Agreements formed between two or more nations regarding imports/exports of products are considered as Trade Agreements.
Dominican Republic specializes in Rum
Nicaragua specializes in Coffee

An extensive tax, tariff, and trade treaty known as a trade agreement (sometimes known as a trade pact) frequently includes investment guarantees. It exists when two or more nations come to an agreement on conditions that facilitate trade between them.

An agreement for trade, commerce, transit, or investment between two or more nations is referred to as a trade agreement. They mainly entail concessions that are advantageous to both parties.

There are various different kinds of trade agreements, depending on the conditions and concessions agreed upon by the involved parties.

Free Trade Accord

Preferred Trade Arrangement

Agreement for a Comprehensive Economic Partnership

Framework agreement for the Comprehensive Economic Cooperation Agreement

Early Harvest Initiative

Your question is incomplete. Kindly find the missing content below:

Which country should specialize in coffee?

Which country should specialize in rum?

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A plan for ESPN's college game day visiting your school for the first time involves what type of planning is strategic.

Answer no d is correct strategic.

Being strategic means being perceptive, future-oriented, open-minded, proactive working off the front foot, and making and taking decisions based on evidence and calculated hunches.

Demonstrating decisiveness Strategic thinkers understand the importance of being decisive in their decision-making. They efficiently gather information and then make a decision based on that information. They recognize that reaching conclusions and being decisive takes both knowledge and confidence.

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A plan for espn’s college game day visiting your school for the first time involves strategic type of planning.

ESPN began airing taped college football games during the 1979 normal season, starting with a game among Colorado and Oregon. The community was restrained to airing tape-delayed games because the NCAA controlled television rights through exclusive contracts. however, because bowl games perform outdoor the control of the NCAA, ESPN turned into able to air the 1982 Independence Bowl among Kansas kingdom and Wisconsin live (thru a simulcast with the Mizlou tv community) – the first live football recreation televised on ESPN. After the 1984 preferrred court decision in NCAA v. Board of Regents of the college of Oklahoma allowed individual colleges to negotiate television rights, ESPN started broadcasting stay regular-season video games during the 1984 season, beginning with a sport between BYU and Pittsburgh on September 1, 1984. The first live broadcast of a normal-season night game followed that night, among the Florida Gators, who were ranked number 17, and the Miami Hurricanes, who were ranked number 10.

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The National Fire Protection Association is a national organization that provides guidance in assessing the hazards of the products of combustion.

Combustion, or burning, is a high-temperature exothermic redox chemical response among gas and an oxidant, commonly, atmospheric oxygen, that produces oxidized, regularly gaseous products, in an aggregate termed as smoke.

Combustion is a chemical response among substances, commonly together with oxygen, and commonly observed with the aid of using the technology of warmth and mild withinside the shape of a flame.

Combustion is a chemical method wherein a substance reacts unexpectedly with oxygen and offers off heat. The unique substance is referred to as the gas, and the supply of oxygen is referred to as the oxidizer.

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A business segment should only be dropped if a company can avoid more in fixed costs than it gives up in contribution margin

   The contribution margin is the sum of money needed by a company to pay its variable expenditures, cover its fixed costs, and contribute to net profit or loss. Additionally, it assesses if a product is making enough money to cover its fixed costs and calculates its profit margin. It is possible to determine the contribution margin in terms of money, units, or percentage.

  The costs that remain constant are called fixed costs. These costs can change, but they generally remain the same. Rent for a building, insurance, salary, and utilities are a few examples of fixed costs (that are not directly related to production).

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The decision type is Operational Decision

The operational Decision type of decision is how many temporary employees we need to hire for Cyber Monday

This is further explained below.

Generally, Choices that pertain to operations are ones that are subject to more frequent modification as a direct result of the current external and internal circumstances.

In most cases, the effects of these choices are short-lived, lasting little more than a year or perhaps a day at the very longest.

Temporary employment refers to a variety of work situations in which employees are engaged for only a predetermined amount of time.

Some examples of temporary employment include fixed-term employment, task- or project-based agreements, seasonal or casual work, and day labor, among other types of work.

In conclusion, The number of temporary workers that we need to recruit for Cyber Monday is an example of the sort of choice known as an operational decision.

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The process of dividing a total cost into parts, and assigning the parts among relevant cost objects is called allocation.

This is further explained below.

Generally, to divide and distribute for a particular purpose or to specific individuals or objects The funds were distributed among several clubs.

: to separate for the sake of a certain objective Reading took up a certain portion of the classroom's time and space.

In conclusion, Allocation refers to the act of breaking down a total cost into its component pieces and then allocating those parts to the various applicable cost objects.

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The complete collection of a company’s accounts is called the general ledger.

The general ledger of a company is the financial record that houses the entire collection of all the accounts that a company has.

This means that is has accounts related to purchases, sales, and other transactions. It is the general journal that provides information for the making of a trial balance.

In conclusion, the book or record that contains the complete collection of a company’s accounts is the General Journal.

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If a coconut is a normal good and the price of coconuts increases, then the movement that would take place in the model could be B to A. Marketing is divided into two essential principles: attitude to behavior (A to B) and behavior to attitude (B to A).

A price is the amount of money or compensation paid by one party to another in exchange for products or services. In other cases, the manufacturing cost is referred to by a different term.  However, if the good is "service," alternative names for this product are available.  Production expenses, supply of the desired item, and demand for the product all influence the price of a good.

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The action that is an example of a bribery, a tactic uded by companies to stop unions from forming is for company management to secretly pay a worker to tell him which co-workers discussed forming or joining a union.

It is an illegal and unethical practice to make a payment to someone in exchange for privileged information and favors, in order to obtain personal advantage in relation to a matter, such as in negotiations or actions that may compromise the company, such as preventing the formation of unions.

Therefore, any form of bribery is illegal and must be fought by sharing ethical attitudes at all hierarchical levels, in order to make the organizational culture based on cooperation, respect and reliability.

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Inbound logistics, operation outbound logistics, marketing and sales, and service are the value chain's key activities.

Marketing is the process of discovering, developing, and delivering value to satisfy the needs of a target market in terms of products and services.

A target audience may need to be selected, specific qualities or themes that should be emphasized in advertising may need to be chosen, advertising campaigns may need to be run, participation in trade shows and public events may need to be taken part in, appealing products and packaging may need to be designed, and the terms of the sale, such as the price, discounts, warranty, and return policy may need to be defined.

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Answer:

right to private property

Explanation: