The Jones' old $47,000, 30 year, 12.8% mortgage has a monthly payment of $512.58. Over the 6 years since they took the loan, mortgage rates dropped. They can now apply for a mortgage at 9.05%, which will result in a new monthly payment of $369.36. To refinance, they must pay $1,020 in closing costs and a $480 prepayment penalty. Find the net amount they will save in the first year.

Answers

Answer 1

The net amount that will be saved by the Jones for the first year will be $814.32.

How to calculate the net amount?

From the information given, the old mortgage yearly payment will be:

= Monthly payment × Months

= $259.32 × 12

= $3111.84

The new monthly yearly payment will be:

= Monthly payment × Months

= $327.18 × 12

= $3926.16

Therefore, the net amount that will be saved will be:

= $3926.16 - $3111.84

= $814.32

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Related Questions

PLEASE
Write an equation in slope-intercept form of the line shown.
An equation is

Answers

Answer:

y = -x - 4

Step-by-step explanation:

m = (-5-0)/(1+4) = -5/5 = -1

b = (0, -4)

y = mx + b

y = -x - 4

BRAINLIEST please if this helps!

When a certain number is divided by 20, the result is same when number is decreased by 361. What is the number?

Answers

Answer:

The number is 380

Step-by-step explanation:

Let the number be 'x'

[tex]\sf \dfrac{x}{20}=x-361\\\\\text{multiply the entire equation by 20}\\\\20*\dfrac{x}{20}=20*(x-361)[/tex]

x  = 20x - 20*361

x = 20x - 7220

Now subtract '02x' from both sides

x - 20x = -7220

  -19x   =-7220

Divide both sides by (-19)

     x = (-7220) ÷ (-19)

    x = 380

How do you tell if a table shows y as a function of x?


like if i have a chart that looks like this:

x: 14 15 16 17 18

y: 100 80 110 100 90

Answers

Answer:

you have to find the common ratio between the y and the x, like what you have to multiply x by to get y

Step-by-step explanation:

like if your table is

x / y

-2. 6

-1. 3

0. 0

1. -3

2. -6

the ratio would be -3

Good people please help me!!!! ​

Answers

Answer:

  a)  |sec(θ)|

  b) 2cot(2x)

Step-by-step explanation:

Trig identities are used to simplify these expressions. Several are used:

tan(180°-x) = -tan(x)cot(90°-x) = tan(x)1 +tan(x)² = sec(x)²tan(x) = sin(x)/cos(x)sin(2x) = 2sin(x)cos(x)cot(x) = cos(x)/sin(x)

__

a.

  [tex]\sqrt{1-\tan(180^\circ-\theta)\cot(90^\circ-\theta)}=\sqrt{1-(-\tan(\theta))\tan(\theta)}\\\\=\sqrt{1+\tan^2(\theta)}=\sqrt{\sec^2(\theta)}=\boxed{|\sec(\theta)|}[/tex]

__

b.

  [tex]\dfrac{\cos(2x)\tan(x)}{\sin^2(x)}=\dfrac{\cos(2x)}{\sin^2(x)}\cdot\dfrac{\sin(x)}{\cos(x)}=\dfrac{\cos(2x)}{\sin(x)\cos(x)}\\\\=\dfrac{\cos(2x)}{\left(\dfrac{\sin(2x)}{2}\right)}=2\dfrac{\cos(2x)}{\sin(2x)}=\boxed{2\cot(2x)}[/tex]

[99 POINTS] A silo is formed by welding a cylinder to a half-sphere. The radius of the dome is 15 feet, and the total height of the silo is 100 feet.
Dropdown 1: a) sphere b) cylinder
Dropdown 2: a) divide by 4, b) divide by 2, c) multiply by 2
Dropdown 3: a) 100, b) 85, c) 70

Answers

3. b) 85

How do we calculate the volume of the hemisphere?

Convert Input (s) to Base UnitEvaluate FormulaConvert Result to the Output's Unit

What is the total surface area of a hemisphere?

The total surface area of the hemisphere is the sum of this curved surface area or the area of its base. The base of a hemisphere is circle of radius (r) equal as the radius of the sphere

Given,

hemisphere = 15

hight = 100

so, 100 - 15 = 85

a hemisphere is half of the sphere so to get a hemisphere from the sphere you divide by 2. the hight of the hemisphere is 15 feet so subtract that from the total of the 100 and you get 85.

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Answer:

1. sphere

2. divide by 2

3. 85

Step-by-step explanation:

OMG PLEASE HELP ME THIS WHOEVER DOES YOUR THE BEST AND SMARTEST! I WILL TELL EVERYONE GOOOD THINGS ABT U PLEASE HELPME I NEE THESE NOW!! <3333

Answers

Step-by-step explanation:

12) a Wasabi

13) 1,000

14) x-6=2(y+4) . pls once again check with this as I find none of the option reasonable do ask ur teacher once but anyway nearest is that one

15) 6

Part 2 of 2 Points: 0 of 1 Save Some states now allow online gambling. As a marketing manager for a casino, you need to determine the percentage of adults in those states who gamble online. How many adult must you survey in order to be 95% confident that your estimate Is In error by no more than two percentage points? Complete parts (a) and (b) below. a. Assume that nothing is known about the percentage of adults who gamble online. n = 2401 (Round up to the nearest Integer) b. Assume that 18% of all adults gamble online, n = (Round up to the nearest Integer.)​

Answers

The sample size for part (a) is 2401, and the sample size for part (b) is 1417 if the margin of error is no more than two percentage points and use a confidence level of 95%

What is the margin of error(MOE)?

It is defined as an error that gives an idea about the percentage of errors that exist in the real statistical data.

The formula for finding the MOE:

[tex]\rm MOE= Z{score}\times \frac{s}{\sqrt{n} }[/tex]

Where  Z_{score} is the z score at the confidence interval

             s is the standard deviation

             n is the number of samples.

We have:

MOE = 2% = 0.02 and

α = 1-0.95 = 0.05

Let's assume the value of p = 0.5, and q = 0.5

From the table:

Z_(0.05/2) = Z_(0.025) = 1.96

[tex]\rm n = 0.5\times0.5\frac{1.96^2}{0.02^2}[/tex]

n = 2401

For part (b):

p = 18% = 0.18, and q = 0.82

[tex]\rm n = 0.18\times0.82\frac{1.96^2}{0.02^2}[/tex]

n = 1417.5 = 1417

Thus, the sample size for part (a) is 2401, and the sample size for part (b) is 1417 if the margin of error is no more than two percentage points and use a confidence level of 95%

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A car travels at an average speed of 56 miles per hour how many miles does it travel in 5 hours an 30 minutes

Answers

308 miles

D= s x t

= 56 x 5.5

= 308 miles

30 minutes is half an hour (0.5 or 1/2)

Hope this helps!

Ash buys 5 bunches of flowers. Each bunch contains 10 flowers. He gets 8 more flowers from his yard.

Let f represent the number of flowers Ash has in all.

Which equation could be used to find the value of f?


5+10−8=f

5 + 10 + 8 = f

5×10−8=f

5 × 10 + 8 = f

Answers

Answer:

5 x 10 + 8 = f

Step-by-step explanation:

The reason it is 5 x 10 + 8 = f, is because each bunch has 10 and Ash has five.

In order to find how many flowers he has in 5 bunches is to multiply by how many flowers each bunch has.

Then he gets 8 more flowers which is why it has +8 in the equation.

The equation to get the total number of flowers is the last one:

f = 5*10 + 8

Which equation could be used to find the value of f?

We know that Ash has 5 bunches of flowers, each one contains 10 flowers, so there we have:

5*10 = 50 flowers.

Then he adds 8 more flowers, then we can write the total number of flowers as:

f = 5*10 + 8.

So the equation that we need to use is the last one.

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WILL MARK BRANLIEST

A cone has a radius of 10 and a height of 3. What is lateral area of cone. show work please.

Answers

Answer:

326.56 sq. units

Step-by-step explanation:

Calculating the slant height

⇒ 10² + 3² = L²⇒ L = √109

Formula

LSA = πrL

Subbing in the values

LSA = 3.14 x 10 x √109LSA = 31.4 x  10.4LSA = 326.56 sq. units

Read the power and then check all that apply.

34 = 3 × 3 × 3 × 3

Answers

34 does not = 3 x 3 x 3 x 3
3 to the fourth power is 81

A triangle has three sides 35cm 54 cm and 61 cm find its area Also find the smallest of its altitude ​

Answers

Answer:

Area of given triangle is 939.15cm² and smallest altitude is 30.8cm

Solution:

We are given three sides of a triangle, Let the sides be :

( a ) = 35 cm

( b ) = 54 cm

( c ) = 61 cm

We can find the area of the triangle with its three sides using Heron's Formula

Heron's Formula

Heron's formula was founded by hero of Alexandria, for finding the area of triangle in terms of the length of its sides. Heron's formula can be written as:

[tex] \sf{ \pmb { \longrightarrow \: \sqrt{s(s - a)(s - b)(s - c)} }}[/tex]

where ( s ) :

[tex] \sf \longrightarrow s = \dfrac{a + b + c}{2} [/tex]

Therefore, for the given triangle first we will calculate ( s )

[tex] \begin {aligned}\quad & \quad \longmapsto \sf s = \dfrac{a + b + c}{2} \\ & \quad \longmapsto \sf s = \dfrac{35 + 54 + 61}{2} \\ & \quad \longmapsto \sf s = \dfrac{150}{2} \\ & \quad \longmapsto \sf s = 75cm \end{aligned}[/tex]

Now, Area of triangle will be:

[tex] \begin{aligned}&:\implies \sf\quad \sf \: A = \sqrt{s(s - a)(s - b)(s - c)} \\ &:\implies \sf\quad \sf \: A = \sqrt{75(75 - 35)(75 - 54)(75 - 61)} \\&:\implies \sf\quad \sf \: A = \sqrt{75 \times 40 \times 21 \times 14} \\ &:\implies \sf\quad \sf \: A = \sqrt{5 \times 5 \times 3 \times 3 \times 2 \times 2 \times 7 \times 7 \times 2 \times 2 \times 5} \\ &:\implies \sf\quad \sf \: A =5 \times 3 \times 2 \times 7 \times 2 \sqrt{5} \\ &:\implies \sf\quad \sf \: A =420 \times 2.23 \\ &:\implies \sf\quad \sf \boxed{ \pmb{ \sf A =939.15 {cm}^{2} }} \end{aligned}[/tex]

Also, we have to find the smallest altitude, and the smallest altitude will be on the longest side. So,

[tex] \begin{aligned}&:\implies \sf\quad \sf \: Area =939.15 \\ &:\implies \sf\quad \sf \: \dfrac{1}{2} \times b \times h =939.15 \\ &:\implies \sf\quad \sf \: \dfrac{1}{2} \times 61 \times h = 939.15 \\&:\implies \sf\quad \sf \: h =939.15 \times \dfrac{2}{61} \\&:\implies \sf\quad \sf \: h = \dfrac{1818.3}{61} \\ &:\implies \sf\quad \boxed{ \pmb{\sf \: h =30.79 \: (approx)}} \end{aligned}[/tex]

Answer:

Area = 939.15 cm² (2 d.p.)

Shortest Altitude = 30.79 cm (2 d.p.)

Step-by-step explanation:

Heron's Formula allows us to find the area of a triangle in terms its side lengths.

Heron's Formula

[tex]\sf Area = \sqrt{s(s-a)(s-b)(s-c)}[/tex]

where:

a, b and c are the side lengths of the triangles is half the perimeter

Given values:

a = 35 cmb = 54 cmc = 61 cm

Find the value of s:

[tex]\sf \implies s=\dfrac{a+b+c}{2}=\dfrac{35+54+61}{2}=75\:cm[/tex]

Substitute the values into the formula and solve for area:

[tex]\begin{aligned}\implies \sf Area & =\sf \sqrt{75(75-35)(75-54)(75-61)}\\& = \sf \sqrt{75(40)(21)(14)}\\& = \sf \sqrt{882000}\\& = \sf \sqrt{176400 \cdot 5}\\& = \sf \sqrt{176400}\sqrt{5}\\& = \sf 420\sqrt{5}\\& = \sf 939.15\:\:cm^2\:\:(2\:d.p.)\end{aligned}[/tex]

The altitude of a triangle is a perpendicular line segment drawn from a vertex of the triangle to the side opposite to it.

The shortest altitude of a triangle is drawn to the longest side.

Therefore, the shortest altitude will be the height of the triangle when the longest side is the base:

[tex]\begin{aligned}\textsf{Area of a Triangle} & = \sf \dfrac{1}{2} \times base \times height\\\implies \sf 420\sqrt{5} & = \sf \dfrac{1}{2} \times 61 \times altitude \\\implies \sf Altitude & = \sf \frac{2 \cdot 420\sqrt{5}}{61}\\& = \sf \dfrac{840\sqrt{5}}{61}\\ & = \sf 30.79\:\:cm\:\:(2\:d.p.)\end{aligned}[/tex]

2x+y+2z=-2
-2x+2y-z=-5
4x+y+2z=0

Answers

Answer:

minden new yemilew yihegnaw tiyake

Check
Find the area of the given triangle.
feet
The base (6) of the triangle is
feet
1
1
The height (h) of the triangle is
25 feet
1
1
The area of the triangle is
square feet
115 feet
10 feet
Dono

Answers

Base = 10
Height = 15
A= 1/2bh
10x15 is 150.
150x1/2 is 75, so the area is 75.

can someone please help me with this math problem

Answers

Answer:

I think the correct answer is A

Answer:

A

Step-by-step explanation:

Plot the points on the coordinate plane in order to find out which one is the correct polygon.

In this case, A has all of the correct points and is therefore the correct answer.

Hope this helps!

HELP PLSS I NEED TO TURN IN RIGHT NOW!!!!
Mr. Foster wants to put a new carpet on the floor of his rectangular playroom. The playroom is 27 ft long and 18 ft wide. He has found an inexpensive carpet that is priced $14 per sq yd. What would be a reasonable price for enough carpet to cover the floor of his playroom?

Answers

Answer: $756

Step-by-step explanation:

convert feet to yards

1 yard = 3 feet

27 ft = 9 yards

18 ft = 6 yards

carpet represents area

area = length x width

area = 9 x 6

area = 54 yards^2

$14 for 54 yards^2 = 14 x 54

14 x 54 = 756

$756

what's the answer to this

Answers

The answer is A because

292.9 divided by 29 how do u work that out

Answers

Answer:

10.1

Step-by-step explanation:

 292.9

   29

since there is one decimal place, you'll multiply both e' numerator and denominator by a number with ONE ZERO. i.e- 10.           SO:      292.9  ×  10

                                 29     ×  10

               2929

                290    This is the same as: 2929 / 290  or  2929 ÷ 290

                               = 10.1

WELL UNDERSTOOD????

   

the ratio of the number of boys and girls in a class is 10:7 if there are 35 girls find the number of boys


Answers

Answer:

The solution to the question is in the attached image

In the graph z1 and z2 are complex numbers represented as vectors from the origin. What is z2-z1?

Answers

Finding the complex numbers and subtracting them, it is found that z2 - z1 = (0, -4).

What are complex numbers?

They are in the format:

z = a + bi.

In which:

a is the real part.b is the imginary part.

In a graph, the real part is the horizontal axis, while the imaginary part is the vertical axis. Hence, the numbers are given by:

z1 = (2,5).z2 = (2,1).

What is the subtraction?

To find the result of the subtraction, we subtract each part, hence:

z2 - z1 = (2,1) - (2,5) = (2 - 2, 1 - 5) = (0, -4).

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Find the slant height of the prism
a.10
b.5
c.7
d.3

Answers

Check the picture below.

One group (A) contains 765 people. Three-fifths of the people in group A will be selected to win $50 fuel cards. There is another group (B) in a nearby town that will receive the same number of fuel cards, but there are 716 people in that group. What will be the ratio of nonwinners in group A to nonwinners in group B after the selections are made? Express your ratio as a fraction or with a colon.

Answers

Answer:

There are 1.07 non winners in group A for every 1 non winner in group B

Or: 1.07:1

Or: 7% more non winners in group A

Step-by-step explanation:

Group A:

765*3/5 = 459 non winners

Group B:

716*3/5 = 429 non winners

Final Calculation:

459/429 = 1.07

please help me find Find AB

Answers

Answer:

AB=4

Step-by-step explanation:

[tex]\frac{10+x}{2}[/tex][tex]=7[/tex]

Multiply both sides by 2.

10+x=14

x=14-10

x=4

A ball is dropped from a helicopter 100m from the ground. As the ball falls, the magnitude of it's associated velocity is

Answers

As the ball falls, the velocity of the ball increases with increase in distance

Velocity and Motion

Given Data

Distance  = 100m

It should be noted that when an object falls, it velocity increases from zero to the maximum just before it hits the ground from the initial point of lunch.

Note: For a projectile the ball might reach a zero velocity at maximum height

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Sara used 6_1/2 packs of pencils in the first 1/2 of the year. At what rate is Sara using pencils?
⚫️13 packs per year
⚫️8_1/2 packs per year
⚫️14 packs per year
⚫️12_1/2 packs per year

Answers

13 packs a year. 6.50 (.50 comes from 1/2) since the question states that she uses 6_1/2 packs of pencils in the first “1/2” of the year we need to multiply the 6_1/2 by 2 and we get our answer.
13 packs per year because 6 1/2 x 2 = 13 so it would be 13

The midpoint of AB is M(6,2). If the coordinates of A are (4,8), what are
the coordinates of B?

Answers

B = (8,-4)

The midpoint formula is (xm,ym) = ((x1+x2)/2, (y1+y2)/2).
(6,2) = ((4+8)/2, (8+(-4))/2)
Explaination :

Given that,

The midpoint of AB is M(6 , 2)The coordinates of A are (4 , 8)

To calculate,

Coordinates of point B?

So here we would be using the formula of calculating the midpoint of two points.

Midpoint of two points:-

[tex]\boxed{ \sf{M \: = \: \dfrac{x_1 \: + \: x_2 }{2} \: , \: \dfrac{y_1 \: + \: y_2 }{2}}} \: \pink\bigstar[/tex]

We have :

x1 = 4 y1 = 8

Putting the values :

Refer to the attachment.

Therefore,

Coordinates of the point B is (8 , -4)Additional Information :

Centroid of a triangle :-

[tex]\boxed{ \sf{Centroid \: = \: \dfrac{x_1 \: + \: x_2 \: + \: x_3}{3} }} \: \pink\bigstar[/tex]

Distance Formula :-

[tex]\huge \large \boxed{\sf{{d \: = \: \sqrt{(x _{2} - x _{1}) {}^{2} \: + \: (y _{2} - y _{1}) {}^{2} }}}} \: \red\bigstar[/tex]

X+10 please help
I really need help with inequality’s I will give 100 points for this answer no bull

Answers

Answer:

x+10=-3x+38

Step-by-step explanation:

subtract 10 from both sides Subtract the numbers then add 3x on both sides

An air traffic controller is tracking two planes. To start, Plane A is at an altitude of 4057 feet and Plane B is at an altitude of 5000 feet. Plane A is gaining altitude at 60.75 feet per second and Plane B is gaining altitude at 40.25 feet per second.

How many seconds will pass before the planes are at the same altitude?

What will their altitude be when there’re at the same altitude?

Answers

Answer:

46 seconds6851.5 feet

Step-by-step explanation:

The altitude of each plane can be expressed by an equation that adds the initial altitude and the product of time and its rate of climb.

  plane A: y = 4057 +60.75t

  plane B: y = 5000 +40.25t

__

We want to find the time when their altitudes are the same:

  4057 +60.75t = 5000 +40.25t . . . . equate the expressions for y

  20.50t = 943 . . . . . . . . . subtract (40.24t +4057)

  t = 46 . . . . . . . . . . . . divide by the coefficient of t

At t=46, the altitude of the planes will be ...

  y = 5000 +40.25(46) = 5000 +1851.5 = 6851.5

The planes are at the same altitude after 46 seconds.

Both planes will be at an altitude of 6851.5 feet.

In​ 2014, the population of a state was approximately 1,624,000. If the population decrease was about 0.59​%, find the population of the state in 2016.

Answers

Answer:

1,614,312.

Step-by-step explanation:

0.59% = 0.0059 as a decimal fraction.

Population in 2016 =  1,624,000 - 0.0059 *  1,624,000

= 1614312


Given: AD || BC and AD = BC.

Prove: AB || DC

Answers

Answer:

Step-by-step explanation:

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