Suitable options to solve the financial problem of a restaurant owner

Answers

Answer 1

Answer:SBA Loans for Restaurants. ...

Restaurant Equipment Financing. ...

(Unsecured or Secured) Business Lines of Credit. ...

Unsecured Restaurant Business Loans. ...

Restaurant Cash Advances.

Explanation:


Related Questions

On October 31, a company finances the purchase of equipment with a $500,000 5-year note payable. The note has an interest rate of 12% and a monthly payment of $11,122, due at the end of each month. After two payments have been made, what amount should the company report as the note payable balance in its December 31 balance sheet?
a. $490,061
b. $487,695
c. $477,756
d. $487,756

Answers

Answer: b. $487,695

Explanation:

When the $11,122 monthly payment is made, it comprises of 2 things. The interest payment and the principal repayment.

For the first payment, the interest is;

= 500,000 * 12% * 1/12 ( monthly adjustment)

= $5,000

The remaining amount will be the principal repayment;

= 11,122 - 5,000

= $6,122

The note payable will reduce to;

= 500,000 - 6,122

= $493,878‬

Second payment;

Interest = 493,878‬ * 12% * 1/12

= $4,938.78

Principal Repayment = 11,122 - 4,938.78‬

= ‬$6,183.22‬

The note payable will become;

= 493,878‬  - 6,183.22‬

= 487,694.78‬

= $487,695

A. Considerations for research
a. What cultures to study?
i. Examining a theoretical variable
ii. Examining degrees of universality
b. Meaningful cross-cultural comparisons
i. Developing knowledge about cultures
ii. Different versus similar cultures
iii. Methodological issues

Answers

Explanation:

A.

a). i. Examining a theoretical variable

A culture may be defined as the information that is acquired from the other members of any species through the social learning. It is the particular information or it is the group of the individuals who exists in the shared context. Choosing what cultures to study is based on the theoretical consideration or the theoretical variable and examining the degrees of the variability.

b). ii. Different versus similar cultures

Cross cultural comparisons is a study which examines whether the measure of the psychological construct that was previously  generated in the single culture is also applicable meaningfully and thus equivalent in the another culture.

1. What do you call the basic unit of storage for computers?
A. "A file"
B. "A folder"
C. "A subfolder"
D. "An application”
2. What is computer software designed to help a person perform useful tasks
called?
A. "A PowerPoint"
B. "A browser"
C. "An application"
1 cuiten

Answers

Answer:

I believe 1 would be A. "A file" and 2 would be C. "An application" Hoped this helped, if I'm wrong please let me know!

The basic unit of storage for computers is called as the  “A file”, and the computer software designed to help a person perform useful tasks called “An application”.

What is Computer?

A computer is defined as a digital electrical device that can be created mentally to execute arithmetical or logical transactions in a predetermined sequence.

Computer program are generic aggregations of dealings that modern computers can do. These programs countenance computers to conduct out a mixture of projects.

The “A file” is the untold elementary unit of computer storage, and “An application” is computer software planned to assist a individual in executing useful tasks.

Therefore, option A is correct for 1, and C is correct for C.

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The stock of Smashburger Inc. is currently trading at a price of $40. Smashburger is expected to pay a dividend of $3.00 per share one year from now (t = 1) and then the dividend is expected to grow at a constant growth rate gL. Assuming that the market is in equilibrium, the risk free rate of return is 5.2%, the market risk premium is 6%, and that the beta of Smashburger is 0.8, what is the long run growth rate gL?

Answers

Answer:

g or gL = 0.025 or 2.5%

Explanation:

The constant growth model of DDM is used to calculate the price of a stock whose dividends are expected to grow at a constant rate. The DDM values a stock based on the present value of the expected future dividends from the stock. The formula for price today under this model is,

P0 = D1 / r - g

Where,

D1 is the dividend expected for the next periodr is the required rate of returng is the constant or long term growth rate

First we need to calculate the value of r. We will use the CAPM equation to calculate r.

r = rRF + Beta * rpM

Where,

rRF is the risk free raterpM is the market risk premium

r = 0.052  +  0.8 * 0.06

r = 0.1 or 10%

As we already know the P0, r and D1, we will input these values in the formula of price under constant growth model to calculate teh value of g or gL.

40 = 3 / (0.1 - g)

40 * (0.1 - g)  =  3

4  -  40g  =  3

4 - 3  =  40g

1 / 40 = g

g = 0.025 or 2.5%

An investor has sold 1 ABC Jan 50 Call and has bought 1 ABC Apr 60 Call. This is a:________.
a. Combination
b. horizontal spread
c. dialogue spread
d. straddle

Answers

Answer:

diagonal spread

Explanation:

Spread is basically a sale and purchase of a call. So here the the types of spreads determine the relationship between the strike price and the expiration dates of all options involved in the trade.

In this example investor has sold 1 ABC Jan 50 Call and has bought 1 ABC Apr 60 Call. This means he bought the option ABC with the longer expiration date and with a higher strike price and sold the option ABC with the near expiration date and the lower strike price. Here both the expiration and strike price are different. So this is an example of diagonal spread.

The option horizontal spread is incorrect because it is a spread that depicts the difference in expiration dates but strike price is the same. Here both the expiration and strike price are different.

The option straddle is incorrect because it is a spread in which both options have the same expiry date and same strike price. Here both the expiration and strike price are different.

The option dialogue spread is not a valid option too.

The option Combination is also suitable because this is an example of Combination and combinations include option spread trades such as vertical spreads, horizontal spreads, and diagonal spreads.

So the most suitable option is diagonal spread which is an example of Combination.

Lupo Corporation uses a job-order costing system with a single plantwide predetermined overhead rate based on machine-hours. The company based its predetermined overhead rate for the current year on the following data: Total machine-hours 32,600 Total fixed manufacturing overhead cost $ 195,600 Variable manufacturing overhead per machine-hour $ 4.00 Recently, Job T687 was completed with the following characteristics: Number of units in the job 10 Total machine-hours 30 Direct materials $ 550 Direct labor cost $ 1,100 The total job cost for Job T687 is closest to:

Answers

Answer:

Total cost= $1,900

Explanation:

Giving the following information:

Total machine-hours 32,600

Total fixed manufacturing overhead cost $ 195,600

Variable manufacturing overhead per machine-hour $ 4.00

Job T687:

Total machine-hours 30

Direct materials $ 550

Direct labor cost $ 1,100

First, we need to calculate the predetermined overhead rate:

Predetermined manufacturing overhead rate= total estimated overhead costs for the period/ total amount of allocation base

Predetermined manufacturing overhead rate= (195,600/32,600) + 4

Predetermined manufacturing overhead rate= $10 per machine hour

Now, we can determine the total cost:

Total cost= direct material + direct labor + allocated overhead

Total cost= 500 + 1,100 + 10*30

Total cost= $1,900

If the government decides to raise the minimum wage,ceteris paribus:_________.
A) All workers are better off.
B) All workers are worse off.
C) Some workers are better off and some are worse off.
D) Workers are not affected by a minimum wage increase,only by a decrease.

Answers

Answer:

C) Some workers are better off and some are worse off.

Explanation:

If the government raises minimum wages, the cost of hiring labour increases and as a result, some firms would lay off some workers especially those that are low skilled labours.

As a result some would lose their jobs while others would benefit from the increased wages

Which of the following accounts are closed at the end of the year?A. accounts receivableB. retained earningsC. salaries expenseD. service revenue

Answers

Answer:

C. salaries expense

D. service revenue

Explanation:

All temporary accounts need to be closed off at the end of the year. Temporary accounts are accounts that both begin and end the period with a $0 balance so that they do not get mixed up with figures from the next period.

Items in the income statement such as revenue and expenses are closed at year end and will form part of the Retained earnings account as they would have been accounted for in the net income.

Salaries expense and service revenue will therefore be closed at the end of the year.

Why is the answer D?

Answers

Explanation:

When gas prices are low, there is less need for alternative fuel cars, so the demand falls. People will be less willing to pay high prices, so the price also falls. And since there's less demand, there doesn't need to be as many cars on the market, so the equilibrium quantity falls.

Selected current year company information follows: Net income $ 15,953 Net sales 712,855 Total liabilities, beginning-year 83,932 Total liabilities, end-of-year 103,201 Total stockholders' equity, beginning-year 198,935 Total stockholders' equity, end-of-year 121,851 The return on total assets is:

Answers

Answer:

Return on total assets =7.09%Explanation:

Return on total asset is the proportion of the total amount invested in assets that is earned as net income. It is a measure of the efficiency of the use of assets to generate profit.

It is calculated as follows:

Return on total assets = Net Profit/Total assets× 100

Note that Total assets = Total liabilities + stockholder's equity

Data:

Total assets =  103,201 + 121,851 = 225,052

Net income = 15,953

Return on total assets =   15,953/225,052   × 100= 7.09%

Return on total assets =7.09%

Maria wants to start a new business in collaboration with her husband and brother-in-law. The features she is looking for in the business are as follows: least possible regulatory controls, faster decision making, and ease of organization. She also wants a business in which she will not be forced to pay off any business debts from her personal assets. Which type of business ownership will be best suited to her needs? Question 1 options: A) C corporation B) Limited partnership C) S corporation D) General partnership E) Sole proprietorship pdf

Answers

Answer:

B) Limited partnership

Explanation:

Limited partnership is one where the partners involved are liable only to the extent to which they contributed to the partnership.

Also some partners only contribute financially. That means they shielded to the extent of their contribution.

In this type of partnership there is least possible regulatory controls, faster decision making, and ease of organisation because partners actually involved in running the business are few or only one person.

It also has the advantage of being a business in which the active partner will not be forced to pay off any business debts from their personal assets.

Assume that the level of capital flows between the U.S. and the country of Krendo is negligible (close to zero) and will continue to be negligible. There is a substantial amount of trade between the U.S. and the country of Krendo and no capital flows. Thus, the inflation effect will be _____ than the interest rate effect in influencing the exchanger rate of Krendo against U.S. dollar.

Answers

Answer:

Stronger

Explanation:

Given that inflation affects trade flows, as the higher price of commodities have negative impacts on exports rates. Thus, all things being equal, it is expected that high inflation should cause downward pressure on the exchanger rate of Krendo.

Hence, the inflation effect will be STRONGER than the interest rate effect in influencing the exchanger rate of Krendo against the U.S. dollar.

When the current price of an item is greater than the item's market clearing price:_________.
A) supply is greater than demand.
B) demand is greater than supply.
C) quantity supplied is greater than quantity demanded.
D) quantity supplied is less than quantity demanded.

Answers

Answer:

C) quantity supplied is greater than the quantity demanded.

Explanation:

We need not be confused, the market-clearing price is referring to the equilibrium price. Thus, if the current price is above the market-clearing price (that is, the price at which quantity demanded equals quantity supplied), it means the quantity supplied is greater than the quantity demanded of the item.

For example, at a price of $1 per orange, there's an equal amount in quantity demanded and quantity supplied of orange. However, the price increases to $2 per orange; which makes the current price of an orange greater than the market-clearing price of $1.

When a salesperson asks for the sale, he or she is trying to:_________.

Answers

Answer:

Close the sale.

Explanation:

When a salesperson asks for the sale, he or she is trying to close the sale. In sales and marketing, the term closing with respect to a sales can be defined as the process of making a business sale successful such as through the exchange of money for a particular product or goods.

For a salesperson to be able to close a sales, he or she require abilities such as courage, negotiation skills, listening ears and interpersonal skills to do so or achieve a successful sales.

xpenditures for research and development intended to lead to new products of commercial value: Group of answer choices Should be capitalized only if patents are expected to be granted. Should be recorded as intangible assets and amortized during the years in which benefits are expected. None is correct. Should be charged to expense when incurred. Should be classified as deferred charges.

Answers

Answer: Should be charged to expense when incurred.

Explanation:

Under the GAAP system, Research and Development costs are considered to be period costs. This includes whether or not the company did the R&D themselves or hired another company to do it or purchased their services.

Period costs are to be expensed in the period that they are incurred which is why R&D costs are to be expensed when incurred and reflected in the Income Statement.

When the market for product Y includes a positive externality:__________.
A. marginal private benefit exceeds marginal social benefit.
B. marginal private cost exceeds marginal social cost.
C. marginal social cost exceeds marginal private cost.
D. marginal social benefit exceeds marginal private benefit.

Answers

Answer:

D

Explanation:

A good has positive externality if the benefits to third parties not involved in production is greater than the cost. an example of an activity that generates positive externality is research and development. Due to the high cost of R & D, they are usually under-produced. Government can encourage the production of activities that generate positive externality by granting subsidies.

Equivalent Units of Conversion Costs The Rolling Department of Oak Ridge Steel Company had 10,712 tons in beginning work in process inventory (70% complete) on July 1. During July, 82,400 tons were completed. The ending work in process inventory on July 31 was 7,416 tons (60% complete). What are the total equivalent units for conversion costs? Round to the nearest whole unit. 83,636 units

Answers

Answer:

Total equivalent unit          86,688

Explanation:

We will use the weighted average method of valuation.

Under the weighted average method of valuation, to account for completed units, it is assumed that the entire degree of work required is done in the period under consideration. So there is no separation of the completed units into opening inventory and fully worked.

Equivalent units = Degree of completion (%) × Number of units

Item                       Tons                Working                  Equivalent units

Completed unit    82,400               82,400× 100%            82,400

Closing inventory  7,416               7,416  × 60%               7,416        

Total equivalent unit                                                         86,687.6

                         

A scatter graph is used to test the assumption that the relationship between cost and activity level is ________. A. curvilinear B. cyclical C. unpredictable D. linear

Answers

Answer:

Option D (linear) is the right approach.

Explanation:

The scatter graph seems to be a graphic method to determine the relationship regarding expense and degree of operation. It could be used to evaluate the expense behavior of adjusting this same degree of operation.  It is being used to verify the system suitability or linearity statement that is true.  

Some other decisions taken are not relevant to the situation in question. Although it is indeed the best option.

In a general partnership, each partner is liable for the partnership's obligations only up to a percentage of the obligation equal to that partner's percentage of ownership of the partnership.
a. True
b. False

Answers

I believe that’s true but I’m not sure

Marko, Inc. is considering the purchase of ABC Co. Marko believes that ABC Co. can generate cash flows of $5,900, $10,900, and $17,100 over the next three years, respectively. After that time, they feel the business will be worthless. Marko has determined that a rate of return of 13 percent is applicable to this potential purchase. What is Marko willing to pay today to buy ABC Co.

Answers

Answer:

$25,608.70

Explanation:

We are to calculate the present value of the cash flows

Present value is the sum of discounted cash flows

present value can be calculated using a financial calculator

Cash flow in year 1 =  $5,900

Cash flow in year 2 = $10,900

Cash flow in year 3 = $17,100

I = 13%

Present value = $25,608.70

To find the PV using a financial calculator:

1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.

2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.  

3. Press compute  

Employees in the Agriculture, Food, and Natural Resources career cluster work

A. mostly inside in an office.
B. outside sometimes.
C. on construction sites.
D. on a sales floor.

Answers

Answer:

B. Outside sometimes

Explanation:

Employees in the Agriculture, Food and Natural Resources career cluster work outside sometimes. Thus, option B is correct.

Who are Employees?

When employees are the ones who are being hired to do a specific job or a task. These are the ones who play a major role in a particular field in which they have expertise. They are the one who is employed by an employer. For the work that an employee does he or she is getting paid for that.

The employee who works in agriculture food or the natural resource sector usually is the ones who have to work outside. These are the ones who have to work in any weather or season.

They are the ones who work on the ground level. These are the other people who make natural resources and agricultural crops need to be taken care of outside. Therefore, option B is the correct option.

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"An unexpected benefit of deliberate practice is ______"

Answers

Question options :

A. You become more skilled at perceiving situations

B. your life becomes organized

C. you become successful

D. your children learn valuable lessons from watching

Answer:

A. You become more skilled at perceiving situations

Explanation:

Deliberate practice involves focused and careful directed efforts towards improving performance in a chosen field.

deliberate practice brings unexpected benefits such as being able to understand complex patterns and adapting easily to changes. This is because individuals who experience this are able to develop their intuitions in this way

Determine earnings per share for Sixer Company given the following:
Net Sales Income before Income Taxes Gross Profit Income Tax Rate Preferred Stock Common Stock $885,000 $300,000 $500,000 3596 10,000 shares of 3% cumulative, $60 par 125,000 weighted shares of $5 par
A) $2.40
B) $0.70
C) $2.26
D) $1.42

Answers

Answer: D) $1.42

Explanation:

Earnings per share is calculated as the amount available to common shareholders divided by the number of common shares.

Income available to shareholders = After tax income - Preferred dividends

Income before taxes = $300,000

After tax income = 300,000 * ( 1 - 35%)

= $195,000

Preferred dividend = 10,000 * 3% * 60

= $18,000

Income available to shareholders = 195,000 - 18,000

= $177,000

Earnings per share = Income available to shareholders / Common shares

= 177,000/125,000

= 1.416

= $1.42

Erkkila Incorporated reports that at an activity level of 6,800 machine-hours in a month, its total variable inspection cost is $426,530 and its total fixed inspection cost is $197,309. What would be the average fixed inspection cost per unit at an activity level of 7,100 machine-hours in a month

Answers

Answer:

27.79

Explanation:

According to the given situation, the computation of average fixed inspection cost per unit is shown below:-

Average fixed cost of inspection = Inspection cost ÷ Machine hous in a month

= $197,309 ÷ 7,100

= 27.79

Therefore for computing the average fixed inspection cost per unit we simply applied the above formula.

Olly & Sons is a construction company. The company started the year with $90,000 in the land account. During Year 2, Olly & Sons purchased multiple lots of land. The first lot cost $25,000, the second lot cost $28,000 and the third lot cost $31,000. The company sold one lot that had a cost of $50,000 for $50,000. What is the ending balance in the land account?

Answers

Answer:

$124,000

Explanation:

The computation of ending balance in the land account is shown below:-

ending balance in the land account = Beginning balance of Land account + Total balance of land - Cost of land sold

= $90,000 + ($25,000 + $28,000 + $31,000) - $50,000

= $90,000 + $174,000 - $50,000

= $124,000

Therefore for computing the ending balance in the land account we simply applied the above formula.

Which of the following is the process the listener takes to assess the information received from the speaker?
A. Evaluating
B. Receiving
C. Providing feedback D. Understanding

Answers

Answer:

Explanation:

A- Evaluating

A company purchased factory equipment for $350,000 at the beginning of the year. It is estimated that the equipment will have a $35,000 salvage value at the end of its estimated 5-year useful life. If the company uses the double-declining-balance method of depreciation, the amount of annual depreciation recorded for the second year after purchase would be Group of answer choices $140,000. $84,000. $126,000. $60,480.

Answers

Answer: b- $84,000

Explanation:

Using the Double Decline balance method:

Annual Depreciation Rate = 1/useful Life x 2 = 1/5x2 = 0.4 = 40%

Depreciation for First  year

$350,000 X 0.4 = $140,000

Book value after year 1: $350,000 - $140,000 = $210,000

Depreciation for Second year

$210,000 X 0.4 = $84,000

What word would Harvard Business School professor Clayton M. Christensen use to describe the rapid growth of the
widespread use of mobile computing devices?

Answers

Answer: c

Explanation:

Miller Park Stadium Project Case Study

Answers

Answer:

what about it lol there's no question

lol what? where the question

The understatement of the beginning inventory balance causes:__________.
A) Cost of goods sold to be understated and net income to be understated
B) Cost of goods sold to be overstated and net income to be understated
C) Cost of goods sold to be overstated and net income to be correct
D) Cost of goods sold to be understated and net income to be overstated
E) Cost of goods sold to be overstated and net income to be overstated

Answers

Answer:

D) Cost of goods sold to be understated and net income to be overstated

Explanation:

At the time when the beginning balance of the inventory is understated so there is a decrement in the cost of goods sold due to which there is a rise in the net income

Therefore in the given case at the time when there is an understatement of beginning inventory so there is a understated of cost of goods sold and the overstated of the net income

Hence, the option D is correct

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