Of the following tasks, which can you complete via online
and/or mobile banking? Select all that apply.

Answers

Answer 1

Answer:

Explanation:

View account and balance information, including pending transactions
Transfer funds between accounts
Complete one-time bill payments
Deposit checks*
Change your TD Debit Card AdvanceSM settings
Access online statements
Go paperless by updating your statement settingssettings

Answer 2

The actions you can carry out through online and/or mobile banking include money transfers, bill payments, and check deposits.

What is mobile banking?

Using a mobile device, such as a smartphone or tablet, mobile banking is a service offered by a bank or other financial institution that enables its customers to make financial transactions remotely. In contrast to related internet banking, it utilizes software, sometimes referred to as an app, offered by the financial institution. Mobile banking is typically accessible around-the-clock. Some financial organizations place restrictions on which accounts may be accessed through mobile banking and set a transaction threshold. Internet or data connectivity for the mobile device is necessary for mobile banking.

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Related Questions

how do affirmative action programs allow admissions committees to use racial diversity in their decision to admit a student to a university? committees can admit students solely based on their race. they mandate that 10 percent of all admissions must be of non-white students. they allow committees to discriminate against white applicants. racial diversity can be one factor in their decision process.

Answers

Affirmative action programs allow admissions committees to use racial diversity in their decision to admit a student to a university as racial diversity can be one factor in their decision process.

So, the correct option is D.

Increased representation of women and people of color is the goal of affirmative action policies. This might refer to workplace rules that encourage the hiring of underrepresented groups. It may entail giving disadvantaged individuals more weight while considering college admissions. To put it another way, affirmative action is still relevant today. It genuinely aids pupils of color, whose socioeconomic situation is still inferior to that of white students.

Intergenerational mobility has positively increased. And it positively broadens the range of viewpoints on campus. According to the definition of affirmative action, it is a collection of policies created to end unlawful candidate discrimination, address the effects of that discrimination in the past, and prevent it from happening again. Applicants could be trying to get into a school or looking for a job in their field.

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in the management of market channels, a strategic relationship is also known as a(n) blank . multiple choice question. administered vertical marketing system partnering relationship contractual relationship mutual trust

Answers

In the management of market channels, a strategic relationship is also known as: partnering relationship.

What is marketing?

Marketing is a strategic process that involves developing promotional techniques and sales strategies by a business firm to enhance the availability of products and services, in order to meet the demands, and unending needs of the end users, especially through advertising and market research.

In Business management and marketing, there are two (2) main types of marketing channels and these include the following:

Indirect channel.Direct channel.

What is a partnering relationship?

A partnering relationship can be defined as a strategic relationship that exist between two or more business firm (company), in order to achieve a specific purpose and efficiently manage market channels.

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justin bieber contracted to perform a music concert at the local stadium. he was aware of the fact that the stadium would sustain a substantial loss if he failed to perform. justin, however, was stricken ill with laryngitis preventing him from singing and he failed to perform at the concert. the stadium sued justin for breach of contract. what is the likely result?

Answers

The likely result is: the contract was discharged by the impossibility of performance or, if not, Justin will have to perform at another date after he recovers.

The other options could not be a possible outcome result in the given scenario because it would be really unfair as well as unethical according to business point of view, if they make Justin accountable for the breach of contract and also the loss could not be compensated if they hire another singer, as people has only paid the price of the tickets to see Justin performing.

So, giving another date for the concert would be appropriate instead of hiring new singer, in terms of business point of view.

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you deposit $7,000 in a bank account that earns 2% compound interest annually. what is the value of your $7,000 in four years? $7,577 $7,560 $6,423 $6,440

Answers

Compound interest accelerates the growth of your wealth. It grows a sum of money faster than simple interest because you earn returns on the money you invest as well as returns at the end of each compounding period.

After 4 years The Value of your $7000 is $7577.

What are the disadvantages of compound interest?Utilizing compound interest options has some disadvantages, one of which is that it may occasionally cost more than you anticipate. Making interest payments can actually cost you money because compound interest's cost is not always immediately apparent and if your investments are not carefully managed.Compound interest accelerates the growth of your wealth. It grows a sum of money faster than simple interest because you earn returns on the money you invest as well as returns at the end of each compounding period. This means you won't need to save as much money to reach your goals!If you're a new investor looking to take advantage of compound interest with as little risk as possible, savings vehicles like CDs and savings accounts are the way to go. CDs are bank-issued instruments that require a minimum deposit and pay interest at regular intervals.

A = $7,577.03

A = P + I

where

P (principal) = $7,000.00

I (interest) = $577.03

Calculation:

First, convert R as a percent to r as a decimal

r = R/100

r = 2/100

r = 0.02 rate per year,

Then solve the equation for A

A = P(1 + r/n)nt

A = 7,000.00(1 + 0.02/1)(1)(4)

A = 7,000.00(1 + 0.02)(4)

A = $7,577.03

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speedy snow removal's cost formula for its vehicle operating cost is $3,080 per month plus $338 per snow-day. for the month of january, the company planned for activity of 20 snow-days, but the actual level of activity was 22 snow-days. the actual vehicle operating cost for the month was $10,130. the spending variance for vehicle operating cost in january would be closest to:

Answers

The spending variance for vehicle operating cost in January would be closest to $386 U

Calculation to determine what The spending variance for vehicle operating cost in January would be closest to:

Actual results $10,130

Less Flexible budget $10,516

($3,080+($338 per*22 snow-days)

Spending variance $386 Unfavorable

Therefore The spending variance for vehicle operating cost in January would be closest to:

$386 Unfavorable

What is variable cost?

Costs that vary according on how much of a good or service a company produces are known as variable costs. The total of marginal costs across all units produced represents variable costs. They may also be regarded as typical expenses. The two elements of total cost are fixed costs and variable costs.

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market value ratios lab r doors' year-end price on its common stock is $55. the firm has a profit margin of 11.5%, total assets of $30 million, a total asset turnover ratio of 2.00, no preferred stock, and there are 4.0 million shares of common stock outstanding. what is the pe ratio for lab r doors? (do not round intermediate steps.) multiple choice 31.884 0.273 14.493 0.546

Answers

The pe ratio for labor doors =  31.884

Option A is correct

Common stock is a form of commercial equity power, a type of security. The terms advancing share and ordinary share are also used constantly outside of the United States. They're known as equity shares or ordinary shares in the UK and other Commonwealth realms

Simplification :

Working:      

a. Sales = Assets x Asset turnover ratio

                         = $   30 x 2

                          = $   60 Million  

b. Net Income = Sales x Profit margin  

                                          = $ 60 x 11.5%  

                               = $   6.9 Million  

c. Earning per common stock = Net Income/ Number of common stock

                       =        $  6.9 / $   4.00

                                                 = 1.725  

d. PE Ratio = Price per common stock/Earning per common stock

= $ 55.00 / $ 1.725

= 31.884  

Profit Margin :

Profit margin is a measure of profitability. It's calculated by changing the profit as a chance of the profit. There are 3 types of profit perimeters gross profit margin, operating profit periphery and net profit periphery. Gross Profit margin is calculated as gross profit divided by net deals.

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________ occurs when the supplier, rather than the retailer, manages the entire inventory process for a particular product or group of products, resulting in more effective inventory replenishment.

Answers

Vendor-managed inventory (VMI) occurs when the supplier, rather than the retailer, manages the entire inventory process for a particular product or group of products, resulting in more effective inventory replenishment.

Vendor Managed Inventory (VMI) is an inventory management practice in which a vendor of goods, usually a manufacturer, is responsible for optimizing the inventory that a distributor has. In traditional inventory management, retailers (sometimes we refer to as buyers or buyers) make their own decisions regarding the amount of goods they will order.

Whereas in VMI, retailers share their inventory data with vendors in such a way that it is the vendor who becomes the decision maker who determines the number of orders for goods for both. That way, the vendor is responsible for the retailer's ordering costs, while the retailer has to pay for the storage costs themselves.

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erna company is expected to pay a dividend of $2.69 one year from today and $2.84 two years from today. the company's sales in two years are expected to be $16,150,000. the company has a ps ratio of 1.87 times, and 528,500 shares outstanding. if the required return on the company's stock is 11.8 percent, what is the current stock price?

Answers

50.40 is the current stock price for the erna company which is mentioned

given data

pay a dividend 1 year D1 = $2.69

pay a dividend 2 year D2  = $2.84

sales in 2 years expected =  $16,150,000

price/ sale PS ratio = 1.87

shares outstanding = 528500

company stock r = 11.8 percent

solution

first we get here sales per share will be

sales per share = 16,150,000/528500

sales per share =  30.56

so here P2 is = sales per share × PS ratio

P2  = 30.56 × 1.87

P2  = 57.15

so here current stock price will be D1/(1+r)+D2/(1+r)^2+P2/(1+r)^2....1

current stock price =    2.69/(1+0.118)+2.84/(1+0.118)^2+57.15/(1+0.118)^2

put here value we get

current stock price = 50.40

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damages that are generally equal to the difference between the value of the goods as warranted and the actual value of the goods accepted at the time and place of acceptance are known as .

Answers

Compensatory damages

What are compensatory damages ?

Money that is granted to an affected person as compensation for losses, injuries, or other losses is known as compensatory damages. In civil court situations when loss has happened as a result of another party's carelessness or illegal behavior, compensatory damages are granted.

The plaintiff must demonstrate that a loss occurred and that it was due to the defendant in order to be awarded compensatory damages. Additionally, the plaintiff must be able to demonstrate to the jury or court how much they have lost. The only money that should be provided as actual damages is what is required to replace what was lost. Typically, compensatory damages are given in civil court disputes to make up for losses suffered such as harm or damages.

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employees at a toy-manufacturing factory are let go because robots have been installed to replace humans. what type of unemployment faces the laid-off workers? group of answer choices seasonal cyclical structural frictional

Answers

In a situation where factory workers are laid off because robots have been installed to replace human labor, this corresponds to a type of structural unemployment.

What is structural unemployment?

It corresponds to a process in the economy of a place where jobs are available but there are no candidates with the necessary qualifications to effectively fill such positions.

To increase the skills of the unemployed in the event of an increase in structural unemployment, public and private incentives are needed to help obtain skills that enable people to enter the labor market, such as public policies that provide technical education and training.

Therefore, even if hypothetical, the situation described by the question where robots replace human work corresponds to a type of structural unemployment, since humans were replaced because they did not have the same work capacity as robots.

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Which cde contest requires students to use their sensory skills to solve problems and make sound decisions?.

Answers

Food Science and Technology Career Development Event (CDE) requires students to use their sensory skills to solve problems and make sound decisions.

Sensory skills are those which include. imaginative and prescient, hearing, touch, odor, flavor, vestibular (for stability and head role in space), and. proprioception (records from the muscle groups and joints). they may be chargeable for receiving. information.

Children use their senses to explore and try to make sense of the world round them. They try this with the aid of touching, tasting, smelling, seeing, shifting and listening to. Sensory play facilitates language development, cognitive growth, high-quality motor competencies and gross motor talents, trouble fixing abilities and social interactions.

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the helps to explain the situation of massive unemployment, as well as to better understand how an economy will react to such economic shocks as changes in tax rates as well as government and household spending. multiple choice question. investment schedule consumption schedule investment demand curve aggregate expenditure model

Answers

The core tenet of Keynesian economics is that the level of aggregate demand (or total spending) in the economy is what largely determines economic activity, that is, production and employment aggregate.

When GDP fell so far below potential during the Great Depression, this presumption made a lot of sense. The establishment and enforcement of solid property rights, the maintenance of political stability, aggregate the reduction of official corruption, and the promotion of free commerce are all ways that a relatively impoverished country's government might encourage economic prosperity and growth. An economy is in a recession if its real GDP at the moment is lower than the output at full employment demand. An economy is in a boom if its real GDP at the moment is higher than its output at full employment. If current output matches that required for full employment, then The economy is said to be in long-term equilibrium. When the equilibrium GDP is higher than the GDP at full employment, there is an inflationary spending gap. Due to demand-pull inflation, this imbalance exists. Only the price level rises at full employment because the output has already reached its maximum level demand . Keynesians contend that because prices are somewhat rigid, changes in any aspect of spending, whether government, investment, or consumer spending, affect output. For instance, output will rise if government expenditure rises while all other spending factors stay the same aggregate.

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Martina has decided to structure her new business venture to provide liability protection while gaining tax benefits over alternative structures. Her attorney has prepared the operating agreement and advised her of the complexities and expense of setting up this structure. Which of the basic types of ownership has martina​ chosen?.

Answers

If Martina has to deliver a speech for the guest speaker at a banquet, she should keep in mind that introducing the topic and the speaker properly is paramount in this kind of event. The said introduction should be brief and accurate.

Subject-verb agreement is the process by which the verb conforms to the subject. The verb is plural if the subject is plural. The verb must also be singular if the subject is. Look at the following instances:

Every morning Leslie goes jogging. goes is a singular verb, and Leslie is a singular subject.

Every Saturday, they go swimming. They are a plural subject, and they depart.

The subject-verb agreement in the statement under consideration is incorrect. The verb "faze" is multiple even though the subject "nothing" is singular. Since verbs referring to the third person singular in the present tense require -s, -es, or -ies, we must add -s to "faze" to remedy this error.

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if a court ordered payment for a loss that was not covered in the policy even if it was clearly worded, it would be an example of which legal concept?

Answers

The insurance policyholder receives dividends from a participating policy. In essence, they are a form of risk sharing in which the insurer transfers some risk to policyholders.

What isn't an illustration of a substantial insurable interest?

You might think about getting a life insurance policy for your neighbor because she won't live long. You would not suffer a financial loss as a result of your neighbor's death, so there would not be an insurable interest in this case.

The term "lack of consideration" refers to a situation in which one of the parties to a contract is in no way obligated, while the other holds the entire obligation to act. In most cases, courts won't get in the way of parties to a contract.

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If the cost of an item of inventory is $60 and the current replacement cost is $75, the amount included in inventory according to the lower of cost or market is.

Answers

The lower of cost or market (LCM) rule states that a corporation must record the cost of inventory at the lower of the original cost and the current market price.

How do you calculate lower of cost or market value?Inventory Valuation at the Lower of Cost or Market (LCM)Find out the inventory's previous purchase cost first.Next, figure out the replacement cost of the inventory.Comparing net realizable value to replacement cost and net realizable value less a typical profit marginInventory costs should be compared to replacement costs. A business must record the cost of inventory at whatever cost is lower—the original cost or its current market price—according to the lower of cost or market rule.This problem often occurs when inventory deteriorates, becomes outdated, or when market prices fall. According to the lower of cost or market (LCM) technique, a company's inventory is valued and recorded on the balance sheet at the lower of its historical cost or its market value.The price at which the inventory was purchased is referred to as the historical cost.This problem often occurs when inventory deteriorates, becomes outdated, or when market prices fall. A good's worth might change over time. The amount included in the inventory will be $60.00 as the cost of a single item of inventory is $60.00 and the current market price, which is the replacement cost, is $75.00.

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which two industries are significantly influenced by laws regulating product purity and labeling? multiple select question. pharmaceuticals automobiles technology food

Answers

Food and pharmaceuticals are the two industors that are known to be affected by the laws that have to do with purity and labeling.

What is labeling?

This is the term that is used to refer to the fact that the items that are to be consumed by people are well tagged so that people would be able to read it properly.

This would help to prevent certain incidents. The FDA is the body that is responsible for the regulations that have to do with foods and drugs This is so that people would not have to take in products that are wrong or unhygienic for them.

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an interest rate of 15% is used to evaluate a new system that has a first cost of $212,400, annual operating and maintenance costs of $41,200, annual savings of $94,600, a life of 6 years, and a salvage value of $32,500. the percentage error in the system's present worth from this is closest to what value?

Answers

The closest value to the percentage mistake in the system's current worth is 300%. Here, is the attached solution.

What is Cash flow?

The term "cash flow" describes the flow of funds into and out of your company on a monthly basis. It's one of the most reliable measures of the financial stability of your company. The income produced by customers, clients, and subscribers who buy your goods and services is included in your cash flow, as is the income produced by the collections made by your accounts receivable department. Cash flow also includes the money that your company spends on bills and other expenses. This could include, among other things, the cost of employee salaries, taxes, fees, and rent or mortgage payments for your business. Businesses should conceptualise its cash flow in a manner similar to how an individual might think of a bank account for personal use.

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The balance on a credit card, that charges a 20%
APR interest rate, over a 1 month period is given in
the following table:
Days 1-5: $200 (initial balance)
Days 6-20: $350 ($150 purchase)
Days 21-30: $150 ($200 payment)
What is the finance charge, on the average daily
balance, for this card over this 1 month period?
finance charge = $ [?]
Round to the nearest hundredth.
Enter

Answers

The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as

$4.3055

This is further explained below.

What is the APR interest rate?

Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.

The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.

Interest rate APR = 12%

Average balance = ((200*5)+(350*15)+(150*10))/30

Average balance = $258.33

Average balance*APR/12

Finance charge =[tex]\frac{258.33*20 \%}{12 }[/tex]

Finance charge = $4.3055

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what is the price elasticity of demand for shoes if for every 20% price increase clothing demand decreases by 5%? . the price elasticity of demand would be . responses

Answers

The relationship between the percentage change in a product's quantity sought after and the percentage change in price is known as price elasticity of demand. It helps economists comprehend how demand and supply shift in response to price changes for a particular commodity.

Explain about the Price elasticity of demand?

In business and economics, price elasticity describes how much consumers, companies, or people change their demand or the amount they supply in response to changes in price or revenue. It is primarily used to assess how changes in price for an item or service have affected consumer demand.

A product is deemed elastic if a price adjustment results in a sizable change in either its supply or demand. In general, it indicates that there are suitable alternatives to the product.

The percentage change in quantity divided by the percentage change in price is used to compute the price elasticity of demand.

5% divided by 20% = 0.25

Hence ,0.25 is the price elasticity of demand

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on december 1, 2001 pimlico made sales to a customer in india and recorded accounts receivable of 10,000,000 rupees. the customer has until march 1, 2002 to pay. on december 1, 2001, pimlico paid $500 for a put option to sell rupees at a strike price of $2.30 per 100 rupees on march 1, 2002, which was the spot rate on december 1, 2001. on december 31, 2001, the spot rate was $2.80 per 100 rupees and the option premium was $0.004 per 100 rupees. if the spot rate on march 1, 2002 was $2.45 per 100 rupees, what is the foreign currency exchange gain or loss that should be recorded that day?

Answers

The foreign exchange gain that should be reported that day is $50,000.

How are foreign exchange gains determined?

A foreign exchange gain or loss occurs when a firm buys, sells, or exchanges products and services in a foreign currency and that currency fluctuates in respect to their home currency. It could lead to differences in the values of the financial commitments and assets, which must be periodically recognized until they are fully resolved.

Subtract the account receivable's original seller currency value from the value that was converted to seller currency at the time of collection to determine any forex gain or loss. A gain in foreign exchange is represented by a positive outcome, whereas a loss in foreign exchange is represented by a negative consequence.

In the above question,

Accounts receivables= $10,000,000

Strike price= $2.30

Spot rate= $2.80

forex gain or loss= (10,000,000/100)*(2.80-2.30)

forex gain or loss= $50,000

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joanie wants to educate the board about the value in understanding consumer opinions, thus should consider educating the board and ceo on the power of which of the following marketing tools? multiple choice blogs wikis spectators crowdsourcing qr scans

Answers

Joanie wants to educate the board about the value in understanding consumer opinions, thus should consider educating the board and CEO on the power of blogs as marketing tools

   The blog is used on a website to promote a product, service, organization, or individual using text, audio, and video material is known as blog marketing. Although some blogs have evolved into businesses unto themselves, blogs are frequently used to advertise a business or enterprise. Your website will receive more visitors if you add blog-style content to it. Your SEO, or search engine optimization, will significantly improve if your blog is updated frequently. You can position yourself as an authority on a subject by starting a blog. You can offer advice and knowledge specific to your business and sector.

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what is proof-of-stake? multiple choice a requirement to define an expensive computer calculation, also called mining, that needs to be performed in order to create a new group of trustless transactions (blocks) on the distributed ledger or blockchain a way to validate transactions and achieve a distributed consensus a type of digital currency in which a record of transactions is maintained and new units of currency are generated by the computational solution of mathematical problems; it which operates independently of a central bank all of the answer choices are correct.

Answers

The proof of stake (PoS) mechanism pays those that verify transactions in diverse ways and upholds the integrity of a blockchain.

Describe proof-of-stake?A consensus mechanism for processing transactions and adding new blocks to a blockchain in cryptocurrencies is called proof-of-stake. A consensus mechanism is a technique for ensuring the security of a distributed database and validating entries.The proof of stake (PoS) mechanism pays those that verify transactions in diverse ways and upholds the integrity of a blockchain.A consensus process called proof of stake is used to validate fresh cryptocurrency transactions. Since blockchains are decentralized, no single entity has any control over them. With proof of stake, a validator is selected at random in part depending on how many coins they have locked up in the blockchain network.Certain consensus procedures employed by blockchains to reach distributed consensus are based on proof-of-stake.

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jessica is trying to increase the freedom and discretion that employees have in scheduling and planning their work. based on the job characteristics model, jessica is trying to increase:

Answers

Jessica is trying to increase autonomy.

Autonomy means self-regulation, self-governing or governing. Regional autonomy and autonomous regions are two different things. In a narrow sense, autonomy has the meaning of being independent.

In a broad sense, it has the meaning of being empowered. Therefore, regional autonomy is the independence of a region. This independence is related to making and making decisions about important matters in their own area. In addition, it can also be said that regional autonomy is a regional autonomy authority. The authority is to regulate and manage the interests of the local community. This is based on its own implementation and based on the aspirations of the community.

Regional autonomy operates in accordance with statutory regulations. While the meaning of the autonomous region is a legal community unit. The unit has certain regional boundaries.

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the june 30, 2024, year-end trial balance for askew company contained the following information: account debit credit inventory, 7/1/2023 $ 33,700 sales revenue $ 397,000 sales returns 13,700 purchases 257,000 purchase discounts 7,700 purchase returns 11,700 freight-in 20,400 in addition, you determine that the june 30, 2024, inventory balance is $41,700. required: calculate the cost of goods sold for the askew company for the year ending june 30, 2024.

Answers

The cost of goods sold for the Askew Company for the year ending June 30, 2024, is equal to $250000.

There are many expenses incurring during the production of goods in a company. The expenses include the inventory cost, Net purchases, Security costs, etc. Now, the formula for calculating the costs of goods will be given by

Cost of goods sold = Beginning Inventory + Net purchases - Ending Inventory

According to the question the Beginning Inventory is equal to $33700, the Net purchases = ($257000 - $7700 - $11700 + $20400) = $258000 and the Ending Inventory = $41700

Putting the values in formula we get

Cost of goods sold = $33700 + $258000 - $41700

Cost of goods sold = $250000 which is the required amount.

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when companies use the logic of moral universalism and impose their views on the rest of the world, occurs. group of answer choices cultural imperialism ethical convenience none of the above ethical divergence

Answers

When companies use the logic of moral universalism and impose their views on the rest of the world, occurs, it is called cultural imperialism.

What is cultural imperialism?

In the context of ethics or sociology, when a community that is economically or politically dominant imposes its culture on other communities that are non-dominant is called cultural imperialism. It is important to mention that one dominant culture can impose another political, economic, social, or cultural system on another culture.

In this scenario, if a company is almost operating in a market or an industry as a dominant player, it can impose its values and cultures on the other non-dominant systems. Hence, imposing a moral universalism will be considered an act of cultural imperialism.

It can be concluded that, when companies use the logic of moral universalism and impose their views on the rest of the world, occurs, it is called cultural imperialism.

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gdp per capita is often used to measure the . a.) overall gdp growth rate for an economy b.) gross national product c.) standard of living d.) gdp adjusted for inflation

Answers

The GDP per capita is frequently used to gauge an economy's total GDP growth rate. Hence, Option A is correct.

What is the growth rate?

The annual growth rate—also known as the "simple growth rate" or the "average annual growth rate"—is a metric for gauging how much an investment or source of income has increased in value over the course of a year.

Growth rates are the proportional changes in a particular variable over a given period of time. Depending on whether the variable's size is rising or decreasing over time, growth rates can either be positive or negative.

It expresses the difference in GDP values from one period to the next as a percentage of the GDP from the preceding era, often multiplied by 100.

Therefore, Option A is correct.

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brazilian coffee farmers have benefited from multiple choice the drop in the value of the brazilian real. the depreciation of the u.s. dollar. the drop in the price of robusta beans. the depreciation of the vietnamese dong. the sharp appreciation of the local currency.

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Vietnamese coffee farmers are decreasing coffee production and increasing their investments in alternative crops.

Brazilian coffee accounts for one out of every three cups consumed worldwide. As the producer of one-third of the world's coffee (60 million bags estimated in the 2018 season), it's no surprise that Brazil is also its top exporter.

Brazil has long been the world's largest producer and exporter of coffee; it is also the world's second-largest consumer market. Coffee has the most Geographical Indications (GIs) registered in the National Institute of Industrial Property of any "Made in Brazil" product (INPI).

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explain the difference between a courier and a post office (4marks)


Help pls!!

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Answer:

Here are some major differences between courier services and postal services.

Explanation:

The first major difference between them is the time taken by them to complete the delivery. Postal services take a lesser amount of time (1-2 days), whereas on the other hand courier services make it a rapid delivery, generally the same day or the next day.

Courier services are offered by private organizations such as FedEx or DHL, whereas postal services are generally govt offices. Couriers are sent within the home country, but postal services are sometimes international too, which develops connectivity between nations.

If we take a look at the pricing, postal services are generally cheaper than courier services considering the reliability, speed ,and quality.

when hasbro comes up with an idea for a new toy, it needs to ensure that the children who play with the toy will not choke on any of its parts and that the toy in general will not be a hazard to the children who will be using it. in what stage of the new-product development process will these safety checks occur?

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Product development stage is the stage of the new product development process these safety checks occurs.

What are the 5 stages of product development?

Five stages  guide the new product development process:

idea generation, screening, concept development, product development and, finally, commercialization.

Why is product development important?

Product development strategies are crucial  to ensure value for your  customers, as well as ensuring  that there is  suitable demand and that your final products are of the highest possible quality before you introduce  the products to market.

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all the following are reasons to invest, EXCEPT

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Answer:

B

Explanation:

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