Neil's bank offered him a 4.95% interest rate for his mortgage. If he
purchases 3 points, what will his new rate be?
O A. 0.375%
O B. 4.575%
C. 1.75%
O D. 4.375%

Answers

Answer 1
I honestly think it’s C
Answer 2

Neil's new interest rate after purchasing 3 points would be 7. 95%. The closest option is B. 4.575%.

How to calculate the interest rate?

To calculate the new interest rate after purchasing points, we need to know the cost of one point and the number of points purchased.

One point typically costs 1% of the mortgage amount, so three points would cost 3% of the mortgage amount. The cost of the points is usually paid upfront at closing.

Assuming Neil's mortgage amount is $100,000, the cost of 3 points would be:

3% x $100,000 = $3,000

To calculate the new interest rate, we need to add the cost of the points to the original interest rate and then recalculate it as a percentage:

New rate = Original rate + (Cost of points / Mortgage amount)

New rate = 4.95% + ($3,000 / $100,000)

New rate = 4.95% + 3%

New rate = 7.95%

So, Neil's new interest rate after purchasing 3 points would be 7. 95%. The closest option is B. 4.575%.

To know more about interest rates follow

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Related Questions

?...

1 + (-2 - 5) to the 2nd power + -3 x 4​

Answers

Answer:

-3

Step-by-step explanation:

(1 + (-2-5))^2+-3X4

(1+(-3))^2 + -12

-3^2 -12

9-12

-3

2x + 1 = 2x - 1 how many solutions?

Answers

Answer:

the answer is 2

Step-by-step explanation:

2) If it is 12° outside and the temperature is going to
drop 19º. What will the new temperature be?

Answers

12 - 19 = -7

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What do you learn in Algebra 2 that you did not learn in Algebra 1. Is Algebra 2 just a review?

Answers

a lot trust me only like the first few chapters are only algebra 1 stuff other than that it’s mostly all new

Answer:

what grade are you in, im in 7th but im doing algebra.

Step-by-step explanation:

what is the equation of the line containing the points (4,2) and (-5, 1)? Write your answer in slope-form. PPPPPLLLLLLLLLLLEEEEEEEEASE HELP

Answers

Answer:

y=-1/9x+2.44

Step-by-step explanation:

m=y2-y1/x2-x1

1-2=(-1)

(-5)-4=(-9)

-1/9

y=mx+b

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-0.444.... rounded is -0.44

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y=-1/9x+2.44

hope this helps

sorry if im wrong i had a lil trouble on this one :(

Help me pleaseeeeee!!!!!

Answers

Answer:

A

Step-by-step explanation:

Sean has 9 liters of juice. He pours equal amounts of the juice into 4 pitchers. There is 0.5 of a liter of juice left. How many liters of juice are in each pitcher? Sean has 9 liters of juice. He pours equal amounts of the juice into 4 pitchers. There is 0.5 of a liter of juice left. How many liters of juice are in each pitcher?

plz i will give u 38 to 48 points plzzzzzzzz

Answers

2.125 liters
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I need help getting my grades up, any help would be very appreciated

Answers

Answer:

I can help but it depends on what. I have pretty good grades

Step-by-step explanation:

Answer:

i can do history all the history u have i can do it no maps though no math i can also do language arts

Step-by-step explanation:

At the party ⅗ of a pie are eaten.
Jo eats ⅘ of what is left.
What fraction of the pie does Jo eat?
(could you show your work:))​

Answers

Answer:

1/10 of the pie

Step-by-step explanation:

Step-by-step explanation:

5/5-3/5=2/5

2/5-4/5 of itself

This leave 1/5 of 2/5

if we make this decimals then it becomes 0.40

0.40/5=0.08

or 8/100,4/50,2/25

I don’t understand graphs that much , i probably would know this if i was in school but im online

Answers

Answer:

The answer for A is 2.5/1 and B is wrong. The answer would be $2.50 for 1 pound of beets.

Step-by-step explanation:

Just have to figure out slope, then you get B

Answer:

The slope is 5/2

m=y²-y¹/x²-x¹

m=10-5/4-2

m=5/2

A school wants to buy a chalkboard that measures 3 feet by 4 feet the chalkboard cost $6.14 per square foot. How much will the chalkboard cost

Answers

Answer:

$49.12

Step-by-step explanation:

Can I get Help on explaination of this?

Answers

Answer:

The measure of the outside angle is the sum of the two inside angles:

68+52=120

Or you could do it the long way and find the third angle inside the triangle then do 180 minus that but this is easier.

Step-by-step explanation:

can somone please help with this, will give brainliest.

Bamboo is one of fastestfastest-growing plants. A typical growth rate for bamboo in temperate climates is 3-10 centimeters per day during the growth season. Which of the following equations, where t represents time in days, L represents length in cm, which could be described of the growth of a bamboo plant?​

Answers

Answer: maybe c or d, but I could be wrong :/

Step-by-step explanation:

help me wth ths qustion

Answers

Answer:

62

Step-by-step explanation:

im pretty sure this is right. sry if its not.

Answer:

62

Step-by-step explanation:

1) 10^3 = 1000

2) 1000 x .062=62

If fabric costs $4 a foot, which graph below shows this relationship?
A. Graph A
B. Graph B
C. Graph C
D. Graph D

Answers

Answer:

Graph A

Step-by-step explanation:

Answer:

A.)

Step-by-step explanation:

since here using for example just one foot is (1,4) add another (2,8) since you are doubleing the price. and the rest are just going in weird derections.

Is the following relation a function?


Need answer now

Answers

Answer: No, it is not a function

If you can draw a vertical line through more than one point on the curve, then it's not a function. In this case, we can draw such a line. The graph is said to have failed the vertical line test.

What this means is that some x inputs lead to more than one y outputs. A function is only possible if any x input leads to exactly one y output. The x input must be in the domain.

Answer:

It is not a function.

Step-by-step explanation:

A relation's inputs are not repeated in a function.

Since the graph fails the vertical line test, it is not a function.

See picture.

Hope this helps.

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Answers

In num 11 the upper level just next to 26x-3 is 36x-3 and the lower level just next to 36x-3 is 26x-3 In num 20 the lower level of v is 96degrees so they prove the paralysme

write QF if it's Quadratic function and NQF if Not a Quadratic function​

Answers

Answer:

1. QF2. NQF3.  NQF4. QF5. QF6. Undefined, unclear

Step-by-step explanation:

1. f(x) = x^2 + 2

It is a quadratic function as in the format of y = ax^2 + bx + c

2. f(x) = 2x - 10

It is linear function, not quadratic

3. It is linear function as y- is an arithmetic sequence

Not a quadratic function

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y = 1/2x^2 + 1/2xIt is a quadratic function

5. The graph is parabola

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6. Undefined as not clear what is it

Abargain clothing store is selling 5 shirts for $20.
Louis said, "I can buy 2 shirts for $8."
William said, "I can buy 1 shirt for $4."
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A
Only Louis's statement is true.
B
Only William's statement is true.
Both Louis and William's statements are true
D
Neither Louis nor William's statements are true.

Answers

Answer: Both of their statements are true. Explanation: If you can buy 5 shirts for $20, that means the unit price would be $4 per shirt. (to find the unit price just divide the cost by the quantity) So, it is true that you can buy one shirt for $4 and 2 shirts for $8. Hopefully this helps.

is 1x + 34 bigger than 25?

Answers

Answer:

depends on what x is

Step-by-step explanation:

Answer:

If this problem is set to zero 1x+34=0 then no.

Step-by-step explanation:

1x+34=0

Step one subtract -34 from both sides.

1x=-34

Step two divided by one.

x=-34

Lily has already jarred 1 liter of jam and will jar an additional 4 liters of jam every day. Write
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Write your answer as an equation with j first, followed by an equals sign.

Answers

Answer:

j = 4d + 1

Step-by-step explanation:

j is total jam that is jarred

4d is 4 times however many days

+ 1 is the one jar she already jarred from the beginning

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Answers

Answer:0.64

Step-by-step explanation:

it’s 0.64. hope this helps lol

I have a time limit please hurry!

Complete the sentence about the relation. Enter only numbers and commas, do not use spaces!


The domain of the relation is {
} and the range of the relation is {
}.

Answers

The domain of the relation is 7,13 and the range of the relation is 4,20. I hope this helps.

2.Yolanda is buying supplies for school. She buys n packages of pels at $1.40 per package and m pads of paper at $1.20 each. What does each term in the expression 1.4n + 1.20m represent? What does the entire expression represent? Interpret the meaning of the term 1.4n. What does the coefficient 1.4 represent? Interpret the meaning of the term 1.20p. What does the coefficient 1.20 represent?

Answers

Answer: 1.4n represents the cost of n packages of pels.

1.20m represents cost of m pads.

Entire expression 1.4n + 1.20m represents total cost of n packages of pels and m pads.

Meaning of 1.4n  =  cost of n packages of pels.

Meaning of 1.20 m = represents cost of m pads.

where , 1.4 = Cost per package of pels

1.2 =Cost per pad of paper

Step-by-step explanation:

Given: Cost per package of pels = $1.40

Cost per pad of paper = $1.20

Number of packages of pels bought = n

Number of pads of paper bought = m

So, 1.4n represents the cost of n packages of pels.

1.20m represents cost of m pads.

Entire expression 1.4n + 1.20m represents total cost of n packages of pels and m pads.

Meaning of 1.4n  =  cost of n packages of pels.

Meaning of 1.20 m = represents cost of m pads.

where , 1.4 = Cost per package of pels

1.2 =Cost per pad of paper

What is the permittee of the shaded figure ?? Please help

Answers

Answer: 96

Step-by-step explanation:

12x6= 96

times 12 which is the y axis and 6 which is the x axis. which would give you the shaded figure.

can someone please help me with this question​

Answers

Answer:

16 the answer

Step-by-step explanation:

suppose that 65% of people have brown hair and 90% of the people are right handed
a) create an AREA MODEL OR TREE DIAGRAM
b)what is the chance a randomly chosen person has brown hair and is right-handed
c) what is the chance that a randomly selected person had brown hair or is left handed

Answers

a. 65/100 x 90/100
b. 58.5%
c. 65% for someone with brown hair and 10% for someone who is left handed. (If you’re talking about both then 6.5%)

Help with a and b? Thank you

Answers

Step-by-step explanation:

 Given data:

         Cars      Vans    Others

          60          21          3

The data represents the number of cars on a single day.

Find the relative frequency;

It is the number of times an event occurs.

Here the time frame is within a day;

  Relative frequency = [tex]\frac{number of cars + number of vans + others}{number of days}[/tex]  

  Relative frequency  = 60 + 21 + 3  = 84vehicles per day

ii.

Number of vans in a week;

      Number vans  in a week  = 21van per day x 7 days  = 147vans

Determine whether this has a maximum or a minimum.
A.
maximum
B.
minimum
C.
both
D.
Not Enough Information

Answers

Answer:

A). minimum

Step-by-step explanation:

In my opinion I think it’s A.... hopes this helps

(2/3)m tm= a + r, for m

Answers

Answer:

m = √ 6 t ( a + r )/ 2 t   m = − √ 6 t ( a + r )/ 2 t

Step-by-step explanation:

Isolate the variable by dividing each side by factors that don't contain the variable.

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