Many people grow to be too conservative when funding their retirement funds. True.
Is it good to be a conservative investor?Conclusion. Given our results, we conclude that traditional, low-risk stocks generally deliver stable and high long-term returns as they 'win by failing less. Their details of preserving capital in down demands and participating meaningfully in up markets are key elements for long-term capital gain.
Prime money market funds, mainly finance short-term corporate and bank debt protection. Government cash market funds, especially invest in government-backed guarantees. Tax-free money market funds can support municipal bonds or different tax-exempt forms of debt.
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teresita has several open positions at her firm. what could teresita's firm offer millennial candidates to attract them to her firm?
Flexibility in work arrangements is Teresita's firm offers millennial candidates to attract them to her firm. A flexible working game plan is a continuous conventional game plan around how you work, for example, working non-standard hours, working a compacted week, working routinely from an alternate area, working part time, or work sharing.
What are flexible work arrangements?
Basically, flexible work arrangements plans are substitute courses of action or timetables from the conventional working day and week. Representatives might pick an alternate plan for getting work done to meet individual or family needs. On the other hand, managers might start different timetables to meet their clients needs. Adaptable working plans permit representatives to arrange a less unbending working plan to further develop balance between fun and serious activities and their general commitment to their organization.
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When a fire sale occurs:_____.
a. uncertainty is reduced.
b. banks may become insolvent.
c. financial frictions are low.
d. adverse selection and moral hazard are reduced.
When a fire sale occurs: financial frictions are low.
A fireplace Sale is an all-out cyberwarfare attack that plays a 3-degree systematic attack on a country's laptop infrastructure. Hackers known as it fire Sale because "the whole thing must go".
Extensive economic markets with masses of individuals As we advised in a 1992 paper, a hearth sale is largely a forced sale of an asset at a dislocated price. The asset sale is compelled by the experience that the seller can not pay creditors without selling assets.
A fire sale consists of selling items or belongings at heavily discounted fees. "fireplace sale" in the beginning noted the cut-price sale of products that have been damaged via hearth. Now it extra normally refers to any sale where the seller is in monetary misery.
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The corporate research division of siemens files, on average, 25 patents a day. the patents are a(n) __________ resource.
a. tangible
b. organizational
c. physical
d. intangible
On average, the corporate research division of siemens files 25 patents a day. the patents are an intangible resource.
How to illustrate the information?Technology resources are any and all forms of technology that produce, modify, store, transfer, or disseminate information. These resources include wired and wireless data networks, video and voice networks, computers for information processing, and different storage and archiving devices.
Money, stock, equipment, land, and buildings are examples of resources that may be physically touched. These items have a fixed value and are simple to sell. They are significant in accounting because they help a company comprehend its financial status when they are included on balance sheets and financial statements.
In this instance, Siemens' corporate research division files 25 patent applications on average each day. . The patents are an intangible resource.
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click here to access the 2022 tax rate schedule. if required, round the tax liability to the nearest dollar. when required, round the average rates to four decimal places before converting to a percentage (i.e., .67073 would be rounded to .6707 and entered as 67.07%).
Tax Liability = $ 20,140 Marginal Rate = 24% Average Rate = 18.38%
If taxable income raise by $1, then he has to pay 24% income tax o such additional income.
Average tax rate=Tax liability/ Taxable income
Average tax rate=20,140/109, 600 = 0.1838 or 18.385
Tax Liability is the sum of money that a person, company, or other organization owes to a federal, state, or municipal taxing body.
Generally, when you earn money or make money off of the sale of an investment or another item, you have to pay taxes. If your income falls below the threshold for filing taxes, you could not owe any income taxes.
Taxes on earned income are the most typical tax Liability for Americans. You utilize the Internal Revenue Service's (IRS) tax rates and basic deductions while filing federal taxes.
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advertising occurs when a consumer is ""unjustifiably injured"" or there is a ""violation of public policy.""
It is False that Deceptive advertising occurs when a consumer is "unjustifiably injured" or there is a "violation of public policy." .
What is Deceptive advertising ?Deceptive advertising can be described as the act of publishing as well as transmitting which involves publicly circulating an advertisement that has a false claim.
This can be used intentionally to promote the sale of property, hence It is False that Deceptive advertising occurs when a consumer is "unjustifiably injured" or there is a "violation of public policy." .
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COMPLETE QUESTION:
tRUE OR FALSE Deceptive advertising occurs when a consumer is "unjustifiably injured" or there is a "violation of public policy." false.
Ocean corporation sells a product for $500 on account to great atlantic sales. this transaction will be recorded in the ________.
Ocean corporation sells a product for $500 on account to great atlantic sales. this transaction will be recorded in the sales journals. The sales notebook, often known as the credit sales journal, is used to track all transactions made on credit.
The Fortune Store's sales journal is given below. This notebook contains all of the sales on account for June; cash transactions are documented in the cash receipts log. A cash or credit sale to a customer is recorded in a sales diary entry. It does more than just record the total amount of money received by the firm from the transaction.
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Once the break-even point has been reached, the sale of an additional unit will lead to an increase in contribution margin that is _______ the increase in net operating income.
Once the break-even point has been reached, the sale of an additional unit will lead to an expand in contribution margin that is $0.70 the make bigger in net working income.
When you reach break-even point, you have no internet loss or gain. In other words, you have reached the point where sales revenue exactly covers (and is therefore equal to) total costs, consisting of both fixed charges and variable costs.
What occurs to contribution margin when break-even point is reached?After the break-even factor is reached, the whole contribution margin on the next gadgets bought will be profit... furnished the total fixed prices and charges do no longer increase. The cause lies in the definition of contribution margin: selling rate minus the variable expenses and expenses.
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https://brainly.com/question/27106216#SPJ4Thakur industries has sales of $465,000, interest paid of $2,450, costs of 150,000, and depreciation of $20,400. what is the operating cash flow if the tax rate is 21 percent?
The operating cash flow if the tax rate is 21% is $251,198.50
What is operating cash flow?
Operating cash flow is the amount of Thakur industries generates from its operations, it is determined as the net income plus the depreciation.
Net income=(sales-costs-depreciation-interest)*(1-tax rate)
sales=$465,000
costs=$150,000
depreciation=$20,400
interest paid =$2,450
tax rate=21%
net income=($465000-$150000-$2450-$20400)*(1-21%)
net income=$230,798.50
operating cash flow=net income+depreciation
operating cash flow=$230,798.50+$20,400
operating cash flow=$251,198.50
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Enlightenment thinker adam smith wrote about laissez-faire economics and market systems, which was influential in how people economically viewed the role of the government. According to smith, what role should the government have?.
Enlightenment thinker Adam Smith wrote about laissez-faire economics and market systems, which was influential in how people economically viewed the role of the government. According to Smith, The Wealth of Nations was the first great treatise on economics and founded the discipline role the government has.
Adam Smith's writings influence economics today as he believed wealth is made via labor, and self-interest spurs people to use their resources to earn money. Smith's theories that economies thrive when competition, capitalism, and a free market, are alive and well within the 21st century.
Smith's free-market philosophy was expressed in his notion of 'the invisible hand': the thought that an economy can regulate itself through the actions of people who are seeking only their own gain.
Smith believed that the government's proper roles in society should be limited, but well defined: the govt. should provide national defense, the administration of justice, and public goods.
The concept of absolute advantage was developed by economic experts within the Wealth of countries to point out how countries can gain by specializing in producing and exporting the products that they produce more efficiently than other countries, and by importing goods that other countries produce more efficiently.
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If the price of automobiles were to decrease substantially, the demand curve for public transportation would most likely?
If the price of automobiles were to decrease substantially, the demand curve for public transportation would most likely shift rightward. In economics, a demand curve is a graphical representation of the connection between product price and quantity required. The graph is displayed with the price on the vertical axis and the amount demanded on the horizontal axis.
There are various types of curves in economic theory. Demand curves are primarily classed as elastic, inelastic, individual, or market curves. The demand curve often slopes downward due to the law of demand, which asserts that the price and demand of an item have an inverse proportional relationship.
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when a bank decides whether or not to make a loan to a customer it knows will be unlikely to be able to repay the loan, this is an example of: corporate sustainability initiative an ethical issue social responsibility initiative
When a bank decides whether or not to make a loan to a customer it knows will be unlikely to be able to repay the loan, this is an example of: an ethical issue.
What is a loan?A loan can be defined as an amount of money that is typically being borrowed by a borrower from a bank or other financial institutions (lender), and it is generally expected to be repaid by a borrower to the lender at a specific period of time with an agreed interest.
What is a code of ethics?A code of ethics can be defined as a set of rules, agreed behaviors, norms, accepted practices, ideals, and responsibilities set aside for the members of a group or business organization such as in banks.
This ultimately implies that, a code of ethics is a strategic policy that explicitly outlines the principles, ideals, and standard which the members and other third parties acting on behalf of a group or business organization must always adhere to in all circumstances.
In conclusion, we can reasonably infer and logically deduce that a bank deciding whether or not to make a loan to a customer it knows that is most unlikely to be able to repay the loan, it is an example of: an ethical issue.
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What detail most clearly develops the central idea in the first question you answered?
Group of answer choices
"Plasmodium’s ancestors probably rubbed shoulders with the eggs and larvae of mosquitoes, similarly floating on sun-dappled waters.” (paragraph 7)
“And yet, despite the millennia-long battles between us, malaria still manages to infect at least three hundred million of us— . . . and kills nearly one million, year after year.” (paragraph 2)
"The survivors learned how to withstand the diseases’ ravages, though, and in time both measles and smallpox settled into being unremarkable childhood illnesses. . . .” (paragraph 1)
“The rest of us all do our obscure little part in the drama of life, weaving ourselves deeper into local ecology. . . .” (paragraph 4)
braiiest
The detail that most clearly develops the central idea in the first question is “And yet, despite the millennia-long battles between us, malaria still manages to infect at least three hundred million of us— . . . and kills nearly one million, year after year.” (paragraph 2).
What can be said of the Malaria pathogen?The first question has the central idea that the malaria pathogen has not become less deadly over the centuries.
This is proven by the fact that even though humanity has fought the malaria pathogen for thousands of years, it still infects millions every year and leads to the death of almost of million people.
This means that the pathogen is still very strong and has not grown to be less deadly like measles and smallpox.
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when marcus meets with lily and talks to her about the advantages of the service offered by his company, he is engaging i
He is engaging in Personal Selling.
Personal selling, often known as face-to-face selling, occurs when one person, the salesman, attempts to persuade a customer to purchase a product. It is a sales promotion technique in which the salesman leverages his or her skills and abilities to achieve a sale.Personal selling occurs when a sales professional meets with a potential client to close a sale. Many sales professionals depend on a nine-step sales method that is used by all sales representatives. Some salespeople create scripts for all or part of the sales process.Personal selling is frequently used to sell products with relatively high costs or complex features. Automobiles, office equipment (such as photocopiers), and numerous products sold by corporations to other industrial customers are excellent examples.Thus this is the meaning of Personal Selling.
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If a country's government imposes a tariff on imported goods, that country's current account balance will likely ____ (assuming no retaliation by other governments).
If a country's government imposes a tariff on imported goods, that country's current account balance will likely increase. Therefore, the option B holds true.
What is the significance of government tariff?A government tariff can be referred to or considered as the charge imposed by the government authorities on the import of goods to incentivize the generation of its revenues. Higher tariffs lead to an increase in the current account balances of the country.
Therefore, the option B holds true and states regarding the significance of government tariff.
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The missing options to the incomplete question have been added below for better reference.
If a country's government imposes a tariff on imported goods, that country's current account balance will likely ____ (assuming no retaliation by other governments).
a. decrease
b. increase
c. remain unaffected
d. either A or C is possible
how did andrew carnegie live according to the gospel of wealth? a. he kept the government out of the free market and kept laissez-faire alive. b. he m
In his lifetime, Andrew Carnegie donated more than $350 million. Many wealthy people have given to charity, but Carnegie was arguably the first to publicly assert that the wealthy should donate their money.
Starting out as a telegrapher, Carnegie amassed interests in oil derricks, railroads, sleeper cars, and bridges by the 1860s. He supported thousands of church organs in the United States and other countries in addition to sponsoring libraries.
In his chosen nation and many others, Carnegie's fortune contributed to the establishment of several colleges, schools, charitable organisations, and associations.
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A consumer's attitude toward apple is formed because she has developed _____ over time that apple's products are cutting-edge, innovative, and must-haves
A consumer's attitude towards apple is shaped due to the fact she has developed beliefs over time that apple's products are, progressive, and ought to have.
Having a positive attitude method being constructive about situations, interactions, and yourself. human beings with high-quality attitudes remain hopeful and notice the high quality even in tough situations.
A high-quality mindset gets the paintings done and motivates others to do the same without residing in the demanding situations that necessarily come up in any job. it's miles the enthusiastic employee who creates surroundings of goodwill and who affords an advantageous position version for others.
Individuals who have an effective attitude will be aware of the best in preference to awful in humans, situations, and activities. An easy instance of a fine mindset; is when you are having a totally terrible run of success but nevertheless say “exact Morning” rather than “what's so correct about this morning.”
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The filing status of a taxpayer (e.g., single, head of household) must be identified before the applicable standard deduction is determined. true false
True - Taxes are compulsory payments made by a government organization, whether local, regional, or federal, to people or businesses.
You must be legally single, cover more than half of household expenses, and either have a qualified dependent who lives with you for at least half the year or a parent for whom you cover more than half of their living expenses in order to qualify for head-of-household status. The standard deduction is a set dollar amount that lowers the amount of income on which you're taxed. To qualify as a head of household, you must file an individual return, be unmarried, not be claimed on anyone else's tax return, and be eligible to claim a qualified dependent. The total of the basic standard deduction plus any additional standard deductions for old age or blindness constitutes your standard deduction.
Tax revenues are used to fund a variety of government initiatives, such as Social Security and Medicare as well as public infrastructure and services like roads and schools.
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The cost of equipment that will benefit future periods is typically recorded as a(n)?
The cost of equipment that will benefit future periods is typically recorded as an asset
What are assets?
Assets are resources controlled by entity whose future economic benefits are expected to flow to the entity, in essence, the fact the equipment would be used and would benefit the company owning now and in subsequent years, means that it cannot be recorded an expense whose benefits span only one accounting period, rather it should be recorded as an asset since its benefits cut across many accounting periods.
Without mincing words, when the equipment in this case, is bought the asset account should be debited since an increase in assets has a normal debit entry in double entry principle, hence, it is recorded an increase equipment account.
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ebook biloxi co. is a u.s. firm that has a subsidiary in china. the subsidiary reinvests half of its net cash flows into operations and remits half to the parent. biloxi co. has expected cash flows from domestic business equal to $8,000,000 and the chinese subsidiary is expected to generate 135 million chinese yuan at the end of the year. the expected value of yuan at the end of the year is $0.14. what are the expected dollar cash flows of the parent of biloxi co. in one year? round your answer to the nearest dollar, if necessary. $
The expected dollar cash flow is $174,500,00.
A cash flow is an actual or virtual motion of money, coins flow in its narrow experience is a fee, especially from one important financial institution account to any other; the term 'cash drift' is often used to describe it.
Cash flows from domestic businesses equal $8,000,000.
The Chinese subsidiary is expected to generate 135 million.
The expected value of the yuan at the end of the year is $0.14.
Expected dollar cash flows = Domestic business cash flows + Cash flows remitted by a subsidiary.
Cash flows remitted by subsidiary = ($135 million / 2) * $0.14 = $9450,000
Expected dollar cash flows = $8,000,000 + $9450,000 = $174,500,00
Hence, the expected dollar cash flow is $174,500,00.
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the includes members of hope springs' upper management team, brian (the purchasing manager), and members of the accounts payable department.
The buying center includes members of hope springs' upper management team, brian (the purchasing manager), and members of the accounts payable department.
Management is the management of an employer, whether it's far a enterprise, a non-income organisation, or a government frame. it is the artwork and science of handling sources of the business.
Commercial enterprise management is the coordination and employer of commercial enterprise activities. enterprise managers oversee operations and help personnel attain their pinnacle productiveness levels. A commercial enterprise supervisor may supervise or teach new employees, assist a commercial enterprise attain its operational and monetary goals.
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From the perspective of managing a budget, what term is used to describe the difference between the amount of money that was budgeted and the actual amount of money spent?.
Budget variance is a term used to describe the discrepancy between the amount of money allocated and the actual amount spent when managing a budget.
A budget variance is a recurring metric used by organisations, businesses, or individuals to express the discrepancy between budgeted and actual numbers for a certain accounting category. Positive variations or gains are referred to as favourable budget variances, whereas negative deviations, which represent losses or shortages, are referred to as unfavourable budget variances. Forecasters' imperfect ability to predict future expenditures and revenues leads to budget variations.
The sum of money spent to purchase a good or asset is referred to as the actual amount in accounting. This could be the price of the product in the past, present, or future. This is not what the management has budgeted or expected because such prices could also include vendor costs for delivery, setup, and testing.
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What are some drawbacks and risks to a broad generic business strategy? to a focused strategy?
A business strategy is a clearly defined set of plans, activities, and objectives that describes how a company will compete in one or more markets with one or more products or services.
When a corporation doesn't want to cover all of the broad topics and only wants to be focused on a few areas of interest, it uses a focused strategy to concentrate on specific segments. This enables the business to do a thorough analysis of a specific market segment, which enables it to specialise in that market.
In contrast to broad and generic business strategies, the company seeks to cover a wide region rather than being focused on its core areas by targeting very broad or diverse sectors. The primary disadvantage of the broad generic business strategy is that it prevents the company from concentrating solely on one area of expertise, preventing it from specialising or becoming an expert in a particular market niche.Focused strategies can be more advantageous for businesses since they will be more customer-focused and continually thrive for product growth, which will lead to happier customers. Focused strategy also enables businesses to concentrate on coming up with new, creative methods to save costs, giving them an advantage over rivals.
A broad, generic business strategy might be appropriate for firms that produce goods with little rivalry and are mainly interested in growing their geographic reach. Despite this, it poses a greater risk than a company with a focused strategy does due to its lack of product specialised knowledge.
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What company would fit a generic strategy of focused differentiation? question 25 option
a. jiffy lube
b. bessemer trust
c. walmart target
The company would fit a generic strategy of focused differentiation is Walmart target.
People who shop at Walmart are typically associated with middle- and upper-middle-class rural families who want a convenient, affordable, one-stop shopping experience.
Walmart has more than 3,500 supercenters in the US and last year he had $555 billion in sales. Retail giants have the highest customer retention rates among major brands in shopper surveys. The average Walmart customer is a 59.5-year-old, Caucasian, married woman with an annual income of $80,000.
Target sees this demographic as its target market, as the majority of Target's buyers are between He's 18 and She's 44. However, the most common buyers in this group tend to be in their 30s and early 40s.
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list the phases into which the work on a building project is divided, including the three subdivisions (stages) of the design phase. then, briefly explain what is accomplished in each stage.
The phases into which the work on a building project/ construction is divided are Project conception, design, and planning, Building permits, Pre-construction, Procurement, Construction and Post-construction.
Before starting on the detailed design phase, a project's first concepts are thought out. After locating the project's location and identifying the relevant building codes, this comes next. Securing all appropriate building permits is required before the project can start. The process of getting a project approved by numerous overlapping bodies can be time-consuming. Pre-construction services are essential for creating a systematic method for estimating costs, the scope of the project, and the timeline for completion. It is crucial to the project, and it is at this point that the project team is put together and a structure for communication and the project's foundation are aligned.
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Compute the unadjusted cost of goods sold for the year. do not include any underapplied or overapplied overhead in your answer.
Computing the unadjusted cost of goods sold for the year:
Total manufacturing overhead = $ 900,000
Total machine in hours = 75,000 hours
Overhead rate = [tex]\frac{900,000}{75,000}[/tex] = $ 12.00 per hour
Actual manufacturing overhead cost = $ 850,000
Manufacturing overhead process during the year = 60,000 actual manufacturing overhead rate × $12 per hour manufacturing rate = 720,000
Underapplied overhead cost = $ 130,000
The total sum that a company spent on expenses directly associated with the sale of goods is known as the cost of goods sold. Depending on the nature of your business, this could also include raw materials, packaging, direct labor involved in making or selling the product, and items bought for resale. Only those expenses that are directly used in generating that revenue are used to calculate COGS, such as the company's inventory or labor costs that can be linked to specific sales. In contrast, COGS does not account for fixed expenses like managerial salaries, rent, and utilities. The costs incurred by a company directly related to the manufacture and sale of its products and services are referred to as the cost of goods sold. Simply put, COGS refers to costs that are directly incurred during a transaction.
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Jamie, a buyer's agent, is pretty sure that the listing agent will receive multiple offers on a home. should jamie include an escalation clause in his offer?
Jamie, a buyer's agent, is pretty sure that the listing agent will receive multiple offers on a home. Jamie might include a multiple offer situation does suggest that an escalation clause might be useful.
Who is a listing agent?Real estate agents who help you prepare and list your house for sale are known as listing agents. Listing agents are very knowledgeable about similar houses, what you need to do to prepare your house for a successful sale, and how to compete in a crowded market.
Your property will be staged by listing agents, who may also arrange for expert photo sessions to ensure your home presents well in pictures. High-quality images are important to many selling agents because the overwhelming majority of purchasers use photos to determine their level of interest.
Listing agents assist in marketing your house to prospective buyers and other real estate agents after your home has been priced and listed. The agent works on your behalf to market your home, handle serious bids, and negotiate with prospective purchasers. They'll take care of the paperwork and work with you until the sale is closed.
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Suppose total planned expenditures equal $100 billion when the value of the price level is 100. if the price level drops to 90, total planned real expenditures will equal?
If the price level drops to 90, total planned real expenditures will equal a decrease in aggregate supply and no change in aggregate demand.
This is further explained below.
What is aggregate supply?Generally, The aggregate supply is the complete supply of products and services generated within an economy at a certain overall price over a specific period of time.
This supply may also be referred to as total output.
In conclusion, In the event that the price level falls to 90, the total projected real expenditures will be equivalent to a decline in aggregate supply while aggregate demand would remain unchanged.
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CQ
Suppose total planned expenditures equal $50 trillion when the value of the price level is 100. If the price level drops to 90, total planned real expenditures will equal
ㅇㄹㅇ
A.
None of the above: Cannot be determined without additional information.
B.
less than $50 trillion.
C.
$50 billion.
D.
more than $50 trillion.
a t-bill with face value $10,000 and 95 days to maturity is selling at a bank discount ask yield of 4.2%. required: a. what is the price of the bill?
Bank discount of 95 days = 0.042 × (95/360) = 0.011083
Price = $10,000 × (1 - 0.011083) = $9,889.17
What is a Bank discount bonds?
A Bank discount bond is a bond this is issued at a lower charge than its par fee or a bond that is buying and selling within the secondary marketplace at a charge that is below the par value. It is similar to a zero-coupon bond, handiest that the latter does no longer pay interest until adulthood.
What is the distinction among an investment fee and a bank discount charge?
A bank discount is an amount charged with the aid of a lender to a borrower for the use of assets. Bank discount is the hobby fee that the Federal Reserve Banks expenses to the depository institutions and to industrial banks on its in a single day loans.
Israel bargain bank, Ltd. is a retail bank, business financial institution, non-public bank and economic offerings corporation founded in Tel Aviv with 112 branches at some stage in Israel. Bank discount financial institution is a public company traded at the Tel Aviv inventory change under the symbol DSCT.
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Which accounting course focus on the preparation of external financial statements by applying generally. accepted accounting principles
The answer is Financial accounting.
Financial accounting is a subset of accounting that involves the process of recording, summarizing, and reporting a plethora of transactions occurring from corporate operations throughout time.Financial accounting is the branch of accounting dealing with the summary, analysis, and reporting of a company's financial transactions. This entails preparing financial statements for public use.In practice, financial accounting's major goal is to accurately create an organization's financial accounts for a certain time, often known as financial statements. The income statement, balance sheet, and statement of cash flows are the three basic financial statements.Businesses in the United States are expected to undertake financial accounting in accordance with widely accepted accounting principles (GAAP). 1 The purpose of establishing these accounting rules is to offer investors, creditors, regulators, and tax authorities with uniform information.Thus this is the meaning of Financial Accounting.
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What does the richness of a communication channel involve?
The richest communication channels involve more than just words and maximize the volume and speed of information that may be sent.
Humans often use words to convey their ideas while speaking, but there are other forms of communication we frequently ignore, including nonverbal communication. According to psychology, persons who think about the richness of the communication channel they use while speaking to others report feeling more fulfilled and connected to those with whom they interact than those who do not.
Some studies claim that face-to-face discussions are the richest medium since they incorporate more than simply words. The major interactions that make up a communication-rich include face-to-face, social media posting, email correspondence, instant messaging, video calls, telephone conversations, or conference calls. Thus, rich communication involves more than just words.
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