The correct answer is - Information technology focuses on generating new revenue by offering new products and services which gives competitive advantage.
Competitive advantage refers to factors that enable a company to produce goods or services better or at a lower cost than competitors. These factors enable the productive entity to generate more sales or higher margins than its competitors in the market. A variety of factors, including cost structure, branding, product quality, distribution network, intellectual property, and customer service, are attributed to competitive advantages.
how Information technology helps in gaining competitive advantage-
Technology affects value activities directly or allows businesses to gain a competitive advantage by capitalizing on changes in competitive scope.lowering costs. increasing differentiation.Changing the competitive landscape.Determine the level of information intensity.Determine the role of information technology in the structure of the industry.Learn more about competitive advantage here:
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which of the following are ways that commercial banks use the funds they receive? check all that apply. provide credit cards to individuals to support major and minor purchasing that the individual may not want to pay for in cash. provide installment loans to support individuals’ minor purchases, such as small household appliances, clothing, etc. provide working capital loans to support business that don’t want to add debt to their balance sheet but still need large amounts of capital for major purchases. provide installment loans to support individuals’ major purchases, such as vehicles, kitchen appliances, and home remodels.
Commercial banks make money by charging interest on the money they lend to clients.
Customers may deposit money with commercial banks. These deposits provide the banks with capital to make loans. Therefore, the fourth choice, "Provide Installment Loans to Supporting Individual's Minor Purchases," is the right solution.
What does "Capital Loan" MEAN? What does Commercial Banks?Any instant money investment, or portion thereof, made with said intention of paying for the design, purchase, construction, installation, or modification of personal or business property is referred to as a capital loan.
A financial institution that accepts deposits, offers checking account services, makes different loans, and provides fundamental investment vehicles like deposits in certificates (CDs) and savings accounts to individuals and small businesses is referred to as a "commercial bank."
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christie s, thibault-halman g, casha s. acute pharmacological dvt prophylaxis after spinal cord injury. j neurotrauma 2011; 28: 1509–1514.\
A systematic review of the literature was performed to address pertinent clinical questions regarding deep vein thrombosis (DVT) prophylaxis in the setting of acute spinal cord injury (SCI).
What is spinal cord injury (SCI)?Damage to the small network of nerves and cells that transmits and receives messages from the brain to the rest of the body is known as a spinal cord injury (SCI). SCI can result through damage to the vertebrae and surrounding tissue as well as direct injury to the spinal cord itself. Under the injury site, this damage may cause temporary or permanent alterations to sensation, mobility, strength, and bodily functioning. While more catastrophic injuries that occur higher on the spinal cord and generate greater cell death might result in paralysis across most of the body, other injuries that induce little to no cell death may allow for an almost full recovery.
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Credits increase revenues, whereas debits increase?. assets and liabilities. liabilities and stockholders' equity. common stock and retained earnings. expenses and dividends.
Credits increase revenues, whereas debits increase expenses and dividends
What are increases have debit entries in accounting?
The increase in assets or expenses would necessitate debit entries whereas increase in liabilities, capital or income would lead credit entries.
In other words, assets and liabilities cannot be correct since the increase in liabilities is a credit entry, so also, liabilities and stockholders' equity, when increase, would bring about credit entries.
In addition, common stock and retained earnings would also be credited with increases because they are capital and profit-related accounts respectively.
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The times interest earned ratio is calculated by dividing net income by interest expense.
true/ false
The time's interest earned ratio is calculated by dividing net income by interest expense is False.
Earnings earlier than interest and taxes are divided by using total hobby payable on debt. The time's hobby earned ratio is identical to internet income plus interest cost and income tax fee the numerator divided by using interest price denominator. The interest charge sincerely earned by using bondholders is referred to as the. coupon charge. rings earlier than hobby and taxes cost divided with the aid of interest expense.
A variation on the instances hobby earned ratio is to additionally deduct depreciation and amortization from the EBIT discern within the numerator. it could be calculated both by way of dividing the organization's market capitalization via its total sales over a delegated duration usually three hundred and sixty-five days or on an in-step with percentage basis by means of dividing the inventory charge by means of income in keeping with share. The PS ratio is likewise called sales more than one or sales multiple. measures how in many instances a company should cowl its interest prices all through a given length.
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indicate the effect of each transaction and the balances after each transaction: for those boxes in which no entry is required, leave the box blank. for those boxes in which you must enter subtractive or negative numbers use a minus sign. (example: -300)
Increases Cash by $50,000. Increases Common Stock by $50,000.
Increase the Supplies by $4,000. Increases A/P by $4,000.
Decreases the Cash by $2,300. Decreases A/P by $2,300.
Increases Cash by $13,800. Increase in Commissions Earned $13,800.
Increases Rent Expense - Office and Rent Expense - Equipment by $5,000. Decreases Cash by $5,000.
Increase the Automobile Expense by $1,150. Increase the Miscellaneous Expense by $300. Decrease the Cash by $1,450.
Increases Expense of salary by $2,500. Decrease Cash by $2,500.
Increases Supply Expense by $1,300. Decreases Supplies by $1,300.
Increases A/R by $12,500. Increases Commissions Earned by $12,500
Increase the Dividends paid $3,900. Decrease the Cash by $3,900
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What is the term defining the number of times a cycle of an rf signal will oscillate in one second?
The number of oscillations a signal makes each second is its frequency. Wavelength, amplitude, and phase are terms used to describe distance measured in cycles.
How does frequency work?Frequency in physics refers to both the number of cycles or vibrations that a body in periodic motion experiences in a unit of time as well as the number of waves that pass a given point in a unit of time. A body in periodic motion is considered to have experienced one cycle or one vibration after passing through a series of conditions or locations and then returning to its starting position.
For instance, the Moon revolves around Earth with a little over 12 cycles every year.
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Company uses the weighted-average method in its prhow many units were completed and transferred out?
The company uses the weighted-average method in its prhow many units were completed and transferred out Equivalent units equal the number of physical units and multiply the percentage of completion. Units completed and transferred out are hundred percent complete.
To calculate the weighted average value, divide the overall price of products purchased by the number of units to be had for sale. To locate the fee of goods available for sale, you will want the entire quantity of beginning inventory and current purchases.
To discover a weighted average, multiply each range via its weight, then add the effects. If the weights do not upload up to at least one locate the sum of all of the variables expanded by means of their weight then divide by using the sum of the weights. Subtract beginning gadgets in stock from gadgets completed, then add ending gadgets in stock.
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Information systems can be used to create products and services that are personalized to meet a specific customer's requirements, termed?
Information systems, that can be used to create products and services that are personalized to meet a specific customer's requirements, termed: mass customization.
Mass customization can be defined as the process which are used to produce personalize product that will meet customers needs, preference and requirement.
Mass mass customization tend to make use of information system to produce the customize product.
Therefore Information systems that can be used to create products and services that are personalized to meet a specific customer's requirements, termed: mass customization.
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The ending inventory of finished goods has a total cost of $10,000 and consists of 500 units. If the overhead applied to these goods is $2,000, and the overhead rate is 50% of direct labor, how much direct materials cost was incurred in producing these units?.
The direct materials cost incurred in producing these units was $4,000.
Calculating,
Direct Material cost + Direct Labor + Overhead =Total Cost
Direct Material cost + ($2,000/.50)+$2,000=$10,000
Direct Material cost = $4,000
The price of direct materials is directly related to the unit of production and is easily identifiable. For instance, the price of glass is a direct material expense in the production of light bulbs. The primary component needed for the production of goods or products was material. A prime example of a variable cost is the price of direct materials. Remember that a fixed cost is one that stays the same overall and decreases as a result per unit as the activity level rises. One of the costs entailed in producing a good is direct material costs. Direct materials contrast with indirect materials in other ways. Materials used in the production of a product that cannot be directly traced back to it are known as indirect materials.
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Major corporate governance issues normally involve _____ decisions.
Major corporate governance issues normally involve strategic-level decisions. Strategic choices are those that take into account the complete operating environment of the business, all of its resources, all of its employees, and the interface between these factors. The mission, vision, and/or objectives of a corporation are used to inform strategic decisions.
An instance. A cat food company manager observes that his consumers prefer fresher, higher-quality food to cat food that is sold in cheap, big amounts. Depending on the level at which they take place, decisions can also be divided into three groups. Organizational direction is determined by strategic decisions.
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consider a coupon bond that has a par value of $1 comma 000 and a coupon rate of 12 %. the bond is currently selling for $1 comma 080.80 and has 2
It is given in the question the coupon par value, coupon rate and it's current selling value with it's maturity period and we need calculate Yield to maturity of the coupon, to determine how much amount we are going to get from the coupon, when it reaches the maturity period.
Par value of bond 800
coupon rate 12%
SP of bond 904.13
Years to maturity 22
Yield to maturity = [800*0.12+(800-904.13)22] / (800+904.13) / 2
= (96 - 4.73318) / 852.0625 = 0.107113 = 10.71%
The yield to maturity is one of the criteria that bond and fixed income investors most regularly use to assess possible investments.
The YTM, which is based on three important assumptions, is the anticipated yearly rate of return that a bond will receive until maturity.
The return is based on the supposition that the bond buyer kept the debt security until its maturity date.
Principal repayment and all mandatory interest payments were completed on time.
The yield-to-maturity and the coupon payments were both invested at the same rate
In other words, a bond's yield to maturity (YTM) is its internal rate of return (IRR), or the discount rate that brings the bond's present value (PV) of all its future cash flows to par with its current market price.
Therefore, the Yield to Maturity is 10.71%
Your question is incomplete. Kindly refer the missing part below:
Consider a coupon bond that has a par value of $800 and a coupon rate of 12%. The bond is currently selling for $904.13 and has 22 years to maturity. What is the bond's yield to maturity(YTM)?
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when the price of a firm’s product falls, the profit on each unit also falls. accordingly, profit‐maximizing managers increase their production in order to increase their total profit.
When the cost of a company's product decreases, so does the profit earned on each unit. Therefore, profit-maximizing managers boost their output in an effort to boost their overall business profit.
A business is an organization or entrepreneurial body that engages in commercial, industrial, or professional activities. Businesses can be nonprofit organizations or for-profit enterprises. Among the many businesses, structures are partnerships, corporations, limited liability companies, and sole proprietorships.
single-person business. The most prevalent form of business organization is a sole proprietorship. Corporation, Limited Liability Company, Partnership, etc.
A business purpose explains the motivation for the founding of a company.
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Alistar inc. recently issued $90 par value preferred stock that pays a 8.25 ividend rate per year. if the stock is currently selling for $85, what is the expected return of this preferred stock?
The expected return on preferred stock is 8.74%
In order to raise money, a corporation issues preferred stock. Annual fixed dividends are paid to preferred investors before the corporation distributes dividends to common stockholders.
Face value = $90
Annual dividend, D = $90 x$8.25= $7.425
Current price, P = $85
Let the expected return be rp
rp=D/P
rp=7.425/85
=8.74%
What is the Cost of Preferred Stock?
The declared yearly dividend amount paid on each share of preferred stock, divided by the stock's current market value, represents the cost of preferred stock. The cost of preferred stock is always greater than the cost of debt because interest payments on debt are tax deductible while dividends are not. Preferred stock typically costs less than common stock, for which investors expect an even greater return on their investment.Since preferred stock is one of the three factors that make up a company's cost of capital, it is important for a corporation to always be aware of this cost. The cost of its debt and the cost of its equity make up the other two factors.To know more about Cost of Preferred Stock visit:
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what is the main role of functional departments in organizations where projects are the dominant form of business, such as construction and software?
The main role of functional departments in organizations where projects are the dominant form of business, such as construction and software is that Provide support/assistance as needed.
What is a Functional organisational structure?
The organisation is divided into departments according to their functions using a functional structure. Employees are organised into roles and each is led by a functional manager. Functional managers make sure that workers are efficiently utilising their skills by having prior expertise in the roles they supervise. A functional structure that makes the most of departmental expertise aids businesses in achieving their goals.Employees are arranged in an organisational chart according to their functions in a functional organisational structure. Role hierarchy is depicted in this diagram (e.g., president, vice president, finance, sales, customer service, administration, etc.).Each department has a head who is accountable for it, aiding the company in maintaining performance consistency and quality.To know more about Functional organisational structure visit:
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bianca is an underwriter for a commercial insurance firm that recently began using an entirely new information management system. even after several trainings, many of bianca’s coworkers remain confused by some functions of the new system. rather than call the helpline, the coworkers ask bianca for help. bianca believes it is ethical to pause her work to help the others learn the new system, so that they might choose her to be the team leader of the next big project. this type of thinking reflects the approach to deciding ethical dilemmas.
Answer:individual approach
Explanation:
true or false: a net operating loss arising in tax years beginning after december 31, 2017 can only be carried forward 20 years.
(There is a 20-year limit on the amount of time that a net operating loss can be carried forward.) False
What does "net operating loss" mean to you?Typically, an excess of deductions (for business operating expenses) over business operating income is referred to as a net operating loss (NOL). Casualty losses may also be a factor in an individual's NOL.
Therefore, for the same tax year, the taxpayer must contrast the net loss from one business with the income from other businesses. A taxpayer may only deduct a NOL when their total loss exceeds their total aggregate income from all of their other enterprises.
Only 80% of taxable income can be carried forward for net operational losses in the US.
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a supply chain in which value is added at various points in the distribution process is called a .
The supply chain in which value is added at various points in the distribution process is called a value chain.
What is a value chain?In the supply chain management, the value chain means the process in which businesses receive raw materials, add value to them through production, manufacturing, other processes to create a finished product and then sell the finished product to consumers.
This means that while the supply chain involves all parties in fulfilling a customer request and leading to customer satisfaction, the value chain is a set of interrelated activities a company uses to create a competitive advantage.
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coxsea just paid a dividend of $.35 per share. dividends are expected to grow at 5% indefinitely. how much are you willing to pay for one share of coxsee's stock if the discount rate is 10%
The formula for calculating DPS is DPS = (total dividends paid during a period Minus any special dividends) (shares outstanding). The sustainable growth rate is calculated by multiplying the company's return on equity by 1, then subtracting the dividend payment ratio. Multiplying the retention rate by the return on equity is another technique to figure it out.
By dividing the current dividend (Di) by the previous dividend (Di-1) and taking one out of the result, the periodic dividend increase can be calculated and expressed as a percentage.
The annual percentage of a company's share price that is paid out in dividends is shown by the financial ratio known as the dividend yield. For instance, a corporation with a share price of $20 and a $1 annual dividend would have a 5% dividend yield.
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List two requirements for a fulfilling job
Answer:A sufficient salary
Fulfilling jobs pay you a wage or salary that enables you to have financial security. Beyond being able to just pay your bills, if you work in a fulfilling job, you also have enough money to prepare for major expenses and purchases, save for retirement and occasionally reward yourself for your hard work. Even if an opportunity has several positive aspects, if you're concerned about your financial well-being, the added stress inevitably detracts from your ability to do your best.
However, fulfilling jobs don't have to have high salaries or offer bonuses. Despite a conventional emphasis on maximizing income, people who prioritize meaningful work over jobs that simply pay the most often find greater satisfaction.
2. Interesting assignments
Professionals who find their work genuinely interesting experience greater fulfillment because it dependably satisfies their curiosity. Individuals might have vastly different interests, but they can all experience the same satisfaction that comes from expanding their understanding of subjects that matter to them. For instance, engineers may get consistent enjoyment from solving complex physics problems, while a server in a restaurant may love meeting new people and learning about their backgrounds. When considering opportunities, let your long-held interests serve as a guide for the type of assignments and projects that you'd find gratifying.
Explanation:
you’ve received your directive from the vice president of procurement: provide a recommendation for a local provider of island knight cologne. a reasonably quick recommendation would be to your credit. you have not had much experience working with this particular product line. however, a potential local supplier for this cologne does immediately come to mind. you recall that your roommate from college manages a scented soap factory in northern ohio that has been running under capacity. what is the best first step for your decision-making process?
Send a note to the Vice President of Procurement asking that additional detailed information be provided regarding any problems that may exist with the existing supplier as well as what the organization is looking for in a vendor.
This is further explained below.
What is the decision-making process?Generally, It is generally accepted that the mental process that culminates in the choosing of a belief or a plan of action from among a number of potential alternative possibilities is known as decision-making. Things are possible for it to make reasonable or irrational sense.
In conclusion, Send a message to the Vice President of Procurement, requesting that extra comprehensive information be supplied outlining any difficulties that may exist with the present supplier, as well as what the business is seeking in a vendor.
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the marketing mix element that describes what a buyer exchanges with a seller in order to obtain a product is known as .
The marketing mix element that describes what a buyer exchanges with a seller in order to obtain a product is known as price.
What is marketing mix?The marketing mix can be described as the set of actions, as well as tactics, which is been utilized by the company in making promotion about its brand or product in the market.
One of the marketing mix element is price which is been used as a means of exchange in the market on the product.
Therefore, in this case, the marketing mix element that describes what a buyer exchanges with a seller in order to obtain a product is known as price.
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What type of strategic planning would most likely take place at the departmental level?
Functional strategic planning would most likely take place at the departmental level.
What is the significance of Functional strategy?Functional strategy frequently tries to increase the efficiency of a company's internal departmental operations. Employees in these divisions frequently discuss their marketing strategies, human resource strategies, or innovation strategies.
The business and corporate objectives are finally accomplished when all of a company's functional departments cooperate in the same direction. As a result, the objective of functional strategy is to connect these strategies to the company strategy as much as feasible.
The marketing department should create effective marketing campaigns that target innovators and early adopters through the appropriate channels if the business objective is to sell innovative items to customers. Operating level strategies are referred to as functional strategies. At this level, choices are referred to as tactical choices.
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An all-in-one account that provides a complete financial services program for a single fee is known as?
Asset Management Account. An all-in-one account that includes savings, checking, borrowing, investing, and other financial services for a single fee is also called a cash management account.
The primary classes of financial services consist of vital banks, retail and industrial banks, net banks, credit unions, savings, and loans associations, investment banks, funding organizations, brokerage corporations, coverage corporations, and mortgage companies.
The term monetary group approach any organization engaged within the business of imparting economic offerings to customers who hold a credit score, deposit, accept as true with, or different financial account or dating with the institution.
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chicago consulting, an engineering consulting firm, provided $6,000 of services to a client; the client paid $2,000 when the bill was submitted and will pay the balance within a week. chicago consulting will record this transaction by: multiple choice
The correct answer is
:Cash 2000
Fees receivable 4000
Fees revenue 6000
A transaction is what?An executed contract between a buyer and a seller to trade goods, services, or financial assets in exchange for money is known as a transaction. The phrase is also frequently used in business accounting.
Knowing how to use transactionsA sale between a buyer and a seller is often an easy process. Person B receives payment from Person A in return for a good or service. The deal is finalized when they both agree to the terms and payment is made in exchange for the good or service.
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Identify each type of retirement account according to whether the individual contributor pays income taxes on the contribution (posttax) or not (pretax) at the time of the contribution.
Pick out each sort of retirement account: it's miles a qualified retirement plan sponsored by means of an agency.
A few eligible employees can make contributions that are salary deferral. Contributions may be made put up-tax or pre-tax. There are a few regulations on the withdrawal restriction as personnel can not withdraw the assets to a positive extent, if employees do so, they will be penalized.
A man or woman's retirement account in America is a shape of pension furnished by many financial establishments that gives tax blessings for retirement savings. it's miles a belief that holds funding belongings bought with a taxpayer's earned earnings for the taxpayer's eventual advantage in the antique age.
An IRA, or personal retirement account, is an account on your retirement that enables you to postpone paying taxes till the money is withdrawn. it is similar to a 401(okay), however, in preference to the account being managed through your business enterprise, that is an account you pick and manage yourself.
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when consumers make decisions without much thought or product comparison, they are engaged in .
When consumers make decisions without much thought or product comparison, they are engaged in Habitual decision-making.
What is Habitual decision-making?Routine decision-making is another name for habitual decision-making. This is due to the fact that customers hardly ever hunt for information when an issue is identified.
Our decisions are generally influenced by habit. Because they are convinced that particular brand or product will be beneficial, customers typically have a specific brand in mind when they want to fix an issue.
Customers may, for instance, have a preferred beverage kind that they go for when they are thirsty.
Thus, it is Habitual decision-making.
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which of these is an example of an employer using benefits to encourage employees to stay with the company? brainly
An example of an how employer is using benefits to encourage employees to stay with the company is d. The employer offers stock options, which require the employee to work .
What is employee benefits?Employee benefits can be described as the benefits of various types of non-wage which is usually a means of compensation from the employer, so as to provide to employees in addition to their normal wages or salaries.
It should be noted that all these benefits do help to motivate the employee to be more active in their various offices, however the employee exchanges wages for some other form of benefit is "salary packaging",
Hence , An example of an how employer is using benefits to encourage employees to stay with the company is d. The employer offers stock options, which require the employee to work .
Therefore , option D is correct.
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Which of these is an example of an employer using benefits to encourage employees to stay with the company?
a. The employer provides paid time off, which the employee must use in the calendar year.
b. The employer provides benefits which are in line with the standard benefits provided by other employers in the industry.
c. The employer matches the amount of money that the employee pays towards Social Security.
d. The employer offers stock options, which require the employee to work for a ...
To open a margin account for a partnership, all of the following documentation is required except? a new account form b customer's agreement c partnership agreement d joint account agreement
The correct answer is d. To open a margin account for a partnership, joint account agreement is not required. All other documents which include new account form, customer's agreement, and partnership agreement are required.
A document outlining the terms of a joint account that is held by the account holders. The joint account agreement specifies whether each account holder will be permitted to withdraw money from and deposit money into an account, or if all account holders should agree before either action can be taken. Both brokerage accounts and bank accounts which are held in the names of two or more people require joint account agreements.
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What are the effects on the accounting equation when an adjusting entry is made for goods or services provided during the accounting period related to an amount previously received in advance from a customer?.
A decrease in the total liabilities and an increase in the common equity are the effects on the accounting equation when an adjusting entry is made for goods or services provided during the accounting period related to an amount previously received in advance from a customer.
What is the significance of an adjusting entry?An adjusting entry can be referred to or considered as a journal entry made at the end of the accounting period in order to create, rectify, or adjust the effects of transactions during an accounting period. An adjusting entry has a debit as well as a credit effect.
Therefore, the significance regarding an adjusting entry has been aforementioned.
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a new supermarket, the deluxe mart, collates its sales data using scanners at the point of purchase. it uses this data to identify the products to stock and the type of content and media to use to attract customers. in this scenario, the deluxe mart is most likely using
In this instance, the deluxe mart is most likely using "related research".
What is Business research ?
The act of acquiring thorough data on all facets of business and applying that data to boost sales and profitability is known as organisational research. Such a study helps companies determine which products and services are the most profitable or in demand. In order to uncover possibilities and achieve corporate objectives, it can be summed up as the gathering of knowledge or information for professional or commercial purposes. Any topic might be the subject of study in the corporate world. When people talk about "business research," they usually imply "research questions" that are posed to figure out where money could be invested to increase sales, profitability, or market share. This kind of research is necessary to make wise decisions.
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