The payment option that pays the LEAST is B. B. 10% APR, with 12 monthly payments, as it pays back a total of $1,008.33, for borrowing $1,000.
How to calculate payment options:Payment options can be computed using an online finance calculator as follows:
The option that pays the least total cost should be chosen.
Data and Calculations:Loan payment = $1,000
A. 8% APR, no payments for the first 6 months, then 6 monthly payments:
Amount after 6 months = $1,040 ($1,000 + $1,000 x 0.08 x 1/2)
N (# of periods) = 1
I/Y (Interest per year) = 8%
PV (Present Value) = $1,040
FV (Future Value) = $0
Results:
PMT = $174.49
Sum of all periodic payments = $1,046.93 ($174.49 x 6)
Total Interest =$46.93 ($40 + $6.93)
B. 10% APR, with 12 monthly payments:
N (# of periods) = 1
I/Y (Interest per year) = 10%
PV (Present Value) = $1,000
FV (Future Value) = $0
Results:
PMT = $84.03
Sum of all periodic payments = $1,008.33
Total Interest = $8.33
C. 12% APR, with 6 monthly payments:
N (# of periods) = 1
I/Y (Interest per year) = 12%
PV (Present Value) = $1,000
FV (Future Value) = $0
Results:
PMT = $168.33
Sum of all periodic payments = $1,010.00
Total Interest $10.00
Thus, the payment option that pays the LEAST is Option B.
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what is the definition of REO
Answer:
Real estate owned
Explanation:
It is property owned by a lender, such as a bank, that has not been successfully sold at a foreclosure auction.
Answer:
REO stands for real estate owned
Explanation:
Real estate owned, a property owned by a lender because it failed to sell in a foreclosure auction after the borrower defaulted on their mortgage.
Which is a type of insurance to avoid?
O Identity theft insurance
O Disability insurance
O Long-term care insurance
O Mortgage insurance
Answer:Identity theft insurance
Explanation:
Your client and her husband agreed to split the following lifetime cash gifts: Total Gifts to Son Total Gifts to Daughter 2014 $90,000 $70,000 2021 $80,000 $100,000 How much of your client's applicable credit is used by the 2021 gifts only
Based on the Unified Federal Estate and Gift Tax Rates table, the amount of your client's applicable credit used by the 2021 gifts only is D) $11,080.
What is the applicable gift tax credit?The applicable credit allows a taxpayer to transfer a certain amount of assets during their life without incurring the gift tax.
The unified tax credit for a couple filing jointly for 2021 is $30,000. Based on the Unified Federal Estate and Gift Tax Rates table, the applicable credit for 2021 is $11,080 ($30,000 x 36.93%).
Data and Calculations:Year Total Gifts to Son Total Gifts to Daughter Total Gifts
2014 $90,000 $70,000 $160,000
2021 $80,000 $100,000 $180,000
Applicable credit for 2021 = $30,000
Gift usage of the applicable credit = $11,080 ($30,000 x 36.93%)
Answer Options:A) $16,320
B) $24,400
C) $58,800
D) $11,080
Thus, based on the Unified Federal Estate and Gift Tax Rates table, the amount of your client's applicable credit used by the 2021 gifts only is D) $11,080.
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Which benefit is the result of specialization?
Oincreased efficiency
O control of the business cycle
O development of new markets
O incentive to work harder
Answer:
The Answer is D
Explanation:
Answer:
Which benefit is the result of specialization? increased efficiency
this was correct for this question took the test
Explanation:
took the test
Which benefit is the result of competition? Incentive to work harder
For the past year, Hawkeye, Inc., had a cost of goods sold of $60,382. At the end of the year, the accounts payable balance was $13,489. How long on average did it take the company to pay off its suppliers during the year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
It will take the company (Hawkeye, Inc.) to pay off its suppliers during the year 81.47 days
What is payable turnover?The accounts payable turnover is what measure how fast a business makes payments to creditors and suppliers in which it grant credit.
Payables turnover
= Cost of goods sold / Accounts payable
= $60,382 / $13,489
= 4.48 times
Now we can use the payables turnover to find the days' sales in payables as:
Days' sales in payables
= 365 days / Payables turnover
= 365 days / 4.48
= 81.47 days
Hence, it will take the company to pay off its suppliers during the year 81.47 days
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Which of the following statements identifies a key difference between a job description and a job specification?
A. A job description is concerned with the short-run objectives of a job, but a job specification is concerned with the job's long-run objectives
B. A job description is based on a human resource inventory, while a job specification is the result of a performance appraisal.
C. A job description is a statement about the job, while a job specification is a statement about the person who does the job.
D. A job description is a brief summary of what a job involves, while a job specification is a detailed and technically complete statement of what a job
involves
A key difference between a job description and a job specification is as follows:
C. A job description is a statement about the job, while a job specification is a statement about the person who does the job.
How is a job description different from a job specification?A job description is concerned with the following issues about the job:
Job titleJob locationJob summaryWorking environmentDuties, etc.A job specification is concerned with the following matters about the job holder:
QualificationsExperienceTrainingSkillsEmotional attributesMental capabilities.Thus, a key difference between a job description and a job specification is Option C.
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In sequential order, the four phases of the business cycle are
The four phases that characterize the Business Cycle are:
Expansion. Peak. Contraction. Trough. What are the stages of the Business Cycle?The first stage is that of expansion where the economy grows and employment shrinks. At the peak, the economy is producing at full capacity.
The economy now starts slowing down at the contraction stage which is also known as a recession. If things don't change, this leads to a trough which is where the economy will be at its worst.
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Answer:expansion, peak, contraction, and trough.
Explanation:
If you intend to purchase Tata Nano, describe the stages in the purchase decision process.
The basic five stages are problem recognition, information search, alternatives evaluation, purchase decision, and post-purchase evaluation.
What is a purchase?A purchase refers to the action of buying something. Purchasing is considered an important course of action.
There are five main stages that a customer needs to undergo before making any decision either to buy a product or not.
The five stages are
Problem recognition- It is the most basic step that ensures if there is a need for purchase.Information search- The next step is to search the information related to the Tata NanoAlternatives evaluation- It helps in evaluating the choices available for the product. Other options for cars are taken into consideration.Purchase decision- After evaluation, a consumer may decide between buying Tata Nano. This decision depends upon the feedback of other people. Post-purchase evaluation- After purchasing, it may lead to brand loyalty if the customer is satisfied with the purchase.Learn more about the Purchase decision process here
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Explain the role of an Equality Officer in industrial relations
Explanation:
that the company and employees are apply by all government equal rights laws
Question 4 (2 points)
Burnell organized his gift shop, Ebony Artifacts, as a corporation. He created 500
shares of stock, each worth $100. Burnell held 360 of the shares for himself. He sold
the rest in equal amounts to seven investors. How many shares does each investor
own?
Answer:
Each investor has 20 shares (worth $2,000.)
Explanation:
What do intentional torts, negligence, and strict liability have in common?
O A. They involve injury to a person or property.
B. They demonstrate a breach of duty.
C. They show that a product is flawed.
D. They show that the defendant was at fault.
Answer:
A
Explanation:
just took it
what are excise duties?
Answer:
The taxes which are imposed at the time of production of goods are defined as excise taxes. These taxes are not liable to pay at the time of disposing of the goods.
Explanation:
What is meant by excise tax?
An excise duty is a kind of indirect tax obligation levied on the production, disposal, and use of manufactured products. The products can be related to petroleum, liquor, tobacco, and imported items. It is a tax reimbursed to the government by the manufacturer.
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A. Al Manara Company sells its single product for $ 30 per unit . The contribution margin ratio is 45%; and fixed costs are $ 10,000 per month. Required If Al Manara sells 1,000 units in the current month, what would Al Manara’s variable expenses be?
Answer:
Al Manara Company sells its single product for $ 30 per unit. The contribution margin ratio is 45%; and fixed costs are $ 10,000 per month Required If Al
Explanation:
When a corporation issues bonds, the price that investors are willing to pay for the bonds depends on all of the following EXCEPT
the periodic interest to be paid on the bonds.
the call price of the bonds.
the face amount of the bonds.
the market rate of interest.
When a corporation issues bonds, the price that investors are willing to pay for the bonds depends on all the following except the call price of the bonds. Thus, option second is correct.
What is bonds?A bond is a debt made by an investor to a borrower, such as a corporation or the government. The borrower utilizes the funds to support company activities, while the investor earns interest on his or her investment. A bond's market value might fluctuate over time.
Supply and demand, time to maturity, and credit quality are the three key effects on bond price on the open market. Bonds with lower prices have greater yields. Investors should also be mindful of how a call feature affects bond pricing.
The call price (sometimes known as the "redemption price") is the price at which an issuer has the right to purchase back a callable instrument from an investor or creditor. Call prices are frequently seen in callable bonds or callable preferred stock. Hence, option second is correct.
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What is brainly and who started the company ?
Answer:
good luck to your modules
PLEASE HELP WITH THIS DISCUSSION
Suppose you have spilled coffee on your favorite T-shirt and now you need a new one. You discover a new clothing store (Store X) across the street from an existing department store (Store Y). Both stores offer the same brands and styles of T-shirts. However, Store X offers their clothing for less. How might this event affect the demand curve for Store Y?
Answer:
Since both stores have the same styles and brands with different prices, people may start to turn to Store X. With cheaper prices in the same area as the other store with the same brands and styles is a total win for customers. This might decrease sales in Store Y which may make them run out of business. However, because store Y was there first, loyal customers might only trust this store since it hasn't let them down yet and may be afraid to switch stores. Quality over quantity plays a major role in this decision.
Hope this helped <3! Brainliest please? :)
People may start shopping at Store X since both stores have the same brands and styles but at various pricing points. This can result in Store Y's sales declining. The demand curve for store Y shifts to the left due to the decline in demand.
What is demand curve?A demand curve is a graph that shows the relationship between the cost of a given good and the quantity demanded at that cost. Demand curves can be applied to the price-quantity connection for a specific consumer or for every consumer in a given market.
The relationship between the cost of an item or service and the quantity demanded over a specific time period is represented graphically by the demand curve.
If the demand lowers , the demand curve moves to the left. Less demand for the good or service results from this.
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E9-14 (Algo) Computing and Reporting the Acquisition and Amortization of Three Different Intangible Assets [LO 9-6] Bluestone Company had three intangible assets at the end of the current year: A patent purchased this year from Miller Company on January 1 for a cash cost of $3,200. When purchased, the patent had an estimated life of 8 years. A trademark was registered with the federal government for $6,000. Management estimated that the trademark could be worth as much as $160,000 because it has an indefinite life. Computer licensing rights were purchased this year on January 1 for $66,000. The rights are expected to have a six-year useful life to the company. Required: Compute the acquisition cost of each intangible asset. Compute the amortization of each intangible for the current year ended December 31. Show how these assets and any related expenses should be reported on the balance sheet and income statement for the current year
a) The computation of the acquisition cost of each intangible asset for Bluestone Company is as follows:
Acquisition Costs:Patent = $3,200Trademark cost = $6,000Computer licensing rights purchased = $66,000b) The computation of the amortization of each intangible asset for Bluestone Company is as follows:
Amortization Expense for the current year
Patent = $400 ($3,200/8)Trademark cost = $0Computer licensing rights purchased = $11,000 ($66,000/6)c) The way that these intangible assets and their related expenses should be reported on the balance sheet and income statement for the current year ended December 31, for Bluestone Company, is as follows:
Bluestone Company
Balance SheetAs of the Current Year ended on December 31
Intangible Assets:Patent $3,200
Less Amortization Expense $400 $2,800
Trademark cost $6,000
Computer licensing rights $66,000
Less Amortization Expense $11,000 $55,000
Bluestone Company
Income StatementFor the Current Year ended on December 31
Amortization Expenses:Patent $400
Computer licensing rights $11,000
Data and Calculations:January 1 Purchase of Patent = $3,200
Estimated useful life = 8 years
Trademark cost = $6,000
Trademark value = $160,000
Estimated useful life = Indefinite
No amortization expense but an annual reassessment of its value
Computer licensing rights purchased = $66,000
Estimated useful life = 6 years
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Q: In about 200 words, write an essay analyzing the STEEPLE Module .
Students are required to define each key concept (STEEPLE) and to illustrate all concepts with examples. (40%)
The STEEPLE model is a very complete model that can be used to analyze the factors that affect a specific situation.
What is the STEEPLE model?This is an analysis model in which each letter represents a factor to be analyzed:
SocialTechnologyEconomicEnvironmentalPoliticalLegalEthicalWhat is an example of this model?Let's analyze a war between two countries:
Social: The families are negatively affected by the war.Technology: Weapons and other technologies are used as part of the war.Economic: The economy of the countries involved and other nearby countries can be negatively or positively affected.Environmental: There is pollution due to waste derived from weapons.Political: Most wars are the result of political conflicts.Legal: There are specific international rules that regulate wars.Ethical: The use of weapons against a population rises ethical concerns and dilemmas.Learn more about analysis in: https://brainly.com/question/5040600
When the price level in the United States rises relative to the price level of other countries, __________will rise, ________ will fall, and ________ will fall.
When the price level in the United States rises relative to the price level of other countries, imports will rise, exports will fall, and net exports will fall.
Effect of Relative Price Level on Exports and Imports
Imports would increase if the US price level falls relative to other countries' pricing because imported items became cheaper.
Exports in the United States would decrease if the price of goods in the United States increases relative to other countries.
Because import would surpass export, net export which is export minus import would fall.
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The purchase of which of the following gives the buyer part ownership of a company?
A
stock
B
bond
C
futures contract
D
treasury bill
Answer:
A -- Stock
Explanation:
Say an investor buys stock they are buying a percentage of ownership in that company.
Hope this helps! Please let me know if you need more help or think my answer is incorrect. Brainliest would be MUCH appreciated. Have a wonderful day!
[tex]\qquad\qquad\huge\underline{{\sf Answer}}♨[/tex]
The Correct choice is A. Stock
In business, many companies divides its net worth into stocks, and people who owns the stocks get part ownership of that company
Which of the following examples demonstrate qualifications that are most helpful for Science and Math careers? Check all that apply.
1.Rick is good at creating technical drawings.
2.Jeanine knows a lot about the construction of buildings.
3.Carmelo has strong research skills for gathering information.
4.Daphne is curious about how a disease can be treated and prevented.
5.Sondra has an advanced knowledge of math and physics.
6.Beau is persuasive at convincing people to buy products.
Answer:
Number 2
Explanation:
To qualify for construction and building you have to be able to know how to do math the apply what you are making to science.
Answer:
C D E
Explanation:
thats right
Based on the values of Zara, what values has Zara created for customers?
Explanation:
. Soupe à l’oignon
This is a traditional French soup made of onions and beef stock, usually served with croutons and melted cheese on top. Dating back to Roman times, this was traditionally a peasant dish although the current version dates from the 18th century. The soup’s unique flavor comes from the caramelization of the onions, which often have brandy or sherry added during the slow-cooking process. If you’re in a soup mood, why not try Marseille’s traditional soupe de poisson à la rouille. Once a fisherman’s favorite, this soup is characterized by a dollop of garlic and saffron mayonnaise placed on top.
French onion soup
Make your own
Choose a classic French onion soup recipe
Use a slow cooker
Try an authentic French-language recipe
2. Coq au vin
This quintessential French food was popularized by Julia Child, becoming one of her signature dishes. The dish sees chicken braised with wine, mushrooms, salty pork or bacon (lardons), mushrooms, onions, garlic and sometimes even a drop of brandy. Although the name translates as ‘rooster in wine’ – the braising is ideal for tougher birds – the recipe usually uses chicken or capon. The wine is typically Burgundy, although regional variations of the dish exist across France that use local wines. These include coq au vin jaune (Jura), coq au Riesling (Alsace), and coq au pourpre (Beaujolais nouveau). Believe it or not, there’s even a coq au Champagne (Champagne).
As a member of the
organization, you'll have two goals: build
your real-world business skills and develop your problem-solving abilities.
w
National Honor Society
Kiwanis Key Club
DECA
Business Professionals of America
As a member of the Business Professionals, you'll have to build your real-world business skills and develop your problem-solving abilities.
What is a Social Club?This refers to the gathering of like minds who are together to achieve a set target or goal which is in line with their value system.
Hence, we can see that Business Professionals of America is an example of a social club who trains its members to build real-world business skills and develop their problem-solving abilities.
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Here are the project risk management processes:
1. Identify risks
2. Control risks
3. Perform quantitative risk analysis
4. Plan risk responses
5. Plan risk management
6. Perform qualitative risk analysis
Which of the following is the correct sequence for the project risk management process?
The correct sequence for the project risk management process according to the PMBOK is:
Plan risk managementPerform qualitative risk analysisIdentify risksPerform quantitative risk analysisPlan risk responsesControl risksWhat is the project risk management process?It corresponds to methods and techniques of analysis and management of risks inherent to a project. The objective is to identify negative situations to a project based on the financial, chronological and technological forecast in advance.
Therefore, with project risk management, it is possible to adopt working methods, reducing uncertainties and optimizing the use of available capital.
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Which of the following prints money to
be used in the U.S. market?
A. Member Banks
B. Federal Reserve Banks
C. Federal Open Market Committee
D. National Bank
Answer: The answer is C
Answer:
C. Federal Open Market Committee
Gathering testimonials when preparing for a sales presentation can be helpful in overcoming customer
Answer:
objections
Explanation:
salespeople should
know the product's benefits
making a presentation around what the customer wants
gathering customer reviews
quizletcom250953849mgmtchapter16learnsmartflashcards
A bachelor's degree in which areas concentrates on different writing and editing styles?
A: Psychology
B: Philosophy
C: communications
Computech Corporation is expanding rapidly and currently needs to retain all of its earnings; hence, it does not pay dividends. However, investors expect Computech to begin paying dividends, beginning with a dividend of $0.75 coming 3 years from today. The dividend should grow rapidly - at a rate of 49% per year - during Years 4 and 5, but after Year 5, growth should be a constant 10% per year. If the required return on Computech is 18%, what is the value of the stock today? Do not round intermediate calculations. Round your answer to the nearest cent.
If the required return on Computech is 18% the value of the stock in today's calculation is $11.77
What is the growth rate of a stock?
This is the percentage change of the stock based on the annualized growth rate over a period of time.
D3 = $0.75
D4 = 0.75 x 1.49 = $1.1175
D5 = 1.1175 x 1.49 = $1.665075
D6 = $1.665075 x 1.10 = $1.8315825
At a growth rate of 10 percent
[tex]\frac{D6}{R-G}[/tex]
1.8315825/0.18-0.10
= $[tex]\frac{0.75}{1.18^3} +\frac{1.1175}{1.18^4} +\frac{1.665075}{1.18^5} +\frac{22.89478125}{1.18^5} \\[/tex]
= 0.456473 + 0.576394 + 0.7278196 + 10.0075198
= $11.77
The value of this stock today is $11.77
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1
Which tax is levied only by state and local governments?
O A. payroll tax
O B.
excise tax
O C. property tax
OD.
income tax
Answer: C. Property Tax
Explanation:
Basically state and local govement coolect tax from income, property tax, and sales.
An asset has an average return of 10.94 percent and a standard deviation of 20.98 percent. What range of returns should you expect to see with a 95 percent probability
If the standard deviation is 20.98%. The range you should expect to see with a 95 percent probability is: -31.02 percent to +52.9 percent.
Expected range of returnExpected range of return = 10.94 percent ± 2(20.98 percent)
Expected range of return =[10.94 percent- 2(20.98 percent)]; [10.94 percent + 2(20.98 percent)]
Expected range of return =(10.94 percent- 41.96 percent); (10.94 percent + 41.96 percent
Expected range of return = -31.02 percent to +52.9 percent
Inconclusion the range of returns is: -31.02 percent to +52.9 percent.
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