health insurance is designed to cover

Answers

Answer 1
Answer: Loss of income due to accidents or sickness and healthcare expenses



Explanation:

Related Questions

The goal of ____ is____ - A operations, environmental B. delegation, institutional C. specialization, efficiency D. departmentalization, transparency​

Answers

The reason why we have specialization in businesses and other forms of life is for efficiency.

Why do we specialize?

When people specialize in a certain role, they are able to become better at that role because they will not be distracted by having to learn other skills and will instead focus on the skills they need to specialize.

This allows them to become more efficient in their area of specialization as they will then be more proficient and learn to produce results faster.

In conclusion, option C is correct.

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Which of the following about credit cards is FALSE?
Credit cards have annual fees, merchant fees, and interest charges.
Credit card interest rates are usually similar to the interest rates for a line of credit.
Banks will often set the credit card’s APR at 0% as an introductory rate to attract customers.
Banks will offer different incentives for using their credit cards.

Answers

Answer:

banks will often set the credit card's APR at 0% as an introductory rate to attract customers

Basecamp is based in Chicago, Illinois. According to the laws of the state of Illinois, employers and employees have the right to end an employment relationship at any time and for any reason, with or without advance notice to the other. In other words, Basecamp is headquartered in: a

Answers

If the laws that are existent in the state of Chicago gives the right to end an employment relationship at any time, then Basecamp is headquartered at  an employment at will state.

What is  an employment at will state?

This is a term that is used to refer to the states where people can terminate contracts at any time that they want.

The employer can decide to terminate that of the worker when he wants to. The worker on the other hand may decide to call it quits whenever they want to. The only reason that this cannot stand is illegality.

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what is micro environment​

Answers

The middle layer of elements in a firms  external environment, primarily concerned with a firms industry situation.

The micro marketing environment consists of certain forces that are part of an organisations marketing process, but remain external to the organisation. This micro marketing environment that surrounds organisations can be complex by nature, however, the company has an element of control over how it operates within this environment.

Smita paid $100 for textbooks at the college bookstore by check. She incorrectly wrote the number $1,000.00 on the check rather than $100.00. She correctly wrote the words “one hundred and no cents.” When Smita received her bank statement, she saw the check had been cashed for $1,000 and not for $100. She notified the bookstore of the error, but the bookstore refused to refund the $900 over-payment. Can Smita require the bank to credit her account for $900? Explain.

Answers

Smita may require the bank to recover the overpayment through the bookstore's bank but cannot require the bank to credit her account for $900.

How to handle check disputes?

Handling check disputes requires professionalism.  Proper channels and procedures must be followed.

In this case, both Smita and the bank were at fault for not noticing the difference in amount and figure.

Ordinarily, the bookstore should not refuse to refund the $900 over-payment because it is aware of the amount of its invoice.

However, when Smita meets with a refusal from the bookstore, she should confront the bank squarely to follow official procedures.

Thus, Smita may require the bank to recover the overpayment from the bookstore through the bookstore's bank but cannot require the bank to credit her account for $900 because the fault lies on both and the law does not permit the bookstore to keep the overpayment.

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The Dulac Box plant produces 500 cypress packing boxes in two 10-hour shifts. Due to higher demand, they have decided to operate three 8-hour shifts instead. They are now able to produce 600 boxes per day. What has happened to productivity

Answers

Nothing has happened to productivity at the Dulac Box plant because the same number of cypress packing boxes are produced per labor hour.

What is productivity?

Productivity refers to the efficiency, resourcefulness, or creativity achieved in producing more units of goods and services using fewer production resources.

Productivity can be measured as the quantity of output per unit of input.

For example, the labor productivity at the Dulac Box plant was initially 25 boxes per labor hour under the two 10-hour shifts.  When the plant introduced the three 8-hour shifts, total production units increased from 500 to 600 without any increase in productivity.

Data and Calculations:

Old production units = 500 boxes

Labor-hours used = 20 (10 x 2) hours

New productivity per labor hour = 25 boxes per hour (500/20)

New production units = 600 boxes

Labor-hours used = 24 (8 x 3) hours

New productivity per labor hour = 25 boxes per hour (600/24)

Thus, there is no change in productivity with the change in shifts.

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Using the interest method, the journal entry to record the first interest payment and the related amortization for bonds issued at a discount includes a __________ to __________.

debit; Discount on Bonds Payable
credit; Discount on Bonds Payable
credit; Interest Expense
debit; Cash

Answers

B. Credit; Discount on Bonds Payable

2. Should the U.S. government support U.S. tobacco company interest abroad if they are using harmful tactics

Answers

When a tactics is harmful causing various harms to human health or posing threat it should not be supported.

What are Harmful tactics?

They are some actions that are taken a particular time to achieve a particular goal and objective which is short time.

This actions are harmful and the results are usually detrimental.

Therefore, U.S. government should not support U.S. tobacco company interest abroad if they are using harmful tactics.

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Simplify by combining like terms. (a) 6x+8x

Answers

Answer:

14x

Explanation:

6+8=14

6x+8x=14x

In the state of Texas, an additional license is required for barber instructors.
True
False

Answers

Individuals are no longer required to have instructor licenses to teach courses in licensed barber or cosmetology schools in Texas. Individuals teaching courses at a licensed barber or cosmetology school in Texas must have a TDLR barbering or cosmetology license in the specialty area they will be teaching.

Respond by (1) Identifying the type of syllogism below (Categorical, Disjunctive, Conditional) and (2) explain, in your own words, why the structure of the syllogism may be correct, but the conclusion could be false.

Major Premise: If the sidewalk is wet, then it must have just rained.
Minor Premise: The sidewalk is wet.
Conclusion: Therefore, it just rained.

Answers

The type of syllogism being used in the given sentence is a conditional syllogism.

What is Syllogism?

This refers to the use of reasoning in order to draw conclusions about something based on two premises.

Hence, we can see that conditional syllogism was used in the given premises and this is because it made use of either-or to show that if the sidewalk was wet, then that means that it must have rained.

This reasoning is faulty because there are different possible reasons for the sidewalk to be wet and not just rainfall.

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It is ____________ to miss a job opportunity because you are a minority worker.

Answers

Reverse discrimination

When a person is denied an opportunitity because of preferences given to protected-class individuals who may be less qualified.

Any unamortized premium is reported on the balance sheet

a. as a deduction from the face amount of the bonds.
b. as an addition to the face amount of the bonds.
c. as a stand-alone line item.
d. netted with bonds, showing only the carrying amount.

Answers

B. As an addition to the face amount of the bonds

reply if you agree that eddie kaspbrak and stanley uris shouldn’t have dxied in “it cheaper 2” (giving brainliest)

Answers

Answer:

do u mind sending the picture of the question

GIVING BRAINLIEST!!
2 Questions
Questions Attached

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1a) The pre-split market capitalization for Gm Corporation is $583.2 million ($129.60 x 4.5 million).

1b) The post-split number of shares is 11.25 million shares (4.5 million x 5/2).

1c) The post-split market price per share for GM Corporation is $51.84 ($129.60 x 2/5).

1d) The post-split market capitalization for GM Corporation is $583.2 million ($51.84 x 11.25 million).

What is a Stock-Split?

A stock split divides a company's shares into more number of shares.  By this division, the number of shares are increased while the share price is lowered.

For example, GM Corporation's 5-for-2 stock split increases its outstanding shares from 4.5 million shares to 11.25 million shares.

Similarly, Burger Chain's 3-for-1 stock split, will increase the outstanding number of shares while reducing the price from $48.81 to $16.27.

Data and Calculations:GM Corporation:

Business initiative = 5-for-2 stock split

Price before split = $129.60

Outstanding number of shares = 4.5 million

New number of shares = 11.25 million (4.5 million x 5/2)

a) The pre-split market capitalization for Gm Corporation is $583.2 million ($129.60 x 4.5 million).

b) The post-split number of shares is 11.25 million shares (4.5 million x 5/2).

c) The post-split market price per share per share for GM Corporation is $51.84 ($129.60 x 2/5).

d) The post-split market capitalization for GM Corporation is $583.2 million ($51.84 x 11.25 million).

Burger Chain:

Business initiative = 3-for-1 stock split

Price before split = $48.81

Dividend per share = $2.07

2a) The new price of one share after the split for Burger Chain is $16.27 ($48.81 x 1/3).

2b) The new dividend after the split is $0.69 ($2.07 x 1/3).

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Your Reading Assignment for this week presented resources that introduce different career paths in accounting. For this week’s Written Assignment, research the various career paths in accounting and compose a paper that addresses the following: State which career path would you choose. Explain why you have chosen that career. Conduct research and provide information in the following areas based on your career path: job description salary growth rate future job outlook (in the next five years) strengths and weaknesses of the career. Include a current job posting for the career. within 6 months from this date

Answers

Assuming your chosen accounting career is that of a financial analyst, it is essential to carry out in-depth research on the role and responsibilities.

What does a financial analyst do?

It is the professional responsible for managing and planning the use of an organization's financial resources, in order to guarantee the profitability of investments and accounts, in addition to being responsible for the balance sheet and negotiations.

According to government sources, the salary growth rate of a financial analyst will be 6% in the period from 2020 to 2030, which is a positive outlook for the position, and a faster growth than other occupations.

Therefore, the financial analyst career is a position of responsibility that is relevant for all organizations as financial resources are essential for effective business flow.

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Based on the research, one of the career options is public accounting. The reason for choosing this is its higher growth rate as compared to others.

Public accountants work for accounting firms that provide services to clients such as auditing, tax preparation, and consulting.

According to the Bureau of Labor Statistics, the median annual wage for accountants and auditors was $73,560 in May 2020.

The employment of accountants and auditors is projected to grow 6 percent from 2019 to 2029, faster than the average for all occupations.

Public accounting provides a wide range of opportunities to work with different clients and industries. It also offers the potential for career advancement and a high salary, but it can be demanding, with long hours during tax season and tight deadlines. It may also involve a lot of travel.

For a current job posting in Public accounting, one can go through LinkedIn to see various jobs available right now.

Thus, Public accounting is a major job option in accounting subject.

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Annual dividends of ATTA Corp grew from $0.96 in 2005 to $1.76 in 2017. What was the annual growth rate

Answers

Based on the dividends of ATTA Corp over the years, the annual growth rate was 5.18%.

What was the annual growth rate?

Using the present value equation:
Current dividend  = Original dividend x ( 1 + rate) ^ number of years

Solving gives:

1.76 = 0.96 x ( 1 + r)¹²

(1.76 / 0.96 )¹/¹² = 1 + r

1 + r = 1.0518

r = 5.18%

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Based on the laws of supply and demand, which of the jobs in the ad is MOST LIKELY to offer the highest salary?

A
engineer

B
day care teacher

C
dishwasher

D
cashier

Answers

Answer:

A

Explanation:

Because an engineer is a harder job to get and is needed so the demand is high and the supply is low

a. The Kretovich Company seeks the following financial statistics in the coming year to attain a competitive advantage over its industry competitors. Quick ration = 1.4 Current ratio = 3.0 DSO = 36.5 days on a 365-day year. Its total current assets = $800,000 and cash and marketable securities of $100,000. Based on the data given, what is Kretovich’s estimated revenue or sales at year end? Suppose Kretovich’s pays its suppliers of materials every 30 days, that is, the firm’s days payables outstanding is 30 days, what is the speed at which Kretovich Company accrues cash flows? Hint, find the company’s cashflow conversion cycle.

Answers

1) Based on the data given, Kretovich Company's estimated revenue or sales at year-end is $2,780,000.

2) The speed at which Kretovich Company accrues cash flows if it pays its suppliers every 30 days is 61.5 days, which is given by the cash conversion cycle.

What is the cash conversion cycle?

The cash conversion cycle represents the days that it takes for a company to convert its investments in inventory and other resources into cash flows from sales.

The cash conversion cycle can be computed with the following formula:

Cash Conversion Cycle = DIO + DSO – DPO

Where:

DIO = Days Inventory Outstanding

DSO = Days Sales Outstanding

DPO = Days Payable Outstanding

Data and Calculations:

Quick ratio = 1.4

Current ratio = 3.0

DSO = 36.5 days on a 365-day year.

Current assets = $800,000

Cash and marketable securities = $100,000

Using the current ratio of 3.0, the current liabilties = $270,000 ($800,000/3.0)

Current assets other than inventory = $378,000 ($370,000 x 1.4)

Inventory = $422,000 ($800,000 - $378,000)

Accounts receivable = $278,000 ($800,000 - $422,000 - $100,000)

Sales revenue = $2,780,000 ($278,000 x 365/36.5)

DIO = average (or ending) inventory balance by COGS and multiplying by 365 days.

Here, we shall use the sales figure in place of the cost of goods sold as follows:

DIO = $422,000/$2,780,000 x 365

= 55 days

Cash conversion cycle (or DIO + DSO – DPO).

= 61.5 days (55 + 36.5 - 30)

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The straight-line depreciation method and the double-declining-balance depreciation method: A. Produce the same depreciation expense each year. B. Are the only acceptable methods of depreciation for financial reporting. C. Are acceptable for tax purposes only. D. Produce the same total depreciation over an asset's useful life. E. Produce the same carrying amount or book valueeach year.

Answers

The relationship between the straight-line and double-declining-balance method is that they D. Produce the same total depreciation over an asset's useful life.

How are the straight-line and double-declining-balance methods related?

While they do not produce the same depreciation every year, they will eventually depreciate an asset in the same way overtime.

What this means is that both methods will depreciate an asset by the same amount at the end of the asset's life. However, the depreciation amounts will vary by method on an annual basis.

In conclusion, option D is correct.

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Stein Co. issued 15-year bonds two years ago at a coupon rate of 5.4 percent. The bonds make semiannual payments. If these bonds currently sell for 94 percent of par value, what is the annual YTM

Answers

The annual YTM will be 3.07% if the bonds make semiannual payments and sell for 94 percent of par value.

Given data

Coupon rate (CR) = 5.4%

Current price (B0) = 94%

Assuming maturity value (MV) = 100%

Years to maturity (n) = 15.

What is the Annual YTM?

YTM = CR + ((MV − B0)/n) / ((MV + B0)/2)

YTM = 5.4% + (100% - 94%)/15) / (100% + 94%)/2)

YTM = 0.054 + (-0.03866666666) / 0.97

YTM = 0.01533333334 / 0.97

YTM = 0.015333 * 2

YTM = 0.030666

YTM = 3.07%

In conclusion, the annual YTM will be 3.07% if the bonds make semiannual payments and sell for 94 percent of par value.

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The interest rate to be paid on the face amount of the bond is called the

a. contract rate.
b. effective rate.
c. discount rate.
d. premium.

Answers

The interest rate to be paid on the face amount of the bond is called contract rate

Q1: In about 200 words, write an essay analyzing the below case study using the SWOT framework.
• Students are required to define each key concept (SWOT) and to identify 4 strengths, 4 weaknesses, 2 opportunity, and 2 threats. Then to write an analytical text for the case study. Then to write an analytical essay for the case study. (60%)


Nike’s Goddess
Could a famously masculine company finally click with female customers? That was the challenge behind Nike Goddess, whose goal was to change how the company designed for, sold, and communicated with women.
In its 30-year history, Nike had become the undisputed leader in sports marketing. But beneath the success was an Achilles’ heel. Nike is named after a woman – the Greek goddess of victory – but for most of its history, the company had been perceived as being mostly about men. Could Nike do more to realize the full potential of female customers? And how could it afford not to, given the threats to its future with Air Jordan running out of air and brands like Skechers digging into the teen market with shoes inspired by skateboarding, not basketball. That was the huge question at Nike HQ. The launch of Nike Goddess was the makings of an answer.
Just Doing It Differently
For much of its history, Nike’s destiny was controlled by its founders, Phil Knight and his running buddies, who signed up athletes in locker rooms and made the executive decisions. But by throwing together a diverse team of people with different backgrounds and different levels of seniority, Nike has found that it can keep many of its core attributes while adding new sources of inspiration. Take the combination of star designer John Hoke and newcomer Mindy Grossman, vice president of global apparel. Hoke designed the look and feel of the first Nike Goddess store. Then Grossman, whose career has included helping make Ralph Lauren into a retail icon, pitched1 the design ideas to Nike’s top retailers as stores within stores. Now it looks like Nike has a chance to reach a crucial objective: double its sales to women by the end of the decade.
How to Sell to Women
Nike Goddess began as a concept for a women-only store, and there’s a reason why. Many of the retail settings in which the company’s products were found were a turnoff to female customers: dark, loud, and harsh – in a word, male. In sharp contrast, the Nike Goddess stores have the comforting feel of a woman’s own home.
How to Design for Women
Designing a new approach to retail was only one element in Nike’s campaign. Another was redesigning the shoes and clothes themselves. Nike’s footwear designers worked on 18-month production cycles – which made it hard to stay in step with the new styles and colors for women. The apparel group, which worked around 12-month cycles, was better at keeping up with fashion trends. But that meant that the clothes weren’t coordinated with the shoes – a big turnoff 2 for women.
How to Talk to Women
When Jackie Thomas, Nike’s US brand marketing director for women, first heard the phrase ‘Nike goddess,’ she wasn’t impressed. ‘I don’t like talking to women through gender,’ she says. Nike Goddess had to mean something to women and it was her job to make that happen. ‘Women don’t need anybody’s permission. We are at our best when we are showing women a place where they didn’t think they could be.’ For John Hoke, the real power of Nike Goddess is not about traffic at stores. It’s about changing minds inside the company. ‘I knew that Goddess could galvanise3 us,’ he says, ‘It was an opportunity to redefine and re-energies our entire brand around a market that was taking off.’






Q2: In about 200 words, write an essay analyzing the STEEPLE Module .
Students are required to define each key concept (STEEPLE) and to illustrate all concepts with examples. (40%)

Answers

Essay writing is given to students in order to test their writing and reading skills.

How to write an essay?

Based on the information given, the way to write the essay will be given. Firstly, it's important to decide on your topic. In this case, it is an essay analyzing the STEEPLE Module.

Research should be done on the topic and create an essay outline.  STEEPLE stands for social, technological, economic, environmental, political, legal, and ethical. Set your argument in the introduction and develop it with evidence.

Finally, check the content, grammar, formatting, and spelling of your essay.

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Which of the following might negatively impact the recruitment process?

A. Lack of competition from other businesses

B. Working with a recruiting agency

C. Lack of available qualified job applicants

D. Too many qualified job candidates​

Answers

Answer:

Its answer C

Explanation:

If there aren't many qualified job applicants its harder for you to recruite people.

Which is not included in the composition of a project initiation documentation?

Answers

The choice which is not included in the composition of a project initiation document is; Project cost.

What is a Project Initiation Document?

A Project Initiation Document is a guide to a project, clearly laying out the justification for a project, the project's objectives, and how the project will be organized. This helps ensure that all involved personnel knows what's going on right from the outset.

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The Clarks borrowed $175,000 from a lender to purchase a townhous
is an example of
O A. a line of credit
O B. collateral
O C. a mortgage
O
D. revolving credit

Answers

Answer:

C. A Mortgage

Explanation:

A trader is long EUR/USD at 1.2780 and has a target of 1.2790, but wants to limit losses to 1.2775. If they have entered an OCO order, and EUR/USD trades below 1.2775 and then above 1.2790, what would be the resulting trade

Answers

If  an OCO order is entered, and EUR/USD trades below 1.2775 and above 1.2790, the resulting trade is to: Sell at 1.2790 and again at 1.2775.

What is OCO order?

OCO order which full meaning one cancels the other can be defined as a way in which  both limit order as well as stop order can be place at once.

Since the trade target is 1.2790 in which the stop loss or limit loss is 1.2775 in a situation were EUR/USD trades below the limit loss (1.2775) and above the target (1.2790) the trading result will be to sell at 1.2790 and then sell again at 1.2775.

Inconclusion  what would be the resulting trade is to:Sell at 1.2790 and again at 1.2775.

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You’ve just read the article about Macy’s and Nordstrom’s. Why do you think companies like Macy's have to move to an Omnichannel strategy for selling their products?

Answers

The companies like Macy have to move to an Omnichannel strategy for selling their products because in Omnichannel strategy, products are sold through several distribution channels.

What is a distribution channels?

Distribution channel serves as the means by which companies make their products to be available to final consumer.

This channels encompass retailers as well as wholesaler, and in In omni channel, all the distribution channels are linked to each other.

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Hi guys, i need urgently some help with this question
Explain the benefits and drawbacks of using either ARR (Accounting Rate of Return)
or PP (Payment Period) instead of NPV (Net Present Value) as a measure of Return
on Investment when considering alternative capital projects?

Answers

Answer:

Accounting rate of return, also known as the Average rate of return, or ARR is a financial ratio used in capital budgeting. The ratio does not take into account the concept of time value of money. ARR calculates the return, generated from net income of the proposed capital investment. The ARR is a percentage return. Say, if ARR = 7%, then it means that the project is expected to earn seven cents out of each dollar invested (yearly). If the ARR is equal to or greater than the required rate of return, the project is acceptable. If it is less than the desired rate, it should be rejected. When comparing investments, the higher the ARR, the more attractive the investment. More than half of large firms calculate ARR when appraising projects.

Explanation:

hope this helps

Analyse why the social benefit of education exceeds the private benefit

Answers

There are many benefits of education, it is very important in different fields and it is also very important in your private life, if you are educated then your next generation will not have any problem and you too will be a good.

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