If they’ll pay a bit more interest, and larger fees, but they feel it’s worth it to have the home they’ve always dreamed of. what else might the private loan company require is collateral.
What is collateral?Collateral can be defined as a item a borrower intend to give a lender in exchange for the money lend to them in which the lender will return the item to them when the borrow payback the money lend to them.
Some people can tend to use their properties such as document, house, car or other valuable item as collateral until they repay back the money in full in which the item will now be return back to them.
Therefore what else might the private loan company require is collateral.
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If the price of a pencil is $1.00 and the price of a pen is $2.00, what is the relative price? If the pencil
is $1.50 and the pen is $3.002 If the pencil is $2.00 and the pen is $3.00?
If the price of a pencil is $1.00 and the price of a pen is $2.00. 3 dollars will be the relative price.
$1 + $2 = $3
A price relative is the ratio of the charge of a selected product in a single period to the rate of the identical product in a few different period. In buying power parity (PPP) comparisons a rate relative refers to the ratios of the equal product in two international locations.
The nominal price of a great is its value in phrases of cash, including bucks, French francs, or yen. The relative or actual rate is its fee in terms of some other suitable, carrier, or package of goods.
Relative-price movements convey critical facts approximately the scarcity of specific items and offerings. A growing relative charge suggests that call for is outstripping deliver (or that supply is falling at the back of call for), while a falling relative price denotes just the other.
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Database management systems (dbms) assign users different access rules to protect the data and users from ________, data leaks, and the misuse of data.
Database management systems (dbms) assign users different access rules to protect the data and users from identity thefts, data leaks, and the misuse of data.
What is meant by identity theft?This is the type of crime that people would engage where they would start to pose as someone else. They are able to do this by stealing sensitive information that belongs to the person that they are posing as. This is why the need for Database management systems is important.
Hence we can say that Database management systems (dbms) assign users different access rules to protect the data and users from identity thefts, data leaks, and the misuse of data.
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a company includes in its accounting records only transactions that can be expressed in terms of money.
The corporation consists of in its accounting facts best transactions that can be expressed in phrases of money: The cash dimension concept.
The word money derives from the Latin word Moneta which means "coin" via French Monnaie. The Latin word is believed to originate from a temple of Juno, on Capitoline, one among Rome's seven hills. inside the historic international, Juno turned into frequently related to money.
Money is a commodity popular via preferred consent as a medium of monetary alternative. it's far the medium wherein prices and values are expressed. It circulates from individual to man or woman and the USA to us of a, facilitating alternate, and it's far the principal measure of wealth.
Money can't buy happiness, however, it could buy security and protection for you and your family. people need cash to pay for all the things that make your life feasible, inclusive of safe haven, meals, healthcare payments, and amazing schooling.
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The best example of a tactical action that a company might use in response to a competitive attack is to _____________.
'The best example of a tactical action that a company might use in response to a competitive attack is to offer price discounts and rebates.
A rebate is a reduction in the regular price of a product or service to generate or increase sales. These rebates, also commonly referred to as "sales" or markdowns, are used by both retailers and manufacturers in various industries.
A discount is defined as a discounted price or a sale at a price lower than the price at which an item would normally be sold. Examples of what are called discounts are handbags that sell at 50% of his regular price, and stores that focus on selling designer his items at below market prices.
Discounts lead to lower selling prices for products, making them more attractive to customers. Price reductions have a psychological effect on customers leading to a purchase. There are two types of discounts offered: transactional discounts and cash discounts.
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a 10% increase in income leads to a 15% decrease in the quantity of macaroni and cheese demanded but no change in the price of macaroni and cheese. from this information, we can assume:
If a 10% increase in income leads to a 15% decrease in the quantity of macaroni and cheese demanded but no change in the price of macaroni and cheese. from this information, we can assume: . macaroni is an inferior good and price elasticity of supply is infinite.
What are inferior goods?Inferior goods can be defined as those goods in which the demand for those goods decrease when the income increase.
Based on the scenario macaroni is consider an inferior goods because the price still remain the same while price elasticity of supply is infinite.
Therefore If a 10% increase in income leads to a 15% decrease in the quantity of macaroni and cheese demanded but no change in the price of macaroni and cheese. from this information, we can assume: . macaroni is an inferior good and price elasticity of supply is infinite.
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Getting ready for his semester studying abroad in singapore, brayden buys a pack of gum to help pop his ears on the flight. when he lands in singapore and goes through customs, he is advised that he must throw away the gum or be at risk of committing a crime. why would brayden want to throw away the gum, even though he just purchased it?
Brayden should dispose of the gum.
The law in SingaporeIn the presented scenario the law in Singapore says that chewing gum is illegal. As far as Brayden is in Singapore he should concede with the law there.
The equal security clause is a provision of law that says that all citizens must have ministered equally under the law. Although this provides one the right to take retained actions, in this case, Brayden can be restricted from chewing gum.
If he is entitled to carry chewing gum then he hopes to be treated differently from others in Singapore. This disregards the equal protection clause.
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which social class has low incomes and minimal education, may be unemployed for long periods of time, and is the major recipient of government support and services provided by non-profit organizations?
Lower- lower class social class has low incomes and minimal education, may be unemployed for long periods of time, and is the major recipient of government support and services provided by non-profit organizations.
Lower- lower social classLower class in the US often refers to a group of people who earn meager hourly wages. Workers in the service sector, manual laborers, and the working poor could all be categorized as belonging to the lower class.
Working class is a more acceptable way to refer to this low-paid population; lower class may insult some individuals. Although there are several methods to categorize people according to their level of income, some estimates place the lower class at roughly 25% of all Americans. Unemployment is a problem for certain lower-class people.
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what is generally true about management theories that are used to build organizations and guide them to their goals?
What is generally true about management theories that are used to build organizations and guide them to their goals is that They are grounded in reality.
What is meant by management theory?The term management theory has to do with all of the ideas that have to do with the ways and the rules on how to manage businesses and organizations. It is what has to do with the accomplishment of goals and the ways to motivate workers in the business.
We can say that What is generally true about management theories that are used to build organizations and guide them to their goals is that They are grounded in reality.
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In "thinking like an economist," the section "the role of economic theory" states that many economists believe that useful insights into our behavior can be gained by assuming that we act as if governed by the rules of___________ decision making.
The fill in the blanks is Rational decision making
Making rational decisions is crucial since it enables you to find a solution to a problem you're currently encountering or a strategy to approach a new opportunity by assisting you in forming an unbiased stance. A decision is considered rational if it tends to maximize the likelihood of reinforcement. When a decision is irrational, an organism makes a worse than ideal decision (i.e., it chooses an alternative that results in a lower probability of reinforcement). Thinking logically entails recognizing your emotions and comprehending the reasons behind them. Examples include, "I feel upset because my ideas are being rejected," or "I feel frustrated because my voice isn't being heard."
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the actions that firms in an industry must perform in the process of designing, manufacturing, and providing customer service are called
The actions that firms in an industry must perform in the process of designing, manufacturing, and providing customer service are called value chain.
What is firm?
The term firm refers to the company as are main motive to earn profit with increases the sales. The firm are involved in the partners, owner, employees, and workers.
The action of the firm as value chain as perform the process refer to the designing, acquisition, assembled, manufacturing, distribution, sales, and customer services.
As a result, the firm is the basis of the function as the value chain.
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If new zealanders buy peanut butter from the united states, this peanut butter is included as part of new zealand's?
If new zealanders buy peanut butter from the united states, this peanut butter is included as part of new zealand's Exports.
Export refers to the selling of goods and services of the home country in the foreign country.
Import refers to the buying of the goods and services from the foreign country in the home country .
Therefore buying peanut butter from united states, this purchase is import for united states and export for new zealand's .
It helps countries to access best product from throughout the world.
It boost the GDP level also.
More exports are preferred then imports because it will add foreign currency and sale of the home country products.
It is the easiest method to enter in the international business.
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What is the name of the organization to which most playwrights belong and that seeks to protect the rights of playwrights by establishing professional and contractual standards for its members?
The Dramatists Guild of America is the name of the organization to which most playwrights belong and that seeks to protect the rights of playwrights by establishing professional and contractual standards for its members.
What is the significance of protection of rights?Protection of rights can be referred to or considered as the attempts made by an organization or an association in order to maintain the rights that the members of such organization possess.
In case of protections of rights for its members involved in producing playwrights, compositions, and music, The Dramatists Guild of America looks after the maintenance of the same.
Therefore, the significance regarding protection of rights has been aforementioned.
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What is the opportunity cost of holding $ in cash if the relevant interest rate is percent?
If the interest rates rise, this opportunity cost will [increase/decrease/remain unchanged], and individuals will hold [smaller/larger/the same amount] of cash.
What is interest rates?The amount a lender charges a borrower is known as the interest rate, which is expressed as a percentage of the principal, or the lent amount. Usually, a loan's interest rate is expressed as an annual percentage rate, or APR (APR).
The amount earned from a savings account or certificate of deposit at a bank or credit union may also be subject to an interest rate (CD). The interest accrued on these deposit accounts is measured in annual percentage yields (APY).
The sum that a lender charges a borrower for the use of assets in addition to the principal is known as the interest rate.
The money earned from a deposit account at a bank or credit union also carries an interest rate.
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suzuki supply reports the following amounts at the end of 2021 (before adjustment). credit sales for 2021 $ 260,000 accounts receivable, december 31, 2021 55,000 allowance for uncollectible accounts, december 31, 2021 1,100 (credit) exercise 5-19a part 1 required: 1. record the adjusting entry for uncollectible accounts using the percentage-of-receivables method. suzuki estimates 12% of receivables will not be collected.
31st Dec 2012 $3,500 in Bad Debts and Dr. To provide for questionable debts or accounts that are not collectable Cr. $3,500. Uncollectible debts are accounts that are %expected not to be paid.
Allowance=$45000×10/100−$1000=$3500
2) Date Specific Amount Dr. Amount Cr. December 31, 2012 Allowance for questionable debts or uncollectible accounts: Bad Debts A/c Dr. $5,000 To To Cr. $5,000
Uncollectible accounts (bad debts): $250,000 x 2/100 = 5000
Bad debts are estimated at 2%. Additionally, using this method, the credit balance will not be changed.
3 Method, and Effect
Assets Total Income
Method based on percentage of receivables Reduce $3,500 by $3,500 when 10% of the receivables are not collected. When 2% of receivables are not collected, the percentage of credit sales decreases by $5,000.
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When eaton worked with the university of notre dame on its new engineering building to improve its energy efficiency and earn leed credits, both actors were working together for the first time. Therefore, the university’s buying situation can be classified as a ________.
When Eaton worked with the university of Notre dame on its new engineering building to improve its energy efficiency and earn leed credits, both actors were working together for the first time. Therefore, the university’s buying situation can be classified as a derived demand.
Notre Dame could be a good place to figure for. They need great benefits. lots of job opportunities for anyone with no experience. Appreciate the love and support they offer back to the staff. 81% of job seekers rate their interview experience at University of Notre Dame as positive.
Candidates give a median difficulty score of two.5 out of 5 (where 5 is that the highest level of difficulty) for his or her interview at University of Notre Dame. The University of Notre Dame is the nation's leading Catholic research university, providing a particular voice in instruction that's directly rigorously intellectual, unapologetically moral in orientation, and firmly embracing a service ethos.
The University of Notre Dame, having high acceptance rates and graduation rates, high rankings and lots of prestigious alumni remains NOT a league school. The league schools are a consortium of eight private universities based within the northeast region of the US. The academics at Notre Dame are very tough, especially within the engineering and science fields.
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taking advantage of tax credits, deferring capital gains and accelerating capital losses, and considering tax-exempt investments are all strategies to lower income
Taking advantage of tax credits, deferring capital gains and accelerating capital losses, and considering tax-exempt investments are all strategies to lower income tax.
The principle characteristic functions of a tax are as follows: (1) A tax is an obligatory rate to be paid by way of the use of the residents who're at risk of pay paying. therefore, refusal to pay a tax is a punishable offense. (2) there is no direct quid-seasoned-quo among the taxpayers and the general public authority.
Tax is an amount of cash that a government requires human beings to pay in step with their earnings, the price of their property, and so forth., and that is used to pay for the matters carried out by using the authorities.
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mason is a financial analyst who specializes in securities. when providing an analysis of securities to which he has a personal connection, he discloses his conflict of interest. by doing so, which federal regulation is he complying with?
Answer: Sarbanes-Oxley Act of 2002
Explanation:
The Sarbanes-Oxley Act of 2002 is a federal law that established sweeping auditing and financial regulations for public companies. Lawmakers created the legislation to help protect shareholders, employees and the public from accounting errors and fraudulent financial practices.
melton's door company pays rent on the building facilities of $5,000 on may 1. show how to record this transaction in the accounting equation of melton's door company. multiple choice question. rent expense will be decreased. rent expense will be increased. cash will be increased.
The recording of the transaction in the accounting equation of Melton's door company implies that rent expense will be increased
What is an accounting equation?
The accounting equation indicates that the total assets at the disposal of Melton's door Company ate funded by a combination of its equity capital and liabilities(external funding), as a result, our task in this case is to determine the impact of the rent on building facilities paid on the accounting equation of the company.
Without mincing words, the rent means that the expense of the company has increased, it would be effected by showing an increase in the rent expense, which in turn decreases the equity balance in the accounting equation, in the same, cash would reduce since a portion of it is paid out as rent.
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If your firm enters into an overnight reverse repurchase agreement, your firm is?
Correct option is (E) None of the above
A reverse repurchase agreement involves the acquisition of securities with the intention of selling them at a higher price at a later period.
What is Reverse Repurchase Agreement ?
A reverse repurchase agreement, sometimes known as a "reverse repo," is the acquisition of securities with the intention of selling them at a better price at a later date.
It is a repurchase agreement (RP) or repo for the party selling the securities (and agreeing to repurchase it in the future). It is a reverse repurchase agreement (RRP) or reverse repo for the party on the other end of the transaction (purchasing the security and committing to sell it later).
Firms, such as lending institutions or investors, frequently use reverse repos to lend short-term funds to other businesses experiencing cash flow challenges. In essence, the lender purchases a business asset, such as equipment or shares in the seller's company, and then sells the item at a later date for a greater price.
Reverse repos are used by central banks to increase the money supply through open market activities.
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Complete Question :-
If your firm enters into overnight reverse repurchase agreement your firm is
A. borrowing Fed funds temporarily.
B. selling a security now while agreeing to buy it back tomorrow.
C. giving an unsecured loan to the counterparty.
D. procuring a banker's acceptance.
E. none of the options
a mutually exclusive project is a project whose: multiple choice acceptance or rejection has no effect on the acceptance of other projects. npv is always negative. irr is always negative. acceptance or rejection affects the acceptance of other projects. cash flow pattern exhibits more than one sign change.
A mutually exclusive project is a project whose acceptance or rejection affects other projects.
What is Capital Budgeting?
Capital Budgeting in finance is an important process for investors as it guides in the decision making and selection of projects for investment purposes. There are several methods that can be applied and are classified majorly into discounting and non-discounting methods
Under capital budgeting, a project can be considered to be independent or mutually exclusive. The two are different in that:
Independent projects can be selected as long as they meet the requirements of the capital budgeting method applied and have the available resources for undertaking the project.Mutually exclusive projects are those that compete for the same resources and therefore, can only be selected from a group of projects. Under mutually exclusive projects, acceptance of one results in the rejection of the rest.To learn more about capital budgeting, refer: https://brainly.com/question/21598960?referrer=searchResults
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in may direct labor was 45% of conversion cost. if the manufacturing overhead for the month was $73,700 and the direct materials cost was $25,200, the direct labor cost was:
In May direct labor was 45% of conversion cost. if the manufacturing overhead for the month was $73,700 and the direct materials cost was $25,200, the direct labor cost was $60,300
Given,
Direct labor accounted for 45% of conversion costs.
For the month, the manufacturing overhead was $73,700.
The cost of direct materials was $25,200.
Since, the formula for conversion cost is:
[tex]Conversion Cost = Direct Labor + Manufacturing Overhead[/tex]
[tex]Conversion Cost = Direct Labor + $73,700[/tex]
[tex]Conversion Cost = (0.45 * Conversion Cost) + $73,700[/tex]
[tex]0.55 * Conversion Cost = $73,700[/tex]
[tex]Conversion Cost = $73,700 / 0.55[/tex]
Conversion Cost = $134,000
Since, we know that,
[tex]Direct Labor = 0.45 * Conversion Cost[/tex]
= 0.45 × $134,000
= $60,300
Hence, the direct labor cost is $60,300.
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What is the effective annual interest rate on a 9 pr automobile loan that has monthly payments?
The powerful annual interest fee on a 9 pr car loan that has monthly bills A) 10.94%
The components and calculations are as follows: effective annual interest fee = (1 + (nominal fee / range of compounding durations)) ^ (number of compounding periods) - 1. For investment A, this would be: 10.forty seven% = (1 + (10% / 12)) ^ 12 - 1. And for investment B, it might be: 10.36% = (1 + (10.1% / 2)) ^ 2 - 1.
The annual interest fee refers back to the fee this is performed over a duration of three hundred and sixty-five days. hobby costs may be carried out over specific periods, which encompass monthly, quarterly, or bi-yearly. but, in maximum instances, interest charges are annualized.
A credit rating card's interest fee is the rate you pay for borrowing cash. For credit score playing cards, the interest fees are typically said as an each-12 months rate. that is known as the once-a-year percent charge (APR). On most cards, you may avoid paying interest on purchases if you pay your stability in complete every month thru the due date.
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Which marketing orientation assumes people will buy more goods and services if aggressive marketing techniques are used? sales production market customer
The marketing orientation that assumes people will buy more goods and services if aggressive marketing techniques are used is sales.
Sales and marketing are two business disciplines that have an impact on lead creation and income. Sales refer to all actions that result in the selling of goods and services. And marketing is the process of generating interest in the goods and services for sale.Marketing is concerned with getting the product from the company to the market (through product launches and awareness campaigns), whereas sales is concerned with getting the product from the market to the client. Sales is concerned with the needs of the organization, whereas marketing is concerned with the needs of the market.Assuming no new legislation will effect your industry in the next six months, assuming a price will remain constant, or assuming your customers will want the new product you are releasing are all examples of marketing assumptions.Thus this is the meaning of sales.
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The third activity you engage in during perception (in addition to selection and organization) is?
The third activity you engage in during perception are
selection organization interpretation.Perception, cognition, and understanding are all terms used to describe the act or faculty of perceiving or apprehending through the use of senses or the intellect.
Mechanics of PerceptionWe increase our awareness of (and capacity for) our environment through perception. When we communicate, we use perception to determine how our loved ones could be feeling
Even though we don't usually spend a lot of time thinking about things, we are constantly perceiving them. For instance, the light that reaches the retinas of our eyes immediately and subconsciously turns into a visual image. Without giving it a single thought, small variations in the pressure against our skin that enable us to feel objects also take place.
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Prarie clinic purchased x-ray equipment for $7,500, paid $2,250 down, with the remainder to be paid later. the correct entry would be?
Prarie clinic purchased x-ray equipment for $7,500, and paid $2,250 down, with the remainder to be paid later. The correct entry would be d. Equipment 7,500
Accounts Payable 5,250
Cash 2,250
System maximum usually refers to a fixed of gear or different objects typically used to reap a particular goal. one-of-a-kind jobs require exceptional kinds of equipment.
Equipment can be any object this is used to attain an intention. the device normally denotes a hard and fast of equipment that might be used to gain a specific goal. • A tool can be non-mechanical as nicely. however, whilst one says equipment, there's a sure mechanical component to it that can't be noted.
We use the uncountable noun gadget to mean 'the set of factors which you want for a selected purpose', which include equipment or garb: we've got sold camping equipment, including new snoozing baggage and a bit fridge. All of Vincent's digital camera gadget was stolen from his vehicle.
Disclaimer: The question is incomplete please read below to find the missing content.
Question: Prarie Clinic purchased X-ray equipment for $7,500, and paid $2,250 down, with the remainder to be paid later. The correct entry would be
a. Equipment 2,250
Cash 2,250
b. Cash 2,250
Accounts Payable 5,250
Equipment 7,500
c. Equipment Expense 7,500
Accounts Payable 2,250
Cash 5,250
d. Equipment 7,500
Accounts Payable 5,250
Cash 2,250
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A car company is testing a new type of tire. They want to determine the average stopping distance in light rain, light snow and dry conditions. They test out tires on four randomly selected cars from the lot. They want to know if the stopping distance is significantly different under the three conditions. What is the factor?.
Road conditions is the factor
the distance required for a driver to stop a car completely and safely. The distance a vehicle travels after the driver applies the brakes until it actually comes to a complete stop is known as the braking distance. To protect the safety of drivers, passengers, and pedestrians when Total Stopping Distance is raised, drivers must modify their driving style. The distance a vehicle will travel between when its brakes are completely engaged and when it comes to a complete stop is referred to as the braking distance. Your braking distance is the distance it takes your car to stop completely after you first use the brakes.
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prepare the income statement for cornhusker company on december 31, 2021. cornhusker company income statement for the year ended december 31, 2021
Income Statement of Cornhusker company on December 31, 2021 (amount in $)
CORNHUSKER COMPANY
Income Statement
For the year ended 31 December 2021
Revenue:
Service revenue(A) 35,500
Expenses:
Rent paid 6,700
Salary Expenses 13,000
Utility Expenses 4,600
Insurance Expenses 3,200
Total expenses(B) 27,500
Net Income(A-B) 8,000
A profits assertion is one of the most not unusual, and critical, of the Income statements you are possibly to encounter. also referred to as earnings and loss (P&L) statements, earnings statements summarize all income and charges over a given length, inclusive of the cumulative impact of sales, advantage, expense, and loss transactions.
Because the earnings statement info sales and expenses, it affords a glimpse into which commercial enterprise activities brought in sales and which cost the corporation money—records buyers can use to apprehend its fitness and bosses can use to find areas for development.
A profits declaration is one of the more essential Income statements you can take a look at for a commercial enterprise. commercial enterprise proprietors, accountants, present-day investors, and potential traders alike can glean vital facts for themselves from an agency's profits assertion, additionally referred to as the profit and loss announcement.
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Medium to large businesses, or those with large data-storage needs, are more likely to use microsoft sql server or oracle as their dbms. true false
Oracle or Microsoft SQL Server are more likely to be used as dbms by medium-sized to large enterprises, or those with significant data-storage requirements.
A relational database management system created by Microsoft is called Microsoft SQL Server. It is a piece of software known as a database server, and its main job is to store and retrieve data when other software programmes need it. These other software programmes could be running on the same computer or on a different computer on a different network (including the Internet). Microsoft sells at least a dozen different versions of Microsoft SQL Server, each targeted at a different market and suitable for a variety of workloads, from modest single-machine programmes to massive Internet-facing programmes with numerous concurrent users. The original Microsoft SQL Server product, SQL Server 1.0, a 16-bit server for the OS/2 operating system, was released in 1989, and the history of Microsoft SQL Server goes all the way up to the present. Being server software, its name is perfectly descriptive.
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True or false: prices tell entrepreneurs which areas of the economy they may profitably expand into.
Prices let business owners know which products consumers want and which ones they don't.
Prices therefore provide information to business owners about which sectors of the industry they might like to develop into and others they are more likely to lose money in. True. consumers The entrepreneur will see that it is not practical to open up shop in a particular location if prices are either too high or too low to satisfy a desired profit level. They might conclude that it would take too long or produce too much instability. Prices let business owners know which products consumers want and which ones they don't. Prices therefore provide information to business owners about which sectors of the industry they might like to develop into and others they are more likely to lose money in.
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the market price of pizzas in a college town increased recently, and the students in an economics class are debating the cause of the price increase. some students suggest that the price increased because several pizza parlors in the area have recently gone out of business. other students attribute the increase in the price of pizzas to a recent increase in the price of hamburgers at local burger joints.
There is a same product and a substitute, the closure of other pizza shop is the same product and the hamburgers are substitute to pizza.
What is a Substitute?Substitute is the similar nature of product, it is not the same product as the original product but the nature of satisfaction the product provides is the same and the product can be used as a substitute.
The increase in the prices of pizza in a college can be due to both the effects as both the products are same and substitute to the product. The closure of the pizza parlors provide the opportunity to the remaining pizza sellers as the only available option and being a monopolist in the area for pizzas.
Increase in the price of hamburgers at local shop is also a factor due to which the prices are increased because the substitute is also expensive so the consumer would pay more for the pizza as well if paying more for hamburger.
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