Dino presented a plan prior to Oct. 1. On September 29, Dino, an agent, received a phone contact from a consumer interested in Medicare Advantage plans for the upcoming plan year.
Consumer
A consumer is a person or group who intends to order, orders, or utilises purchased products, products, or commodities primarily for personal, social, family, or domestic requirements that are unrelated to entrepreneurial or business activity. A consumer purchases goods or services for personal use rather than resale or business objectives. Consumers spend money (or similar) for goods or services.
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What+is+the+future+value+of+$10,000+on+deposit+for+2+years+at+6%+simple+interest?
Simple interest is a quick and easy method of calculating the interest charge on a loan. Simple interest is determined by multiplying the daily interest rate by the principal by the number of days that elapse between payments.
Given, principal P = $10,000
n = 2 years
r = 6%
We have to find the future value with simple interest.
Simple interest, SI = Pnr/100
So, SI = (10,000)(2)(6)/100
= 100(12)
= $1200
Future value = SI + P
So, future value = 1200 + 10000
Future value = $11200
Therefore, the future value is $11200.
Disclaimer:- The correct for
mat of the question is given below.
What is the future value of $10,000 on deposit for 2 years at 6% simple interest?
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if there is a breach of a contract for the sale of real property, an option available to the non-defaulting party is: select one: a. liquidation. b. reversion. c. suit for specific performance or actual damages. d. suit for punitive damages.
If there is a breach of a contract for the sale of real property, an option available to the non-defaulting party is option c. suit for specific performance or actual damages.
A legal claim and category of civil wrong known as "breach of contract".
It refers to when one or more parties to a contract fail to uphold their obligations by failing to perform or interfering with the other party's performance.
Breach of contract for sale of real property means a buyer who violates a sales agreement may be held financially accountable to the seller.
According to the specific performance, each party to a contract is required to carry out all of the obligations they agreed to when the agreement was signed.
The loss experienced by the non-breaching party as a result of the breach of the contract is covered by compensatory damages, often known as "actual damages." The amount granted is meant to compensate for or replace the harm the breach caused.
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If the price of cocoa rises by 10 nd the elasticity of supply is 0.5, then the quantity supplied:______.
If the fee of cocoa rises by using 10 and the elasticity of delivery is 0.5, then the amount provided: is a five percent boom in quantity supplied.
Elasticity is the capability of an object or cloth to renew its ordinary shape after being stretched or compressed. instance: A rubber regains its shape after long stretch because of its elastic belongings. The 4 fundamental kinds of elasticity of demand are rate elasticity of call for, cross elasticity of call for, income elasticity of call for, and marketing elasticity of demand.
Elasticity is the ability of a deformed cloth frame to go back to its authentic shape and length while the forces inflicting the deformation are removed. A frame with this ability is said to behave (or reply) elastically.In economics, elasticity measures the proportion exchange of one monetary variable in response to a percent change in another. If a terrific's charge elasticity of demand is -2, a ten% boom in charge causes the quantity demanded to fall 20%.
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The issuance of additional shares of stock by the firm, assuming all other conditions remain constant, will result in:_________
The share price will decrease if the firm issues additional shares because the equilibrium point will change as the supply of shares increases and the demand remains constant. This is supposing that all other variables remain unchanged.
A corporation is considered to be cheap or undervalued if its share price is lower than its intrinsic value. On the other side, a corporation is expensive or overvalued when the stock price exceeds its intrinsic value. The stock seems better the lower the price is. Investing in equities with a low P/E ratio is less expensive than investing in firms with a high P/E ratio. Some investors buy these stocks at a bargain with the hope that their value will rise. If this happens, the investors will profit. When firms issue additional shares, the amount of common stock that is traded on the stock market increases. The holdings of present investors might be diluted if too many shares are issued. Share dilution occurs as a result of the additional shares devaluing the existing shares in the eyes of investors.
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the bullwhip effect causes an amplification of the variation in the demand pattern along the supply chain.
The volatility in the demand pattern is amplified in the supply chain via the bullwhip effect. The statement is True.
What is Demand
Demand is the amount of a good that consumers are willing and able to buy at different prices during a specific period of time in economics. The relationship between price and quantity demand is sometimes referred to as the demand curve. An item's perceived necessity, price, perceived quality, convenience, alternatives that are offered, buyer preferences and disposable income, among many other factors, all affect how much demand there is for that particular item.
Many different events and elements influence a consumer's decision to purchase a product.
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Explain how a business risk analysis can help protect the business from the impact of changes in the internal and external environment of the business
A quick risk assessment will assist you in avoiding problems that could harm your cash. The assessment tells you of the steps you must take to secure your company. You can identify which circumstances you should address and which you should avoid. A quick risk assessment will assist you in avoiding problems that could harm your cash.
The risk assessment tells you of the steps you must take to secure your company. You can identify which circumstances you should address and which you should avoid. If and when a risk materializes, a well-prepared company can reduce the impact on earnings, lost time and productivity, and unfavorable customer impact.
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Assuming that bus travel is an inferior good, a decrease in consumer income, other things being equal, will cause?
Assuming that bus travel is an inferior good, a decrease in consumer income, other things being equal, will cause a rightward shift in the demand curve for bus travel.
Fertilizer prices growth At any rate underneath the equilibrium price the call for is much less than deliver. the percentage alternate in the amount demanded is extra than the percent trade in the price, economists label the call for for the best as elastic. as an instance if the rate of a good will increase by ten percent and the quantity demanded of that appropriate decreases by using twenty percent, that appropriate is stated to have elastic demand.
A very good is an inferior correct, will increase in earnings will result in a decreasein demand whilst decreases in earnings will boom call for.In economics, the call for for inferior items decreases as profits will increase or the financial system improves. whilst this occurs, clients could be greater inclined to spend on extra luxurious substitutes. a number of the motives at the back of this shift can also include pleasant or a exchange to a consumer's socio-economic popularity.
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Since municipal bonds are tax-exempt, they typically earn a lower rate of return than taxable bonds. the lower rate of return relative to taxable bonds is often referred to as a(n)?
Due to their tax-exempt status, municipal bonds often have lower return rates than taxable bonds. A(n) implicit tax is a term that is frequently used to describe the reduced rate of return compared to taxable bonds.
Even when the government does not refer to the money wage earners lose as a tax, it is nevertheless referred to as a "implicit tax" because it is a result of a policy. The implicit tax rate varies depending on each person's earnings and expenses, but you may calculate your rate using a straightforward procedure.
the price of an activity that is not implicit tax by the government but may be incurred as a result of policy. For instance, if the government accepts a high rate of inflation while promoting economic expansion, this could be seen as an implicit tax on individuals' savings because inflation depreciates their value over time. Indirect taxes, which are a completely distinct idea, should not be confused with implicit taxes.
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as of dec. 31, 2022, robby's total assets had a fmv of $110,000. at the beginning of 2022, robby's total assets had a fmv $80,000. during 2022, robby spent $20,000 on food, clothing, and other personal expenditures. in addition, the fmv of the 2022 rent for the home that robby lives in is $20,000. robby owns the home. robby earned a salary of $50,000 in 2022. what is robby's economic income for 2022? for tax purposes, what is robby's income for 2022?
According to Statistics Netherlands (CBS), the Dutch retail sector had a 5.5 percent increase in turnover over the same period last year. However, sales volume decreased by 1.5 percent. Both the food and non-food sectors saw increases in turnover of 9.0 and 2.9 percent, respectively. Additionally, the turnover of internet stores rose by 5.0 percent.
Data on retail turnover have been modified to account for the July shopping day trend. Retail sales frequently fluctuate from day to day. Retail turnover in July 2022 was 3.2 percent higher than in the same month a year prior if the shopping-day pattern is ignored.
July 2022 had a 9.0 percent increase in turnover for stores that sold food, drinks, and cigarettes compared to the same month in the previous year. However, sales volume fell by 0.9 percent. Supermarket and specialty store turnover increased by 9.8 and 3.9 percent, respectively.
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select all that apply specializing and participating in international trade allows an economy to do which of the following? multiple select question. increase the quantities of capital and consumer goods available to society get more of a desired good by sacrificing greater amounts of some other good divert high-skilled resources toward low-valued services circumvent the output limits imposed by its own production possibilities curve
When companies specialize and participate in international trade, this allows the economy to:
increase the quantities of capital and consumer goods available to society.circumvent the output limits imposed by its own production possibilities curve.What does international trade do for economies?When a country engages in international trade, they would have access to more capital and consumer goods for their economy.
The fact that these companies can also access more resources and capital goods means that they can circumvent the limits that their production possibilities curves imposes in relation to resources.
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According to the reading, one benefit of having smaller groups is ____________________.
In line with the reading, one gain of having smaller organizations are groups works more quickly and better participation amongst group members.
A set is a group of human beings with some commonplace characteristics or cause. a group can consist of any number of human beings. human beings in organizations engage, interact and perceive each different, often at regular or pre-determined instances and locations.
Groups name such companies in-agencies. Fraternities, sororities, sports teams, and juvenile gangs are examples of in-agencies. members of an in-group frequently come to be competing with contributors of another group for diverse sorts of rewards. This different organization is referred to as an out-organization. a set is formed with at least members. typically, the number of institutional participants in a collection ranges from 15 to twenty participants. It will become tough to control a big institution. consequently, it's miles stated that the more individuals in a set the more complex it's far to control.
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the trial balance is out of balance and the accountant suspects that a transposition or slide error has occurred. what will the accountant do to confirm this suspicion?
The accountant has a sneaky feeling that a transposition or slide error may be to blame because the trial balance does not appear to be in harmony.
What is trial balance?A trial balance is a report that shows the balances in all general ledger accounts of a business at a specific moment. A trial balance's accounts relate to all significant accounting items, such as assets, liabilities, equity, income, expenses, gains, and losses.
Unadjusted trial balance is one of the three types of trial balances. trial balance was modified. trial balance following closing.
The debit and credit sides of your trial balance will always include equal amounts, which is why it is called a "trial balance."
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What+is+the+pv+of+an+ordinary+annuity+with+5+payments+of+$6,200+if+the+appropriate+interest+rate+is+4.5%?
The present value of annuity will be $ 27211.8
Annual payment (annuity) = $6,200
rate of interest (r) = 4.5%
no. of payments (n) = 5
Present value = annuity*{1-(1+r) ^-n/r}
= 6,200*{1-(1+0.045) ^-5/0.045}
= 6,200*4.389
= $27211.8
annuity- An annuity is a set of payments that are made at regular intervals. Regular savings account deposits, monthly home mortgage payments, monthly insurance payments, and pension payments are all examples of annuities. Annuities can be classified by the frequency of payment dates. Payments (deposits) can be made on a weekly, monthly, quarterly, yearly, or any other regular basis. Annuities can be calculated using mathematical functions called "annuity functions."
A life annuity is an annuity that provides payments for the rest of a person's life.
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identify three (3) concerns of a resident project representative or on inspector with respect to a project during the construction phase:
The three (3) concerns of a resident project representative or on inspector with respect to a project during the construction phase are :
SafetyQualityScheduleResident Project RepresentativeA resident project representative (RPR) is in charge of monitoring daily construction activities to ensure that the project is being built in accordance with the contract documents and construction plans. They serve to lessen and, if feasible, completely eliminate the possibility of building flaws or shortcomings. The RPR must be well-organized, communicate clearly with the Client, Contractor, and Engineer, and always conduct as much study and planning in advance as is practical.
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To reduce the risks from vertical integration, firms may choose to develop some form of formal collaboration known as:_________
To reduce the risks from vertical integration, firms may choose to develop some form of formal collaboration known as a joint venture.
Collaboration is the technique of extra people, entities, or corporations running collectively to finish a venture or gain a goal. Collaboration is much like cooperation. Most collaboration calls for management, despite the fact that the shape of management may be social inside a decentralized and egalitarian organization.
Collaboration is a running exercise wherein people paint collectively for a not unusual place motive to gain enterprise benefit. Collaboration allows people to paint collectively to gain a described and not unusual place enterprise motive.
Some relevant examples of collaboration withinside the place of business encompass brainstorming, organization discussions, achieving a consensus approximately tactics or studying problems, and locating solutions.
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the head of the quality control department at a printing company would like to carry out an experiment to determine which of three different glues results in the greatest binding strength. although they are not of interest in the current study, other factors thought to affect binding strength are the number of pages in the book and whether the book is being bound as a paperback or a hardback.
The response variable is the binding strength. The experimental conditions are determined by the factor quality of various glues. The front and back end sheets are included in the end sheets.
The extraneous factors are the number of pages and whether the book is hard bound as a paperback or a hard book. These elements should be directly under your control. Hardcover binding, also known as case binding or case binding. It is a binding method in which interior pages are sewn together to form a hardcover bound with end sheets. The hardcover is made of a board that has been wrapped in printed paper, vinyl, cloth, or any other special paper. The front and back end sheets are included in the end sheets. They have joined the interior pages and the board. The book spine in a hardcover book can be either square or round.
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a high price for a product or service assures the customer that the product or service is of a good value.
A high price for a product or service assures the customer that the product or service is of a good value: b. False.
What is a product?A product can be defined as any physical object (tangible item) that is typically produced by a manufacturer so as to satisfy and meet the demands, needs or wants of every customer.
Also, some examples of a product include the following:
RefrigeratorTelevisionMicrowave ovenComputerShampooMobile phones or SmartphonesPencilWhat is price?Price can be define as an amount of money which is primarily set by the seller of a good (product), and it must be paid by a buyer to the seller, so as to enable the acquisition of this good (product).
In Business management, we can reasonably infer that a high demand rather than a high price for a product or service would assure the customer that a product or service is of a good value.
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Complete Question:
A high price for a product or service assures the customer that the product or service is of a good value.
a. True
b. False.
as part of her company's swot analysis, valerie is assessing the company's internal environment, including
As part of her company's swot analysis, Valerie is assessing the company's internal environment, including Strengths and weaknesses.
What do you understand by Swot analysis?
SWOT (strengths, weaknesses, opportunities, and threats) analysis is used to evaluate a company's competitive position and to develop the strategic planning. SWOT analysis assesses internal and external factors, as well as current and future potential of the company.A SWOT analysis is designed to get a realistic, fact-based, data-driven look at the strengths and weaknesses of an organization, initiatives, or within its industry. The organization needs to keep the analysis accurate by avoiding pre-conceived beliefs or gray areas and instead focusing on real-life contexts.To learn more about Swot analysis, refer to:
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which one of the following components is not an aspect of the fundamental characteristic of relevance?
Freedom from error is not an aspect of the fundamental characteristic of relevance
In order to be free, a person must either be able to act or change without restriction, or they must have the strength and resources necessary to pursue their goals without interference. Freedom is frequently equated with having rights and the civic liberties to exercise them without the government interfering excessively. It is also frequently equated with liberty and autonomy in the sense of "giving oneself their own rules." One definition of "freedom" states that something can change easily and is not confined in its current state. Commonly debated political freedoms include the freedoms of assembly, association, choice, and expression. philosophies and religions
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Currently+andrews+is+paying+a+dividend+of+$13.50+(per+share).+if+this+dividend+stayed+the+same,+but+the+stock+price+rose+by+10%+what+would+be+the+dividend+yield?
The dividend yield would be = 4.94%%
Dividend refers to praise, cash or otherwise, that an organization gives to its shareholders. Dividends may be issued in various paperwork, such as cash payment, stocks, or any other form.
A dividend is a distribution of profits with the aid of a company to its shareholders. whilst an enterprise earns an income or surplus, it can pay a share of the profit as a dividend to shareholders. Any quantity not allotted is taken to be re-invested within the business.
The solution to the given question is:
Given,
Dividend per share = $5
Let the initial stock price be $x
Now the stock price increased by 10%
Therefore the present stock price = x + (x*10%)
= (110*x)/100 = 1.1*x
Now in the formula,
Dividend yield = (15*x)/(1.1*x)
= 5/1.1
= 4.94%%
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the head of a government agency proposes an idea to a group of advisors. the group quickly reaches consensus, as no contradictory or critical opinions are offered, despite the fact that there are substantial weaknesses in the boss’s proposal. this is an example of
Since the group quickly reaches consensus, as no contradictory or critical opinions are offered, despite the fact that there are substantial weaknesses in the boss’s proposal, this is an example of: groupthink.
What is a group?A group can be defined as a group of people or set of individuals that have various knowledge, ideas, opinions, skill set, values, and experience, who come together in order to successfully achieve a predefined (set) goal and objective.
What is a groupthink?A groupthink can be defined as a psychological practice which involves thinking or making decisions as a group of people, that typically results in an unchallenged, irrational, weak, poor-quality, or dysfunctional decision-making due to their desire for harmony or conformity.
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Current trade data shows that the country of hasalot exports far more to other nations than it imports. hasalot has?
Current trade data shows that the country of hasalot exports far more to other nations than it imports. hasalot has trade surplus.
What is trade surplus?
The difference between the monetary value of a country's exports and imports over a specific time period is known as the balance of trade, commercial balance, or net exports. A distinction between a trade balance for products and one for services is occasionally drawn. For instance, China would have a $800 billion trade surplus if it were to export $1 trillion worth of commodities and only import $200 billion.
Therefore,
Current trade data shows that the country of hasalot exports far more to other nations than it imports. hasalot has trade surplus.
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professor’s annuity corporation offers a lifetime annuity to retiring professors. for a payment of $82,000 at age 65, the firm will pay the retiring professor $650 a month until his death.
The APR=12*i=7.805271% or the effective interest rate is
(1+i)^12-1=8.09064%
What is an annuity?A sequence of payments given at regular intervals is known as an annuity. Examples of annuities include pension payments, regular deposits into a savings account, monthly insurance payments, house mortgage payments, and home mortgage payments. By how frequently payment dates occur, annuities can be categorized. The payments (deposits) may be paid every week, every month, every four months, every year, or at any other regular frequency. Mathematical operations referred to as "annuity functions" can be used to compute annuities.
A life annuity is an annuity that offers payments throughout the balance of the owner's lifetime.
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when one decision is made, the next best alternative not selected is called a comparative advantage. b economic resources. c scarcity. d production. e opportunity cost.
when one decision is made, the next best alternative not selected is called a opportunity cost.
What is opportunity cost?The opportunity cost can be described as the time spent when one is trying to study about money to spend on something else which is usually base on the decision.
It should be noted that when one decision is made, the next best alternative not selected is called a opportunity cost.
Therefore option E is correct.
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a newspaper article revealed that hazardous wastes buried in an on-site landfill at a paper manufacturer were leaking into the local water supply. even though the company quickly stopped the leak and paid for an additional water purification system for the town, it still received some very negative publicity. the company should have:
After negative publicity received because of an article which was printed in news paper the efforts that can be done by paper manufacturers is that they can use or implement its crisis management plan so that they can get positive publicity.
What is the Crisis management plan?When a plan is executed in a critical situation which is critical and has a negative effect on the profitability, reputation, or ability to operate an organization or nation, at that time, the plan which is applied is called a crisis management plan.
It is because of the crisis management plan that one can gain a positive image and also get positive publicity from all the humans or citizens who are connected to that particular organization or nation.
Therefore, it is the newspaper manufacturers who should also use crisis management plans so that they can get rid of negative publicity.
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which of the following resources would be considered to be land by an economics? multiple select question. arable land forests oil and mineral deposits factories water
The following resources would be considered as land in economics : arable land, forests, oil and mineral deposits, and water.
What is land?Land is one of the four factors of production. Factors of production are the resources, human and natural, that are used to facilitate the production of goods and services. The factors of production are land, labor, capital and entrepreneurship.
Land include all the natural resources that are used in the production of goods and services. The reward of land is rent. Land is a fixed factor of production. Land include mineral resources, rivers and arable land.
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The ____________ holds that an individual should never do anything that is not honest, open, and truthful and that he or she would not be glad to see reported in the newspapers or on television.
The principle of personal virtue holds that an individual should never do anything that is not honest, open, and truthful and that he or she would not be glad to see reported in the newspapers or on television.
Why are "Virtues" important ?Morality is a habit. In other words, once they are gained, they start to define a person. For instance, someone who has cultivated the virtue of generosity is frequently referred to as a generous person because of their propensity to be so in all situations. Furthermore, someone who has acquired qualities will be predisposed to conduct morally uprightly by nature. The ethical person is the one who possesses virtue.
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everything else held constant, an account that earns compound interest will grow more quickly than an otherwise identical account that earns simple interest.
Everything else held constant, an account that earns compound interest will grow more quickly than an otherwise identical account that earns simple interest. This statement is true.
Compound interest means that in addition to the interest on your assets, you are also receiving interest on interest in your investment account. The most crucial idea to grasp when accumulating wealth over the long run is compound interest.
Simple Interest is a formula that uses the principal amount, the interest rate, and the number of periods for which the interest is to be paid to determine the amount of interest that must be paid on the principal.
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in the case of post-it notes, the primary strategic process described came from which of the following?
In the case of post-it notes, the primary strategic process described came from planned emergence. The planned emergence approach tries to lower the danger of illegal activity, seize the creative potential, and integrate the innovation processes with an organization's overarching strategy.
What Is Emergent Strategy?
Emergent strategy can aid in addressing the drawbacks of commercial strategic planning. You can determine if emergent strategy is the best type of approach for a corporation by learning about it and its benefits.
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For section 2 in the project in Project 2: Remarkable Markets, the third objective listed in Activity Resources is:
Question 5 options:
Identify different types of competitors.
Define market positioning.
Describe how marketing affects businesses and other organizations.
There are 4 different types of competitors, Direct, indirect, potential / future and replacement.
What is a competitor?A competitors is an organization that sells the same or similar product or service that can be consumed as a substitute to the products or services of the company. There are four different types of competitors namely Direct, indirect, potential / future and replacement.
Market positioning is the ability to influence consumer behavior, this is the position a brand holds in the market.
Marketing have a great influence over the business and other organizations specially competitors, the more effective marketing enables the business to grow as the higher sales are recorded, this have a negative effect on the competitor organizations.
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