Answer:
Credits cards defer payments.
Explanation:
When you defer something, you put it off. When you use a credit card you are putting off paying for an item while promising you will pay it back at a later time. It isn't a store of value because there is no value in the card. It is has not led to a wider use of currency because when you swipe the card, there is usually no currency available for you to use at the moment. They are not part of the money supply because credit cards have no monetary value. Hope that helps!
When an upscale grocer opened a store in a neighborhood of chicago that suffered from vacant buildings and a high crime rate—it charged lower prices on certain staple foods, including eggs and dairy, as part of its effort to?.
The effort is towards eliminating the food desert.
Compared to locations with great availability of fruits, grocery stores that sell fresh green vegetables, or supermarkets, areas with limited access to nutrient-dense and reasonably priced food are known as food deserts.
Understanding food deserts as food apartheid not only tackle their underlying causes but also raises many questions about the effectiveness of frequently offered remedies.
Increasing the number of fast food restaurants and corner stores in areas with food deserts is one of the temporary solutions that continues to support income gaps and health inequalities.
Similar to this, an elite supermarket reduced the price of several essential commodities like eggs and cheese when it built a store in a Chicago neighborhood with many derelict buildings and a high crime rate. This was done in an effort to end the food desert.
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jessie went to the store to buy cosmetics. at the cosmetics counter, she reviewed several different colors and brands, but before making her final selection, she researched each product to ensure that the companies had not used animal testing in the manufacturing process. which of the following best describes jessie's purchasing decision?
The option that describes jessie's purchasing decision is C. Consumer scapes and the ways consumers control what products are produced.
How to illustrate the purchasing decision?The attention paid by a company selling a product to the issue of guaranteeing that the processes used in producing it are morally (socially) righteous has an impact on the purchasing decisions of some customers.
This implies that some consumers avoid buying goods from companies that do not consider how important it is to engage in socially responsible behavior. This mostly causes such businesses to endure a decline in earnings and interactions with the buyers of the commodity those businesses built.
Because certain customers care deeply about maintaining society, such people frequently assess the suitability and performance of an organization by looking at how attentively that organization attends to its social duties.
Therefore, based on the information given, the correct option is C.
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Jessie went to the store to buy cosmetics. At the cosmeticscounter, she reviewed several different colors and brands, but before making her final selection, she researched each product to ensure that the companies had not used animal testing in the manufacturing process. Which of the following best describesJessie's purchasing decision?
A. Consumers consider abrand's ethical practices before purchasing their products.
B. The notions of right and wrong are the same among people, organizations, and cultures.
C. Consumerscapes and the ways consumers control what products are produced.
D. Pre-purchase awareness.
Henderson's+hardware+has+an+roa+of+11%,+a+8%+profit+margin,+and+an+roe+of+21%.+what+is+its+total+assets+turnover?+do+not+round+intermediate+calculations.+round+your+answer+to+two+decimal+places.
Total asset turnover = 1.375
Explanation:
In this question we use the DuPont analysis which is presented below:
Return On Assets = Net Profit Margin × Total asset turnover
0.11 = 0.08 × total assets turnover
So, the total assets turnover would be
= 0.11 ÷ 0.08
= 1.375
Simply we find out the asset turnover by applying the return on assets formula that is displayed above.
Asset turnover, overall asset turnover, or asset turns is a monetary ratio that measures the efficiency of a agency's use of its property in generating income sales or income earnings to the agency.
What's total asset turnover?
Asset turnover is the ratio of overall income or sales to common assets. This metric facilitates traders apprehend how effectively companies are using their belongings to generate sales. Buyers use the asset turnover ratio to examine comparable agencies within the identical area or group.
What does a total asset turnover of 1.5 imply?
For the duration of the same length, the enterprise's overall belongings mentioned on its 12 monthly balance sheets averaged $1,400,000. The organization's general asset turnover for the 12 months became 1.5 (net income of $2,100,000 divided by means of $1,400,000 of average total assets).
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stores that stocked only small decorative goods and knick-knacks at the turn of the century were known as:
Fancy goods shops are the stores that stocked only small decorative goods and knick-knacks at the turn of the century.
What are the fancy goods shops?This is the term that is used to refer to the shops that are known to have the goods that were fanciful in nature. These shops were known to have sold other goods too that were in the forms of ornaments.
The shops were the shops that were basically owned at the beginning of the century. Hence we can conclude by saying that Fancy goods shops are the stores that stocked only small decorative goods and knick-knacks at the turn of the century.
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preparing to pay for higher education can start in 9th grade or earlier by... applying for grants. applying for scholarships. opening a 529 plan. taking out student loans.
Preparing to pay for higher education can start in 9th grade or earlier by opening a 529 plan.
What is a 529 plan?The 529 plan can be defined as the plan that can help in the payment of the qualified education costs of the people that are involved. This plan is a tax advantaged account plan. The people that are covered in the plan would be the college students, the k 12 and those that are involved in other apprenticeship schemes.
Hence we would say that preparing to pay for higher education can start in 9th grade or earlier by opening a 529 plan.
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Regulation u controls credit from? a broker to customer b federal reserve to customer c federal reserve to banks d bank to broker
The Regulation U under the Federal Reserve Board is designed to control the credit from a bank to a broker. Therefore, the option D holds true.
What is the significance of a regulation?A regulation can be referred to or considered as the addition similar to rules backed by laws, and provided under the relevant relating laws for functioning of the matters related thereto.
The Federal Reserve Board has suggested the control of credit facilities from a banker to a broker in the manners prescribed under the regulation U.
Therefore, the option D holds true and states regarding the significance of regulation.
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Complete the statement: __________tend to have surface issues but are good for process observing.
triads tend to have surface issues but are good for process observing.
Triads
Any business now or formerly performed by the Corporation or its present or past Subsidiaries, including any business now or formerly undertaken by Columbia/HCA and its Subsidiaries that is associated with the Corporation's and its Subsidiaries' Assets, is referred to as Triad Business.
Process Observing
An observation procedure is a method for observing and documenting a collection of activities or behaviours. An observation procedure or method, in general, refers to any research that is based on formal or informal observation. Controlled observations, natural observations, and participant observations are all types of observations.
Observation methods are often structured and carried out in accordance with predefined rules, allowing the information obtained throughout the process to be examined and compared. Recording observations made while monitoring individuals, facilities, or experiments is a vital element of the process.
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When dealing with people inside and outside the organization, too much pressure to perform may induce managers to _______.
When dealing with people inside and outside the association, too much pressure to act may induce managers to behave unethically and illegally.
Middle Level of Management
They analyze and explain procedures from top-level management to lower level. They are responsible for blending the activities within the division or division. It also sends necessary reports and other important data to top-level leadership. They assess the interpretation of junior managers.
Middle Managers - responsible for setting purposes consistent with top governance's goals and for planning and executing subunit strategies for achieving these objectives.
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birmingham steel sells steel to winston golf club manufacturers for $300,000. winston sells its golf clubs to academy sports for $1,000,000. academy sports sells these golf clubs to consumers for $1,500,000. how much is added to gdp? assume that all firms are located in the country.
$1,500,000 added to the GDP .The total monetary or market worth of all the finished goods and services produced within a nation's boundaries during a certain time period is known as the gross domestic product (GDP).
Although it is often calculated on a yearly basis, GDP can also be computed on a quarterly basis. For instance, the US government estimates the annualized GDP for the entire year as well as each fiscal quarter. Each item of information in this report is given in real terms, which implies that it has been netted for inflation after being adjusted for price changes.
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chou company has a net income of $42,900, assets at the beginning of the year are $250,000 and assets at the end of the year are $300,000. compute its return on assets.
Its return on assets is 17.1%
In financial accounting, an asset is any resource owned or controlled by a business or an economic entity. it's anything (tangible or intangible) that can be used to produce positive economic value. Assets represent the value of ownership which will be converted into cash (although cash itself is also considered an asset). The record of a firm records the monetary value of the assets owned by that firm. It covers money and other valuables belonging to a private or to a business.
Assets are often grouped into two major classes: tangible assets and intangible assets. Tangible assets contain various subclasses, including current assets and glued assets.
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Self and social awareness is an important skill to practice when communicating with others because you will __________.
Self and social awareness is an important skill to practice when communicating with others because you will be more aware of your own personal biases
This is further explained below.
What is social awareness?Generally, The capacity to grasp the viewpoints of other people, groups, or communities and to incorporate that comprehension into one's relationships with other people is what we mean when we talk about social awareness.
This is a rather straightforward idea.
The term "personal bias" refers to previously unacknowledged views, opinions, or attitudes that have been gained through time and often serve to perpetuate stereotypes.
Personal biases are automatic, accidental, and hardwired into people, and they cause them to make inaccurate judgments.
In conclusion, While you practice self-awareness and social awareness, you will become more conscious of your own personal biases, which makes self-awareness and social awareness a crucial ability to have when speaking with others.
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hich of the following will help you maintain a flexible approach during your presentation? knowing the key messages of your presentation. reading your entire message so you do not lose your place. explaining any problems that disrupt the presentation. arriving just before the presentation to avoid nervousness. focusing on your agenda rather than the needs of the audienc
The answer to this question is option a.
The best way to maintain a flexible approach during the presentation is to know the key messages of your presentation.
In this question, we have to identify the ways to properly manage the presentation. We have to choose the correct option form the four options. To maintain the flexibility in the presentation we have to remember the key words of the presentation. Because the key words help in remembering the presentation, if we forgot something in the presentation then with the help of the key points, we can easily remember these things without any pauses.
Option (b) is not correct because it is not the correct way to maintain flexibility in presentation.
Option (c) is not correct because it is not the correct way to maintain flexibility in presentation.
Option (d) is not correct because it is not the correct way to maintain flexibility in presentation.
Hence, the correct answer for this question is a.
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the securities and exchange commission was created by the government to protect investors and to maintain orderly and efficient markets. it is an example of a(n) .
The securities and exchange commission was created by the government to protect investors and maintain orderly and efficient markets. it is an example of a regulatory agency.
Marshall Sahlins later used the work of Karl Polanyi to develop the idea of three types of exchange that can be identified in more concrete cultures as mere capitalist and non-capitalist. Redistribution, market exchange. Fixed exchange rate. A fixed exchange rate, also known as a pegged exchange rate, is "pegged" or linked to another currency or asset (often gold) to derive its value. ...
The process of converting from one currency to another: Your card issuer or bank will automatically convert your currency to GBP. Simply visit the BookMyForex currency rate card page to see live foreign exchange rates for all major world currencies, including live US dollar rates.
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The economic crisis in 2008 had a huge impact on eaton’s business to business customers. In response to the crisis, eatons customers tried to cut cost and lower their production. This in turn affected eatons sales negatively, which is an example for _______.
Eaton's business-to-business clients were significantly impacted by the 2008 financial crisis. Eaton’s' sales were significantly impacted as a result, which is an example of solutions selling.
This was the biggest economic crisis recession since World War II, with the US gross domestic product declining by 4.3 percent from peak to trough. With a duration of eighteen months, it was unquestionably the longest.
From 5% to 10%, the percentage more than doubled. The housing market collapsed as a result of the toxic subprime mortgages created by the economic crisis, low interest rates, cheap lending, and inadequate regulation. New banking rules and an aggressive Fed are two effects of the Great Recession.
When 198 nations are compared based on the percentage change in GDP between 2007 and 2009, Eastern European and advanced economies that are trade-dependent are the most severely hit. Years of preparation went into the financial crisis of 2007–2008. By the summer of 2007, there were indications on financial markets all around the world that the years-long feast on cheap borrowing was about to come to an end.
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suppose you deposit $2,500 today in a savings account at 3.5% interest compounded annually. assuming no withdrawal, how much would you have at the end of 10 years?
By assuming no withdrawal we get $3526.50 after 10 years.
We have:
N = 10
PV = 2500
R = 3.50%
We can use the following formula to compute FV:
FV = PV x (1+r)^n
= 2,500 x (1+0.035)^10
= 2,500 x 1.410598761
= $3526.50
A withdrawal includes getting rid of the budget from a financial institution account, monetary financial savings plan, pension, or consideration. In a few instances, situations need to be met to withdraw the budget without penalty, and a penalty for early withdrawal typically arises whilst a clause in a funding agreement is broken.
To withdraw cash from your account, you want to fill in a “Withdrawal slip”. Like a Deposit slip, a Withdrawal slip additionally asks for similar information – your call, account variety, the amount that your choice to withdraw, date, and so forth.
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getting to know what your customers want, need, and care about is question 6 options: a waste of time. one of the chores of doing business. good customer service. only important in certain businesses
Answer:
Good customer service
Explanation:
A/an ________________________________ is a market assessment tool used by businesses and analysts to understand the competitive dynamics of an industry.
Industry analysis is a market assessment tool used by businesses and analysts to understand the competitive dynamics of an industry.
Industry analysis is the survey analysis of a specific branch that deals with manufacturing, service, and trade. Since, by understanding the industry where a company operates is providing an essential specific framework for the analysis purpose of the individual company which is assessed by, company analysis.
Industry analysis which is assessed for an entrepreneur or a particular company is an intact method that helps to understand the position of a company which is related to other participants existing in the industry.
It helps them for the identification of both the opportunities as well as threats that are coming along their way and will give them a strong idea regarding the present and future scenarios related to the respective industry. This analysis makes an assessment of demand and supply including changes related to technology.
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isaac believes that his technical skills empower him to choose how, when, and even if he will interact with corporations. he's not alone.
Materialism is the term applies to the new environment.
What is meant by Materialism?A good example of materialism is when someone tries to define love in terms of material stuff. A prime example of materialism is the preference for a new car over close relationships.
The notion or frame of mind that physical health and material possessions are life's greatest benefits and highest values.
The Materialism school of thought holds that everything is made of matter in some way. To update this idea, it could be useful to restate that energy is the basis of all existence. The physical form of energy is matter.
Thus, it is Materialism.
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The question was incomplete, rest part is mentioned below-
Today, many people dictate to companies the types of products they want and how, when, and where (or even if) they want to learn about those products. Which term applies to the new environment?
Without taxes, the market price per bag of apples is $5. With a $2 tax per bag of apples, buyers now pay $5. 75 per bag. What is the final price per bag of apples received by sellers?.
The final price per bag of apples received by sellers is $3.75
This is a question about the effect of taxes on both the apple buyers and sellers.
Before the tax, buyers pay sellers $5 per bag. Whereas, the tax amount of $2 raises the price, but not by the full amount of the tax.
Therefore, this can be calculated as -
Revenue = Sales Price - Total tax
= 5.75-2
= 3.75
Therefore, the seller's income cannot be greater than $3.75 if purchasers now pay $5.75 to the seller and the seller must pay the $2 tax amount.
Hence, it can be also noted that the buyer is paying $0.75 of the tax and the seller is absorbing the other $1.25.
Eventually, this situation may cause a change in the supply of apples that come to market. But the final price per bag of apples received by sellers is $3.75
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When we contact your most recent manager, which of these will they say is most true of you at work?
When we contact your most recent manager, You make plans for how to complete work more than most others. these will they say is most true of you at work.
A manager has to carry out features like planning, organizing, staffing, directing, and controlling. All those features are crucial for jogging a business enterprise easily and reaching organizational objectives. Planning is needed for putting dreams and setting up techniques for coordinating activities.
The definition of a manager is someone accountable for supervising and motivating personnel and for steering the development of a business enterprise. An instance of a supervisor is someone who's in fee of customer support, offers with patron disputes, and who oversees and supervises customer support agents.
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When a tax is imposed on buyers, consumer surplus and producer surplus increases. true false
Terms in this group (20) Consumer surplus declines but producer surplus rises when a tax is placed on consumers.
The term "supply-side economics" refers to the theory that tax cuts would increase the amount of labor that was available and hence boost tax revenue. The supply curve is shifted by a tax paid by sellers, whereas the demand curve is shifted by a tax paid by buyers. Regardless of who pays the tax, the result is the same. 6.producer surplus When a good is taxed, the price consumers pay increases, the price sellers receive decreases, and the amount sold decreases. Similar to taxes on producers, consumer taxes will eventually lower amount sought and producer surplus. Due to the economic tax incidence, or who actually bears the cost in the new equilibrium, the tax, is based on how the market responds to the price change – not on legal incidence.
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a good’s price elasticity of demand depends in part on how necessary it is relative to other goods. if the following goods are priced approximately the same, which one has the least elastic demand?
-sports car=elastic demand (price is much more of a factor in purchase of a sports car bc it is a LUXURY)
-chemotherapy=inelastic demand (necessity=ppl willing to pay the price)
What is Least Elastic Demand?
Cost factors directly affect business activities. Several cost drivers can be associated with activities. For example, direct labor hours are the driving force behind most product manufacturing activities. High labor costs increase the cost of producing all of a company's products or services. When the cost of maintaining inventory is high, so are the costs of manufacturing products and providing services.
[tex]P E_{d}=\frac{\% \text { Change in } Q t y}{\% \text { Change in Price }}[/tex]
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How would a severe drought in florida affect the equilibrium price and quantity of oranges?
A drought in Florida would cause a decrease in the supply of oranges. This decrease in supply would lead to an increase in the price of oranges.
What is Equilibrium of price ?
An equilibrium price, also known as a market-clearing price, is the consumer cost given to a product or service at a point where supply and demand are equal or nearly equal. The producer or vendor can sell as many units as they want, and the buyer can buy as many as they want.
Dynamic pricing aims to identify equilibrium prices in response to market changes, modifying prices on the fly when supply and demand fluctuate. Other pricing models, such as value-based pricing, seek to capitalize on intangible attributes or use other strategies to control demand and obtain a bigger profit margin than can be estimated by cost-based pricing.
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rawlco began the month with $220,000 in total assets. what total assets would be reported on the balance sheet after events (a)–(f)?
After the events (a) to (f), the total assets reported on the balance sheet for Rawlco would be $257,000.
What would be the total assets?The total assets can be found by adding assets coming into the business and subtracting those leaving.
The total assets after events (a)–(f) is:
= Beginning total assets + Equipment purchase - Cash used for equipment + Cash deposited + Cash investment + Supplies
= 220,000 + 30,000 - 10,000 + 5,000 + 10,000 + 2,000
= $257,000
The total assets are $257,000.
Rest of the question:
a. Placed an order for office supplies costing $2,000. Supplier intends to deliver later in the month
b. Purchased equipment that cost $30,000; paid $10,000 cash and signed a promissory note to pay $20,000 in one month
c Negotiated and signed a one-year bank loan, and then deposited $5,000 cash in the company's checking account.
d. Hired a new finance manager on the last day of the month
e. Received an investment of $10,000 cash from the company's owners in exchange for issuing common shares.
f Supplies [ordered in (a)] were received, along with a bill for $2,000.
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Arget profit:_________
a. is when sales and costs are exactly equal.
b. equals differential costs.
c. can be calculated by modifying the break-even equation.
d. cannot be calculated in cost-volume-profit analysis.
Target profit: may be calculated by enhancing the break-even equation.
Income describes the economic profit realized when sales generated from an enterprise pastime exceed the charges, fees, and taxes worried in sustaining the activity in query.
earnings truly method the revenue that remains after prices; it exists on several levels, relying on what kinds of prices are deducted from sales. net earnings, also called internet earnings, is a single number, representing a specific form of income. net income is the renowned bottom line on an economic declaration.
Economic profit is likewise known as pure income. The pure earnings make the provisions for depreciation, insurable dangers, and important minimum payments to the shareholder so that they do no longer withdraw from the capital. thus, natural earnings are the residual left after all of the contractual fees Viz.
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Because you cannot make both marketing and production happy with your decision about the new toy design, you have to engage in when making the decision.
I have to engage in suboptimization to make the decision, in order to make both marketing and production happy with the decision about the new toy design.
The marketing department works closely with the assembly department to confirm that: adequate research and development is planned to satisfy current and future customer needs. The item is manufactured to the standard and style desired by the patron.
Marketing is vital to manufacturing because marketing's job is to market the manufactured product. While manufacturing's job is to make the merchandise, marketing's primary responsibility is to realize a customer, and keep a customer. The link between marketing and production could be a dual one.
On one hand, production capabilities determine the quantity and sort of products which might be marketed, and, on the other hand, a more accurate prediction of sales forecast for every product and merchandise line is important for efficient production operations.
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costs incurred up to the split-off point in a process in which two or more products are produced from a common input are called
Costs incurred up to the split-off point in a process in which two or more products are produced from a common input are called joint costs.
A joint cost is an expenditure that advantages more than one product, and for which it isn't viable to separate the contribution to every product. The accountant desires to decide a regular approach for allocating joint fees to products.
Producers incur many expenses inside the production manner. it's far the price accountant's task to trace those prices again to a certain product or process for the duration of production. A few charges can not be traced again to a unmarried cost object. A few prices advantage a couple of product or technique within the manufacturing technique.
A few costs benefit a couple of product or manner within the production process. These fees are referred to as joint cost. Nearly all producers incur joint costs at some level the producing method. It is able to additionally be described because the fee to function joint-product approaches such as the disposal of waste.
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if a husband or a wife is the sole owner of real property, he or she owns the property: select one: a. as a tenant in common. b. as a tenant by the entireties. c. as a joint tenant. d. in severalty.
If a husband or a wife is the sole owner of real property, he or she owns the property in as a tenant in common. Thus, option (a) is correct.
What is property?
The term property refers to the person purchase the right are the real owner. The property is the legal right and the ownership of the person hand. The property such as home, office, shares, and vehicle etc.
The term tenants refer to the common balance of the couple ownership. He and she are the owner of the property are the flexibility. The property not transfer as mandatory both are agreed.
As a result, the tenant in common is the couple of ownership owns the property. Therefore, option (a) is correct.
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Walt owns a business in which he offers standardized test preparation classes and individual tutoring for students. this is an example of a?
Walt owns a business in which he offers standardized test preparation classes and individual tutoring for students. this is an example of a business service .
What is business service ?A wide word used to describe work that supports a business but doesn't produce a physical good is "business services." Numerous additional company services, including purchasing, shipping, and financing, are supported by IT, a crucial business service.
A effective business service links IT resources with a company's workforce and clientele while also advancing corporate objectives, enhancing profitability.
An audit of IT infrastructure operations, the establishment or updating of an IT service catalog, and/or the deployment of an employee self-service portal to enhance communication are commonly required to demonstrate the value that an IT department brings to the company.
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roger is conducting an educational event and has asked a couple of providers to be present at his booth. the hearing aid representative has general information on hearing loss, business cards and logo coffee mugs (worth $8). has the hearing aid representative followed all required guidelines? no, he can provide general information and his contact information, but is not permitted to offer giveaways. yes, he can provide general information, his contact information and logo items that are under $15. no, he must not provide his business cards or giveaways.
Roger is conducting an educational event and has asked a couple of providers to be present at his booth "The hearing aid representative did not follow all the required guideline".
He can provide general information and his contact information, but is not permitted to offer giveaways.
An event organized for Medicare beneficiaries may either be an educational event or a marketing/sales event.
An educational event involves programs designed to get Medicare beneficiaries informed about health related developments.
During an educational event, sales and marketing activities are strictly prohibited.
The distribution of logo coffee mugs at an educational event depicts a sales / marketing agenda which is against the guideline of an educational event setup.
So, the hearing aid representative did not follow all the required guideline.
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