A company that provides bundled services might draw on its expertise to offer metrics derived from earlier research to enable direct comparisons and make sense of findings : True
Define marketing.Marketing as a field covers all the things a company does to draw customers and maintain connections with them. Examples of networking with potential or past clients that can be done as part of the job include sending thank-you cards, playing golf with potential clients, swiftly returning calls and emails, and setting up coffee or dinner encounters with clients.
All three of these marketing operations involve selling and distributing goods to consumers or other businesses. In some instances, affiliates assist a company's marketing initiatives.
Examples of focused promotions include celebrity endorsements, appealing taglines or slogans, attractive packaging or graphic designs, and general media exposure.
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a firm recorded the receipt of cash on account from a creditor as a debit to cash and a credit to accounts payable. the error was discovered after the data posted. the correcting entry should contain:
In the situation where there was an accounting error in recording a financial transaction as given above, the correcting journal entry should contain a debit to accounts payable and a credit to accounts receivable.
What is the significance of a journal entry?A journal entry can be referred to or considered as the systematic of recording and maintaining the financial transactions that take place in an organization during an accounting period. It has a debit and a credit effect.
A correcting journal entry rectifies the errors made in the recording of actual journal entries. For the above situation, the correcting entry where accounts payable are debited and receivables are credited would rectify the transaction.
Therefore, the significance regarding a journal entry has been aforementioned.
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clancy purchases an old office building and wants to obtain commercial property insurance. the building is at an increased risk of fire damage because the electrical work is outdated. in a weak economy, the insurance company charges him a lower premium than usual and agrees to take the risk. this pricing strategy is called
This situation uses the strategy of premium underwriting as it reduces the premium in case of risky situations as the insurer is able to take the risk due to less premium as assurance.
What is Cashflow Underwriting?
An insurer that uses cash flow underwriting is making a wager that the losses from the numerous policies it writes will take a while to materialize. A cash flow underwriting strategy seeks to produce significant investment money from the increased business brought on by lower pricing by the individuals to avoid huge amounts of premium
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Identify three (3) services offered by the post office for sending mail and fully outline a situation in which you would recommend the use of each. (6marks)
Pls help
Mail collection, processing, transmission, and delivery are the Post Office's main duties. The term "mail" refers to all postal items, including letters, postcards, inland letter cards, packets, ordinary, registered, insured, value-payable, and speed post articles, whose contents are in the nature of messages.
What are the services offered by post office for sending mail?Mail collection, processing, transmission, and delivery are the Post Office's main duties. The term "mail" refers to all postal items, including letters, postcards, inland letter cards, packets, ordinary, registered, insured, value-payable, and speed post articles, whose contents are in the nature of messages.
First class and second class mail are additional categories for mail. Within India, first-class mail is given free air delivery, whilst second-class mail only receives airlift if paid for with an air premium.
The letter is sorted by delivery barcode sorter to a specific carrier that will deliver it. Additionally, the barcode sorter sorts the letters sent to that carrier in the order of delivery. After then, a truck transports all of this carrier's mail to the Postal Service station.
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marigold corp. recorded the following cash transactions for the year: paid $187000 for salaries. paid $84500 to purchase office equipment. paid $19600 for utilities. paid $8000 in dividends. collected $365000 from customers. what was marigold's net cash provided by operating activities? o $158400 o $73900 o$178000 o $150400
Based on the recorded cash transactions, the net cash from operating activities is $150400
Operating cash flow can be calculated as total cash received from sales minus total cash paid for operating expenses.
Activities that included in operating cash flows:
- salaries
- payment to vendors/supplies
- interest income or dividend received
- paid dividend and paid interest
- income tax paid
- cash from customers
Data from the problem:
Cash from customers = $365000
Salaries paid = $187000
Utilities paid = $19600
Dividend paid = $8000
Purchasing office equipment is not included in operating expenses.
Hence,
Net cash from operating activities = $365000 - ($187000 + $19600 + $8000) = $150400
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tavist allergy pills sell for $25 a box. steve, brian, and toby are willing to pay $33, $27, and $19, respectively, for a box of tavist. what is the total consumer surplus for steve, brian, and toby?
The total consumer surplus for steve, brian, and toby is $10.
What is consumer?
A consumer is a person or a group that is not directly involved in entrepreneurial or business activities and who intends to order as well as uses purchased goods, products, as well as services primarily for personal, social, family, or household needs. The phrase is most frequently used to describe someone who makes purchases for their own use. Any individual or group who makes final use of a good or service is referred to as a consumer. Here are a few instances: a client who spends money having their hair styled and cut by a hairstylist. a business that purchases a printer for business use.
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In the ________ activity of scm, organizations coordinate the receipt of customer orders, develop a network of warehouses, select carriers to transport their products to their customers, and create an invoicing system to receive payments.
In the Deliver activity of scm, organizations coordinate the receipt of customer orders, select carriers to transport their products to their customers, and create an invoicing system to receive payments.
An entity, such as a business, institution, or association, that is made up of one or more people and has a specific function is known as an organization or organization (Commonwealth English; see spelling variations). The word is derived from the Greek word organon, which also refers to an instrument, an organ, and many tools. An organization that concurrently performs functions for the public good and expands commercial market activities is known as a hybrid organization.
Secret societies, criminal groups, and resistance movements are examples of organizations that may also function covertly or unlawfully. And occasionally there might be challenges from other organizations.
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todd wants to start a business. so one weekend he sits down and starts to write up a document that details the business's goals, objectives, potential customers, financial resources, the product/service it will provide and its strategies on how it will fulfill each of these areas. todd is writing a(n)?
A business aim is a destination, feat, or objective the corporation hopes to reach in the short- or long-term. Business objectives can be aspirational or motivating and can steer a company in the direction of a certain goal, like better customer service.
Explain about the business Goal?
Setting goals is crucial to managing a successful organisation. They can help you maintain a clear direction, inspire workers, and establish goals for your company to strive for. Setting goals can give you a set of standards by which to judge the success of your company.
You can establish and attain a variety of objectives, such as developing your thought leadership skills, coming up with fresh company concepts, or sharpening your attention. It's crucial to make sure your goals are both reachable and clear when choosing which ones to set.
A marketing goal is a precise, quantifiable target that aids in achieving your larger corporate objectives. Anything from producing quality leads and building brand recognition to raising consumer value and increasing the rate of referrals
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real estate brokers serve as intermediaries by bringing buyers and sellers together in the real estate market. for this service, brokers are paid what is commonly referred to as a:
When brokers serve as intermediaries who bring buyers and sellers together in the real estate market, they get paid what is commonly known as a Commission.
How are real estate brokers paid?In the real estate market, brokers are paid based on commission. This commission is charged on the selling price of the house which means that it is the buyer that pays the commission. The reason real estate brokers get paid a commission is because of their service of bringing the buyers of real estate, to those who want to sell their property in the real estate market.
There can be different rates paid for commission to real estate brokers depending on the services rendered, the location, or how well known the real estate agent is. However, commission paid often ranges between 5% of the selling price to 6%. This means that if a real estate broker sells a property worth $100,000, they can expect between $5,000 and $6,000.
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the solow model shows that a key determinant of the steady-state ratio of capital to labor is the: level of output. labor force. saving rate. capital elasticity in the production function.
Solow model shows that capital elasticity in the production function.
What does solow model mean ?
The Solow growth model puts a strong emphasis on long-term economic growth. Investment and saving have a major role in economic progress. The capital stock rises as a result of increased saving and investment, which boosts the national income and product during full employment.
The Solow Growth Model is an exogenous economic growth model that examines changes in an economy's production level over time as a result of changes in the population growth rate, the savings rate, and the pace of technological advancement.
The Keynesian Harrod-Domar model served as the foundation for the first neoclassical growth model, the Solow Growth Model, which was created by Nobel Prize-winning economist Robert Solow. Modern theories of economic growth are built on the Solow model.
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managers tend to have a less specific definition of the population than do researchers because the researcher must use the description of the population precisely, whereas the manager uses it in a more general way. true false
The statement is True.
The required details about manager is mentioned in below paragraph.
The most effective manager posts start with a summary of your business' marketing approach. By outlining briefly what you have to offer potential workers, you can catch prospects' attention, excite them about the prospect of working with you, and set yourself apart from competing adverts. The department can achieve its objectives by managing its personnel, planning, and reviewing departmental actions.
To keep the workforce, identifies, selects, onboards, and trains new personnel.
Employers can achieve their aims for their personnel by setting employment objectives and going over how to plan, monitor, and assess job outcomes.
Provides guidance, discipline, and coaching to employees.
Develops, coordinates, and upholds procedures, policies, standards, and procedures.
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the marketing team for the charity american harvest, a national food bank program, wants to know how much it costs to attract a new donor to visit its website and complete a donation. american harvest will most likely use the metric of .
The marketing team for the charity American harvest, a national food bank program, wants to know how much it costs to attract a new donor to visit its website and complete a donation. American harvest will most likely use the metric of cost-per-order.
A charity must have one or extra of the functions that have been described in law. those encompass things like: relieving poverty, training, faith, protecting the environment, animal welfare, human rights and community development.
Examples of these functions encompass running an animal refuge, a volunteer fireplace branch, a facility for care of the elderly or a clinic. There are a few functions that are not taken into consideration charitable including groups which might be created for political purposes and companies created to sell sports activities.
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dake corporation's relevant range of activity is 3,100 units to 6,500 units. when it produces and sells 4,800 units, its average costs per unit are as follows: average cost per unit direct materials $ 7.00 direct labor $ 3.10 variable manufacturing overhead $ 1.75 fixed manufacturing overhead $ 3.00 fixed selling expense $ 1.05 fixed administrative expense $ 0.75 sales commissions $ 0.85 variable administrative expense $ 0.75 for financial reporting purposes, the total amount of product costs incurred to make 4,800 units is closest to:
The total production cost incurred if 6,800 units are produced is $ 33603.1
The manufacturing overhead is an indirect cost. It is allocated based on a predetermined rate. We will take into account only the direct materials and direct labor.
For 4,800 units:
Total direct manufacturing cost= 4,800 × ( $ 7.00+ $ 3.10)
Total direct manufacturing cost= $ 33603.1
What is total manufacturing cost?
Total manufacturing cost, or simply the cost of producing the things that will be sold to customers, is the sum of all the money that a firm spends on its manufacturing operations. As implied by the name, it considers every single expenditure.
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which statement in true about business relationships in supply chains? multiple choice question. they must be between independent entities. they are based on meeting each other's needs. they must be between divisions of the same firm. they are always close working partnerships.
Relating to supply chain links between businesses relationships in the supply chain are based on meeting one another's needs. This statement is true.
Business relationships are essential for the success of supply chain management. To achieve supply chain goals like maximizing customer value and minimizing transaction costs, hence maximizing revenues, good inter-business connections are essential.
The delay between you, the exporter, paying your suppliers and when you receive payment from your buyers is known as the transactional relationship in the supply chain (the importer). The majority of the time, the overseas customers who buy your products are not the final consumers.
Relationships can be the focal point of supply chain management, fostering a more cooperative and productive dynamic. When it comes to complying with new rules and regulations, buyers who get along well with their suppliers will have an advantage.
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Answer: They are based on meeting each other's needs.
The decentralized public ledgering system called ________ is used to record and manage transactions in traditional sectors like shipping, real estate, voting, and stock trading.
Transactions in established industries including shipping, real estate, voting, and stock trading are tracked and managed using the decentralized public ledger technology known as Blockchain.
What steps constitute a public, decentralized ledgering system?The process of moving power and responsibility from a centralized organization to a decentralized structure is known as decentralization. Delegating the management of resources available in an application allows for the provision of a greater and more equitable service.
Without a national automated clearing house, payments can be validated using a distributed ledger known as a blockchain. Automatic updates, attacks, and deception are very difficult with this kind of data storage.
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In the ________ activity of scm, supply chain managers develop processes for managing their goods and services inventory, including receiving and verifying shipments, transferring the shipped materials to manufacturing facilities, and authorizing supplier payments.
Supply chain managers create procedures for managing their inventory of goods and services in the source activity of SCM. These procedures include receiving and validating shipments, moving the sent items to production facilities, and approving supplier payments.
What jobs do supply chain managers have?The five primary elements of supply chain management are planning, procuring raw materials, production, delivery, and returns. The planning phase involves developing a comprehensive supply chain strategy, while the other four components concentrate on the prerequisites for carrying out that plan.
Sourcing is the process of buying goods and services from suppliers who will do so in the most economical and effective way possible. Suppliers are required to follow a set of guidelines in order to guarantee that the company delivers high-quality goods to the consumer.
Supply chain managers create procedures for managing their inventory of goods and services in the source activity of SCM. These procedures include receiving and validating shipments, moving the sent items to production facilities, and approving supplier payments.
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otb mc qu. 6-39 (algo) assume the following information for a... assume the following information for a company that produced 10,000 units and sold 8,000 units during its first year of operations and produced 8,000 units and sold 10,000 units during its second year of operations: per unit per year selling price $ 200 direct materials $ 78 direct labor $ 50 variable manufacturing overhead $ 11 sales commission $ 8 fixed manufacturing overhead $ 300,000 using absorption costing, what is the cost of goods sold for the second year of operations? multiple choice
Using absorption costing, the cost of goods sold for the second year of the company's operations is A. $1,690,000.
What is absorption costing?Under absorption costing, the cost of goods sold includes the variable and fixed manufacturing costs. Other expenses are treated as period costs and deducted from the gross profit.
The cost of goods sold can be computed as the costs of beginning inventory and production minus the cost of ending inventory.
However, since the company's per-unit sales price and costs were the same for the first and second years, and there was no ending inventory in the second year, the cost of goods sold becomes a straightforward calculation as below.
First Year Second Year
Beginning inventory 0 2,000
Production units = 10,000 8,000
Sales units 8,000 10,000
Ending inventory 2,000 0
Per Unit Total
Selling price $200 $2,000,000
Direct materials $78
Direct labor $50
Variable manufacturing overhead $11
Total variable cost $139 $1,390,000
Fixed manufacturing overhead $300,000
Total manufacturing cost $1,690,000
Sales commission $8 80,000
Cost of goods sold = $1,690,000 (10,000 x $139 + $300,000)
Thus, the absorption cost of goods sold in year two is Option A.
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Question Completion with Answer Options:A. $1,690,000
B. $1,390,000
C. $1,770,000
D. $1,310,000
you want to facilitate a group discussion about it and let your team make the decision about which of three different packaging machines to buy. which decision style should you use?
The decision style should you use will be V-room decision tree.
The Vroom-Yetton decision model developed a decision tree with seven key questions to assist leaders in making the best option. Quality, commitment, problem structure, leader's information, goal congruence, and subordinate conflict are the seven questions that go along with them. In accordance with the scenario at hand and the degree of engagement of subordinates, this model proposes five decision-making styles that direct group-based decision-making: Consultative Type 1 (CI), Consultative Type 2 (CII), Group-based Type 2, and Autocratic Types 1 and 2 (GII).
For two reasons, the Vroom-Yetton model's usefulness is debatable. First off, it is less frugal than other methods of the selection of leaders. Second, it just addresses one element of how leaders behave—that is, how they choose various decision-making procedures depending on the circumstances.
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which entity is responsible for monitoring the appraisal foundation to ensure it is properly fulfilling its responsibilities under title xi of firrea?
The Foundation's work is monitored and evaluated by the Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council.
Which Appraisal Foundation Board do you belong to?
The Board of Trustees (BOT) of the Appraisal Foundation is in charge of the organization's governance. The Board of Trustees (BOT) appoints members, finances, and oversees two distinct Boards: the Appraisal Standards Board and the Appraiser Qualifications Board.
Who keeps an eye on the appraisal base?
The Evaluation Subcommittee (ASC) of the Government Monetary Establishments Assessment Gathering screens and surveys crafted by The Establishment.
Who is in charge of appraisals?
When it comes to the creation and implementation of performance reviews, the department of human resources plays a crucial role. In point of fact, the HR team serves as a mediator between the employee and the functional heads or reviewing authorities. The human resources team is in charge of making sure the appraisal process goes off without a hitch.
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a stock just paid a dividend of $4.81 and is expected to maintain a constant dividend growth rate of 4.5 percent indefinitely. if the current stock price is $63, what is the required return on the stock?
A stock that just paid a dividend of $4.81 is predicted to continue to grow its dividend at a consistent rate of 4.5 percent forever. The needed return on the stock is 12.48% at the current market price of $63.
The shares that make up a corporation or company's ownership in finance are known as stock (sometimes known as capital stock). A single share of stock represents a portion of the corporation's ownership in relation to the total number of shares. In most cases, this entitles the shareholder to that portion of the company's earnings, including the cash from the sale of its assets. Not all stock is created equal. For instance, some classes of stock may be issued with improved voting rights, without voting rights, or with a specific priority to collect profits or proceeds from liquidation before or after other classes of shareholders.
Stocks can be purchased and sold privately or through stock exchanges, and such transactions are normally highly regulated by governments to thwart fraud and safeguard investors.
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you are considering a project with an initial cost of $4,300. what is the payback period for this project if the cash inflows are $550, $970, $2,600, and $500 a year for years 1 to 4, respectively? a) 2.04 years b) 2.36 years c) 2.89 years d) 3.04 years e) 3.36 years
For the given initial investment and cash inflows, the payback period for the project is 3.36 years (option e)
Payback period is the period where the initial investment is paid back by the cash inflows.
Data from the problem:
Initial investment = $4,300
Cash inflows:
Year Cash inflows Accumulated cash inflows
1 $550 $550
2 $970 $1520
3 $2,600 $4120
4 $500 $4620
Notice that at the end of the 3rd year, the accumulated cash inflows is $4120, while the initial investment is $4,300. Hence, we need $4,300 - $4,120 = $180 more to make the accumulated cash inflows equal to the initial investment.
Since, the cash inflows at the 4th year is $500, it is expected that $180 will be obtained within:
180/500 = 0.36 year
Therefore, total period = 3 years + 0.36 year = 3.36 years
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a real estate agent has leased 10 rooms in a resort area for $100,000 for the summer season. she hopes to rent these rooms and generate profit for her business. what will the fixed costs be for the real estate agent if only 6 rooms are occupied because of excessive rains?
The fixed cost for the real estate agent if only 6 rooms are occupied because of excessive rain is $100,000.
Working as an estate agent is likewise an opportunity to build a successful profession, from which you can earn an earnings-based totally on your performance. it's miles, consequently, a developing market and you will maximum possibly see an effective go back in your efforts.
Marketplace and sell homes for sale. Represent the dealers in negotiation by searching for what you offer. Reveal income as they continue and liaise with all involved parties including mortgage agents, solicitors, surveyors, and different property retailers. Recommend clients and assist shoppers to determine what they need to buy.
However, property sellers do not need to go to university. However, having a degree in actual estate will show your future employers and customers that you have gone thru expert schooling and training to cope with properties.
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last year janet purchased a $1,000 face value corporate bond with a 7% annual coupon rate and a 30-year maturity. at the time of the purchase, it had an expected yield to maturity of 7.03%. if janet sold the bond today for $1,059.61, what rate of return would she have earned for the past year? do not round intermediate calculations. round your answer to two decimal places.
Rate of return = Interest + (Sale price- Purchase Price) / Purchase price
Rate of return = 1000 * 7% + (940.74- 1000) / 1000
Rate of return = (70 - 59.26) / 1000
Rate of return = 10.74 / 1000
Rate of return = 1.074%
Let's assume you personally have a percentage that commenced at $100 in cost and rose to $110 in price. Now, you want to locate its fee of return. A fee of return is generally expressed as a percent of the funding's initial cost. So, in case you had been to sell your share, this funding would have a 10% price of going back.
The simple charge of going back is the incremental amount of internet earnings expected from a potential funding possibility, divided with the aid of the investment in it.
A bad Rate of return is a lack of the main investment for a specific period of time. The bad may additionally develop into an effective in the next period, or the one after that. A terrible fee for going back is a paper loss unless the funding is cashed in.
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Wallace has decided that he wants to move on from his entrepreneurial business and take his financial profits from his hard work. This is an example of ________.
Wallace has decided that he wants to move on from his entrepreneurial business and take his financial profits from his hard work. This is an example of harvesting.
What is financial profit?
Profit is defined as the financial benefit realised when the revenue generated by an economic activity exceeds the expenditures, costs, and taxes associated with the activity in question. Profits are returned to business owners, who can choose to pocket the money, disseminate it to shareholders as dividends, or invest money it back into the company. The amount of money a company makes after deducting all expenses. Whether it's a peach iced tea stand or a publicly traded multinational corporation, the primary goal of any company is to make money, so business performance is dependent on profitability in all of its forms.
Some analysts are concerned with top-line profitability, while others are concerned with profit before taxes as well as other expenses. Others are solely concerned with profit once all expenses have been removed.
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missy is assessing global entry strategies for her organic yogurt shops. she does not want to take a lot of risk and is willing to limit her control of international stores. missy will most likely use a(n) blank strategy.
Because starting a new business in a foreign country is expensive and time-consuming, greenfield investments are considered to be very risky. A company might need to hire consultants or business partners to help it gain information and experience about the current market.
Missy is considering international entry methods for her healthy yogurt stores. She is willing to limit her authority over foreign stores since she does not want to take too many risks. Missy will probably employ a (blank) strategy.
The direct sale of goods and/or services to another nation is known as exporting. It is possibly the least risky and most well-known way to join a foreign market.
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factors of production are foundational to a business achieving their objectives. if a business identifies the need to acquire new machinery to increase efficiency, on which of the four fundamental resources should they focus?
The four fundamental resources should they focus natural resources, capital, human resources, and entrepreneurship.
The required details about Factors of production is mentioned in below paragraph.
Factors of production are the assets that serve as the economic backbone and are utilized by individuals to create goods and services. Land, labor, capital, and entrepreneurship are the four types of production elements that economics differentiate between. According to conventional economics, the four main factors of production are land, which refers to the actual area and natural resources, labor, which refers to the actual workers, capital, which refers to the actual funds and machinery, and entrepreneurship, which refers to the actual concepts and driving forces. All production forces contribute to economic progress. No product can be made without the basic components (land). Such resources cannot be gathered, transformed, or processed without work (labor).
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havermill company establishes a $290 petty cash fund on september 1. on september 30, the fund is replenished. the accumulated receipts on that date represent $77 for repairs expense, $145 for merchandise inventory, and $26 for miscellaneous expenses. the fund has a balance of $42. on october 1, the accountant determines that the fund should be increased by $58. the journal entry to record the reimbursement of the fund on september 30 includes a:
The following journal entry will be made on September 30: "Debit to repairs expenses for $77." This is due to the fact that all expense receipts are debited with the appropriate expense amounts.
The operational costs a business bears in order to make money are referred to as expenses. Simply put, it is the amount of money necessary to acquire anything. According to a proverb, "making money costs money."
Paying suppliers, paying employees, leasing facilities, and depreciating equipment are examples of frequent costs. To reduce their taxable income and therefore their tax liability, businesses are permitted to deduct tax-deductible expenses on their income tax returns; however, the Internal Revenue Service (IRS) sets tight guidelines on which expenses firms are permitted to claim as a deduction. The operational costs a business bears in order to make money are referred to as expenses.
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which leadership approach asserts that leadership behavior varies across a wide number of leadership styles, ranging from take-no-responsibility leadership to transformational leadership?
The leadership approach that asserts that leadership behavior varies across a wide variety of leadership styles, ranging from unaccountable leadership to transformational leadership is the Full Range Leadership Model.
What is the Full Range Leadership Model?The full range model of leadership (FRLM) is a term to refer to a general theory of leadership that focuses on the behavior of the individual (leader) in different situations.
This theory proposes three main types of leadership that are:
Laissez-faire: This type of leadership is characterized by the fact that the leader takes a more passive role towards the other members of the group and allows them to act more freelyTransactional leadership: This type of leadership is characterized by the leader of a group offering rewards or punishments for the group to function properly.Transformational leadership: This type of leadership is characterized by the fact that the leader sets long-term goals that require greater commitment and trust towards employees.Learn more about leadership in: https://brainly.com/question/14365384
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according to karl marx, in a capitalist economy, what type of alienation is a worker experiencing when the worker is forced to work for someone else and makes money for the owner of the workplace?
According to alienation, the worker is forced to work for someone else and makes money.
What is the theory of alienation ?
The method of making a worker feel alien to the results of their own effort. One may put their subjectivity into an object and even take pleasure in the fact that someone else enjoys their invention, therefore creating commodities need not result in alienation and can even be quite gratifying. The proletariat works in order to live, to obtain the very means of life, which he can only achieve by selling his labor to a capitalist for a wage (as if his labor were itself a property that can be purchased). In capitalism, the worker is exploited in this way: he does not work to create a product that he then sells to a real person.
Because the worker no longer owns the product, the worker feels alienated from it. Instead, the product now belongs to the capitalist, who bought the proletariat's labor force in return for exclusive control over the proletariat's goods and any profit generated by their sale.
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which one of the following insurance policy provisions requires the insured to pay for part of the loss if the property is not insured for the specified percentage of replacement value? group of answer choices personal property floater an endorsement coinsurance clause umbrella coverage assigned risk clause
Coinsurance clauses in insurance policies require the insured to cover a portion of the loss if the property is not covered for the required percentage of replacement value.
Coinsurance clause: what is it?Coinsurance is a term used in insurance contracts by insurance providers for building-related property insurance policies. This provision guarantees that policyholders insure their assets for a reasonable amount and that the insurer is paid a reasonable premium for the risk.
The common way to express coinsurance is as a percentage. The majority of coinsurance clauses demand that policyholders insure a property for 80, 90, or 100% of its actual value.
For instance, a $1,000,000 replacement value building with a 90% coinsurance clause must have a minimum of $900,000 in insurance coverage. An 80% coinsurance clause on the same building necessitates insurance coverage of at least $800,000.
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fegley, incorporated, has an issue of preferred stock outstanding that pays a $3.80 dividend every year, in perpetuity. if this issue currently sells for $93 per share, what is the required return?
The required return of the preferred stock issued by Fegley incorporated is 4.086%.
What is the required return?A stock is an investment that gives the holder ownership rights in a public company. A preferred stock is a class of stock that is used to raise capital for public firms. A preferred stock holder receives a fixed amount of dividend.
Required return is the least amount of profit that investors are expecting from their investment.
The formula that can be used to determine the price of the stock is:
P = D / r
r = D / P
Where:
r = required return D = dividend P =price of the stock3.80 / $93 = 0.04086 = 4.086%
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