Answer:
D. copayment; insured
Explanation:
When the person takes insurance than the person called as insurance policyholder who is holding his or her own policy so he or she must have to pay the copayment i.e. fixed amount for the service covered prior to receiving the service for each insured service prior to the insurance that covers the rest
Therefore the correct option is D
And, the rest ones are incorrect
One of your customers, age 52, wishes to open an IRA. His annual income is more than $200,000 and consists entirely of income from rental real estate and income from a trust fund. What amount may your customer contribute to his IRA this year?
Answer:
$0
Explanation:
your IRA contributions are based on your earned income, and earned income means money that you earned by working. A person can contribute up to $6,000 per year or $7,000 if they are older than 50, to an IRA account as long as their earned income is higher than that amount.
But this client only has passive income, rental income and a trust fund, so his earned income is $0. Since he has no earned income, he cannot contribute any money to an IRA account.
____ are the goods and materials available for sale at the beginning of a period.
Raw materials
Ending inventory
Cost of goods sold
Beginning inventory
Answer:
Beginning inventory
Explanation:
Beginning inventory refers to the finished goods that are still in the business premises at the beginning of a fiscal year. They represent the finished products that the business was not able to sell in the past period. Beginning inventory becomes part of the inventory to be sold in the current year.
Other terms that describe beginning inventory are opening inventory, opening stock, and balance brought forward.
Answer:
D- Beginning inventory
Explanation:
Assume there are two countries (France and the United States) and two goods (Wine and Cheese). In France, labor productivity in Wine is 40 bottles per hour and 30 kilos per hour in Cheese. In the US, labor productivity in Wine is 12 bottles per hour and 12 kilos per hour in Cheese. Given this information, which country has the comparative advantage in Cheese
Answer:
United States
Explanation:
A comparative advantage results when a country's opportunity cost of producing good X is lower than the opportunity cost of producing good X in another country.
France
Opportunity cost of producing wine = 30/40 = 0.75 kilos of cheese
Opportunity cost of producing cheese = 40/30 = 1.33 bottles of wine
United States
Opportunity cost of producing wine = 12/12 = 1 kilo of cheese
Opportunity cost of producing cheese = 12/12 = 1 bottle of wine
France has a comparative advantage in the production of wine, and the US has a comparative advantage in the production of cheese.
'11.8. A company stocks an SKU with a weekly demand of 225 units and a lead time of 3 weeks. Management will tolerate one stockout per year. If sigma for the lead time is 175 and the order quantity is 800 units, what is the safety stock, the average inventory, and the order point
Answer:
a. 261 units
b. 661 units
c. 936 units
Explanation:
Safety stock, average inventory, and the order point can be calculated as follows according to their formulas.
DATA
Weekly Demand = 225 units
Lead time = 3 weeks
Annual Demand = 225 units x 52 weeks = 11,700 units
sigma = 175
Order Quantity Q = 800
Solution
No of orders per year = Annual demand/order quantity
No of orders per year= 11700/800
No of orders per year= 14.625 orders
Service level = (no of orders-1)/no of orders
Service level = (14.625-1)/14.625
Service level = 93.16 %
Saftey factor for 93.16 is 1.49
Saftey stock = 1.49 \sigma
Saftey stock = 1.49 * 175
Saftey stock = 260.75 OR 261 units
Average inventory = Q/2 + saftey stock
Average inventory = 800/2 + 261
Average inventory = 400 + 261
Average inventory = 661
Order point = Demand during the lead time + safety stock
Order point= 225 x 3 + 261
Order point= 936 units
Red Co.'s beginning Common Stock balance was $110,000 and their ending Common Stock balance was $125,000. This will be reported as _____ in the statement of cash flows.
Answer:
an increase of $15,000 in the financing activities section
Explanation:
In determining the financial position of a business there are 3 financial statements that are used: balance sheet, cash flow statement, and income statement.
The cash flow statement shows how cash inflows and outflows happen in a business. These are attributed to various activities like operations, financing, and investing activities.
Financing activities show how cash flows when a business raises capital. The aim is to pay back creditors and owners by issuing stock, selling stock, collecting loans, and paying dividends.
In the given scenario Red Co.'s had common stock of $110,000 which increased to $125,000.
So there was a selling of shares that increased their stocks by $15,000.
This is a financing activity.
Answer:
This will be reported as an increase of $15,000 in the financing activities section in the statement of cash flows.
Explanation:
This can be determined as follows:
Beginning Common Stock balance = $110,000
Ending Common Stock balance = $125,000
Therefore, we have:
Cash received from issuing stock = Ending Common Stock balance - Beginning Common Stock balance = $125,000 - $110,000 = $15,000
Since cash received from issuing stock is an item under the the financing activities section in the statement of cash flows, this will therefore be reported as an increase of $15,000 in the financing activities section in the statement of cash flows.
A bond has a $1,000 par value, 20 years to maturity, and an 8% annual coupon and sells for $1,110. What is its yield to maturity (YTM)?
Answer:
YTM = 0.070616 or 7.0616% rounded off to 7.06%
Explanation:
The yield to maturity or YTM is the yield or return that an investor can earn on the bond if the bond is purchased today and is held till the bond matures. The formula to calculate the Yield to maturity of a bond is as follows,
YTM = [ ( C + (F - P / n)) / (F + P / 2) ]
Where,
C is the coupon paymentF is the Face value of the bondP is the current value of the bondn is the number of years to maturityCoupon payment = 1000 * 0.08 = 80
YTM = [ (80 + (1000 - 1110 / 20)) / (1000 + 1110 / 2)
YTM = 0.070616 or 7.0616% rounded off to 7.06%
A 37-year-old client experienced a perinatal loss 3 days ago. Which client characteristic would be communicated to the health care provider?
Answer:
Denial of the death
Explanation:
A loss of a Child to a mother is not usually acceptable at first to the mother. A woman at 37 who is advance has slimmer chance of getting pregnant and the woman at 37, having a pregnancy and lossing the baby is not easy to deal with. Parental loss and bereavement is really had for a 37 year old mother who at first may not accept the death of the child but proper care will bring the mother back to full consciousness.
A manufacturer has monthly cost of 60,000 and a production cost of 10$ for each unit produced. The product sells for $15/unit.
a. What is the cost function.
b. What is the revenue function.
c. What is the profit function.
Compute the profit loss corresponding to production level of 10,000 and 14000.
Answer:
a. What is the cost function.
C(x) = 10x + 60,000
b. What is the revenue function.
R(x) = 15x
c. What is the profit function.
P(x) = R(x) - C(x) = 15x - 10x - 60,000 = 5x - 60,000
Compute the profit loss corresponding to production level of 10,000 and 14000.
10,000 units produced:
P(10,000) = 5(10,000) - 60,000 = 50,000 - 60,000 = -$10,000
14,000 units produced:
P(14,000) = 5(14,000) - 60,000 = 70,000 - 60,000 = $10,000
Answer:
1. There is a loss of $10,000 at the production level of 10,000.
2. There is a profit of $10,000 at the production level of 14,000.
Explanation:
From the question, we have:
a = Fixed cost = $60,000
b = Variable cost per unit = $10
P = price per unit = $15
Therefore, we have:
a. What is the cost function.
The cost function can be stated as follows:
C = a + bY ............................... (1)
Where;
C = total cost
a = Fixed cost = $60,000
b = Variable cost per unit = $10
Y = production level
Substituting the relevant values into equation (1), we have:
C = 60,000 + 10Y <--------------- Cost function
b. What is the revenue function.
The revenue function can be stated as follows:
R = P * Y ...................... (2)
Where;
R = Total revenue
P = price per unit = $15
Y = production level
Substituting the relevant values into equation (2), we have:
R = 15 * Y ........................... <------------------ Revenue function
c. What is the profit function.
The profit function can be stated as follows:
Profit (loss) = R - C .......................... (3) <------------------- Profit function.
1. Compute the profit loss corresponding to production level of 10,000
This implies that;
Y = 10,000
C = 60,000 + (10 * 10,000) = $160,000
R = 15 * 10,000 = $150,000
Profit (Loss) = $150,000 - $160,000 = ($10,000)
Therefore, there is a loss of $10,000 at the production level of 10,000.
2. Compute the profit loss corresponding to production level of 14,000
This implies that;
Y = 14,000
C = 60,000 + (10 * 14,000) = 200,000
R = 15 * 10,000 = $210,000
Profit (Loss) = $310,000 - $200,000 = $10,000
Therefore, there is a profit of $10,000 at the production level of 14,000.
a. Distinguish between physical asset markets and financial asset markets. What’s the difference between spot markets and futures markets?
b. Distinguish between money markets and capital markets. What’s the difference between primary markets and secondary markets?
c. Differentiate between private and public markets. Why are financial markets essential for a healthy economy and economic growth?
Answer:
a. Physical assets are tangible, they can be touched, seen, used. They generally lose value over time because they depreciate. On the other hand, financial assets are intangible, they only exist because documents say so. Their price can change if interest rates change of if market conditions change.
Spot markets are markets where securities, currencies or commodities are traded immediately. While futures markets represent the trading of securities, currencies or commodities at a future date.
b. Money markets are where investors trades short term securities, while capital markets are where stocks, bonds and other long term securities are traded.
Primary markets exist only when securities are issued for the first time, e.g. an IPO. The vast majority of trading occurs in secondary markets since a security can literally be traded hundreds of times and all of these operations, except for the initial issuance, take place in secondary markets.
c. Public markets are all the trading markets where publicly traded corporations exchange or trade securities, and anyone can buy them, e.g. NYSE, NASDAQ, etc. Private markets only involve trading of privately held securities, e.g. stocks of closely held corporations. Only certain investors can trade with private securities, they are not available to the general public.
Financial markets basically receive savings from private households and businesses, and they transfer them (as investments) to other companies that need these resources to operate and grow. There is a direct relationship between healthy financial markets and economic development.
Glenrosa Company bought inventory from Monterosa Company, FOB destination. On December 31, the last day of the accounting year, the goods were on a truck owned by Common Carrier, Inc., and not expected to arrive until January 2. Which company should include these goods in its December 31 inventory?
A. Common Carrier
B. Monterosa
C. Glenrosa
D. None of them should include these goods in inventory.
Answer:
The correct option is (B) Monterosa
Explanation:
At the time when the goods are shipped so in the case of FOB destination the goods title would be transferred to the buyer at the time of reaching to the buyer destination as mentioned by the buyer. Till then it would be included in the seller's inventory
So as per the given situation, Monterosa should involves this goods in its closing inventory i.e. as on December 31
True or False: Although firms tend to raise their capital in large, lumpy amounts, their weighted average cost of capital (WACC) and the capital investment that they are evaluating assume that the project will be financed with the same proportion of funds contained in their target capital structure.
Answer:
True
Explanation:
The capital structure is defined as the careful balancing between the equity and the debt that the entity uses to finance its assets, day-to-day operations, and future growth. It combines debt and equity. Debt comes in the form of bond issues or loans, while equity may come in the form of common stock, preferred stock, or retained earnings. The optimal capital structure is estimated by calculating the mix of debt and equity that minimizes the weighted average cost of capital (WACC) of a company while maximizing its market value. However, in calculating the WACC and evaluating the capital investment, the timing of the capital inflow is not considered.
______ is a chemical that captures energy for photosynthesis.
A. glucose
B. lactic acid
C. carbon dioxide
D. chlorophyll
Answer:
option d is the correct answer hope it is correct
A market economy is not based on _____.
a vote
having no choices
personal choice
the public
Answer:
Personal choice
Explanation:
A market economy is not based on personal choice. Thus the correct option is C.
What is the Economy?The economy of any country is determined by the ratio of production and consumption that takes place within a year and evaluates the flow of funds in the market by analyzing the purchasing parity of an individual.
In a free market, the manufacturing of goods and services is controlled by supply and demand principles. It is not centralized and is instead governed by the availability and demand for products and services.
A market economy is said to be a free market or not based on any personal choice as it is determined by the availability of goods and services in the market but customers can influnece the demand for a particular product.
Therefore, option C is appropriate.
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Six years ago the Templeton Company issued 21-year bonds with a 14% annual coupon rate at their $1,000 par value. The bonds had a 9% call premium, with 5 years of call protection. Today Templeton called the bonds.
Required:
a. Compute the realized rate of return for an investor who purchased the bonds when they were issued and held them until they were called. Round your answer to two decimal places.
b. Why the investor should or should not be happy that Templeton called them.
I. Since the bonds have been called, interest rates must have risen sufficiently such that the YTC is greater than the YTM. If investors wish to reinvest their interest receipts, they can now do so at higher interest rates.
II. Since the bonds have been called, interest rates must have risen sufficiently such that the YTC is greater than the YTM. If investors wish to reinvest their interest receipts, they must do so at lower interest rates.
III. Since the bonds have been called, investors will receive a call premium and can declare a capital gain on their tax returns.
IV. Since the bonds have been called, investors will no longer need to consider reinvestment rate risk.
V. Since the bonds have been called, interest rates must have fallen sufficiently such that the YTC is less than the YTM. If investors wish to reinvest their interest receipts, they must do so at lower interest rates.
Answer:
a. Compute the realized rate of return for an investor who purchased the bonds when they were issued and held them until they were called. Round your answer to two decimal places.
HPR = [(ending price - actual price) + dividends received] / actual price
HPR = [($1,090 - $1,000) + (6 x $140)] / $1,000 = $930 / $1,000 = 93%
b. Why the investor should or should not be happy that Templeton called them.
V. Since the bonds have been called, interest rates must have fallen sufficiently such that the YTC is less than the YTM. If investors wish to reinvest their interest receipts, they must do so at lower interest rates.The investor should be unhappy because the market interest rates were much lower than 14%. A company will repurchase bonds only if the market rates are much lower than the current coupon rates that they are paying. Even after paying the call premium, the company is still saving money.
On the other hand, if the investor wants to reinvest the $1,090 received per bond, they will earn a lower interest rate.
discuss the notion of alienation as elaborated by Marx
Answer:
The alienation that Marx refers to comes into being through the relations of production found in capitalist society. ... The commodities that workers produce through their labor is not their own but ultimately belongs to another and is produced for another. Here alienation is manifested in the product that work produces.
"I before E, except after C, or when sounded like A, as in 'neighbor' or 'weigh' is an example of a mnemonic. What memory aid does this mnemonic use?"
A. Emotional connection
B. Visual images
C. Song or rhyme
Answer:
C. Song or rhyme
Explanation:
The memory aid is the testing technique in which the students are able to recall the things by practising them many times
Here in the given situation it is mentioned that I before E exclude C etc is an example of a mnemonic
So this represents the song or rhyme memory aid so that the mnemonic could be used as the following sequence is necessary in this
hence, the correct option is C.
is the creation of real or perceived differences in goods or services.
Answer:product differentiation
Explanation:
both retail and business banks are important to the US economy because they
Answer:
Retail businesses are important because they provide millions of jobs in the United States. According to the most recent figures, almost 10 million Americans work in retail, from cashiers to store vendors, to low-level clerks.
Business banks are important because they provide much needed deposit services and credit to businesses and individuals. The modern economy would not work without banking, and this is why the banking sector is highly regulated by the government, and often rescued in times of economic crisis.
Answer: B. Use deposits to provide loans and financing
Explanation:
A.P.E.X
Your catering business sells luncheons and dinners. Luncheons are $1,000 each, and dinners are $2,000 each. You sold 300 meals in total for revenue of $460,000. How many of each did you sell?
Answer:
140 luncheons, 160 dinners
Explanation:
The number of luncheons and dinners that are sold will be 140 and 160, respectively.
What is the solution to the equation?The allocation of weights to the important variables that produce the calculation's optimum is referred to as a direct consequence.
Your catering business sells luncheons and dinners. Luncheons are $1,000 each, and dinners are $2,000 each. You sold 300 meals in total for a revenue of $460,000.
Let 'x' be the number of Luncheons and 'y' be the number of dinners. Then the equations are given as,
x + y = 300 ...1
1,000x + 2,000y = 460,000 ...2
From equations 1 and 2, then we have
1,000(300 - y) + 2,000y = 460,000
300,000 - 1,000y + 2,000y = 460,000
1,000y = 160,000
y = 160
Then the value of 'x' is given as,
x + 160 = 300
x = 300 - 160
x = 140
The number of luncheons and dinners that are sold will be 140 and 160, respectively.
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Company acquired land and buildings for $1,000,000. The land is appraised at $450,000 and the buildings are appraised at $800,000. The debits to the Land and Buildings accounts will be:
Answer:
Debit Land for $360,000
Debit Buildings for $640,000
Explanation:
The total acquisition cost has to be allocated based on the appraisal value of each of the Land and Buildings.
Therefore, the amount to be debited to the Land and Buildings accounts can be calculated as follows:
Total acquisition cost = $1,000,000
Land appraisal value = $450,000
Buildings appraisal value = $800,000
Total appraisal value = Land appraisal value + Buildings appraisal value = $450,000 + $800,000 = $1,250,000
Amount allocated to Land = (Land appraisal value / Total appraisal value) * Total acquisition cost = ($450,000 / $1,250,000) * $1,000,000 = $360,000
Amount allocated to Buildings = (Buildings appraisal value / Total appraisal value) * Total acquisition cost = ($800,000 / $1,250,000) * $1,000,000 = $640,000
Therefore, the debits to the Land and Buildings accounts will be the allocated amounts to each as follows:
Debit Land for $360,000
Debit Buildings for $640,000
Which of the following should the closing paragraph not do?
Answer:
3
Explanation:
Answer: B - Describe why are you interested in the company
Explanation: that’s the correct answer !!!
The consumer price index was 200 in 2008 and 190 in 2009. The nominal interest rate during this period was 4.5 percent. What was the real interest rate during this period
Answer:
the real interest rate is 9.5%
Explanation:
The computation of the real interest rate is shown below:
But before that inflation rate need to be determined
Inflation rate is
= [CPI this year - CPIlast year] ÷ CPI last year
= {(190 - 200) ÷ 200} × 100
= -0.05 × 100
i = -5%
Now the real interest rate is
real interest rate = nominal interest rate - inflation rate
= 4.5% - (- 5%)
= 9.5%
Hence, the real interest rate is 9.5%
Unique Stores common stock pays a constant annual dividend of $1.75 a share. What is the value of this stock at a discount rate of 13.25 percent?
Answer:
the value of the stock is $13.21 per share
Explanation:
The computation of the value of the stock is shown below:
The Value of the stock is
= Constant annual dividend ÷ discount rate
= $1.75 ÷ 0.1325
= $13.21 Per share
Hence, the value of the stock is $13.21 per share
We simply applied the above formula so that the correct value could come
And, the same is to be considered
What are accountants most likely involved in as part of their daily activities within an organization?
A.
Preparing profit and loss statements.
B.
Working on distribution-related logistics.
C.
Contacting potential new retailers.
D.
Working on production schedules and shifts.
Answer:
What are accountants most likely involved in as part of their daily activities within an organization?
A.
Preparing profit and loss statements.
B.
Working on distribution-related logistics.
C.
Contacting potential new retailers.
D.
Working on production schedules and shifts.
Explanation:
Plato
Aspen, Inc. developed a new horse transport device and incurred research and development costs of $250,000. Rather than continue with its own research, Aspen decided to purchase a patent for a similar design from Vail, Inc. for $350,000. What are the total assets and expenses for these developments?
a. Assets $600,000; Expenses $0.
b. Assets $250,000; Expenses $350,000.
c. Assets $350,000; Expenses $250,000.
d. Assets $0; Expenses $600,000.
Answer:
c. Assets $350,000; Expenses $250,000.
Explanation:
In a business enterprise there are five items to consider when estimating the financial position of a business: assets, liabilities, revenue, expense, and stockholder equity.
Assets are entities that are owned by a business and can be used to generate revenue.
In the given instance Aspen decided to purchase a patent for a similar design from Vail, Inc. for $350,000. This is procurement of an asset.
An expense is the amount a business spends on purchasing an item or obtaining a service. For example rent is an expense a business pays to use a property.
In the given instance Aspen, Inc. developed a new horse transport device and incurred research and development costs of $250,000.
This is an expense incurred in the course of developing a new horse transport device
Common fixed expenses have been allocated equally to each of the two divisions. Carter's segment margin for the West Division is:
Answer: B. $132,000
Explanation:
When calculating the Segment margin, it is important to note that only costs that are directly traceable to the segment are to be deducted from the revenue.
The segment margin therefore is;
= Sales revenue - Variable costs - Direct fixed costs
= (50,000 * 10) - (50,000 * 6) - 68,000
= 500,000 - 300,000 - 68,000
= $132,000
A shift of the supply curve of oil raises the price from $10 a barrel to $15 a barrel and reduces the quantity demanded from 40 million to 15 million barrels a day. You can conclude that the ___________.
A. demand for oil is inelastic
B. demand for oil is elastic
C. supply of oil is elastic
D. supply of oil is inelastic
Answer:
Option B: demand for oil is elastic
Explanation:
Price elasticity of demand is generally note to be the magnitude (degree) responsiveness of quantity demanded of goods/services to a change in price of goods and services.
A demand for goods and services is said to be elastic if the demand by consumer is relatively sensitive to changes in price.
The long-run demand for oil is usually elastic than the short run demand for oil.
Mr. Ghani wants to deposit his savings of Rs. 50,000 in a bank which offers 8% interest compounded semi-annually to withdraw Rs. 2,500 at the end of each six months from the date of deposit. How many withdrawals will he or his heir (in case of his death) be able to make before the entire amount is exhausted
Answer:
How many withdrawals will he or his heir (in case of his death) be able to make before the entire amount is exhausted is explained below in detail explanation.
Explanation:
Let the no of withdrawals be n, then
Present value of n withdrawals = 50000
Interest rate per 6 months =8%/2 =4%
Withdraw amt/(Int rate)*(1-1/(1+interest)^n) = 50000
=> 2500/0.04*(1-1/1.04^n) = 50000
1/1.04^n = 0.2
1.04^n = 5
=> n = ln(5) / ln(1.04) = 41.03
Total 41 withdrawals of Rs.2500 can be made (with a smaller 42nd installment of less than Rs.2500)
Two sentences only. i'll give brainliest.
1. How important is elasticity in the analysis of the market?
2. What are tge relying factors of demand elasticity?
Answer:
(1)Elasticity is an important economic measure, particularly for the sellers of goods or services, because it indicates how much of a good or service buyers consume when the price changes. ... If the market price goes up, firms are likely to increase the number of goods they are willing to sell.
(2) Many factors determine the demand elasticity for a product, including price levels, the type of product or service, income levels, and the availability of any potential substitutes. High-priced products often are highly elastic because, if prices fall, consumers are likely to buy at a lower price
Royal Decking has five products in its inventory. Information about the December 31, 2021 inventory is below:
Product Cost Sales Price
A $40 $60
B 80 100
C 40 80
D 100 130
E 20 30
A) Selling costs include a sales commission equal to 20% of selling price and shipping costs equal 10% of cost. What per unit value should Royal Decking use for each of its products when applying LCNRV?
B) If Royal has 1,000 units of each product, what should total inventory be on the balance sheet if the company applies LCNRV at the product level?
Answer:
Royal Decking
A) Per unit value for each of Royal Decking's products, applying LCNRV:
Product Cost Sales Price NRV LCNRV
A $40 $60 $44 ($60 - 12 - 4) $40
B 80 100 $72 ($100 - 20 - 8) $72
C 40 80 $60 ($80 - 16 - 4) $40
D 100 130 $84 ($130 - 26 - 10) $84
E 20 30 $22 ($30 - 6 - 2) $20
B. Total Inventory on the balance sheet is:
$256,000
Explanation:
a) Data and Calculations:
Ending Inventory at December 31, 2021:
Product Cost Sales Price NRV LCNRV Inventory value
A $40 $60 $44 ($60 - 12 - 4) $40 $40,000
B 80 100 $72 ($100 - 20 - 8) $72 $72,000
C 40 80 $60 ($80 - 16 - 4) $40 $40,000
D 100 130 $84 ($130 - 26 - 10) $84 $84,000
E 20 30 $22 ($30 - 6 - 2) $20 $20,000
Total inventory value $256 $256,000
= ($256 * 1,000)
Selling costs = 20% of selling price
Shipping costs = 10% of cost
Answer:
Explanation:
To get the NRV we should proceed with this formula.
Selling price ($60)x(20%) = 12.
60-12 = 48
Cost ($40)x(10%) = 4.
40-4 = 36
Then we do this.
48 + 36 = 84
Then we subtract this number from the original cost number.
84 - 40 = 44
So the NRV of A is 44.
I am not a professor but this is the way I can teach and using this method I got my question correctly. Do the rest yourself following this example.