A financial institution that purchases a business' accounts receivable at a discount and then keeps what they collect is a(n) factor.
What is account receivable?Account receivable is an asset and can be defined as the amount a company is expected to receive from their client for the service they rendered to the client.
When a financial institution buy a business account receivable at a discounted price or rate by keeping the amount they collected this is tend to be known as a factor.
Therefore a financial institution that purchases a business' accounts receivable at a discount and then keeps what they collect is a(n) factor.
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Because it is needed for the schedule of expected cash collections, the annual master budget file includes the.
It should be noted that the annual master budget file includes the from last year.
What is a master budget?The master budget serves as the aggregation of all lower-level budgets produced that is been generated by company's various functional areas.
This encompass budgeted financial statements, and a financing plan.
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According to the business cycle represented in the diagram above, the actual rate of unemployment equals the natural rate of unemployment when the economy is.
According to the business cycle, the actual rate of unemployment equals the natural rate of unemployment when the economy is on the potential line.
What is Unemployment?This refers to the situation in which a person is without paid employment and cannot adequately cater to his needs.
Hence, we can see that from the complete question, there is an image attached which shows real output graphed against time and there is the expansion, peak, etc and there is equality between the actual and natural rate of unemployment on the potential line.
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When referring to factors of production,
which of the following is an example of land?
Answer:
The first factor of production is land, but this includes any natural resource used to produce goods and services. This includes not just land, but anything that comes from the land. Some common land or natural resources are water, oil, copper, natural gas, coal, and forests.
Ugar has relocated a production firm to a country that has lower production costs, and is closer to his customers. What type of advantage does this offer Ugar's firm
The advantage offered to Ugar by relocating their production firm is a reduction in the cost of doing business.
What advantage does Ugor gain?When Ugor relocated to the country that has a lower production cost, it means that they will spend less to produce their goods and services.
He will also spend less on transporting his goods to his customers. These reduced costs mean that his cost of doing business has reduced.
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Wat is NOT taken into account when determining a person's career path?
Answer:
genetics
Explanation:
The short-run aggregate supply curve is more useful than the curves for other time horizons because real-world economies ______. Multiple choice question.
The short-run aggregate supply curve is more useful than the curves because it changes price level and output levels simultaneously.
What is a short-run aggregate supply curve?A short-run aggregate supply curve simply allows one capture how the firm will be able to respond to price stickiness in an economy.
In this case, the short-run aggregate supply curve is more useful than the curves for other time horizons because real-world economies because it changes price level and output levels simultaneously.
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Would a change in the interest rates from 8% to 7% encourage a banks customers to borrow more money? Explain.
A) No, it would not encourage more borrowing, because a lower interest rate means that they would earn more interest over the course of the loan
B) Yes, it would encourage mor borrowing because a lower interest rate means that they would earn more interest over the course of the loan
C) Yes, it would encourage more borrowing because a lower interest rate means that they would have less interest to repay over the course of the loan
D) No, it would not encourage more borrowing, because a lower interest rate means that they would have less interest to repay over the course of the loan
Answer:
The answer would be D
Explanation:
The reason why i got that is an interest rate is the cost of borrowing money. Or, on the other side of the coin, it is the compensation for the service and risk of lending money. In both cases it keeps the economy moving by encouraging people to borrow, to lend, and to spend. But prevailing interest rates are always changing, and different types of loans offer different interest rates. If you are a lender, a borrower, or both, it's important you understand the reasons for these changes and differences. They also have a heavy effect on the rare metals trade, including silver stocks.
Yes, because they would have less interest to pay back over the term of the loan, a lower interest rate would encourage additional borrowing. Hence, Option (C ) is the accurate answer.
What is an interest rate?An interest rate is an amount of interest that is payable each period stated as a percentage of the amount that was lent, deposited, or borrowed.
The principal amount, interest rate, frequency of compounding, and duration of the loan, deposit, or borrowing determine the total amount of interest on a sum that was lent or borrowed.
Interest rates are one of the main pillars of the American economic system. They affect borrowing costs and savings yields and greatly contribute to the overall return on many different types of assets. Additionally, some interest rates provide insight into the forthcoming financial market and economic activity.
Hence, option (C ) is the correct one.
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When negative externalities exist, an unregulated market will produce ______ of the good and the price will be ______ when compared to the efficient level of production.
When negative externalities exist, an unregulated market will produce too much of the good and the price will be low when compared to the efficient level of production.
What is a negative externality?This is type of externality that occurs when the production or the consumption of a good brings about extra costs for another party.
When this is the case, then it may result in one party having benefits and the other party suffering for the benefits.
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Which statement is NOT true?
A. Local banks offer commercial real estate loans.
B. Local banks offer automobile loans to the government.
C. Local banks offer unsecured loans.
D. Local banks offer residential mortgage loans.
E. Local banks offer educational loans.
Explanation:
The Answer Is C. That's It
What is the reason for using progressive taxes on income?
A) Lower-income individuals have a lower cost of living and can afford to pay more in taxes.
B) Higher-income individuals are more likely to spend their income on consumption of goods, and paying more taxes discourages spending.
C) Higher-income individuals are more likely to afford their standard of living and can afford to pay more in taxes.
D) Individuals of all incomes pay the same percentage of their income toward the tax, making it a fair tax.
The reason for the progressive tax is because the Higher-income individuals can afford a good standard of living and can pay more in taxes.
What is a progressive tax?This is a type of tax imposed based on a taxpayer's ability to pay, that is, the higher the income. the higher the taxrate applicable to the taxpayer's income.
The reason for progressive tax is that a tax would be a disproportionate burden for people with low incomes.
Therefpre, the Option C is correct.
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If a salesperson wishes to provide potential buyers with evidence that the product is enjoyed by others in the
community, he or she can
O put its logo on a pair of jeans
O place an advertisement on the radio
position an ad on the internet
o provide testimonials from customers
Observation can be used to help determine ______. Multiple select question. proper inventory authorizations proper recording and allocation of labor and material costs physical controls over inventory separation of duties in the inventory area
Observation can be used to help determine proper inventory authorizations so as to meet the goals of the company.
What is observation ?Observation serves as the the action or process which involves closely monitoring of something or someone.
Therefore, with proper observation, as an expert you can determine proper inventory authorization so as to achieve organizational goals.
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How are a credit score and credit report related?
Answer:
1) A
2)D
3)D
4) Dunno
Explanation:
Here's the reason why I chose the answers as well.
1) When you have a debit card you are spending your OWN money. Therefor it's taken from the money if you have in your bank account.
2)Credit Cards are usually used when you don't have the cash at hand but have to pay it back.
3)The lower the credit score the worst it is.
why doesn't school teach taxes
Answer:
Well, Who knows but I'd assume they deem it unimportant. for our class because of we were a higher class our parents would teach us how when we were ready
Answer: People file different kinds of taxes. They can't teach you every kind of tax in depth on how to go through it. For example, for personal income taxes, there are currently three different types of forms that someone could file.
Andy Yocom was looking to start a small business so he could be his own boss. While golfing one day, he saw prime advertising space on the flags on the course. He has decided to call his new venture Invision Golf Group Inc. What should he include in his business plan
The things that Andy Yocom should include in the business plan is E. All of the above.
What is a business plan?A business plan simply means a plan that is used by a business to set out the goals and objectives of the firm and how the company will achieve it.
From the complete question, he should include the goals, how the company will achieve it, the employees to achieve the goals, etc.
The things that should be included include:
management plan.the elements of the company that make it uniquean analysis of the market in which the company will operatea financial plan.Therefore, the correct option is all of the above.
Note that the options to the question include:
A. management plan.
B. the elements of the company that make it unique
C. an analysis of the market in which the company will operate
D. a financial plan.
E. all of the above.
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You borrow money on a self liquidating installment loan (equal payments at the end of each year, each payment is part principal part interest)
Loan amount $989,000
Interest Rate 11. 7%
Life 48 years
Date of Loan January 1, 2021
1. What is the annual payment (round to the nearest $)?
2. What are the total interest payments (round to the nearest $)?
3. After 28 payments have been made, what percentage of the total interest has been paid (round to the nearest percentage point)?
4. After 28 payments have been made, what percentage of the total principal has been paid (round to the nearest percentage point)
5. What is the annual payment (round to the nearest $)?
6. What are the total interest payments (round to the nearest $)?
After 28 payments have been made, what percentage of the total interest has been paid (round to the nearest percentage point)?
8. After 28 payments have been made, what percentage of the total principal has been paid (round to the nearest percentage point)?
The percentage of total interest paid after 28 payments is 69%, and the percentage of total principal paid after 28 payments is 10%.
Calculations of a Loan Annual Payment and Total Interest PaymentsNote: Only questions 1 to 4 are relevant as questions 6 to8 are just repetitions of questions 1 to 4 respectively.
Also Note: See the attached photo for the loan amortization schedule for the self-liquidating installment loan.
From the attached photo, we can answer the questions as follows:
1. Annual payment = $116,287
2. Total interest payments = Total of interest = $4,592,780
3. Percentage of total interest paid after 28 payments = Cumulative interest payment at Year 28 / Total interest payments = $3,152,232 / $4,592,780 = 0.69, or 69%
4. Percentage of total principal paid after 28 payments = Cumulative annual principal at Year 28 / Total principal payments = $103,806 / $989,000 = 0.10, or 10%
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You just won the lottery. congratulations! the jackpot is $10,000,000, paid in eight equal annual payments. the first payment on the lottery jackpot will be made today. in present value terms, you really won —assuming annual interest rate of 8.00%.
Answer:
An annuity that pays $1,000 at the beginning of each year
PTM of the annuity selling for 2,541.15 $ 437.50
Present value of the Jackpot: $62,063,701
Explanation:
Because is at the beginning, the 1,000 will be generating interest right away.
So even the 500 at the beginning will have a slightly higher rate, it cwon't compensate the 1,000 upfront.
On May 25, Tyler, Inc. issues 100 shares of $10 par value preferred stock for $5,000 cash. The entry to record this transaction would include a (debit/credit) ________ to the preferred stock account in the amount of
The entry to record this transaction would include a Credit to the preferred stock account in the amount of $1,000.
Prefered stock accountBased on the information given the appropriate journal entry to record the transaction is:
Tyler, Inc. Journal entry
Debit Cash $1,000
Credit Preferred stock account $1,000
(100 shares×$10 per value)
(To record preferred stock)
Therefore the entry to record this transaction would include a Credit to the preferred stock account in the amount of $1,000.
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John and Vicky purchased a $200,000 homeowners policy for their house in 1988. They have renewed the policy each year since, but have not updated their coverage. This policy has a $1,000 deductible. Their home now has a replacement value of $275,000. Last week they came home to find a small fire which caused the following damages: home$50,000 personal property$20,000 landscaping$ 7,000How much will the insurance company pay for the $50,000 loss to their home
The amount that the insurance company pay for the $50,000 loss to their home will be $25000.
What is an insurance?It should be noted that insurance simply means a form of protection against financial loss to hedge against risk.
From the information given, there is a 50% on the personal property covered. In this case, the amount will be:
= 50% × $50000
= $25000
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Submit your 500-word essay describing the career you have chosen, a five-day schedule of this career, and the
advantages and disadvantages of the work schedule that you have created.
Assuming you choose the marketing career to write your essay, it is essential to conduct research on reliable sources for information about professional assignments.
What is a career in marketing like?As a broad and innovative field, a career in marketing can take many different paths. It involves efforts to promote a company's products and services, through value creation and positioning strategies.
Therefore, if the chosen area is content marketing, some advantages are greater flexibility and creativity to create media that engage the public with the brand.
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what are the factors pricing up a product? Please mark me the brainiest. Thank you
Answer:
1) Product has more demand.
2) Competition.
3) Buying pattern of the consumer.
4) Economic Enviroment
5) The Governments Policy
Explanation:
Some main factors of pricing up a product.
Pierre works at a fine dining restaurant. He wants to impress his special guests tonight by carving the lamb, which is the main course, in front of them. Before dinner service started he made sure that his ______ cart was stocked with utensils, linen, hot plates, a flare lamp, and accompaniments such as sauces and mustard
He made sure that the kitchen cart was stocked with necessary utensils, flare lamp, sauces, mustard etc.
What is a kitchen cart?This is a cart that is designed to serve an all-purpose storage and workspace for personal and business kitchen.
These cart usually a drawers, baskets, cabinets or hooks that will helop to hold utensils, towels, essentials etc.
Therefore, the word "kitchen cart" is correct.
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The term ____________________ describes the increasing connectedness of societies and their economies as a result of developments in transportation and communication.
The term globalization describes the increasing connectedness of societies and their economies as a result of developments in transportation and communication.
What is Globalization?This refers to the connectedness between different societies which brings them closer in terms of development and communication.
Hence, we can see that as a result of globalization, we can see that the world is now a global village and communication is fast and instant even across great distances.
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What best describes national finances during president reagan’s time in office?
The statement that best describes national finances during president Reagan’s time in office is both federal spending and the national debt rose.
Who is the Regan?Ronald Wilson Reagan was the 40th President of the United States of America, presiding from 1981 to 1989.
After a profession as a Hollywood star and union organizer, he governed as the 33rd governor of California from 1967 to 1975.
Under his presidency, the federal government's spending increased by around 65 percent. The total spent climbed from $599 billion to $991 billion.
The national debt is also increasing. During his reign, it has steadily increased from $738 billion to $2.1 trillion, the economy has been growing considerably.
The military organization under his presidency is responsible for the vast majority of this spending and borrowing.
Therefore, both federal spending and the national debt rose as a result of his spending.
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A juice manufacturer has 50,000 gallons of juice in process at the beginning of the month. By month's end 25,000 gallons were complete, 20,000 gallons were 60% complete and 5,000 units were 40% complete. Equivalent units equals ______ gallons.
If 20,000 gallons were 60% complete and 5,000 units were 40% complete. The Equivalent units equals 39,000 gallons.
Equivalent unitsUsing this formula
Equivalent units=Ending complete gallons(25,000 gallons ×60% complete)+ (5,000 units ×40% complete)
Let plug in the formula
Equivalent units=25000+(20000×60%)+(5000×40%)
Equivalent units=25,000+12,000+2,000
Equivalent units=39,000 gallon
Therefore the Equivalent units equals 39,000 gallons.
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Helpful hardware sells windows (80% of sales) and doors (20% of sales). the selling price of each window is $580 and of each door is $1,180. the variable cost of each window is $385 and of each door is $880. fixed costs are $1,737,720. the weighted-average contribution margin is:
The weighted-average contribution margin of Helpful hardware which sells windows and doors is $216.
Calculation of Weighted-Average Contribution MarginThe weighted-average contribution margin can be calculated using the following formula:
Weighted-average contribution margin = (Contribution margin of windows * Percentage sales contribution of windows) + (Contribution margin of doors * Percentage sales contribution of doors) ……….. (1)
Where:
Contribution margin of windows = Selling price of each window - Variable cost of each window = $580 - $385 = $195
Percentage sales contribution of windows = 80%
Contribution margin of doors = Selling price of each door - Variable cost of each door = $1,180 - $880 = $300
Percentage sales contribution of doors = 20%
Substituting all the values into equation (1), we have:
Weighted-average contribution margin = ($195 * 80%) + ($300 * 20%) = $216
Therefore, the weighted-average contribution margin is $216.
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A bond is the issuer's written promise to pay the _____________ of the bond with interest. multiple choice Market value Par value Interest value
The blank space in the sentence should be filled with Market value.
What is a Bond?In all simplicity, a bond is loan from an investor to a borrower which may be a company or government. The borrower uses the money to fund its operations, and the investor receives interest on the investment. Additionally, it is noteworthy to know that the market value of a bond can change over time as bonds are a medium for store of value.
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When reagan took office, he brought with him a new economic philosophy. with the guidance of his economic advisors, he tried to stimulate the economy. to do this, his administration cut taxes and invested government money in job-creation programs. it seemed to work. in the eight years that reagan was president, the unemployment rate fell from 7.5 percent to 5.4 percent. during that same period, inflation dropped from 12.5 percent to 4.4 percent. which of these economic concerns was related to the achievements described in the passage? "baby boomers" did not want the jobs that had been created by government. reagan "froze" wages and prices to accomplish this economic recovery. inflation and unemployment rates declined, but stagflation did not. the nation’s deficit rose greatly as inflation and unemployment fell.
The nation’s deficit rose greatly as inflation and unemployment fell was an economic concern that was related to the achievement described in the passage.
What were the economic concerns in the passage?The passage explains that with the fall in tax revenue of the government and higher spending on employment programs, the federal deficit started to rise.
However, after some years, it could be seen that many businesses gained growth from government spending and created jobs with decreasing inflation rates.
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Answer:
it's D
Explanation:
Got right on edge 2023
What is the primary reason for us government bond yields.
Answer: Government bonds form a large proportion of investor holdings, and corporate bonds are often priced relative to corporate bonds.
Explanation:
A drop in which of the following measures would typically send a government bond price down? U.S. government bonds offer higher returns than corporate bonds, so investors find government bonds a more attractive investment. All governments mandate interest rates as part of their economic policy. Non-government borrowers are slightly less safe and therefore must offer slightly lower yields.
How many dollars would it cost to buy an edinburgh woolen mill sweater costing 50 british pounds if the exchange rate is 1.50 dollars per one british pound
The amount of dollars that it would cost to buy an edinburgh sweaters if the exchange rate is 1.50 dollars per one british pound is: $75.
Dollar amount to buy an buy an edinburgh woolen millUsing this formula
Dollar amount=Cost of woolen mill sweater×Exchange rate
Where:
Cost of woolen mill sweater=50 pounds
Exchange rate=1.50 dollars
Let plug in the formula
Dollar amount=50×$1.50
Dollar amount=$75
Inconclusion the amount of dollars that it would cost to buy an edinburgh woolen mill sweater is $75.
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